​
age now
60
years retired
30
net yield
(inflation less investment yield)
-0.02
initial required annual income
100000
present retirement funds
2500000
gender
male
female
smoker
smoker
nonsmoker
retirement fund required
$2,333,458.
excess or shortfall
$166,542.
life expectancy
20.6 years
present value of last retirement year
income
$54,881.