"Date" "Product" "SubProduct" "Issue" "SubIssue" "ComplaintNarrative" "CompanyPublicResponse" "Company" "State" "ZIPCode" "Tags" "ConsumerConsent" "SubmittedVia" "DateSent" "CompanyResponse" "TimelyResponse" "ConsumerDisputed" "ComplaintID" "DateObject[{2014, 6, 16, 0, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "WA" "99337" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 32, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895968. "DateObject[{2014, 6, 16, 0, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895805. "DateObject[{2014, 6, 16, 0, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "20744" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895971. "DateObject[{2014, 6, 16, 1, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "MD" "21044" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895870. "DateObject[{2014, 6, 16, 1, 19, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95136" "" "N/A" "Web" "DateObject[{2014, 6, 16, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 895855. "DateObject[{2014, 6, 16, 1, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77450" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897555. "DateObject[{2014, 6, 16, 1, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TN" "38305" "" "N/A" "Web" "DateObject[{2014, 6, 16, 2, 16, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895973. "DateObject[{2014, 6, 16, 2, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80915" "" "N/A" "Web" "DateObject[{2014, 6, 16, 2, 16, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895974. "DateObject[{2014, 6, 16, 2, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pangaea International Receivable Services Inc." "VA" "23058" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 53, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895795. "DateObject[{2014, 6, 16, 2, 23, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85020" "" "N/A" "Web" "DateObject[{2014, 6, 16, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895976. "DateObject[{2014, 6, 16, 2, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08817" "" "N/A" "Web" "DateObject[{2014, 6, 16, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895906. "DateObject[{2014, 6, 16, 2, 28, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80915" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895975. "DateObject[{2014, 6, 16, 2, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98034" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 27, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895977. "DateObject[{2014, 6, 16, 3, 0, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "TX" "79938" "" "N/A" "Web" "DateObject[{2014, 6, 16, 3, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895978. "DateObject[{2014, 6, 16, 3, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Choice Assets LLC." "NJ" "08630" "" "N/A" "Web" "DateObject[{2014, 6, 16, 3, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895979. "DateObject[{2014, 6, 16, 3, 13, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17331" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895980. "DateObject[{2014, 6, 16, 3, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08817" "" "N/A" "Web" "DateObject[{2014, 6, 16, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895907. "DateObject[{2014, 6, 16, 3, 31, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "OH" "45246" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895981. "DateObject[{2014, 6, 16, 3, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bull City Financial Solutions, Inc" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895982. "DateObject[{2014, 6, 16, 4, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NC" "27560" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897517. "DateObject[{2014, 6, 16, 6, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93561" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895987. "DateObject[{2014, 6, 16, 7, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IA" "50851" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 8, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895989. "DateObject[{2014, 6, 16, 8, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MA" "01002" "" "N/A" "Web" "DateObject[{2014, 6, 16, 8, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895990. "DateObject[{2014, 6, 16, 9, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77075" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 34, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895991. "DateObject[{2014, 6, 16, 10, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "IL" "60436" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896145. "DateObject[{2014, 6, 16, 10, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85033" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897262. "DateObject[{2014, 6, 16, 10, 34, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93210" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896075. "DateObject[{2014, 6, 16, 10, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98445" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 18, 14, 48, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895813. "DateObject[{2014, 6, 16, 10, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "53045" "" "N/A" "Web" "DateObject[{2014, 6, 16, 10, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895808. "DateObject[{2014, 6, 16, 10, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "08520" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 46, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895738. "DateObject[{2014, 6, 16, 11, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 6, 16, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895777. "DateObject[{2014, 6, 16, 11, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NJ" "07202" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895992. "DateObject[{2014, 6, 16, 11, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "33460" "" "N/A" "Web" "DateObject[{2014, 6, 16, 11, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895993. "DateObject[{2014, 6, 16, 12, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08053" "" "N/A" "Web" "DateObject[{2014, 6, 16, 12, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895732. "DateObject[{2014, 6, 16, 12, 26, 8.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "48185" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896001. "DateObject[{2014, 6, 16, 12, 28, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07060" "" "N/A" "Web" "DateObject[{2014, 6, 16, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896003. "DateObject[{2014, 6, 16, 12, 48, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "01853" "" "N/A" "Postal mail" "DateObject[{2014, 8, 21, 21, 33, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896012. "DateObject[{2014, 6, 16, 12, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "NY" "11951" "" "N/A" "Web" "DateObject[{2014, 6, 16, 12, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896015. "DateObject[{2014, 6, 16, 13, 14, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "96114" "" "N/A" "Postal mail" "DateObject[{2014, 8, 8, 18, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896037. "DateObject[{2014, 6, 16, 13, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "96114" "" "N/A" "Postal mail" "DateObject[{2014, 8, 8, 18, 55, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896038. "DateObject[{2014, 6, 16, 13, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "96114" "" "N/A" "Postal mail" "DateObject[{2014, 8, 8, 18, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896039. "DateObject[{2014, 6, 16, 13, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MI" "48047" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895842. "DateObject[{2014, 6, 16, 13, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Overlimit fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "VA" "23220" "" "N/A" "Web" "DateObject[{2014, 6, 16, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896047. "DateObject[{2014, 6, 16, 13, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37211" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 896051. "DateObject[{2014, 6, 16, 13, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37211" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 896052. "DateObject[{2014, 6, 16, 13, 38, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Virtuoso Sourcing Group, LLC." "FL" "32825" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897252. "DateObject[{2014, 6, 16, 13, 42, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63366" "" "N/A" "Web" "DateObject[{2014, 6, 16, 13, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896063. "DateObject[{2014, 6, 16, 13, 43, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07662" "" "N/A" "Web" "DateObject[{2014, 6, 16, 13, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896065. "DateObject[{2014, 6, 16, 13, 43, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OH" "44066" "" "N/A" "Web" "DateObject[{2014, 6, 16, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896067. "DateObject[{2014, 6, 16, 13, 44, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37211" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 58, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 896053. "DateObject[{2014, 6, 16, 13, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "43040" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896070. "DateObject[{2014, 6, 16, 13, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11964" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895893. "DateObject[{2014, 6, 16, 13, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "" "" "" "N/A" "Fax" "DateObject[{2014, 6, 18, 15, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895736. "DateObject[{2014, 6, 16, 13, 55, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "GA" "30080" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896088. "DateObject[{2014, 6, 16, 13, 59, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "CO" "80923" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 20, 13, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896094. "DateObject[{2014, 6, 16, 14, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MA" "01081" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896095. "DateObject[{2014, 6, 16, 14, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "GA" "30093" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896098. "DateObject[{2014, 6, 16, 14, 2, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IN" "47360" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896100. "DateObject[{2014, 6, 16, 14, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ONLINE Information Services, Inc." "NC" "27883" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 48, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896091. "DateObject[{2014, 6, 16, 14, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "53210" "" "N/A" "Fax" "DateObject[{2014, 6, 18, 15, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896118. "DateObject[{2014, 6, 16, 14, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "4 Star Resolution LLC (Closed)" "NC" "28787" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 9, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 896120. "DateObject[{2014, 6, 16, 14, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01501" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 6, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896128. "DateObject[{2014, 6, 16, 14, 24, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "TX" "76006" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 15, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896031. "DateObject[{2014, 6, 16, 14, 24, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Student Aid (USA) Funds" "TX" "76006" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 14, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896032. "DateObject[{2014, 6, 16, 14, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "OH" "45240" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896132. "DateObject[{2014, 6, 16, 14, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "AP" "96266" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896140. "DateObject[{2014, 6, 16, 14, 30, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trustmark Corporation" "MS" "38702" "" "N/A" "Fax" "DateObject[{2014, 6, 18, 14, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896143. "DateObject[{2014, 6, 16, 14, 32, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33071" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896149. "DateObject[{2014, 6, 16, 14, 34, 5.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63026" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896151. "DateObject[{2014, 6, 16, 14, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MO" "63645" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896152. "DateObject[{2014, 6, 16, 14, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04038" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896154. "DateObject[{2014, 6, 16, 14, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "13039" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 19, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897259. "DateObject[{2014, 6, 16, 14, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Profit Recovery, Inc" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896162. "DateObject[{2014, 6, 16, 14, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48223" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 14, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896165. "DateObject[{2014, 6, 16, 14, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "DC" "20017" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897543. "DateObject[{2014, 6, 16, 14, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48328" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895911. "DateObject[{2014, 6, 16, 14, 48, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78202" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896180. "DateObject[{2014, 6, 16, 14, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "NY" "14625" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896183. "DateObject[{2014, 6, 16, 14, 49, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85201" "Older American" "N/A" "Fax" "DateObject[{2014, 6, 18, 14, 22, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897516. "DateObject[{2014, 6, 16, 14, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "36089" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 16, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895834. "DateObject[{2014, 6, 16, 14, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48328" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 40, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895912. "DateObject[{2014, 6, 16, 14, 53, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90303" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 14, 19, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896126. "DateObject[{2014, 6, 16, 14, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32162" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896194. "DateObject[{2014, 6, 16, 14, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Constantino Law Office, P.C." "UT" "84128" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 896198. "DateObject[{2014, 6, 16, 14, 58, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Collection Systems, Inc." "WI" "53590" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896202. "DateObject[{2014, 6, 16, 14, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guaranteed Rate" "IL" "60542" "" "N/A" "Web" "DateObject[{2014, 6, 16, 14, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895940. "DateObject[{2014, 6, 16, 14, 59, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "MS" "38671" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896204. "DateObject[{2014, 6, 16, 15, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33948" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 2, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896207. "DateObject[{2014, 6, 16, 15, 3, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "OH" "45410" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 17, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897520. "DateObject[{2014, 6, 16, 15, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "63108" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896221. "DateObject[{2014, 6, 16, 15, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "IN" "46220" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896223. "DateObject[{2014, 6, 16, 15, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60652" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895867. "DateObject[{2014, 6, 16, 15, 9, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01810" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896228. "DateObject[{2014, 6, 16, 15, 10, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "California Business Bureau, Inc." "CA" "92037" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 896229. "DateObject[{2014, 6, 16, 15, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MA" "02780" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896196. "DateObject[{2014, 6, 16, 15, 12, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46186" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897515. "DateObject[{2014, 6, 16, 15, 15, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30134" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 14, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896239. "DateObject[{2014, 6, 16, 15, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "18353" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896087. "DateObject[{2014, 6, 16, 15, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ADR ARBITRATION SERVICES (Closed)" "TX" "78641" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896244. "DateObject[{2014, 6, 16, 15, 17, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97067" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896245. "DateObject[{2014, 6, 16, 15, 18, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92037" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896230. "DateObject[{2014, 6, 16, 15, 23, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "01887" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896254. "DateObject[{2014, 6, 16, 15, 23, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11598" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896255. "DateObject[{2014, 6, 16, 15, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "76006" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 16, 9, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896033. "DateObject[{2014, 6, 16, 15, 25, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08344" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896219. "DateObject[{2014, 6, 16, 15, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80503" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896682. "DateObject[{2014, 6, 16, 15, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33066" "" "N/A" "Web" "DateObject[{2014, 6, 19, 10, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896259. "DateObject[{2014, 6, 16, 15, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20855" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896260. "DateObject[{2014, 6, 16, 15, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92069" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896814. "DateObject[{2014, 6, 16, 15, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "FL" "34236" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896262. "DateObject[{2014, 6, 16, 15, 30, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78108" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 17, 14, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896264. "DateObject[{2014, 6, 16, 15, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80239" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896531. "DateObject[{2014, 6, 16, 15, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35071" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896267. "DateObject[{2014, 6, 16, 15, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Imortgage.com, Inc." "MI" "48187" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896764. "DateObject[{2014, 6, 16, 15, 33, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20879" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 14, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 895744. "DateObject[{2014, 6, 16, 15, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60015" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 3, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897561. "DateObject[{2014, 6, 16, 15, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12801" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896273. "DateObject[{2014, 6, 16, 15, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "62084" "" "N/A" "Web" "DateObject[{2014, 6, 16, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895880. "DateObject[{2014, 6, 16, 15, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32312" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897264. "DateObject[{2014, 6, 16, 15, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06708" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 48, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897265. "DateObject[{2014, 6, 16, 15, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "92801" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 35, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897267. "DateObject[{2014, 6, 16, 15, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "17320" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 18, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896286. "DateObject[{2014, 6, 16, 15, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60025" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 14, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896691. "DateObject[{2014, 6, 16, 15, 48, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "DC" "20008" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896294. "DateObject[{2014, 6, 16, 15, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IA" "52601" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896295. "DateObject[{2014, 6, 16, 15, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "KY" "40744" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 17, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896302. "DateObject[{2014, 6, 16, 15, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "32211" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896305. "DateObject[{2014, 6, 16, 15, 57, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10035" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896310. "DateObject[{2014, 6, 16, 15, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IA" "52577" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896311. "DateObject[{2014, 6, 16, 15, 58, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21117" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 15, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896312. "DateObject[{2014, 6, 16, 15, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92354" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896314. "DateObject[{2014, 6, 16, 16, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "LA" "70816" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 49, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896318. "DateObject[{2014, 6, 16, 16, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DE" "19808" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896321. "DateObject[{2014, 6, 16, 16, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Alliance Financial, LLC" "GA" "30093" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896099. "DateObject[{2014, 6, 16, 16, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IL" "60156" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896322. "DateObject[{2014, 6, 16, 16, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "22182" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897512. "DateObject[{2014, 6, 16, 16, 3, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "IL" "61077" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 896324. "DateObject[{2014, 6, 16, 16, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60655" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896576. "DateObject[{2014, 6, 16, 16, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rushmore Loan Management Services LLC" "FL" "32725" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 13, 43, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895934. "DateObject[{2014, 6, 16, 16, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92117" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895899. "DateObject[{2014, 6, 16, 16, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "NE" "68137" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896626. "DateObject[{2014, 6, 16, 16, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08722" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 15, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896668. "DateObject[{2014, 6, 16, 16, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01430" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 16, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896332. "DateObject[{2014, 6, 16, 16, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33908" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 18, 15, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896299. "DateObject[{2014, 6, 16, 16, 9, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monarch Recovery Holdings, Inc." "NY" "10029" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896337. "DateObject[{2014, 6, 16, 16, 9, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "10029" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896338. "DateObject[{2014, 6, 16, 16, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 42, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896760. "DateObject[{2014, 6, 16, 16, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jim Bottin Enterprises, Inc" "AZ" "85201" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895897. "DateObject[{2014, 6, 16, 16, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60560" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 896701. "DateObject[{2014, 6, 16, 16, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "CA" "92130" "" "N/A" "Referral" "DateObject[{2014, 6, 16, 19, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 895942. "DateObject[{2014, 6, 16, 16, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32714" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 55, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895739. "DateObject[{2014, 6, 16, 16, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55378" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896348. "DateObject[{2014, 6, 16, 16, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "PA" "16822" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 9, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896920. "DateObject[{2014, 6, 16, 16, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "NC" "28269" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 17, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896352. "DateObject[{2014, 6, 16, 16, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33932" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897021. "DateObject[{2014, 6, 16, 16, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92867" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895865. "DateObject[{2014, 6, 16, 16, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85373" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895753. "DateObject[{2014, 6, 16, 16, 26, 25.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85281" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 896375. "DateObject[{2014, 6, 16, 16, 28, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92674" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896379. "DateObject[{2014, 6, 16, 16, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23233" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896381. "DateObject[{2014, 6, 16, 16, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 895937. "DateObject[{2014, 6, 16, 16, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "IL" "62208" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896387. "DateObject[{2014, 6, 16, 16, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "NY" "14172" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895941. "DateObject[{2014, 6, 16, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32808" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897522. "DateObject[{2014, 6, 16, 16, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "10312" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 16, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895829. "DateObject[{2014, 6, 16, 16, 38, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OK" "74834" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896394. "DateObject[{2014, 6, 16, 16, 40, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77090" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 896405. "DateObject[{2014, 6, 16, 16, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "TN" "37871" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897538. "DateObject[{2014, 6, 16, 16, 42, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77090" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896406. "DateObject[{2014, 6, 16, 16, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "01854" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 896412. "DateObject[{2014, 6, 16, 16, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harley-Davidson Financial Services, Inc." "PA" "16505" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896414. "DateObject[{2014, 6, 16, 16, 43, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77090" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896407. "DateObject[{2014, 6, 16, 16, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "SC" "29611" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896415. "DateObject[{2014, 6, 16, 16, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19145" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896417. "DateObject[{2014, 6, 16, 16, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 6, 16, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896418. "DateObject[{2014, 6, 16, 16, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "NC" "27410" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 36, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897051. "DateObject[{2014, 6, 16, 16, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 28, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897255. "DateObject[{2014, 6, 16, 16, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "TN" "38556" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897269. "DateObject[{2014, 6, 16, 16, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18466" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897271. "DateObject[{2014, 6, 16, 16, 49, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MS" "38606" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 16, 12, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896427. "DateObject[{2014, 6, 16, 16, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30012" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896679. "DateObject[{2014, 6, 16, 16, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11209" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896433. "DateObject[{2014, 6, 16, 16, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23237" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 3, 53, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897562. "DateObject[{2014, 6, 16, 16, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95351" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 896751. "DateObject[{2014, 6, 16, 16, 56, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34637" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896442. "DateObject[{2014, 6, 16, 16, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Management, Inc." "UT" "84771" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 12, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896443. "DateObject[{2014, 6, 16, 16, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92627" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 17, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896449. "DateObject[{2014, 6, 16, 17, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "OR" "97225" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 16, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896452. "DateObject[{2014, 6, 16, 17, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "44110" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895843. "DateObject[{2014, 6, 16, 17, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90275" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895831. "DateObject[{2014, 6, 16, 17, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92653" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 27, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896456. "DateObject[{2014, 6, 16, 17, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60056" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896457. "DateObject[{2014, 6, 16, 17, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92110" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896458. "DateObject[{2014, 6, 16, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48848" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 34, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895828. "DateObject[{2014, 6, 16, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "DC" "20017" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 17, 34, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895821. "DateObject[{2014, 6, 16, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 19, 47, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897518. "DateObject[{2014, 6, 16, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10453" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896459. "DateObject[{2014, 6, 16, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89108" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896460. "DateObject[{2014, 6, 16, 17, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94588" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896461. "DateObject[{2014, 6, 16, 17, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07748" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896462. "DateObject[{2014, 6, 16, 17, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BankUnited" "NY" "10022" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 19, 58, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896463. "DateObject[{2014, 6, 16, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34112" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 19, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896464. "DateObject[{2014, 6, 16, 17, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33334" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896465. "DateObject[{2014, 6, 16, 17, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "NJ" "08005" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 54, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896466. "DateObject[{2014, 6, 16, 17, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "24151" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 20, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897162. "DateObject[{2014, 6, 16, 17, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97205" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 13, 59, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896467. "DateObject[{2014, 6, 16, 17, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55433" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896470. "DateObject[{2014, 6, 16, 17, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "CO" "81226" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 3, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896472. "DateObject[{2014, 6, 16, 17, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63136" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895833. "DateObject[{2014, 6, 16, 17, 1, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77049" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896474. "DateObject[{2014, 6, 16, 17, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08012" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 33, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896475. "DateObject[{2014, 6, 16, 17, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75051" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896476. "DateObject[{2014, 6, 16, 17, 3, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CT" "06112" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896478. "DateObject[{2014, 6, 16, 17, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11432" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896481. "DateObject[{2014, 6, 16, 17, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arcadia Holdings, LLC" "PA" "19143" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896482. "DateObject[{2014, 6, 16, 17, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kadent Corporation" "PA" "19143" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 896483. "DateObject[{2014, 6, 16, 17, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "64128" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896356. "DateObject[{2014, 6, 16, 17, 7, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "08857" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896486. "DateObject[{2014, 6, 16, 17, 9, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "34241" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897552. "DateObject[{2014, 6, 16, 17, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "20650" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896488. "DateObject[{2014, 6, 16, 17, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MT" "59718" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896493. "DateObject[{2014, 6, 16, 17, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "49345" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896875. "DateObject[{2014, 6, 16, 17, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23435" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895904. "DateObject[{2014, 6, 16, 17, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "LA" "70005" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896495. "DateObject[{2014, 6, 16, 17, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Finance Company, Inc." "NV" "89509" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896507. "DateObject[{2014, 6, 16, 17, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11232" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896511. "DateObject[{2014, 6, 16, 17, 21, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pacific Financial Group (Closed)" "PA" "19114" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897559. "DateObject[{2014, 6, 16, 17, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "94578" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896516. "DateObject[{2014, 6, 16, 17, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "NY" "10029" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896339. "DateObject[{2014, 6, 16, 17, 30, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IN" "46540" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 9, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896533. "DateObject[{2014, 6, 16, 17, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33036" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895852. "DateObject[{2014, 6, 16, 17, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servatus Corporation" "AZ" "85086" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896528. "DateObject[{2014, 6, 16, 17, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33994" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896550. "DateObject[{2014, 6, 16, 17, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27560" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896554. "DateObject[{2014, 6, 16, 17, 41, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "29405" "" "N/A" "Fax" "DateObject[{2014, 6, 18, 18, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895854. "DateObject[{2014, 6, 16, 17, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "40423" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896557. "DateObject[{2014, 6, 16, 17, 41, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "43613" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 21, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896559. "DateObject[{2014, 6, 16, 17, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company chooses not to provide a public response" "U.S. Bancorp" "MN" "55429" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 17, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897560. "DateObject[{2014, 6, 16, 17, 43, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78028" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 17, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896437. "DateObject[{2014, 6, 16, 17, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91505" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896570. "DateObject[{2014, 6, 16, 17, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IN" "46545" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895879. "DateObject[{2014, 6, 16, 17, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21401" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 13, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896574. "DateObject[{2014, 6, 16, 17, 49, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20854" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896578. "DateObject[{2014, 6, 16, 17, 49, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "MD" "20854" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896579. "DateObject[{2014, 6, 16, 17, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KS" "67215" "" "N/A" "Web" "DateObject[{2014, 6, 16, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896249. "DateObject[{2014, 6, 16, 17, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "WA" "98133" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896587. "DateObject[{2014, 6, 16, 17, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "OH" "44511" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895770. "DateObject[{2014, 6, 16, 17, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MN" "55124" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896138. "DateObject[{2014, 6, 16, 17, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80221" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896596. "DateObject[{2014, 6, 16, 17, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85335" "" "N/A" "Referral" "DateObject[{2014, 6, 16, 18, 10, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896597. "DateObject[{2014, 6, 16, 17, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ascension Point Recovery Services, LLC" "MA" "02779" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896603. "DateObject[{2014, 6, 16, 18, 1, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "PA" "17872" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895932. "DateObject[{2014, 6, 16, 18, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IA" "51301" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896611. "DateObject[{2014, 6, 16, 18, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "GA" "30307" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895757. "DateObject[{2014, 6, 16, 18, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19380" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895798. "DateObject[{2014, 6, 16, 18, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32951" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896620. "DateObject[{2014, 6, 16, 18, 8, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ONLINE Information Services, Inc." "NC" "27312" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896623. "DateObject[{2014, 6, 16, 18, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33706" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896625. "DateObject[{2014, 6, 16, 18, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "MD" "20707" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 17, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896627. "DateObject[{2014, 6, 16, 18, 11, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "93612" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 6, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896526. "DateObject[{2014, 6, 16, 18, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92585" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896632. "DateObject[{2014, 6, 16, 18, 11, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78702" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895772. "DateObject[{2014, 6, 16, 18, 12, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Russell W Richardson, Attorney at Law" "CA" "95969" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 897759. "DateObject[{2014, 6, 16, 18, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "33175" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896637. "DateObject[{2014, 6, 16, 18, 14, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75019" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896639. "DateObject[{2014, 6, 16, 18, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897519. "DateObject[{2014, 6, 16, 18, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IN" "46220" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896648. "DateObject[{2014, 6, 16, 18, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "CA" "93420" "" "N/A" "Web" "DateObject[{2014, 8, 4, 16, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896652. "DateObject[{2014, 6, 16, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33610" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895892. "DateObject[{2014, 6, 16, 18, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01464" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895819. "DateObject[{2014, 6, 16, 18, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98030" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 18, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896660. "DateObject[{2014, 6, 16, 18, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First California Mortgage Company" "CA" "95210" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "Missing[""NotApplicable""]" 896661. "DateObject[{2014, 6, 16, 18, 25, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NE" "68357" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895938. "DateObject[{2014, 6, 16, 18, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Fidelity LP" "NC" "27932" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896662. "DateObject[{2014, 6, 16, 18, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "TX" "78570" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 36, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 895765. "DateObject[{2014, 6, 16, 18, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "IL" "61802" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896667. "DateObject[{2014, 6, 16, 18, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NY" "14301" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896672. "DateObject[{2014, 6, 16, 18, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92655" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896675. "DateObject[{2014, 6, 16, 18, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78750" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895766. "DateObject[{2014, 6, 16, 18, 34, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78702" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895773. "DateObject[{2014, 6, 16, 18, 38, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "95608" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896684. "DateObject[{2014, 6, 16, 18, 38, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80503" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897535. "DateObject[{2014, 6, 16, 18, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92130" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896685. "DateObject[{2014, 6, 16, 18, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08010" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 12, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895741. "DateObject[{2014, 6, 16, 18, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "78750" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895767. "DateObject[{2014, 6, 16, 18, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Application processing delay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VA" "22204" "" "N/A" "Phone" "DateObject[{2014, 7, 29, 15, 47, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897526. "DateObject[{2014, 6, 16, 18, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "CA" "91790" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896711. "DateObject[{2014, 6, 16, 18, 48, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28278" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 19, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896712. "DateObject[{2014, 6, 16, 18, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "OH" "44145" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895881. "DateObject[{2014, 6, 16, 18, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95843" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896717. "DateObject[{2014, 6, 16, 18, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "DE" "19720" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896719. "DateObject[{2014, 6, 16, 18, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78702" "" "N/A" "Web" "DateObject[{2014, 6, 16, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895774. "DateObject[{2014, 6, 16, 18, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60523" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 18, 14, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896722. "DateObject[{2014, 6, 16, 18, 52, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "95610" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895849. "DateObject[{2014, 6, 16, 18, 52, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28278" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 19, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896713. "DateObject[{2014, 6, 16, 18, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28278" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 19, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896714. "DateObject[{2014, 6, 16, 18, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "18067" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896727. "DateObject[{2014, 6, 16, 18, 55, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "WA" "98236" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896729. "DateObject[{2014, 6, 16, 18, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NV" "89705" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896733. "DateObject[{2014, 6, 16, 18, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55113" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896734. "DateObject[{2014, 6, 16, 18, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ability Recovery Services, LLC" "OH" "43137" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 18, 18, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896739. "DateObject[{2014, 6, 16, 18, 59, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "AZ" "85027" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 29, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896740. "DateObject[{2014, 6, 16, 19, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "WA" "98102" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895742. "DateObject[{2014, 6, 16, 19, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shechtman Halperin Savage, LLP" "ME" "04083" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 20, 3, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 896749. "DateObject[{2014, 6, 16, 19, 8, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "DE" "19968" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895953. "DateObject[{2014, 6, 16, 19, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23666" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896765. "DateObject[{2014, 6, 16, 19, 9, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06606" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895776. "DateObject[{2014, 6, 16, 19, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27511" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896776. "DateObject[{2014, 6, 16, 19, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 49, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897557. "DateObject[{2014, 6, 16, 19, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "90066" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896768. "DateObject[{2014, 6, 16, 19, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76132" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 19, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896779. "DateObject[{2014, 6, 16, 19, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 13, 10, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896783. "DateObject[{2014, 6, 16, 19, 19, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EZCORP, Inc." "TX" "77510" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "Missing[""NotApplicable""]" 897762. "DateObject[{2014, 6, 16, 19, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OH" "44685" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896787. "DateObject[{2014, 6, 16, 19, 20, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76132" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 19, 10, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896780. "DateObject[{2014, 6, 16, 19, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "47111" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896791. "DateObject[{2014, 6, 16, 19, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76132" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 19, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896781. "DateObject[{2014, 6, 16, 19, 25, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895754. "DateObject[{2014, 6, 16, 19, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78418" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 18, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896801. "DateObject[{2014, 6, 16, 19, 30, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32810" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896808. "DateObject[{2014, 6, 16, 19, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WV" "25419" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 25, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895878. "DateObject[{2014, 6, 16, 19, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "MI" "49038" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896820. "DateObject[{2014, 6, 16, 19, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "75235" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 895743. "DateObject[{2014, 6, 16, 19, 35, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "TX" "75703" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897565. "DateObject[{2014, 6, 16, 19, 36, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "94110" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 13, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896824. "DateObject[{2014, 6, 16, 19, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "GA" "30115" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 20, 43, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896825. "DateObject[{2014, 6, 16, 19, 38, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "KY" "42754" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 18, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896828. "DateObject[{2014, 6, 16, 19, 39, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Regional Adjustment Bureau, Incorporated" "TX" "77477" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896831. "DateObject[{2014, 6, 16, 19, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89121" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896834. "DateObject[{2014, 6, 16, 19, 40, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "12553" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896835. "DateObject[{2014, 6, 16, 19, 45, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35810" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 48, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895960. "DateObject[{2014, 6, 16, 19, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "24017" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897551. "DateObject[{2014, 6, 16, 19, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "OH" "44131" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896846. "DateObject[{2014, 6, 16, 19, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48030" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 19, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897272. "DateObject[{2014, 6, 16, 19, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896848. "DateObject[{2014, 6, 16, 19, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "63070" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896849. "DateObject[{2014, 6, 16, 19, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IL" "62292" "" "N/A" "Web" "DateObject[{2014, 6, 16, 19, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896852. "DateObject[{2014, 6, 16, 19, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "AL" "36605" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895811. "DateObject[{2014, 6, 16, 19, 52, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "45714" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896855. "DateObject[{2014, 6, 16, 19, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "GA" "30096" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896858. "DateObject[{2014, 6, 16, 19, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90265" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896860. "DateObject[{2014, 6, 16, 19, 55, 20.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "95621" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895921. "DateObject[{2014, 6, 16, 19, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11501" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896865. "DateObject[{2014, 6, 16, 20, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance Bureau of Collections" "GA" "31030" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897511. "DateObject[{2014, 6, 16, 20, 3, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78758" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896877. "DateObject[{2014, 6, 16, 20, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55447" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896879. "DateObject[{2014, 6, 16, 20, 5, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MA" "01776" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896886. "DateObject[{2014, 6, 16, 20, 7, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28314" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896895. "DateObject[{2014, 6, 16, 20, 8, 41.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "PA" "15147" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896896. "DateObject[{2014, 6, 16, 20, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "VA" "22664" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896898. "DateObject[{2014, 6, 16, 20, 10, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CT" "06419" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 51, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896903. "DateObject[{2014, 6, 16, 20, 11, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Armada Corp." "WA" "98274" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896906. "DateObject[{2014, 6, 16, 20, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "TX" "75219" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897521. "DateObject[{2014, 6, 16, 20, 13, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33161" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896909. "DateObject[{2014, 6, 16, 20, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33496" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 19, 53, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896912. "DateObject[{2014, 6, 16, 20, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stephens and Michaels Associates, Inc." "GA" "30016" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896913. "DateObject[{2014, 6, 16, 20, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20792" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897571. "DateObject[{2014, 6, 16, 20, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92374" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 895946. "DateObject[{2014, 6, 16, 20, 18, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91214" "" "N/A" "Referral" "DateObject[{2014, 6, 16, 20, 27, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895850. "DateObject[{2014, 6, 16, 20, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896917. "DateObject[{2014, 6, 16, 20, 18, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91214" "" "N/A" "Referral" "DateObject[{2014, 6, 16, 20, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895851. "DateObject[{2014, 6, 16, 20, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92374" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 895947. "DateObject[{2014, 6, 16, 20, 20, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accord Creditor Services, LLC" "FL" "33433" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895882. "DateObject[{2014, 6, 16, 20, 21, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "WI" "54956" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895782. "DateObject[{2014, 6, 16, 20, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30269" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896922. "DateObject[{2014, 6, 16, 20, 24, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33325" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896923. "DateObject[{2014, 6, 16, 20, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NJ" "08801" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896931. "DateObject[{2014, 6, 16, 20, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07737" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 896933. "DateObject[{2014, 6, 16, 20, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "45251" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896937. "DateObject[{2014, 6, 16, 20, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "94080" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896938. "DateObject[{2014, 6, 16, 20, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "LA" "70458" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 2, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896949. "DateObject[{2014, 6, 16, 20, 33, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "IL" "60626" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896950. "DateObject[{2014, 6, 16, 20, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33325" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896924. "DateObject[{2014, 6, 16, 20, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "AZ" "85345" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896958. "DateObject[{2014, 6, 16, 20, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85266" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896959. "DateObject[{2014, 6, 16, 20, 42, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "GA" "30062" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896966. "DateObject[{2014, 6, 16, 20, 42, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30062" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896967. "DateObject[{2014, 6, 16, 20, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "95451" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 896968. "DateObject[{2014, 6, 16, 20, 42, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895949. "DateObject[{2014, 6, 16, 20, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30263" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895748. "DateObject[{2014, 6, 16, 20, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896976. "DateObject[{2014, 6, 16, 20, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91306" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895902. "DateObject[{2014, 6, 16, 20, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94941" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896982. "DateObject[{2014, 6, 16, 20, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897260. "DateObject[{2014, 6, 16, 20, 50, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90046" "" "N/A" "Fax" "DateObject[{2014, 6, 18, 19, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895816. "DateObject[{2014, 6, 16, 20, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "22942" "" "N/A" "Web" "DateObject[{2014, 6, 16, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896993. "DateObject[{2014, 6, 16, 20, 52, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895950. "DateObject[{2014, 6, 16, 20, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33319" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896996. "DateObject[{2014, 6, 16, 20, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NC" "28206" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896998. "DateObject[{2014, 6, 16, 20, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "OR" "97230" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897002. "DateObject[{2014, 6, 16, 20, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895951. "DateObject[{2014, 6, 16, 20, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "IN" "46725" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896947. "DateObject[{2014, 6, 16, 20, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MO" "63303" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897006. "DateObject[{2014, 6, 16, 21, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48334" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897009. "DateObject[{2014, 6, 16, 21, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Finance System of Richmond, Inc." "RI" "02910" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897010. "DateObject[{2014, 6, 16, 21, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DTA GROUP LLC" "MO" "63368" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 897012. "DateObject[{2014, 6, 16, 21, 1, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lang, Richert & Patch" "CA" "92618" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 897014. "DateObject[{2014, 6, 16, 21, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "CA" "92618" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 20, 8, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897015. "DateObject[{2014, 6, 16, 21, 4, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48334" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897023. "DateObject[{2014, 6, 16, 21, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "OH" "43004" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896991. "DateObject[{2014, 6, 16, 21, 5, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "FL" "32091" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 20, 25, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897025. "DateObject[{2014, 6, 16, 21, 9, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OK" "73008" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897034. "DateObject[{2014, 6, 16, 21, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Auto Trakk, LLC" "VA" "22203" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897035. "DateObject[{2014, 6, 16, 21, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897261. "DateObject[{2014, 6, 16, 21, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "63043" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895803. "DateObject[{2014, 6, 16, 21, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "DC" "20011" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897049. "DateObject[{2014, 6, 16, 21, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "91801" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897054. "DateObject[{2014, 6, 16, 21, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brumbaugh & Quandahl" "NE" "68135" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897055. "DateObject[{2014, 6, 16, 21, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33137" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895917. "DateObject[{2014, 6, 16, 21, 24, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 14, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 895959. "DateObject[{2014, 6, 16, 21, 31, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ME" "04027" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897064. "DateObject[{2014, 6, 16, 21, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98087" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897067. "DateObject[{2014, 6, 16, 21, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "IL" "61108" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 897070. "DateObject[{2014, 6, 16, 21, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "78413" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 13, 22, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895784. "DateObject[{2014, 6, 16, 21, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895876. "DateObject[{2014, 6, 16, 21, 34, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "KY" "40059" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 895800. "DateObject[{2014, 6, 16, 21, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95409" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897075. "DateObject[{2014, 6, 16, 21, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94611" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897032. "DateObject[{2014, 6, 16, 21, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "63043" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895804. "DateObject[{2014, 6, 16, 21, 38, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "14303" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897079. "DateObject[{2014, 6, 16, 21, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98087" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 897068. "DateObject[{2014, 6, 16, 21, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "63124" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897085. "DateObject[{2014, 6, 16, 21, 47, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "IL" "60615" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897090. "DateObject[{2014, 6, 16, 21, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "MO" "64111" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895780. "DateObject[{2014, 6, 16, 21, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32162" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 40, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897093. "DateObject[{2014, 6, 16, 21, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18109" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 18, 18, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897094. "DateObject[{2014, 6, 16, 21, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55441" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897097. "DateObject[{2014, 6, 16, 21, 50, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98498" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897507. "DateObject[{2014, 6, 16, 21, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ResidentCollect, Inc." "TX" "77338" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897100. "DateObject[{2014, 6, 16, 21, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19148" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897102. "DateObject[{2014, 6, 16, 21, 51, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 6, 16, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895877. "DateObject[{2014, 6, 16, 21, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARC Management Group, LLC" "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 897106. "DateObject[{2014, 6, 16, 21, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897109. "DateObject[{2014, 6, 16, 21, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85043" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897113. "DateObject[{2014, 6, 16, 21, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "93625" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897116. "DateObject[{2014, 6, 16, 21, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Acceptance Corporation" "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 13, 51.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 895908. "DateObject[{2014, 6, 16, 22, 1, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897123. "DateObject[{2014, 6, 16, 22, 2, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "AZ" "85732" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897126. "DateObject[{2014, 6, 16, 22, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60439" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897536. "DateObject[{2014, 6, 16, 22, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85296" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897132. "DateObject[{2014, 6, 16, 22, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "TX" "76179" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897135. "DateObject[{2014, 6, 16, 22, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30127" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897134. "DateObject[{2014, 6, 16, 22, 7, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94070" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897137. "DateObject[{2014, 6, 16, 22, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MI" "48446" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 19, 4, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897139. "DateObject[{2014, 6, 16, 22, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 54, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897143. "DateObject[{2014, 6, 16, 22, 10, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85043" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897114. "DateObject[{2014, 6, 16, 22, 13, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Evans Law Associates, P.C." "CA" "92411" "" "N/A" "Web" "DateObject[{2015, 10, 27, 14, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 897150. "DateObject[{2014, 6, 16, 22, 14, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95829" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897151. "DateObject[{2014, 6, 16, 22, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "81623" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897074. "DateObject[{2014, 6, 16, 22, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897155. "DateObject[{2014, 6, 16, 22, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "NY" "14886" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897544. "DateObject[{2014, 6, 16, 22, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92610" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 36, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897159. "DateObject[{2014, 6, 16, 22, 20, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91302" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 20, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897160. "DateObject[{2014, 6, 16, 22, 24, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897167. "DateObject[{2014, 6, 16, 22, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60439" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897537. "DateObject[{2014, 6, 16, 22, 26, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Choice Recovery, Inc." "OH" "43040" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896071. "DateObject[{2014, 6, 16, 22, 28, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "NY" "11702" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897142. "DateObject[{2014, 6, 16, 22, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MS" "39645" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897170. "DateObject[{2014, 6, 16, 22, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vision Financial Services, Inc." "IL" "60475" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 896926. "DateObject[{2014, 6, 16, 22, 29, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 2, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897156. "DateObject[{2014, 6, 16, 22, 29, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897157. "DateObject[{2014, 6, 16, 22, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897173. "DateObject[{2014, 6, 16, 22, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90044" "" "N/A" "Postal mail" "DateObject[{2014, 6, 18, 21, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897569. "DateObject[{2014, 6, 16, 22, 33, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "43040" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896072. "DateObject[{2014, 6, 16, 22, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897124. "DateObject[{2014, 6, 16, 22, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92203" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 895787. "DateObject[{2014, 6, 16, 22, 44, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Management Services, Inc." "CA" "90003" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897572. "DateObject[{2014, 6, 16, 22, 44, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "90003" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 21, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897573. "DateObject[{2014, 6, 16, 22, 47, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98284" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 13, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897186. "DateObject[{2014, 6, 16, 22, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895838. "DateObject[{2014, 6, 16, 22, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27616" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 896869. "DateObject[{2014, 6, 16, 22, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55076" "" "N/A" "Web" "DateObject[{2014, 6, 16, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897189. "DateObject[{2014, 6, 16, 22, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30906" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 12, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 895945. "DateObject[{2014, 6, 16, 22, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Republic Bank" "CA" "94118" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897193. "DateObject[{2014, 6, 16, 22, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "SD" "57783" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897251. "DateObject[{2014, 6, 16, 23, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 16, 7, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897144. "DateObject[{2014, 6, 16, 23, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 16, 8, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897145. "DateObject[{2014, 6, 16, 23, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MT" "59911" "Older American" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897204. "DateObject[{2014, 6, 16, 23, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SCA Collections, Inc." "WA" "98116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 13, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895859. "DateObject[{2014, 6, 16, 23, 10, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "WA" "98116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 13, 59, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895860. "DateObject[{2014, 6, 16, 23, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 13, 31, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895861. "DateObject[{2014, 6, 16, 23, 10, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MST Financial Services, L.L.C." "WA" "98116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 13, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 895862. "DateObject[{2014, 6, 16, 23, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "WA" "98116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 14, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895863. "DateObject[{2014, 6, 16, 23, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WA" "98367" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897207. "DateObject[{2014, 6, 16, 23, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "43214" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896887. "DateObject[{2014, 6, 16, 23, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "WI" "53226" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 895924. "DateObject[{2014, 6, 16, 23, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20012" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897217. "DateObject[{2014, 6, 16, 23, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92021" "" "N/A" "Phone" "DateObject[{2014, 6, 18, 22, 14, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 896988. "DateObject[{2014, 6, 16, 23, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IL" "60475" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 6, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896928. "DateObject[{2014, 6, 16, 23, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95762" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 38, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897223. "DateObject[{2014, 6, 16, 23, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "OR" "97019" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 897228. "DateObject[{2014, 6, 16, 23, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94539" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897230. "DateObject[{2014, 6, 16, 23, 40, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "IL" "60475" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 896930. "DateObject[{2014, 6, 16, 23, 41, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34223" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 22, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897232. "DateObject[{2014, 6, 16, 23, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92377" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897234. "DateObject[{2014, 6, 16, 23, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53538" "" "N/A" "Web" "DateObject[{2014, 6, 16, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897236. "DateObject[{2014, 6, 16, 23, 51, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "VA" "`2285" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 8, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897243. "DateObject[{2014, 6, 16, 23, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "53538" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897792. "DateObject[{2014, 6, 17, 0, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60475" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897763. "DateObject[{2014, 6, 17, 0, 2, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32189" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899046. "DateObject[{2014, 6, 17, 0, 3, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rubin & Rothman, LLC" "NY" "14450" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897796. "DateObject[{2014, 6, 17, 0, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14450" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897797. "DateObject[{2014, 6, 17, 0, 8, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60475" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897764. "DateObject[{2014, 6, 17, 0, 8, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "SD" "57401" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897686. "DateObject[{2014, 6, 17, 0, 12, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97217" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897803. "DateObject[{2014, 6, 17, 0, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89052" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897590. "DateObject[{2014, 6, 17, 0, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55129" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897804. "DateObject[{2014, 6, 17, 0, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MI" "48730" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897806. "DateObject[{2014, 6, 17, 0, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "92009" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897814. "DateObject[{2014, 6, 17, 0, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06517" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897816. "DateObject[{2014, 6, 17, 0, 24, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "77043" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897818. "DateObject[{2014, 6, 17, 0, 28, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 59, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897820. "DateObject[{2014, 6, 17, 0, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897618. "DateObject[{2014, 6, 17, 0, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07869" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897822. "DateObject[{2014, 6, 17, 0, 35, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kadent Corporation" "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897821. "DateObject[{2014, 6, 17, 0, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "CA" "95630" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897825. "DateObject[{2014, 6, 17, 0, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "48730" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897809. "DateObject[{2014, 6, 17, 0, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "GA" "85203" "" "N/A" "Web" "DateObject[{2014, 6, 17, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897826. "DateObject[{2014, 6, 17, 0, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17552" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897827. "DateObject[{2014, 6, 17, 0, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897830. "DateObject[{2014, 6, 17, 0, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MI" "49085" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897835. "DateObject[{2014, 6, 17, 0, 58, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "34761" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897838. "DateObject[{2014, 6, 17, 0, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897831. "DateObject[{2014, 6, 17, 0, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17552" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 13, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897828. "DateObject[{2014, 6, 17, 1, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897832. "DateObject[{2014, 6, 17, 1, 10, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897833. "DateObject[{2014, 6, 17, 1, 11, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11426" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897839. "DateObject[{2014, 6, 17, 1, 13, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "75007" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897840. "DateObject[{2014, 6, 17, 1, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McKellar & Associates Group, Inc." "HI" "96826" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 41, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897841. "DateObject[{2014, 6, 17, 1, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "WA" "98020" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899049. "DateObject[{2014, 6, 17, 1, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams & Fudge, Inc" "WA" "98072" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897843. "DateObject[{2014, 6, 17, 1, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07621" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897844. "DateObject[{2014, 6, 17, 1, 26, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897680. "DateObject[{2014, 6, 17, 1, 30, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "CO" "81416" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897846. "DateObject[{2014, 6, 17, 1, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JH Portfolio Debt Equities, LLC" "AL" "35244" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897845. "DateObject[{2014, 6, 17, 1, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "91766" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897847. "DateObject[{2014, 6, 17, 1, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "ND" "58203" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897591. "DateObject[{2014, 6, 17, 1, 41, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80134" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897849. "DateObject[{2014, 6, 17, 1, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78045" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897850. "DateObject[{2014, 6, 17, 1, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78231" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897851. "DateObject[{2014, 6, 17, 1, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63147" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897852. "DateObject[{2014, 6, 17, 1, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91355" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897617. "DateObject[{2014, 6, 17, 1, 49, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32617" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 28, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897693. "DateObject[{2014, 6, 17, 1, 51, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "45432" "" "N/A" "Web" "DateObject[{2014, 6, 17, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897854. "DateObject[{2014, 6, 17, 1, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90401" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897855. "DateObject[{2014, 6, 17, 1, 55, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "PA" "19150" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897856. "DateObject[{2014, 6, 17, 2, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "DC" "20012" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897858. "DateObject[{2014, 6, 17, 2, 20, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CO" "80123" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 29, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897859. "DateObject[{2014, 6, 17, 2, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CT" "06110" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 29, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897593. "DateObject[{2014, 6, 17, 2, 32, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "CA" "94806" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897861. "DateObject[{2014, 6, 17, 2, 36, 45.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "IL" "60056" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897694. "DateObject[{2014, 6, 17, 2, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "08701" "" "N/A" "Web" "DateObject[{2014, 6, 17, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897864. "DateObject[{2014, 6, 17, 2, 55, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29720" "" "N/A" "Web" "DateObject[{2014, 6, 17, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897865. "DateObject[{2014, 6, 17, 2, 56, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94580" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 36, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897866. "DateObject[{2014, 6, 17, 3, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "19454" "" "N/A" "Web" "DateObject[{2014, 6, 17, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897684. "DateObject[{2014, 6, 17, 3, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Jewelers Inc." "NJ" "08854" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897869. "DateObject[{2014, 6, 17, 3, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BAM Financial, LLC" "CA" "95376" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 39, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899246. "DateObject[{2014, 6, 17, 3, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "33055" "" "N/A" "Web" "DateObject[{2014, 6, 17, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897870. "DateObject[{2014, 6, 17, 3, 43, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33467" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 18, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897871. "DateObject[{2014, 6, 17, 3, 49, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90402" "" "N/A" "Web" "DateObject[{2014, 6, 17, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897675. "DateObject[{2014, 6, 17, 3, 59, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "90247" "" "N/A" "Web" "DateObject[{2014, 6, 17, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897873. "DateObject[{2014, 6, 17, 4, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97601" "" "N/A" "Web" "DateObject[{2014, 6, 17, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897752. "DateObject[{2014, 6, 17, 4, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NC" "27713" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897874. "DateObject[{2014, 6, 17, 4, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "CA" "94109" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 49, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897877. "DateObject[{2014, 6, 17, 5, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NC" "28625" "" "N/A" "Web" "DateObject[{2014, 6, 17, 5, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 897729. "DateObject[{2014, 6, 17, 5, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92781" "" "N/A" "Web" "DateObject[{2014, 6, 17, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897882. "DateObject[{2014, 6, 17, 5, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46202" "" "N/A" "Web" "DateObject[{2014, 6, 17, 6, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897884. "DateObject[{2014, 6, 17, 6, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77331" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897887. "DateObject[{2014, 6, 17, 6, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Qualify for a better loan than offered" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "94531" "" "N/A" "Web" "DateObject[{2014, 6, 17, 6, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897889. "DateObject[{2014, 6, 17, 6, 30, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 6, 17, 6, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899251. "DateObject[{2014, 6, 17, 7, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19143" "" "N/A" "Web" "DateObject[{2014, 6, 17, 7, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897890. "DateObject[{2014, 6, 17, 8, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33145" "" "N/A" "Web" "DateObject[{2014, 6, 17, 8, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897891. "DateObject[{2014, 6, 17, 8, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 6, 17, 8, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897587. "DateObject[{2014, 6, 17, 8, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OK" "73170" "" "N/A" "Web" "DateObject[{2014, 6, 17, 8, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897892. "DateObject[{2014, 6, 17, 8, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "90008" "" "N/A" "Web" "DateObject[{2014, 6, 17, 9, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897895. "DateObject[{2014, 6, 17, 9, 41, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 17, 9, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897899. "DateObject[{2014, 6, 17, 11, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Suburban Credit Corporation" "VA" "20152" "" "N/A" "Web" "DateObject[{2014, 6, 17, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897903. "DateObject[{2014, 6, 17, 11, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "GA" "30294" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897651. "DateObject[{2014, 6, 17, 11, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11361" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898014. "DateObject[{2014, 6, 17, 11, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60643" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 18, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898005. "DateObject[{2014, 6, 17, 11, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78728" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898185. "DateObject[{2014, 6, 17, 11, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "30034" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 16, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898001. "DateObject[{2014, 6, 17, 11, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06002" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897968. "DateObject[{2014, 6, 17, 11, 39, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PMAB, LLC" "NC" "28209" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 11, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897905. "DateObject[{2014, 6, 17, 11, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AR" "72714" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 47, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897942. "DateObject[{2014, 6, 17, 11, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60660" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 52, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897936. "DateObject[{2014, 6, 17, 11, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "GA" "30093" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897755. "DateObject[{2014, 6, 17, 11, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "93212" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 12, 55, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898225. "DateObject[{2014, 6, 17, 11, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60031" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 13, 8, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897960. "DateObject[{2014, 6, 17, 11, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "64116" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 13, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897945. "DateObject[{2014, 6, 17, 11, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "GA" "30145" "" "N/A" "Web" "DateObject[{2014, 6, 17, 12, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897926. "DateObject[{2014, 6, 17, 11, 53, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "49446" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899243. "DateObject[{2014, 6, 17, 11, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "SC" "29420" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 39, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897928. "DateObject[{2014, 6, 17, 11, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97601" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897753. "DateObject[{2014, 6, 17, 12, 5, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "AL" "35203" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897930. "DateObject[{2014, 6, 17, 12, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NH" "03447" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 12, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897932. "DateObject[{2014, 6, 17, 12, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30813" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 12, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897940. "DateObject[{2014, 6, 17, 12, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "MD" "20866" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897953. "DateObject[{2014, 6, 17, 12, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48316" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897639. "DateObject[{2014, 6, 17, 12, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Thomas Agency, Inc." "ME" "04084" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 12, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 897955. "DateObject[{2014, 6, 17, 12, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LendKey Technologies, Inc." "VA" "22901" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897963. "DateObject[{2014, 6, 17, 13, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60048" "" "N/A" "Web" "DateObject[{2014, 6, 17, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897964. "DateObject[{2014, 6, 17, 13, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33331" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897939. "DateObject[{2014, 6, 17, 13, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "14214" "" "N/A" "Web" "DateObject[{2014, 6, 17, 13, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897982. "DateObject[{2014, 6, 17, 13, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "OH" "44514" "" "N/A" "Web" "DateObject[{2014, 6, 23, 10, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 897985. "DateObject[{2014, 6, 17, 13, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11233" "" "N/A" "Web" "DateObject[{2014, 6, 17, 13, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897986. "DateObject[{2014, 6, 17, 13, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33841" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897657. "DateObject[{2014, 6, 17, 13, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897777. "DateObject[{2014, 6, 17, 13, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 6, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897778. "DateObject[{2014, 6, 17, 13, 27, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897990. "DateObject[{2014, 6, 17, 13, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "20170" "" "N/A" "Web" "DateObject[{2014, 6, 17, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897995. "DateObject[{2014, 6, 17, 13, 36, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "WI" "54915" "" "N/A" "Web" "DateObject[{2014, 6, 17, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897998. "DateObject[{2014, 6, 17, 13, 44, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 32, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897780. "DateObject[{2014, 6, 17, 13, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coastal Capital Processing, LLC" "TX" "75034" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898012. "DateObject[{2014, 6, 17, 13, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cottonwood Financial Ltd." "TX" "75034" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898013. "DateObject[{2014, 6, 17, 13, 49, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 14, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897781. "DateObject[{2014, 6, 17, 13, 49, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897782. "DateObject[{2014, 6, 17, 13, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32780" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898017. "DateObject[{2014, 6, 17, 13, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nexcheck, LLC" "MS" "39401" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 16, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898019. "DateObject[{2014, 6, 17, 13, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DE" "19702" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898024. "DateObject[{2014, 6, 17, 13, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33841" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897658. "DateObject[{2014, 6, 17, 13, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NH" "03101" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897613. "DateObject[{2014, 6, 17, 14, 1, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33688" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898026. "DateObject[{2014, 6, 17, 14, 4, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AR" "71655" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898031. "DateObject[{2014, 6, 17, 14, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Transfinancial Companies, Inc" "GA" "30096" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898032. "DateObject[{2014, 6, 17, 14, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95608" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898040. "DateObject[{2014, 6, 17, 14, 14, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897787. "DateObject[{2014, 6, 17, 14, 16, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "FL" "32907" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898046. "DateObject[{2014, 6, 17, 14, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53217" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 21, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898048. "DateObject[{2014, 6, 17, 14, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "27539" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899057. "DateObject[{2014, 6, 17, 14, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "34743" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 13, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898051. "DateObject[{2014, 6, 17, 14, 22, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "MO" "64132" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 13, 46, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898062. "DateObject[{2014, 6, 17, 14, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60068" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897604. "DateObject[{2014, 6, 17, 14, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "TX" "78238" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 53, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898071. "DateObject[{2014, 6, 17, 14, 28, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36533" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898072. "DateObject[{2014, 6, 17, 14, 31, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "NH" "03605" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898077. "DateObject[{2014, 6, 17, 14, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "DE" "19809" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898078. "DateObject[{2014, 6, 17, 14, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898081. "DateObject[{2014, 6, 17, 14, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20816" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898082. "DateObject[{2014, 6, 17, 14, 35, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Worldwide LLC" "MO" "63780" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 17, 43, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898086. "DateObject[{2014, 6, 17, 14, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "MO" "63780" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898087. "DateObject[{2014, 6, 17, 14, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "33559" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898088. "DateObject[{2014, 6, 17, 14, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "44120" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898237. "DateObject[{2014, 6, 17, 14, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "RI" "02857" "" "N/A" "Web" "DateObject[{2014, 6, 17, 14, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898094. "DateObject[{2014, 6, 17, 14, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "76354" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899047. "DateObject[{2014, 6, 17, 14, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "KS" "66209" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898099. "DateObject[{2014, 6, 17, 14, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02045" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 13, 51, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898215. "DateObject[{2014, 6, 17, 14, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 897725. "DateObject[{2014, 6, 17, 14, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "12303" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898112. "DateObject[{2014, 6, 17, 14, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897788. "DateObject[{2014, 6, 17, 14, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29579" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897580. "DateObject[{2014, 6, 17, 14, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "PA" "17851" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898105. "DateObject[{2014, 6, 17, 14, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897789. "DateObject[{2014, 6, 17, 15, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90032" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898130. "DateObject[{2014, 6, 17, 15, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60016" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898131. "DateObject[{2014, 6, 17, 15, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33415" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898133. "DateObject[{2014, 6, 17, 15, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "29693" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 23, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898137. "DateObject[{2014, 6, 17, 15, 10, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "VA" "22182" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897626. "DateObject[{2014, 6, 17, 15, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "PA" "19115" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898150. "DateObject[{2014, 6, 17, 15, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21219" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898151. "DateObject[{2014, 6, 17, 15, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33463" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898154. "DateObject[{2014, 6, 17, 15, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17851" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898106. "DateObject[{2014, 6, 17, 15, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MH" "21921" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898158. "DateObject[{2014, 6, 17, 15, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "MD" "20774" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 14, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897726. "DateObject[{2014, 6, 17, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60118" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898165. "DateObject[{2014, 6, 17, 15, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MA" "02780" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 28, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898176. "DateObject[{2014, 6, 17, 15, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33406" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898178. "DateObject[{2014, 6, 17, 15, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "CA" "95821" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898180. "DateObject[{2014, 6, 17, 15, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "TX" "76542" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 898183. "DateObject[{2014, 6, 17, 15, 29, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "90025" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897682. "DateObject[{2014, 6, 17, 15, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33319" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897756. "DateObject[{2014, 6, 17, 15, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SD" "57701" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898196. "DateObject[{2014, 6, 17, 15, 39, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34715" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898197. "DateObject[{2014, 6, 17, 15, 39, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NJ" "08723" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897574. "DateObject[{2014, 6, 17, 15, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "GA" "30188" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898199. "DateObject[{2014, 6, 17, 15, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "TX" "76036" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 897599. "DateObject[{2014, 6, 17, 15, 40, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897783. "DateObject[{2014, 6, 17, 15, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "MO" "63366" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898203. "DateObject[{2014, 6, 17, 15, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33190" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898205. "DateObject[{2014, 6, 17, 15, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NJ" "08527" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898210. "DateObject[{2014, 6, 17, 15, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11415" "" "N/A" "Web" "DateObject[{2014, 6, 20, 11, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897739. "DateObject[{2014, 6, 17, 15, 46, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897784. "DateObject[{2014, 6, 17, 15, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 15, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897785. "DateObject[{2014, 6, 17, 15, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NJ" "08053" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898140. "DateObject[{2014, 6, 17, 15, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44067" "" "N/A" "Web" "DateObject[{2014, 6, 17, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898220. "DateObject[{2014, 6, 17, 15, 49, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Municipal Collections of America, Inc." "MS" "39345" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898090. "DateObject[{2014, 6, 17, 15, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "FL" "33880" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898228. "DateObject[{2014, 6, 17, 15, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11213" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898234. "DateObject[{2014, 6, 17, 15, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33310" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 18, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897653. "DateObject[{2014, 6, 17, 15, 59, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "RI" "02920" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898235. "DateObject[{2014, 6, 17, 15, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30067" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897648. "DateObject[{2014, 6, 17, 16, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "AL" "35057" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898240. "DateObject[{2014, 6, 17, 16, 3, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company chooses not to provide a public response" "Zions Bancorporation" "UT" "84124" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898244. "DateObject[{2014, 6, 17, 16, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898245. "DateObject[{2014, 6, 17, 16, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "11743" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 18, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898247. "DateObject[{2014, 6, 17, 16, 5, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hillcrest Davidson & Assoc" "LA" "70874" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898252. "DateObject[{2014, 6, 17, 16, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897779. "DateObject[{2014, 6, 17, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "VA" "22202" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898259. "DateObject[{2014, 6, 17, 16, 8, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94608" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 17, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898262. "DateObject[{2014, 6, 17, 16, 10, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TX" "77511" "" "N/A" "Web" "DateObject[{2014, 6, 27, 11, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898265. "DateObject[{2014, 6, 17, 16, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897704. "DateObject[{2014, 6, 17, 16, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "FL" "33624" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 898270. "DateObject[{2014, 6, 17, 16, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MT" "59101" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898274. "DateObject[{2014, 6, 17, 16, 16, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76179" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897642. "DateObject[{2014, 6, 17, 16, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33708" "" "N/A" "Web" "DateObject[{2014, 7, 18, 20, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898277. "DateObject[{2014, 6, 17, 16, 18, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "MI" "49442" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898281. "DateObject[{2014, 6, 17, 16, 19, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33024" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 21, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898282. "DateObject[{2014, 6, 17, 16, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33024" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 21, 9, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898283. "DateObject[{2014, 6, 17, 16, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33024" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 21, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898284. "DateObject[{2014, 6, 17, 16, 21, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53225" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 19, 16, 58, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898286. "DateObject[{2014, 6, 17, 16, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Action Financial Services, LLC" "CA" "92127" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898290. "DateObject[{2014, 6, 17, 16, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Paramount Recovery Systems, L.P." "LA" "70874" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898255. "DateObject[{2014, 6, 17, 16, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MS" "39759" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 17, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898304. "DateObject[{2014, 6, 17, 16, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46307" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898305. "DateObject[{2014, 6, 17, 16, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46307" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 21, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898306. "DateObject[{2014, 6, 17, 16, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "46307" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898307. "DateObject[{2014, 6, 17, 16, 31, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "CA" "94603" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 43, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897677. "DateObject[{2014, 6, 17, 16, 31, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "54840" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898313. "DateObject[{2014, 6, 17, 16, 33, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "CO" "80010" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 23, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897724. "DateObject[{2014, 6, 17, 16, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92677" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898318. "DateObject[{2014, 6, 17, 16, 33, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78660" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 20, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897720. "DateObject[{2014, 6, 17, 16, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78660" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 20, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897721. "DateObject[{2014, 6, 17, 16, 34, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30274" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898321. "DateObject[{2014, 6, 17, 16, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76049" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897771. "DateObject[{2014, 6, 17, 16, 41, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "IN" "46725" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 17, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898332. "DateObject[{2014, 6, 17, 16, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "FL" "33755" "" "N/A" "Web" "DateObject[{2014, 6, 17, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898340. "DateObject[{2014, 6, 17, 16, 47, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "28277" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 17, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898345. "DateObject[{2014, 6, 17, 16, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "45239" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898346. "DateObject[{2014, 6, 17, 16, 47, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20036" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898349. "DateObject[{2014, 6, 17, 16, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10028" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899050. "DateObject[{2014, 6, 17, 16, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11428" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 25, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 897697. "DateObject[{2014, 6, 17, 16, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76179" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 3, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897643. "DateObject[{2014, 6, 17, 16, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33755" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898341. "DateObject[{2014, 6, 17, 16, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "14150" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898366. "DateObject[{2014, 6, 17, 16, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07094" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898367. "DateObject[{2014, 6, 17, 17, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "OR" "97702" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898371. "DateObject[{2014, 6, 17, 17, 3, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77401" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898375. "DateObject[{2014, 6, 17, 17, 3, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alliance Asset Management, Inc (Closed)" "AZ" "86515" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898376. "DateObject[{2014, 6, 17, 17, 4, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33029" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898378. "DateObject[{2014, 6, 17, 17, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AR" "72116" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898381. "DateObject[{2014, 6, 17, 17, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MD" "20817" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898387. "DateObject[{2014, 6, 17, 17, 8, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "94582" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 14, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898388. "DateObject[{2014, 6, 17, 17, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60093" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898391. "DateObject[{2014, 6, 17, 17, 9, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87112" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898394. "DateObject[{2014, 6, 17, 17, 9, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92781" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898396. "DateObject[{2014, 6, 17, 17, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "UT" "84414" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 13, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898405. "DateObject[{2014, 6, 17, 17, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "12603" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 17, 39, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898406. "DateObject[{2014, 6, 17, 17, 13, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "FL" "33137" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897696. "DateObject[{2014, 6, 17, 17, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94903" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898416. "DateObject[{2014, 6, 17, 17, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "NY" "10472" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898421. "DateObject[{2014, 6, 17, 17, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30152" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898423. "DateObject[{2014, 6, 17, 17, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "77088" "" "N/A" "Fax" "DateObject[{2014, 6, 19, 19, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897722. "DateObject[{2014, 6, 17, 17, 20, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "NV" "89146" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898425. "DateObject[{2014, 6, 17, 17, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30188" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 19, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898426. "DateObject[{2014, 6, 17, 17, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "TX" "77489" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 30, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897676. "DateObject[{2014, 6, 17, 17, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "10605" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898430. "DateObject[{2014, 6, 17, 17, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30475" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898440. "DateObject[{2014, 6, 17, 17, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "FL" "33909" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898443. "DateObject[{2014, 6, 17, 17, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10598" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898449. "DateObject[{2014, 6, 17, 17, 32, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60143" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898450. "DateObject[{2014, 6, 17, 17, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "92372" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 41, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898452. "DateObject[{2014, 6, 17, 17, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38128" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898453. "DateObject[{2014, 6, 17, 17, 34, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "LA" "70128" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898456. "DateObject[{2014, 6, 17, 17, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11375" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898462. "DateObject[{2014, 6, 17, 17, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Collection Services, Inc. (Nevada)" "NV" "89156" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898466. "DateObject[{2014, 6, 17, 17, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rent Recovery Solutions" "TX" "75006" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 16, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898467. "DateObject[{2014, 6, 17, 17, 40, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "PA" "18343" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898471. "DateObject[{2014, 6, 17, 17, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32811" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898473. "DateObject[{2014, 6, 17, 17, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20744" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897650. "DateObject[{2014, 6, 17, 17, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30345" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897581. "DateObject[{2014, 6, 17, 17, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IN" "46280" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898479. "DateObject[{2014, 6, 17, 17, 44, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76049" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 35, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897772. "DateObject[{2014, 6, 17, 17, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76049" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897773. "DateObject[{2014, 6, 17, 17, 45, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76049" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897774. "DateObject[{2014, 6, 17, 17, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 8, 20, 11, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898481. "DateObject[{2014, 6, 17, 17, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "HI" "96823" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899254. "DateObject[{2014, 6, 17, 17, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08816" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 16, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898692. "DateObject[{2014, 6, 17, 17, 48, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02119" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 15, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 897614. "DateObject[{2014, 6, 17, 17, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92887" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 16, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898853. "DateObject[{2014, 6, 17, 17, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11691" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897588. "DateObject[{2014, 6, 17, 17, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wheels Financial Group, LLC" "CA" "90680" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 16, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898494. "DateObject[{2014, 6, 17, 17, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "32206" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 29, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897670. "DateObject[{2014, 6, 17, 17, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02720" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898495. "DateObject[{2014, 6, 17, 17, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48015" "" "N/A" "Web" "DateObject[{2014, 6, 17, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898496. "DateObject[{2014, 6, 17, 17, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48203" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 52, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899233. "DateObject[{2014, 6, 17, 17, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91406" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 15, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898928. "DateObject[{2014, 6, 17, 17, 53, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08077" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898497. "DateObject[{2014, 6, 17, 17, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21663" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 18, 26, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898468. "DateObject[{2014, 6, 17, 17, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95833" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898931. "DateObject[{2014, 6, 17, 17, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "AZ" "85042" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898499. "DateObject[{2014, 6, 17, 17, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897733. "DateObject[{2014, 6, 17, 17, 56, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15147" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898504. "DateObject[{2014, 6, 17, 17, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898505. "DateObject[{2014, 6, 17, 17, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "AZ" "85358" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898508. "DateObject[{2014, 6, 17, 17, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "20882" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898509. "DateObject[{2014, 6, 17, 17, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "MI" "48178" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899052. "DateObject[{2014, 6, 17, 17, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "32207" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898512. "DateObject[{2014, 6, 17, 17, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85381" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897661. "DateObject[{2014, 6, 17, 17, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33411" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899053. "DateObject[{2014, 6, 17, 17, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43611" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898514. "DateObject[{2014, 6, 17, 17, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29502" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 15, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897640. "DateObject[{2014, 6, 17, 18, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23834" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899266. "DateObject[{2014, 6, 17, 18, 6, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "CA" "92555" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898528. "DateObject[{2014, 6, 17, 18, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R.M. Galicia, Inc." "CA" "91722" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 15, 23, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897625. "DateObject[{2014, 6, 17, 18, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lynx Asset Services, LLC" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898529. "DateObject[{2014, 6, 17, 18, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44140" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 3, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898536. "DateObject[{2014, 6, 17, 18, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "TN" "38305" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898539. "DateObject[{2014, 6, 17, 18, 11, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898506. "DateObject[{2014, 6, 17, 18, 11, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "54313" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 44, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899261. "DateObject[{2014, 6, 17, 18, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Creditors Collection Service" "AZ" "85258" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897610. "DateObject[{2014, 6, 17, 18, 12, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91502" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 16, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898544. "DateObject[{2014, 6, 17, 18, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27613" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898547. "DateObject[{2014, 6, 17, 18, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CA" "91910" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898549. "DateObject[{2014, 6, 17, 18, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Array Services Group, Inc." "MS" "39157" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 49, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898556. "DateObject[{2014, 6, 17, 18, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11217" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 26, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898559. "DateObject[{2014, 6, 17, 18, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08062" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898561. "DateObject[{2014, 6, 17, 18, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WAKEFIELD & ASSOCIATES, INC." "CO" "80516" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 897702. "DateObject[{2014, 6, 17, 18, 19, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "43017" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898564. "DateObject[{2014, 6, 17, 18, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898507. "DateObject[{2014, 6, 17, 18, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cottonwood Financial Ltd." "WI" "53406" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 55, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897597. "DateObject[{2014, 6, 17, 18, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TN" "37128" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898572. "DateObject[{2014, 6, 17, 18, 26, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55042" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898576. "DateObject[{2014, 6, 17, 18, 26, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20602" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899255. "DateObject[{2014, 6, 17, 18, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "CA" "94558" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898578. "DateObject[{2014, 6, 17, 18, 28, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "NY" "10465" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898581. "DateObject[{2014, 6, 17, 18, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97352" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898586. "DateObject[{2014, 6, 17, 18, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "02301" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897730. "DateObject[{2014, 6, 17, 18, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20602" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899256. "DateObject[{2014, 6, 17, 18, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78251" "" "N/A" "Referral" "DateObject[{2014, 6, 17, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898596. "DateObject[{2014, 6, 17, 18, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stoneleigh Recovery Associates, LLC" "NJ" "08724" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898600. "DateObject[{2014, 6, 17, 18, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "19464" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898601. "DateObject[{2014, 6, 17, 18, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20602" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899257. "DateObject[{2014, 6, 17, 18, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92503" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898609. "DateObject[{2014, 6, 17, 18, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80002" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898610. "DateObject[{2014, 6, 17, 18, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94518" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898614. "DateObject[{2014, 6, 17, 18, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "77630" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 19, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898618. "DateObject[{2014, 6, 17, 18, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90045" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898619. "DateObject[{2014, 6, 17, 18, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "WA" "98232" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898621. "DateObject[{2014, 6, 17, 18, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98232" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898622. "DateObject[{2014, 6, 17, 18, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "SC" "29070" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 11, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898623. "DateObject[{2014, 6, 17, 18, 42, 44.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zarvad III S.A." "IA" "50036" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 898625. "DateObject[{2014, 6, 17, 18, 43, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "MD" "21921" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898159. "DateObject[{2014, 6, 17, 18, 44, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "LA" "70810" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898631. "DateObject[{2014, 6, 17, 18, 44, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90732" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898634. "DateObject[{2014, 6, 17, 18, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "TX" "76014" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899228. "DateObject[{2014, 6, 17, 18, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33950" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898640. "DateObject[{2014, 6, 17, 18, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07304" "" "N/A" "Web" "DateObject[{2014, 6, 17, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 898641. "DateObject[{2014, 6, 17, 18, 50, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accounts Receivable Management, Inc (NJ) (Closed)" "FL" "32041" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898645. "DateObject[{2014, 6, 17, 18, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LTD Financial Services, L.P." "NY" "10703" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898647. "DateObject[{2014, 6, 17, 18, 50, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10703" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 33, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898648. "DateObject[{2014, 6, 17, 18, 52, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Astoria Bank" "NY" "11719" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 18, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899045. "DateObject[{2014, 6, 17, 18, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TN" "37087" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898652. "DateObject[{2014, 6, 17, 18, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OK" "74802" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898655. "DateObject[{2014, 6, 17, 18, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76049" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 38, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897776. "DateObject[{2014, 6, 17, 18, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11726" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898664. "DateObject[{2014, 6, 17, 19, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35670" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898668. "DateObject[{2014, 6, 17, 19, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "CA" "95401" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898670. "DateObject[{2014, 6, 17, 19, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898676. "DateObject[{2014, 6, 17, 19, 3, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "NY" "11743" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898677. "DateObject[{2014, 6, 17, 19, 4, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89503" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897594. "DateObject[{2014, 6, 17, 19, 4, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95954" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898678. "DateObject[{2014, 6, 17, 19, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "GA" "30349" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898682. "DateObject[{2014, 6, 17, 19, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "FL" "33027" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 16, 24, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898683. "DateObject[{2014, 6, 17, 19, 11, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898698. "DateObject[{2014, 6, 17, 19, 12, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898643. "DateObject[{2014, 6, 17, 19, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34639" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 16, 12, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898704. "DateObject[{2014, 6, 17, 19, 15, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11692" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 51, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898705. "DateObject[{2014, 6, 17, 19, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899245. "DateObject[{2014, 6, 17, 19, 16, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "VA" "22219" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 40, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897575. "DateObject[{2014, 6, 17, 19, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94538" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898708. "DateObject[{2014, 6, 17, 19, 17, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "MO" "64128" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898709. "DateObject[{2014, 6, 17, 19, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "MO" "64128" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898710. "DateObject[{2014, 6, 17, 19, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898699. "DateObject[{2014, 6, 17, 19, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01851" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898713. "DateObject[{2014, 6, 17, 19, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77316" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897745. "DateObject[{2014, 6, 17, 19, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34656" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 15, 47, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898715. "DateObject[{2014, 6, 17, 19, 21, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08087" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 16, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898718. "DateObject[{2014, 6, 17, 19, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "VT" "05701" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 16, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898720. "DateObject[{2014, 6, 17, 19, 21, 54.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "KY" "42002" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898723. "DateObject[{2014, 6, 17, 19, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77316" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897746. "DateObject[{2014, 6, 17, 19, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "TX" "77554" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 58, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898724. "DateObject[{2014, 6, 17, 19, 22, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "77554" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898725. "DateObject[{2014, 6, 17, 19, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10466" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 2, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898712. "DateObject[{2014, 6, 17, 19, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898700. "DateObject[{2014, 6, 17, 19, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "21234" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898730. "DateObject[{2014, 6, 17, 19, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "GA" "30321" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898733. "DateObject[{2014, 6, 17, 19, 25, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92024" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898735. "DateObject[{2014, 6, 17, 19, 25, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "LA" "71107" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898737. "DateObject[{2014, 6, 17, 19, 27, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "MA" "02061" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 6, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899241. "DateObject[{2014, 6, 17, 19, 27, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08234" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 30, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897744. "DateObject[{2014, 6, 17, 19, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "WI" "54956" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899042. "DateObject[{2014, 6, 17, 19, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85212" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898749. "DateObject[{2014, 6, 17, 19, 33, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Collection Services, Inc. (OK, TX)" "CA" "91301" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898750. "DateObject[{2014, 6, 17, 19, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "IN" "47546" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898752. "DateObject[{2014, 6, 17, 19, 33, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "NJ" "07628" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898753. "DateObject[{2014, 6, 17, 19, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "92109" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898754. "DateObject[{2014, 6, 17, 19, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95125" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898755. "DateObject[{2014, 6, 17, 19, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897769. "DateObject[{2014, 6, 17, 19, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92841" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897742. "DateObject[{2014, 6, 17, 19, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "53142" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898757. "DateObject[{2014, 6, 17, 19, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92841" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 43, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 897743. "DateObject[{2014, 6, 17, 19, 45, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "FL" "32246" "" "N/A" "Web" "DateObject[{2014, 6, 17, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898761. "DateObject[{2014, 6, 17, 19, 49, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "KY" "41042" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 34, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898763. "DateObject[{2014, 6, 17, 19, 49, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78613" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897748. "DateObject[{2014, 6, 17, 19, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NV" "89012" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898764. "DateObject[{2014, 6, 17, 19, 53, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Deval LLC" "CA" "90016" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898765. "DateObject[{2014, 6, 17, 19, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "64093" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898768. "DateObject[{2014, 6, 17, 19, 58, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ray Klein, Inc." "OR" "97386" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898769. "DateObject[{2014, 6, 17, 19, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78613" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897750. "DateObject[{2014, 6, 17, 20, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "UT" "84043" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898771. "DateObject[{2014, 6, 17, 20, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "34689" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 898773. "DateObject[{2014, 6, 17, 20, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "92336" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898775. "DateObject[{2014, 6, 17, 20, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "HI" "96738" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898778. "DateObject[{2014, 6, 17, 20, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "TX" "78613" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897751. "DateObject[{2014, 6, 17, 20, 7, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06762" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898783. "DateObject[{2014, 6, 17, 20, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97502" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898788. "DateObject[{2014, 6, 17, 20, 17, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897659. "DateObject[{2014, 6, 17, 20, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897602. "DateObject[{2014, 6, 17, 20, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "IN" "47201" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898790. "DateObject[{2014, 6, 17, 20, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89128" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898791. "DateObject[{2014, 6, 17, 20, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "32548" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898792. "DateObject[{2014, 6, 17, 20, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "SC" "29118" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 54, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897741. "DateObject[{2014, 6, 17, 20, 22, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "OH" "44125" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899226. "DateObject[{2014, 6, 17, 20, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "WI" "54956" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899043. "DateObject[{2014, 6, 17, 20, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "47906" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898800. "DateObject[{2014, 6, 17, 20, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "20716" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898803. "DateObject[{2014, 6, 17, 20, 27, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "60625" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898805. "DateObject[{2014, 6, 17, 20, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10043" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897907. "DateObject[{2014, 6, 17, 20, 30, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Portfolio Services" "PA" "19010" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898811. "DateObject[{2014, 6, 17, 20, 30, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 30, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898812. "DateObject[{2014, 6, 17, 20, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21206" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897908. "DateObject[{2014, 6, 17, 20, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MN" "55330" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 24, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897909. "DateObject[{2014, 6, 17, 20, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BankUnited" "FL" "34238" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 17, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897911. "DateObject[{2014, 6, 17, 20, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94114" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897912. "DateObject[{2014, 6, 17, 20, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "01902" "" "N/A" "Web" "DateObject[{2014, 6, 26, 11, 34, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899259. "DateObject[{2014, 6, 17, 20, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21703" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898816. "DateObject[{2014, 6, 17, 20, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Credit Control" "CA" "95355" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898817. "DateObject[{2014, 6, 17, 20, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DE" "19702" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 6, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897914. "DateObject[{2014, 6, 17, 20, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "15317" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 18, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897915. "DateObject[{2014, 6, 17, 20, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76266" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898822. "DateObject[{2014, 6, 17, 20, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "KS" "67217" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897920. "DateObject[{2014, 6, 17, 20, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NC" "28607" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897921. "DateObject[{2014, 6, 17, 20, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OK" "74127" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897922. "DateObject[{2014, 6, 17, 20, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "47906" "" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898801. "DateObject[{2014, 6, 17, 20, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "NM" "87106" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897923. "DateObject[{2014, 6, 17, 20, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "79902" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898826. "DateObject[{2014, 6, 17, 20, 46, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90250" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 18, 18, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 897606. "DateObject[{2014, 6, 17, 20, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VT" "05774" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897924. "DateObject[{2014, 6, 17, 20, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 20, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897925. "DateObject[{2014, 6, 17, 20, 48, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33114" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898829. "DateObject[{2014, 6, 17, 20, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Avadyne Health Holdings, Inc" "FL" "32746" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898834. "DateObject[{2014, 6, 17, 20, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "CA" "90250" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 55, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897607. "DateObject[{2014, 6, 17, 20, 57, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899218. "DateObject[{2014, 6, 17, 20, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "75252" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898846. "DateObject[{2014, 6, 17, 20, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63379" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898848. "DateObject[{2014, 6, 17, 21, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92831" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897584. "DateObject[{2014, 6, 17, 21, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20853" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898856. "DateObject[{2014, 6, 17, 21, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08053" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898857. "DateObject[{2014, 6, 17, 21, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "49548" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898858. "DateObject[{2014, 6, 17, 21, 7, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IN" "46385" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898862. "DateObject[{2014, 6, 17, 21, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10301" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 12, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898864. "DateObject[{2014, 6, 17, 21, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27610" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897649. "DateObject[{2014, 6, 17, 21, 13, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "16045" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 20, 10, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898870. "DateObject[{2014, 6, 17, 21, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Suburban Credit Corporation" "VA" "22041" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898871. "DateObject[{2014, 6, 17, 21, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CO" "81506" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898872. "DateObject[{2014, 6, 17, 21, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "WA" "99353" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 27, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898874. "DateObject[{2014, 6, 17, 21, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "NY" "11378" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 15, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898875. "DateObject[{2014, 6, 17, 21, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897705. "DateObject[{2014, 6, 17, 21, 25, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 897706. "DateObject[{2014, 6, 17, 21, 26, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "19134" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898877. "DateObject[{2014, 6, 17, 21, 27, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NY" "11213" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898878. "DateObject[{2014, 6, 17, 21, 38, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NorthStar Technologies" "TX" "76179" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 45, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 898882. "DateObject[{2014, 6, 17, 21, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92116" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898885. "DateObject[{2014, 6, 17, 21, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11374" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898886. "DateObject[{2014, 6, 17, 21, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IA" "52722" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898887. "DateObject[{2014, 6, 17, 21, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11210" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898888. "DateObject[{2014, 6, 17, 21, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28462" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 897644. "DateObject[{2014, 6, 17, 21, 50, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60104" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898894. "DateObject[{2014, 6, 17, 21, 50, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "63348" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898895. "DateObject[{2014, 6, 17, 21, 50, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "AZ" "85755" "" "N/A" "Web" "DateObject[{2014, 6, 17, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898896. "DateObject[{2014, 6, 17, 21, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "54843" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898897. "DateObject[{2014, 6, 17, 21, 53, 15.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "KS" "66062" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898899. "DateObject[{2014, 6, 17, 21, 54, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "92392" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898901. "DateObject[{2014, 6, 17, 21, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80121" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898902. "DateObject[{2014, 6, 17, 21, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897603. "DateObject[{2014, 6, 17, 21, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "70123" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898903. "DateObject[{2014, 6, 17, 21, 58, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "27520" "" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898905. "DateObject[{2014, 6, 17, 22, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98126" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 898907. "DateObject[{2014, 6, 17, 22, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80537" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898908. "DateObject[{2014, 6, 17, 22, 5, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Love, Beal & Nixon, P.C." "OK" "73017" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898910. "DateObject[{2014, 6, 17, 22, 5, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33950" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898911. "DateObject[{2014, 6, 17, 22, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32931" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898913. "DateObject[{2014, 6, 17, 22, 7, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60647" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898915. "DateObject[{2014, 6, 17, 22, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thomas, King & Associates" "NY" "13164" "" "N/A" "Web" "DateObject[{2014, 8, 1, 13, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 899222. "DateObject[{2014, 6, 17, 22, 10, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22630" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898563. "DateObject[{2014, 6, 17, 22, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898921. "DateObject[{2014, 6, 17, 22, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "78133" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898922. "DateObject[{2014, 6, 17, 22, 12, 54.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "95062" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 13, 36, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898923. "DateObject[{2014, 6, 17, 22, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85310" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 38, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 898924. "DateObject[{2014, 6, 17, 22, 15, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60647" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898916. "DateObject[{2014, 6, 17, 22, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "14221" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 13, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898929. "DateObject[{2014, 6, 17, 22, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60647" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898917. "DateObject[{2014, 6, 17, 22, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48085" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899557. "DateObject[{2014, 6, 17, 22, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valarity, LLC" "MO" "65802" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898936. "DateObject[{2014, 6, 17, 22, 31, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "AZ" "86325" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898938. "DateObject[{2014, 6, 17, 22, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "FL" "32003" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 898955. "DateObject[{2014, 6, 17, 22, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897615. "DateObject[{2014, 6, 17, 22, 45, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TX" "76502" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 898940. "DateObject[{2014, 6, 17, 22, 50, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "27540" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898959. "DateObject[{2014, 6, 17, 22, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60175" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898960. "DateObject[{2014, 6, 17, 22, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22202" "" "N/A" "Web" "DateObject[{2014, 6, 17, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898961. "DateObject[{2014, 6, 17, 22, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NJ" "08520" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897624. "DateObject[{2014, 6, 17, 22, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "15206" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899055. "DateObject[{2014, 6, 17, 23, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "27513" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 19, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 899225. "DateObject[{2014, 6, 17, 23, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43209" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898974. "DateObject[{2014, 6, 17, 23, 5, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43326" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898977. "DateObject[{2014, 6, 17, 23, 8, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94945" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 59, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899217. "DateObject[{2014, 6, 17, 23, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78052" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 19, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899048. "DateObject[{2014, 6, 17, 23, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MT" "59102" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898987. "DateObject[{2014, 6, 17, 23, 15, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "FL" "33157" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 18, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898996. "DateObject[{2014, 6, 17, 23, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "TX" "77072" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899001. "DateObject[{2014, 6, 17, 23, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897834. "DateObject[{2014, 6, 17, 23, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "FL" "33056" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899005. "DateObject[{2014, 6, 17, 23, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94553" "Older American" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899006. "DateObject[{2014, 6, 17, 23, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33313" "" "N/A" "Web" "DateObject[{2014, 8, 5, 15, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899010. "DateObject[{2014, 6, 17, 23, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "DE" "19174" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899012. "DateObject[{2014, 6, 17, 23, 29, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NM" "87191" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 17, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899013. "DateObject[{2014, 6, 17, 23, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "CA" "92262" "" "N/A" "Phone" "DateObject[{2014, 6, 19, 20, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899560. "DateObject[{2014, 6, 17, 23, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CO" "80015" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 54, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899021. "DateObject[{2014, 6, 17, 23, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85225" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899022. "DateObject[{2014, 6, 17, 23, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Schachter Portnoy, L.L.C." "NJ" "07064" "" "N/A" "Web" "DateObject[{2014, 11, 14, 15, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 897692. "DateObject[{2014, 6, 17, 23, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "CA" "90706" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 20, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897646. "DateObject[{2014, 6, 17, 23, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "CA" "90706" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 19, 20, 48, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 897647. "DateObject[{2014, 6, 17, 23, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "PA" "19464" "" "N/A" "Referral" "DateObject[{2014, 6, 19, 20, 16, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899027. "DateObject[{2014, 6, 17, 23, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "17112" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899039. "DateObject[{2014, 6, 17, 23, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "DE" "19720" "" "N/A" "Web" "DateObject[{2014, 6, 17, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899029. "DateObject[{2014, 6, 17, 23, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43209" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 898975. "DateObject[{2014, 6, 17, 23, 54, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rapid Collection Systems, Inc." "AZ" "85016" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 36, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Missing[""NotApplicable""]" 899031. "DateObject[{2014, 6, 18, 0, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Business & Professional Collection Service Inc" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899522. "DateObject[{2014, 6, 18, 0, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899523. "DateObject[{2014, 6, 18, 0, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "95350" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899564. "DateObject[{2014, 6, 18, 0, 9, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "93036" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901275. "DateObject[{2014, 6, 18, 0, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48207" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899565. "DateObject[{2014, 6, 18, 0, 12, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCarthy, Burgess & Wolff, Inc." "AL" "36109" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 19, 20, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899566. "DateObject[{2014, 6, 18, 0, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90247" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899568. "DateObject[{2014, 6, 18, 0, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "38141" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899570. "DateObject[{2014, 6, 18, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899295. "DateObject[{2014, 6, 18, 0, 29, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "WA" "98021" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899574. "DateObject[{2014, 6, 18, 0, 32, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "MS" "39212" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901230. "DateObject[{2014, 6, 18, 0, 32, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "93033" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901276. "DateObject[{2014, 6, 18, 0, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "MD" "21234" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899577. "DateObject[{2014, 6, 18, 0, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FMA Alliance, Ltd." "SC" "29512" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899579. "DateObject[{2014, 6, 18, 0, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "FL" "32712" "" "N/A" "Web" "DateObject[{2014, 6, 18, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899581. "DateObject[{2014, 6, 18, 0, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Systematic National Collection, Inc." "WV" "26104" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 12, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900980. "DateObject[{2014, 6, 18, 0, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89052" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899472. "DateObject[{2014, 6, 18, 0, 56, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90035" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899583. "DateObject[{2014, 6, 18, 0, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KS" "66207" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899584. "DateObject[{2014, 6, 18, 0, 59, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "10523" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899476. "DateObject[{2014, 6, 18, 1, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vanderbilt Mortgage & Finance" "LA" "71454" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899585. "DateObject[{2014, 6, 18, 1, 4, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "34986" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899278. "DateObject[{2014, 6, 18, 1, 5, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10128" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899586. "DateObject[{2014, 6, 18, 1, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "VA" "23111" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899589. "DateObject[{2014, 6, 18, 1, 14, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23860" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899590. "DateObject[{2014, 6, 18, 1, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78664" "" "N/A" "Web" "DateObject[{2015, 5, 7, 17, 24, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899591. "DateObject[{2014, 6, 18, 1, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33610" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899592. "DateObject[{2014, 6, 18, 1, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90631" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 5, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899593. "DateObject[{2014, 6, 18, 1, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allgate Financial, LLC" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 54, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899433. "DateObject[{2014, 6, 18, 1, 20, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80211" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901227. "DateObject[{2014, 6, 18, 1, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "MO" "63034" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899594. "DateObject[{2014, 6, 18, 1, 24, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "VA" "22408" "" "N/A" "Web" "DateObject[{2014, 6, 18, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899595. "DateObject[{2014, 6, 18, 1, 38, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "76028" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 43, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899601. "DateObject[{2014, 6, 18, 1, 45, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "22407" "" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899549. "DateObject[{2014, 6, 18, 2, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "CA" "94949" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 40, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899604. "DateObject[{2014, 6, 18, 2, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams & Fudge, Inc" "VA" "23323" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899607. "DateObject[{2014, 6, 18, 2, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Technical Institute, Inc." "VA" "23323" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 899608. "DateObject[{2014, 6, 18, 2, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60565" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899609. "DateObject[{2014, 6, 18, 2, 11, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Solutions, LLC" "CA" "94949" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 899605. "DateObject[{2014, 6, 18, 2, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "IA" "52330" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899610. "DateObject[{2014, 6, 18, 2, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "NC" "28805" "" "N/A" "Web" "DateObject[{2014, 7, 22, 12, 8, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899611. "DateObject[{2014, 6, 18, 2, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899496. "DateObject[{2014, 6, 18, 2, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MS" "38611" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 23, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899613. "DateObject[{2014, 6, 18, 2, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "RI" "02863" "" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899614. "DateObject[{2014, 6, 18, 2, 31, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33406" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 43, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899615. "DateObject[{2014, 6, 18, 2, 34, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brent D. Stamps, Attorney at Law" "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 6, 18, 2, 43, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899616. "DateObject[{2014, 6, 18, 3, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63304" "" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899618. "DateObject[{2014, 6, 18, 3, 10, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95823" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901273. "DateObject[{2014, 6, 18, 3, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33316" "" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899622. "DateObject[{2014, 6, 18, 3, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Brokers Inc." "CO" "80615" "" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 899623. "DateObject[{2014, 6, 18, 3, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27263" "" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 899291. "DateObject[{2014, 6, 18, 3, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 2, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899625. "DateObject[{2014, 6, 18, 3, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "VA" "23801" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899627. "DateObject[{2014, 6, 18, 3, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23801" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899628. "DateObject[{2014, 6, 18, 3, 31, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "CA" "92122" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899621. "DateObject[{2014, 6, 18, 3, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "FL" "34677" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901264. "DateObject[{2014, 6, 18, 3, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "88033" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 6, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899631. "DateObject[{2014, 6, 18, 3, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "92804" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 53, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899632. "DateObject[{2014, 6, 18, 3, 53, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NV" "89502" "" "N/A" "Web" "DateObject[{2014, 6, 18, 4, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899633. "DateObject[{2014, 6, 18, 4, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MA" "02125" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899634. "DateObject[{2014, 6, 18, 4, 19, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75254" "" "N/A" "Web" "DateObject[{2014, 6, 18, 4, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901232. "DateObject[{2014, 6, 18, 4, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NE" "68522" "" "N/A" "Web" "DateObject[{2014, 6, 18, 4, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899637. "DateObject[{2014, 6, 18, 4, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "IL" "60605" "" "N/A" "Web" "DateObject[{2014, 6, 18, 4, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899638. "DateObject[{2014, 6, 18, 4, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08015" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 17, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899639. "DateObject[{2014, 6, 18, 4, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valley Collection Service, LLC" "AZ" "85225" "" "N/A" "Web" "DateObject[{2014, 7, 31, 17, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899643. "DateObject[{2014, 6, 18, 5, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "KS" "67220" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 5, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899645. "DateObject[{2014, 6, 18, 5, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92603" "" "N/A" "Web" "DateObject[{2014, 6, 18, 5, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899649. "DateObject[{2014, 6, 18, 5, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34986" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899650. "DateObject[{2014, 6, 18, 5, 30, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30517" "" "N/A" "Web" "DateObject[{2014, 6, 18, 5, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901224. "DateObject[{2014, 6, 18, 5, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95307" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 5, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899651. "DateObject[{2014, 6, 18, 5, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10977" "" "N/A" "Web" "DateObject[{2014, 6, 18, 5, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899654. "DateObject[{2014, 6, 18, 6, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "CA" "92106" "" "N/A" "Web" "DateObject[{2014, 6, 18, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899655. "DateObject[{2014, 6, 18, 6, 17, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30058" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899657. "DateObject[{2014, 6, 18, 6, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85298" "" "N/A" "Web" "DateObject[{2014, 6, 18, 6, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899658. "DateObject[{2014, 6, 18, 6, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34683" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899502. "DateObject[{2014, 6, 18, 7, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85335" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 20, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899311. "DateObject[{2014, 6, 18, 7, 21, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "90241" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 7, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899659. "DateObject[{2014, 6, 18, 7, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "FL" "33309" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899325. "DateObject[{2014, 6, 18, 8, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "LA" "70184" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899661. "DateObject[{2014, 6, 18, 8, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "NM" "87544" "" "N/A" "Web" "DateObject[{2014, 6, 18, 8, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899662. "DateObject[{2014, 6, 18, 8, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MN" "55024" "" "N/A" "Web" "DateObject[{2014, 6, 18, 8, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901266. "DateObject[{2014, 6, 18, 8, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Phoenix Recovery Group" "TX" "78239" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899663. "DateObject[{2014, 6, 18, 10, 25, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CA" "94530" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 10, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899668. "DateObject[{2014, 6, 18, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33056" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 14, 6, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899400. "DateObject[{2014, 6, 18, 11, 3, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 6, 18, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899670. "DateObject[{2014, 6, 18, 11, 23, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "23226" "" "N/A" "Web" "DateObject[{2014, 6, 18, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899671. "DateObject[{2014, 6, 18, 11, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21217" "" "N/A" "Web" "DateObject[{2014, 6, 18, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 899309. "DateObject[{2014, 6, 18, 11, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "PA" "19606" "" "N/A" "Web" "DateObject[{2014, 6, 18, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899672. "DateObject[{2014, 6, 18, 11, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19422" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899677. "DateObject[{2014, 6, 18, 11, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "CA" "90024" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899678. "DateObject[{2014, 6, 18, 11, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28278" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899679. "DateObject[{2014, 6, 18, 11, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "MD" "20794" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899680. "DateObject[{2014, 6, 18, 12, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "IN" "46032" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899683. "DateObject[{2014, 6, 18, 12, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IN" "46032" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 31, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899684. "DateObject[{2014, 6, 18, 12, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "77059" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899686. "DateObject[{2014, 6, 18, 12, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AR" "72401" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 899688. "DateObject[{2014, 6, 18, 12, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "73107" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899691. "DateObject[{2014, 6, 18, 12, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cohen Kaplan Tulowitz LLC" "OH" "44827" "" "N/A" "Web" "DateObject[{2014, 9, 2, 12, 26, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899693. "DateObject[{2014, 6, 18, 12, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "MI" "48167" "" "N/A" "Web" "DateObject[{2014, 6, 18, 12, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899694. "DateObject[{2014, 6, 18, 13, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899434. "DateObject[{2014, 6, 18, 13, 12, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11209" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899381. "DateObject[{2014, 6, 18, 13, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899435. "DateObject[{2014, 6, 18, 13, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 31, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899436. "DateObject[{2014, 6, 18, 13, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899437. "DateObject[{2014, 6, 18, 13, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AK" "99559" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 13, 45, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899488. "DateObject[{2014, 6, 18, 13, 29, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33019" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899720. "DateObject[{2014, 6, 18, 13, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34952" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899727. "DateObject[{2014, 6, 18, 13, 37, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93626" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 12, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899725. "DateObject[{2014, 6, 18, 13, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "VA" "22311" "" "N/A" "Web" "DateObject[{2014, 6, 18, 13, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899730. "DateObject[{2014, 6, 18, 13, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21224" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901225. "DateObject[{2014, 6, 18, 14, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55337" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899751. "DateObject[{2014, 6, 18, 14, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IN" "46259" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899753. "DateObject[{2014, 6, 18, 14, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NJ" "08094" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 36, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899754. "DateObject[{2014, 6, 18, 14, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "34982" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 20, 14, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899923. "DateObject[{2014, 6, 18, 14, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "13204" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 14, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899876. "DateObject[{2014, 6, 18, 14, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "SC" "29824" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899758. "DateObject[{2014, 6, 18, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "OH" "43235" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 44, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900984. "DateObject[{2014, 6, 18, 14, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "GA" "30518" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899767. "DateObject[{2014, 6, 18, 14, 9, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brumbaugh & Quandahl" "NE" "68134" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899770. "DateObject[{2014, 6, 18, 14, 9, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NE" "68134" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899771. "DateObject[{2014, 6, 18, 14, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "43026" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899776. "DateObject[{2014, 6, 18, 14, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40601" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899363. "DateObject[{2014, 6, 18, 14, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30324" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899783. "DateObject[{2014, 6, 18, 14, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "34952" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899784. "DateObject[{2014, 6, 18, 14, 21, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AK" "99516" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899791. "DateObject[{2014, 6, 18, 14, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85258" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899794. "DateObject[{2014, 6, 18, 14, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "TX" "78729" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899797. "DateObject[{2014, 6, 18, 14, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "63301" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899804. "DateObject[{2014, 6, 18, 14, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "99337" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899505. "DateObject[{2014, 6, 18, 14, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "99337" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899506. "DateObject[{2014, 6, 18, 14, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "18947" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899813. "DateObject[{2014, 6, 18, 14, 31, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "OH" "43235" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900985. "DateObject[{2014, 6, 18, 14, 32, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01841" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899817. "DateObject[{2014, 6, 18, 14, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899343. "DateObject[{2014, 6, 18, 14, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60540" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899539. "DateObject[{2014, 6, 18, 14, 39, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34668" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899827. "DateObject[{2014, 6, 18, 14, 42, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "49417" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 15, 10, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899831. "DateObject[{2014, 6, 18, 14, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "WI" "53074" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899832. "DateObject[{2014, 6, 18, 14, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21122" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 13, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899318. "DateObject[{2014, 6, 18, 14, 44, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 34, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899834. "DateObject[{2014, 6, 18, 14, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goodman Frost, PLLC" "MI" "48420" "" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 899839. "DateObject[{2014, 6, 18, 14, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899409. "DateObject[{2014, 6, 18, 14, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85296" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899843. "DateObject[{2014, 6, 18, 14, 50, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95620" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 29, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899459. "DateObject[{2014, 6, 18, 14, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "TX" "75074" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899550. "DateObject[{2014, 6, 18, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 21, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899836. "DateObject[{2014, 6, 18, 14, 54, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901262. "DateObject[{2014, 6, 18, 14, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 21, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899837. "DateObject[{2014, 6, 18, 14, 55, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 21, 13, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899838. "DateObject[{2014, 6, 18, 14, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ONLINE Information Services, Inc." "FL" "33701" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 36, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899852. "DateObject[{2014, 6, 18, 15, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30087" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899379. "DateObject[{2014, 6, 18, 15, 2, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07050" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899860. "DateObject[{2014, 6, 18, 15, 2, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92139" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899341. "DateObject[{2014, 6, 18, 15, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "75093" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899861. "DateObject[{2014, 6, 18, 15, 3, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11238" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 14, 9, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899862. "DateObject[{2014, 6, 18, 15, 5, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "76012" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900982. "DateObject[{2014, 6, 18, 15, 12, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19004" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899882. "DateObject[{2014, 6, 18, 15, 14, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "PA" "19543" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901234. "DateObject[{2014, 6, 18, 15, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Douglas, Chancellor, Meyers and Associates, LLC" "MO" "63010" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899888. "DateObject[{2014, 6, 18, 15, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "ID" "83646" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899889. "DateObject[{2014, 6, 18, 15, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "AZ" "85712" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 899891. "DateObject[{2014, 6, 18, 15, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "KY" "42459" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 13, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899895. "DateObject[{2014, 6, 18, 15, 21, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33073" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899896. "DateObject[{2014, 6, 18, 15, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60543" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 11, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899899. "DateObject[{2014, 6, 18, 15, 22, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11003" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899905. "DateObject[{2014, 6, 18, 15, 23, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60543" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 11, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899900. "DateObject[{2014, 6, 18, 15, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22801" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 14, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899907. "DateObject[{2014, 6, 18, 15, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60543" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 20, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899901. "DateObject[{2014, 6, 18, 15, 26, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32958" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899915. "DateObject[{2014, 6, 18, 15, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899524. "DateObject[{2014, 6, 18, 15, 31, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "VA" "23801" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899629. "DateObject[{2014, 6, 18, 15, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "RI" "02895" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 12, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899921. "DateObject[{2014, 6, 18, 15, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10473" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899319. "DateObject[{2014, 6, 18, 15, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "24440" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899932. "DateObject[{2014, 6, 18, 15, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91950" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899937. "DateObject[{2014, 6, 18, 15, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10952" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 14, 10, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899940. "DateObject[{2014, 6, 18, 15, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899943. "DateObject[{2014, 6, 18, 15, 46, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899953. "DateObject[{2014, 6, 18, 15, 48, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MI" "48377" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899957. "DateObject[{2014, 6, 18, 15, 48, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91605" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 14, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899958. "DateObject[{2014, 6, 18, 15, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 14, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899416. "DateObject[{2014, 6, 18, 15, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92656" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899357. "DateObject[{2014, 6, 18, 15, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "13367" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899364. "DateObject[{2014, 6, 18, 15, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32822" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899966. "DateObject[{2014, 6, 18, 15, 51, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91950" "" "N/A" "Web" "DateObject[{2014, 6, 18, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899938. "DateObject[{2014, 6, 18, 15, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clarity Services" "CA" "95122" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899646. "DateObject[{2014, 6, 18, 15, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01841" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899818. "DateObject[{2014, 6, 18, 15, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32822" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899967. "DateObject[{2014, 6, 18, 15, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11561" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 11, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899974. "DateObject[{2014, 6, 18, 15, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "24012" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 14, 14, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899975. "DateObject[{2014, 6, 18, 15, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91950" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899939. "DateObject[{2014, 6, 18, 15, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899944. "DateObject[{2014, 6, 18, 15, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33764" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899979. "DateObject[{2014, 6, 18, 15, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Meridian Financial Services, Inc." "NH" "03046" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 47, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 899977. "DateObject[{2014, 6, 18, 15, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "West Bay Acquisitions, LLC" "FL" "33486" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899980. "DateObject[{2014, 6, 18, 15, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "14902" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899983. "DateObject[{2014, 6, 18, 15, 59, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32822" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899968. "DateObject[{2014, 6, 18, 15, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "CA" "90720" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899984. "DateObject[{2014, 6, 18, 15, 59, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OK" "74403" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899440. "DateObject[{2014, 6, 18, 16, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "43232" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899990. "DateObject[{2014, 6, 18, 16, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IN" "46112" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899992. "DateObject[{2014, 6, 18, 16, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30016" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899994. "DateObject[{2014, 6, 18, 16, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NC" "28312" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 28, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899375. "DateObject[{2014, 6, 18, 16, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "12775" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900008. "DateObject[{2014, 6, 18, 16, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10031" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901247. "DateObject[{2014, 6, 18, 16, 10, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900020. "DateObject[{2014, 6, 18, 16, 11, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Midwest Credit & Collection, Inc." "IL" "61937" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900022. "DateObject[{2014, 6, 18, 16, 12, 32.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11510" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900026. "DateObject[{2014, 6, 18, 16, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "AL" "35244" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900028. "DateObject[{2014, 6, 18, 16, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "OH" "45417" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900031. "DateObject[{2014, 6, 18, 16, 15, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prosperity Bancshares, Inc" "OK" "74063" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899498. "DateObject[{2014, 6, 18, 16, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "ID" "83706" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 1, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900039. "DateObject[{2014, 6, 18, 16, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 18, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899945. "DateObject[{2014, 6, 18, 16, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31601" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 900048. "DateObject[{2014, 6, 18, 16, 24, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "TX" "75150" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900054. "DateObject[{2014, 6, 18, 16, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94954" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900061. "DateObject[{2014, 6, 18, 16, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selip & Stylianou, LLP" "NY" "10455" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900065. "DateObject[{2014, 6, 18, 16, 29, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06614" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900974. "DateObject[{2014, 6, 18, 16, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "79603" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 14, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899483. "DateObject[{2014, 6, 18, 16, 30, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48908" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900075. "DateObject[{2014, 6, 18, 16, 31, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20748" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900076. "DateObject[{2014, 6, 18, 16, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 2, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899946. "DateObject[{2014, 6, 18, 16, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43615" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900085. "DateObject[{2014, 6, 18, 16, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10538" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 14, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900088. "DateObject[{2014, 6, 18, 16, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Plaza Home Mortgage" "CA" "94565" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 2, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900090. "DateObject[{2014, 6, 18, 16, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55106" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900092. "DateObject[{2014, 6, 18, 16, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MN" "55435" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 899463. "DateObject[{2014, 6, 18, 16, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "WI" "53207" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 35, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900093. "DateObject[{2014, 6, 18, 16, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08814" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900094. "DateObject[{2014, 6, 18, 16, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10301" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899389. "DateObject[{2014, 6, 18, 16, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899947. "DateObject[{2014, 6, 18, 16, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92069" "" "N/A" "Referral" "DateObject[{2014, 6, 18, 16, 40, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899515. "DateObject[{2014, 6, 18, 16, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "93534" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899540. "DateObject[{2014, 6, 18, 16, 40, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gold Star Mortgage Financial Group" "IL" "60657" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900103. "DateObject[{2014, 6, 18, 16, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06511" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900035. "DateObject[{2014, 6, 18, 16, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jacob Law Group, PLLC" "TN" "38126" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900105. "DateObject[{2014, 6, 18, 16, 42, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "SC" "29114" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900107. "DateObject[{2014, 6, 18, 16, 42, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NC" "28226" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900108. "DateObject[{2014, 6, 18, 16, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11412" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 56, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900115. "DateObject[{2014, 6, 18, 16, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "LA" "71109" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900119. "DateObject[{2014, 6, 18, 16, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NJ" "07307" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900120. "DateObject[{2014, 6, 18, 16, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899546. "DateObject[{2014, 6, 18, 16, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899949. "DateObject[{2014, 6, 18, 16, 47, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07003" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 38, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900124. "DateObject[{2014, 6, 18, 16, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46323" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900130. "DateObject[{2014, 6, 18, 16, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899547. "DateObject[{2014, 6, 18, 16, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76116" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899548. "DateObject[{2014, 6, 18, 16, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARC Management Group, LLC" "MS" "38804" "" "N/A" "Web" "DateObject[{2014, 6, 18, 16, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 900132. "DateObject[{2014, 6, 18, 16, 54, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11238" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900063. "DateObject[{2014, 6, 18, 16, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899310. "DateObject[{2014, 6, 18, 16, 55, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MO" "64671" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 15, 33, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900140. "DateObject[{2014, 6, 18, 16, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19341" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901221. "DateObject[{2014, 6, 18, 16, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "20774" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899951. "DateObject[{2014, 6, 18, 17, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11217" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900150. "DateObject[{2014, 6, 18, 17, 3, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30236" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899521. "DateObject[{2014, 6, 18, 17, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27510" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900158. "DateObject[{2014, 6, 18, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "14807" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900163. "DateObject[{2014, 6, 18, 17, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "VA" "20148" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900166. "DateObject[{2014, 6, 18, 17, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SD" "57110" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901283. "DateObject[{2014, 6, 18, 17, 9, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900169. "DateObject[{2014, 6, 18, 17, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27510" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900159. "DateObject[{2014, 6, 18, 17, 10, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27510" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900160. "DateObject[{2014, 6, 18, 17, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "OK" "74011" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901269. "DateObject[{2014, 6, 18, 17, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10465" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 11, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899545. "DateObject[{2014, 6, 18, 17, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20850" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900178. "DateObject[{2014, 6, 18, 17, 16, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21463" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900180. "DateObject[{2014, 6, 18, 17, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80003" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 900182. "DateObject[{2014, 6, 18, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33334" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 2, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899333. "DateObject[{2014, 6, 18, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "SD" "57301" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900189. "DateObject[{2014, 6, 18, 17, 23, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84310" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900436. "DateObject[{2014, 6, 18, 17, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Robinson, Reagan and Young PLLC" "FL" "34102" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900191. "DateObject[{2014, 6, 18, 17, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "PA" "18045" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899316. "DateObject[{2014, 6, 18, 17, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "SC" "29223" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900194. "DateObject[{2014, 6, 18, 17, 26, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98409" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899390. "DateObject[{2014, 6, 18, 17, 27, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KS" "67215" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899508. "DateObject[{2014, 6, 18, 17, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guild Mortgage" "CO" "81521" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 18, 21, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900198. "DateObject[{2014, 6, 18, 17, 29, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Risecredit, LLC" "CA" "94559" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900203. "DateObject[{2014, 6, 18, 17, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "PA" "15084" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900212. "DateObject[{2014, 6, 18, 17, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90290" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900213. "DateObject[{2014, 6, 18, 17, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "08037" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900216. "DateObject[{2014, 6, 18, 17, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "76262" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900224. "DateObject[{2014, 6, 18, 17, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NE" "68137" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900225. "DateObject[{2014, 6, 18, 17, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "OH" "43040" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900230. "DateObject[{2014, 6, 18, 17, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "74012" "" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900232. "DateObject[{2014, 6, 18, 17, 41, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "CA" "94480" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900236. "DateObject[{2014, 6, 18, 17, 42, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "43040" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900231. "DateObject[{2014, 6, 18, 17, 43, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33186" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900235. "DateObject[{2014, 6, 18, 17, 47, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "DE" "19947" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900249. "DateObject[{2014, 6, 18, 17, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MI" "48208" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901249. "DateObject[{2014, 6, 18, 17, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98584" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900253. "DateObject[{2014, 6, 18, 17, 53, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95620" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 27, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899460. "DateObject[{2014, 6, 18, 17, 54, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08012" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900260. "DateObject[{2014, 6, 18, 17, 55, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "32129" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900266. "DateObject[{2014, 6, 18, 17, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "MD" "21009" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 54, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899274. "DateObject[{2014, 6, 18, 18, 0, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "WA" "98531" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899303. "DateObject[{2014, 6, 18, 18, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33189" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900278. "DateObject[{2014, 6, 18, 18, 3, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83713" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900285. "DateObject[{2014, 6, 18, 18, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IN" "37307" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 39, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900289. "DateObject[{2014, 6, 18, 18, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "93035" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900290. "DateObject[{2014, 6, 18, 18, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "IL" "62454" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900298. "DateObject[{2014, 6, 18, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "TX" "78626" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900299. "DateObject[{2014, 6, 18, 18, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "" "" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899359. "DateObject[{2014, 6, 18, 18, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "CA" "95337" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899420. "DateObject[{2014, 6, 18, 18, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zarvad III S.A." "TX" "76017" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 900301. "DateObject[{2014, 6, 18, 18, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60155" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 57, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900303. "DateObject[{2014, 6, 18, 18, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77096" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900309. "DateObject[{2014, 6, 18, 18, 11, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 13, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900281. "DateObject[{2014, 6, 18, 18, 12, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33068" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900282. "DateObject[{2014, 6, 18, 18, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94602" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900314. "DateObject[{2014, 6, 18, 18, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91354" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899391. "DateObject[{2014, 6, 18, 18, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92647" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900321. "DateObject[{2014, 6, 18, 18, 14, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92277" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 5, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900288. "DateObject[{2014, 6, 18, 18, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98383" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900329. "DateObject[{2014, 6, 18, 18, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "RI" "02920" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900331. "DateObject[{2014, 6, 18, 18, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "TX" "78757" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899509. "DateObject[{2014, 6, 18, 18, 19, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98229" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 4, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900334. "DateObject[{2014, 6, 18, 18, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07621" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900335. "DateObject[{2014, 6, 18, 18, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899499. "DateObject[{2014, 6, 18, 18, 20, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "MO" "61130" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 15, 51, 1.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 900341. "DateObject[{2014, 6, 18, 18, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "AL" "35757" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 900293. "DateObject[{2014, 6, 18, 18, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "87004" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900344. "DateObject[{2014, 6, 18, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30035" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900345. "DateObject[{2014, 6, 18, 18, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33157" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901277. "DateObject[{2014, 6, 18, 18, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "PR" "00682" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900355. "DateObject[{2014, 6, 18, 18, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "J R Brothers Financial, Inc.(Closed)" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900357. "DateObject[{2014, 6, 18, 18, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Joe Pezzuto, LLC" "MI" "48656" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 900361. "DateObject[{2014, 6, 18, 18, 27, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "48656" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 15, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900362. "DateObject[{2014, 6, 18, 18, 28, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95620" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899461. "DateObject[{2014, 6, 18, 18, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899500. "DateObject[{2014, 6, 18, 18, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33334" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 900367. "DateObject[{2014, 6, 18, 18, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93552" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900016. "DateObject[{2014, 6, 18, 18, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89123" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900368. "DateObject[{2014, 6, 18, 18, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98208" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 16, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900369. "DateObject[{2014, 6, 18, 18, 31, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "93584" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900370. "DateObject[{2014, 6, 18, 18, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "32073" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 16, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900371. "DateObject[{2014, 6, 18, 18, 32, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "49418" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901295. "DateObject[{2014, 6, 18, 18, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "LA" "70506" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899457. "DateObject[{2014, 6, 18, 18, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899501. "DateObject[{2014, 6, 18, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30035" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900346. "DateObject[{2014, 6, 18, 18, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30529" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 36, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900693. "DateObject[{2014, 6, 18, 18, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Credit Recovery, Inc." "TX" "77459" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901256. "DateObject[{2014, 6, 18, 18, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80002" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 18, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900758. "DateObject[{2014, 6, 18, 18, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "12158" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900393. "DateObject[{2014, 6, 18, 18, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CT" "06514" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900398. "DateObject[{2014, 6, 18, 18, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "92324" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900401. "DateObject[{2014, 6, 18, 18, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "MI" "48867" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900727. "DateObject[{2014, 6, 18, 18, 41, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20792" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901297. "DateObject[{2014, 6, 18, 18, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "FL" "34952" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900408. "DateObject[{2014, 6, 18, 18, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02474" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900799. "DateObject[{2014, 6, 18, 18, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Superior Adjustment, Inc." "ND" "58367" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900409. "DateObject[{2014, 6, 18, 18, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75211" "" "N/A" "Web" "DateObject[{2014, 6, 18, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900411. "DateObject[{2014, 6, 18, 18, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33029" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900418. "DateObject[{2014, 6, 18, 18, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97302" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 42, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900600. "DateObject[{2014, 6, 18, 18, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80023" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900611. "DateObject[{2014, 6, 18, 18, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19107" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 21, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900626. "DateObject[{2014, 6, 18, 18, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "12158" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 22, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900395. "DateObject[{2014, 6, 18, 18, 48, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12158" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 22, 12, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900396. "DateObject[{2014, 6, 18, 18, 48, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19013" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 16, 38, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900423. "DateObject[{2014, 6, 18, 18, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MO" "65809" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 17, 34, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900426. "DateObject[{2014, 6, 18, 18, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33872" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 17, 40, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900638. "DateObject[{2014, 6, 18, 18, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "IA" "51510" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900430. "DateObject[{2014, 6, 18, 18, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "19711" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 18, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899307. "DateObject[{2014, 6, 18, 18, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "VA" "23234" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 18, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900663. "DateObject[{2014, 6, 18, 18, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19013" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900424. "DateObject[{2014, 6, 18, 18, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30306" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 18, 44, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900677. "DateObject[{2014, 6, 18, 18, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MI" "48226" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900434. "DateObject[{2014, 6, 18, 18, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33004" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 18, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900700. "DateObject[{2014, 6, 18, 18, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22204" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900435. "DateObject[{2014, 6, 18, 18, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19013" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 23, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900425. "DateObject[{2014, 6, 18, 18, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30253" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900263. "DateObject[{2014, 6, 18, 18, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10023" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 13, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900752. "DateObject[{2014, 6, 18, 18, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "63146" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899300. "DateObject[{2014, 6, 18, 18, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "NC" "27607" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900443. "DateObject[{2014, 6, 18, 18, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30035" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 47, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900347. "DateObject[{2014, 6, 18, 18, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Neuheisel Law Firm, P.C." "AZ" "85209" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 899288. "DateObject[{2014, 6, 18, 18, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "AZ" "85209" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 51, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899289. "DateObject[{2014, 6, 18, 18, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "CA" "95632" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900447. "DateObject[{2014, 6, 18, 19, 0, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "AR" "72313" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 38, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900449. "DateObject[{2014, 6, 18, 19, 1, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94303" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900451. "DateObject[{2014, 6, 18, 19, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tower Loan" "LA" "71465" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 19, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900452. "DateObject[{2014, 6, 18, 19, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07017" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900453. "DateObject[{2014, 6, 18, 19, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "IL" "60534" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900456. "DateObject[{2014, 6, 18, 19, 4, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "D&A Services, LLC" "NY" "10307" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 900458. "DateObject[{2014, 6, 18, 19, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92270" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899428. "DateObject[{2014, 6, 18, 19, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dominion Law Associates, P.L.L.C." "VA" "20164" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900459. "DateObject[{2014, 6, 18, 19, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "20910" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900461. "DateObject[{2014, 6, 18, 19, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08302" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 17, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900463. "DateObject[{2014, 6, 18, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FMS Inc." "AZ" "86413" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 19, 15, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900464. "DateObject[{2014, 6, 18, 19, 8, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85224" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900466. "DateObject[{2014, 6, 18, 19, 10, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98607" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900472. "DateObject[{2014, 6, 18, 19, 11, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "15147" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900475. "DateObject[{2014, 6, 18, 19, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reliant Capital Solutions, LLC" "AL" "35007" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899520. "DateObject[{2014, 6, 18, 19, 13, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10030" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900433. "DateObject[{2014, 6, 18, 19, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48108" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900482. "DateObject[{2014, 6, 18, 19, 14, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08817" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900328. "DateObject[{2014, 6, 18, 19, 14, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33432" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 13, 40, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901248. "DateObject[{2014, 6, 18, 19, 14, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KY" "41005" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 20, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 900112. "DateObject[{2014, 6, 18, 19, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20603" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 19, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899352. "DateObject[{2014, 6, 18, 19, 20, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jacobs, Marsh LLC" "OK" "73505" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 30, 17, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900491. "DateObject[{2014, 6, 18, 19, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MD" "21203" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899276. "DateObject[{2014, 6, 18, 19, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01864" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900496. "DateObject[{2014, 6, 18, 19, 22, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "18433" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900498. "DateObject[{2014, 6, 18, 19, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "MA" "02121" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900499. "DateObject[{2014, 6, 18, 19, 23, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationwide Advantage Mortgage Company" "CT" "06226" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900501. "DateObject[{2014, 6, 18, 19, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "MD" "21225" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900507. "DateObject[{2014, 6, 18, 19, 27, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60440" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900510. "DateObject[{2014, 6, 18, 19, 27, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85224" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900467. "DateObject[{2014, 6, 18, 19, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28001" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 900511. "DateObject[{2014, 6, 18, 19, 28, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901263. "DateObject[{2014, 6, 18, 19, 29, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21740" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 31, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901235. "DateObject[{2014, 6, 18, 19, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diaz & Associates, Inc." "AZ" "85396" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900522. "DateObject[{2014, 6, 18, 19, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07866" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900525. "DateObject[{2014, 6, 18, 19, 33, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "UT" "84119" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899529. "DateObject[{2014, 6, 18, 19, 35, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90245" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900528. "DateObject[{2014, 6, 18, 19, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78611" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900529. "DateObject[{2014, 6, 18, 19, 39, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33016" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 10, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899432. "DateObject[{2014, 6, 18, 19, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "61111" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900543. "DateObject[{2014, 6, 18, 19, 44, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "WI" "53703" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900544. "DateObject[{2014, 6, 18, 19, 44, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01851" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 36, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899474. "DateObject[{2014, 6, 18, 19, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94521" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900547. "DateObject[{2014, 6, 18, 19, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "49668" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900550. "DateObject[{2014, 6, 18, 19, 45, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "LA" "70003" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900551. "DateObject[{2014, 6, 18, 19, 47, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "GA" "30032" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 28, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900555. "DateObject[{2014, 6, 18, 19, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DataMax Corporation" "NC" "27560" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900556. "DateObject[{2014, 6, 18, 19, 47, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900557. "DateObject[{2014, 6, 18, 19, 48, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BankUnited" "NJ" "08562" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 12, 47, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900560. "DateObject[{2014, 6, 18, 19, 50, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07024" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900562. "DateObject[{2014, 6, 18, 19, 50, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "TX" "76067" "" "N/A" "Web" "DateObject[{2014, 6, 18, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900565. "DateObject[{2014, 6, 18, 19, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48227" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 16, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899296. "DateObject[{2014, 6, 18, 19, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60622" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 32, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900569. "DateObject[{2014, 6, 18, 19, 53, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "RI" "02809" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 28, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900097. "DateObject[{2014, 6, 18, 19, 54, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92081" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 10, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900574. "DateObject[{2014, 6, 18, 19, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98643" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 19, 1, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900578. "DateObject[{2014, 6, 18, 19, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "PA" "19382" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900583. "DateObject[{2014, 6, 18, 20, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "23456" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900587. "DateObject[{2014, 6, 18, 20, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guaranteed Rate" "NC" "28409" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899279. "DateObject[{2014, 6, 18, 20, 2, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "IL" "60187" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900590. "DateObject[{2014, 6, 18, 20, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "34759" "Older American" "N/A" "Fax" "DateObject[{2014, 6, 20, 19, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901299. "DateObject[{2014, 6, 18, 20, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "VA" "23320" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900592. "DateObject[{2014, 6, 18, 20, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46385" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899383. "DateObject[{2014, 6, 18, 20, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33437" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 19, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900602. "DateObject[{2014, 6, 18, 20, 13, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "20155" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900610. "DateObject[{2014, 6, 18, 20, 13, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "KS" "66047" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900612. "DateObject[{2014, 6, 18, 20, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "92285" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 39, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899397. "DateObject[{2014, 6, 18, 20, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06460" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 900595. "DateObject[{2014, 6, 18, 20, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "86401" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899302. "DateObject[{2014, 6, 18, 20, 18, 37.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "95814" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899516. "DateObject[{2014, 6, 18, 20, 19, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 40, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899441. "DateObject[{2014, 6, 18, 20, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GreenSky Trade Credit, LLC" "CA" "95630" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900633. "DateObject[{2014, 6, 18, 20, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "VA" "24593" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 30, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901236. "DateObject[{2014, 6, 18, 20, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MA" "02151" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899475. "DateObject[{2014, 6, 18, 20, 23, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "TX" "77656" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 37, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900639. "DateObject[{2014, 6, 18, 20, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90220" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900642. "DateObject[{2014, 6, 18, 20, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "75006" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 45, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900643. "DateObject[{2014, 6, 18, 20, 26, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "FL" "34488" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900645. "DateObject[{2014, 6, 18, 20, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "FL" "34488" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900646. "DateObject[{2014, 6, 18, 20, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30907" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 900637. "DateObject[{2014, 6, 18, 20, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PR" "00923" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 18, 3, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900649. "DateObject[{2014, 6, 18, 20, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "13206" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900650. "DateObject[{2014, 6, 18, 20, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95129" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 11, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 900654. "DateObject[{2014, 6, 18, 20, 31, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "13206" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900651. "DateObject[{2014, 6, 18, 20, 33, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90802" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 18, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899473. "DateObject[{2014, 6, 18, 20, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78660" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900660. "DateObject[{2014, 6, 18, 20, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92104" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900661. "DateObject[{2014, 6, 18, 20, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14057" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900664. "DateObject[{2014, 6, 18, 20, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Finance of America Mortgage LLC" "FL" "32606" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900669. "DateObject[{2014, 6, 18, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "TX" "79907" "" "N/A" "Web" "DateObject[{2014, 8, 7, 14, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901240. "DateObject[{2014, 6, 18, 20, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 30, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900671. "DateObject[{2014, 6, 18, 20, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "MO" "65807" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899541. "DateObject[{2014, 6, 18, 20, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20792" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901298. "DateObject[{2014, 6, 18, 20, 39, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Fidelity LP" "PA" "15237" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 899462. "DateObject[{2014, 6, 18, 20, 43, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "KY" "40212" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 19, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900684. "DateObject[{2014, 6, 18, 20, 47, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11203" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900690. "DateObject[{2014, 6, 18, 20, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91911" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 11, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899447. "DateObject[{2014, 6, 18, 20, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "NM" "88012" "" "N/A" "Referral" "DateObject[{2014, 8, 18, 14, 9, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899429. "DateObject[{2014, 6, 18, 20, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "18237" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900970. "DateObject[{2014, 6, 18, 20, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90201" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900696. "DateObject[{2014, 6, 18, 20, 51, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91335" "" "N/A" "Web" "DateObject[{2014, 6, 18, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900697. "DateObject[{2014, 6, 18, 20, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "76016" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 20, 14, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899477. "DateObject[{2014, 6, 18, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "MI" "49435" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900699. "DateObject[{2014, 6, 18, 20, 52, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20008" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 900701. "DateObject[{2014, 6, 18, 20, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "28358" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 45, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899530. "DateObject[{2014, 6, 18, 20, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11782" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 55, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 899531. "DateObject[{2014, 6, 18, 20, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WAKEFIELD & ASSOCIATES, INC." "IL" "60126" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900713. "DateObject[{2014, 6, 18, 20, 55, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "18071" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 14, 4, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 899532. "DateObject[{2014, 6, 18, 20, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11580" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899533. "DateObject[{2014, 6, 18, 20, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94116" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 14, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899534. "DateObject[{2014, 6, 18, 20, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "PA" "17602" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 27, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899536. "DateObject[{2014, 6, 18, 21, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AR" "72117" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899537. "DateObject[{2014, 6, 18, 21, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Collection Services, Inc. (Nevada)" "KY" "41048" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900729. "DateObject[{2014, 6, 18, 21, 7, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "UT" "84770" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 30, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900734. "DateObject[{2014, 6, 18, 21, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "KY" "40475" "" "N/A" "Fax" "DateObject[{2014, 6, 20, 20, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900735. "DateObject[{2014, 6, 18, 21, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "RI" "02891" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900740. "DateObject[{2014, 6, 18, 21, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899527. "DateObject[{2014, 6, 18, 21, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95231" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900976. "DateObject[{2014, 6, 18, 21, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02891" "" "N/A" "Postal mail" "DateObject[{2014, 8, 6, 13, 32, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900741. "DateObject[{2014, 6, 18, 21, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "95815" "" "N/A" "Phone" "DateObject[{2014, 6, 20, 20, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900748. "DateObject[{2014, 6, 18, 21, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "CA" "92065" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900749. "DateObject[{2014, 6, 18, 21, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92040" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900755. "DateObject[{2014, 6, 18, 21, 19, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97266" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900757. "DateObject[{2014, 6, 18, 21, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95219" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899354. "DateObject[{2014, 6, 18, 21, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19095" "" "N/A" "Referral" "DateObject[{2014, 6, 20, 19, 48, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900726. "DateObject[{2014, 6, 18, 21, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93710" "" "N/A" "Postal mail" "DateObject[{2014, 6, 20, 19, 45, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899336. "DateObject[{2014, 6, 18, 21, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92404" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900763. "DateObject[{2014, 6, 18, 21, 26, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87120" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900767. "DateObject[{2014, 6, 18, 21, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "49696" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900768. "DateObject[{2014, 6, 18, 21, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "12528" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900772. "DateObject[{2014, 6, 18, 21, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28027" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901222. "DateObject[{2014, 6, 18, 21, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Darnel Quick Recovery, Inc." "GA" "30016" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900776. "DateObject[{2014, 6, 18, 21, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11372" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 55, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 899277. "DateObject[{2014, 6, 18, 21, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899442. "DateObject[{2014, 6, 18, 21, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94561" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 13, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900788. "DateObject[{2014, 6, 18, 21, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28205" "" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899465. "DateObject[{2014, 6, 18, 21, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77079" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900795. "DateObject[{2014, 6, 18, 21, 48, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "CO" "80233" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900801. "DateObject[{2014, 6, 18, 21, 55, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "TX" "77320" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901267. "DateObject[{2014, 6, 18, 21, 55, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77320" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 12, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901268. "DateObject[{2014, 6, 18, 21, 55, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "MD" "20653" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 12, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900811. "DateObject[{2014, 6, 18, 21, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "15147" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 13, 15, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899555. "DateObject[{2014, 6, 18, 22, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NV" "89122" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900816. "DateObject[{2014, 6, 18, 22, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01534" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900818. "DateObject[{2014, 6, 18, 22, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "TN" "37745" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900825. "DateObject[{2014, 6, 18, 22, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Aldous & Associates, PLLC" "FL" "34242" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900828. "DateObject[{2014, 6, 18, 22, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97301" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 28, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900830. "DateObject[{2014, 6, 18, 22, 14, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Second Round Limited Partnership" "GA" "30546" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899355. "DateObject[{2014, 6, 18, 22, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AAA Collections" "SD" "57106" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900835. "DateObject[{2014, 6, 18, 22, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "AZ" "85234" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900837. "DateObject[{2014, 6, 18, 22, 24, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20871" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900851. "DateObject[{2014, 6, 18, 22, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 14, 45, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 899283. "DateObject[{2014, 6, 18, 22, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "28139" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900855. "DateObject[{2014, 6, 18, 22, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "KY" "41042" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900856. "DateObject[{2014, 6, 18, 22, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "91390" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900857. "DateObject[{2014, 6, 18, 22, 29, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 899443. "DateObject[{2014, 6, 18, 22, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "11553" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901300. "DateObject[{2014, 6, 18, 22, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Proficio Mortgage Ventures, LLC" "ID" "83813" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 14, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900860. "DateObject[{2014, 6, 18, 22, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "CA" "95816" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900864. "DateObject[{2014, 6, 18, 22, 34, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75214" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900866. "DateObject[{2014, 6, 18, 22, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "CA" "92123" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900868. "DateObject[{2014, 6, 18, 22, 38, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "TN" "38135" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 899421. "DateObject[{2014, 6, 18, 22, 42, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 28, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899448. "DateObject[{2014, 6, 18, 22, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78717" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900875. "DateObject[{2014, 6, 18, 22, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "GA" "30079" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900877. "DateObject[{2014, 6, 18, 22, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 33, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899449. "DateObject[{2014, 6, 18, 22, 50, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "15106" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900888. "DateObject[{2014, 6, 18, 22, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01474" "" "N/A" "Web" "DateObject[{2014, 6, 18, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900890. "DateObject[{2014, 6, 18, 22, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899452. "DateObject[{2014, 6, 18, 22, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 48, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 899453. "DateObject[{2014, 6, 18, 22, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "34952" "" "N/A" "Fax" "DateObject[{2014, 6, 23, 13, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 900897. "DateObject[{2014, 6, 18, 22, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IN" "46307" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900898. "DateObject[{2014, 6, 18, 22, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900900. "DateObject[{2014, 6, 18, 23, 4, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899395. "DateObject[{2014, 6, 18, 23, 8, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "FL" "33130" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 59, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900908. "DateObject[{2014, 6, 18, 23, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38119" "" "N/A" "Web" "DateObject[{2014, 6, 18, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900909. "DateObject[{2014, 6, 18, 23, 11, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KS" "66215" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 18, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901253. "DateObject[{2014, 6, 18, 23, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18947" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900914. "DateObject[{2014, 6, 18, 23, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32065" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901241. "DateObject[{2014, 6, 18, 23, 19, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "TX" "77355" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900921. "DateObject[{2014, 6, 18, 23, 20, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15952" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 8, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 900922. "DateObject[{2014, 6, 18, 23, 21, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "TX" "77385" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900925. "DateObject[{2014, 6, 18, 23, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NM" "87060" "" "N/A" "Web" "DateObject[{2014, 6, 18, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900926. "DateObject[{2014, 6, 18, 23, 25, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33815" "Older American" "N/A" "Web" "DateObject[{2014, 6, 18, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900933. "DateObject[{2014, 6, 18, 23, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94044" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 900940. "DateObject[{2014, 6, 18, 23, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "KY" "42102" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 900943. "DateObject[{2014, 6, 18, 23, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80502" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 39, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900952. "DateObject[{2014, 6, 18, 23, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NM" "87060" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 900927. "DateObject[{2014, 6, 18, 23, 48, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "01760" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 900955. "DateObject[{2014, 6, 18, 23, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Assigned Credit Solutions" "CA" "92629" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 38, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900958. "DateObject[{2014, 6, 18, 23, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "AZ" "85253" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 8, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900959. "DateObject[{2014, 6, 18, 23, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33433" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900962. "DateObject[{2014, 6, 18, 23, 54, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901536. "DateObject[{2014, 6, 18, 23, 54, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "IN" "46240" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901537. "DateObject[{2014, 6, 18, 23, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stearns Ventures, LLC" "MN" "55379" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901538. "DateObject[{2014, 6, 18, 23, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33433" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 900963. "DateObject[{2014, 6, 18, 23, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33433" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 900964. "DateObject[{2014, 6, 18, 23, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29536" "" "N/A" "Fax" "DateObject[{2014, 6, 23, 13, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 899317. "DateObject[{2014, 6, 18, 23, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "91344" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901539. "DateObject[{2014, 6, 19, 0, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901540. "DateObject[{2014, 6, 19, 0, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60169" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901541. "DateObject[{2014, 6, 19, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "93390" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901553. "DateObject[{2014, 6, 19, 0, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93283" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901555. "DateObject[{2014, 6, 19, 0, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93539" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901556. "DateObject[{2014, 6, 19, 0, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "RI" "02893" "" "N/A" "Web" "DateObject[{2014, 6, 19, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901558. "DateObject[{2014, 6, 19, 0, 50, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "93390" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 4, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901554. "DateObject[{2014, 6, 19, 0, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Qualify for a better loan than offered" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01028" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901562. "DateObject[{2014, 6, 19, 0, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89706" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901563. "DateObject[{2014, 6, 19, 1, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NJ" "07110" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901566. "DateObject[{2014, 6, 19, 1, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98144" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 28, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901568. "DateObject[{2014, 6, 19, 1, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48088" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901569. "DateObject[{2014, 6, 19, 1, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "GA" "30088" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901570. "DateObject[{2014, 6, 19, 1, 10, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20720" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 31, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901572. "DateObject[{2014, 6, 19, 1, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "27958" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901573. "DateObject[{2014, 6, 19, 1, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33773" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901574. "DateObject[{2014, 6, 19, 1, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "18062" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901419. "DateObject[{2014, 6, 19, 1, 27, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Recovery One, LLC" "TX" "78574" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901575. "DateObject[{2014, 6, 19, 1, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "MS" "39286" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 36, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901577. "DateObject[{2014, 6, 19, 1, 48, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "94110" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901579. "DateObject[{2014, 6, 19, 1, 49, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18062" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901420. "DateObject[{2014, 6, 19, 1, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Credit Management, Inc" "AR" "72404" "" "N/A" "Web" "DateObject[{2014, 6, 19, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901580. "DateObject[{2014, 6, 19, 1, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "VA" "20190" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903255. "DateObject[{2014, 6, 19, 1, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85939" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 901581. "DateObject[{2014, 6, 19, 1, 59, 0.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "WI" "53959" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901582. "DateObject[{2014, 6, 19, 2, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "FL" "32680" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901350. "DateObject[{2014, 6, 19, 2, 10, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75979" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901584. "DateObject[{2014, 6, 19, 2, 21, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76571" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901586. "DateObject[{2014, 6, 19, 2, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "CT" "06405" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901589. "DateObject[{2014, 6, 19, 2, 45, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "DC" "20011" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901593. "DateObject[{2014, 6, 19, 2, 48, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AL" "36203" "" "N/A" "Web" "DateObject[{2014, 6, 19, 2, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901595. "DateObject[{2014, 6, 19, 2, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Offices of Krista L. White & Associates, P.S." "UT" "84044" "" "N/A" "Web" "DateObject[{2014, 7, 24, 20, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901597. "DateObject[{2014, 6, 19, 3, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lobel Financial Corporation" "CA" "93638" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901598. "DateObject[{2014, 6, 19, 3, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MO" "65604" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901599. "DateObject[{2014, 6, 19, 3, 16, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07013" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901600. "DateObject[{2014, 6, 19, 3, 32, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MN" "55123" "" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901603. "DateObject[{2014, 6, 19, 3, 36, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903232. "DateObject[{2014, 6, 19, 3, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903233. "DateObject[{2014, 6, 19, 3, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30093" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 3, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901379. "DateObject[{2014, 6, 19, 3, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903234. "DateObject[{2014, 6, 19, 3, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "90222" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901607. "DateObject[{2014, 6, 19, 4, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "OH" "44119" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901608. "DateObject[{2014, 6, 19, 4, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dominion Law Associates, P.L.L.C." "VA" "22407" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901609. "DateObject[{2014, 6, 19, 4, 1, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "22407" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901610. "DateObject[{2014, 6, 19, 4, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "CA" "92407" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901611. "DateObject[{2014, 6, 19, 4, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92651" "" "N/A" "Web" "DateObject[{2014, 6, 19, 4, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901612. "DateObject[{2014, 6, 19, 5, 19, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60645" "" "N/A" "Web" "DateObject[{2014, 6, 19, 5, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901613. "DateObject[{2014, 6, 19, 5, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97479" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901520. "DateObject[{2014, 6, 19, 5, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77225" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 35, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901614. "DateObject[{2014, 6, 19, 5, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90814" "" "N/A" "Web" "DateObject[{2014, 6, 19, 6, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903275. "DateObject[{2014, 6, 19, 5, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90806" "" "N/A" "Web" "DateObject[{2014, 6, 19, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901615. "DateObject[{2014, 6, 19, 6, 3, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Center Inc" "OR" "97479" "" "N/A" "Web" "DateObject[{2014, 6, 19, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901521. "DateObject[{2014, 6, 19, 6, 13, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "65101" "" "N/A" "Web" "DateObject[{2014, 6, 19, 6, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 901616. "DateObject[{2014, 6, 19, 6, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "OH" "43228" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903277. "DateObject[{2014, 6, 19, 7, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90024" "" "N/A" "Web" "DateObject[{2014, 6, 19, 7, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901527. "DateObject[{2014, 6, 19, 7, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90024" "" "N/A" "Web" "DateObject[{2014, 6, 19, 7, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901528. "DateObject[{2014, 6, 19, 7, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 14, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901478. "DateObject[{2014, 6, 19, 7, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "IL" "60657" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 7, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901617. "DateObject[{2014, 6, 19, 7, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 6, 19, 7, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901618. "DateObject[{2014, 6, 19, 8, 26, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "86326" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 10, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901619. "DateObject[{2014, 6, 19, 8, 26, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07863" "" "N/A" "Web" "DateObject[{2014, 6, 19, 8, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901620. "DateObject[{2014, 6, 19, 10, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "SC" "29710" "" "N/A" "Web" "DateObject[{2014, 6, 19, 10, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901621. "DateObject[{2014, 6, 19, 10, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "OH" "45238" "" "N/A" "Web" "DateObject[{2014, 6, 19, 10, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901623. "DateObject[{2014, 6, 19, 10, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33313" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901624. "DateObject[{2014, 6, 19, 10, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NJ" "08812" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901625. "DateObject[{2014, 6, 19, 11, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ME" "04929" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901626. "DateObject[{2014, 6, 19, 11, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "MI" "48195" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901392. "DateObject[{2014, 6, 19, 11, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "VT" "05403" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901627. "DateObject[{2014, 6, 19, 11, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91343" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901628. "DateObject[{2014, 6, 19, 11, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06084" "" "N/A" "Web" "DateObject[{2014, 6, 19, 11, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901630. "DateObject[{2014, 6, 19, 12, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19555" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901631. "DateObject[{2014, 6, 19, 12, 3, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AMCOL Systems, Inc." "MO" "63131" "" "N/A" "Web" "DateObject[{2014, 6, 19, 12, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901632. "DateObject[{2014, 6, 19, 12, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "10308" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 57, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901453. "DateObject[{2014, 6, 19, 12, 33, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11209" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901487. "DateObject[{2014, 6, 19, 12, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "OH" "46248" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901645. "DateObject[{2014, 6, 19, 12, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60706" "" "N/A" "Fax" "DateObject[{2014, 6, 23, 15, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901653. "DateObject[{2014, 6, 19, 13, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29621" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901657. "DateObject[{2014, 6, 19, 13, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "07031" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 13, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 901663. "DateObject[{2014, 6, 19, 13, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "OH" "44437" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901667. "DateObject[{2014, 6, 19, 13, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CA" "91384" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901672. "DateObject[{2014, 6, 19, 13, 14, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91384" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901673. "DateObject[{2014, 6, 19, 13, 15, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34746" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901675. "DateObject[{2014, 6, 19, 13, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48342" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901678. "DateObject[{2014, 6, 19, 13, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cornerstone Mortgage, Inc." "MO" "63021" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901681. "DateObject[{2014, 6, 19, 13, 23, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "94547" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 14, 23, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901682. "DateObject[{2014, 6, 19, 13, 26, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "33193" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 14, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901684. "DateObject[{2014, 6, 19, 13, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "14204" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901686. "DateObject[{2014, 6, 19, 13, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28542" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901692. "DateObject[{2014, 6, 19, 13, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Constar Financial Services, LLC" "NC" "28138" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901698. "DateObject[{2014, 6, 19, 13, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 16, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901699. "DateObject[{2014, 6, 19, 13, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43017" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901707. "DateObject[{2014, 6, 19, 13, 49, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33067" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 53, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901711. "DateObject[{2014, 6, 19, 13, 49, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "34637" "" "N/A" "Web" "DateObject[{2014, 6, 19, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901713. "DateObject[{2014, 6, 19, 13, 52, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48225" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901716. "DateObject[{2014, 6, 19, 13, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "MD" "20659" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901324. "DateObject[{2014, 6, 19, 13, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Phoenix Recovery Group" "TX" "77377" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 4, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901719. "DateObject[{2014, 6, 19, 13, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SC" "29526" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 11, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901728. "DateObject[{2014, 6, 19, 14, 3, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "VA" "23190" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901733. "DateObject[{2014, 6, 19, 14, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33173" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901416. "DateObject[{2014, 6, 19, 14, 19, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44035" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901369. "DateObject[{2014, 6, 19, 14, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "PA" "19141" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901754. "DateObject[{2014, 6, 19, 14, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DC" "20009" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 14, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903044. "DateObject[{2014, 6, 19, 14, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "NH" "03108" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 6, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901757. "DateObject[{2014, 6, 19, 14, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NH" "03055" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 21, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901467. "DateObject[{2014, 6, 19, 14, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CT" "06372" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 16, 15, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901758. "DateObject[{2014, 6, 19, 14, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "24073" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901767. "DateObject[{2014, 6, 19, 14, 27, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "NY" "10461" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 21, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901771. "DateObject[{2014, 6, 19, 14, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77449" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 49, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901405. "DateObject[{2014, 6, 19, 14, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "TX" "78613" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901774. "DateObject[{2014, 6, 19, 14, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "WA" "98282" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901782. "DateObject[{2014, 6, 19, 14, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "WA" "98282" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901783. "DateObject[{2014, 6, 19, 14, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21216" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 14, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901760. "DateObject[{2014, 6, 19, 14, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "ME" "03909" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 14, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901785. "DateObject[{2014, 6, 19, 14, 34, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33432" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901319. "DateObject[{2014, 6, 19, 14, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TMX Finance LLC" "MI" "48205" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 15, 21, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901797. "DateObject[{2014, 6, 19, 14, 37, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KS" "66205" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901800. "DateObject[{2014, 6, 19, 14, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94580" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901495. "DateObject[{2014, 6, 19, 14, 38, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94580" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 39, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901496. "DateObject[{2014, 6, 19, 14, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "37830" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901752. "DateObject[{2014, 6, 19, 14, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valarity, LLC" "PA" "15146" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901805. "DateObject[{2014, 6, 19, 14, 44, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48910" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 11, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901454. "DateObject[{2014, 6, 19, 14, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48910" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 11, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901455. "DateObject[{2014, 6, 19, 14, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "MD" "21286" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901816. "DateObject[{2014, 6, 19, 14, 46, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NY" "12550" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901401. "DateObject[{2014, 6, 19, 14, 46, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10007" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901818. "DateObject[{2014, 6, 19, 14, 47, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48910" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 11, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901456. "DateObject[{2014, 6, 19, 14, 47, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55124" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901795. "DateObject[{2014, 6, 19, 14, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30274" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901341. "DateObject[{2014, 6, 19, 14, 49, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02909" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901824. "DateObject[{2014, 6, 19, 14, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MIB Group, Inc." "IL" "60564" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901825. "DateObject[{2014, 6, 19, 14, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "PA" "17102" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901828. "DateObject[{2014, 6, 19, 14, 50, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "33134" "" "N/A" "Web" "DateObject[{2014, 6, 19, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901386. "DateObject[{2014, 6, 19, 14, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901833. "DateObject[{2014, 6, 19, 14, 52, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AR" "72102" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901415. "DateObject[{2014, 6, 19, 14, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901834. "DateObject[{2014, 6, 19, 14, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901844. "DateObject[{2014, 6, 19, 14, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "31406" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901845. "DateObject[{2014, 6, 19, 14, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 901835. "DateObject[{2014, 6, 19, 14, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30062" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 14, 29, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901854. "DateObject[{2014, 6, 19, 14, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901857. "DateObject[{2014, 6, 19, 14, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901858. "DateObject[{2014, 6, 19, 14, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "HI" "96707" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903247. "DateObject[{2014, 6, 19, 15, 0, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CT" "06082" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903285. "DateObject[{2014, 6, 19, 15, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 901859. "DateObject[{2014, 6, 19, 15, 5, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "32861" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901868. "DateObject[{2014, 6, 19, 15, 6, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "AZ" "85257" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901871. "DateObject[{2014, 6, 19, 15, 6, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32535" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901850. "DateObject[{2014, 6, 19, 15, 6, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 0, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901851. "DateObject[{2014, 6, 19, 15, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "" "" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 59, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901852. "DateObject[{2014, 6, 19, 15, 7, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brown Law, PLLC" "IN" "47933" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901873. "DateObject[{2014, 6, 19, 15, 10, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "POM Recoveries, Inc." "NY" "10030" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 28, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 901885. "DateObject[{2014, 6, 19, 15, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "45701" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901887. "DateObject[{2014, 6, 19, 15, 12, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MA" "01752" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 901891. "DateObject[{2014, 6, 19, 15, 13, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Robinson, Reagan and Young PLLC" "NC" "27331" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 901892. "DateObject[{2014, 6, 19, 15, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "FL" "32095" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901894. "DateObject[{2014, 6, 19, 15, 15, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30145" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901901. "DateObject[{2014, 6, 19, 15, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "John C. Bonewicz, P.C." "NC" "28304" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901907. "DateObject[{2014, 6, 19, 15, 23, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60471" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 14, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901920. "DateObject[{2014, 6, 19, 15, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "38128" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 24, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901517. "DateObject[{2014, 6, 19, 15, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Duvera Billing Services, LLC" "MD" "20602" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903276. "DateObject[{2014, 6, 19, 15, 24, 44.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "FL" "33602" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901924. "DateObject[{2014, 6, 19, 15, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "NC" "28215" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901320. "DateObject[{2014, 6, 19, 15, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "FL" "33461" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901926. "DateObject[{2014, 6, 19, 15, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "FL" "32703" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901934. "DateObject[{2014, 6, 19, 15, 29, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "FL" "34746" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901936. "DateObject[{2014, 6, 19, 15, 35, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90804" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901946. "DateObject[{2014, 6, 19, 15, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32861" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 16, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901870. "DateObject[{2014, 6, 19, 15, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "11428" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901432. "DateObject[{2014, 6, 19, 15, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19095" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901916. "DateObject[{2014, 6, 19, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37043" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 13, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901949. "DateObject[{2014, 6, 19, 15, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92879" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901950. "DateObject[{2014, 6, 19, 15, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75057" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 34, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901947. "DateObject[{2014, 6, 19, 15, 39, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19114" "" "N/A" "Referral" "DateObject[{2014, 8, 5, 19, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901954. "DateObject[{2014, 6, 19, 15, 39, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19114" "" "N/A" "Referral" "DateObject[{2014, 8, 5, 19, 48, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901958. "DateObject[{2014, 6, 19, 15, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mel S. Harris and Associates, LLC" "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901961. "DateObject[{2014, 6, 19, 15, 39, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "19114" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 14, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901963. "DateObject[{2014, 6, 19, 15, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "NC" "27896" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901968. "DateObject[{2014, 6, 19, 15, 41, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NJ" "08092" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901971. "DateObject[{2014, 6, 19, 15, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "NY" "10036" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901975. "DateObject[{2014, 6, 19, 15, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "TX" "76123" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901981. "DateObject[{2014, 6, 19, 15, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "77346" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 17, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901985. "DateObject[{2014, 6, 19, 15, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Screening Reports Inc." "NJ" "07030" "" "N/A" "Web" "DateObject[{2014, 6, 19, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 901988. "DateObject[{2014, 6, 19, 15, 51, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "33157" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901989. "DateObject[{2014, 6, 19, 15, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29461" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 10, 50, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901990. "DateObject[{2014, 6, 19, 15, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85064" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901994. "DateObject[{2014, 6, 19, 15, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10024" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901996. "DateObject[{2014, 6, 19, 15, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "MD" "21244" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 902272. "DateObject[{2014, 6, 19, 15, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10469" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 28, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901998. "DateObject[{2014, 6, 19, 15, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NJ" "08886" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 39, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901345. "DateObject[{2014, 6, 19, 15, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901999. "DateObject[{2014, 6, 19, 15, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "27620" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902000. "DateObject[{2014, 6, 19, 15, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29461" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 10, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901991. "DateObject[{2014, 6, 19, 15, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29461" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 10, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901992. "DateObject[{2014, 6, 19, 16, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60402" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 902012. "DateObject[{2014, 6, 19, 16, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20191" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902753. "DateObject[{2014, 6, 19, 16, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "22034" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903263. "DateObject[{2014, 6, 19, 16, 6, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "40601" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901384. "DateObject[{2014, 6, 19, 16, 6, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Certified Recovery Inc" "MN" "55968" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902019. "DateObject[{2014, 6, 19, 16, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "VA" "23060" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 27, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902857. "DateObject[{2014, 6, 19, 16, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "40601" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901385. "DateObject[{2014, 6, 19, 16, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "PA" "19143" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902886. "DateObject[{2014, 6, 19, 16, 10, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "93619" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902027. "DateObject[{2014, 6, 19, 16, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "NC" "28027" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902029. "DateObject[{2014, 6, 19, 16, 11, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97326" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 21, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902033. "DateObject[{2014, 6, 19, 16, 11, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29102" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 3, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902037. "DateObject[{2014, 6, 19, 16, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901358. "DateObject[{2014, 6, 19, 16, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97326" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 22, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902034. "DateObject[{2014, 6, 19, 16, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97326" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902035. "DateObject[{2014, 6, 19, 16, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collins & Hilton Asset Group, LLC" "FL" "32949" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902044. "DateObject[{2014, 6, 19, 16, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NV" "89052" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902050. "DateObject[{2014, 6, 19, 16, 16, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "James B. Nutter & Company" "FL" "34233" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903260. "DateObject[{2014, 6, 19, 16, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18032" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 35, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902055. "DateObject[{2014, 6, 19, 16, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30309" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 22, 26, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902057. "DateObject[{2014, 6, 19, 16, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "45240" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901381. "DateObject[{2014, 6, 19, 16, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TN" "37350" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902067. "DateObject[{2014, 6, 19, 16, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07922" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902069. "DateObject[{2014, 6, 19, 16, 20, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19095" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901917. "DateObject[{2014, 6, 19, 16, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Schreiber Law Firm, PLLC" "TX" "76205" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 13, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 902070. "DateObject[{2014, 6, 19, 16, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92814" "Older American" "N/A" "Fax" "DateObject[{2014, 6, 23, 15, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901421. "DateObject[{2014, 6, 19, 16, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "VA" "22407" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902080. "DateObject[{2014, 6, 19, 16, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85718" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901376. "DateObject[{2014, 6, 19, 16, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97532" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902084. "DateObject[{2014, 6, 19, 16, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30084" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 16, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902085. "DateObject[{2014, 6, 19, 16, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34293" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901427. "DateObject[{2014, 6, 19, 16, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "OR" "97229" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 902089. "DateObject[{2014, 6, 19, 16, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11233" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902092. "DateObject[{2014, 6, 19, 16, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902094. "DateObject[{2014, 6, 19, 16, 32, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902095. "DateObject[{2014, 6, 19, 16, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902096. "DateObject[{2014, 6, 19, 16, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902097. "DateObject[{2014, 6, 19, 16, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60613" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 47, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901311. "DateObject[{2014, 6, 19, 16, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MI" "49006" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 15, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902102. "DateObject[{2014, 6, 19, 16, 35, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92708" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 26, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901490. "DateObject[{2014, 6, 19, 16, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19095" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 15, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901918. "DateObject[{2014, 6, 19, 16, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "VA" "24501" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902107. "DateObject[{2014, 6, 19, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "LA" "70817" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902108. "DateObject[{2014, 6, 19, 16, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reliant Capital Solutions, LLC" "MS" "39180" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902121. "DateObject[{2014, 6, 19, 16, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "UT" "84043" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 23, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902122. "DateObject[{2014, 6, 19, 16, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "DC" "20015" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902126. "DateObject[{2014, 6, 19, 16, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "61536" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902132. "DateObject[{2014, 6, 19, 16, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "14892" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902136. "DateObject[{2014, 6, 19, 16, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "14892" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 11, 12, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902137. "DateObject[{2014, 6, 19, 16, 49, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08087" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902143. "DateObject[{2014, 6, 19, 16, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60560" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901488. "DateObject[{2014, 6, 19, 16, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902145. "DateObject[{2014, 6, 19, 16, 50, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "62056" "" "N/A" "Web" "DateObject[{2014, 6, 19, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902146. "DateObject[{2014, 6, 19, 16, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "PA" "15001" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902150. "DateObject[{2014, 6, 19, 16, 55, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "11226" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902157. "DateObject[{2014, 6, 19, 16, 56, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "PA" "19050" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902159. "DateObject[{2014, 6, 19, 16, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "13632" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 16, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902168. "DateObject[{2014, 6, 19, 16, 59, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33023" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902169. "DateObject[{2014, 6, 19, 16, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901722. "DateObject[{2014, 6, 19, 17, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "AR" "72215" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902171. "DateObject[{2014, 6, 19, 17, 5, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80303" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902179. "DateObject[{2014, 6, 19, 17, 6, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77995" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902180. "DateObject[{2014, 6, 19, 17, 8, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33624" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902188. "DateObject[{2014, 6, 19, 17, 8, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ridge & Valley Realty, Inc." "CO" "80917" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 16, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902189. "DateObject[{2014, 6, 19, 17, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30331" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902191. "DateObject[{2014, 6, 19, 17, 11, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08724" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 43, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902193. "DateObject[{2014, 6, 19, 17, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44102" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 15, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901375. "DateObject[{2014, 6, 19, 17, 17, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "F.H. Cann & Associates, Inc." "NH" "03861" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902209. "DateObject[{2014, 6, 19, 17, 17, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "NH" "03861" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902210. "DateObject[{2014, 6, 19, 17, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03049" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901356. "DateObject[{2014, 6, 19, 17, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "PA" "19560" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902224. "DateObject[{2014, 6, 19, 17, 24, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "45840" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 16, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902225. "DateObject[{2014, 6, 19, 17, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "77584" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 902203. "DateObject[{2014, 6, 19, 17, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "NY" "13088" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 35, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902235. "DateObject[{2014, 6, 19, 17, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LTD Financial Services, L.P." "NY" "10036" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901976. "DateObject[{2014, 6, 19, 17, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AR" "72205" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902249. "DateObject[{2014, 6, 19, 17, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "SC" "29710" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903237. "DateObject[{2014, 6, 19, 17, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85308" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903258. "DateObject[{2014, 6, 19, 17, 36, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "90623" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901493. "DateObject[{2014, 6, 19, 17, 38, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "NH" "03055" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902259. "DateObject[{2014, 6, 19, 17, 38, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NH" "03055" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902260. "DateObject[{2014, 6, 19, 17, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "45242" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 48, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902263. "DateObject[{2014, 6, 19, 17, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77479" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 0, 30, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902264. "DateObject[{2014, 6, 19, 17, 42, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "95632" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901435. "DateObject[{2014, 6, 19, 17, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92881" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902276. "DateObject[{2014, 6, 19, 17, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91945" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902277. "DateObject[{2014, 6, 19, 17, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "LA" "70131" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902283. "DateObject[{2014, 6, 19, 17, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89129" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902231. "DateObject[{2014, 6, 19, 17, 49, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32746" "" "N/A" "Web" "DateObject[{2014, 6, 19, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902288. "DateObject[{2014, 6, 19, 17, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98445" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 41, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902475. "DateObject[{2014, 6, 19, 17, 52, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33433" "" "N/A" "Referral" "DateObject[{2014, 8, 27, 12, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902286. "DateObject[{2014, 6, 19, 17, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "AL" "36701" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 25, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 902541. "DateObject[{2014, 6, 19, 17, 53, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10580" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 23, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902297. "DateObject[{2014, 6, 19, 17, 53, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11691" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 5, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 901322. "DateObject[{2014, 6, 19, 17, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18344" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902640. "DateObject[{2014, 6, 19, 17, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alliance Asset Management, Inc (Closed)" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902302. "DateObject[{2014, 6, 19, 17, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "TX" "77230" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 2, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901446. "DateObject[{2014, 6, 19, 17, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NJ" "07035" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 3, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902307. "DateObject[{2014, 6, 19, 17, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "65556" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902606. "DateObject[{2014, 6, 19, 17, 57, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92058" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901359. "DateObject[{2014, 6, 19, 17, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OR" "97419" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902314. "DateObject[{2014, 6, 19, 17, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MI" "48840" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 17, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902315. "DateObject[{2014, 6, 19, 17, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MD" "20850" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902668. "DateObject[{2014, 6, 19, 17, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "WA" "98541" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 22, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902321. "DateObject[{2014, 6, 19, 18, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "ID" "83646" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902690. "DateObject[{2014, 6, 19, 18, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of Fort Walton Beach, Inc" "FL" "32203" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901429. "DateObject[{2014, 6, 19, 18, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11542" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902326. "DateObject[{2014, 6, 19, 18, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "TX" "77598" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902330. "DateObject[{2014, 6, 19, 18, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Student Assistance" "TX" "77598" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902331. "DateObject[{2014, 6, 19, 18, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCalla Raymer, LLC" "GA" "30344" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903268. "DateObject[{2014, 6, 19, 18, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19116" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902338. "DateObject[{2014, 6, 19, 18, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901377. "DateObject[{2014, 6, 19, 18, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "VW Credit, Inc" "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 901378. "DateObject[{2014, 6, 19, 18, 5, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R & B Corporation of Virginia" "FL" "32203" "" "N/A" "Web" "DateObject[{2014, 7, 30, 21, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901430. "DateObject[{2014, 6, 19, 18, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "KY" "41139" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902340. "DateObject[{2014, 6, 19, 18, 6, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Recovery Partners, LLC" "CA" "90703" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902344. "DateObject[{2014, 6, 19, 18, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11580" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902347. "DateObject[{2014, 6, 19, 18, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "CA" "94564" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902349. "DateObject[{2014, 6, 19, 18, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "08859" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901491. "DateObject[{2014, 6, 19, 18, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "FL" "33716" "" "N/A" "Web" "DateObject[{2014, 6, 25, 11, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 902359. "DateObject[{2014, 6, 19, 18, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32203" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901431. "DateObject[{2014, 6, 19, 18, 15, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PR" "00984" "" "N/A" "Postal mail" "DateObject[{2014, 8, 12, 14, 34, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901331. "DateObject[{2014, 6, 19, 18, 16, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "IL" "60175" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903261. "DateObject[{2014, 6, 19, 18, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "KY" "40208" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901423. "DateObject[{2014, 6, 19, 18, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14845" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 902374. "DateObject[{2014, 6, 19, 18, 21, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90731" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901357. "DateObject[{2014, 6, 19, 18, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hatfield Portfolio Group LLC." "MT" "59718" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902376. "DateObject[{2014, 6, 19, 18, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MN" "55033" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 17, 35, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902380. "DateObject[{2014, 6, 19, 18, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 12, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901308. "DateObject[{2014, 6, 19, 18, 28, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30324" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902388. "DateObject[{2014, 6, 19, 18, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "IA" "52732" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 17, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902392. "DateObject[{2014, 6, 19, 18, 29, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "4M Collections, LLC" "OR" "97230" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 901389. "DateObject[{2014, 6, 19, 18, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ID" "83301" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 19, 43, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901371. "DateObject[{2014, 6, 19, 18, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "WA" "98107" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 9, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902396. "DateObject[{2014, 6, 19, 18, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06518" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 29, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902404. "DateObject[{2014, 6, 19, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "63376" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901512. "DateObject[{2014, 6, 19, 18, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Western-Shamrock Corporation" "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 902412. "DateObject[{2014, 6, 19, 18, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07036" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901479. "DateObject[{2014, 6, 19, 18, 44, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sun Loan Company" "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 48, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902413. "DateObject[{2014, 6, 19, 18, 45, 57.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "PA" "15233" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902438. "DateObject[{2014, 6, 19, 18, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60516" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902441. "DateObject[{2014, 6, 19, 18, 47, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44145" "" "N/A" "Web" "DateObject[{2014, 6, 19, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901402. "DateObject[{2014, 6, 19, 18, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "IN" "46528" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 20, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902446. "DateObject[{2014, 6, 19, 18, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "AL" "35213" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 2, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902451. "DateObject[{2014, 6, 19, 18, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07071" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 9, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902453. "DateObject[{2014, 6, 19, 18, 55, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Legal Recovery Specialists LLC" "VA" "22602" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 902460. "DateObject[{2014, 6, 19, 18, 56, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94606" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902467. "DateObject[{2014, 6, 19, 19, 2, 24.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "77094" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902484. "DateObject[{2014, 6, 19, 19, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10024" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901303. "DateObject[{2014, 6, 19, 19, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TN" "37138" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902492. "DateObject[{2014, 6, 19, 19, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "VA" "23002" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902495. "DateObject[{2014, 6, 19, 19, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "GA" "30252" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902498. "DateObject[{2014, 6, 19, 19, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94606" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 34, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902468. "DateObject[{2014, 6, 19, 19, 14, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94606" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902469. "DateObject[{2014, 6, 19, 19, 15, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Progressive Financial Services, Inc." "CA" "91009" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 31, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902515. "DateObject[{2014, 6, 19, 19, 16, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84414" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901516. "DateObject[{2014, 6, 19, 19, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "CA" "94606" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902471. "DateObject[{2014, 6, 19, 19, 18, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Control Technology, Inc." "CA" "92656" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902521. "DateObject[{2014, 6, 19, 19, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "92571" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902523. "DateObject[{2014, 6, 19, 19, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "TX" "78681" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902524. "DateObject[{2014, 6, 19, 19, 21, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44109" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902529. "DateObject[{2014, 6, 19, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85242" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 902530. "DateObject[{2014, 6, 19, 19, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90012" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902534. "DateObject[{2014, 6, 19, 19, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85338" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 19, 34, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902539. "DateObject[{2014, 6, 19, 19, 25, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "DC" "20003" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903262. "DateObject[{2014, 6, 19, 19, 27, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33165" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902543. "DateObject[{2014, 6, 19, 19, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34668" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901529. "DateObject[{2014, 6, 19, 19, 32, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32750" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902549. "DateObject[{2014, 6, 19, 19, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34668" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 23, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901530. "DateObject[{2014, 6, 19, 19, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902552. "DateObject[{2014, 6, 19, 19, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902553. "DateObject[{2014, 6, 19, 19, 39, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AR" "72206" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 12, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902562. "DateObject[{2014, 6, 19, 19, 40, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902554. "DateObject[{2014, 6, 19, 19, 41, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AR" "72206" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 12, 38, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902563. "DateObject[{2014, 6, 19, 19, 44, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19151" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902571. "DateObject[{2014, 6, 19, 19, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "KY" "40203" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 39, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902575. "DateObject[{2014, 6, 19, 19, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "TX" "78758" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902577. "DateObject[{2014, 6, 19, 19, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "SC" "29229" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902579. "DateObject[{2014, 6, 19, 19, 45, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95691" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 10, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902580. "DateObject[{2014, 6, 19, 19, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "17327" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 28, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902582. "DateObject[{2014, 6, 19, 19, 48, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of America Ltd." "ID" "83616" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902588. "DateObject[{2014, 6, 19, 19, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33134" "" "N/A" "Web" "DateObject[{2014, 6, 19, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901321. "DateObject[{2014, 6, 19, 19, 49, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19151" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 29, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902572. "DateObject[{2014, 6, 19, 19, 49, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "SC" "29102" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 34, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902594. "DateObject[{2014, 6, 19, 19, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "13082" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 29, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902596. "DateObject[{2014, 6, 19, 19, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93550" "" "N/A" "Referral" "DateObject[{2014, 10, 6, 14, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902602. "DateObject[{2014, 6, 19, 19, 55, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "NJ" "08361" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 21, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902607. "DateObject[{2014, 6, 19, 19, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Financial Resources, Inc." "GA" "31312" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901343. "DateObject[{2014, 6, 19, 19, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "36606" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 18, 17, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902609. "DateObject[{2014, 6, 19, 19, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10466" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902612. "DateObject[{2014, 6, 19, 20, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "SC" "29020" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 2, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902614. "DateObject[{2014, 6, 19, 20, 6, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "PR" "00914" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 13, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902624. "DateObject[{2014, 6, 19, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33563" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903287. "DateObject[{2014, 6, 19, 20, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "18067" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 35, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901489. "DateObject[{2014, 6, 19, 20, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11236" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 13, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902630. "DateObject[{2014, 6, 19, 20, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Advantage Corporation" "CO" "80232" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902632. "DateObject[{2014, 6, 19, 20, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "DC" "20039" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902633. "DateObject[{2014, 6, 19, 20, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48433" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903272. "DateObject[{2014, 6, 19, 20, 16, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "TX" "75005" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902643. "DateObject[{2014, 6, 19, 20, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "TX" "75604" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902662. "DateObject[{2014, 6, 19, 20, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mandarich Law Group, LLP" "CA" "90277" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902665. "DateObject[{2014, 6, 19, 20, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90277" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902666. "DateObject[{2014, 6, 19, 20, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902646. "DateObject[{2014, 6, 19, 20, 23, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "GA" "30024" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902671. "DateObject[{2014, 6, 19, 20, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "FL" "33606" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902672. "DateObject[{2014, 6, 19, 20, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02155" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903267. "DateObject[{2014, 6, 19, 20, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Sale of account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "36271" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 903266. "DateObject[{2014, 6, 19, 20, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49411" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902679. "DateObject[{2014, 6, 19, 20, 26, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902647. "DateObject[{2014, 6, 19, 20, 26, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "CA" "95687" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902684. "DateObject[{2014, 6, 19, 20, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "FL" "33317" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902687. "DateObject[{2014, 6, 19, 20, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11772" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 902688. "DateObject[{2014, 6, 19, 20, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "61109" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902893. "DateObject[{2014, 6, 19, 20, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32068" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902898. "DateObject[{2014, 6, 19, 20, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902648. "DateObject[{2014, 6, 19, 20, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "CT" "06517" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 19, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902909. "DateObject[{2014, 6, 19, 20, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23047" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901396. "DateObject[{2014, 6, 19, 20, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hileman & Associates PC" "MD" "20770" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 44, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 902704. "DateObject[{2014, 6, 19, 20, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "PA" "17601" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902927. "DateObject[{2014, 6, 19, 20, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29730" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 55, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902831. "DateObject[{2014, 6, 19, 20, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "TX" "77406" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902845. "DateObject[{2014, 6, 19, 20, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "RI" "02852" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902860. "DateObject[{2014, 6, 19, 20, 36, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78739" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 29, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902714. "DateObject[{2014, 6, 19, 20, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coast Professional, Inc." "LA" "70778" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902716. "DateObject[{2014, 6, 19, 20, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capio Partners, LLC" "CA" "93906" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902718. "DateObject[{2014, 6, 19, 20, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "SC" "29579" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903639. "DateObject[{2014, 6, 19, 20, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "PA" "15217" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902719. "DateObject[{2014, 6, 19, 20, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MI" "48323" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903323. "DateObject[{2014, 6, 19, 20, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "20176" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901497. "DateObject[{2014, 6, 19, 20, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "SC" "29907" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 902721. "DateObject[{2014, 6, 19, 20, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "NC" "27510" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901447. "DateObject[{2014, 6, 19, 20, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NJ" "07922" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901498. "DateObject[{2014, 6, 19, 20, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06516" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901499. "DateObject[{2014, 6, 19, 20, 42, 24.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "PA" "15057" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903270. "DateObject[{2014, 6, 19, 20, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32714" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901312. "DateObject[{2014, 6, 19, 20, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94549" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 6, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901502. "DateObject[{2014, 6, 19, 20, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dyck-O'Neal, Inc." "TX" "75092" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902660. "DateObject[{2014, 6, 19, 20, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60004" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 48, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901503. "DateObject[{2014, 6, 19, 20, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95111" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 18, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 902736. "DateObject[{2014, 6, 19, 20, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80236" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901504. "DateObject[{2014, 6, 19, 20, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "32208" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902740. "DateObject[{2014, 6, 19, 20, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "KY" "40299" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901388. "DateObject[{2014, 6, 19, 20, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 46, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902650. "DateObject[{2014, 6, 19, 20, 48, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PR" "00966" "" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902743. "DateObject[{2014, 6, 19, 20, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "33139" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 18, 55, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 901400. "DateObject[{2014, 6, 19, 20, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "AZ" "85658" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902748. "DateObject[{2014, 6, 19, 20, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11219" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901506. "DateObject[{2014, 6, 19, 20, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "FL" "33606" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 20, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902674. "DateObject[{2014, 6, 19, 20, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 45, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902651. "DateObject[{2014, 6, 19, 20, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32118" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 901507. "DateObject[{2014, 6, 19, 20, 52, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48656" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902696. "DateObject[{2014, 6, 19, 20, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "TX" "77057" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 901509. "DateObject[{2014, 6, 19, 20, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "ID" "83705" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 901510. "DateObject[{2014, 6, 19, 20, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DC" "20037" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902759. "DateObject[{2014, 6, 19, 20, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49242" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902760. "DateObject[{2014, 6, 19, 20, 55, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "AZ" "85711" "" "N/A" "Fax" "DateObject[{2014, 6, 23, 19, 31, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902761. "DateObject[{2014, 6, 19, 20, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "95370" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902768. "DateObject[{2014, 6, 19, 20, 57, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AZ" "85711" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 12, 42, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902762. "DateObject[{2014, 6, 19, 20, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "48134" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 15, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902771. "DateObject[{2014, 6, 19, 20, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32778" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902773. "DateObject[{2014, 6, 19, 21, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "79416" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902774. "DateObject[{2014, 6, 19, 21, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80030" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902775. "DateObject[{2014, 6, 19, 21, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90295" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 902781. "DateObject[{2014, 6, 19, 21, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "OR" "97479" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902783. "DateObject[{2014, 6, 19, 21, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Investors Bank" "NJ" "07108" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902784. "DateObject[{2014, 6, 19, 21, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07405" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 5, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902786. "DateObject[{2014, 6, 19, 21, 7, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "NY" "14094" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 13, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902787. "DateObject[{2014, 6, 19, 21, 8, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30315" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 30, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 902789. "DateObject[{2014, 6, 19, 21, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902796. "DateObject[{2014, 6, 19, 21, 12, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DE" "19701" "Older American" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901395. "DateObject[{2014, 6, 19, 21, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33742" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901380. "DateObject[{2014, 6, 19, 21, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "AL" "36116" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902803. "DateObject[{2014, 6, 19, 21, 15, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "48221" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 22, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902806. "DateObject[{2014, 6, 19, 21, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SKO Brenner American, Inc." "CT" "06824" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902809. "DateObject[{2014, 6, 19, 21, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MT" "59840" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 902812. "DateObject[{2014, 6, 19, 21, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30315" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 902790. "DateObject[{2014, 6, 19, 21, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "93550" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901313. "DateObject[{2014, 6, 19, 21, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Phillips & Cohen Associates, Ltd." "MI" "48221" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902807. "DateObject[{2014, 6, 19, 21, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30315" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902791. "DateObject[{2014, 6, 19, 21, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33990" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902825. "DateObject[{2014, 6, 19, 21, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "32218" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902836. "DateObject[{2014, 6, 19, 21, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OR" "97280" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 902839. "DateObject[{2014, 6, 19, 21, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98354" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902841. "DateObject[{2014, 6, 19, 21, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95618" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 13, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902844. "DateObject[{2014, 6, 19, 21, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "81039" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 22, 16, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902848. "DateObject[{2014, 6, 19, 21, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MN" "55011" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902849. "DateObject[{2014, 6, 19, 21, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "53715" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 45, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 902850. "DateObject[{2014, 6, 19, 21, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60559" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902854. "DateObject[{2014, 6, 19, 21, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "NJ" "08088" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902856. "DateObject[{2014, 6, 19, 21, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92630" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 23, 19, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 901515. "DateObject[{2014, 6, 19, 21, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "49265" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 36, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902863. "DateObject[{2014, 6, 19, 21, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48188" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902869. "DateObject[{2014, 6, 19, 21, 47, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44035" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 12, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901370. "DateObject[{2014, 6, 19, 21, 49, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02151" "" "N/A" "Web" "DateObject[{2014, 6, 19, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901449. "DateObject[{2014, 6, 19, 21, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "49265" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 36, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902864. "DateObject[{2014, 6, 19, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "92324" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902878. "DateObject[{2014, 6, 19, 21, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "33472" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902879. "DateObject[{2014, 6, 19, 21, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "49265" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 35, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902865. "DateObject[{2014, 6, 19, 21, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07302" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 20, 48, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902883. "DateObject[{2014, 6, 19, 21, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08088" "" "N/A" "Postal mail" "DateObject[{2014, 6, 23, 20, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902885. "DateObject[{2014, 6, 19, 22, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Finance Company, LLC" "KS" "66215" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903254. "DateObject[{2014, 6, 19, 22, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "TX" "75791" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902891. "DateObject[{2014, 6, 19, 22, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IL" "60056" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903045. "DateObject[{2014, 6, 19, 22, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "WI" "54935" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903274. "DateObject[{2014, 6, 19, 22, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "70458" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 902902. "DateObject[{2014, 6, 19, 22, 10, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guglielmo and Associates" "AZ" "85629" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902903. "DateObject[{2014, 6, 19, 22, 10, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "AZ" "85629" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902904. "DateObject[{2014, 6, 19, 22, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "DC" "20017" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902906. "DateObject[{2014, 6, 19, 22, 12, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 24, 11, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902653. "DateObject[{2014, 6, 19, 22, 14, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 48, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902654. "DateObject[{2014, 6, 19, 22, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "GA" "30577" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902910. "DateObject[{2014, 6, 19, 22, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902912. "DateObject[{2014, 6, 19, 22, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07677" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 15, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901518. "DateObject[{2014, 6, 19, 22, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902655. "DateObject[{2014, 6, 19, 22, 20, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MO" "65616" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902915. "DateObject[{2014, 6, 19, 22, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19123" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902926. "DateObject[{2014, 6, 19, 22, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77840" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902928. "DateObject[{2014, 6, 19, 22, 27, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07751" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902930. "DateObject[{2014, 6, 19, 22, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "02720" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 902935. "DateObject[{2014, 6, 19, 22, 32, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90831" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901328. "DateObject[{2014, 6, 19, 22, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "NY" "11967" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902939. "DateObject[{2014, 6, 19, 22, 34, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "UT" "84128" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901484. "DateObject[{2014, 6, 19, 22, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30088" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 901571. "DateObject[{2014, 6, 19, 22, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98004" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 20, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902947. "DateObject[{2014, 6, 19, 22, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23503" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902949. "DateObject[{2014, 6, 19, 22, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "95827" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902950. "DateObject[{2014, 6, 19, 22, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "21117" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902951. "DateObject[{2014, 6, 19, 22, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "27278" "" "N/A" "Web" "DateObject[{2014, 6, 19, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902953. "DateObject[{2014, 6, 19, 22, 46, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "FL" "33908" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 12, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902960. "DateObject[{2014, 6, 19, 22, 49, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33414" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902964. "DateObject[{2014, 6, 19, 22, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Midwest Fidelity Services, LLC" "MA" "01950" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902969. "DateObject[{2014, 6, 19, 22, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northway Broker Ltd." "MA" "01950" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902970. "DateObject[{2014, 6, 19, 22, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30577" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902911. "DateObject[{2014, 6, 19, 22, 59, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80634" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901448. "DateObject[{2014, 6, 19, 22, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "ID" "83703" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 9, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901426. "DateObject[{2014, 6, 19, 23, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MA" "02126" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901336. "DateObject[{2014, 6, 19, 23, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ria Financial" "CA" "90001" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 2, 30, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "Missing[""NotApplicable""]" 902979. "DateObject[{2014, 6, 19, 23, 6, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "VA" "20155" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 902980. "DateObject[{2014, 6, 19, 23, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33173" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901418. "DateObject[{2014, 6, 19, 23, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97470" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901394. "DateObject[{2014, 6, 19, 23, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "MA" "02131" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 902990. "DateObject[{2014, 6, 19, 23, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902992. "DateObject[{2014, 6, 19, 23, 17, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92673" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 2, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902994. "DateObject[{2014, 6, 19, 23, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "OH" "43537" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 21, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902995. "DateObject[{2014, 6, 19, 23, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "PA" "19131" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901474. "DateObject[{2014, 6, 19, 23, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "WI" "54981" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 902998. "DateObject[{2014, 6, 19, 23, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "75093" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 902999. "DateObject[{2014, 6, 19, 23, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specified Credit Association 1, Inc." "IL" "62035" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 903000. "DateObject[{2014, 6, 19, 23, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "NY" "10501" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903002. "DateObject[{2014, 6, 19, 23, 27, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15431" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903004. "DateObject[{2014, 6, 19, 23, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Works & Lentz, Inc" "OK" "73506" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 903005. "DateObject[{2014, 6, 19, 23, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "VA" "23464" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 24, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903006. "DateObject[{2014, 6, 19, 23, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "FL" "32308" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903007. "DateObject[{2014, 6, 19, 23, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60803" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903008. "DateObject[{2014, 6, 19, 23, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "PA" "18109" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901492. "DateObject[{2014, 6, 19, 23, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "TX" "76207" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903244. "DateObject[{2014, 6, 19, 23, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21811" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903015. "DateObject[{2014, 6, 19, 23, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "VA" "23236" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903017. "DateObject[{2014, 6, 19, 23, 41, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23004" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903023. "DateObject[{2014, 6, 19, 23, 45, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11428" "" "N/A" "Web" "DateObject[{2014, 6, 19, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903025. "DateObject[{2014, 6, 19, 23, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76063" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903026. "DateObject[{2014, 6, 19, 23, 46, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OH" "45324" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903027. "DateObject[{2014, 6, 19, 23, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "FL" "33179" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903030. "DateObject[{2014, 6, 19, 23, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Admin Recovery, LLC" "MS" "39567" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 901531. "DateObject[{2014, 6, 19, 23, 51, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07105" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903033. "DateObject[{2014, 6, 19, 23, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07731" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903519. "DateObject[{2014, 6, 19, 23, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903248. "DateObject[{2014, 6, 20, 0, 3, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95762" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903526. "DateObject[{2014, 6, 20, 0, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "24503" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904390. "DateObject[{2014, 6, 20, 0, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Webcollex, LLC" "OH" "43615" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903386. "DateObject[{2014, 6, 20, 0, 6, 33.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "ID" "83687" "" "N/A" "Phone" "DateObject[{2014, 6, 23, 20, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903532. "DateObject[{2014, 6, 20, 0, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08046" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903533. "DateObject[{2014, 6, 20, 0, 8, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "HI" "96746" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904854. "DateObject[{2014, 6, 20, 0, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "KY" "40245" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903536. "DateObject[{2014, 6, 20, 0, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903293. "DateObject[{2014, 6, 20, 0, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "95632" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903540. "DateObject[{2014, 6, 20, 0, 32, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34289" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903322. "DateObject[{2014, 6, 20, 0, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "FL" "34953" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903546. "DateObject[{2014, 6, 20, 0, 42, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MS" "39323" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903547. "DateObject[{2014, 6, 20, 0, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80126" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903548. "DateObject[{2014, 6, 20, 0, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903549. "DateObject[{2014, 6, 20, 0, 50, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93301" "" "N/A" "Web" "DateObject[{2014, 6, 20, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903550. "DateObject[{2014, 6, 20, 0, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "TX" "76207" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905065. "DateObject[{2014, 6, 20, 0, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85742" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903551. "DateObject[{2014, 6, 20, 0, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "75033" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903552. "DateObject[{2014, 6, 20, 0, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Patient Account Services, LLC" "AZ" "85392" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905043. "DateObject[{2014, 6, 20, 0, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43147" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903553. "DateObject[{2014, 6, 20, 1, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blatt, Hasenmiller, Leibsker & Moore, LLC" "AZ" "85015" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 2, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903554. "DateObject[{2014, 6, 20, 1, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 903422. "DateObject[{2014, 6, 20, 1, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19406" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903485. "DateObject[{2014, 6, 20, 1, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weinstock, Friedman, & Friedman, P.A." "MD" "20785" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903449. "DateObject[{2014, 6, 20, 1, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "87110" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903557. "DateObject[{2014, 6, 20, 1, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55340" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903558. "DateObject[{2014, 6, 20, 1, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90638" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903307. "DateObject[{2014, 6, 20, 1, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903559. "DateObject[{2014, 6, 20, 1, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903424. "DateObject[{2014, 6, 20, 1, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92103" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903338. "DateObject[{2014, 6, 20, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903560. "DateObject[{2014, 6, 20, 1, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11001" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903569. "DateObject[{2014, 6, 20, 1, 45, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43331" "" "N/A" "Web" "DateObject[{2014, 6, 20, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903573. "DateObject[{2014, 6, 20, 2, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 20, 2, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903561. "DateObject[{2014, 6, 20, 2, 15, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903562. "DateObject[{2014, 6, 20, 2, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NM" "88048" "" "N/A" "Web" "DateObject[{2014, 6, 20, 2, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903576. "DateObject[{2014, 6, 20, 2, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60141" "" "N/A" "Web" "DateObject[{2014, 6, 20, 2, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905094. "DateObject[{2014, 6, 20, 2, 26, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903563. "DateObject[{2014, 6, 20, 2, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "10310" "" "N/A" "Web" "DateObject[{2014, 6, 20, 2, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903579. "DateObject[{2014, 6, 20, 2, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "MI" "49083" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 5, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903384. "DateObject[{2014, 6, 20, 2, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MD" "21040" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 2, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903390. "DateObject[{2014, 6, 20, 2, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60428" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903584. "DateObject[{2014, 6, 20, 2, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "CO" "80305" "" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 903587. "DateObject[{2014, 6, 20, 2, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60428" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903585. "DateObject[{2014, 6, 20, 3, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11961" "" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903589. "DateObject[{2014, 6, 20, 3, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "IL" "60428" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903586. "DateObject[{2014, 6, 20, 3, 14, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "TX" "75773" "" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903591. "DateObject[{2014, 6, 20, 3, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92113" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903592. "DateObject[{2014, 6, 20, 3, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "ME" "04617" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 27, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 903357. "DateObject[{2014, 6, 20, 3, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80123" "" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903594. "DateObject[{2014, 6, 20, 3, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Corp Solutions Inc." "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 56, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905106. "DateObject[{2014, 6, 20, 3, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 39, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903565. "DateObject[{2014, 6, 20, 3, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30005" "" "N/A" "Web" "DateObject[{2014, 6, 20, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903595. "DateObject[{2014, 6, 20, 3, 51, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32540" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903567. "DateObject[{2014, 6, 20, 4, 5, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "10308" "" "N/A" "Web" "DateObject[{2014, 6, 20, 4, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903597. "DateObject[{2014, 6, 20, 4, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "22801" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903419. "DateObject[{2014, 6, 20, 4, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "PA" "18042" "" "N/A" "Web" "DateObject[{2014, 6, 20, 4, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903599. "DateObject[{2014, 6, 20, 4, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90032" "" "N/A" "Web" "DateObject[{2014, 6, 20, 4, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903602. "DateObject[{2014, 6, 20, 5, 54, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92108" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 28, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903604. "DateObject[{2014, 6, 20, 6, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "07632" "" "N/A" "Web" "DateObject[{2014, 6, 20, 6, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903606. "DateObject[{2014, 6, 20, 6, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60007" "" "N/A" "Web" "DateObject[{2014, 6, 20, 6, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903607. "DateObject[{2014, 6, 20, 6, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "33444" "" "N/A" "Web" "DateObject[{2014, 6, 20, 6, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 903608. "DateObject[{2014, 6, 20, 6, 43, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21234" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903609. "DateObject[{2014, 6, 20, 6, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30078" "" "N/A" "Web" "DateObject[{2014, 6, 20, 7, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903612. "DateObject[{2014, 6, 20, 7, 1, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85226" "" "N/A" "Web" "DateObject[{2014, 6, 20, 7, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903611. "DateObject[{2014, 6, 20, 9, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21782" "" "N/A" "Web" "DateObject[{2014, 6, 20, 9, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903324. "DateObject[{2014, 6, 20, 9, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91360" "" "N/A" "Web" "DateObject[{2014, 6, 20, 9, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903615. "DateObject[{2014, 6, 20, 9, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "OR" "97206" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903664. "DateObject[{2014, 6, 20, 9, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48458" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903431. "DateObject[{2014, 6, 20, 9, 59, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33024" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903669. "DateObject[{2014, 6, 20, 10, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "34953" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 47, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903741. "DateObject[{2014, 6, 20, 10, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "15644" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903878. "DateObject[{2014, 6, 20, 10, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11756" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903885. "DateObject[{2014, 6, 20, 10, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90247" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904102. "DateObject[{2014, 6, 20, 10, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90602" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 28, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904353. "DateObject[{2014, 6, 20, 10, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20278" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904546. "DateObject[{2014, 6, 20, 10, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92083" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903685. "DateObject[{2014, 6, 20, 10, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85257" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903866. "DateObject[{2014, 6, 20, 10, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MO" "65202" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 35, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903803. "DateObject[{2014, 6, 20, 10, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "64015" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 10, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903730. "DateObject[{2014, 6, 20, 10, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28466" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 25, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903643. "DateObject[{2014, 6, 20, 10, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91342" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 3, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903292. "DateObject[{2014, 6, 20, 10, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "CA" "92508" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 903652. "DateObject[{2014, 6, 20, 10, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32766" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 903663. "DateObject[{2014, 6, 20, 10, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "MI" "48017" "" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903616. "DateObject[{2014, 6, 20, 10, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KS" "40218" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 903678. "DateObject[{2014, 6, 20, 10, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55112" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903642. "DateObject[{2014, 6, 20, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27613" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 17, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903655. "DateObject[{2014, 6, 20, 10, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "TN" "37849" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 42, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903742. "DateObject[{2014, 6, 20, 10, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28792" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903703. "DateObject[{2014, 6, 20, 10, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OK" "73132" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903653. "DateObject[{2014, 6, 20, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97403" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904852. "DateObject[{2014, 6, 20, 10, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NY" "11717" "" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903325. "DateObject[{2014, 6, 20, 10, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "WA" "99336" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903618. "DateObject[{2014, 6, 20, 10, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34223" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903953. "DateObject[{2014, 6, 20, 10, 42, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FMS Inc." "MI" "48089" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903617. "DateObject[{2014, 6, 20, 10, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlantic Recovery Solutions LLC" "TX" "77659" "" "N/A" "Web" "DateObject[{2014, 6, 20, 10, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 903619. "DateObject[{2014, 6, 20, 11, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "AE" "09034" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 11, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903621. "DateObject[{2014, 6, 20, 11, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33416" "" "N/A" "Web" "DateObject[{2014, 6, 20, 11, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903623. "DateObject[{2014, 6, 20, 11, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15431" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 36, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903518. "DateObject[{2014, 6, 20, 11, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77079" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903624. "DateObject[{2014, 6, 20, 12, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "19128" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903440. "DateObject[{2014, 6, 20, 12, 15, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48076" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905069. "DateObject[{2014, 6, 20, 12, 22, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48111" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903627. "DateObject[{2014, 6, 20, 12, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32303" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903630. "DateObject[{2014, 6, 20, 12, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MA" "02584" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903633. "DateObject[{2014, 6, 20, 12, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33909" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903634. "DateObject[{2014, 6, 20, 12, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "12790" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903638. "DateObject[{2014, 6, 20, 12, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33909" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903635. "DateObject[{2014, 6, 20, 12, 44, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33909" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903636. "DateObject[{2014, 6, 20, 12, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44703" "" "N/A" "Web" "DateObject[{2014, 6, 20, 12, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905109. "DateObject[{2014, 6, 20, 12, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60015" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 13, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903808. "DateObject[{2014, 6, 20, 13, 4, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07740" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903651. "DateObject[{2014, 6, 20, 13, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "49686" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903654. "DateObject[{2014, 6, 20, 13, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NM" "88033" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903488. "DateObject[{2014, 6, 20, 13, 10, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AR" "72762" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903657. "DateObject[{2014, 6, 20, 13, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "LA" "70131" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903659. "DateObject[{2014, 6, 20, 13, 11, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "88033" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903489. "DateObject[{2014, 6, 20, 13, 18, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TN" "38109" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903326. "DateObject[{2014, 6, 20, 13, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92130" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903466. "DateObject[{2014, 6, 20, 13, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33029" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903670. "DateObject[{2014, 6, 20, 13, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903674. "DateObject[{2014, 6, 20, 13, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20905" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903439. "DateObject[{2014, 6, 20, 13, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903452. "DateObject[{2014, 6, 20, 13, 29, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92130" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 34, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903467. "DateObject[{2014, 6, 20, 13, 29, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "44286" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903682. "DateObject[{2014, 6, 20, 13, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CT" "06450" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903434. "DateObject[{2014, 6, 20, 13, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "45015" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903684. "DateObject[{2014, 6, 20, 13, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32168" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903894. "DateObject[{2014, 6, 20, 13, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "20110" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903687. "DateObject[{2014, 6, 20, 13, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PR" "00685" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903688. "DateObject[{2014, 6, 20, 13, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11418" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903361. "DateObject[{2014, 6, 20, 13, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Torres Credit Services, Inc." "PA" "18640" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 903691. "DateObject[{2014, 6, 20, 13, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21215" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 13, 51, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903349. "DateObject[{2014, 6, 20, 13, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85310" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903486. "DateObject[{2014, 6, 20, 13, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30324" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 21, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903695. "DateObject[{2014, 6, 20, 13, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20791" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903342. "DateObject[{2014, 6, 20, 13, 46, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ID" "83211" "" "N/A" "Referral" "DateObject[{2014, 10, 17, 12, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903389. "DateObject[{2014, 6, 20, 13, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ID" "83211" "" "N/A" "Referral" "DateObject[{2014, 10, 17, 12, 23, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903498. "DateObject[{2014, 6, 20, 13, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22153" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903708. "DateObject[{2014, 6, 20, 13, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85225" "" "N/A" "Web" "DateObject[{2014, 6, 20, 13, 59, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903487. "DateObject[{2014, 6, 20, 14, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mortgage Center, L. C." "MI" "48150" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903718. "DateObject[{2014, 6, 20, 14, 10, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91306" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903731. "DateObject[{2014, 6, 20, 14, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CO" "80016" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903734. "DateObject[{2014, 6, 20, 14, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "43072" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903738. "DateObject[{2014, 6, 20, 14, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15668" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903310. "DateObject[{2014, 6, 20, 14, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "35094" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903745. "DateObject[{2014, 6, 20, 14, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "OH" "44120" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 14, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905066. "DateObject[{2014, 6, 20, 14, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "FL" "32344" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903747. "DateObject[{2014, 6, 20, 14, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "MI" "49456" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905101. "DateObject[{2014, 6, 20, 14, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "76060" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903749. "DateObject[{2014, 6, 20, 14, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903388. "DateObject[{2014, 6, 20, 14, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "78617" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 5, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903752. "DateObject[{2014, 6, 20, 14, 25, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Glass Mountain Capital, LLC" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 29, 12, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903757. "DateObject[{2014, 6, 20, 14, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15668" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903311. "DateObject[{2014, 6, 20, 14, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Holloway & Moxley, LLP" "AL" "35806" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903759. "DateObject[{2014, 6, 20, 14, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "PA" "19020" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903762. "DateObject[{2014, 6, 20, 14, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01833" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903763. "DateObject[{2014, 6, 20, 14, 29, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903767. "DateObject[{2014, 6, 20, 14, 29, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20613" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903768. "DateObject[{2014, 6, 20, 14, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21226" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 1, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903769. "DateObject[{2014, 6, 20, 14, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33025" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905110. "DateObject[{2014, 6, 20, 14, 33, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35758" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903679. "DateObject[{2014, 6, 20, 14, 34, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "31903" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 14, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903775. "DateObject[{2014, 6, 20, 14, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60089" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903940. "DateObject[{2014, 6, 20, 14, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28315" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904062. "DateObject[{2014, 6, 20, 14, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20912" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 6, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903787. "DateObject[{2014, 6, 20, 14, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "22655" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903459. "DateObject[{2014, 6, 20, 14, 42, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75851" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903788. "DateObject[{2014, 6, 20, 14, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33157" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904262. "DateObject[{2014, 6, 20, 14, 44, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21060" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903794. "DateObject[{2014, 6, 20, 14, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NJ" "07860" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904231. "DateObject[{2014, 6, 20, 14, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33173" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903397. "DateObject[{2014, 6, 20, 14, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28277" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903999. "DateObject[{2014, 6, 20, 14, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44121" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903961. "DateObject[{2014, 6, 20, 14, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 13, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903801. "DateObject[{2014, 6, 20, 14, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32034" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 16, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903804. "DateObject[{2014, 6, 20, 14, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19444" "" "N/A" "Web" "DateObject[{2014, 6, 20, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903806. "DateObject[{2014, 6, 20, 14, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 16, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903289. "DateObject[{2014, 6, 20, 14, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "KY" "40253" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904114. "DateObject[{2014, 6, 20, 14, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75034" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903818. "DateObject[{2014, 6, 20, 14, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Avante" "FL" "34103" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 41, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903822. "DateObject[{2014, 6, 20, 14, 59, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10031" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905070. "DateObject[{2014, 6, 20, 15, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10031" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905071. "DateObject[{2014, 6, 20, 15, 1, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "99301" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903724. "DateObject[{2014, 6, 20, 15, 2, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94608" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903352. "DateObject[{2014, 6, 20, 15, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48128" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903833. "DateObject[{2014, 6, 20, 15, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "23223" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903838. "DateObject[{2014, 6, 20, 15, 13, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21133" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903850. "DateObject[{2014, 6, 20, 15, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "24073" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905054. "DateObject[{2014, 6, 20, 15, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27712" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903852. "DateObject[{2014, 6, 20, 15, 14, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23236" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905113. "DateObject[{2014, 6, 20, 15, 16, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19380" "Older American" "N/A" "Fax" "DateObject[{2014, 6, 24, 14, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903855. "DateObject[{2014, 6, 20, 15, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NJ" "07728" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903856. "DateObject[{2014, 6, 20, 15, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07728" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 903857. "DateObject[{2014, 6, 20, 15, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98271" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 903865. "DateObject[{2014, 6, 20, 15, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11730" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 903404. "DateObject[{2014, 6, 20, 15, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "07728" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903858. "DateObject[{2014, 6, 20, 15, 24, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07728" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 903859. "DateObject[{2014, 6, 20, 15, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "32052" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903882. "DateObject[{2014, 6, 20, 15, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32063" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 19, 37, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904135. "DateObject[{2014, 6, 20, 15, 28, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Niagara Credit Solutions, Inc" "NC" "28214" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903886. "DateObject[{2014, 6, 20, 15, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CO" "81505" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903890. "DateObject[{2014, 6, 20, 15, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98034" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 38, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903891. "DateObject[{2014, 6, 20, 15, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CO" "80226" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903900. "DateObject[{2014, 6, 20, 15, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92627" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903901. "DateObject[{2014, 6, 20, 15, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44663" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 33, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903902. "DateObject[{2014, 6, 20, 15, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "TX" "75219" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 903905. "DateObject[{2014, 6, 20, 15, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NJ" "07103" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 19, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903535. "DateObject[{2014, 6, 20, 15, 39, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DE" "19702" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 17, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903910. "DateObject[{2014, 6, 20, 15, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903433. "DateObject[{2014, 6, 20, 15, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "LA" "70806" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903919. "DateObject[{2014, 6, 20, 15, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60481" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903925. "DateObject[{2014, 6, 20, 15, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76177" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 33, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903928. "DateObject[{2014, 6, 20, 15, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27517" "" "N/A" "Web" "DateObject[{2014, 6, 20, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903774. "DateObject[{2014, 6, 20, 15, 53, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08031" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 19, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903938. "DateObject[{2014, 6, 20, 15, 54, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20791" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903343. "DateObject[{2014, 6, 20, 15, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "TX" "78124" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903942. "DateObject[{2014, 6, 20, 15, 55, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MN" "55786" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903944. "DateObject[{2014, 6, 20, 15, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "TX" "76012" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903950. "DateObject[{2014, 6, 20, 15, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44147" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903951. "DateObject[{2014, 6, 20, 15, 59, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monterey Financial Services, Inc." "UT" "84057" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903952. "DateObject[{2014, 6, 20, 15, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TN" "37828" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903309. "DateObject[{2014, 6, 20, 16, 1, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of America Ltd." "CT" "06450" "" "N/A" "Referral" "DateObject[{2014, 9, 2, 15, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903957. "DateObject[{2014, 6, 20, 16, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "41465" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903966. "DateObject[{2014, 6, 20, 16, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "OH" "43219" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903968. "DateObject[{2014, 6, 20, 16, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "43219" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903969. "DateObject[{2014, 6, 20, 16, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "GA" "30566" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 40, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905083. "DateObject[{2014, 6, 20, 16, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33463" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 50, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904587. "DateObject[{2014, 6, 20, 16, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19055" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 17, 30, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903981. "DateObject[{2014, 6, 20, 16, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "34472" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903983. "DateObject[{2014, 6, 20, 16, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nexcheck, LLC" "AZ" "85248" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903464. "DateObject[{2014, 6, 20, 16, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85323" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 26, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903507. "DateObject[{2014, 6, 20, 16, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33019" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904441. "DateObject[{2014, 6, 20, 16, 26, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "15317" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904005. "DateObject[{2014, 6, 20, 16, 26, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "KY" "41011" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904007. "DateObject[{2014, 6, 20, 16, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Physicians & Dentists Credit Bureau" "WA" "98177" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903346. "DateObject[{2014, 6, 20, 16, 28, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "02361" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 17, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905047. "DateObject[{2014, 6, 20, 16, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AR" "71801" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 13, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904014. "DateObject[{2014, 6, 20, 16, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89103" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905082. "DateObject[{2014, 6, 20, 16, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gragil Associates, Inc." "MA" "01824" "" "N/A" "Web" "DateObject[{2014, 7, 21, 12, 47, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 904017. "DateObject[{2014, 6, 20, 16, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "GA" "30144" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 59, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904022. "DateObject[{2014, 6, 20, 16, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OK" "74055" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903340. "DateObject[{2014, 6, 20, 16, 41, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85258" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 14, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904026. "DateObject[{2014, 6, 20, 16, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "43420" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903484. "DateObject[{2014, 6, 20, 16, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accelerated Financial Solutions, LLC" "GA" "30833" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 15, 20, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904039. "DateObject[{2014, 6, 20, 16, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94124" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904041. "DateObject[{2014, 6, 20, 16, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33480" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 14, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904044. "DateObject[{2014, 6, 20, 16, 48, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23220" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 16, 55, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904046. "DateObject[{2014, 6, 20, 16, 48, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95928" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904048. "DateObject[{2014, 6, 20, 16, 48, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "13029" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 17, 29, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904049. "DateObject[{2014, 6, 20, 16, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FC HoldCo LLC" "FL" "32526" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904051. "DateObject[{2014, 6, 20, 16, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "28273" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904053. "DateObject[{2014, 6, 20, 16, 50, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30022" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904054. "DateObject[{2014, 6, 20, 16, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "63114" "" "N/A" "Web" "DateObject[{2014, 6, 20, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904055. "DateObject[{2014, 6, 20, 16, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 20, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903391. "DateObject[{2014, 6, 20, 16, 51, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IA" "52245" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 14, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904058. "DateObject[{2014, 6, 20, 16, 53, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "17601" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904060. "DateObject[{2014, 6, 20, 16, 53, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "WI" "54956" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904063. "DateObject[{2014, 6, 20, 16, 54, 43.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "92618" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904070. "DateObject[{2014, 6, 20, 16, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "FL" "32221" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904072. "DateObject[{2014, 6, 20, 16, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OR" "97222" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904076. "DateObject[{2014, 6, 20, 16, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904081. "DateObject[{2014, 6, 20, 17, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "NY" "11219" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904091. "DateObject[{2014, 6, 20, 17, 1, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "81019" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904094. "DateObject[{2014, 6, 20, 17, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "DC" "20011" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904095. "DateObject[{2014, 6, 20, 17, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48735" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904097. "DateObject[{2014, 6, 20, 17, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95762" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905046. "DateObject[{2014, 6, 20, 17, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33154" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 17, 17, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903474. "DateObject[{2014, 6, 20, 17, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "AR" "72204" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 18, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903475. "DateObject[{2014, 6, 20, 17, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 54, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904082. "DateObject[{2014, 6, 20, 17, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "CA" "92679" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904116. "DateObject[{2014, 6, 20, 17, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MN" "55447" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 18, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903477. "DateObject[{2014, 6, 20, 17, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90403" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 16, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904121. "DateObject[{2014, 6, 20, 17, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77479" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904386. "DateObject[{2014, 6, 20, 17, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MA" "01841" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 53, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904125. "DateObject[{2014, 6, 20, 17, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "24501" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904126. "DateObject[{2014, 6, 20, 17, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "PA" "18976" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904418. "DateObject[{2014, 6, 20, 17, 11, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90403" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 16, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904122. "DateObject[{2014, 6, 20, 17, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "TN" "38060" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 24, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904508. "DateObject[{2014, 6, 20, 17, 13, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904083. "DateObject[{2014, 6, 20, 17, 13, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90403" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 16, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904123. "DateObject[{2014, 6, 20, 17, 13, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21223" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 25, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903409. "DateObject[{2014, 6, 20, 17, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33496" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904602. "DateObject[{2014, 6, 20, 17, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "91719" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904134. "DateObject[{2014, 6, 20, 17, 16, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RBC Bank (Georgia)" "CA" "91106" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904136. "DateObject[{2014, 6, 20, 17, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "75022" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904138. "DateObject[{2014, 6, 20, 17, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "NV" "89148" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904139. "DateObject[{2014, 6, 20, 17, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "33015" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 14, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904151. "DateObject[{2014, 6, 20, 17, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93033" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 15, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904352. "DateObject[{2014, 6, 20, 17, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Business Bureau" "PA" "19125" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904158. "DateObject[{2014, 6, 20, 17, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77511" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904162. "DateObject[{2014, 6, 20, 17, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15108" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904141. "DateObject[{2014, 6, 20, 17, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "NY" "13505" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904167. "DateObject[{2014, 6, 20, 17, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "15071" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904168. "DateObject[{2014, 6, 20, 17, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "49509" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 45, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904169. "DateObject[{2014, 6, 20, 17, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "IL" "60445" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904170. "DateObject[{2014, 6, 20, 17, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48236" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904172. "DateObject[{2014, 6, 20, 17, 29, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "HI" "96746" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904180. "DateObject[{2014, 6, 20, 17, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "NJ" "07660" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904188. "DateObject[{2014, 6, 20, 17, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21223" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903410. "DateObject[{2014, 6, 20, 17, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904190. "DateObject[{2014, 6, 20, 17, 31, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "22203" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905092. "DateObject[{2014, 6, 20, 17, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10305" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 54, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904165. "DateObject[{2014, 6, 20, 17, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33813" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904204. "DateObject[{2014, 6, 20, 17, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "15108" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904142. "DateObject[{2014, 6, 20, 17, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "24017" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 24, 19, 50, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905095. "DateObject[{2014, 6, 20, 17, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "20190" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 15, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905114. "DateObject[{2014, 6, 20, 17, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TekCollect Inc." "FL" "34234" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904213. "DateObject[{2014, 6, 20, 17, 40, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21223" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 15, 44, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903411. "DateObject[{2014, 6, 20, 17, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904223. "DateObject[{2014, 6, 20, 17, 40, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904224. "DateObject[{2014, 6, 20, 17, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 35, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905042. "DateObject[{2014, 6, 20, 17, 42, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90247" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 18, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 904103. "DateObject[{2014, 6, 20, 17, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NC" "27249" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904232. "DateObject[{2014, 6, 20, 17, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "MI" "48317" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 20, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904235. "DateObject[{2014, 6, 20, 17, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "West Bay Acquisitions, LLC" "AL" "35601" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 41, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904236. "DateObject[{2014, 6, 20, 17, 51, 29.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "49008" "" "N/A" "Web" "DateObject[{2014, 6, 20, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904245. "DateObject[{2014, 6, 20, 17, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08873" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 15, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904249. "DateObject[{2014, 6, 20, 17, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "CA" "92104" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903405. "DateObject[{2014, 6, 20, 17, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08872" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904251. "DateObject[{2014, 6, 20, 17, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89433" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904260. "DateObject[{2014, 6, 20, 17, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "SC" "29045" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904261. "DateObject[{2014, 6, 20, 17, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07652" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904263. "DateObject[{2014, 6, 20, 18, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80233" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904269. "DateObject[{2014, 6, 20, 18, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "CA" "95127" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 14, 20, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904278. "DateObject[{2014, 6, 20, 18, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11207" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904282. "DateObject[{2014, 6, 20, 18, 5, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44030" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 13, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904284. "DateObject[{2014, 6, 20, 18, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08260" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904285. "DateObject[{2014, 6, 20, 18, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44030" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 12, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904286. "DateObject[{2014, 6, 20, 18, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33634" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 23, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904289. "DateObject[{2014, 6, 20, 18, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "44030" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 12, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904291. "DateObject[{2014, 6, 20, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "VA" "23234" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 18, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904294. "DateObject[{2014, 6, 20, 18, 8, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92688" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904296. "DateObject[{2014, 6, 20, 18, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90247" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 16, 55, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904104. "DateObject[{2014, 6, 20, 18, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "VT" "05680" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904183. "DateObject[{2014, 6, 20, 18, 14, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "CA" "90650" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904298. "DateObject[{2014, 6, 20, 18, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20695" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903320. "DateObject[{2014, 6, 20, 18, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "FL" "34110" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904303. "DateObject[{2014, 6, 20, 18, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78748" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904307. "DateObject[{2014, 6, 20, 18, 18, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 20, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904309. "DateObject[{2014, 6, 20, 18, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "10801" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905086. "DateObject[{2014, 6, 20, 18, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06437" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904317. "DateObject[{2014, 6, 20, 18, 21, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33570" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904318. "DateObject[{2014, 6, 20, 18, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 20, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904310. "DateObject[{2014, 6, 20, 18, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 20, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904311. "DateObject[{2014, 6, 20, 18, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98387" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904323. "DateObject[{2014, 6, 20, 18, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08618" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904329. "DateObject[{2014, 6, 20, 18, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "WA" "98155" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905188. "DateObject[{2014, 6, 20, 18, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60487" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904336. "DateObject[{2014, 6, 20, 18, 34, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76177" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904337. "DateObject[{2014, 6, 20, 18, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SKO Brenner American, Inc." "CA" "91423" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904339. "DateObject[{2014, 6, 20, 18, 35, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "OR" "97338" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904343. "DateObject[{2014, 6, 20, 18, 37, 51.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "20112" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904347. "DateObject[{2014, 6, 20, 18, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MA" "01104" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 16, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904348. "DateObject[{2014, 6, 20, 18, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "CA" "91750" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904349. "DateObject[{2014, 6, 20, 18, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85282" "" "N/A" "Web" "DateObject[{2014, 6, 20, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903317. "DateObject[{2014, 6, 20, 18, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "AR" "72120" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904367. "DateObject[{2014, 6, 20, 18, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Discovery Systems, LLC" "OH" "45242" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 11, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903503. "DateObject[{2014, 6, 20, 18, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SD" "57702" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904382. "DateObject[{2014, 6, 20, 18, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "90042" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 16, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903380. "DateObject[{2014, 6, 20, 18, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "MI" "48837" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904383. "DateObject[{2014, 6, 20, 18, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90703" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904385. "DateObject[{2014, 6, 20, 19, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90042" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 903381. "DateObject[{2014, 6, 20, 19, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "77659" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903620. "DateObject[{2014, 6, 20, 19, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92123" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904400. "DateObject[{2014, 6, 20, 19, 5, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19128" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 16, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904403. "DateObject[{2014, 6, 20, 19, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "PA" "17851" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903482. "DateObject[{2014, 6, 20, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85296" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 48, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904405. "DateObject[{2014, 6, 20, 19, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "23435" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903315. "DateObject[{2014, 6, 20, 19, 10, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "GA" "31131" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903416. "DateObject[{2014, 6, 20, 19, 10, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76022" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904412. "DateObject[{2014, 6, 20, 19, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75083" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904414. "DateObject[{2014, 6, 20, 19, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TN" "37148" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904431. "DateObject[{2014, 6, 20, 19, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60614" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904432. "DateObject[{2014, 6, 20, 19, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "LA" "70001" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903297. "DateObject[{2014, 6, 20, 19, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15108" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904143. "DateObject[{2014, 6, 20, 19, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "MD" "20772" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904448. "DateObject[{2014, 6, 20, 19, 30, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28163" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904451. "DateObject[{2014, 6, 20, 19, 31, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08854" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904455. "DateObject[{2014, 6, 20, 19, 32, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48154" "" "N/A" "Fax" "DateObject[{2014, 6, 24, 19, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904461. "DateObject[{2014, 6, 20, 19, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "GA" "31131" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903418. "DateObject[{2014, 6, 20, 19, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "TX" "76544" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 904463. "DateObject[{2014, 6, 20, 19, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SD" "57702" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904469. "DateObject[{2014, 6, 20, 19, 37, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33019" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904442. "DateObject[{2014, 6, 20, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33019" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904443. "DateObject[{2014, 6, 20, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "15108" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904144. "DateObject[{2014, 6, 20, 19, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "62223" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904473. "DateObject[{2014, 6, 20, 19, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "54311" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904474. "DateObject[{2014, 6, 20, 19, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "DE" "19966" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 25, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904477. "DateObject[{2014, 6, 20, 19, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98226" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903331. "DateObject[{2014, 6, 20, 19, 39, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08863" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 16, 21, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904481. "DateObject[{2014, 6, 20, 19, 40, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "" "" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904485. "DateObject[{2014, 6, 20, 19, 41, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WI" "54311" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 16, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904475. "DateObject[{2014, 6, 20, 19, 48, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "VA" "22192" "" "N/A" "Web" "DateObject[{2014, 6, 20, 19, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904496. "DateObject[{2014, 6, 20, 19, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "E*Trade Bank" "WA" "84029" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903365. "DateObject[{2014, 6, 20, 19, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "TX" "78728" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903321. "DateObject[{2014, 6, 20, 19, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29072" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 15, 44, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904503. "DateObject[{2014, 6, 20, 19, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33130" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904516. "DateObject[{2014, 6, 20, 19, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "CA" "90303" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904517. "DateObject[{2014, 6, 20, 19, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "OR" "97205" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904521. "DateObject[{2014, 6, 20, 20, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30084" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 14, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904526. "DateObject[{2014, 6, 20, 20, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "PA" "17225" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904532. "DateObject[{2014, 6, 20, 20, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "OH" "45220" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904536. "DateObject[{2014, 6, 20, 20, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17569" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904540. "DateObject[{2014, 6, 20, 20, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "TX" "79603" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904550. "DateObject[{2014, 6, 20, 20, 9, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OH" "45405" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 11, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904529. "DateObject[{2014, 6, 20, 20, 9, 43.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SUN FINANCE CO., LLC" "SC" "29527" "" "N/A" "Phone" "DateObject[{2014, 7, 30, 20, 38, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904555. "DateObject[{2014, 6, 20, 20, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "95136" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 3, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904558. "DateObject[{2014, 6, 20, 20, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33173" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903398. "DateObject[{2014, 6, 20, 20, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "23502" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 16, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904559. "DateObject[{2014, 6, 20, 20, 15, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17569" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904541. "DateObject[{2014, 6, 20, 20, 15, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903471. "DateObject[{2014, 6, 20, 20, 16, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76133" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903472. "DateObject[{2014, 6, 20, 20, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Federal Cash Advance, LLC of Oklahoma" "AL" "36340" "" "N/A" "Web" "DateObject[{2014, 8, 11, 14, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 904570. "DateObject[{2014, 6, 20, 20, 19, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Bureau of Collections of Maryland, Inc." "CA" "94565" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 903385. "DateObject[{2014, 6, 20, 20, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "MN" "55438" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 14, 3, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 904574. "DateObject[{2014, 6, 20, 20, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "ND" "58042" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904575. "DateObject[{2014, 6, 20, 20, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "ND" "58042" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904576. "DateObject[{2014, 6, 20, 20, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17569" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904542. "DateObject[{2014, 6, 20, 20, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 15, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904588. "DateObject[{2014, 6, 20, 20, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11419" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904593. "DateObject[{2014, 6, 20, 20, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34484" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904597. "DateObject[{2014, 6, 20, 20, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78230" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 904603. "DateObject[{2014, 6, 20, 20, 34, 11.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "KS" "66046" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 24, 17, 9, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904604. "DateObject[{2014, 6, 20, 20, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75249" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904572. "DateObject[{2014, 6, 20, 20, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89122" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904607. "DateObject[{2014, 6, 20, 20, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904589. "DateObject[{2014, 6, 20, 20, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Group, Inc." "OR" "97124" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904610. "DateObject[{2014, 6, 20, 20, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53181" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 16, 52, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904611. "DateObject[{2014, 6, 20, 20, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "54636" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904620. "DateObject[{2014, 6, 20, 20, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98626" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904544. "DateObject[{2014, 6, 20, 20, 43, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "28269" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904622. "DateObject[{2014, 6, 20, 20, 45, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ADR ARBITRATION SERVICES (Closed)" "AR" "72211" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904625. "DateObject[{2014, 6, 20, 20, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MA" "01543" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 55, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904629. "DateObject[{2014, 6, 20, 20, 49, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AR" "71770" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904630. "DateObject[{2014, 6, 20, 20, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78723" "" "N/A" "Web" "DateObject[{2014, 6, 20, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904634. "DateObject[{2014, 6, 20, 20, 53, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33321" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 19, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904640. "DateObject[{2014, 6, 20, 20, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90048" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 16, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904643. "DateObject[{2014, 6, 20, 20, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "78723" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904635. "DateObject[{2014, 6, 20, 20, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28759" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904647. "DateObject[{2014, 6, 20, 21, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "CA" "92807" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904656. "DateObject[{2014, 6, 20, 21, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94555" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905108. "DateObject[{2014, 6, 20, 21, 3, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "KY" "40258" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 14, 57, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904660. "DateObject[{2014, 6, 20, 21, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MS" "39503" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 53, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904652. "DateObject[{2014, 6, 20, 21, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80447" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 20, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904664. "DateObject[{2014, 6, 20, 21, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28034" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904666. "DateObject[{2014, 6, 20, 21, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "KY" "40503" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904669. "DateObject[{2014, 6, 20, 21, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28078" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905063. "DateObject[{2014, 6, 20, 21, 11, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904192. "DateObject[{2014, 6, 20, 21, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07463" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 45, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903455. "DateObject[{2014, 6, 20, 21, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903367. "DateObject[{2014, 6, 20, 21, 19, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23838" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904853. "DateObject[{2014, 6, 20, 21, 20, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97086" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903348. "DateObject[{2014, 6, 20, 21, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "GA" "30039" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Yes" 904693. "DateObject[{2014, 6, 20, 21, 25, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07463" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903457. "DateObject[{2014, 6, 20, 21, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Emerald Canyon Capital, LLC" "TX" "77845" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904708. "DateObject[{2014, 6, 20, 21, 30, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90062" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905107. "DateObject[{2014, 6, 20, 21, 32, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "J R Brothers Financial, Inc.(Closed)" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904714. "DateObject[{2014, 6, 20, 21, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "CA" "93311" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904690. "DateObject[{2014, 6, 20, 21, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904193. "DateObject[{2014, 6, 20, 21, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "AL" "35213" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903505. "DateObject[{2014, 6, 20, 21, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "AL" "35213" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903506. "DateObject[{2014, 6, 20, 21, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "33615" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903294. "DateObject[{2014, 6, 20, 21, 37, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95356" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 14, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904725. "DateObject[{2014, 6, 20, 21, 39, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60543" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 23, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904726. "DateObject[{2014, 6, 20, 21, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90046" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 13, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905057. "DateObject[{2014, 6, 20, 21, 44, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "A.R.C. Accounts Recovery (U.S.A.) Corporation LLC" "PA" "19050" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 904731. "DateObject[{2014, 6, 20, 21, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "18901" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 13, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904735. "DateObject[{2014, 6, 20, 21, 47, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92507" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904736. "DateObject[{2014, 6, 20, 21, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "OH" "44087" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904697. "DateObject[{2014, 6, 20, 21, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60026" "" "N/A" "Web" "DateObject[{2014, 6, 20, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904739. "DateObject[{2014, 6, 20, 21, 51, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 14, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904740. "DateObject[{2014, 6, 20, 21, 51, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90046" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905058. "DateObject[{2014, 6, 20, 21, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90046" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 13, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905059. "DateObject[{2014, 6, 20, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90046" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 13, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905060. "DateObject[{2014, 6, 20, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "GA" "30342" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904741. "DateObject[{2014, 6, 20, 21, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904748. "DateObject[{2014, 6, 20, 21, 57, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "74159" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904750. "DateObject[{2014, 6, 20, 21, 57, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 4, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903441. "DateObject[{2014, 6, 20, 21, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08060" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904751. "DateObject[{2014, 6, 20, 22, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27608" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 904753. "DateObject[{2014, 6, 20, 22, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SD" "57701" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904754. "DateObject[{2014, 6, 20, 22, 5, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29502" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904755. "DateObject[{2014, 6, 20, 22, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "CA" "91784" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904758. "DateObject[{2014, 6, 20, 22, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "49442" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905103. "DateObject[{2014, 6, 20, 22, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "AZ" "85016" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 20, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904768. "DateObject[{2014, 6, 20, 22, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85233" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904769. "DateObject[{2014, 6, 20, 22, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Primary Financial Services L.L.C." "MD" "20866" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904770. "DateObject[{2014, 6, 20, 22, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 19, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904684. "DateObject[{2014, 6, 20, 22, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21162" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904772. "DateObject[{2014, 6, 20, 22, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TN" "37066" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904773. "DateObject[{2014, 6, 20, 22, 23, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "08882" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904776. "DateObject[{2014, 6, 20, 22, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903443. "DateObject[{2014, 6, 20, 22, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95121" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 904778. "DateObject[{2014, 6, 20, 22, 27, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "FL" "33071" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904780. "DateObject[{2014, 6, 20, 22, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60613" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904782. "DateObject[{2014, 6, 20, 22, 38, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11105" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904792. "DateObject[{2014, 6, 20, 22, 45, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80904" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905102. "DateObject[{2014, 6, 20, 22, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93613" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 21, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904796. "DateObject[{2014, 6, 20, 22, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "OH" "43228" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 20, 20, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904799. "DateObject[{2014, 6, 20, 22, 50, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90805" "" "N/A" "Web" "DateObject[{2014, 6, 20, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903303. "DateObject[{2014, 6, 20, 22, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80437" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 20, 38, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903458. "DateObject[{2014, 6, 20, 22, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903444. "DateObject[{2014, 6, 20, 23, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33441" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904808. "DateObject[{2014, 6, 20, 23, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "90291" "Older American" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904810. "DateObject[{2014, 6, 20, 23, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21215" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 20, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904811. "DateObject[{2014, 6, 20, 23, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "MN" "55426" "" "N/A" "Postal mail" "DateObject[{2014, 6, 24, 21, 4, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903392. "DateObject[{2014, 6, 20, 23, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "62864" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 21, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904821. "DateObject[{2014, 6, 20, 23, 13, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32092" "" "N/A" "Phone" "DateObject[{2014, 6, 24, 19, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903432. "DateObject[{2014, 6, 20, 23, 18, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95350" "" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903408. "DateObject[{2014, 6, 20, 23, 21, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11355" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904826. "DateObject[{2014, 6, 20, 23, 25, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903445. "DateObject[{2014, 6, 20, 23, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NE" "68154" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903306. "DateObject[{2014, 6, 20, 23, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CT" "06902" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903421. "DateObject[{2014, 6, 20, 23, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "37190" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 904831. "DateObject[{2014, 6, 20, 23, 32, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30082" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 51, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 903401. "DateObject[{2014, 6, 20, 23, 35, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85255" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 11, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904834. "DateObject[{2014, 6, 20, 23, 40, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30082" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 903402. "DateObject[{2014, 6, 20, 23, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48642" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904840. "DateObject[{2014, 6, 20, 23, 45, 44.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30281" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 903395. "DateObject[{2014, 6, 20, 23, 47, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21122" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904843. "DateObject[{2014, 6, 20, 23, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30082" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 903403. "DateObject[{2014, 6, 20, 23, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48838" "" "N/A" "Web" "DateObject[{2014, 6, 20, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 904847. "DateObject[{2014, 6, 20, 23, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "32826" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 47, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 904850. "DateObject[{2014, 6, 20, 23, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91331" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905122. "DateObject[{2014, 6, 20, 23, 59, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "91303" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 12, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905190. "DateObject[{2014, 6, 21, 0, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 28, 12, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905194. "DateObject[{2014, 6, 21, 0, 12, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NY" "11357" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905136. "DateObject[{2014, 6, 21, 0, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "VA" "22701" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905164. "DateObject[{2014, 6, 21, 0, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "31008" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905200. "DateObject[{2014, 6, 21, 0, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76207" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905201. "DateObject[{2014, 6, 21, 0, 19, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Centennial Lending LLC" "CO" "81212" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 905203. "DateObject[{2014, 6, 21, 0, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905149. "DateObject[{2014, 6, 21, 0, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "97267" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905205. "DateObject[{2014, 6, 21, 0, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Finance Company, Inc." "CO" "80134" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905206. "DateObject[{2014, 6, 21, 0, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81520" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905207. "DateObject[{2014, 6, 21, 0, 27, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "76207" "" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 53, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905202. "DateObject[{2014, 6, 21, 0, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tate and Kirlin Assoc" "VA" "22701" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905165. "DateObject[{2014, 6, 21, 0, 30, 14.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "92663" "Older American" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905209. "DateObject[{2014, 6, 21, 0, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92307" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905212. "DateObject[{2014, 6, 21, 0, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905177. "DateObject[{2014, 6, 21, 0, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MA" "01607" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905214. "DateObject[{2014, 6, 21, 0, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60481" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905216. "DateObject[{2014, 6, 21, 0, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90302" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905393. "DateObject[{2014, 6, 21, 0, 40, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "94608" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905139. "DateObject[{2014, 6, 21, 0, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92589" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905160. "DateObject[{2014, 6, 21, 0, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "NJ" "08022" "" "N/A" "Web" "DateObject[{2014, 6, 25, 10, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905217. "DateObject[{2014, 6, 21, 0, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "GA" "30281" "" "N/A" "Web" "DateObject[{2014, 6, 21, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905219. "DateObject[{2014, 6, 21, 0, 53, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "NY" "10462" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905221. "DateObject[{2014, 6, 21, 1, 32, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "91306" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905227. "DateObject[{2014, 6, 21, 1, 35, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92629" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905228. "DateObject[{2014, 6, 21, 1, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WI" "54826" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905229. "DateObject[{2014, 6, 21, 1, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AR" "72176" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905231. "DateObject[{2014, 6, 21, 1, 49, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 6, 21, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905232. "DateObject[{2014, 6, 21, 1, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905233. "DateObject[{2014, 6, 21, 1, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nations Recovery Center" "TN" "37874" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905387. "DateObject[{2014, 6, 21, 1, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905234. "DateObject[{2014, 6, 21, 2, 0, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Check into Cash, Inc." "CA" "95682" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905235. "DateObject[{2014, 6, 21, 2, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Higher Education Student Assistance Authority (HESAA)" "NJ" "08085" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905236. "DateObject[{2014, 6, 21, 2, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91789" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905237. "DateObject[{2014, 6, 21, 2, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MS" "39047" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905238. "DateObject[{2014, 6, 21, 2, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CT" "06611" "" "N/A" "Web" "DateObject[{2014, 6, 21, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905241. "DateObject[{2014, 6, 21, 2, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams, Alexander & Associates, Inc" "NJ" "07020" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905244. "DateObject[{2014, 6, 21, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 21, 3, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905166. "DateObject[{2014, 6, 21, 2, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 4, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905167. "DateObject[{2014, 6, 21, 3, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905168. "DateObject[{2014, 6, 21, 3, 5, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "12603" "" "N/A" "Web" "DateObject[{2014, 6, 21, 3, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905246. "DateObject[{2014, 6, 21, 3, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905169. "DateObject[{2014, 6, 21, 3, 12, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Health Services Asset Management, LLC." "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905155. "DateObject[{2014, 6, 21, 3, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905170. "DateObject[{2014, 6, 21, 3, 20, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905171. "DateObject[{2014, 6, 21, 3, 26, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 13, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905172. "DateObject[{2014, 6, 21, 3, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07740" "" "N/A" "Web" "DateObject[{2014, 6, 21, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905249. "DateObject[{2014, 6, 21, 3, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Eltman Law, P.C." "NY" "11211" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905138. "DateObject[{2014, 6, 21, 3, 47, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20111" "" "N/A" "Web" "DateObject[{2014, 6, 21, 3, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905242. "DateObject[{2014, 6, 21, 3, 49, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905175. "DateObject[{2014, 6, 21, 3, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30813" "" "N/A" "Web" "DateObject[{2014, 6, 21, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905252. "DateObject[{2014, 6, 21, 4, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905176. "DateObject[{2014, 6, 21, 4, 8, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BNY Mellon" "VA" "20111" "" "N/A" "Web" "DateObject[{2014, 6, 21, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 905243. "DateObject[{2014, 6, 21, 4, 13, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "47172" "" "N/A" "Web" "DateObject[{2014, 6, 21, 4, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905253. "DateObject[{2014, 6, 21, 4, 17, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Management Systems, Inc." "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905254. "DateObject[{2014, 6, 21, 4, 31, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60540" "" "N/A" "Web" "DateObject[{2014, 6, 21, 4, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905255. "DateObject[{2014, 6, 21, 4, 55, 58.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "OH" "44141" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 18, 43.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 905258. "DateObject[{2014, 6, 21, 5, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Services Association" "TX" "78753" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 5, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905259. "DateObject[{2014, 6, 21, 6, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "CA" "94551" "" "N/A" "Web" "DateObject[{2014, 6, 21, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905261. "DateObject[{2014, 6, 21, 6, 21, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33127" "" "N/A" "Web" "DateObject[{2014, 6, 21, 6, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905181. "DateObject[{2014, 6, 21, 6, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "CA" "94513" "" "N/A" "Web" "DateObject[{2014, 6, 21, 6, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905262. "DateObject[{2014, 6, 21, 7, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stearns Ventures, LLC" "WA" "98296" "" "N/A" "Web" "DateObject[{2014, 6, 21, 7, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905264. "DateObject[{2014, 6, 21, 7, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32771" "" "N/A" "Web" "DateObject[{2014, 6, 21, 7, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905180. "DateObject[{2014, 6, 21, 7, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11714" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 38, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905161. "DateObject[{2014, 6, 21, 8, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 6, 21, 8, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905389. "DateObject[{2014, 6, 21, 9, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TN" "37069" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 18, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905266. "DateObject[{2014, 6, 21, 10, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92311" "" "N/A" "Web" "DateObject[{2014, 6, 21, 10, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905385. "DateObject[{2014, 6, 21, 11, 10, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "MI" "48082" "" "N/A" "Web" "DateObject[{2014, 8, 28, 12, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905269. "DateObject[{2014, 6, 21, 11, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "WI" "53017" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 46, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905272. "DateObject[{2014, 6, 21, 12, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37129" "" "N/A" "Web" "DateObject[{2014, 6, 21, 12, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905273. "DateObject[{2014, 6, 21, 12, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "GA" "30104" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905274. "DateObject[{2014, 6, 21, 13, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Third Federal Savings & Loan" "CA" "91745" "" "N/A" "Web" "DateObject[{2014, 6, 21, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905280. "DateObject[{2014, 6, 21, 13, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "AL" "36701" "" "N/A" "Web" "DateObject[{2014, 6, 21, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905281. "DateObject[{2014, 6, 21, 13, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "SC" "29621" "" "N/A" "Web" "DateObject[{2014, 6, 21, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905283. "DateObject[{2014, 6, 21, 14, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 6, 21, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 905390. "DateObject[{2014, 6, 21, 14, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hewitt-Capital" "AL" "36701" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905282. "DateObject[{2014, 6, 21, 14, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 8, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905133. "DateObject[{2014, 6, 21, 14, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NV" "89148" "" "N/A" "Web" "DateObject[{2014, 6, 21, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905286. "DateObject[{2014, 6, 21, 14, 33, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92008" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905287. "DateObject[{2014, 6, 21, 14, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33076" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905134. "DateObject[{2014, 6, 21, 14, 42, 50.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MN" "55364" "" "N/A" "Web" "DateObject[{2014, 6, 21, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905288. "DateObject[{2014, 6, 21, 14, 58, 24.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "62704" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905289. "DateObject[{2014, 6, 21, 15, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "TX" "75227" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 905290. "DateObject[{2014, 6, 21, 15, 2, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "21102" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905292. "DateObject[{2014, 6, 21, 15, 13, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20008" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905296. "DateObject[{2014, 6, 21, 15, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76016" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905297. "DateObject[{2014, 6, 21, 15, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DC" "20004" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905127. "DateObject[{2014, 6, 21, 15, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "NJ" "07631" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905185. "DateObject[{2014, 6, 21, 15, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "13054" "" "N/A" "Referral" "DateObject[{2014, 6, 21, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905298. "DateObject[{2014, 6, 21, 15, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "OH" "44044" "" "N/A" "Web" "DateObject[{2014, 7, 28, 13, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905299. "DateObject[{2014, 6, 21, 15, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80831" "" "N/A" "Web" "DateObject[{2014, 6, 21, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905301. "DateObject[{2014, 6, 21, 15, 55, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33322" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905303. "DateObject[{2014, 6, 21, 15, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905304. "DateObject[{2014, 6, 21, 15, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "IL" "60605" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 905306. "DateObject[{2014, 6, 21, 15, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlanticus Services Corporation" "IL" "60605" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905307. "DateObject[{2014, 6, 21, 16, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60142" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905309. "DateObject[{2014, 6, 21, 16, 13, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sacor Financial, Inc" "NJ" "08861" "" "N/A" "Web" "DateObject[{2014, 7, 30, 17, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905310. "DateObject[{2014, 6, 21, 16, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "77354" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905312. "DateObject[{2014, 6, 21, 16, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "PA" "15668" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905124. "DateObject[{2014, 6, 21, 16, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WY" "82901" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905314. "DateObject[{2014, 6, 21, 16, 30, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85215" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905315. "DateObject[{2014, 6, 21, 16, 30, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33594" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905316. "DateObject[{2014, 6, 21, 16, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30557" "Older American" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905318. "DateObject[{2014, 6, 21, 16, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "NJ" "08088" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905320. "DateObject[{2014, 6, 21, 16, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Offices of Hayt, Hayt & Landau, LLC" "NJ" "07849" "Older American" "N/A" "Web" "DateObject[{2014, 7, 23, 12, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905321. "DateObject[{2014, 6, 21, 16, 45, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Patriot Mortgage Corporation" "DC" "20004" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 905128. "DateObject[{2014, 6, 21, 16, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95207" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905323. "DateObject[{2014, 6, 21, 16, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94801" "" "N/A" "Web" "DateObject[{2014, 6, 21, 16, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905324. "DateObject[{2014, 6, 21, 17, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "32209" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905325. "DateObject[{2014, 6, 21, 17, 15, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "TX" "78207" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905142. "DateObject[{2014, 6, 21, 17, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19130" "" "N/A" "Web" "DateObject[{2014, 6, 21, 17, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905326. "DateObject[{2014, 6, 21, 17, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "35007" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 58, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905184. "DateObject[{2014, 6, 21, 17, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80634" "" "N/A" "Web" "DateObject[{2014, 6, 21, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905328. "DateObject[{2014, 6, 21, 17, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28027" "" "N/A" "Web" "DateObject[{2014, 6, 21, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905135. "DateObject[{2014, 6, 21, 17, 46, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "DC" "20017" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 44, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905126. "DateObject[{2014, 6, 21, 17, 47, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78240" "" "N/A" "Web" "DateObject[{2014, 6, 21, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905329. "DateObject[{2014, 6, 21, 17, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "NC" "28574" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905331. "DateObject[{2014, 6, 21, 17, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Affiliated Group, Inc" "IL" "60115" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905332. "DateObject[{2014, 6, 21, 18, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WA" "98053" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905333. "DateObject[{2014, 6, 21, 18, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21208" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905334. "DateObject[{2014, 6, 21, 18, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02127" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905336. "DateObject[{2014, 6, 21, 18, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "93550" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905337. "DateObject[{2014, 6, 21, 18, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60187" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905338. "DateObject[{2014, 6, 21, 18, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91010" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 9, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905339. "DateObject[{2014, 6, 21, 18, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Farm Bank" "FL" "34677" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905340. "DateObject[{2014, 6, 21, 18, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37311" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905150. "DateObject[{2014, 6, 21, 18, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33325" "" "N/A" "Web" "DateObject[{2014, 6, 21, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905341. "DateObject[{2014, 6, 21, 18, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "14094" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905132. "DateObject[{2014, 6, 21, 19, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76901" "" "N/A" "Web" "DateObject[{2014, 6, 21, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905345. "DateObject[{2014, 6, 21, 19, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "GA" "30064" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 56, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 905386. "DateObject[{2014, 6, 21, 20, 2, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06606" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905137. "DateObject[{2014, 6, 21, 20, 4, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "28052" "" "N/A" "Web" "DateObject[{2014, 6, 21, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905350. "DateObject[{2014, 6, 21, 20, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "27006" "" "N/A" "Web" "DateObject[{2014, 6, 21, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905351. "DateObject[{2014, 6, 21, 20, 13, 12.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "FL" "33069" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905352. "DateObject[{2014, 6, 21, 20, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Received marketing offer after opted out" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KS" "66215" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 20, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905384. "DateObject[{2014, 6, 21, 20, 36, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AZ" "85018" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905355. "DateObject[{2014, 6, 21, 20, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CoreLogic" "FL" "32217" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905129. "DateObject[{2014, 6, 21, 20, 47, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "20151" "" "N/A" "Web" "DateObject[{2014, 6, 21, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905356. "DateObject[{2014, 6, 21, 20, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fein, Such, Kahn & Shepard, P.C." "NJ" "07106" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905145. "DateObject[{2014, 6, 21, 20, 58, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NM" "88011" "" "N/A" "Web" "DateObject[{2014, 6, 21, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905358. "DateObject[{2014, 6, 21, 21, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Management Outsourcing, Inc." "TN" "37311" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905152. "DateObject[{2014, 6, 21, 21, 12, 22.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "FL" "32309" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905359. "DateObject[{2014, 6, 21, 21, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "TN" "38201" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 21, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905186. "DateObject[{2014, 6, 21, 21, 47, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "PA" "18013" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905360. "DateObject[{2014, 6, 21, 21, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95076" "" "N/A" "Web" "DateObject[{2014, 6, 21, 22, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905361. "DateObject[{2014, 6, 21, 22, 7, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905376. "DateObject[{2014, 6, 21, 22, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity Capital Holdings, Inc." "CA" "91754" "" "N/A" "Web" "DateObject[{2014, 6, 21, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905362. "DateObject[{2014, 6, 21, 22, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 6, 21, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905378. "DateObject[{2014, 6, 21, 22, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97739" "Older American" "N/A" "Web" "DateObject[{2014, 6, 21, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905363. "DateObject[{2014, 6, 21, 22, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "OR" "97338" "" "N/A" "Web" "DateObject[{2014, 6, 21, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905364. "DateObject[{2014, 6, 21, 22, 53, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34436" "" "N/A" "Web" "DateObject[{2014, 6, 21, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905367. "DateObject[{2014, 6, 21, 22, 53, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CO" "81303" "Older American" "N/A" "Web" "DateObject[{2014, 6, 21, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905368. "DateObject[{2014, 6, 21, 23, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "CA" "91104" "" "N/A" "Web" "DateObject[{2014, 6, 21, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905369. "DateObject[{2014, 6, 21, 23, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "CO" "80124" "" "N/A" "Web" "DateObject[{2014, 6, 21, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905370. "DateObject[{2014, 6, 21, 23, 16, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "34952" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 6, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905372. "DateObject[{2014, 6, 21, 23, 23, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "MD" "21209" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905374. "DateObject[{2014, 6, 21, 23, 35, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 6, 21, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905178. "DateObject[{2014, 6, 22, 0, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "02139" "" "N/A" "Web" "DateObject[{2014, 6, 22, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905432. "DateObject[{2014, 6, 22, 0, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Collections Enterprise, Inc." "VA" "22042" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 905433. "DateObject[{2014, 6, 22, 0, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "96209" "Older American" "N/A" "Web" "DateObject[{2014, 6, 22, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905434. "DateObject[{2014, 6, 22, 0, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "GA" "30281" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905415. "DateObject[{2014, 6, 22, 1, 48, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "34952" "" "N/A" "Web" "DateObject[{2014, 6, 22, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905431. "DateObject[{2014, 6, 22, 1, 54, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48189" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905441. "DateObject[{2014, 6, 22, 1, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92126" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905442. "DateObject[{2014, 6, 22, 2, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30265" "" "N/A" "Web" "DateObject[{2014, 6, 22, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905446. "DateObject[{2014, 6, 22, 2, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "NM" "88210" "" "N/A" "Web" "DateObject[{2014, 6, 22, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905451. "DateObject[{2014, 6, 22, 3, 8, 37.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "11566" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905452. "DateObject[{2014, 6, 22, 3, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03784" "" "N/A" "Web" "DateObject[{2014, 6, 22, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905399. "DateObject[{2014, 6, 22, 3, 55, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60625" "" "N/A" "Web" "DateObject[{2014, 6, 22, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905454. "DateObject[{2014, 6, 22, 5, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "TX" "75802" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905455. "DateObject[{2014, 6, 22, 5, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "NJ" "07302" "" "N/A" "Web" "DateObject[{2014, 6, 22, 5, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905413. "DateObject[{2014, 6, 22, 5, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "NJ" "07302" "" "N/A" "Web" "DateObject[{2014, 6, 22, 5, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905414. "DateObject[{2014, 6, 22, 5, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R & B Corporation of Virginia" "VA" "23430" "" "N/A" "Web" "DateObject[{2014, 6, 22, 6, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905457. "DateObject[{2014, 6, 22, 6, 6, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CO" "80219" "" "N/A" "Web" "DateObject[{2014, 6, 22, 6, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905460. "DateObject[{2014, 6, 22, 6, 32, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23430" "" "N/A" "Web" "DateObject[{2014, 6, 22, 6, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905458. "DateObject[{2014, 6, 22, 7, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 6, 22, 7, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905420. "DateObject[{2014, 6, 22, 10, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33594" "" "N/A" "Web" "DateObject[{2014, 6, 22, 10, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905465. "DateObject[{2014, 6, 22, 10, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97504" "" "N/A" "Web" "DateObject[{2014, 6, 22, 10, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905466. "DateObject[{2014, 6, 22, 11, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VT" "05301" "" "N/A" "Web" "DateObject[{2014, 6, 22, 11, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905467. "DateObject[{2014, 6, 22, 12, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "FL" "33025" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 22, 12, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905469. "DateObject[{2014, 6, 22, 12, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "OH" "44646" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 58, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905398. "DateObject[{2014, 6, 22, 13, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20723" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905409. "DateObject[{2014, 6, 22, 13, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "45420" "" "N/A" "Web" "DateObject[{2014, 6, 22, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905472. "DateObject[{2014, 6, 22, 14, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NC" "28314" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 22, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905473. "DateObject[{2014, 6, 22, 14, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "IA" "50009" "" "N/A" "Web" "DateObject[{2014, 6, 22, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905474. "DateObject[{2014, 6, 22, 14, 27, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arnold Scott Harris, P.C." "IL" "60419" "" "N/A" "Web" "DateObject[{2014, 6, 22, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905476. "DateObject[{2014, 6, 22, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30061" "" "N/A" "Web" "DateObject[{2014, 6, 22, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905395. "DateObject[{2014, 6, 22, 14, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "95746" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905477. "DateObject[{2014, 6, 22, 14, 51, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 6, 22, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905478. "DateObject[{2014, 6, 22, 15, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37205" "" "N/A" "Web" "DateObject[{2014, 6, 22, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905481. "DateObject[{2014, 6, 22, 15, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33949" "" "N/A" "Web" "DateObject[{2014, 6, 22, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905566. "DateObject[{2014, 6, 22, 15, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30309" "" "N/A" "Web" "DateObject[{2014, 6, 22, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905396. "DateObject[{2014, 6, 22, 15, 30, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30740" "" "N/A" "Web" "DateObject[{2014, 6, 22, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905483. "DateObject[{2014, 6, 22, 15, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "76655" "" "N/A" "Web" "DateObject[{2014, 6, 22, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905486. "DateObject[{2014, 6, 22, 15, 47, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08033" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 27, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905488. "DateObject[{2014, 6, 22, 16, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30061" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905397. "DateObject[{2014, 6, 22, 16, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PR" "00612" "" "N/A" "Web" "DateObject[{2014, 6, 22, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905491. "DateObject[{2014, 6, 22, 16, 17, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity Capital Holdings, Inc." "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 38, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905417. "DateObject[{2014, 6, 22, 16, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30060" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905494. "DateObject[{2014, 6, 22, 16, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OK" "74804" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 45, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905416. "DateObject[{2014, 6, 22, 16, 46, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NH" "03843" "" "N/A" "Web" "DateObject[{2014, 6, 22, 16, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905495. "DateObject[{2014, 6, 22, 16, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75106" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905412. "DateObject[{2014, 6, 22, 16, 53, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32082" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905565. "DateObject[{2014, 6, 22, 16, 59, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30034" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905418. "DateObject[{2014, 6, 22, 17, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash America International, Inc." "CA" "93268" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 48, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905575. "DateObject[{2014, 6, 22, 17, 14, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 6, 22, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905498. "DateObject[{2014, 6, 22, 17, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "IN" "46032" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905500. "DateObject[{2014, 6, 22, 17, 29, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "20186" "" "N/A" "Web" "DateObject[{2014, 6, 22, 17, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905503. "DateObject[{2014, 6, 22, 17, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21795" "" "N/A" "Web" "DateObject[{2014, 6, 22, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905505. "DateObject[{2014, 6, 22, 17, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "FL" "33916" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905506. "DateObject[{2014, 6, 22, 18, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "38118" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905507. "DateObject[{2014, 6, 22, 18, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "15224" "" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905510. "DateObject[{2014, 6, 22, 18, 12, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "08723" "" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905511. "DateObject[{2014, 6, 22, 18, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOK Financial Corp" "OK" "74053" "Older American" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905401. "DateObject[{2014, 6, 22, 18, 27, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78559" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 55, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905513. "DateObject[{2014, 6, 22, 18, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OR" "97415" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905573. "DateObject[{2014, 6, 22, 18, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75092" "" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905515. "DateObject[{2014, 6, 22, 18, 50, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Herbert P. Sears Co., Inc." "CA" "95237" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905509. "DateObject[{2014, 6, 22, 18, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75092" "" "N/A" "Web" "DateObject[{2014, 6, 22, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905516. "DateObject[{2014, 6, 22, 18, 59, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02141" "" "N/A" "Web" "DateObject[{2014, 6, 22, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905426. "DateObject[{2014, 6, 22, 19, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "DC" "20016" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 8, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905521. "DateObject[{2014, 6, 22, 19, 11, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OR" "97214" "" "N/A" "Web" "DateObject[{2014, 6, 22, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905523. "DateObject[{2014, 6, 22, 19, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "WA" "98056" "Older American" "N/A" "Web" "DateObject[{2014, 6, 22, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905408. "DateObject[{2014, 6, 22, 19, 28, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IN" "46323" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905527. "DateObject[{2014, 6, 22, 20, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94549" "" "N/A" "Web" "DateObject[{2014, 7, 28, 17, 45, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905425. "DateObject[{2014, 6, 22, 20, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02176" "" "N/A" "Web" "DateObject[{2014, 6, 22, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905530. "DateObject[{2014, 6, 22, 20, 39, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "90242" "" "N/A" "Web" "DateObject[{2014, 6, 22, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905531. "DateObject[{2014, 6, 22, 20, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "PA" "19131" "" "N/A" "Web" "DateObject[{2014, 6, 22, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905533. "DateObject[{2014, 6, 22, 20, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76226" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905534. "DateObject[{2014, 6, 22, 20, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33004" "" "N/A" "Web" "DateObject[{2014, 6, 22, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905535. "DateObject[{2014, 6, 22, 20, 48, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28462" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 14, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905403. "DateObject[{2014, 6, 22, 20, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19702" "Older American" "N/A" "Web" "DateObject[{2014, 6, 22, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905537. "DateObject[{2014, 6, 22, 21, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "CA" "90045" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 22, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905538. "DateObject[{2014, 6, 22, 21, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HireRight Solutions, Inc." "NC" "27560" "" "N/A" "Web" "DateObject[{2014, 6, 22, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905539. "DateObject[{2014, 6, 22, 21, 25, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89031" "" "N/A" "Web" "DateObject[{2014, 6, 22, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905540. "DateObject[{2014, 6, 22, 21, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01844" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 53, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905546. "DateObject[{2014, 6, 22, 22, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "GA" "30019" "" "N/A" "Web" "DateObject[{2014, 6, 22, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905547. "DateObject[{2014, 6, 22, 22, 12, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NE" "68022" "" "N/A" "Web" "DateObject[{2014, 6, 22, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905549. "DateObject[{2014, 6, 22, 22, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11434" "" "N/A" "Web" "DateObject[{2014, 6, 22, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905424. "DateObject[{2014, 6, 22, 22, 36, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 6, 22, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905850. "DateObject[{2014, 6, 22, 22, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905551. "DateObject[{2014, 6, 22, 22, 56, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30038" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905553. "DateObject[{2014, 6, 22, 22, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48911" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905554. "DateObject[{2014, 6, 22, 22, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OK" "73762" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905556. "DateObject[{2014, 6, 22, 23, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "SC" "29223" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905560. "DateObject[{2014, 6, 22, 23, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "17550" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905558. "DateObject[{2014, 6, 22, 23, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "CO" "80907" "" "N/A" "Web" "DateObject[{2014, 6, 22, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905561. "DateObject[{2014, 6, 22, 23, 47, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905400. "DateObject[{2014, 6, 23, 0, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "08201" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905853. "DateObject[{2014, 6, 23, 0, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27587" "" "N/A" "Web" "DateObject[{2014, 6, 23, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905856. "DateObject[{2014, 6, 23, 0, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07481" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 905857. "DateObject[{2014, 6, 23, 1, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "MO" "63021" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905860. "DateObject[{2014, 6, 23, 1, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905629. "DateObject[{2014, 6, 23, 1, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "AR" "72176" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905866. "DateObject[{2014, 6, 23, 1, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20721" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905683. "DateObject[{2014, 6, 23, 1, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HIGHLAND FINANCIAL SERVICES (Closed)" "NH" "03103" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905867. "DateObject[{2014, 6, 23, 1, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "NH" "03103" "Servicemember" "N/A" "Web" "DateObject[{2014, 9, 2, 15, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905868. "DateObject[{2014, 6, 23, 2, 10, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ridgeway Advisory Group LLC" "MO" "63021" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 905861. "DateObject[{2014, 6, 23, 2, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905712. "DateObject[{2014, 6, 23, 2, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "17104" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905871. "DateObject[{2014, 6, 23, 2, 38, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 28, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905713. "DateObject[{2014, 6, 23, 2, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905714. "DateObject[{2014, 6, 23, 2, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 6, 23, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907579. "DateObject[{2014, 6, 23, 2, 45, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 6, 23, 2, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907564. "DateObject[{2014, 6, 23, 2, 47, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97128" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905730. "DateObject[{2014, 6, 23, 2, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905716. "DateObject[{2014, 6, 23, 3, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905717. "DateObject[{2014, 6, 23, 3, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "75228" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905878. "DateObject[{2014, 6, 23, 3, 5, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 36, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905718. "DateObject[{2014, 6, 23, 3, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905719. "DateObject[{2014, 6, 23, 3, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905720. "DateObject[{2014, 6, 23, 3, 16, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 12, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907580. "DateObject[{2014, 6, 23, 3, 17, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905721. "DateObject[{2014, 6, 23, 3, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02188" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905879. "DateObject[{2014, 6, 23, 3, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905722. "DateObject[{2014, 6, 23, 3, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905723. "DateObject[{2014, 6, 23, 3, 31, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85379" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905880. "DateObject[{2014, 6, 23, 3, 38, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "DE" "19720" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 46, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905881. "DateObject[{2014, 6, 23, 3, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07628" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 56, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905882. "DateObject[{2014, 6, 23, 3, 47, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "76524" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905883. "DateObject[{2014, 6, 23, 3, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48340" "" "N/A" "Web" "DateObject[{2014, 6, 23, 3, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905884. "DateObject[{2014, 6, 23, 3, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "08050" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905885. "DateObject[{2014, 6, 23, 3, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32210" "" "N/A" "Web" "DateObject[{2014, 6, 23, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905816. "DateObject[{2014, 6, 23, 3, 56, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08050" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 50, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905886. "DateObject[{2014, 6, 23, 4, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NJ" "08050" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905887. "DateObject[{2014, 6, 23, 4, 3, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98092" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907591. "DateObject[{2014, 6, 23, 4, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85053" "" "N/A" "Web" "DateObject[{2014, 6, 23, 4, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905889. "DateObject[{2014, 6, 23, 5, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94580" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 53, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905578. "DateObject[{2014, 6, 23, 6, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97062" "" "N/A" "Web" "DateObject[{2014, 6, 23, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905806. "DateObject[{2014, 6, 23, 6, 13, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97062" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905807. "DateObject[{2014, 6, 23, 6, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77048" "" "N/A" "Web" "DateObject[{2014, 6, 23, 6, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905674. "DateObject[{2014, 6, 23, 7, 23, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98109" "" "N/A" "Web" "DateObject[{2014, 6, 23, 7, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905894. "DateObject[{2014, 6, 23, 9, 16, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "MD" "21224" "" "N/A" "Web" "DateObject[{2014, 6, 23, 9, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905896. "DateObject[{2014, 6, 23, 10, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "ME" "04042" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906038. "DateObject[{2014, 6, 23, 10, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29568" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 19, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907021. "DateObject[{2014, 6, 23, 10, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NE" "68157" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907542. "DateObject[{2014, 6, 23, 10, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92128" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905941. "DateObject[{2014, 6, 23, 10, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Phelan Hallinan & Diamond, PC" "TN" "37211" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 16, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906143. "DateObject[{2014, 6, 23, 10, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "OH" "45233" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 18, 6, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907590. "DateObject[{2014, 6, 23, 11, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "10469" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 11, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905899. "DateObject[{2014, 6, 23, 11, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "SC" "29501" "" "N/A" "Web" "DateObject[{2014, 6, 23, 11, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905666. "DateObject[{2014, 6, 23, 11, 58, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34232" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 1, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905900. "DateObject[{2014, 6, 23, 12, 13, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30273" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905905. "DateObject[{2014, 6, 23, 12, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11771" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 32, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905907. "DateObject[{2014, 6, 23, 12, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "NJ" "08083" "" "N/A" "Web" "DateObject[{2014, 6, 23, 12, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905908. "DateObject[{2014, 6, 23, 12, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "34654" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 3, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906075. "DateObject[{2014, 6, 23, 13, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "54481" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905930. "DateObject[{2014, 6, 23, 13, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907567. "DateObject[{2014, 6, 23, 13, 14, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Remex, Inc." "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 39, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907568. "DateObject[{2014, 6, 23, 13, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92129" "" "N/A" "Referral" "DateObject[{2014, 6, 23, 13, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905937. "DateObject[{2014, 6, 23, 13, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "48188" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905943. "DateObject[{2014, 6, 23, 13, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907569. "DateObject[{2014, 6, 23, 13, 25, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Remex, Inc." "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907570. "DateObject[{2014, 6, 23, 13, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Collections Enterprise, Inc." "VA" "22302" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905948. "DateObject[{2014, 6, 23, 13, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OH" "44134" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905949. "DateObject[{2014, 6, 23, 13, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "WI" "53144" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 50, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907585. "DateObject[{2014, 6, 23, 13, 31, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907571. "DateObject[{2014, 6, 23, 13, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60417" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905916. "DateObject[{2014, 6, 23, 13, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tri-State Adjustments, Inc." "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907572. "DateObject[{2014, 6, 23, 13, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Morgan Stanley" "FL" "33019" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907582. "DateObject[{2014, 6, 23, 13, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "NY" "10601" "" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905968. "DateObject[{2014, 6, 23, 13, 50, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "CO" "80919" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905974. "DateObject[{2014, 6, 23, 13, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97007" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 17, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905580. "DateObject[{2014, 6, 23, 13, 57, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "MA" "02148" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905978. "DateObject[{2014, 6, 23, 13, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02148" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905979. "DateObject[{2014, 6, 23, 13, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "17003" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 15, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905980. "DateObject[{2014, 6, 23, 14, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "NC" "27803" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905984. "DateObject[{2014, 6, 23, 14, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905987. "DateObject[{2014, 6, 23, 14, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "76002" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905732. "DateObject[{2014, 6, 23, 14, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06443" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 14, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905994. "DateObject[{2014, 6, 23, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905988. "DateObject[{2014, 6, 23, 14, 9, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905989. "DateObject[{2014, 6, 23, 14, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44146" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 15, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905999. "DateObject[{2014, 6, 23, 14, 11, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NC" "27803" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905985. "DateObject[{2014, 6, 23, 14, 12, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907573. "DateObject[{2014, 6, 23, 14, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905990. "DateObject[{2014, 6, 23, 14, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CO" "81063" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906013. "DateObject[{2014, 6, 23, 14, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "91739" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907600. "DateObject[{2014, 6, 23, 14, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "SC" "29563" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 14, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907589. "DateObject[{2014, 6, 23, 14, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arbor Residential Mortgage LLC" "FL" "33607" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906029. "DateObject[{2014, 6, 23, 14, 29, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NC" "28277" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906033. "DateObject[{2014, 6, 23, 14, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33431" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905756. "DateObject[{2014, 6, 23, 14, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14760" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 15, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906036. "DateObject[{2014, 6, 23, 14, 30, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18020" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906037. "DateObject[{2014, 6, 23, 14, 34, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48167" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906048. "DateObject[{2014, 6, 23, 14, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "31206" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 26, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907576. "DateObject[{2014, 6, 23, 14, 40, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "20169" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906058. "DateObject[{2014, 6, 23, 14, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "TX" "76513" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 25, 15, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906059. "DateObject[{2014, 6, 23, 14, 42, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MO" "64024" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 906061. "DateObject[{2014, 6, 23, 14, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48315" "" "N/A" "Web" "DateObject[{2014, 6, 23, 14, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905759. "DateObject[{2014, 6, 23, 14, 49, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30311" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906073. "DateObject[{2014, 6, 23, 14, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91766" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907593. "DateObject[{2014, 6, 23, 14, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Texas Higher Education Coordinating Board" "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 906082. "DateObject[{2014, 6, 23, 14, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "14607" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905800. "DateObject[{2014, 6, 23, 14, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30340" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 21, 16, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905760. "DateObject[{2014, 6, 23, 15, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34654" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 41, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906076. "DateObject[{2014, 6, 23, 15, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01524" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 40, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906108. "DateObject[{2014, 6, 23, 15, 4, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34654" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 15, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906077. "DateObject[{2014, 6, 23, 15, 6, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rent Recovery Solutions" "TX" "75227" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906114. "DateObject[{2014, 6, 23, 15, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Glasser and Glasser, PLC" "VA" "23228" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 50, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906118. "DateObject[{2014, 6, 23, 15, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23228" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906119. "DateObject[{2014, 6, 23, 15, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asta Funding, Inc" "MO" "65263" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906120. "DateObject[{2014, 6, 23, 15, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "ID" "83607" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906121. "DateObject[{2014, 6, 23, 15, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44118" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905583. "DateObject[{2014, 6, 23, 15, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "17011" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 17, 1, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906123. "DateObject[{2014, 6, 23, 15, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33134" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905653. "DateObject[{2014, 6, 23, 15, 8, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90731" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 11, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906124. "DateObject[{2014, 6, 23, 15, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10573" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905621. "DateObject[{2014, 6, 23, 15, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "FL" "34758" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906127. "DateObject[{2014, 6, 23, 15, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "48235" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 14, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905734. "DateObject[{2014, 6, 23, 15, 16, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905699. "DateObject[{2014, 6, 23, 15, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "37211" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906144. "DateObject[{2014, 6, 23, 15, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93036" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 10, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906146. "DateObject[{2014, 6, 23, 15, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MO" "63116" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906148. "DateObject[{2014, 6, 23, 15, 23, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63116" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906149. "DateObject[{2014, 6, 23, 15, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08857" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906163. "DateObject[{2014, 6, 23, 15, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36561" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907578. "DateObject[{2014, 6, 23, 15, 31, 13.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "CA" "92106" "" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906164. "DateObject[{2014, 6, 23, 15, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30331" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905684. "DateObject[{2014, 6, 23, 15, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32903" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906170. "DateObject[{2014, 6, 23, 15, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "37076" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 907526. "DateObject[{2014, 6, 23, 15, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R.M. Galicia, Inc." "CA" "95131" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905709. "DateObject[{2014, 6, 23, 15, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32771" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907524. "DateObject[{2014, 6, 23, 15, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "NY" "10025" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 25, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906182. "DateObject[{2014, 6, 23, 15, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VT" "05060" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906187. "DateObject[{2014, 6, 23, 15, 44, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85711" "" "N/A" "Fax" "DateObject[{2014, 6, 25, 15, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905830. "DateObject[{2014, 6, 23, 15, 48, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10303" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906198. "DateObject[{2014, 6, 23, 15, 51, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93036" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 906204. "DateObject[{2014, 6, 23, 15, 52, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sa-Vit Enterprises, Inc." "NJ" "07712" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906209. "DateObject[{2014, 6, 23, 15, 54, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arnold Scott Harris, P.C." "IL" "60142" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906213. "DateObject[{2014, 6, 23, 15, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93036" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 10, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906147. "DateObject[{2014, 6, 23, 15, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95134" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905823. "DateObject[{2014, 6, 23, 15, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21239" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906197. "DateObject[{2014, 6, 23, 15, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "VA" "22309" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906219. "DateObject[{2014, 6, 23, 15, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "TX" "78753" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 906220. "DateObject[{2014, 6, 23, 16, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "94545" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 8, 6, 11, 43, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906223. "DateObject[{2014, 6, 23, 16, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ID" "46835" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906224. "DateObject[{2014, 6, 23, 16, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906228. "DateObject[{2014, 6, 23, 16, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906229. "DateObject[{2014, 6, 23, 16, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33435" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906238. "DateObject[{2014, 6, 23, 16, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "MA" "02677" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 17, 47, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906495. "DateObject[{2014, 6, 23, 16, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "VA" "23112" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 57, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906242. "DateObject[{2014, 6, 23, 16, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905745. "DateObject[{2014, 6, 23, 16, 8, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "LA" "70761" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906249. "DateObject[{2014, 6, 23, 16, 13, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08520" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905632. "DateObject[{2014, 6, 23, 16, 13, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48176" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906259. "DateObject[{2014, 6, 23, 16, 16, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33948" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906268. "DateObject[{2014, 6, 23, 16, 17, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OK" "73170" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906274. "DateObject[{2014, 6, 23, 16, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10566" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906275. "DateObject[{2014, 6, 23, 16, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06138" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906276. "DateObject[{2014, 6, 23, 16, 26, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06138" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906278. "DateObject[{2014, 6, 23, 16, 26, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CT" "06138" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906279. "DateObject[{2014, 6, 23, 16, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80126" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906299. "DateObject[{2014, 6, 23, 16, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "TX" "78596" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 53, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906302. "DateObject[{2014, 6, 23, 16, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "21635" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906304. "DateObject[{2014, 6, 23, 16, 31, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "GA" "31220" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 16, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906306. "DateObject[{2014, 6, 23, 16, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IN" "46307" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906307. "DateObject[{2014, 6, 23, 16, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33158" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906316. "DateObject[{2014, 6, 23, 16, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85338" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907586. "DateObject[{2014, 6, 23, 16, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "TX" "76148" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906320. "DateObject[{2014, 6, 23, 16, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "FL" "34688" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906326. "DateObject[{2014, 6, 23, 16, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "RI" "02909" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905820. "DateObject[{2014, 6, 23, 16, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "OK" "74801" "" "N/A" "Web" "DateObject[{2014, 6, 23, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906327. "DateObject[{2014, 6, 23, 16, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11518" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905733. "DateObject[{2014, 6, 23, 16, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "DC" "20008" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906336. "DateObject[{2014, 6, 23, 16, 53, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Collection Systems, Inc." "MI" "49512" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907531. "DateObject[{2014, 6, 23, 16, 54, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22556" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 906350. "DateObject[{2014, 6, 23, 16, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10031" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906352. "DateObject[{2014, 6, 23, 16, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "08502" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906353. "DateObject[{2014, 6, 23, 16, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23236" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905631. "DateObject[{2014, 6, 23, 16, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "TX" "78132" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906360. "DateObject[{2014, 6, 23, 16, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "FL" "33311" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907596. "DateObject[{2014, 6, 23, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "32904" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906365. "DateObject[{2014, 6, 23, 17, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "WV" "25143" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906366. "DateObject[{2014, 6, 23, 17, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "MO" "64801" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 16, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906367. "DateObject[{2014, 6, 23, 17, 4, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98109" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906373. "DateObject[{2014, 6, 23, 17, 6, 13.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MD" "20816" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906376. "DateObject[{2014, 6, 23, 17, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "08234" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906388. "DateObject[{2014, 6, 23, 17, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "53711" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906399. "DateObject[{2014, 6, 23, 17, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "VA" "22153" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906401. "DateObject[{2014, 6, 23, 17, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "FL" "33027" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906403. "DateObject[{2014, 6, 23, 17, 15, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "NJ" "08048" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906405. "DateObject[{2014, 6, 23, 17, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08048" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906406. "DateObject[{2014, 6, 23, 17, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Jewelers Inc." "CA" "91406" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906420. "DateObject[{2014, 6, 23, 17, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905691. "DateObject[{2014, 6, 23, 17, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11751" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907533. "DateObject[{2014, 6, 23, 17, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "CA" "96080" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906428. "DateObject[{2014, 6, 23, 17, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70769" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906429. "DateObject[{2014, 6, 23, 17, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21122" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 53, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906433. "DateObject[{2014, 6, 23, 17, 32, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "32211" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906441. "DateObject[{2014, 6, 23, 17, 33, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "CA" "95404" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906442. "DateObject[{2014, 6, 23, 17, 33, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95404" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906443. "DateObject[{2014, 6, 23, 17, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11727" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907522. "DateObject[{2014, 6, 23, 17, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28704" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906449. "DateObject[{2014, 6, 23, 17, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 35, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905724. "DateObject[{2014, 6, 23, 17, 39, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "NY" "10598" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905586. "DateObject[{2014, 6, 23, 17, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "RI" "02915" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906459. "DateObject[{2014, 6, 23, 17, 40, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Affiliated Acceptance Corporation" "OH" "44022" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905664. "DateObject[{2014, 6, 23, 17, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 13, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906462. "DateObject[{2014, 6, 23, 17, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NH" "03105" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907575. "DateObject[{2014, 6, 23, 17, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "11234" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906466. "DateObject[{2014, 6, 23, 17, 44, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Castle & Cooke Mortgage" "NV" "89012" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 29, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905824. "DateObject[{2014, 6, 23, 17, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30135" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906471. "DateObject[{2014, 6, 23, 17, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NY" "10002" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906476. "DateObject[{2014, 6, 23, 17, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "LA" "70769" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 47, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906430. "DateObject[{2014, 6, 23, 17, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "OH" "43812" "" "N/A" "Web" "DateObject[{2014, 6, 23, 17, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 906447. "DateObject[{2014, 6, 23, 17, 53, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905725. "DateObject[{2014, 6, 23, 17, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "VA" "23369" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906496. "DateObject[{2014, 6, 23, 17, 58, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "NJ" "08857" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 30, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906505. "DateObject[{2014, 6, 23, 18, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cawley & Bergmann, LLP" "GA" "30013" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906515. "DateObject[{2014, 6, 23, 18, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cottonwood Financial Ltd." "TX" "75006" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906520. "DateObject[{2014, 6, 23, 18, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 16, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906523. "DateObject[{2014, 6, 23, 18, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78731" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906527. "DateObject[{2014, 6, 23, 18, 6, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "75047" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906528. "DateObject[{2014, 6, 23, 18, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "VA" "24557" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906535. "DateObject[{2014, 6, 23, 18, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "34104" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906510. "DateObject[{2014, 6, 23, 18, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "FL" "33141" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906544. "DateObject[{2014, 6, 23, 18, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "90292" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 32, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905686. "DateObject[{2014, 6, 23, 18, 17, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Network Inc" "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905726. "DateObject[{2014, 6, 23, 18, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905635. "DateObject[{2014, 6, 23, 18, 24, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35079" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906818. "DateObject[{2014, 6, 23, 18, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "VA" "22033" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906819. "DateObject[{2014, 6, 23, 18, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Castle & Cooke Mortgage" "NV" "89012" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 905825. "DateObject[{2014, 6, 23, 18, 28, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905847. "DateObject[{2014, 6, 23, 18, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "94085" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 906828. "DateObject[{2014, 6, 23, 18, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04074" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906830. "DateObject[{2014, 6, 23, 18, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 905636. "DateObject[{2014, 6, 23, 18, 34, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MA" "02062" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905740. "DateObject[{2014, 6, 23, 18, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "IL" "61432" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 8, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 906452. "DateObject[{2014, 6, 23, 18, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "" "" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906847. "DateObject[{2014, 6, 23, 18, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "91761" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 57, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906851. "DateObject[{2014, 6, 23, 18, 39, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48377" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906854. "DateObject[{2014, 6, 23, 18, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906857. "DateObject[{2014, 6, 23, 18, 43, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11581" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 905644. "DateObject[{2014, 6, 23, 18, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "45251" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906865. "DateObject[{2014, 6, 23, 18, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07652" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905808. "DateObject[{2014, 6, 23, 18, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10036" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906871. "DateObject[{2014, 6, 23, 18, 46, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "CA" "95945" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906874. "DateObject[{2014, 6, 23, 18, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "19145" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906877. "DateObject[{2014, 6, 23, 18, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75244" "" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906880. "DateObject[{2014, 6, 23, 18, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Razor Capital, LLC" "CO" "80012" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 17, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906886. "DateObject[{2014, 6, 23, 18, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80012" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906887. "DateObject[{2014, 6, 23, 18, 50, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NE" "68157" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906889. "DateObject[{2014, 6, 23, 18, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "MA" "02364" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 5, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906890. "DateObject[{2014, 6, 23, 18, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zeller & Associates, LLC" "MA" "01588" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906894. "DateObject[{2014, 6, 23, 18, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10019" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906895. "DateObject[{2014, 6, 23, 18, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "36618" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 41, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 907074. "DateObject[{2014, 6, 23, 18, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "TX" "75035" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 17, 53, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905765. "DateObject[{2014, 6, 23, 18, 59, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906906. "DateObject[{2014, 6, 23, 19, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "LA" "70601" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 36, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905767. "DateObject[{2014, 6, 23, 19, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906907. "DateObject[{2014, 6, 23, 19, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92374" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 16, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906911. "DateObject[{2014, 6, 23, 19, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "MI" "49884" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907341. "DateObject[{2014, 6, 23, 19, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "50010" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 6, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907323. "DateObject[{2014, 6, 23, 19, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91709" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906908. "DateObject[{2014, 6, 23, 19, 3, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "TX" "77060" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906917. "DateObject[{2014, 6, 23, 19, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75048" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 906155. "DateObject[{2014, 6, 23, 19, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "IL" "62062" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906924. "DateObject[{2014, 6, 23, 19, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "TX" "79407" "" "N/A" "Phone" "DateObject[{2014, 7, 29, 16, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906925. "DateObject[{2014, 6, 23, 19, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29927" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 53, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907271. "DateObject[{2014, 6, 23, 19, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60409" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 14, 7, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907541. "DateObject[{2014, 6, 23, 19, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30135" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907286. "DateObject[{2014, 6, 23, 19, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "10309" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 907329. "DateObject[{2014, 6, 23, 19, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33186" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907307. "DateObject[{2014, 6, 23, 19, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33139" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906934. "DateObject[{2014, 6, 23, 19, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06510" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905729. "DateObject[{2014, 6, 23, 19, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92557" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905768. "DateObject[{2014, 6, 23, 19, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11230" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 17, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905769. "DateObject[{2014, 6, 23, 19, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11741" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905770. "DateObject[{2014, 6, 23, 19, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Whitney Bank" "MD" "21229" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 13, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905771. "DateObject[{2014, 6, 23, 19, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "FL" "32210" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905772. "DateObject[{2014, 6, 23, 19, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "MI" "48198" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906948. "DateObject[{2014, 6, 23, 19, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85041" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905773. "DateObject[{2014, 6, 23, 19, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MS" "39437" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906959. "DateObject[{2014, 6, 23, 19, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Employee's Credit Union" "NC" "27856" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905775. "DateObject[{2014, 6, 23, 19, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "WI" "53590" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905776. "DateObject[{2014, 6, 23, 19, 18, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "34608" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 11, 10, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906965. "DateObject[{2014, 6, 23, 19, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "22303" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 15, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905777. "DateObject[{2014, 6, 23, 19, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rocky Mountain Recovery Group" "NJ" "08052" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905681. "DateObject[{2014, 6, 23, 19, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OR" "97206" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 46, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906968. "DateObject[{2014, 6, 23, 19, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NC" " 2830" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905778. "DateObject[{2014, 6, 23, 19, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Auto Trakk, LLC" "PA" "15801" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906972. "DateObject[{2014, 6, 23, 19, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04072" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905780. "DateObject[{2014, 6, 23, 19, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92231" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 27, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905781. "DateObject[{2014, 6, 23, 19, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Umpqua Holdings Corporation" "CA" "95370" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 18, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905783. "DateObject[{2014, 6, 23, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "OH" "44138" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906987. "DateObject[{2014, 6, 23, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "OH" "44138" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906988. "DateObject[{2014, 6, 23, 19, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "MD" "20653" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905810. "DateObject[{2014, 6, 23, 19, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Umpqua Holdings Corporation" "CA" "96021" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 18, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905788. "DateObject[{2014, 6, 23, 19, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85215" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907532. "DateObject[{2014, 6, 23, 19, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "VA" "22202" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 905789. "DateObject[{2014, 6, 23, 19, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Impac Mortgage Holdings, Inc." "AZ" "85234" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905687. "DateObject[{2014, 6, 23, 19, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84058" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 18, 42, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905790. "DateObject[{2014, 6, 23, 19, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "AL" "35811" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 7, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907011. "DateObject[{2014, 6, 23, 19, 33, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77476" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907013. "DateObject[{2014, 6, 23, 19, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77379" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 906999. "DateObject[{2014, 6, 23, 19, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33484" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905795. "DateObject[{2014, 6, 23, 19, 38, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907023. "DateObject[{2014, 6, 23, 19, 40, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "38558" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906974. "DateObject[{2014, 6, 23, 19, 40, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90247" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907540. "DateObject[{2014, 6, 23, 19, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93703" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905609. "DateObject[{2014, 6, 23, 19, 41, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "TX" "75244" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907028. "DateObject[{2014, 6, 23, 19, 41, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94708" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907029. "DateObject[{2014, 6, 23, 19, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94708" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907030. "DateObject[{2014, 6, 23, 19, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95035" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907031. "DateObject[{2014, 6, 23, 19, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "18042" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 25, 18, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 907035. "DateObject[{2014, 6, 23, 19, 47, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80220" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907046. "DateObject[{2014, 6, 23, 19, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CT" "06109" "" "N/A" "Web" "DateObject[{2014, 6, 23, 19, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905649. "DateObject[{2014, 6, 23, 19, 51, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11379" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 16, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905846. "DateObject[{2014, 6, 23, 19, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lien Enforcement Inc" "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907052. "DateObject[{2014, 6, 23, 19, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907053. "DateObject[{2014, 6, 23, 19, 54, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MI" "48823" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907057. "DateObject[{2014, 6, 23, 19, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "20176" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907059. "DateObject[{2014, 6, 23, 19, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92345" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907060. "DateObject[{2014, 6, 23, 19, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "93312" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 13, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907069. "DateObject[{2014, 6, 23, 19, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "34953" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 20, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905796. "DateObject[{2014, 6, 23, 19, 58, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Linebarger Goggan Blair & Sampson, LLP" "SC" "29505" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907071. "DateObject[{2014, 6, 23, 19, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18020" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 19, 46, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905797. "DateObject[{2014, 6, 23, 20, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33563" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 43, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907601. "DateObject[{2014, 6, 23, 20, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32175" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907534. "DateObject[{2014, 6, 23, 20, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PA" "19128" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907087. "DateObject[{2014, 6, 23, 20, 5, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TN" "37042" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907090. "DateObject[{2014, 6, 23, 20, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10314" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907091. "DateObject[{2014, 6, 23, 20, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "MD" "20708" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905576. "DateObject[{2014, 6, 23, 20, 8, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Service Company, INC" "LA" "70533" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907092. "DateObject[{2014, 6, 23, 20, 9, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75173" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907101. "DateObject[{2014, 6, 23, 20, 9, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75173" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907102. "DateObject[{2014, 6, 23, 20, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60061" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907107. "DateObject[{2014, 6, 23, 20, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "TX" "75077" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905647. "DateObject[{2014, 6, 23, 20, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advantage Collection Professionals, Inc." "MN" "55436" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907120. "DateObject[{2014, 6, 23, 20, 15, 32.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Duvera Billing Services, LLC" "CA" "95368" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907123. "DateObject[{2014, 6, 23, 20, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "33469" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 36, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907136. "DateObject[{2014, 6, 23, 20, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91913" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 4, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907142. "DateObject[{2014, 6, 23, 20, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Trust Management LLC" "FL" "33776" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907143. "DateObject[{2014, 6, 23, 20, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "KS" "67870" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 3, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907144. "DateObject[{2014, 6, 23, 20, 24, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Galaxy Capital Acquisitions, LLC" "KS" "67870" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 2, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907145. "DateObject[{2014, 6, 23, 20, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "TX" "75241" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 13, 27, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907162. "DateObject[{2014, 6, 23, 20, 32, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "17111" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907165. "DateObject[{2014, 6, 23, 20, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "16426" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 19, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907170. "DateObject[{2014, 6, 23, 20, 33, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "LA" "70533" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907094. "DateObject[{2014, 6, 23, 20, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "LA" "70533" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907095. "DateObject[{2014, 6, 23, 20, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hameroff Law Group, P.C." "AZ" "85710" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907173. "DateObject[{2014, 6, 23, 20, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905692. "DateObject[{2014, 6, 23, 20, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "TX" "75093" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 16, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907168. "DateObject[{2014, 6, 23, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45246" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 905639. "DateObject[{2014, 6, 23, 20, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21237" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905696. "DateObject[{2014, 6, 23, 20, 40, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32170" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907186. "DateObject[{2014, 6, 23, 20, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80022" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907187. "DateObject[{2014, 6, 23, 20, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SFS, Inc" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905747. "DateObject[{2014, 6, 23, 20, 43, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Credit Recovery, Inc." "LA" "70533" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907096. "DateObject[{2014, 6, 23, 20, 46, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Profit Recovery, Inc" "CO" "80920" "" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907202. "DateObject[{2014, 6, 23, 20, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "90241" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907206. "DateObject[{2014, 6, 23, 20, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Strategic Alliances, Inc." "LA" "70769" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907208. "DateObject[{2014, 6, 23, 20, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "VA" "22902" "" "N/A" "Web" "DateObject[{2014, 7, 25, 15, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907210. "DateObject[{2014, 6, 23, 20, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95330" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907215. "DateObject[{2014, 6, 23, 20, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "MD" "21220" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907217. "DateObject[{2014, 6, 23, 20, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75115" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907220. "DateObject[{2014, 6, 23, 20, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60102" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907221. "DateObject[{2014, 6, 23, 21, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "CA" "91436" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907228. "DateObject[{2014, 6, 23, 21, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33704" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907234. "DateObject[{2014, 6, 23, 21, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03062" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907237. "DateObject[{2014, 6, 23, 21, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32024" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905753. "DateObject[{2014, 6, 23, 21, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30012" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 2, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 905834. "DateObject[{2014, 6, 23, 21, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "44132" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907241. "DateObject[{2014, 6, 23, 21, 8, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94558" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907214. "DateObject[{2014, 6, 23, 21, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92626" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905708. "DateObject[{2014, 6, 23, 21, 9, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MD" "20817" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905688. "DateObject[{2014, 6, 23, 21, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03062" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 26, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907238. "DateObject[{2014, 6, 23, 21, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98052" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905593. "DateObject[{2014, 6, 23, 21, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22009" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907538. "DateObject[{2014, 6, 23, 21, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JH Portfolio Debt Equities, LLC" "IL" "62237" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907272. "DateObject[{2014, 6, 23, 21, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97204" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 38, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907577. "DateObject[{2014, 6, 23, 21, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85743" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907279. "DateObject[{2014, 6, 23, 21, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85743" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907280. "DateObject[{2014, 6, 23, 21, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85743" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907281. "DateObject[{2014, 6, 23, 21, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36351" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905828. "DateObject[{2014, 6, 23, 21, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22009" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907539. "DateObject[{2014, 6, 23, 21, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "33610" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907287. "DateObject[{2014, 6, 23, 21, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Higher Education Student Assistance Authority (HESAA)" "NJ" "08904" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907270. "DateObject[{2014, 6, 23, 21, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Profit Recovery, Inc" "IN" "46544" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 906030. "DateObject[{2014, 6, 23, 21, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75206" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907302. "DateObject[{2014, 6, 23, 21, 35, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77346" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907303. "DateObject[{2014, 6, 23, 21, 35, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10801" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907560. "DateObject[{2014, 6, 23, 21, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MO" "63114" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907304. "DateObject[{2014, 6, 23, 21, 36, 19.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "IN" "46254" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907305. "DateObject[{2014, 6, 23, 21, 36, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Agency of Credit Control" "IL" "62237" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 29, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 907274. "DateObject[{2014, 6, 23, 21, 37, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91762" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907309. "DateObject[{2014, 6, 23, 21, 40, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02184" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905661. "DateObject[{2014, 6, 23, 21, 40, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905693. "DateObject[{2014, 6, 23, 21, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "47917" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907312. "DateObject[{2014, 6, 23, 21, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CFG Financial Solutions Inc." "DE" "19713" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 20, 29, 19.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 907317. "DateObject[{2014, 6, 23, 21, 42, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "33990" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Yes" 907320. "DateObject[{2014, 6, 23, 21, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91214" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907321. "DateObject[{2014, 6, 23, 21, 46, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "MD" "21128" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907769. "DateObject[{2014, 6, 23, 21, 46, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907322. "DateObject[{2014, 6, 23, 21, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "UT" "84124" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907324. "DateObject[{2014, 6, 23, 21, 49, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "20186" "" "N/A" "Web" "DateObject[{2014, 6, 23, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907326. "DateObject[{2014, 6, 23, 21, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlas Collections, Inc." "IN" "46544" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 906031. "DateObject[{2014, 6, 23, 21, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ceannate" "CA" "95758" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907330. "DateObject[{2014, 6, 23, 21, 53, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29684" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905614. "DateObject[{2014, 6, 23, 21, 54, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NE" "68512" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907337. "DateObject[{2014, 6, 23, 21, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08831" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907340. "DateObject[{2014, 6, 23, 21, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907343. "DateObject[{2014, 6, 23, 21, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "MD" "21842" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 16, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905705. "DateObject[{2014, 6, 23, 22, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Express Recovery Services, Inc." "UT" "84404" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907347. "DateObject[{2014, 6, 23, 22, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06473" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 907352. "DateObject[{2014, 6, 23, 22, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02114" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907355. "DateObject[{2014, 6, 23, 22, 5, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01906" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907358. "DateObject[{2014, 6, 23, 22, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "33322" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 19, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907587. "DateObject[{2014, 6, 23, 22, 7, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33785" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907545. "DateObject[{2014, 6, 23, 22, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Deval LLC" "WA" "98059" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 26, 1, 11, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 907363. "DateObject[{2014, 6, 23, 22, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905675. "DateObject[{2014, 6, 23, 22, 10, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29681" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907370. "DateObject[{2014, 6, 23, 22, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "78109" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907375. "DateObject[{2014, 6, 23, 22, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "10001" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905668. "DateObject[{2014, 6, 23, 22, 12, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MS Services LLC" "TN" "37130" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907376. "DateObject[{2014, 6, 23, 22, 14, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33055" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 0, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907378. "DateObject[{2014, 6, 23, 22, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WCDA Wyoming Community Development Authority" "PA" "16804" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 907383. "DateObject[{2014, 6, 23, 22, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06606" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905608. "DateObject[{2014, 6, 23, 22, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "OH" "43701" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907387. "DateObject[{2014, 6, 23, 22, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36420" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905610. "DateObject[{2014, 6, 23, 22, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "WI" "53562" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907399. "DateObject[{2014, 6, 23, 22, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "20814" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907400. "DateObject[{2014, 6, 23, 22, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27513" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907401. "DateObject[{2014, 6, 23, 22, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85326" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907402. "DateObject[{2014, 6, 23, 22, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Meridian Financial Services, Inc." "PA" "19312" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907584. "DateObject[{2014, 6, 23, 22, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80634" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907365. "DateObject[{2014, 6, 23, 22, 35, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90062" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907413. "DateObject[{2014, 6, 23, 22, 37, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "CA" "92009" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907417. "DateObject[{2014, 6, 23, 22, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "IA" "52402" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907418. "DateObject[{2014, 6, 23, 22, 40, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83714" "" "N/A" "Postal mail" "DateObject[{2014, 6, 25, 18, 13, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905761. "DateObject[{2014, 6, 23, 22, 41, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94550" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908121. "DateObject[{2014, 6, 23, 22, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "TX" "77833" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907424. "DateObject[{2014, 6, 23, 22, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85365" "" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907425. "DateObject[{2014, 6, 23, 22, 46, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "LA" "70037" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907426. "DateObject[{2014, 6, 23, 22, 46, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "LA" "70037" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907427. "DateObject[{2014, 6, 23, 22, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91325" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907428. "DateObject[{2014, 6, 23, 22, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB, INC." "CA" "94920" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907438. "DateObject[{2014, 6, 23, 23, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33436" "" "N/A" "Referral" "DateObject[{2014, 6, 25, 21, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907445. "DateObject[{2014, 6, 23, 23, 0, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "17555" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 11, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907447. "DateObject[{2014, 6, 23, 23, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "CA" "92651" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907450. "DateObject[{2014, 6, 23, 23, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90301" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907451. "DateObject[{2014, 6, 23, 23, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91354" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905829. "DateObject[{2014, 6, 23, 23, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98101" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907454. "DateObject[{2014, 6, 23, 23, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "HI" "96815" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907455. "DateObject[{2014, 6, 23, 23, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fair Resolutions, Inc." "WA" "98223" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 907456. "DateObject[{2014, 6, 23, 23, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33455" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 12, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907457. "DateObject[{2014, 6, 23, 23, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75208" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 17, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907458. "DateObject[{2014, 6, 23, 23, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92505" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 50, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905762. "DateObject[{2014, 6, 23, 23, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10562" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907460. "DateObject[{2014, 6, 23, 23, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34684" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 34, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907461. "DateObject[{2014, 6, 23, 23, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20708" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907462. "DateObject[{2014, 6, 23, 23, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94534" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 22, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907465. "DateObject[{2014, 6, 23, 23, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11743" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907467. "DateObject[{2014, 6, 23, 23, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907468. "DateObject[{2014, 6, 23, 23, 1, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01013" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907469. "DateObject[{2014, 6, 23, 23, 1, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92352" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 12, 35, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907470. "DateObject[{2014, 6, 23, 23, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63935" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907471. "DateObject[{2014, 6, 23, 23, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 11, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907472. "DateObject[{2014, 6, 23, 23, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30518" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907473. "DateObject[{2014, 6, 23, 23, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 11, 46, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907474. "DateObject[{2014, 6, 23, 23, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07044" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907475. "DateObject[{2014, 6, 23, 23, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95815" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907599. "DateObject[{2014, 6, 23, 23, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "CA" "94591" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907476. "DateObject[{2014, 6, 23, 23, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77083" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 905637. "DateObject[{2014, 6, 23, 23, 4, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MD" "20616" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905599. "DateObject[{2014, 6, 23, 23, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92320" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907479. "DateObject[{2014, 6, 23, 23, 4, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "CA" "92078" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 907598. "DateObject[{2014, 6, 23, 23, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93063" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907480. "DateObject[{2014, 6, 23, 23, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VI" "00801" "Older American" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907483. "DateObject[{2014, 6, 23, 23, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "MI" "48138" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 30, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907178. "DateObject[{2014, 6, 23, 23, 11, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "CA" "95821" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907486. "DateObject[{2014, 6, 23, 23, 14, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gatestone & Co. International Inc." "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905655. "DateObject[{2014, 6, 23, 23, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11213" "" "N/A" "Web" "DateObject[{2014, 6, 25, 11, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 907491. "DateObject[{2014, 6, 23, 23, 18, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27410" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905596. "DateObject[{2014, 6, 23, 23, 24, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "FL" "34787" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907499. "DateObject[{2014, 6, 23, 23, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90020" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 15, 39, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905587. "DateObject[{2014, 6, 23, 23, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55414" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907503. "DateObject[{2014, 6, 23, 23, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CORNERSTONE RESOLUTION GROUP, INC." "NC" "27610" "" "N/A" "Web" "DateObject[{2014, 8, 13, 12, 40, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907504. "DateObject[{2014, 6, 23, 23, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48234" "" "N/A" "Phone" "DateObject[{2014, 6, 25, 21, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905579. "DateObject[{2014, 6, 23, 23, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33184" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907508. "DateObject[{2014, 6, 23, 23, 46, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MN" "55372" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907512. "DateObject[{2014, 6, 23, 23, 48, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 905840. "DateObject[{2014, 6, 23, 23, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44124" "" "N/A" "Web" "DateObject[{2014, 6, 23, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 905585. "DateObject[{2014, 6, 23, 23, 52, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48906" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907517. "DateObject[{2014, 6, 23, 23, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 39, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 905841. "DateObject[{2014, 6, 23, 23, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "19146" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 14, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908128. "DateObject[{2014, 6, 23, 23, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30316" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908129. "DateObject[{2014, 6, 24, 0, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907875. "DateObject[{2014, 6, 24, 0, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "92223" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 46, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908134. "DateObject[{2014, 6, 24, 0, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "W.J. Bradley Mortgage" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908135. "DateObject[{2014, 6, 24, 0, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "AL" "35124" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908144. "DateObject[{2014, 6, 24, 0, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77090" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909510. "DateObject[{2014, 6, 24, 0, 28, 19.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "48003" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908148. "DateObject[{2014, 6, 24, 0, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AALM Consulting Services LTD (International company)" "IL" "60429" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908150. "DateObject[{2014, 6, 24, 0, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NJ" "07050" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907740. "DateObject[{2014, 6, 24, 0, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85029" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907671. "DateObject[{2014, 6, 24, 0, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33068" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908151. "DateObject[{2014, 6, 24, 0, 44, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85029" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907672. "DateObject[{2014, 6, 24, 0, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capio Partners, LLC" "FL" "33763" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908152. "DateObject[{2014, 6, 24, 0, 45, 48.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "13778" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908153. "DateObject[{2014, 6, 24, 0, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21228" "" "N/A" "Web" "DateObject[{2014, 6, 24, 0, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908154. "DateObject[{2014, 6, 24, 0, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907879. "DateObject[{2014, 6, 24, 0, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "19146" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908155. "DateObject[{2014, 6, 24, 1, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907876. "DateObject[{2014, 6, 24, 1, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28792" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908156. "DateObject[{2014, 6, 24, 1, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CB1, Inc." "MT" "59101" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908157. "DateObject[{2014, 6, 24, 1, 2, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "OH" "43623" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908158. "DateObject[{2014, 6, 24, 1, 4, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97140" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908159. "DateObject[{2014, 6, 24, 1, 4, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60411" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907794. "DateObject[{2014, 6, 24, 1, 14, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07764" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908161. "DateObject[{2014, 6, 24, 1, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92692" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908162. "DateObject[{2014, 6, 24, 1, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "08055" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908163. "DateObject[{2014, 6, 24, 1, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10314" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907626. "DateObject[{2014, 6, 24, 1, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48202" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909517. "DateObject[{2014, 6, 24, 1, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CT" "06066" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908164. "DateObject[{2014, 6, 24, 1, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "CA" "91316" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908165. "DateObject[{2014, 6, 24, 1, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33055" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 9, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907634. "DateObject[{2014, 6, 24, 1, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "24360" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907871. "DateObject[{2014, 6, 24, 1, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MS" "38863" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908167. "DateObject[{2014, 6, 24, 1, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35810" "" "N/A" "Web" "DateObject[{2014, 6, 24, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908169. "DateObject[{2014, 6, 24, 1, 55, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "HI" "96746" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 32, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908173. "DateObject[{2014, 6, 24, 1, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "93906" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908174. "DateObject[{2014, 6, 24, 1, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35810" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908170. "DateObject[{2014, 6, 24, 1, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "02703" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Missing[""NotApplicable""]" 907689. "DateObject[{2014, 6, 24, 2, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75418" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908175. "DateObject[{2014, 6, 24, 2, 2, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "35810" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908171. "DateObject[{2014, 6, 24, 2, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "OH" "43614" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908178. "DateObject[{2014, 6, 24, 2, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17921" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909514. "DateObject[{2014, 6, 24, 2, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "78617" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908179. "DateObject[{2014, 6, 24, 2, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Miller Davis & Peoples" "FL" "33322" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908182. "DateObject[{2014, 6, 24, 2, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90001" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908183. "DateObject[{2014, 6, 24, 2, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "91326" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908184. "DateObject[{2014, 6, 24, 2, 32, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85718" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907670. "DateObject[{2014, 6, 24, 2, 46, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "92694" "" "N/A" "Web" "DateObject[{2014, 7, 22, 12, 45, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908188. "DateObject[{2014, 6, 24, 2, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Exeter Finance Corp" "CA" "90802" "" "N/A" "Web" "DateObject[{2014, 6, 24, 2, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908190. "DateObject[{2014, 6, 24, 2, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "94952" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907864. "DateObject[{2014, 6, 24, 2, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "20148" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908192. "DateObject[{2014, 6, 24, 3, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "20148" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908193. "DateObject[{2014, 6, 24, 3, 2, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23188" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908194. "DateObject[{2014, 6, 24, 3, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46616" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908195. "DateObject[{2014, 6, 24, 3, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Duvera Billing Services, LLC" "WI" "53705" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908196. "DateObject[{2014, 6, 24, 3, 15, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "94952" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907865. "DateObject[{2014, 6, 24, 3, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "MA" "01876" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907797. "DateObject[{2014, 6, 24, 3, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70816" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 36, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908198. "DateObject[{2014, 6, 24, 3, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "24354" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907637. "DateObject[{2014, 6, 24, 3, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98370" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908200. "DateObject[{2014, 6, 24, 3, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20785" "" "N/A" "Web" "DateObject[{2014, 6, 24, 3, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908202. "DateObject[{2014, 6, 24, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Duvera Billing Services, LLC" "WA" "98101" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 19, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908203. "DateObject[{2014, 6, 24, 4, 3, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MD" "20603" "" "N/A" "Web" "DateObject[{2014, 6, 24, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908528. "DateObject[{2014, 6, 24, 4, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "93003" "" "N/A" "Web" "DateObject[{2014, 6, 24, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908205. "DateObject[{2014, 6, 24, 4, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WA" "98661" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908207. "DateObject[{2014, 6, 24, 5, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95677" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 31, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908209. "DateObject[{2014, 6, 24, 6, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "23430" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 6, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907883. "DateObject[{2014, 6, 24, 6, 10, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92630" "" "N/A" "Web" "DateObject[{2014, 6, 24, 6, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908212. "DateObject[{2014, 6, 24, 7, 17, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908214. "DateObject[{2014, 6, 24, 7, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92139" "" "N/A" "Web" "DateObject[{2014, 6, 24, 7, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908216. "DateObject[{2014, 6, 24, 8, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33067" "" "N/A" "Web" "DateObject[{2014, 6, 24, 8, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908217. "DateObject[{2014, 6, 24, 8, 12, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92704" "" "N/A" "Web" "DateObject[{2014, 6, 24, 8, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908219. "DateObject[{2014, 6, 24, 8, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "CA" "90606" "" "N/A" "Web" "DateObject[{2014, 6, 24, 8, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909526. "DateObject[{2014, 6, 24, 8, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Acceptance Corporation" "TX" "78041" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 2, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 908220. "DateObject[{2014, 6, 24, 9, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "95834" "" "N/A" "Web" "DateObject[{2014, 6, 24, 9, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908221. "DateObject[{2014, 6, 24, 9, 28, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30721" "" "N/A" "Web" "DateObject[{2014, 6, 24, 9, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908222. "DateObject[{2014, 6, 24, 10, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "75254" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908223. "DateObject[{2014, 6, 24, 10, 32, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27514" "" "N/A" "Web" "DateObject[{2014, 6, 24, 10, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 907659. "DateObject[{2014, 6, 24, 10, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95125" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 12, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908225. "DateObject[{2014, 6, 24, 10, 40, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27514" "" "N/A" "Web" "DateObject[{2014, 6, 24, 10, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907660. "DateObject[{2014, 6, 24, 10, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27514" "" "N/A" "Web" "DateObject[{2014, 6, 24, 10, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907661. "DateObject[{2014, 6, 24, 10, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11357" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907675. "DateObject[{2014, 6, 24, 11, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60462" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 1, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908227. "DateObject[{2014, 6, 24, 11, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11357" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907676. "DateObject[{2014, 6, 24, 11, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11420" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908228. "DateObject[{2014, 6, 24, 12, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43061" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908229. "DateObject[{2014, 6, 24, 12, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85712" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908283. "DateObject[{2014, 6, 24, 12, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20874" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908618. "DateObject[{2014, 6, 24, 12, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MA" "02184" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 909355. "DateObject[{2014, 6, 24, 12, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "CA" "92563" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908303. "DateObject[{2014, 6, 24, 12, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27616" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908881. "DateObject[{2014, 6, 24, 12, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "32765" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 39, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908244. "DateObject[{2014, 6, 24, 12, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NH" "03102" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 13, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909377. "DateObject[{2014, 6, 24, 12, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02347" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908516. "DateObject[{2014, 6, 24, 12, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DE" "19966" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908522. "DateObject[{2014, 6, 24, 12, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34951" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908593. "DateObject[{2014, 6, 24, 12, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77035" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 59, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908628. "DateObject[{2014, 6, 24, 12, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11414" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 17, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907755. "DateObject[{2014, 6, 24, 12, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48036" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908551. "DateObject[{2014, 6, 24, 12, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98405" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 48, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908562. "DateObject[{2014, 6, 24, 12, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coastal Credit, LLC" "FL" "33311" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908234. "DateObject[{2014, 6, 24, 12, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ID" "83703" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 25, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908767. "DateObject[{2014, 6, 24, 12, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "75019" "" "N/A" "Web" "DateObject[{2014, 6, 24, 12, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908238. "DateObject[{2014, 6, 24, 12, 34, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "33181" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908239. "DateObject[{2014, 6, 24, 12, 36, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New Hampshire Northeast Credit Services, Inc." "VT" "05491" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 49, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908241. "DateObject[{2014, 6, 24, 12, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NJ" "08812" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907853. "DateObject[{2014, 6, 24, 13, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27265" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908253. "DateObject[{2014, 6, 24, 13, 4, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "35810" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908172. "DateObject[{2014, 6, 24, 13, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32765" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908245. "DateObject[{2014, 6, 24, 13, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Searay Portfolio Management" "NJ" "08857" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908254. "DateObject[{2014, 6, 24, 13, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rent Recovery Solutions" "AP" "96377" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909976. "DateObject[{2014, 6, 24, 13, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84058" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908255. "DateObject[{2014, 6, 24, 13, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "UT" "84058" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908256. "DateObject[{2014, 6, 24, 13, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Schreiber Law Firm, PLLC" "OH" "45248" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908262. "DateObject[{2014, 6, 24, 13, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OH" "45248" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908263. "DateObject[{2014, 6, 24, 13, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NE" "68105" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908264. "DateObject[{2014, 6, 24, 13, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84058" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 6, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908266. "DateObject[{2014, 6, 24, 13, 23, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "TX" "76107" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907751. "DateObject[{2014, 6, 24, 13, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "15220" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908282. "DateObject[{2014, 6, 24, 13, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "GA" "30135" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907738. "DateObject[{2014, 6, 24, 13, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "James B. Nutter & Company" "CA" "90220" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 17, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908270. "DateObject[{2014, 6, 24, 13, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "UT" "84043" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907735. "DateObject[{2014, 6, 24, 13, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MI" "49417" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 909515. "DateObject[{2014, 6, 24, 13, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "02149" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 908284. "DateObject[{2014, 6, 24, 13, 32, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Capital Enterprises, Inc." "TX" "76107" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907752. "DateObject[{2014, 6, 24, 13, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30188" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909516. "DateObject[{2014, 6, 24, 13, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907870. "DateObject[{2014, 6, 24, 13, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "IL" "61705" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 907907. "DateObject[{2014, 6, 24, 13, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "UT" "84043" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907736. "DateObject[{2014, 6, 24, 13, 47, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33971" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908294. "DateObject[{2014, 6, 24, 13, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90220" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 16, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908277. "DateObject[{2014, 6, 24, 13, 50, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "07642" "" "N/A" "Web" "DateObject[{2014, 6, 24, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908298. "DateObject[{2014, 6, 24, 13, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "CO" "80013" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907685. "DateObject[{2014, 6, 24, 13, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "CO" "80013" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907686. "DateObject[{2014, 6, 24, 14, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908307. "DateObject[{2014, 6, 24, 14, 5, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32065" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 21, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908314. "DateObject[{2014, 6, 24, 14, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Exeter Finance Corp" "TN" "37098" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908332. "DateObject[{2014, 6, 24, 14, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Accounts, LLC" "NY" "11746" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908336. "DateObject[{2014, 6, 24, 14, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33186" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 16, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908337. "DateObject[{2014, 6, 24, 14, 31, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "77365" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908340. "DateObject[{2014, 6, 24, 14, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30180" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908746. "DateObject[{2014, 6, 24, 14, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77070" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908346. "DateObject[{2014, 6, 24, 14, 39, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "AZ" "85301" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908352. "DateObject[{2014, 6, 24, 14, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "FL" "33181" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907882. "DateObject[{2014, 6, 24, 14, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "GA" "30080" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 16, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907777. "DateObject[{2014, 6, 24, 14, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "77048" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908359. "DateObject[{2014, 6, 24, 14, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11427" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908361. "DateObject[{2014, 6, 24, 14, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907868. "DateObject[{2014, 6, 24, 14, 50, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14850" "" "N/A" "Web" "DateObject[{2014, 6, 24, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908365. "DateObject[{2014, 6, 24, 14, 51, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "FL" "33147" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908366. "DateObject[{2014, 6, 24, 14, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rubin & Rothman, LLC" "NY" "11803" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908367. "DateObject[{2014, 6, 24, 14, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "NY" "11803" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 59, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908368. "DateObject[{2014, 6, 24, 14, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AZ" "85019" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907731. "DateObject[{2014, 6, 24, 14, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "TX" "75051" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908373. "DateObject[{2014, 6, 24, 15, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "IA" "51501" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908379. "DateObject[{2014, 6, 24, 15, 3, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53714" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909533. "DateObject[{2014, 6, 24, 15, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "TX" "78572" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908381. "DateObject[{2014, 6, 24, 15, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "GA" "30066" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 15, 45, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908383. "DateObject[{2014, 6, 24, 15, 4, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "AL" "35611" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 19, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908385. "DateObject[{2014, 6, 24, 15, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zenith Financial Network Inc" "MI" "49448" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908388. "DateObject[{2014, 6, 24, 15, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81147" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 11, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908398. "DateObject[{2014, 6, 24, 15, 17, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907791. "DateObject[{2014, 6, 24, 15, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NM" "87114" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908401. "DateObject[{2014, 6, 24, 15, 25, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27263" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908412. "DateObject[{2014, 6, 24, 15, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MO" "65810" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908414. "DateObject[{2014, 6, 24, 15, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907792. "DateObject[{2014, 6, 24, 15, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907793. "DateObject[{2014, 6, 24, 15, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85756" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908417. "DateObject[{2014, 6, 24, 15, 27, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38555" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908418. "DateObject[{2014, 6, 24, 15, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "GA" "30554" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908422. "DateObject[{2014, 6, 24, 15, 28, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "32244" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908423. "DateObject[{2014, 6, 24, 15, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WV" "25414" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907647. "DateObject[{2014, 6, 24, 15, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "44052" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907789. "DateObject[{2014, 6, 24, 15, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77003" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 14, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907643. "DateObject[{2014, 6, 24, 15, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "NY" "14047" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908644. "DateObject[{2014, 6, 24, 15, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "27565" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 14, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909021. "DateObject[{2014, 6, 24, 15, 32, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "20876" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 15, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907717. "DateObject[{2014, 6, 24, 15, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "78645" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908427. "DateObject[{2014, 6, 24, 15, 32, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78645" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908428. "DateObject[{2014, 6, 24, 15, 33, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27713" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908432. "DateObject[{2014, 6, 24, 15, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MO" "63051" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908117. "DateObject[{2014, 6, 24, 15, 34, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06533" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909505. "DateObject[{2014, 6, 24, 15, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95046" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 15, 35, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908436. "DateObject[{2014, 6, 24, 15, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91750" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 15, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908438. "DateObject[{2014, 6, 24, 15, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908980. "DateObject[{2014, 6, 24, 15, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48126" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 16, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909007. "DateObject[{2014, 6, 24, 15, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91750" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 908439. "DateObject[{2014, 6, 24, 15, 38, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908443. "DateObject[{2014, 6, 24, 15, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908445. "DateObject[{2014, 6, 24, 15, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85020" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 16, 2, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908942. "DateObject[{2014, 6, 24, 15, 41, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91750" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 908440. "DateObject[{2014, 6, 24, 15, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "NY" "12515" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 16, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908393. "DateObject[{2014, 6, 24, 15, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Management Corp" "TX" "78660" "" "N/A" "Web" "DateObject[{2014, 7, 10, 10, 51, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908458. "DateObject[{2014, 6, 24, 15, 42, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33432" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 31, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907625. "DateObject[{2014, 6, 24, 15, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "44515" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908463. "DateObject[{2014, 6, 24, 15, 48, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "19038" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908468. "DateObject[{2014, 6, 24, 15, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TX" "76028" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908470. "DateObject[{2014, 6, 24, 15, 50, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "NC" "28401" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 2, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908471. "DateObject[{2014, 6, 24, 15, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34786" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908472. "DateObject[{2014, 6, 24, 15, 51, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34689" "" "N/A" "Web" "DateObject[{2014, 6, 24, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908473. "DateObject[{2014, 6, 24, 15, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Columbia Collection Service, Inc." "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 8, 6, 20, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908446. "DateObject[{2014, 6, 24, 15, 52, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "10567" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907658. "DateObject[{2014, 6, 24, 15, 54, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20735" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908487. "DateObject[{2014, 6, 24, 15, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30168" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908488. "DateObject[{2014, 6, 24, 15, 55, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "12569" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908490. "DateObject[{2014, 6, 24, 15, 55, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 22, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908491. "DateObject[{2014, 6, 24, 15, 58, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lobel Financial Corporation" "NM" "87004" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908506. "DateObject[{2014, 6, 24, 16, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91324" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 16, 10, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908511. "DateObject[{2014, 6, 24, 16, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "01824" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 16, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908515. "DateObject[{2014, 6, 24, 16, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "WA" "98532" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 15, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909506. "DateObject[{2014, 6, 24, 16, 3, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 18, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908492. "DateObject[{2014, 6, 24, 16, 3, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 22, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908493. "DateObject[{2014, 6, 24, 16, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 22, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908494. "DateObject[{2014, 6, 24, 16, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TMX Finance LLC" "TN" "37874" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 15, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908532. "DateObject[{2014, 6, 24, 16, 9, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908447. "DateObject[{2014, 6, 24, 16, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21122" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 26, 15, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908889. "DateObject[{2014, 6, 24, 16, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49045" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 16, 0, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907854. "DateObject[{2014, 6, 24, 16, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "TX" "77090" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 18, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907806. "DateObject[{2014, 6, 24, 16, 13, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "MH" "48217" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 15, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908537. "DateObject[{2014, 6, 24, 16, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30815" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907627. "DateObject[{2014, 6, 24, 16, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "GA" "30237" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908542. "DateObject[{2014, 6, 24, 16, 16, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Collection Management. Inc" "NM" "87123" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908545. "DateObject[{2014, 6, 24, 16, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IL" "60639" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908547. "DateObject[{2014, 6, 24, 16, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "IL" "60639" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908548. "DateObject[{2014, 6, 24, 16, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FCI Lender Services Inc." "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908549. "DateObject[{2014, 6, 24, 16, 19, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27609" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908552. "DateObject[{2014, 6, 24, 16, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908448. "DateObject[{2014, 6, 24, 16, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thomas, King & Associates" "DE" "19702" "" "N/A" "Web" "DateObject[{2014, 8, 1, 13, 34, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 908559. "DateObject[{2014, 6, 24, 16, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "AL" "35473" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 16, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908482. "DateObject[{2014, 6, 24, 16, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32766" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908560. "DateObject[{2014, 6, 24, 16, 24, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02540" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908561. "DateObject[{2014, 6, 24, 16, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75254" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909476. "DateObject[{2014, 6, 24, 16, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NVR Inc" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908566. "DateObject[{2014, 6, 24, 16, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NY" "11234" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908575. "DateObject[{2014, 6, 24, 16, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fair Resolutions, Inc." "WA" "98223" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 17, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 908126. "DateObject[{2014, 6, 24, 16, 35, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33837" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908577. "DateObject[{2014, 6, 24, 16, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "FL" "33023" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 59, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908579. "DateObject[{2014, 6, 24, 16, 37, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NJ" "07621" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 908581. "DateObject[{2014, 6, 24, 16, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97401" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 17, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908582. "DateObject[{2014, 6, 24, 16, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "AR" "72956" "" "N/A" "Web" "DateObject[{2014, 6, 24, 16, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908585. "DateObject[{2014, 6, 24, 16, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19002" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 15, 13, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "No" 908597. "DateObject[{2014, 6, 24, 16, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "PA" "18702" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 8, 26.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 908613. "DateObject[{2014, 6, 24, 16, 51, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Credit & Collection Corporation" "NC" "27023" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 908614. "DateObject[{2014, 6, 24, 16, 51, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Credit & Collection Corporation" "NC" "27023" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 3, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908615. "DateObject[{2014, 6, 24, 16, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85208" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908616. "DateObject[{2014, 6, 24, 16, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43201" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 18, 25, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908621. "DateObject[{2014, 6, 24, 16, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "87110" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908624. "DateObject[{2014, 6, 24, 16, 55, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OK" "73072" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907739. "DateObject[{2014, 6, 24, 16, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "76140" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908634. "DateObject[{2014, 6, 24, 16, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "66061" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 10, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907617. "DateObject[{2014, 6, 24, 16, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37043" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907697. "DateObject[{2014, 6, 24, 16, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08759" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909100. "DateObject[{2014, 6, 24, 17, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "OK" "74728" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908643. "DateObject[{2014, 6, 24, 17, 1, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RentDebt Automated Collections, LLC" "GA" "30083" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909538. "DateObject[{2014, 6, 24, 17, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90701" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908647. "DateObject[{2014, 6, 24, 17, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08046" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 17, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908648. "DateObject[{2014, 6, 24, 17, 5, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48329" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 13, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908649. "DateObject[{2014, 6, 24, 17, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23834" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909535. "DateObject[{2014, 6, 24, 17, 10, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "11204" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 908656. "DateObject[{2014, 6, 24, 17, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "08302" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908662. "DateObject[{2014, 6, 24, 17, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907665. "DateObject[{2014, 6, 24, 17, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "NC" "28348" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908668. "DateObject[{2014, 6, 24, 17, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92023" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 908672. "DateObject[{2014, 6, 24, 17, 15, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "TX" "78613" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908675. "DateObject[{2014, 6, 24, 17, 16, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 15, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 908449. "DateObject[{2014, 6, 24, 17, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "CA" "91767" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908676. "DateObject[{2014, 6, 24, 17, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "KY" "40515" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 14, 30, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908677. "DateObject[{2014, 6, 24, 17, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Smith Law Firm, P.C." "MT" "59027" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908685. "DateObject[{2014, 6, 24, 17, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MT" "59027" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908686. "DateObject[{2014, 6, 24, 17, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "MD" "20874" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 17, 43, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908620. "DateObject[{2014, 6, 24, 17, 21, 20.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "TX" "78549" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908690. "DateObject[{2014, 6, 24, 17, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06477" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908692. "DateObject[{2014, 6, 24, 17, 22, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80442" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908693. "DateObject[{2014, 6, 24, 17, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "CA" "93613" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 18, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907747. "DateObject[{2014, 6, 24, 17, 26, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "OR" "97227" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908451. "DateObject[{2014, 6, 24, 17, 28, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95407" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 42, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908708. "DateObject[{2014, 6, 24, 17, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NC" "28403" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908721. "DateObject[{2014, 6, 24, 17, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CO" "80524" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908723. "DateObject[{2014, 6, 24, 17, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "IL" "62052" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 32, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908725. "DateObject[{2014, 6, 24, 17, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "62052" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 34, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908726. "DateObject[{2014, 6, 24, 17, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908728. "DateObject[{2014, 6, 24, 17, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909508. "DateObject[{2014, 6, 24, 17, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Management Corp" "AL" "35040" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 10, 54, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907888. "DateObject[{2014, 6, 24, 17, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "75241" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908733. "DateObject[{2014, 6, 24, 17, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08527" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908737. "DateObject[{2014, 6, 24, 17, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 908743. "DateObject[{2014, 6, 24, 17, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908745. "DateObject[{2014, 6, 24, 17, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20744" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908748. "DateObject[{2014, 6, 24, 17, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55024" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908754. "DateObject[{2014, 6, 24, 17, 48, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "MO" "64012" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908758. "DateObject[{2014, 6, 24, 17, 48, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "IL" "60645" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908760. "DateObject[{2014, 6, 24, 17, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 24, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908768. "DateObject[{2014, 6, 24, 17, 53, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11417" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907742. "DateObject[{2014, 6, 24, 17, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KS" "62223" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 908782. "DateObject[{2014, 6, 24, 18, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "78645" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908792. "DateObject[{2014, 6, 24, 18, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "NJ" "08753" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 908799. "DateObject[{2014, 6, 24, 18, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "94507" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908801. "DateObject[{2014, 6, 24, 18, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907858. "DateObject[{2014, 6, 24, 18, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "WA" "98409" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908808. "DateObject[{2014, 6, 24, 18, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 19, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907707. "DateObject[{2014, 6, 24, 18, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Minacs Group (USA) Inc." "SC" "29681" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 7, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 908824. "DateObject[{2014, 6, 24, 18, 13, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95076" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908826. "DateObject[{2014, 6, 24, 18, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pollack & Rosen, P.A." "FL" "32550" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 18, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 908827. "DateObject[{2014, 6, 24, 18, 16, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01730" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 19, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908830. "DateObject[{2014, 6, 24, 18, 17, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KS" "66210" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 19, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908832. "DateObject[{2014, 6, 24, 18, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 19, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907708. "DateObject[{2014, 6, 24, 18, 17, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 19, 31, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907709. "DateObject[{2014, 6, 24, 18, 17, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 48, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908834. "DateObject[{2014, 6, 24, 18, 18, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "VA" "22304" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 19, 38, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908836. "DateObject[{2014, 6, 24, 18, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21716" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907669. "DateObject[{2014, 6, 24, 18, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "CO" "80634" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908837. "DateObject[{2014, 6, 24, 18, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91356" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909480. "DateObject[{2014, 6, 24, 18, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30047" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908821. "DateObject[{2014, 6, 24, 18, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "93618" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908841. "DateObject[{2014, 6, 24, 18, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "CA" "92150" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908849. "DateObject[{2014, 6, 24, 18, 25, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32256" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908854. "DateObject[{2014, 6, 24, 18, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MA" "02576" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908861. "DateObject[{2014, 6, 24, 18, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908835. "DateObject[{2014, 6, 24, 18, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "75068" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 909986. "DateObject[{2014, 6, 24, 18, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MA" "01801" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 19, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907773. "DateObject[{2014, 6, 24, 18, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "62234" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 6, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908871. "DateObject[{2014, 6, 24, 18, 36, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "13612" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908875. "DateObject[{2014, 6, 24, 18, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TN" "38018" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907753. "DateObject[{2014, 6, 24, 18, 36, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "38018" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907754. "DateObject[{2014, 6, 24, 18, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33433" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907798. "DateObject[{2014, 6, 24, 18, 39, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907844. "DateObject[{2014, 6, 24, 18, 43, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "32607" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908500. "DateObject[{2014, 6, 24, 18, 46, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06516" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 19, 51, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908900. "DateObject[{2014, 6, 24, 18, 46, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07410" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908902. "DateObject[{2014, 6, 24, 18, 48, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92501" "" "N/A" "Fax" "DateObject[{2014, 6, 26, 19, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908116. "DateObject[{2014, 6, 24, 18, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92262" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908908. "DateObject[{2014, 6, 24, 18, 49, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 24, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908910. "DateObject[{2014, 6, 24, 18, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AR" "72209" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908922. "DateObject[{2014, 6, 24, 18, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27253" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908928. "DateObject[{2014, 6, 24, 18, 57, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "TX" "78666" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908929. "DateObject[{2014, 6, 24, 18, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33324" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907807. "DateObject[{2014, 6, 24, 19, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11375" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908934. "DateObject[{2014, 6, 24, 19, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ability Recovery Services, LLC" "WI" "54446" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908937. "DateObject[{2014, 6, 24, 19, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "02184" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908741. "DateObject[{2014, 6, 24, 19, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "45238" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908944. "DateObject[{2014, 6, 24, 19, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33012" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908945. "DateObject[{2014, 6, 24, 19, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11561" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 17, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908950. "DateObject[{2014, 6, 24, 19, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91903" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909989. "DateObject[{2014, 6, 24, 19, 6, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10456" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 14, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908953. "DateObject[{2014, 6, 24, 19, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "44822" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908954. "DateObject[{2014, 6, 24, 19, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB, INC." "CA" "91342" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908957. "DateObject[{2014, 6, 24, 19, 7, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "76133" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908959. "DateObject[{2014, 6, 24, 19, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CO" "80918" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908965. "DateObject[{2014, 6, 24, 19, 8, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02536" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908966. "DateObject[{2014, 6, 24, 19, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "WA" "98065" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 17, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909410. "DateObject[{2014, 6, 24, 19, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "TX" "77845" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909431. "DateObject[{2014, 6, 24, 19, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55104" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 909447. "DateObject[{2014, 6, 24, 19, 13, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "LA" "70070" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908981. "DateObject[{2014, 6, 24, 19, 15, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "AZ" "85281" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 908982. "DateObject[{2014, 6, 24, 19, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AR" "72223" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908983. "DateObject[{2014, 6, 24, 19, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85746" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 908984. "DateObject[{2014, 6, 24, 19, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93901" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 908989. "DateObject[{2014, 6, 24, 19, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32835" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 20, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907786. "DateObject[{2014, 6, 24, 19, 20, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "ME" "04456" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908994. "DateObject[{2014, 6, 24, 19, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33433" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 27, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907799. "DateObject[{2014, 6, 24, 19, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "MI" "48310" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 908997. "DateObject[{2014, 6, 24, 19, 26, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 24, 19, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909040. "DateObject[{2014, 6, 24, 19, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Client Services, Inc." "NC" "28461" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909015. "DateObject[{2014, 6, 24, 19, 29, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "15317" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909016. "DateObject[{2014, 6, 24, 19, 30, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "20722" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 909019. "DateObject[{2014, 6, 24, 19, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brumbaugh & Quandahl" "IA" "52806" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 23, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 909022. "DateObject[{2014, 6, 24, 19, 33, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PR" "00911" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909025. "DateObject[{2014, 6, 24, 19, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "TN" "37067" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907849. "DateObject[{2014, 6, 24, 19, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "91006" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907699. "DateObject[{2014, 6, 24, 19, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94605" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909042. "DateObject[{2014, 6, 24, 19, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "VA" "23112" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 50, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907705. "DateObject[{2014, 6, 24, 19, 42, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AL" "35124" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909054. "DateObject[{2014, 6, 24, 19, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trustmark Corporation" "MS" "39401" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 12, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907815. "DateObject[{2014, 6, 24, 19, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "IL" "48127" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 12, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909060. "DateObject[{2014, 6, 24, 19, 45, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Credit & Collection Corporation" "FL" "34236" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 909061. "DateObject[{2014, 6, 24, 19, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92881" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907817. "DateObject[{2014, 6, 24, 19, 46, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MD" "20794" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907866. "DateObject[{2014, 6, 24, 19, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "37931" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907818. "DateObject[{2014, 6, 24, 19, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85719" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 907604. "DateObject[{2014, 6, 24, 19, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Associated Bank" "IL" "61554" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907819. "DateObject[{2014, 6, 24, 19, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "AP" "96349" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907842. "DateObject[{2014, 6, 24, 19, 49, 20.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "MD" "20657" "" "N/A" "Web" "DateObject[{2014, 6, 24, 19, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909068. "DateObject[{2014, 6, 24, 19, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "" "" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909070. "DateObject[{2014, 6, 24, 19, 51, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Phelan Hallinan & Diamond, PC" "NC" "27609" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908120. "DateObject[{2014, 6, 24, 19, 51, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31313" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909073. "DateObject[{2014, 6, 24, 19, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90631" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 13, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907820. "DateObject[{2014, 6, 24, 19, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11358" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907811. "DateObject[{2014, 6, 24, 19, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98564" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 27, 12, 3, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909076. "DateObject[{2014, 6, 24, 19, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tidewater Finance Company" "WA" "98606" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909079. "DateObject[{2014, 6, 24, 19, 55, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80759" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909086. "DateObject[{2014, 6, 24, 19, 55, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "24503" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907873. "DateObject[{2014, 6, 24, 19, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30028" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909088. "DateObject[{2014, 6, 24, 19, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33611" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 21, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909356. "DateObject[{2014, 6, 24, 19, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "32724" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909340. "DateObject[{2014, 6, 24, 19, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SC" "29706" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909095. "DateObject[{2014, 6, 24, 20, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "66210" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 32, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907695. "DateObject[{2014, 6, 24, 20, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "WA" "98043" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 909101. "DateObject[{2014, 6, 24, 20, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "18974" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 17, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909103. "DateObject[{2014, 6, 24, 20, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "MO" "65656" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 909260. "DateObject[{2014, 6, 24, 20, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11434" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907823. "DateObject[{2014, 6, 24, 20, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "ME" "03904" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 909107. "DateObject[{2014, 6, 24, 20, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "WY" "82001" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907825. "DateObject[{2014, 6, 24, 20, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11216" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907826. "DateObject[{2014, 6, 24, 20, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Firm of Allan C. Smith" "MD" "20745" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 11, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909113. "DateObject[{2014, 6, 24, 20, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29302" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 17, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907828. "DateObject[{2014, 6, 24, 20, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10466" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 40, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907829. "DateObject[{2014, 6, 24, 20, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02145" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 18, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909118. "DateObject[{2014, 6, 24, 20, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "95624" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907830. "DateObject[{2014, 6, 24, 20, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33166" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909122. "DateObject[{2014, 6, 24, 20, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NE" "68504" "" "N/A" "Fax" "DateObject[{2014, 6, 26, 19, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907677. "DateObject[{2014, 6, 24, 20, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "HI" "96793" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909124. "DateObject[{2014, 6, 24, 20, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "HI" "96793" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909994. "DateObject[{2014, 6, 24, 20, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Source Receivables Management LLC" "OH" "44890" "" "N/A" "Web" "DateObject[{2014, 7, 30, 18, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909126. "DateObject[{2014, 6, 24, 20, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ResidentCollect, Inc." "FL" "32837" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909127. "DateObject[{2014, 6, 24, 20, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33432" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 19, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909129. "DateObject[{2014, 6, 24, 20, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "77406" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909131. "DateObject[{2014, 6, 24, 20, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 10, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909132. "DateObject[{2014, 6, 24, 20, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33527" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 19, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909140. "DateObject[{2014, 6, 24, 20, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "94531" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909504. "DateObject[{2014, 6, 24, 20, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30534" "" "N/A" "Phone" "DateObject[{2014, 8, 5, 15, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907715. "DateObject[{2014, 6, 24, 20, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30045" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 19, 12, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909148. "DateObject[{2014, 6, 24, 20, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60189" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909149. "DateObject[{2014, 6, 24, 20, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Convenience checks" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08619" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909160. "DateObject[{2014, 6, 24, 20, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909167. "DateObject[{2014, 6, 24, 20, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "AZ" "85746" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908985. "DateObject[{2014, 6, 24, 20, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 908240. "DateObject[{2014, 6, 24, 20, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08820" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 909174. "DateObject[{2014, 6, 24, 20, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34266" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 20, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909175. "DateObject[{2014, 6, 24, 20, 39, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77493" "" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907761. "DateObject[{2014, 6, 24, 20, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "CA" "95621" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909177. "DateObject[{2014, 6, 24, 20, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45224" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909179. "DateObject[{2014, 6, 24, 20, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "HI" "96813" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909180. "DateObject[{2014, 6, 24, 20, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "LA" "70544" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 19, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907693. "DateObject[{2014, 6, 24, 20, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "LA" "70562" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907831. "DateObject[{2014, 6, 24, 20, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90018" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907832. "DateObject[{2014, 6, 24, 20, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94401" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907833. "DateObject[{2014, 6, 24, 20, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "FL" "34953" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 24, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909534. "DateObject[{2014, 6, 24, 20, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90232" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 41, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909190. "DateObject[{2014, 6, 24, 20, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60074" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 42, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907834. "DateObject[{2014, 6, 24, 20, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43054" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 45, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907835. "DateObject[{2014, 6, 24, 20, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 35, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907837. "DateObject[{2014, 6, 24, 20, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32949" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909531. "DateObject[{2014, 6, 24, 20, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95709" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 19, 46, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909204. "DateObject[{2014, 6, 24, 20, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92373" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 907795. "DateObject[{2014, 6, 24, 20, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "DC" "20012" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907608. "DateObject[{2014, 6, 24, 20, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90731" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909212. "DateObject[{2014, 6, 24, 20, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "90731" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909213. "DateObject[{2014, 6, 24, 20, 58, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "GA" "30542" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 59, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907766. "DateObject[{2014, 6, 24, 21, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907886. "DateObject[{2014, 6, 24, 21, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30303" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 59, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909220. "DateObject[{2014, 6, 24, 21, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77493" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907762. "DateObject[{2014, 6, 24, 21, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "SC" "29579" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909221. "DateObject[{2014, 6, 24, 21, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17109" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 37, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909225. "DateObject[{2014, 6, 24, 21, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "NV" "89148" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907723. "DateObject[{2014, 6, 24, 21, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11368" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 18, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909233. "DateObject[{2014, 6, 24, 21, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "18966" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909235. "DateObject[{2014, 6, 24, 21, 10, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "08066" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909236. "DateObject[{2014, 6, 24, 21, 13, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "NJ" "07202" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 12, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909240. "DateObject[{2014, 6, 24, 21, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "NJ" "07202" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909241. "DateObject[{2014, 6, 24, 21, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10002" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907655. "DateObject[{2014, 6, 24, 21, 15, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34609" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909246. "DateObject[{2014, 6, 24, 21, 19, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909249. "DateObject[{2014, 6, 24, 21, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "WA" "98625" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909257. "DateObject[{2014, 6, 24, 21, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "74066" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909258. "DateObject[{2014, 6, 24, 21, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11004" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909261. "DateObject[{2014, 6, 24, 21, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30058" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 19, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 907629. "DateObject[{2014, 6, 24, 21, 31, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02703" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 20, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909268. "DateObject[{2014, 6, 24, 21, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "75476" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 12, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907679. "DateObject[{2014, 6, 24, 21, 32, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Michigan Mutual, Inc" "MD" "20791" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909511. "DateObject[{2014, 6, 24, 21, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "SC" "29607" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 909274. "DateObject[{2014, 6, 24, 21, 35, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "18428" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 20, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 907770. "DateObject[{2014, 6, 24, 21, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "18428" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 20, 47, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907771. "DateObject[{2014, 6, 24, 21, 36, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "62223" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 6, 19, 25, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907611. "DateObject[{2014, 6, 24, 21, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30045" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 18, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909284. "DateObject[{2014, 6, 24, 21, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Recovery Service Incorporated" "IL" "60605" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909285. "DateObject[{2014, 6, 24, 21, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32043" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 21, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909287. "DateObject[{2014, 6, 24, 21, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06053" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909670. "DateObject[{2014, 6, 24, 21, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34689" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 908474. "DateObject[{2014, 6, 24, 21, 43, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MI" "49546" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 20, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909058. "DateObject[{2014, 6, 24, 21, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "54004" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909300. "DateObject[{2014, 6, 24, 21, 45, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "94028" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 12, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909301. "DateObject[{2014, 6, 24, 21, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909307. "DateObject[{2014, 6, 24, 21, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 6, 24, 21, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909308. "DateObject[{2014, 6, 24, 21, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "95135" "Servicemember" "N/A" "Fax" "DateObject[{2014, 6, 26, 21, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907720. "DateObject[{2014, 6, 24, 21, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MN" "55372" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909320. "DateObject[{2014, 6, 24, 21, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Meridian Financial Services, Inc." "NC" "27610" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 909321. "DateObject[{2014, 6, 24, 22, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Omni Financial Corp." "NJ" "08075" "" "N/A" "Referral" "DateObject[{2014, 6, 26, 19, 57, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907631. "DateObject[{2014, 6, 24, 22, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32819" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909328. "DateObject[{2014, 6, 24, 22, 6, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92649" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909334. "DateObject[{2014, 6, 24, 22, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 40, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909250. "DateObject[{2014, 6, 24, 22, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97914" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909337. "DateObject[{2014, 6, 24, 22, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909338. "DateObject[{2014, 6, 24, 22, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "RI" "02896" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909339. "DateObject[{2014, 6, 24, 22, 11, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95405" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909343. "DateObject[{2014, 6, 24, 22, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20010" "" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909347. "DateObject[{2014, 6, 24, 22, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97035" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909350. "DateObject[{2014, 6, 24, 22, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 41, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909251. "DateObject[{2014, 6, 24, 22, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Collections West, Inc." "AZ" "85730" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909354. "DateObject[{2014, 6, 24, 22, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "PA" "19352" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 27, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909360. "DateObject[{2014, 6, 24, 22, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "TX" "75103" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909361. "DateObject[{2014, 6, 24, 22, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909252. "DateObject[{2014, 6, 24, 22, 22, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "10030" "" "N/A" "Postal mail" "DateObject[{2014, 6, 26, 21, 17, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909362. "DateObject[{2014, 6, 24, 22, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07203" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 44, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909365. "DateObject[{2014, 6, 24, 22, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "NV" "89431" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 24, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909366. "DateObject[{2014, 6, 24, 22, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "GA" "30009" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909367. "DateObject[{2014, 6, 24, 22, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60406" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909369. "DateObject[{2014, 6, 24, 22, 27, 22.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "OH" "44484" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910005. "DateObject[{2014, 6, 24, 22, 28, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "GA" "30039" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909370. "DateObject[{2014, 6, 24, 22, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WA" "98282" "Older American" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909371. "DateObject[{2014, 6, 24, 22, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "OH" "43207" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909372. "DateObject[{2014, 6, 24, 22, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28012" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909379. "DateObject[{2014, 6, 24, 22, 34, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "NY" "11566" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909380. "DateObject[{2014, 6, 24, 22, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB Corporation" "SC" "29684" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 907651. "DateObject[{2014, 6, 24, 22, 35, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "MA" "02745" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 21, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909383. "DateObject[{2014, 6, 24, 22, 36, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94501" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909387. "DateObject[{2014, 6, 24, 22, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27549" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 42, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909519. "DateObject[{2014, 6, 24, 22, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "93534" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909331. "DateObject[{2014, 6, 24, 22, 42, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "FL" "32504" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909397. "DateObject[{2014, 6, 24, 22, 42, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "FL" "32504" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909398. "DateObject[{2014, 6, 24, 22, 43, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "11566" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909382. "DateObject[{2014, 6, 24, 22, 44, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "DE" "19970" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909403. "DateObject[{2014, 6, 24, 22, 50, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "12520" "" "N/A" "Web" "DateObject[{2014, 6, 24, 22, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907716. "DateObject[{2014, 6, 24, 22, 54, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95963" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907624. "DateObject[{2014, 6, 24, 22, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 26, 21, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909411. "DateObject[{2014, 6, 24, 22, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "HI" "96734" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909412. "DateObject[{2014, 6, 24, 23, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94025" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910007. "DateObject[{2014, 6, 24, 23, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94558" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909416. "DateObject[{2014, 6, 24, 23, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collectech Diversified, Inc." "TX" "79424" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909165. "DateObject[{2014, 6, 24, 23, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Collection Services, Inc. (Nevada)" "NV" "89122" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909418. "DateObject[{2014, 6, 24, 23, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909420. "DateObject[{2014, 6, 24, 23, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "GA" "30349" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909423. "DateObject[{2014, 6, 24, 23, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909421. "DateObject[{2014, 6, 24, 23, 8, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06468" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 51, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909427. "DateObject[{2014, 6, 24, 23, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collectech Diversified, Inc." "TX" "79424" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909166. "DateObject[{2014, 6, 24, 23, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909422. "DateObject[{2014, 6, 24, 23, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07740" "" "N/A" "Postal mail" "DateObject[{2014, 8, 11, 12, 43, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 908498. "DateObject[{2014, 6, 24, 23, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 42, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909253. "DateObject[{2014, 6, 24, 23, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "86003" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909437. "DateObject[{2014, 6, 24, 23, 24, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29550" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909440. "DateObject[{2014, 6, 24, 23, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OR" "97222" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907607. "DateObject[{2014, 6, 24, 23, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06825" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909444. "DateObject[{2014, 6, 24, 23, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "AL" "35114" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909449. "DateObject[{2014, 6, 24, 23, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "NV" "89122" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909419. "DateObject[{2014, 6, 24, 23, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commerce Bank" "MO" "63113" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909458. "DateObject[{2014, 6, 24, 23, 40, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29550" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909441. "DateObject[{2014, 6, 24, 23, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29550" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909442. "DateObject[{2014, 6, 24, 23, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "NC" "27513" "" "N/A" "Web" "DateObject[{2014, 6, 24, 23, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909462. "DateObject[{2014, 6, 24, 23, 54, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Texas Guaranteed" "MN" "55304" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910017. "DateObject[{2014, 6, 24, 23, 54, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Great Lakes" "WI" "55304" "" "N/A" "Web" "DateObject[{2014, 6, 30, 11, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910018. "DateObject[{2014, 6, 24, 23, 54, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909762. "DateObject[{2014, 6, 24, 23, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "NY" "10956" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 15, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909478. "DateObject[{2014, 6, 24, 23, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10956" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 19, 36, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909479. "DateObject[{2014, 6, 24, 23, 57, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "UT" "84065" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910019. "DateObject[{2014, 6, 24, 23, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910020. "DateObject[{2014, 6, 24, 23, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98122" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 907749. "DateObject[{2014, 6, 25, 0, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "36420" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909578. "DateObject[{2014, 6, 25, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36420" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909579. "DateObject[{2014, 6, 25, 0, 7, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85226" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 15, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910025. "DateObject[{2014, 6, 25, 0, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "91381" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910026. "DateObject[{2014, 6, 25, 0, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91913" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910027. "DateObject[{2014, 6, 25, 0, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36420" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909580. "DateObject[{2014, 6, 25, 0, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08021" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911443. "DateObject[{2014, 6, 25, 0, 20, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33431" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910035. "DateObject[{2014, 6, 25, 0, 26, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "TX" "77098" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910036. "DateObject[{2014, 6, 25, 0, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92263" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910038. "DateObject[{2014, 6, 25, 0, 36, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "CO" "80620" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 58, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910006. "DateObject[{2014, 6, 25, 0, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Escallate, LLC" "CA" "92236" "" "N/A" "Web" "DateObject[{2014, 8, 5, 14, 43, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910040. "DateObject[{2014, 6, 25, 0, 43, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909655. "DateObject[{2014, 6, 25, 0, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90745" "" "N/A" "Web" "DateObject[{2014, 6, 25, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909557. "DateObject[{2014, 6, 25, 0, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "IL" "60004" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910041. "DateObject[{2014, 6, 25, 0, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94122" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909717. "DateObject[{2014, 6, 25, 1, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "NJ" "07090" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912078. "DateObject[{2014, 6, 25, 1, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97035" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909616. "DateObject[{2014, 6, 25, 1, 8, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "76537" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 910042. "DateObject[{2014, 6, 25, 1, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910044. "DateObject[{2014, 6, 25, 1, 16, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08514" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910045. "DateObject[{2014, 6, 25, 1, 25, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21208" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910047. "DateObject[{2014, 6, 25, 1, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "18071" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911429. "DateObject[{2014, 6, 25, 1, 29, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23606" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910048. "DateObject[{2014, 6, 25, 1, 31, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "95660" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909639. "DateObject[{2014, 6, 25, 1, 34, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85383" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910050. "DateObject[{2014, 6, 25, 1, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Malcolm S. Gerald and Associates, Inc." "TX" "75033" "" "N/A" "Web" "DateObject[{2014, 6, 25, 1, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911511. "DateObject[{2014, 6, 25, 1, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "88033" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 43, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909718. "DateObject[{2014, 6, 25, 1, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "08079" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910053. "DateObject[{2014, 6, 25, 2, 4, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33484" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910056. "DateObject[{2014, 6, 25, 2, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "FL" "33973" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910058. "DateObject[{2014, 6, 25, 2, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19481" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910059. "DateObject[{2014, 6, 25, 2, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CO" "80303" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910060. "DateObject[{2014, 6, 25, 2, 14, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "95757" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910061. "DateObject[{2014, 6, 25, 2, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910062. "DateObject[{2014, 6, 25, 2, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lobel Financial Corporation" "CA" "92025" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 42, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 910063. "DateObject[{2014, 6, 25, 2, 21, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ridgeway Advisory Group LLC" "TX" "77498" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 910064. "DateObject[{2014, 6, 25, 2, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CO" "80211" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909978. "DateObject[{2014, 6, 25, 2, 29, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WV" "26508" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910065. "DateObject[{2014, 6, 25, 2, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Pacific Mortgage Corporation" "AZ" "85042" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910067. "DateObject[{2014, 6, 25, 2, 42, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "VA" "22905" "" "N/A" "Web" "DateObject[{2014, 6, 25, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910068. "DateObject[{2014, 6, 25, 2, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "WI" "53227" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 41, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910069. "DateObject[{2014, 6, 25, 2, 45, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33323" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 30, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909559. "DateObject[{2014, 6, 25, 2, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95207" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 45, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910071. "DateObject[{2014, 6, 25, 3, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "PA" "17601" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909558. "DateObject[{2014, 6, 25, 3, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "J R Brothers Financial, Inc.(Closed)" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909727. "DateObject[{2014, 6, 25, 3, 9, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910072. "DateObject[{2014, 6, 25, 3, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85295" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910074. "DateObject[{2014, 6, 25, 3, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GU" "96932" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910075. "DateObject[{2014, 6, 25, 3, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33184" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909678. "DateObject[{2014, 6, 25, 3, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10523" "" "N/A" "Web" "DateObject[{2014, 6, 25, 3, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910077. "DateObject[{2014, 6, 25, 3, 43, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95961" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910078. "DateObject[{2014, 6, 25, 4, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "NV" "89107" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 9, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910079. "DateObject[{2014, 6, 25, 4, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "DC" "20019" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909669. "DateObject[{2014, 6, 25, 4, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "ID" "83854" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 42, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910084. "DateObject[{2014, 6, 25, 5, 45, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32223" "" "N/A" "Web" "DateObject[{2014, 6, 25, 5, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910087. "DateObject[{2014, 6, 25, 5, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "CA" "95624" "" "N/A" "Web" "DateObject[{2014, 6, 25, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910088. "DateObject[{2014, 6, 25, 6, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78259" "" "N/A" "Web" "DateObject[{2014, 6, 25, 6, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910099. "DateObject[{2014, 6, 25, 6, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "PA" "19468" "" "N/A" "Web" "DateObject[{2014, 6, 25, 6, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910100. "DateObject[{2014, 6, 25, 6, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "CA" "91763" "" "N/A" "Web" "DateObject[{2014, 6, 25, 7, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909568. "DateObject[{2014, 6, 25, 7, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92504" "" "N/A" "Web" "DateObject[{2014, 6, 25, 7, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910102. "DateObject[{2014, 6, 25, 7, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "HI" "96793" "" "N/A" "Web" "DateObject[{2014, 6, 25, 7, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 910103. "DateObject[{2014, 6, 25, 8, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "91403" "" "N/A" "Web" "DateObject[{2014, 6, 25, 8, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910104. "DateObject[{2014, 6, 25, 8, 16, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91605" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910105. "DateObject[{2014, 6, 25, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92407" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 16, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909577. "DateObject[{2014, 6, 25, 10, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18848" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 27, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910500. "DateObject[{2014, 6, 25, 10, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "CA" "94515" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 16, 58, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 910693. "DateObject[{2014, 6, 25, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85741" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 17, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909677. "DateObject[{2014, 6, 25, 10, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CA" "94915" "" "N/A" "Web" "DateObject[{2014, 6, 25, 10, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910108. "DateObject[{2014, 6, 25, 11, 26, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 6, 25, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910109. "DateObject[{2014, 6, 25, 11, 34, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 6, 25, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 910110. "DateObject[{2014, 6, 25, 11, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 25, 11, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910114. "DateObject[{2014, 6, 25, 11, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "PA" "19149" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911450. "DateObject[{2014, 6, 25, 11, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91206" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910115. "DateObject[{2014, 6, 25, 12, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "19464" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910116. "DateObject[{2014, 6, 25, 12, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92307" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 36, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909751. "DateObject[{2014, 6, 25, 12, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92307" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 36, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909752. "DateObject[{2014, 6, 25, 12, 43, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92705" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910125. "DateObject[{2014, 6, 25, 12, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "VA" "23325" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 14, 3, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910128. "DateObject[{2014, 6, 25, 12, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NC" "28073" "" "N/A" "Web" "DateObject[{2014, 6, 25, 12, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910132. "DateObject[{2014, 6, 25, 13, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hollis Cobb Associates" "GA" "30281" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910136. "DateObject[{2014, 6, 25, 13, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "P&B Capital Group, LLC" "MO" "63031" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 910139. "DateObject[{2014, 6, 25, 13, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DE" "19709" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 25, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909675. "DateObject[{2014, 6, 25, 13, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19128" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909748. "DateObject[{2014, 6, 25, 13, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19128" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909749. "DateObject[{2014, 6, 25, 13, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10980" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 13, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909638. "DateObject[{2014, 6, 25, 13, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30324" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 20, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909739. "DateObject[{2014, 6, 25, 13, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30324" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909740. "DateObject[{2014, 6, 25, 13, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910145. "DateObject[{2014, 6, 25, 13, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "WA" "98909" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910147. "DateObject[{2014, 6, 25, 13, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29206" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 13, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909709. "DateObject[{2014, 6, 25, 13, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "08081" "" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910149. "DateObject[{2014, 6, 25, 13, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "14020" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909563. "DateObject[{2014, 6, 25, 13, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Farm Bank" "FL" "33176" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910150. "DateObject[{2014, 6, 25, 13, 34, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33176" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910151. "DateObject[{2014, 6, 25, 13, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33176" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 17, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910152. "DateObject[{2014, 6, 25, 13, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "MI" "48174" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 13, 39, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910161. "DateObject[{2014, 6, 25, 13, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92124" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910170. "DateObject[{2014, 6, 25, 13, 48, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "20120" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909682. "DateObject[{2014, 6, 25, 13, 58, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "24402" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 13, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911438. "DateObject[{2014, 6, 25, 14, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trojan Professional Services, Inc." "VA" "20120" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909683. "DateObject[{2014, 6, 25, 14, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910002. "DateObject[{2014, 6, 25, 14, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "17257" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910194. "DateObject[{2014, 6, 25, 14, 8, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "31791" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 13, 2, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910201. "DateObject[{2014, 6, 25, 14, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "VA" "20120" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909684. "DateObject[{2014, 6, 25, 14, 12, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909712. "DateObject[{2014, 6, 25, 14, 13, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30141" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910204. "DateObject[{2014, 6, 25, 14, 16, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 22, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910008. "DateObject[{2014, 6, 25, 14, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 6, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910009. "DateObject[{2014, 6, 25, 14, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910010. "DateObject[{2014, 6, 25, 14, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "12134" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910210. "DateObject[{2014, 6, 25, 14, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "VA" "20112" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 13, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909632. "DateObject[{2014, 6, 25, 14, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 28, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910220. "DateObject[{2014, 6, 25, 14, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MA" "01841" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 31, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909720. "DateObject[{2014, 6, 25, 14, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "TX" "76051" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909698. "DateObject[{2014, 6, 25, 14, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "IL" "60690" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 14, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909630. "DateObject[{2014, 6, 25, 14, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "IL" "60690" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 14, 49, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 909631. "DateObject[{2014, 6, 25, 14, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "OH" "45805" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 30, 18, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910229. "DateObject[{2014, 6, 25, 14, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "17602" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911457. "DateObject[{2014, 6, 25, 14, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Admin Recovery, LLC" "VA" "24017" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 911441. "DateObject[{2014, 6, 25, 14, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BlueChip Financial" "VA" "24017" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911442. "DateObject[{2014, 6, 25, 14, 43, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NY" "11421" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910216. "DateObject[{2014, 6, 25, 14, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "PA" "17042" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909591. "DateObject[{2014, 6, 25, 14, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "PA" "17042" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909592. "DateObject[{2014, 6, 25, 14, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33126" "" "N/A" "Web" "DateObject[{2014, 6, 25, 14, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909672. "DateObject[{2014, 6, 25, 14, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91392" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 14, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910264. "DateObject[{2014, 6, 25, 14, 55, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amsher Collection Services, Inc." "TX" "77058" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910257. "DateObject[{2014, 6, 25, 14, 56, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29456" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910268. "DateObject[{2014, 6, 25, 14, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11233" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909622. "DateObject[{2014, 6, 25, 14, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "HI" "96816" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 14, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910273. "DateObject[{2014, 6, 25, 14, 58, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910011. "DateObject[{2014, 6, 25, 15, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91763" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 14, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909604. "DateObject[{2014, 6, 25, 15, 1, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97321" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910282. "DateObject[{2014, 6, 25, 15, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Concentric Receivables Management, Ltd." "TX" "77058" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 11, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910259. "DateObject[{2014, 6, 25, 15, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "VA" "20112" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909633. "DateObject[{2014, 6, 25, 15, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Plaza Home Mortgage" "NJ" "08021" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910297. "DateObject[{2014, 6, 25, 15, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20659" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910304. "DateObject[{2014, 6, 25, 15, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28215" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910305. "DateObject[{2014, 6, 25, 15, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MD" "20773" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909635. "DateObject[{2014, 6, 25, 15, 18, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910012. "DateObject[{2014, 6, 25, 15, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910013. "DateObject[{2014, 6, 25, 15, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34234" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909551. "DateObject[{2014, 6, 25, 15, 24, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910323. "DateObject[{2014, 6, 25, 15, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30157" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 9, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910329. "DateObject[{2014, 6, 25, 15, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21009" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910288. "DateObject[{2014, 6, 25, 15, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "FL" "33166" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910332. "DateObject[{2014, 6, 25, 15, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 27, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910014. "DateObject[{2014, 6, 25, 15, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "07016" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910337. "DateObject[{2014, 6, 25, 15, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30068" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910338. "DateObject[{2014, 6, 25, 15, 34, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33126" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909673. "DateObject[{2014, 6, 25, 15, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "South West Recovery, Inc." "FL" "33544" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 910341. "DateObject[{2014, 6, 25, 15, 35, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910015. "DateObject[{2014, 6, 25, 15, 35, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Meade & Associates, Inc." "OH" "43026" "Older American" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 17, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909607. "DateObject[{2014, 6, 25, 15, 35, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Check Recovery, LLC" "OH" "45249" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 909567. "DateObject[{2014, 6, 25, 15, 35, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 12, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910016. "DateObject[{2014, 6, 25, 15, 36, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Capital Recovery Services" "VA" "23223" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 14, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910352. "DateObject[{2014, 6, 25, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29456" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910269. "DateObject[{2014, 6, 25, 15, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21914" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910357. "DateObject[{2014, 6, 25, 15, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "11103" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 55, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 910364. "DateObject[{2014, 6, 25, 15, 44, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "VA" "23231" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910368. "DateObject[{2014, 6, 25, 15, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20751" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 31, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910372. "DateObject[{2014, 6, 25, 15, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11217" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 15, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910375. "DateObject[{2014, 6, 25, 15, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "31501" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 17, 25, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909636. "DateObject[{2014, 6, 25, 15, 49, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collins & Hilton Asset Group, LLC" "CA" "92627" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909742. "DateObject[{2014, 6, 25, 15, 49, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33156" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909565. "DateObject[{2014, 6, 25, 15, 51, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30060" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 909753. "DateObject[{2014, 6, 25, 15, 51, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30060" "" "N/A" "Web" "DateObject[{2014, 6, 25, 15, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909754. "DateObject[{2014, 6, 25, 15, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "IN" "47725" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 53, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910387. "DateObject[{2014, 6, 25, 15, 53, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "P&B Capital Group, LLC" "NE" "69103" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 910389. "DateObject[{2014, 6, 25, 15, 53, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NE" "69103" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910390. "DateObject[{2014, 6, 25, 15, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11235" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 909734. "DateObject[{2014, 6, 25, 15, 58, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Aldous & Associates, PLLC" "UT" "84902" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 14, 58, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910397. "DateObject[{2014, 6, 25, 16, 1, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "MO" "64012" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909977. "DateObject[{2014, 6, 25, 16, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "KY" "41097" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909704. "DateObject[{2014, 6, 25, 16, 3, 53.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "VA" "22546" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910406. "DateObject[{2014, 6, 25, 16, 4, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "VA" "22192" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910409. "DateObject[{2014, 6, 25, 16, 6, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "GA" "30809" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910416. "DateObject[{2014, 6, 25, 16, 11, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33028" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910426. "DateObject[{2014, 6, 25, 16, 13, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "IL" "62864" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910430. "DateObject[{2014, 6, 25, 16, 13, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "TX" "78023" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 24, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909629. "DateObject[{2014, 6, 25, 16, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29505" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909757. "DateObject[{2014, 6, 25, 16, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "33614" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 14, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909705. "DateObject[{2014, 6, 25, 16, 19, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "92881" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910440. "DateObject[{2014, 6, 25, 16, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910443. "DateObject[{2014, 6, 25, 16, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NC" "28273" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 59, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909605. "DateObject[{2014, 6, 25, 16, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "West Bay Acquisitions, LLC" "MO" "64015" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909571. "DateObject[{2014, 6, 25, 16, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MN" "55443" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910453. "DateObject[{2014, 6, 25, 16, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910455. "DateObject[{2014, 6, 25, 16, 27, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60617" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 34, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910466. "DateObject[{2014, 6, 25, 16, 28, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "OH" "44106" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 56, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910233. "DateObject[{2014, 6, 25, 16, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "GA" "31707" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 51, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909701. "DateObject[{2014, 6, 25, 16, 29, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "01946" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 15, 22, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910471. "DateObject[{2014, 6, 25, 16, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91724" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910473. "DateObject[{2014, 6, 25, 16, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48238" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910476. "DateObject[{2014, 6, 25, 16, 34, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "20180" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910479. "DateObject[{2014, 6, 25, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60457" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910484. "DateObject[{2014, 6, 25, 16, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909714. "DateObject[{2014, 6, 25, 16, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "GA" "30635" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910488. "DateObject[{2014, 6, 25, 16, 42, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NV" "89179" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910495. "DateObject[{2014, 6, 25, 16, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "AZ" "85395" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910496. "DateObject[{2014, 6, 25, 16, 44, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Group, Inc. (MN)" "IN" "46036" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 910497. "DateObject[{2014, 6, 25, 16, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98685" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909627. "DateObject[{2014, 6, 25, 16, 49, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NV" "89436" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910505. "DateObject[{2014, 6, 25, 16, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75104" "" "N/A" "Web" "DateObject[{2014, 6, 25, 16, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910514. "DateObject[{2014, 6, 25, 16, 53, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "63132" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 18, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910518. "DateObject[{2014, 6, 25, 16, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01864" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 15, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910519. "DateObject[{2014, 6, 25, 16, 56, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33324" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909700. "DateObject[{2014, 6, 25, 16, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98674" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909609. "DateObject[{2014, 6, 25, 16, 58, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02145" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910531. "DateObject[{2014, 6, 25, 16, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "IL" "61317" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910534. "DateObject[{2014, 6, 25, 16, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "WA" "98055" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 8, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910536. "DateObject[{2014, 6, 25, 16, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89052" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909554. "DateObject[{2014, 6, 25, 17, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29365" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910537. "DateObject[{2014, 6, 25, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98042" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910540. "DateObject[{2014, 6, 25, 17, 3, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18322" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909595. "DateObject[{2014, 6, 25, 17, 3, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911430. "DateObject[{2014, 6, 25, 17, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63128" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909634. "DateObject[{2014, 6, 25, 17, 8, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "75702" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910562. "DateObject[{2014, 6, 25, 17, 8, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94565" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910563. "DateObject[{2014, 6, 25, 17, 11, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "SC" "29416" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 16, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910570. "DateObject[{2014, 6, 25, 17, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29365" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910538. "DateObject[{2014, 6, 25, 17, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "32548" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910577. "DateObject[{2014, 6, 25, 17, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "LA" "70003" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 29, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910578. "DateObject[{2014, 6, 25, 17, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "49269" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910584. "DateObject[{2014, 6, 25, 17, 16, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97502" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909546. "DateObject[{2014, 6, 25, 17, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "ID" "83805" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910588. "DateObject[{2014, 6, 25, 17, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "43973" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910590. "DateObject[{2014, 6, 25, 17, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Great Lakes" "NY" "12309" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 10, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910596. "DateObject[{2014, 6, 25, 17, 20, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95758" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910598. "DateObject[{2014, 6, 25, 17, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60540" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909621. "DateObject[{2014, 6, 25, 17, 23, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93618" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909982. "DateObject[{2014, 6, 25, 17, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hammerman & Hultgren, P.C." "DE" "19930" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910610. "DateObject[{2014, 6, 25, 17, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910611. "DateObject[{2014, 6, 25, 17, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22030" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909665. "DateObject[{2014, 6, 25, 17, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20784" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 15, 20, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909694. "DateObject[{2014, 6, 25, 17, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55420" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 16, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910617. "DateObject[{2014, 6, 25, 17, 32, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29365" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910539. "DateObject[{2014, 6, 25, 17, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28801" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911461. "DateObject[{2014, 6, 25, 17, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MO" "65804" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909661. "DateObject[{2014, 6, 25, 17, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "NH" "03842" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909596. "DateObject[{2014, 6, 25, 17, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27217" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 910624. "DateObject[{2014, 6, 25, 17, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60130" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910552. "DateObject[{2014, 6, 25, 17, 42, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "75051" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910627. "DateObject[{2014, 6, 25, 17, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "43211" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 27, 16, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910628. "DateObject[{2014, 6, 25, 17, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29316" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910634. "DateObject[{2014, 6, 25, 17, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Account Servicing, LLC" "NJ" "07083" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 910635. "DateObject[{2014, 6, 25, 17, 45, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "GA" "30236" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 15, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910640. "DateObject[{2014, 6, 25, 17, 47, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33322" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 47, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910639. "DateObject[{2014, 6, 25, 17, 48, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23517" "" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911427. "DateObject[{2014, 6, 25, 17, 48, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32746" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 51, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910646. "DateObject[{2014, 6, 25, 17, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "AL" "36608" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 53, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909648. "DateObject[{2014, 6, 25, 17, 51, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53404" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910653. "DateObject[{2014, 6, 25, 17, 51, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "63147" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910654. "DateObject[{2014, 6, 25, 17, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "MA" "01035" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910662. "DateObject[{2014, 6, 25, 17, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11570" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910670. "DateObject[{2014, 6, 25, 17, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "36608" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 27, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909650. "DateObject[{2014, 6, 25, 17, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910612. "DateObject[{2014, 6, 25, 17, 59, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 49, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910675. "DateObject[{2014, 6, 25, 18, 0, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "TX" "77407" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909625. "DateObject[{2014, 6, 25, 18, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "17022" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910657. "DateObject[{2014, 6, 25, 18, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33629" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 21, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910681. "DateObject[{2014, 6, 25, 18, 4, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MO" "63147" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910655. "DateObject[{2014, 6, 25, 18, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94536" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910684. "DateObject[{2014, 6, 25, 18, 5, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "77459" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909583. "DateObject[{2014, 6, 25, 18, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "NY" "10463" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 10, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910689. "DateObject[{2014, 6, 25, 18, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SC" "29526" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910698. "DateObject[{2014, 6, 25, 18, 8, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909666. "DateObject[{2014, 6, 25, 18, 10, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Proficio Mortgage Ventures, LLC" "TX" "75098" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910705. "DateObject[{2014, 6, 25, 18, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08904" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 909628. "DateObject[{2014, 6, 25, 18, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "31792" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 15, 46, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910713. "DateObject[{2014, 6, 25, 18, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909971. "DateObject[{2014, 6, 25, 18, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85254" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909972. "DateObject[{2014, 6, 25, 18, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "NC" "27260" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910724. "DateObject[{2014, 6, 25, 18, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10019" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 20, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909974. "DateObject[{2014, 6, 25, 18, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909716. "DateObject[{2014, 6, 25, 18, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07094" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910732. "DateObject[{2014, 6, 25, 18, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28311" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910734. "DateObject[{2014, 6, 25, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38568" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910737. "DateObject[{2014, 6, 25, 18, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92116" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 19, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910740. "DateObject[{2014, 6, 25, 18, 25, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80228" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 17, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909652. "DateObject[{2014, 6, 25, 18, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08854" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910752. "DateObject[{2014, 6, 25, 18, 26, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21001" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910754. "DateObject[{2014, 6, 25, 18, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80228" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 20, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909653. "DateObject[{2014, 6, 25, 18, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80228" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 19, 11, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909654. "DateObject[{2014, 6, 25, 18, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "AL" "36527" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910761. "DateObject[{2014, 6, 25, 18, 31, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10589" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909692. "DateObject[{2014, 6, 25, 18, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07203" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910766. "DateObject[{2014, 6, 25, 18, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "PA" "19050" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910768. "DateObject[{2014, 6, 25, 18, 38, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "22302" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910772. "DateObject[{2014, 6, 25, 18, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "CA" "95758" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911454. "DateObject[{2014, 6, 25, 18, 44, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08873" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 910787. "DateObject[{2014, 6, 25, 18, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28226" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910791. "DateObject[{2014, 6, 25, 18, 46, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clear Debt Solutions, LLC" "TX" "77840" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 910795. "DateObject[{2014, 6, 25, 18, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bull City Financial Solutions, Inc" "NC" "27253" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910801. "DateObject[{2014, 6, 25, 18, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33009" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 16, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910805. "DateObject[{2014, 6, 25, 18, 51, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "44124" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910806. "DateObject[{2014, 6, 25, 18, 51, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "CA" "93618" "" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909983. "DateObject[{2014, 6, 25, 18, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "31312" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 18, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910812. "DateObject[{2014, 6, 25, 18, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "30228" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910817. "DateObject[{2014, 6, 25, 18, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Accounts, LLC" "OH" "44124" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910828. "DateObject[{2014, 6, 25, 18, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "ID" "83221" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910840. "DateObject[{2014, 6, 25, 19, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21787" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910844. "DateObject[{2014, 6, 25, 19, 1, 40.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "RI" "02919" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 41, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910853. "DateObject[{2014, 6, 25, 19, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NV" "89509" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 910854. "DateObject[{2014, 6, 25, 19, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "FL" "32773" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 26, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909664. "DateObject[{2014, 6, 25, 19, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "OH" "44124" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910829. "DateObject[{2014, 6, 25, 19, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "21061" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910874. "DateObject[{2014, 6, 25, 19, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "GA" "30078" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910886. "DateObject[{2014, 6, 25, 19, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "NM" "87107" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 25, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910888. "DateObject[{2014, 6, 25, 19, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bass & Associates, P.C., Attorneys at Law" "NY" "10708" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910908. "DateObject[{2014, 6, 25, 19, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CT" "06460" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910914. "DateObject[{2014, 6, 25, 19, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "35244" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 19, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911434. "DateObject[{2014, 6, 25, 19, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35244" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 19, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911435. "DateObject[{2014, 6, 25, 19, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "MA" "06018" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910927. "DateObject[{2014, 6, 25, 19, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OR" "97204" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910928. "DateObject[{2014, 6, 25, 19, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Federal Credit Control" "NC" "27409" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910929. "DateObject[{2014, 6, 25, 19, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07060" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910937. "DateObject[{2014, 6, 25, 19, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "FL" "33133" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 910947. "DateObject[{2014, 6, 25, 19, 44, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "91040" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910948. "DateObject[{2014, 6, 25, 19, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98370" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 20, 28, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910950. "DateObject[{2014, 6, 25, 19, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Consumers Inc" "VA" "22203" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910952. "DateObject[{2014, 6, 25, 19, 49, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "95124" "" "N/A" "Web" "DateObject[{2014, 6, 25, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910954. "DateObject[{2014, 6, 25, 19, 53, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "06027" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 910964. "DateObject[{2014, 6, 25, 19, 53, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909713. "DateObject[{2014, 6, 25, 19, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "TX" "77014" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 16, 44, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910968. "DateObject[{2014, 6, 25, 19, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "90504" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910971. "DateObject[{2014, 6, 25, 19, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07083" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909656. "DateObject[{2014, 6, 25, 19, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NY" "13489" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 910975. "DateObject[{2014, 6, 25, 19, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "ID" "83856" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 57, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910980. "DateObject[{2014, 6, 25, 20, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30084" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910982. "DateObject[{2014, 6, 25, 20, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910923. "DateObject[{2014, 6, 25, 20, 2, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Management Professionals, LLC" "IL" "60103" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909581. "DateObject[{2014, 6, 25, 20, 2, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60103" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909582. "DateObject[{2014, 6, 25, 20, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97204" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910987. "DateObject[{2014, 6, 25, 20, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909758. "DateObject[{2014, 6, 25, 20, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909759. "DateObject[{2014, 6, 25, 20, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21230" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 910994. "DateObject[{2014, 6, 25, 20, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "79902" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 910995. "DateObject[{2014, 6, 25, 20, 9, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22556" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909760. "DateObject[{2014, 6, 25, 20, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "24073" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 19, 8, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911001. "DateObject[{2014, 6, 25, 20, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22556" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 13, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909761. "DateObject[{2014, 6, 25, 20, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "TX" "77014" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 11, 28, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910969. "DateObject[{2014, 6, 25, 20, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "DC" "20003" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911009. "DateObject[{2014, 6, 25, 20, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "SC" "29033" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911010. "DateObject[{2014, 6, 25, 20, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SC" "29033" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911011. "DateObject[{2014, 6, 25, 20, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30135" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911028. "DateObject[{2014, 6, 25, 20, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11050" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 17, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911439. "DateObject[{2014, 6, 25, 20, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GVA Holdings, LLC" "VA" "24263" "" "N/A" "Web" "DateObject[{2014, 7, 29, 12, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 909723. "DateObject[{2014, 6, 25, 20, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "TX" "78701" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911404. "DateObject[{2014, 6, 25, 20, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "MD" "20723" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 36, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911040. "DateObject[{2014, 6, 25, 20, 25, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10030" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 19, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910004. "DateObject[{2014, 6, 25, 20, 25, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11050" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 39, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911440. "DateObject[{2014, 6, 25, 20, 27, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32940" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911048. "DateObject[{2014, 6, 25, 20, 36, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "TN" "38105" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909562. "DateObject[{2014, 6, 25, 20, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90036" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911068. "DateObject[{2014, 6, 25, 20, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "15236" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911073. "DateObject[{2014, 6, 25, 20, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WA" "98092" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911074. "DateObject[{2014, 6, 25, 20, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EZCORP, Inc." "MO" "65613" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911079. "DateObject[{2014, 6, 25, 20, 43, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "MD" "20784" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911083. "DateObject[{2014, 6, 25, 20, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73072" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911089. "DateObject[{2014, 6, 25, 20, 49, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United PanAm Financial Corp." "IA" "51503" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 35, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911106. "DateObject[{2014, 6, 25, 20, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77449" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911014. "DateObject[{2014, 6, 25, 20, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "FL" "33172" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 56, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911111. "DateObject[{2014, 6, 25, 20, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "FL" "32427" "" "N/A" "Web" "DateObject[{2014, 6, 25, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911116. "DateObject[{2014, 6, 25, 20, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OK" "73072" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 18, 18, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911090. "DateObject[{2014, 6, 25, 20, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55432" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911124. "DateObject[{2014, 6, 25, 20, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 15, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909594. "DateObject[{2014, 6, 25, 20, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78748" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911128. "DateObject[{2014, 6, 25, 21, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "OK" "74133" "Older American" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911132. "DateObject[{2014, 6, 25, 21, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98125" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911133. "DateObject[{2014, 6, 25, 21, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "GA" "30120" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 18, 31, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911140. "DateObject[{2014, 6, 25, 21, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "GA" "30120" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 11, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911141. "DateObject[{2014, 6, 25, 21, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VT" "05874" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 911143. "DateObject[{2014, 6, 25, 21, 7, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "GA" "30120" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 19, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911142. "DateObject[{2014, 6, 25, 21, 11, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "75115" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911151. "DateObject[{2014, 6, 25, 21, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "93428" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 14, 12, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909620. "DateObject[{2014, 6, 25, 21, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27534" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911154. "DateObject[{2014, 6, 25, 21, 12, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60154" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911157. "DateObject[{2014, 6, 25, 21, 16, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27534" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 28, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911155. "DateObject[{2014, 6, 25, 21, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76134" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 38, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910003. "DateObject[{2014, 6, 25, 21, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Collection Service, Inc." "GA" "30013" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 20, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911167. "DateObject[{2014, 6, 25, 21, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27534" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911156. "DateObject[{2014, 6, 25, 21, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "IN" "46375" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911171. "DateObject[{2014, 6, 25, 21, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HIGHLAND FINANCIAL SERVICES (Closed)" "TX" "78043" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Yes" 911172. "DateObject[{2014, 6, 25, 21, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76710" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911173. "DateObject[{2014, 6, 25, 21, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76710" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911174. "DateObject[{2014, 6, 25, 21, 21, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Credit Services, LLC" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909743. "DateObject[{2014, 6, 25, 21, 21, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "NY" "12983" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 911177. "DateObject[{2014, 6, 25, 21, 21, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76710" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911175. "DateObject[{2014, 6, 25, 21, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "FL" "33330" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 17, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911179. "DateObject[{2014, 6, 25, 21, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "FL" "32086" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 4, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911180. "DateObject[{2014, 6, 25, 21, 24, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 8, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911181. "DateObject[{2014, 6, 25, 21, 27, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "54313" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911185. "DateObject[{2014, 6, 25, 21, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Richard J. Boudreau & Associates, LLC" "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911187. "DateObject[{2014, 6, 25, 21, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fairway Collections, LLC" "CO" "80817" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 19, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911188. "DateObject[{2014, 6, 25, 21, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "IA" "52402" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911195. "DateObject[{2014, 6, 25, 21, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32175" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 910961. "DateObject[{2014, 6, 25, 21, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911564. "DateObject[{2014, 6, 25, 21, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90805" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911211. "DateObject[{2014, 6, 25, 21, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94803" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911212. "DateObject[{2014, 6, 25, 21, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "28372" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911216. "DateObject[{2014, 6, 25, 21, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95337" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911219. "DateObject[{2014, 6, 25, 21, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IL" "60103" "" "N/A" "Web" "DateObject[{2014, 6, 25, 21, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911221. "DateObject[{2014, 6, 25, 21, 46, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OK" "73072" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 18, 6, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911093. "DateObject[{2014, 6, 25, 21, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "TX" "78254" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911230. "DateObject[{2014, 6, 25, 21, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "73072" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911095. "DateObject[{2014, 6, 25, 21, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38079" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911231. "DateObject[{2014, 6, 25, 21, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Portfolio Services" "NC" "27518" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911233. "DateObject[{2014, 6, 25, 21, 59, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "ID" "83646" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911241. "DateObject[{2014, 6, 25, 22, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VA" "22901" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911244. "DateObject[{2014, 6, 25, 22, 3, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "73072" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911099. "DateObject[{2014, 6, 25, 22, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60142" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911253. "DateObject[{2014, 6, 25, 22, 13, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60124" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 8, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911267. "DateObject[{2014, 6, 25, 22, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "78681" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911276. "DateObject[{2014, 6, 25, 22, 20, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21229" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911279. "DateObject[{2014, 6, 25, 22, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "CA" "92243" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 19, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911280. "DateObject[{2014, 6, 25, 22, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33027" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 12, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 909679. "DateObject[{2014, 6, 25, 22, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38079" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 28, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911232. "DateObject[{2014, 6, 25, 22, 21, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Office of John P. Frye P.C." "NY" "11742" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911281. "DateObject[{2014, 6, 25, 22, 25, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "14830" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911291. "DateObject[{2014, 6, 25, 22, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "94605" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911295. "DateObject[{2014, 6, 25, 22, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Regional Adjustment Bureau, Incorporated" "WA" "99026" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911298. "DateObject[{2014, 6, 25, 22, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Republic Bank" "CA" "94109" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911300. "DateObject[{2014, 6, 25, 22, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CO" "81601" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 12, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911301. "DateObject[{2014, 6, 25, 22, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911306. "DateObject[{2014, 6, 25, 22, 36, 33.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Can't qualify for a loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "77450" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911308. "DateObject[{2014, 6, 25, 22, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 911309. "DateObject[{2014, 6, 25, 22, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Accounts, LLC" "FL" "34638" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 12, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911312. "DateObject[{2014, 6, 25, 22, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "CT" "06111" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 911314. "DateObject[{2014, 6, 25, 22, 42, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91601" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911318. "DateObject[{2014, 6, 25, 22, 47, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CA" "91376" "" "N/A" "Web" "DateObject[{2014, 6, 25, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911328. "DateObject[{2014, 6, 25, 22, 47, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "MI" "48235" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 12, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911329. "DateObject[{2014, 6, 25, 22, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "FL" "32328" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 911331. "DateObject[{2014, 6, 25, 22, 53, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911334. "DateObject[{2014, 6, 25, 22, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "WI" "53965" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911338. "DateObject[{2014, 6, 25, 22, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 22, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911339. "DateObject[{2014, 6, 25, 22, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90630" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 909651. "DateObject[{2014, 6, 25, 22, 58, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "VA" "22191" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911343. "DateObject[{2014, 6, 25, 22, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81401" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 18, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909555. "DateObject[{2014, 6, 25, 22, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "NY" "12303" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 911344. "DateObject[{2014, 6, 25, 22, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92374" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911345. "DateObject[{2014, 6, 25, 23, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Check Fraud Services" "IN" "46214" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 911347. "DateObject[{2014, 6, 25, 23, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 22, 58, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911340. "DateObject[{2014, 6, 25, 23, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911341. "DateObject[{2014, 6, 25, 23, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "62864" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 12, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911327. "DateObject[{2014, 6, 25, 23, 6, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911335. "DateObject[{2014, 6, 25, 23, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "CA" "94901" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909584. "DateObject[{2014, 6, 25, 23, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95035" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911364. "DateObject[{2014, 6, 25, 23, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NV" "89084" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911375. "DateObject[{2014, 6, 25, 23, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29602" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 909975. "DateObject[{2014, 6, 25, 23, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "16635" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911377. "DateObject[{2014, 6, 25, 23, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97035" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 909642. "DateObject[{2014, 6, 25, 23, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mnet Financial Inc" "CA" "94804" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911336. "DateObject[{2014, 6, 25, 23, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22079" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911382. "DateObject[{2014, 6, 25, 23, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "UT" "84128" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 909550. "DateObject[{2014, 6, 25, 23, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "FL" "32303" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911385. "DateObject[{2014, 6, 25, 23, 42, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WV" "25674" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911387. "DateObject[{2014, 6, 25, 23, 43, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33068" "" "N/A" "Web" "DateObject[{2014, 6, 25, 23, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912102. "DateObject[{2014, 6, 25, 23, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GTL Investments, Inc." "MI" "48324" "" "N/A" "Web" "DateObject[{2014, 6, 30, 11, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911391. "DateObject[{2014, 6, 25, 23, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "HI" "96816" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911400. "DateObject[{2014, 6, 25, 23, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 6, 30, 11, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911401. "DateObject[{2014, 6, 26, 0, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "CA" "90706" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913805. "DateObject[{2014, 6, 26, 0, 2, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "UT" "84746" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912109. "DateObject[{2014, 6, 26, 0, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "CA" "90025" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912110. "DateObject[{2014, 6, 26, 0, 8, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "90221" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911525. "DateObject[{2014, 6, 26, 0, 8, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "LA" "70783" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912114. "DateObject[{2014, 6, 26, 0, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Health Investment Company, LLC." "AL" "35213" "" "N/A" "Phone" "DateObject[{2014, 6, 27, 20, 11, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912104. "DateObject[{2014, 6, 26, 0, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "MD" "20854" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913942. "DateObject[{2014, 6, 26, 0, 22, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90069" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912118. "DateObject[{2014, 6, 26, 0, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "DC" "20008" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912120. "DateObject[{2014, 6, 26, 0, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27510" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912121. "DateObject[{2014, 6, 26, 0, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wheels Financial Group, LLC" "AK" "72762" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 11, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912122. "DateObject[{2014, 6, 26, 0, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33056" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912123. "DateObject[{2014, 6, 26, 0, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "78230" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911602. "DateObject[{2014, 6, 26, 0, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MS" "39426" "" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912128. "DateObject[{2014, 6, 26, 0, 41, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "90805" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911574. "DateObject[{2014, 6, 26, 0, 46, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "KS" "66502" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 25, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912132. "DateObject[{2014, 6, 26, 0, 54, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Second Round Limited Partnership" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913963. "DateObject[{2014, 6, 26, 0, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34231" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912133. "DateObject[{2014, 6, 26, 1, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "OH" "45439" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912134. "DateObject[{2014, 6, 26, 1, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30046" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912135. "DateObject[{2014, 6, 26, 1, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "63366" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912138. "DateObject[{2014, 6, 26, 1, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Progressive Financial Services, Inc." "OR" "97070" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912140. "DateObject[{2014, 6, 26, 1, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SD" "57006" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912141. "DateObject[{2014, 6, 26, 1, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TX" "77045" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 32, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913982. "DateObject[{2014, 6, 26, 1, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "15090" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912142. "DateObject[{2014, 6, 26, 1, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "08012" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911553. "DateObject[{2014, 6, 26, 1, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48215" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912145. "DateObject[{2014, 6, 26, 1, 31, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "28395" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912147. "DateObject[{2014, 6, 26, 1, 32, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "13088" "" "N/A" "Web" "DateObject[{2014, 6, 26, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911712. "DateObject[{2014, 6, 26, 1, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "CA" "91355" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 32, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 912149. "DateObject[{2014, 6, 26, 2, 9, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MS" "39074" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912158. "DateObject[{2014, 6, 26, 2, 9, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Accounts, LLC" "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912159. "DateObject[{2014, 6, 26, 2, 9, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912161. "DateObject[{2014, 6, 26, 2, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NM" "87031" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 912163. "DateObject[{2014, 6, 26, 2, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "AL" "35824" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 9, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911555. "DateObject[{2014, 6, 26, 2, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "14905" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912164. "DateObject[{2014, 6, 26, 2, 49, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "GA" "30528" "" "N/A" "Web" "DateObject[{2014, 6, 26, 2, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912168. "DateObject[{2014, 6, 26, 3, 2, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912169. "DateObject[{2014, 6, 26, 3, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "OH" "45213" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914525. "DateObject[{2014, 6, 26, 3, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912170. "DateObject[{2014, 6, 26, 3, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85050" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912173. "DateObject[{2014, 6, 26, 3, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "HI" "96706" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912175. "DateObject[{2014, 6, 26, 3, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912171. "DateObject[{2014, 6, 26, 3, 31, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "TN" "37804" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912178. "DateObject[{2014, 6, 26, 3, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94549" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 17, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911747. "DateObject[{2014, 6, 26, 3, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "45246" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911567. "DateObject[{2014, 6, 26, 3, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45246" "" "N/A" "Web" "DateObject[{2014, 6, 26, 3, 46, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911568. "DateObject[{2014, 6, 26, 3, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94549" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911748. "DateObject[{2014, 6, 26, 3, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14206" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912179. "DateObject[{2014, 6, 26, 3, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94549" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911749. "DateObject[{2014, 6, 26, 4, 16, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48821" "" "N/A" "Web" "DateObject[{2014, 6, 26, 4, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912181. "DateObject[{2014, 6, 26, 4, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 6, 26, 4, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912182. "DateObject[{2014, 6, 26, 4, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95404" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 12, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912185. "DateObject[{2014, 6, 26, 4, 35, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Resource Systems, Inc" "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 10, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912183. "DateObject[{2014, 6, 26, 5, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 911802. "DateObject[{2014, 6, 26, 5, 23, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "NE" "68502" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911469. "DateObject[{2014, 6, 26, 5, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NV" "89147" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 12, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912189. "DateObject[{2014, 6, 26, 5, 44, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "WA" "98597" "" "N/A" "Web" "DateObject[{2014, 6, 26, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912190. "DateObject[{2014, 6, 26, 5, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33461" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 6, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912192. "DateObject[{2014, 6, 26, 6, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37918" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 913977. "DateObject[{2014, 6, 26, 6, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "43616" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912196. "DateObject[{2014, 6, 26, 7, 8, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912184. "DateObject[{2014, 6, 26, 10, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91731" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 27, 21, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911472. "DateObject[{2014, 6, 26, 10, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21613" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911803. "DateObject[{2014, 6, 26, 10, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "TX" "78605" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 913966. "DateObject[{2014, 6, 26, 10, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "45601" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912258. "DateObject[{2014, 6, 26, 10, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "93710" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 21, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912237. "DateObject[{2014, 6, 26, 10, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27307" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912331. "DateObject[{2014, 6, 26, 10, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34465" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 21, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911732. "DateObject[{2014, 6, 26, 10, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sierra Holdings LLC" "NY" "11219" "" "N/A" "Web" "DateObject[{2014, 6, 26, 10, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 912200. "DateObject[{2014, 6, 26, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "55372" "" "N/A" "Referral" "DateObject[{2014, 6, 27, 20, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913964. "DateObject[{2014, 6, 26, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "10591" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912456. "DateObject[{2014, 6, 26, 11, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lender Live" "MI" "49250" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 31, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912201. "DateObject[{2014, 6, 26, 11, 31, 36.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "10704" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912203. "DateObject[{2014, 6, 26, 11, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blueshore Recovery" "GA" "31404" "" "N/A" "Web" "DateObject[{2014, 6, 26, 11, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912204. "DateObject[{2014, 6, 26, 11, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10019" "" "N/A" "Web" "DateObject[{2014, 6, 26, 11, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912205. "DateObject[{2014, 6, 26, 11, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913944. "DateObject[{2014, 6, 26, 12, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "76051" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912207. "DateObject[{2014, 6, 26, 12, 23, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07079" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911678. "DateObject[{2014, 6, 26, 12, 34, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "ME" "04062" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 21, 25, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912212. "DateObject[{2014, 6, 26, 12, 36, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01701" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912214. "DateObject[{2014, 6, 26, 12, 48, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Waterstone Mortgage Corporation" "OK" "73018" "" "N/A" "Web" "DateObject[{2014, 6, 26, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912221. "DateObject[{2014, 6, 26, 12, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "19046" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912226. "DateObject[{2014, 6, 26, 13, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "TN" "37924" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 27, 21, 45, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912430. "DateObject[{2014, 6, 26, 13, 2, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AL" "35904" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 8, 11, 14, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912230. "DateObject[{2014, 6, 26, 13, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "94705" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 21, 33, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911558. "DateObject[{2014, 6, 26, 13, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21804" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 21, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912232. "DateObject[{2014, 6, 26, 13, 5, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MS" "39345" "" "N/A" "Fax" "DateObject[{2014, 6, 30, 15, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912088. "DateObject[{2014, 6, 26, 13, 8, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "OH" "43103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 12, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912089. "DateObject[{2014, 6, 26, 13, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "MO" "63130" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912239. "DateObject[{2014, 6, 26, 13, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Podium Mortgage Capital LLC" "OR" "97209" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 38, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912246. "DateObject[{2014, 6, 26, 13, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "34683" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912250. "DateObject[{2014, 6, 26, 13, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "GA" "30080" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912257. "DateObject[{2014, 6, 26, 13, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "LA" "70660" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912259. "DateObject[{2014, 6, 26, 13, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "28127" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912260. "DateObject[{2014, 6, 26, 13, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fleet Mortgage Corp" "MO" "64081" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 912263. "DateObject[{2014, 6, 26, 13, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "MD" "20735" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "Missing[""NotApplicable""]" 912264. "DateObject[{2014, 6, 26, 13, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IA" "52732" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 21, 46, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911789. "DateObject[{2014, 6, 26, 13, 32, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92612" "" "N/A" "Fax" "DateObject[{2014, 6, 27, 21, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912270. "DateObject[{2014, 6, 26, 13, 34, 46.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "TX" "75254" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912049. "DateObject[{2014, 6, 26, 13, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "86409" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912533. "DateObject[{2014, 6, 26, 13, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92231" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912052. "DateObject[{2014, 6, 26, 13, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90712" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 43, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912188. "DateObject[{2014, 6, 26, 13, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92844" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 48, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912651. "DateObject[{2014, 6, 26, 13, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 19, 2, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 912276. "DateObject[{2014, 6, 26, 13, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48141" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911658. "DateObject[{2014, 6, 26, 13, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "GA" "30316" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913016. "DateObject[{2014, 6, 26, 13, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "MI" "48223" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912959. "DateObject[{2014, 6, 26, 13, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "20871" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912677. "DateObject[{2014, 6, 26, 13, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 19, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912277. "DateObject[{2014, 6, 26, 13, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IN" "47842" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 57, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912399. "DateObject[{2014, 6, 26, 13, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "FL" "32097" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912286. "DateObject[{2014, 6, 26, 13, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "66204" "" "N/A" "Postal mail" "DateObject[{2014, 6, 27, 22, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911597. "DateObject[{2014, 6, 26, 13, 45, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MI" "48042" "" "N/A" "Web" "DateObject[{2014, 6, 26, 13, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912287. "DateObject[{2014, 6, 26, 13, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "KY" "41048" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911778. "DateObject[{2014, 6, 26, 13, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "OH" "43230" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912798. "DateObject[{2014, 6, 26, 13, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "95667" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911586. "DateObject[{2014, 6, 26, 13, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 19, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912278. "DateObject[{2014, 6, 26, 13, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "UMB Bank" "CA" "93292" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912486. "DateObject[{2014, 6, 26, 13, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07869" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912453. "DateObject[{2014, 6, 26, 13, 50, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92612" "" "N/A" "Fax" "DateObject[{2014, 6, 30, 13, 10, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912273. "DateObject[{2014, 6, 26, 13, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32608" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912757. "DateObject[{2014, 6, 26, 13, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "34953" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 34, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912290. "DateObject[{2014, 6, 26, 13, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78642" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912645. "DateObject[{2014, 6, 26, 13, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46217" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912412. "DateObject[{2014, 6, 26, 13, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "WI" "53227" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912441. "DateObject[{2014, 6, 26, 13, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33436" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912296. "DateObject[{2014, 6, 26, 13, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AZ" "85749" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 912922. "DateObject[{2014, 6, 26, 13, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 912279. "DateObject[{2014, 6, 26, 14, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33914" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913097. "DateObject[{2014, 6, 26, 14, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "32724" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 52, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913132. "DateObject[{2014, 6, 26, 14, 1, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OR" "97424" "" "N/A" "Fax" "DateObject[{2014, 6, 30, 13, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911792. "DateObject[{2014, 6, 26, 14, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22302" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912304. "DateObject[{2014, 6, 26, 14, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BlueChip Financial" "NJ" "08052" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911706. "DateObject[{2014, 6, 26, 14, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94112" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 12, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912824. "DateObject[{2014, 6, 26, 14, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 6, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 913962. "DateObject[{2014, 6, 26, 14, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75094" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912897. "DateObject[{2014, 6, 26, 14, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 58, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912280. "DateObject[{2014, 6, 26, 14, 5, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "GA" "31763" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912309. "DateObject[{2014, 6, 26, 14, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20850" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912310. "DateObject[{2014, 6, 26, 14, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CO" "80210" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912590. "DateObject[{2014, 6, 26, 14, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92373" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912614. "DateObject[{2014, 6, 26, 14, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912281. "DateObject[{2014, 6, 26, 14, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VI" "22025" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913405. "DateObject[{2014, 6, 26, 14, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "KY" "40214" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 11, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913489. "DateObject[{2014, 6, 26, 14, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MD" "21921" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913626. "DateObject[{2014, 6, 26, 14, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "CT" "06902" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911479. "DateObject[{2014, 6, 26, 14, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "28081" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912653. "DateObject[{2014, 6, 26, 14, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80126" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911800. "DateObject[{2014, 6, 26, 14, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "FL" "32207" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 11, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912769. "DateObject[{2014, 6, 26, 14, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78727" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912828. "DateObject[{2014, 6, 26, 14, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20774" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912323. "DateObject[{2014, 6, 26, 14, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "22116" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912324. "DateObject[{2014, 6, 26, 14, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "21204" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912879. "DateObject[{2014, 6, 26, 14, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "31553" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 26, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912903. "DateObject[{2014, 6, 26, 14, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29401" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912329. "DateObject[{2014, 6, 26, 14, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98374" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912334. "DateObject[{2014, 6, 26, 14, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90027" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912335. "DateObject[{2014, 6, 26, 14, 21, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "48124" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912336. "DateObject[{2014, 6, 26, 14, 21, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "12302" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912337. "DateObject[{2014, 6, 26, 14, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33023" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 29, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912339. "DateObject[{2014, 6, 26, 14, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33186" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 46, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911552. "DateObject[{2014, 6, 26, 14, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33890" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912804. "DateObject[{2014, 6, 26, 14, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92684" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912340. "DateObject[{2014, 6, 26, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "45042" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912341. "DateObject[{2014, 6, 26, 14, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60656" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912344. "DateObject[{2014, 6, 26, 14, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85032" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912345. "DateObject[{2014, 6, 26, 14, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "95842" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 3, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912346. "DateObject[{2014, 6, 26, 14, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "38125" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912347. "DateObject[{2014, 6, 26, 14, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33169" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912348. "DateObject[{2014, 6, 26, 14, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78664" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912349. "DateObject[{2014, 6, 26, 14, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "UT" "84084" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913973. "DateObject[{2014, 6, 26, 14, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10011" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912351. "DateObject[{2014, 6, 26, 14, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Cash advance" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33614" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 23, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912352. "DateObject[{2014, 6, 26, 14, 22, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77055" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912353. "DateObject[{2014, 6, 26, 14, 22, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "WI" "53142" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 6, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 911603. "DateObject[{2014, 6, 26, 14, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "DE" "19962" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 24, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912354. "DateObject[{2014, 6, 26, 14, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MS" "39503" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912357. "DateObject[{2014, 6, 26, 14, 22, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "UMB Bank" "MO" "64057" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912358. "DateObject[{2014, 6, 26, 14, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30214" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912359. "DateObject[{2014, 6, 26, 14, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "NY" "14201" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912360. "DateObject[{2014, 6, 26, 14, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "33146" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 13, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911507. "DateObject[{2014, 6, 26, 14, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92544" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914094. "DateObject[{2014, 6, 26, 14, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92544" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 45, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911644. "DateObject[{2014, 6, 26, 14, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44212" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 55, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912364. "DateObject[{2014, 6, 26, 14, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30032" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912365. "DateObject[{2014, 6, 26, 14, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19120" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912367. "DateObject[{2014, 6, 26, 14, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27263" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911484. "DateObject[{2014, 6, 26, 14, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11428" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912369. "DateObject[{2014, 6, 26, 14, 23, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37218" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 16, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911556. "DateObject[{2014, 6, 26, 14, 23, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22546" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 41, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912371. "DateObject[{2014, 6, 26, 14, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MO" "63070" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 52, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912373. "DateObject[{2014, 6, 26, 14, 23, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "33176" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911661. "DateObject[{2014, 6, 26, 14, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "CA" "90603" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 59, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912375. "DateObject[{2014, 6, 26, 14, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "20746" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 45, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912376. "DateObject[{2014, 6, 26, 14, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55407" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911523. "DateObject[{2014, 6, 26, 14, 24, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OR" "97027" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912380. "DateObject[{2014, 6, 26, 14, 24, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90046" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 37, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912381. "DateObject[{2014, 6, 26, 14, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "CA" "90254" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 49, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912382. "DateObject[{2014, 6, 26, 14, 24, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07836" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912099. "DateObject[{2014, 6, 26, 14, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90048" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912383. "DateObject[{2014, 6, 26, 14, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "31131" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911642. "DateObject[{2014, 6, 26, 14, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "AZ" "85258" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912384. "DateObject[{2014, 6, 26, 14, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "18955" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912385. "DateObject[{2014, 6, 26, 14, 24, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "FL" "32216" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913947. "DateObject[{2014, 6, 26, 14, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19026" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914068. "DateObject[{2014, 6, 26, 14, 24, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "07407" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 44, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912386. "DateObject[{2014, 6, 26, 14, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "PA" "17366" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912387. "DateObject[{2014, 6, 26, 14, 24, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OK" "74011" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 26, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912388. "DateObject[{2014, 6, 26, 14, 24, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29681" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912043. "DateObject[{2014, 6, 26, 14, 27, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33428" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 13, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 912055. "DateObject[{2014, 6, 26, 14, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "IL" "62221" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912398. "DateObject[{2014, 6, 26, 14, 31, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11530" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911738. "DateObject[{2014, 6, 26, 14, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "MD" "20706" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 6, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912410. "DateObject[{2014, 6, 26, 14, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11753" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912423. "DateObject[{2014, 6, 26, 14, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01585" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912299. "DateObject[{2014, 6, 26, 14, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18042" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912433. "DateObject[{2014, 6, 26, 14, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NC" "27834" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912435. "DateObject[{2014, 6, 26, 14, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Recovery Consultants, Inc." "VA" "23225" "" "N/A" "Referral" "DateObject[{2014, 8, 11, 17, 3, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912438. "DateObject[{2014, 6, 26, 14, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Army and Air Force Exchange Service" "LA" "70126" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911579. "DateObject[{2014, 6, 26, 14, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "31061" "" "N/A" "Web" "DateObject[{2014, 6, 26, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912443. "DateObject[{2014, 6, 26, 14, 50, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 31, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912073. "DateObject[{2014, 6, 26, 14, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "10701" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 912447. "DateObject[{2014, 6, 26, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VT" "05478" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912452. "DateObject[{2014, 6, 26, 14, 55, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "AL" "35043" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912458. "DateObject[{2014, 6, 26, 14, 55, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "AL" "35043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912459. "DateObject[{2014, 6, 26, 14, 56, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "TN" "37035" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912461. "DateObject[{2014, 6, 26, 14, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "34293" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 17, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911604. "DateObject[{2014, 6, 26, 14, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "MD" "20854" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 912463. "DateObject[{2014, 6, 26, 15, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KY" "41003" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912467. "DateObject[{2014, 6, 26, 15, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "MA" "02169" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 14, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912471. "DateObject[{2014, 6, 26, 15, 5, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "PR" "00921" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 911535. "DateObject[{2014, 6, 26, 15, 6, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WI" "53218" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912474. "DateObject[{2014, 6, 26, 15, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92253" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912475. "DateObject[{2014, 6, 26, 15, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ATG Credit, LLC" "GA" "30016" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 36, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912480. "DateObject[{2014, 6, 26, 15, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IA" "52324" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912489. "DateObject[{2014, 6, 26, 15, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "92602" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912495. "DateObject[{2014, 6, 26, 15, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NY" "13323" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 16, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912496. "DateObject[{2014, 6, 26, 15, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92011" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913991. "DateObject[{2014, 6, 26, 15, 17, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "WA" "98509" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912499. "DateObject[{2014, 6, 26, 15, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VT" "05733" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912504. "DateObject[{2014, 6, 26, 15, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33014" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912508. "DateObject[{2014, 6, 26, 15, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "FL" "34203" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 40, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912511. "DateObject[{2014, 6, 26, 15, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912509. "DateObject[{2014, 6, 26, 15, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams & Fudge, Inc" "TN" "37664" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912518. "DateObject[{2014, 6, 26, 15, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stephens and Michaels Associates, Inc." "MA" "02352" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912519. "DateObject[{2014, 6, 26, 15, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "FL" "34691" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912521. "DateObject[{2014, 6, 26, 15, 27, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "GA" "31907" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912524. "DateObject[{2014, 6, 26, 15, 27, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912510. "DateObject[{2014, 6, 26, 15, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "AZ" "85048" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 31, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912535. "DateObject[{2014, 6, 26, 15, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "56096" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 911465. "DateObject[{2014, 6, 26, 15, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "27103" "" "N/A" "Fax" "DateObject[{2014, 6, 30, 14, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912069. "DateObject[{2014, 6, 26, 15, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "CA" "92595" "" "N/A" "Web" "DateObject[{2014, 8, 12, 17, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912543. "DateObject[{2014, 6, 26, 15, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28721" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912546. "DateObject[{2014, 6, 26, 15, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07061" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911503. "DateObject[{2014, 6, 26, 15, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "FL" "32701" "" "N/A" "Postal mail" "DateObject[{2014, 7, 1, 17, 50, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912553. "DateObject[{2014, 6, 26, 15, 39, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "39206" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912555. "DateObject[{2014, 6, 26, 15, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jon Barry and Associates, Inc." "ME" "04444" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 45, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912557. "DateObject[{2014, 6, 26, 15, 41, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "UT" "84118" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912560. "DateObject[{2014, 6, 26, 15, 43, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30506" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912564. "DateObject[{2014, 6, 26, 15, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "WI" "53719" "" "N/A" "Web" "DateObject[{2014, 6, 26, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912572. "DateObject[{2014, 6, 26, 15, 45, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21244" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 48, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912575. "DateObject[{2014, 6, 26, 15, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CT" "06511" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912584. "DateObject[{2014, 6, 26, 15, 53, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "WI" "54552" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911657. "DateObject[{2014, 6, 26, 15, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33312" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912586. "DateObject[{2014, 6, 26, 15, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32837" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912587. "DateObject[{2014, 6, 26, 15, 56, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60615" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912594. "DateObject[{2014, 6, 26, 15, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "OH" "44081" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912595. "DateObject[{2014, 6, 26, 15, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TN" "37172" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912597. "DateObject[{2014, 6, 26, 15, 59, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northeast Collection Bureau" "CA" "92675" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 912599. "DateObject[{2014, 6, 26, 15, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912600. "DateObject[{2014, 6, 26, 16, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AL" "36109" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912604. "DateObject[{2014, 6, 26, 16, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "SC" "29040" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 7, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913144. "DateObject[{2014, 6, 26, 16, 3, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "ME" "04281" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912606. "DateObject[{2014, 6, 26, 16, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "PA" "17554" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912607. "DateObject[{2014, 6, 26, 16, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19460" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 14, 31, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912612. "DateObject[{2014, 6, 26, 16, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "LA" "71112" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912615. "DateObject[{2014, 6, 26, 16, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "VA" "22554" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912617. "DateObject[{2014, 6, 26, 16, 6, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "PR" "00921" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 12, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911536. "DateObject[{2014, 6, 26, 16, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75686" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 25, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912619. "DateObject[{2014, 6, 26, 16, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AK" "99803" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912625. "DateObject[{2014, 6, 26, 16, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "76210" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912630. "DateObject[{2014, 6, 26, 16, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "90274" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912641. "DateObject[{2014, 6, 26, 16, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90274" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912642. "DateObject[{2014, 6, 26, 16, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "GA" "30168" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912649. "DateObject[{2014, 6, 26, 16, 23, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MN" "55412" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912655. "DateObject[{2014, 6, 26, 16, 24, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27707" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912659. "DateObject[{2014, 6, 26, 16, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MA" "01879" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912663. "DateObject[{2014, 6, 26, 16, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92532" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912668. "DateObject[{2014, 6, 26, 16, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90020" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911485. "DateObject[{2014, 6, 26, 16, 29, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 25, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911746. "DateObject[{2014, 6, 26, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IN" "47630" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912684. "DateObject[{2014, 6, 26, 16, 38, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98122" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 15, 48, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912686. "DateObject[{2014, 6, 26, 16, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IN" "47610" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912693. "DateObject[{2014, 6, 26, 16, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "NY" "11710" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912695. "DateObject[{2014, 6, 26, 16, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33126" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 57, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911715. "DateObject[{2014, 6, 26, 16, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "WA" "98565" "" "N/A" "Web" "DateObject[{2014, 6, 26, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912713. "DateObject[{2014, 6, 26, 16, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Byrider Franchising, LLC" "WV" "25608" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912720. "DateObject[{2014, 6, 26, 16, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48442" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912725. "DateObject[{2014, 6, 26, 16, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "CA" "93940" "" "N/A" "Web" "DateObject[{2014, 8, 12, 17, 33, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 912727. "DateObject[{2014, 6, 26, 16, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "NM" "88401" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913988. "DateObject[{2014, 6, 26, 16, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CAC Financial Corp" "FL" "33141" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 911824. "DateObject[{2014, 6, 26, 16, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "32940" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912729. "DateObject[{2014, 6, 26, 17, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30042" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912732. "DateObject[{2014, 6, 26, 17, 1, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diverse Funding Associates LLC" "VA" "24557" "" "N/A" "Web" "DateObject[{2014, 7, 30, 14, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912734. "DateObject[{2014, 6, 26, 17, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Maury Cobb, Attorney at Law, LLC" "CO" "80909" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912735. "DateObject[{2014, 6, 26, 17, 3, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34142" "" "N/A" "Postal mail" "DateObject[{2014, 6, 30, 17, 3, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912282. "DateObject[{2014, 6, 26, 17, 5, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "OR" "97027" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912745. "DateObject[{2014, 6, 26, 17, 5, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Access Group" "OR" "97027" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912746. "DateObject[{2014, 6, 26, 17, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bennett Law PLLC" "UT" "84010" "" "N/A" "Web" "DateObject[{2014, 8, 11, 18, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912749. "DateObject[{2014, 6, 26, 17, 10, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80908" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911573. "DateObject[{2014, 6, 26, 17, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "WV" "26554" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 30, 16, 34, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912754. "DateObject[{2014, 6, 26, 17, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "UT" "84057" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 41, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911566. "DateObject[{2014, 6, 26, 17, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NE" "68521" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 19, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913929. "DateObject[{2014, 6, 26, 17, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "WI" "54017" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912774. "DateObject[{2014, 6, 26, 17, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Service Center, Inc." "PA" "16201" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 912794. "DateObject[{2014, 6, 26, 17, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "LA" "70124" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912801. "DateObject[{2014, 6, 26, 17, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "FL" "34698" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 912802. "DateObject[{2014, 6, 26, 17, 34, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "NY" "10514" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911576. "DateObject[{2014, 6, 26, 17, 35, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lien Enforcement Inc" "CA" "93705" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911562. "DateObject[{2014, 6, 26, 17, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75243" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912777. "DateObject[{2014, 6, 26, 17, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "43545" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912810. "DateObject[{2014, 6, 26, 17, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "UT" "84094" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912819. "DateObject[{2014, 6, 26, 17, 43, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20715" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 16, 46, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912820. "DateObject[{2014, 6, 26, 17, 43, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "MI" "48307" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911733. "DateObject[{2014, 6, 26, 17, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75243" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 12, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912778. "DateObject[{2014, 6, 26, 17, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accurate Financial Partners" "CA" "92563" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912823. "DateObject[{2014, 6, 26, 17, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NV" "89511" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912825. "DateObject[{2014, 6, 26, 17, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94605" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912826. "DateObject[{2014, 6, 26, 17, 46, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCarthy, Burgess & Wolff, Inc." "CO" "80909" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 14, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912736. "DateObject[{2014, 6, 26, 17, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 6, 26, 17, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912066. "DateObject[{2014, 6, 26, 17, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gragil Associates, Inc." "VT" "05048" "" "N/A" "Web" "DateObject[{2014, 8, 12, 10, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 912843. "DateObject[{2014, 6, 26, 17, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NJ" "08831" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912844. "DateObject[{2014, 6, 26, 17, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "28546" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912850. "DateObject[{2014, 6, 26, 17, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55404" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 50, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912852. "DateObject[{2014, 6, 26, 17, 58, 24.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "MD" "21136" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912856. "DateObject[{2014, 6, 26, 18, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "77377" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911582. "DateObject[{2014, 6, 26, 18, 2, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Impac Mortgage Holdings, Inc." "FL" "33165" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912866. "DateObject[{2014, 6, 26, 18, 3, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MD" "21228" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 17, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912867. "DateObject[{2014, 6, 26, 18, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "TN" "37067" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911765. "DateObject[{2014, 6, 26, 18, 5, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02144" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912870. "DateObject[{2014, 6, 26, 18, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "91501" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912859. "DateObject[{2014, 6, 26, 18, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92663" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912878. "DateObject[{2014, 6, 26, 18, 9, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "90046" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 18, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912881. "DateObject[{2014, 6, 26, 18, 11, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93041" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912886. "DateObject[{2014, 6, 26, 18, 13, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "18034" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912888. "DateObject[{2014, 6, 26, 18, 15, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Home Loans Inc." "NY" "11433" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912890. "DateObject[{2014, 6, 26, 18, 15, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "NY" "14450" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 15, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912848. "DateObject[{2014, 6, 26, 18, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32207" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912891. "DateObject[{2014, 6, 26, 18, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "76063" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912840. "DateObject[{2014, 6, 26, 18, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "GA" "31313" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912898. "DateObject[{2014, 6, 26, 18, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 912899. "DateObject[{2014, 6, 26, 18, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "56172" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912911. "DateObject[{2014, 6, 26, 18, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76063" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912841. "DateObject[{2014, 6, 26, 18, 25, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "OR" "97236" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912906. "DateObject[{2014, 6, 26, 18, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "31021" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912917. "DateObject[{2014, 6, 26, 18, 28, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "01748" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912918. "DateObject[{2014, 6, 26, 18, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OR" "97236" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 28, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912907. "DateObject[{2014, 6, 26, 18, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "KY" "40165" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912919. "DateObject[{2014, 6, 26, 18, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76063" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912842. "DateObject[{2014, 6, 26, 18, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Resolution, LLC" "LA" "70508" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912924. "DateObject[{2014, 6, 26, 18, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21001" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912929. "DateObject[{2014, 6, 26, 18, 35, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "FL" "32003" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912937. "DateObject[{2014, 6, 26, 18, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43071" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912942. "DateObject[{2014, 6, 26, 18, 41, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87123" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 30, 16, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912946. "DateObject[{2014, 6, 26, 18, 43, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "PA" "19086" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 16, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 912951. "DateObject[{2014, 6, 26, 18, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "PA" "19086" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 48, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 912952. "DateObject[{2014, 6, 26, 18, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARS National Services, Inc." "TX" "77304" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 36, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912954. "DateObject[{2014, 6, 26, 18, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 19, 25, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912958. "DateObject[{2014, 6, 26, 18, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "48706" "" "N/A" "Web" "DateObject[{2014, 6, 26, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912963. "DateObject[{2014, 6, 26, 18, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Consultants of California" "CA" "91335" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912974. "DateObject[{2014, 6, 26, 18, 54, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07501" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 28, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912979. "DateObject[{2014, 6, 26, 18, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "GA" "31419" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 912985. "DateObject[{2014, 6, 26, 18, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911527. "DateObject[{2014, 6, 26, 18, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "MI" "48624" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912992. "DateObject[{2014, 6, 26, 18, 59, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21784" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 13, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 912994. "DateObject[{2014, 6, 26, 18, 59, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98584" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912995. "DateObject[{2014, 6, 26, 19, 4, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "CT" "06488" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 30, 15, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 911521. "DateObject[{2014, 6, 26, 19, 7, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northstar Location Services, LLC" "MD" "31769" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 913010. "DateObject[{2014, 6, 26, 19, 10, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "MI" "48229" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913019. "DateObject[{2014, 6, 26, 19, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "LA" "70056" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913027. "DateObject[{2014, 6, 26, 19, 13, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77042" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913030. "DateObject[{2014, 6, 26, 19, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "HI" "96740" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911502. "DateObject[{2014, 6, 26, 19, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "VA" "22603" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914534. "DateObject[{2014, 6, 26, 19, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19133" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913043. "DateObject[{2014, 6, 26, 19, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NE" "68512" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 912039. "DateObject[{2014, 6, 26, 19, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Grant & Weber" "IL" "60657" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913047. "DateObject[{2014, 6, 26, 19, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NE" "68512" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912040. "DateObject[{2014, 6, 26, 19, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "92058" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912379. "DateObject[{2014, 6, 26, 19, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "WI" "53040" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913053. "DateObject[{2014, 6, 26, 19, 26, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33610" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911637. "DateObject[{2014, 6, 26, 19, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30038" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913058. "DateObject[{2014, 6, 26, 19, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30038" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913059. "DateObject[{2014, 6, 26, 19, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90745" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913060. "DateObject[{2014, 6, 26, 19, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "OH" "44646" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913062. "DateObject[{2014, 6, 26, 19, 28, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98445" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913063. "DateObject[{2014, 6, 26, 19, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44145" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911615. "DateObject[{2014, 6, 26, 19, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "MD" "20852" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913065. "DateObject[{2014, 6, 26, 19, 32, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19064" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912356. "DateObject[{2014, 6, 26, 19, 36, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "" "" "Servicemember" "N/A" "Phone" "DateObject[{2014, 6, 30, 18, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913083. "DateObject[{2014, 6, 26, 19, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91206" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913094. "DateObject[{2014, 6, 26, 19, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80303" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913095. "DateObject[{2014, 6, 26, 19, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19606" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913096. "DateObject[{2014, 6, 26, 19, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22311" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911763. "DateObject[{2014, 6, 26, 19, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "92345" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911531. "DateObject[{2014, 6, 26, 19, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WI" "54017" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913101. "DateObject[{2014, 6, 26, 19, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75077" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913108. "DateObject[{2014, 6, 26, 19, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911805. "DateObject[{2014, 6, 26, 19, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78617" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913110. "DateObject[{2014, 6, 26, 19, 46, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "LA" "70122" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 912984. "DateObject[{2014, 6, 26, 19, 46, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913115. "DateObject[{2014, 6, 26, 19, 48, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60067" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913123. "DateObject[{2014, 6, 26, 19, 50, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44132" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 17, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 913125. "DateObject[{2014, 6, 26, 19, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06082" "" "N/A" "Web" "DateObject[{2014, 6, 26, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911643. "DateObject[{2014, 6, 26, 19, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "WV" "25181" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 30, 17, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913133. "DateObject[{2014, 6, 26, 19, 53, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911806. "DateObject[{2014, 6, 26, 19, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913136. "DateObject[{2014, 6, 26, 19, 55, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "91335" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912975. "DateObject[{2014, 6, 26, 19, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "TX" "77095" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913142. "DateObject[{2014, 6, 26, 19, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "OH" "44132" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 17, 37, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913126. "DateObject[{2014, 6, 26, 20, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913116. "DateObject[{2014, 6, 26, 20, 1, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75081" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913151. "DateObject[{2014, 6, 26, 20, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "16929" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913153. "DateObject[{2014, 6, 26, 20, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "45044" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912363. "DateObject[{2014, 6, 26, 20, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "FL" "32572" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913171. "DateObject[{2014, 6, 26, 20, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97420" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912056. "DateObject[{2014, 6, 26, 20, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85142" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 912106. "DateObject[{2014, 6, 26, 20, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "06840" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911685. "DateObject[{2014, 6, 26, 20, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95023" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 26, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913192. "DateObject[{2014, 6, 26, 20, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 1, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913117. "DateObject[{2014, 6, 26, 20, 19, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Resolution, LLC" "SC" "29501" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913198. "DateObject[{2014, 6, 26, 20, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08520" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 19, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913199. "DateObject[{2014, 6, 26, 20, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "OH" "44120" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 913204. "DateObject[{2014, 6, 26, 20, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94552" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913206. "DateObject[{2014, 6, 26, 20, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 2, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913118. "DateObject[{2014, 6, 26, 20, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "MI" "48160" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913211. "DateObject[{2014, 6, 26, 20, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "KY" "40222" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913217. "DateObject[{2014, 6, 26, 20, 29, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CAB Receivables, Inc." "SC" "29455" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 913225. "DateObject[{2014, 6, 26, 20, 30, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913119. "DateObject[{2014, 6, 26, 20, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 1, 12, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913230. "DateObject[{2014, 6, 26, 20, 31, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "MI" "48917" "" "N/A" "Web" "DateObject[{2014, 9, 12, 14, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911711. "DateObject[{2014, 6, 26, 20, 31, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33782" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913232. "DateObject[{2014, 6, 26, 20, 32, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92345" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911540. "DateObject[{2014, 6, 26, 20, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "WI" "54650" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 913240. "DateObject[{2014, 6, 26, 20, 34, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "10013" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911790. "DateObject[{2014, 6, 26, 20, 36, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Payments Check Services, Inc." "NJ" "07306" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913248. "DateObject[{2014, 6, 26, 20, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34744" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 17, 30, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913251. "DateObject[{2014, 6, 26, 20, 38, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94618" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 12, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913254. "DateObject[{2014, 6, 26, 20, 38, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ResidentCollect, Inc." "CA" "91335" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913256. "DateObject[{2014, 6, 26, 20, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27310" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913262. "DateObject[{2014, 6, 26, 20, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45251" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913265. "DateObject[{2014, 6, 26, 20, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30066" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 913267. "DateObject[{2014, 6, 26, 20, 46, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76548" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913270. "DateObject[{2014, 6, 26, 20, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "49417" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 12, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913271. "DateObject[{2014, 6, 26, 20, 47, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oliphant Financial Corporation" "CT" "06013" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 913278. "DateObject[{2014, 6, 26, 20, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32804" "" "N/A" "Web" "DateObject[{2014, 6, 26, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913283. "DateObject[{2014, 6, 26, 20, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "PA" "15085" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913292. "DateObject[{2014, 6, 26, 20, 55, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "02169" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 41, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913293. "DateObject[{2014, 6, 26, 20, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33101" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913295. "DateObject[{2014, 6, 26, 20, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33101" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913296. "DateObject[{2014, 6, 26, 20, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08859" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 53, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913299. "DateObject[{2014, 6, 26, 20, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "FL" "32514" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 51, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913300. "DateObject[{2014, 6, 26, 20, 56, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "07087" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 15, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913301. "DateObject[{2014, 6, 26, 20, 56, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30324" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 47, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913304. "DateObject[{2014, 6, 26, 20, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "NY" "11691" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913305. "DateObject[{2014, 6, 26, 20, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CT" "06606" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913306. "DateObject[{2014, 6, 26, 20, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "NY" "11730" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913307. "DateObject[{2014, 6, 26, 20, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "92131" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913308. "DateObject[{2014, 6, 26, 20, 56, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90274" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913309. "DateObject[{2014, 6, 26, 20, 56, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 24, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913310. "DateObject[{2014, 6, 26, 20, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MA" "01960" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911622. "DateObject[{2014, 6, 26, 20, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "49091" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913311. "DateObject[{2014, 6, 26, 20, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911543. "DateObject[{2014, 6, 26, 20, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98019" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913314. "DateObject[{2014, 6, 26, 20, 56, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OR" "97504" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913315. "DateObject[{2014, 6, 26, 20, 56, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03840" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913316. "DateObject[{2014, 6, 26, 20, 56, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 52, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913317. "DateObject[{2014, 6, 26, 20, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55404" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 45, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911608. "DateObject[{2014, 6, 26, 20, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91786" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913320. "DateObject[{2014, 6, 26, 20, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "ID" "83440" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 18, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913322. "DateObject[{2014, 6, 26, 20, 56, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89148" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913323. "DateObject[{2014, 6, 26, 20, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "PA" "17402" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911548. "DateObject[{2014, 6, 26, 20, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "23462" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913324. "DateObject[{2014, 6, 26, 20, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10023" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 56, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913325. "DateObject[{2014, 6, 26, 20, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98133" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913327. "DateObject[{2014, 6, 26, 20, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TX" "77584" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913328. "DateObject[{2014, 6, 26, 20, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33146" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913329. "DateObject[{2014, 6, 26, 20, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48021" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 11, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913330. "DateObject[{2014, 6, 26, 20, 57, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 27, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912091. "DateObject[{2014, 6, 26, 20, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90640" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913332. "DateObject[{2014, 6, 26, 20, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48329" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913333. "DateObject[{2014, 6, 26, 20, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NH" "03867" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913334. "DateObject[{2014, 6, 26, 20, 57, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NH" "03103" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913335. "DateObject[{2014, 6, 26, 20, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91786" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913321. "DateObject[{2014, 6, 26, 20, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MA" "01510" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913338. "DateObject[{2014, 6, 26, 20, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DC" "20005" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 21, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913340. "DateObject[{2014, 6, 26, 20, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33647" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911587. "DateObject[{2014, 6, 26, 20, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "53525" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913341. "DateObject[{2014, 6, 26, 20, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "78250" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911475. "DateObject[{2014, 6, 26, 20, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "94551" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913343. "DateObject[{2014, 6, 26, 20, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33904" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 41, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913345. "DateObject[{2014, 6, 26, 20, 57, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08046" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911754. "DateObject[{2014, 6, 26, 20, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21032" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913346. "DateObject[{2014, 6, 26, 20, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AK" "99507" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 55, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913347. "DateObject[{2014, 6, 26, 20, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07734" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913348. "DateObject[{2014, 6, 26, 20, 57, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90069" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913349. "DateObject[{2014, 6, 26, 20, 57, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80120" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913350. "DateObject[{2014, 6, 26, 20, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "WI" "53525" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913342. "DateObject[{2014, 6, 26, 20, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32757" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 11, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911513. "DateObject[{2014, 6, 26, 20, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02115" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911720. "DateObject[{2014, 6, 26, 20, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08817" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 36, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913352. "DateObject[{2014, 6, 26, 20, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "91945" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913353. "DateObject[{2014, 6, 26, 20, 57, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NH" "03814" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913354. "DateObject[{2014, 6, 26, 20, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34743" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913355. "DateObject[{2014, 6, 26, 20, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29070" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913356. "DateObject[{2014, 6, 26, 20, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34212" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 11, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913993. "DateObject[{2014, 6, 26, 20, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11418" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 55, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913357. "DateObject[{2014, 6, 26, 20, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43201" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913358. "DateObject[{2014, 6, 26, 20, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46835" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911682. "DateObject[{2014, 6, 26, 20, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22153" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913654. "DateObject[{2014, 6, 26, 20, 58, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913362. "DateObject[{2014, 6, 26, 20, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19720" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913366. "DateObject[{2014, 6, 26, 21, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "IN" "47060" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913370. "DateObject[{2014, 6, 26, 21, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "NC" "28594" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911633. "DateObject[{2014, 6, 26, 21, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "TX" "75904" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 13, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913381. "DateObject[{2014, 6, 26, 21, 6, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BCA Financial Services, Inc." "FL" "32132" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911684. "DateObject[{2014, 6, 26, 21, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Preferred Collection and Management, Inc." "FL" "32065" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 19, 53, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913382. "DateObject[{2014, 6, 26, 21, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MN" "55416" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913392. "DateObject[{2014, 6, 26, 21, 9, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29602" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 911505. "DateObject[{2014, 6, 26, 21, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "FL" "33269" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913404. "DateObject[{2014, 6, 26, 21, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NC" "28607" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913950. "DateObject[{2014, 6, 26, 21, 14, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92630" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911547. "DateObject[{2014, 6, 26, 21, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MD" "20748" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911528. "DateObject[{2014, 6, 26, 21, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10980" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913409. "DateObject[{2014, 6, 26, 21, 15, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91335" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 10, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 911478. "DateObject[{2014, 6, 26, 21, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "13142" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 27, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913410. "DateObject[{2014, 6, 26, 21, 15, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "31313" "Servicemember" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 46, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913411. "DateObject[{2014, 6, 26, 21, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MD" "21015" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 31, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 913412. "DateObject[{2014, 6, 26, 21, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "NY" "14580" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913413. "DateObject[{2014, 6, 26, 21, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33015" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 3, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911470. "DateObject[{2014, 6, 26, 21, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trustmark Corporation" "MS" "38641" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911617. "DateObject[{2014, 6, 26, 21, 16, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95945" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913415. "DateObject[{2014, 6, 26, 21, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33484" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912062. "DateObject[{2014, 6, 26, 21, 16, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "54452" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913416. "DateObject[{2014, 6, 26, 21, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "NE" "68506" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 21, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913417. "DateObject[{2014, 6, 26, 21, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "93551" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 54, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911753. "DateObject[{2014, 6, 26, 21, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11375" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 27, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913421. "DateObject[{2014, 6, 26, 21, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "AZ" "85706" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913422. "DateObject[{2014, 6, 26, 21, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80126" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913423. "DateObject[{2014, 6, 26, 21, 16, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80022" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 34, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913424. "DateObject[{2014, 6, 26, 21, 16, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11703" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913938. "DateObject[{2014, 6, 26, 21, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02852" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913426. "DateObject[{2014, 6, 26, 21, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32164" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 44, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911687. "DateObject[{2014, 6, 26, 21, 16, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92881" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 58, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913961. "DateObject[{2014, 6, 26, 21, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "TX" "76502" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913427. "DateObject[{2014, 6, 26, 21, 16, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60069" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913429. "DateObject[{2014, 6, 26, 21, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Farm Bank" "CT" "06610" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913430. "DateObject[{2014, 6, 26, 21, 16, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34293" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 28, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911560. "DateObject[{2014, 6, 26, 21, 16, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76502" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 38, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913428. "DateObject[{2014, 6, 26, 21, 16, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60423" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913431. "DateObject[{2014, 6, 26, 21, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "CA" "91118" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913433. "DateObject[{2014, 6, 26, 21, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "FL" "33054" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 11, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913969. "DateObject[{2014, 6, 26, 21, 16, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94114" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913434. "DateObject[{2014, 6, 26, 21, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "92372" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 47, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913435. "DateObject[{2014, 6, 26, 21, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11230" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911704. "DateObject[{2014, 6, 26, 21, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MA" "01867" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911791. "DateObject[{2014, 6, 26, 21, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93311" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913436. "DateObject[{2014, 6, 26, 21, 16, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20874" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 28, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913437. "DateObject[{2014, 6, 26, 21, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30281" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913438. "DateObject[{2014, 6, 26, 21, 16, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "DC" "20037" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911581. "DateObject[{2014, 6, 26, 21, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "VT" "05701" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 11, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 913439. "DateObject[{2014, 6, 26, 21, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07760" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913440. "DateObject[{2014, 6, 26, 21, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28607" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 11, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913951. "DateObject[{2014, 6, 26, 21, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08753" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 6, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913441. "DateObject[{2014, 6, 26, 21, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08050" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 12, 58, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913443. "DateObject[{2014, 6, 26, 21, 17, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85281" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913444. "DateObject[{2014, 6, 26, 21, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OR" "97034" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913445. "DateObject[{2014, 6, 26, 21, 17, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10466" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913446. "DateObject[{2014, 6, 26, 21, 17, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75025" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 44, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913447. "DateObject[{2014, 6, 26, 21, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08759" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 32, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913448. "DateObject[{2014, 6, 26, 21, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90620" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 59, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913449. "DateObject[{2014, 6, 26, 21, 17, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "FL" "33434" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913450. "DateObject[{2014, 6, 26, 21, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48041" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 45, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913451. "DateObject[{2014, 6, 26, 21, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33187" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913452. "DateObject[{2014, 6, 26, 21, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "34655" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913453. "DateObject[{2014, 6, 26, 21, 17, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32226" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 5, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913931. "DateObject[{2014, 6, 26, 21, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30260" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913455. "DateObject[{2014, 6, 26, 21, 17, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85142" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913456. "DateObject[{2014, 6, 26, 21, 17, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07066" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913939. "DateObject[{2014, 6, 26, 21, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NC" "28269" "" "N/A" "Referral" "DateObject[{2014, 7, 31, 16, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911700. "DateObject[{2014, 6, 26, 21, 17, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "People's United Bank" "CT" "06902" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 44, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913459. "DateObject[{2014, 6, 26, 21, 17, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913460. "DateObject[{2014, 6, 26, 21, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "WA" "98036" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913461. "DateObject[{2014, 6, 26, 21, 17, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92880" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 55, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913992. "DateObject[{2014, 6, 26, 21, 17, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48334" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 37, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913462. "DateObject[{2014, 6, 26, 21, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912092. "DateObject[{2014, 6, 26, 21, 17, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02301" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913463. "DateObject[{2014, 6, 26, 21, 17, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55107" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913465. "DateObject[{2014, 6, 26, 21, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VT" "05457" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913466. "DateObject[{2014, 6, 26, 21, 17, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95037" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913467. "DateObject[{2014, 6, 26, 21, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11797" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913948. "DateObject[{2014, 6, 26, 21, 17, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AR" "72207" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913468. "DateObject[{2014, 6, 26, 21, 17, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 52, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913469. "DateObject[{2014, 6, 26, 21, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VT" "05088" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 25, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913470. "DateObject[{2014, 6, 26, 21, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "12533" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913471. "DateObject[{2014, 6, 26, 21, 18, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32063" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913473. "DateObject[{2014, 6, 26, 21, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NV" "89110" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911688. "DateObject[{2014, 6, 26, 21, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "MI" "48393" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913477. "DateObject[{2014, 6, 26, 21, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TX" "77045" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913984. "DateObject[{2014, 6, 26, 21, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "FL" "33556" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913483. "DateObject[{2014, 6, 26, 21, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46404" "Older American" "N/A" "Referral" "DateObject[{2014, 6, 30, 20, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913486. "DateObject[{2014, 6, 26, 21, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34744" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 17, 32, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913252. "DateObject[{2014, 6, 26, 21, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34744" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 17, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913253. "DateObject[{2014, 6, 26, 21, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "AL" "35603" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913493. "DateObject[{2014, 6, 26, 21, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "AL" "35603" "" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913494. "DateObject[{2014, 6, 26, 21, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VT" "05764" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 32, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913498. "DateObject[{2014, 6, 26, 21, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IN" "46404" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 9, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913487. "DateObject[{2014, 6, 26, 21, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "91030" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913503. "DateObject[{2014, 6, 26, 21, 33, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80512" "" "N/A" "Web" "DateObject[{2014, 6, 26, 21, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913512. "DateObject[{2014, 6, 26, 21, 36, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913521. "DateObject[{2014, 6, 26, 21, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29209" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 21, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913536. "DateObject[{2014, 6, 26, 21, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33319" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 13, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913538. "DateObject[{2014, 6, 26, 21, 40, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98126" "" "N/A" "Referral" "DateObject[{2014, 9, 15, 12, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913527. "DateObject[{2014, 6, 26, 21, 40, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19087" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913544. "DateObject[{2014, 6, 26, 21, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SD" "57106" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913546. "DateObject[{2014, 6, 26, 21, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06712" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913551. "DateObject[{2014, 6, 26, 21, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "VT" "05443" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913553. "DateObject[{2014, 6, 26, 21, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77088" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 53, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913554. "DateObject[{2014, 6, 26, 21, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Pacific Mortgage Corporation" "AZ" "85142" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913555. "DateObject[{2014, 6, 26, 21, 41, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "OR" "97498" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 913556. "DateObject[{2014, 6, 26, 21, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "02359" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913558. "DateObject[{2014, 6, 26, 21, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98126" "" "N/A" "Referral" "DateObject[{2014, 9, 15, 11, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913528. "DateObject[{2014, 6, 26, 21, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92057" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913559. "DateObject[{2014, 6, 26, 21, 41, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913562. "DateObject[{2014, 6, 26, 21, 41, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93257" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911692. "DateObject[{2014, 6, 26, 21, 41, 35.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90712" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913564. "DateObject[{2014, 6, 26, 21, 41, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75032" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913565. "DateObject[{2014, 6, 26, 21, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 14, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913566. "DateObject[{2014, 6, 26, 21, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "FL" "34654" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911701. "DateObject[{2014, 6, 26, 21, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33146" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913569. "DateObject[{2014, 6, 26, 21, 41, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "22031" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913419. "DateObject[{2014, 6, 26, 21, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "17368" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913980. "DateObject[{2014, 6, 26, 21, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NC" "28027" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 13, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912037. "DateObject[{2014, 6, 26, 21, 41, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MO" "65712" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913571. "DateObject[{2014, 6, 26, 21, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78501" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 20, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913572. "DateObject[{2014, 6, 26, 21, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30213" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911533. "DateObject[{2014, 6, 26, 21, 41, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08033" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911731. "DateObject[{2014, 6, 26, 21, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85251" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913573. "DateObject[{2014, 6, 26, 21, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "20769" "" "N/A" "Referral" "DateObject[{2014, 7, 31, 16, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913965. "DateObject[{2014, 6, 26, 21, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21214" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913574. "DateObject[{2014, 6, 26, 21, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11758" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913575. "DateObject[{2014, 6, 26, 21, 42, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92402" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913577. "DateObject[{2014, 6, 26, 21, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "14572" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913578. "DateObject[{2014, 6, 26, 21, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20613" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913580. "DateObject[{2014, 6, 26, 21, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34293" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 48, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913581. "DateObject[{2014, 6, 26, 21, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27265" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 53, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913582. "DateObject[{2014, 6, 26, 21, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92374" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911721. "DateObject[{2014, 6, 26, 21, 42, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913583. "DateObject[{2014, 6, 26, 21, 42, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60188" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 9, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 913584. "DateObject[{2014, 6, 26, 21, 42, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MN" "56001" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913585. "DateObject[{2014, 6, 26, 21, 42, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92262" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 45, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913586. "DateObject[{2014, 6, 26, 21, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95023" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 50, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913587. "DateObject[{2014, 6, 26, 21, 42, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IN" "46402" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913588. "DateObject[{2014, 6, 26, 21, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33328" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 59, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913589. "DateObject[{2014, 6, 26, 21, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30553" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 8, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913590. "DateObject[{2014, 6, 26, 21, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90059" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913591. "DateObject[{2014, 6, 26, 21, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911663. "DateObject[{2014, 6, 26, 21, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911654. "DateObject[{2014, 6, 26, 21, 42, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 43, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911544. "DateObject[{2014, 6, 26, 21, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08068" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913596. "DateObject[{2014, 6, 26, 21, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "10019" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913597. "DateObject[{2014, 6, 26, 21, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93626" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913598. "DateObject[{2014, 6, 26, 21, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60060" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913599. "DateObject[{2014, 6, 26, 21, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "44312" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913600. "DateObject[{2014, 6, 26, 21, 42, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MN" "56171" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 8, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913601. "DateObject[{2014, 6, 26, 21, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "14514" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913602. "DateObject[{2014, 6, 26, 21, 42, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OK" "74701" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913603. "DateObject[{2014, 6, 26, 21, 42, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91502" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 18, 31, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913941. "DateObject[{2014, 6, 26, 21, 42, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "32118" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913604. "DateObject[{2014, 6, 26, 21, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "AL" "36022" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 54, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913605. "DateObject[{2014, 6, 26, 21, 42, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33572" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913606. "DateObject[{2014, 6, 26, 21, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33510" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 21, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913607. "DateObject[{2014, 6, 26, 21, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33165" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 9, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911508. "DateObject[{2014, 6, 26, 21, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "AL" "36867" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913072. "DateObject[{2014, 6, 26, 21, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33146" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911510. "DateObject[{2014, 6, 26, 21, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06614" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913608. "DateObject[{2014, 6, 26, 21, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "45042" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913610. "DateObject[{2014, 6, 26, 21, 43, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95765" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 39, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913968. "DateObject[{2014, 6, 26, 21, 43, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75243" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913612. "DateObject[{2014, 6, 26, 21, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rushmore Loan Management Services LLC" "NV" "89511" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911823. "DateObject[{2014, 6, 26, 21, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11024" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 14, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913613. "DateObject[{2014, 6, 26, 21, 45, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "TX" "77044" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 913616. "DateObject[{2014, 6, 26, 21, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98126" "" "N/A" "Referral" "DateObject[{2014, 9, 15, 11, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913532. "DateObject[{2014, 6, 26, 21, 48, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "90057" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913618. "DateObject[{2014, 6, 26, 21, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "OH" "43054" "" "N/A" "Phone" "DateObject[{2014, 6, 30, 21, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911506. "DateObject[{2014, 6, 26, 21, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29146" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913629. "DateObject[{2014, 6, 26, 21, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11787" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913631. "DateObject[{2014, 6, 26, 21, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90069" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913632. "DateObject[{2014, 6, 26, 21, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11235" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913633. "DateObject[{2014, 6, 26, 21, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77045" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913937. "DateObject[{2014, 6, 26, 21, 59, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07001" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 44, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913636. "DateObject[{2014, 6, 26, 22, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NC" "27609" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911532. "DateObject[{2014, 6, 26, 22, 2, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912086. "DateObject[{2014, 6, 26, 22, 3, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913644. "DateObject[{2014, 6, 26, 22, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92606" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913959. "DateObject[{2014, 6, 26, 22, 8, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "47223" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 6, 16, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913261. "DateObject[{2014, 6, 26, 22, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27263" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913648. "DateObject[{2014, 6, 26, 22, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33065" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913035. "DateObject[{2014, 6, 26, 22, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "CA" "90048" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 13, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913651. "DateObject[{2014, 6, 26, 22, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thomas, King & Associates" "NJ" "07753" "" "N/A" "Web" "DateObject[{2014, 8, 1, 13, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 913656. "DateObject[{2014, 6, 26, 22, 19, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "02136" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911817. "DateObject[{2014, 6, 26, 22, 19, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33710" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913658. "DateObject[{2014, 6, 26, 22, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75222" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913659. "DateObject[{2014, 6, 26, 22, 19, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80134" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911572. "DateObject[{2014, 6, 26, 22, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77568" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913661. "DateObject[{2014, 6, 26, 22, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34134" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913663. "DateObject[{2014, 6, 26, 22, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "DC" "20017" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 913664. "DateObject[{2014, 6, 26, 22, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "02301" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913464. "DateObject[{2014, 6, 26, 22, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11722" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913666. "DateObject[{2014, 6, 26, 22, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "28164" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913667. "DateObject[{2014, 6, 26, 22, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77630" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913668. "DateObject[{2014, 6, 26, 22, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NE" "68111" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913670. "DateObject[{2014, 6, 26, 22, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "45750" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 15, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913671. "DateObject[{2014, 6, 26, 22, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07014" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 913672. "DateObject[{2014, 6, 26, 22, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913673. "DateObject[{2014, 6, 26, 22, 19, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07442" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913674. "DateObject[{2014, 6, 26, 22, 19, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92553" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913675. "DateObject[{2014, 6, 26, 22, 19, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08638" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913676. "DateObject[{2014, 6, 26, 22, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07405" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913677. "DateObject[{2014, 6, 26, 22, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30127" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913678. "DateObject[{2014, 6, 26, 22, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48223" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 4, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913679. "DateObject[{2014, 6, 26, 22, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90071" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911467. "DateObject[{2014, 6, 26, 22, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NC" "28544" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913681. "DateObject[{2014, 6, 26, 22, 20, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "13206" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913682. "DateObject[{2014, 6, 26, 22, 20, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92868" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 47, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912067. "DateObject[{2014, 6, 26, 22, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OR" "97034" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 912050. "DateObject[{2014, 6, 26, 22, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95610" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911589. "DateObject[{2014, 6, 26, 22, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95765" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 29, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913690. "DateObject[{2014, 6, 26, 22, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20772" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913691. "DateObject[{2014, 6, 26, 22, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "38024" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 38, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913692. "DateObject[{2014, 6, 26, 22, 20, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "10314" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 47, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913693. "DateObject[{2014, 6, 26, 22, 20, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CT" "06468" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 21, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913694. "DateObject[{2014, 6, 26, 22, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30214" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913695. "DateObject[{2014, 6, 26, 22, 20, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03256" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913696. "DateObject[{2014, 6, 26, 22, 20, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90606" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 24, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913697. "DateObject[{2014, 6, 26, 22, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "IL" "60610" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 51, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913698. "DateObject[{2014, 6, 26, 22, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "91766" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 33, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913699. "DateObject[{2014, 6, 26, 22, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35453" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913700. "DateObject[{2014, 6, 26, 22, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11967" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 52, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911769. "DateObject[{2014, 6, 26, 22, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "13206" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913702. "DateObject[{2014, 6, 26, 22, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "22151" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913703. "DateObject[{2014, 6, 26, 22, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27511" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913704. "DateObject[{2014, 6, 26, 22, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44035" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911565. "DateObject[{2014, 6, 26, 22, 20, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "FL" "33312" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913705. "DateObject[{2014, 6, 26, 22, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08610" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913707. "DateObject[{2014, 6, 26, 22, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23701" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 911650. "DateObject[{2014, 6, 26, 22, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03045" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913708. "DateObject[{2014, 6, 26, 22, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "AZ" "85254" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913709. "DateObject[{2014, 6, 26, 22, 20, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29301" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913710. "DateObject[{2014, 6, 26, 22, 20, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03038" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911634. "DateObject[{2014, 6, 26, 22, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30038" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913711. "DateObject[{2014, 6, 26, 22, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32825" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 30, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913934. "DateObject[{2014, 6, 26, 22, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "PA" "19425" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 11, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913712. "DateObject[{2014, 6, 26, 22, 20, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11743" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 32, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912045. "DateObject[{2014, 6, 26, 22, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "IN" "46368" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913713. "DateObject[{2014, 6, 26, 22, 21, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97471" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911595. "DateObject[{2014, 6, 26, 22, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06890" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913714. "DateObject[{2014, 6, 26, 22, 21, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "21403" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913715. "DateObject[{2014, 6, 26, 22, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33037" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913716. "DateObject[{2014, 6, 26, 22, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90740" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913717. "DateObject[{2014, 6, 26, 22, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33426" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 30, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911757. "DateObject[{2014, 6, 26, 22, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87120" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 16, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913718. "DateObject[{2014, 6, 26, 22, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "LA" "70122" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913720. "DateObject[{2014, 6, 26, 22, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "23321" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913726. "DateObject[{2014, 6, 26, 22, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "94583" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 10, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913932. "DateObject[{2014, 6, 26, 22, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913729. "DateObject[{2014, 6, 26, 22, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TN" "37122" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911538. "DateObject[{2014, 6, 26, 22, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30004" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 40, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913731. "DateObject[{2014, 6, 26, 22, 29, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "FL" "32937" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 913733. "DateObject[{2014, 6, 26, 22, 29, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "94523" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913734. "DateObject[{2014, 6, 26, 22, 31, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Certified Recovery Systems, Inc." "TX" "77449" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913736. "DateObject[{2014, 6, 26, 22, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78734" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913742. "DateObject[{2014, 6, 26, 22, 35, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "65616" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 45, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911794. "DateObject[{2014, 6, 26, 22, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913744. "DateObject[{2014, 6, 26, 22, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07083" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913745. "DateObject[{2014, 6, 26, 22, 36, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76645" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913746. "DateObject[{2014, 6, 26, 22, 39, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34221" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913749. "DateObject[{2014, 6, 26, 22, 41, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "54220" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913751. "DateObject[{2014, 6, 26, 22, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OK" "73068" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 913752. "DateObject[{2014, 6, 26, 22, 42, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "FL" "34688" "" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913753. "DateObject[{2014, 6, 26, 22, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "CA" "95822" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911592. "DateObject[{2014, 6, 26, 22, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "45202" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 21, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913755. "DateObject[{2014, 6, 26, 22, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11373" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 53, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913758. "DateObject[{2014, 6, 26, 22, 45, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11435" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913760. "DateObject[{2014, 6, 26, 22, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "92563" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913761. "DateObject[{2014, 6, 26, 22, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53532" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913763. "DateObject[{2014, 6, 26, 22, 45, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07047" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 39, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913974. "DateObject[{2014, 6, 26, 22, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10001" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911756. "DateObject[{2014, 6, 26, 22, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "55718" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913764. "DateObject[{2014, 6, 26, 22, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07202" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 8, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912044. "DateObject[{2014, 6, 26, 22, 45, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20774" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913765. "DateObject[{2014, 6, 26, 22, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33176" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911664. "DateObject[{2014, 6, 26, 22, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "NY" "11755" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 14, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913766. "DateObject[{2014, 6, 26, 22, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "LA" "70122" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913768. "DateObject[{2014, 6, 26, 22, 45, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "54313" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 20, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913769. "DateObject[{2014, 6, 26, 22, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "08876" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 43, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913771. "DateObject[{2014, 6, 26, 22, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "91903" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913772. "DateObject[{2014, 6, 26, 22, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08619" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913773. "DateObject[{2014, 6, 26, 22, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "VA" "23703" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 17, 24, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913775. "DateObject[{2014, 6, 26, 22, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zarvad III S.A." "PA" "15221" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 22, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 914143. "DateObject[{2014, 6, 26, 22, 52, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Associated Bank" "IL" "60046" "Older American" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913781. "DateObject[{2014, 6, 26, 22, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "28787" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913784. "DateObject[{2014, 6, 26, 22, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94127" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 6, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913785. "DateObject[{2014, 6, 26, 22, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95684" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913786. "DateObject[{2014, 6, 26, 22, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "56303" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 5, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913787. "DateObject[{2014, 6, 26, 22, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11729" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913789. "DateObject[{2014, 6, 26, 22, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20744" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913790. "DateObject[{2014, 6, 26, 22, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07728" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913791. "DateObject[{2014, 6, 26, 22, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32792" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913792. "DateObject[{2014, 6, 26, 22, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30213" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913793. "DateObject[{2014, 6, 26, 22, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "32967" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913797. "DateObject[{2014, 6, 26, 22, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "45215" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913798. "DateObject[{2014, 6, 26, 22, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Plaza Home Mortgage" "CA" "90621" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 56, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913799. "DateObject[{2014, 6, 26, 22, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "AR" "72076" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913800. "DateObject[{2014, 6, 26, 22, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MD" "20601" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 25, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913801. "DateObject[{2014, 6, 26, 22, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92399" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913802. "DateObject[{2014, 6, 26, 22, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PR" "00936" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913803. "DateObject[{2014, 6, 26, 22, 57, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19095" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 35, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913804. "DateObject[{2014, 6, 26, 22, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92504" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913806. "DateObject[{2014, 6, 26, 22, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33607" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913807. "DateObject[{2014, 6, 26, 22, 57, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IN" "47630" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913808. "DateObject[{2014, 6, 26, 22, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19121" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 36, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913809. "DateObject[{2014, 6, 26, 22, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85710" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 26, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913810. "DateObject[{2014, 6, 26, 22, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11412" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913811. "DateObject[{2014, 6, 26, 22, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91911" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913812. "DateObject[{2014, 6, 26, 22, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95401" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 13, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913813. "DateObject[{2014, 6, 26, 22, 57, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "GA" "30043" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913815. "DateObject[{2014, 6, 26, 22, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94513" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913816. "DateObject[{2014, 6, 26, 22, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "92886" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913819. "DateObject[{2014, 6, 26, 22, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33184" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912046. "DateObject[{2014, 6, 26, 22, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "14513" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 17, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913821. "DateObject[{2014, 6, 26, 22, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913823. "DateObject[{2014, 6, 26, 22, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "86315" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913825. "DateObject[{2014, 6, 26, 22, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92868" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 19, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912068. "DateObject[{2014, 6, 26, 22, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60534" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 31, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913826. "DateObject[{2014, 6, 26, 22, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07036" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913827. "DateObject[{2014, 6, 26, 22, 57, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "20850" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913828. "DateObject[{2014, 6, 26, 22, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78240" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911594. "DateObject[{2014, 6, 26, 22, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78640" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 10, 34, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 913830. "DateObject[{2014, 6, 26, 22, 57, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "28405" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 17, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913831. "DateObject[{2014, 6, 26, 22, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "86326" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 44, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913832. "DateObject[{2014, 6, 26, 22, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91791" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913945. "DateObject[{2014, 6, 26, 22, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WA" "98303" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913833. "DateObject[{2014, 6, 26, 22, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "37130" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 10, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913834. "DateObject[{2014, 6, 26, 22, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48906" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913835. "DateObject[{2014, 6, 26, 22, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30294" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913836. "DateObject[{2014, 6, 26, 22, 57, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33139" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913838. "DateObject[{2014, 6, 26, 22, 57, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60585" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913839. "DateObject[{2014, 6, 26, 22, 57, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77578" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913840. "DateObject[{2014, 6, 26, 22, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MT" "59102" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913841. "DateObject[{2014, 6, 26, 22, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11749" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913843. "DateObject[{2014, 6, 26, 22, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "56359" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 40, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911563. "DateObject[{2014, 6, 26, 22, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "LA" "70053" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913844. "DateObject[{2014, 6, 26, 22, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "NY" "11433" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911655. "DateObject[{2014, 6, 26, 22, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11951" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911656. "DateObject[{2014, 6, 26, 22, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "SC" "29569" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913845. "DateObject[{2014, 6, 26, 22, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20735" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913847. "DateObject[{2014, 6, 26, 22, 58, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78238" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913848. "DateObject[{2014, 6, 26, 22, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alliant Capital Management LLC" "TX" "77478" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913850. "DateObject[{2014, 6, 26, 22, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "HI" "96717" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913851. "DateObject[{2014, 6, 26, 22, 58, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "HI" "96732" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913852. "DateObject[{2014, 6, 26, 22, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48461" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911798. "DateObject[{2014, 6, 26, 22, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33194" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913853. "DateObject[{2014, 6, 26, 22, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "17545" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911549. "DateObject[{2014, 6, 26, 22, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11419" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913854. "DateObject[{2014, 6, 26, 22, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "13601" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913855. "DateObject[{2014, 6, 26, 22, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "VA" "22041" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913856. "DateObject[{2014, 6, 26, 22, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "D&A Services, LLC" "NY" "10031" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 911631. "DateObject[{2014, 6, 26, 22, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "DE" "19958" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 49, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 913859. "DateObject[{2014, 6, 26, 22, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10031" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 50, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911632. "DateObject[{2014, 6, 26, 22, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "WV" "25403" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912098. "DateObject[{2014, 6, 26, 22, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "TX" "76244" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 34, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911775. "DateObject[{2014, 6, 26, 22, 58, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "OR" "97420" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913860. "DateObject[{2014, 6, 26, 23, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03055" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911591. "DateObject[{2014, 6, 26, 23, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90008" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913865. "DateObject[{2014, 6, 26, 23, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "NY" "10305" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913866. "DateObject[{2014, 6, 26, 23, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MA" "01922" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913867. "DateObject[{2014, 6, 26, 23, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91301" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 912100. "DateObject[{2014, 6, 26, 23, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33025" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 45, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913868. "DateObject[{2014, 6, 26, 23, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33762" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 54, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911588. "DateObject[{2014, 6, 26, 23, 0, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33126" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 46, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911718. "DateObject[{2014, 6, 26, 23, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 54, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913870. "DateObject[{2014, 6, 26, 23, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30253" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913871. "DateObject[{2014, 6, 26, 23, 0, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30044" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 12, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913872. "DateObject[{2014, 6, 26, 23, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NJ" "08648" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913874. "DateObject[{2014, 6, 26, 23, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20774" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913875. "DateObject[{2014, 6, 26, 23, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21244" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913876. "DateObject[{2014, 6, 26, 23, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "32716" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 18, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913877. "DateObject[{2014, 6, 26, 23, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14489" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 913878. "DateObject[{2014, 6, 26, 23, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 913946. "DateObject[{2014, 6, 26, 23, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RGS Financial, Inc." "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913886. "DateObject[{2014, 6, 26, 23, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 913888. "DateObject[{2014, 6, 26, 23, 17, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PMAC Mortgage Services" "AR" "72034" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913890. "DateObject[{2014, 6, 26, 23, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collectech Diversified, Inc." "TX" "79423" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 911583. "DateObject[{2014, 6, 26, 23, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46227" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913894. "DateObject[{2014, 6, 26, 23, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76133" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913940. "DateObject[{2014, 6, 26, 23, 30, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Eastern Account Systems of Connecticut, Inc." "PA" "18940" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911490. "DateObject[{2014, 6, 26, 23, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07860" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913903. "DateObject[{2014, 6, 26, 23, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33186" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 1, 13, 36, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913904. "DateObject[{2014, 6, 26, 23, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MS" "38967" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 34, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 911480. "DateObject[{2014, 6, 26, 23, 36, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92508" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 913905. "DateObject[{2014, 6, 26, 23, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80033" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913906. "DateObject[{2014, 6, 26, 23, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "LA" "70056" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913028. "DateObject[{2014, 6, 26, 23, 51, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33177" "" "N/A" "Web" "DateObject[{2014, 6, 26, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 911601. "DateObject[{2014, 6, 26, 23, 54, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "OR" "97203" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914552. "DateObject[{2014, 6, 26, 23, 56, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "MN" "55107" "" "N/A" "Phone" "DateObject[{2014, 7, 1, 19, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914553. "DateObject[{2014, 6, 27, 0, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "24151" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914555. "DateObject[{2014, 6, 27, 0, 4, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33647" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914558. "DateObject[{2014, 6, 27, 0, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "60515" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914561. "DateObject[{2014, 6, 27, 0, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33777" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914103. "DateObject[{2014, 6, 27, 0, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60172" "Older American" "N/A" "Web" "DateObject[{2014, 8, 6, 19, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914562. "DateObject[{2014, 6, 27, 0, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "12211" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914565. "DateObject[{2014, 6, 27, 0, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60501" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 1, 18, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914566. "DateObject[{2014, 6, 27, 0, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94587" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914067. "DateObject[{2014, 6, 27, 0, 17, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34232" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914568. "DateObject[{2014, 6, 27, 0, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AL" "36037" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914569. "DateObject[{2014, 6, 27, 0, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "91942" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914570. "DateObject[{2014, 6, 27, 0, 30, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19026" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914572. "DateObject[{2014, 6, 27, 0, 34, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44143" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914573. "DateObject[{2014, 6, 27, 0, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "NC" "28212" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914574. "DateObject[{2014, 6, 27, 0, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11213" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914576. "DateObject[{2014, 6, 27, 0, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "SC" "29512" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914227. "DateObject[{2014, 6, 27, 0, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "FL" "32837" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914577. "DateObject[{2014, 6, 27, 0, 45, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76040" "" "N/A" "Web" "DateObject[{2014, 6, 27, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915704. "DateObject[{2014, 6, 27, 0, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "18042" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914578. "DateObject[{2014, 6, 27, 0, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New Day Financial, LLC" "TX" "77007" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914581. "DateObject[{2014, 6, 27, 1, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "64020" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914582. "DateObject[{2014, 6, 27, 1, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48066" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914125. "DateObject[{2014, 6, 27, 1, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48103" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914584. "DateObject[{2014, 6, 27, 1, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "PA" "19606" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914585. "DateObject[{2014, 6, 27, 1, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21040" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914586. "DateObject[{2014, 6, 27, 1, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "87113" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914587. "DateObject[{2014, 6, 27, 1, 33, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94608" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914064. "DateObject[{2014, 6, 27, 1, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "ME" "04096" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914592. "DateObject[{2014, 6, 27, 1, 40, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91406" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914593. "DateObject[{2014, 6, 27, 1, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NM" "87114" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914047. "DateObject[{2014, 6, 27, 1, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91331" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914595. "DateObject[{2014, 6, 27, 1, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19802" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914596. "DateObject[{2014, 6, 27, 1, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JH Portfolio Debt Equities, LLC" "VA" "24556" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914597. "DateObject[{2014, 6, 27, 1, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "54017" "" "N/A" "Web" "DateObject[{2014, 6, 27, 1, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913997. "DateObject[{2014, 6, 27, 1, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North State Acceptance, LLC" "NC" "27513" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 48, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 914598. "DateObject[{2014, 6, 27, 1, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78240" "" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915710. "DateObject[{2014, 6, 27, 2, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33823" "" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914602. "DateObject[{2014, 6, 27, 2, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "62221" "" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914600. "DateObject[{2014, 6, 27, 2, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "14043" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914606. "DateObject[{2014, 6, 27, 2, 33, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "43515" "" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914608. "DateObject[{2014, 6, 27, 2, 38, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kirschenbaum, Phillips & Levy, P.C." "NY" "14043" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914607. "DateObject[{2014, 6, 27, 2, 44, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90221" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914065. "DateObject[{2014, 6, 27, 2, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Filing & Reporting, Inc." "MD" "21801" "" "N/A" "Web" "DateObject[{2014, 6, 27, 2, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914609. "DateObject[{2014, 6, 27, 2, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90221" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914612. "DateObject[{2014, 6, 27, 3, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "12309" "" "N/A" "Web" "DateObject[{2014, 6, 27, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914614. "DateObject[{2014, 6, 27, 3, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "CA" "95123" "" "N/A" "Web" "DateObject[{2014, 6, 27, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914615. "DateObject[{2014, 6, 27, 3, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30331" "" "N/A" "Web" "DateObject[{2014, 6, 27, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914618. "DateObject[{2014, 6, 27, 3, 30, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "CA" "92026" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 26, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914209. "DateObject[{2014, 6, 27, 3, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "MI" "49385" "" "N/A" "Web" "DateObject[{2014, 6, 27, 3, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914620. "DateObject[{2014, 6, 27, 3, 48, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NE" "68122" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 34, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914018. "DateObject[{2014, 6, 27, 3, 50, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "PA" "19122" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914117. "DateObject[{2014, 6, 27, 3, 53, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "76802" "" "N/A" "Web" "DateObject[{2014, 6, 27, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 914621. "DateObject[{2014, 6, 27, 3, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "NJ" "07646" "" "N/A" "Web" "DateObject[{2014, 6, 27, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914123. "DateObject[{2014, 6, 27, 4, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 6, 27, 4, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914006. "DateObject[{2014, 6, 27, 4, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "NY" "12205" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 4, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914623. "DateObject[{2014, 6, 27, 5, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "94587" "" "N/A" "Web" "DateObject[{2014, 6, 27, 5, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914628. "DateObject[{2014, 6, 27, 5, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73068" "" "N/A" "Web" "DateObject[{2014, 6, 27, 5, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914629. "DateObject[{2014, 6, 27, 5, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "ID" "83704" "" "N/A" "Web" "DateObject[{2014, 6, 27, 5, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914631. "DateObject[{2014, 6, 27, 5, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85366" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 5, 53, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914632. "DateObject[{2014, 6, 27, 5, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IA" "50702" "" "N/A" "Web" "DateObject[{2014, 6, 27, 6, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914633. "DateObject[{2014, 6, 27, 6, 6, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97068" "" "N/A" "Web" "DateObject[{2014, 6, 27, 6, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 914634. "DateObject[{2014, 6, 27, 6, 29, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clear Debt Solutions, LLC" "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 6, 27, 6, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 914635. "DateObject[{2014, 6, 27, 6, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 6, 27, 6, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914636. "DateObject[{2014, 6, 27, 6, 50, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "PA" "19061" "" "N/A" "Web" "DateObject[{2014, 6, 27, 6, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914638. "DateObject[{2014, 6, 27, 7, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91361" "" "N/A" "Web" "DateObject[{2014, 6, 27, 7, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914639. "DateObject[{2014, 6, 27, 7, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07112" "" "N/A" "Web" "DateObject[{2014, 6, 27, 7, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914640. "DateObject[{2014, 6, 27, 7, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "CA" "95834" "" "N/A" "Web" "DateObject[{2014, 8, 14, 13, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914642. "DateObject[{2014, 6, 27, 10, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22408" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914532. "DateObject[{2014, 6, 27, 10, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60540" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 42, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915046. "DateObject[{2014, 6, 27, 10, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11731" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914952. "DateObject[{2014, 6, 27, 11, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27616" "" "N/A" "Web" "DateObject[{2014, 6, 27, 11, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914644. "DateObject[{2014, 6, 27, 12, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "34654" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914646. "DateObject[{2014, 6, 27, 12, 20, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19465" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 914648. "DateObject[{2014, 6, 27, 12, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "10009" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914654. "DateObject[{2014, 6, 27, 12, 39, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10009" "" "N/A" "Web" "DateObject[{2014, 6, 27, 12, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914655. "DateObject[{2014, 6, 27, 12, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48342" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914661. "DateObject[{2014, 6, 27, 12, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32730" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 1, 21, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914234. "DateObject[{2014, 6, 27, 13, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73165" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914665. "DateObject[{2014, 6, 27, 13, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "FL" "33880" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 28, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914667. "DateObject[{2014, 6, 27, 13, 8, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914670. "DateObject[{2014, 6, 27, 13, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914672. "DateObject[{2014, 6, 27, 13, 11, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 914673. "DateObject[{2014, 6, 27, 13, 12, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23227" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 914674. "DateObject[{2014, 6, 27, 13, 13, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "38016" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914675. "DateObject[{2014, 6, 27, 13, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DC" "20006" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914029. "DateObject[{2014, 6, 27, 13, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44102" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 1, 19, 44, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914058. "DateObject[{2014, 6, 27, 13, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "RI" "02852" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914538. "DateObject[{2014, 6, 27, 13, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weber & Olcese, PLC" "MI" "49202" "" "N/A" "Postal mail" "DateObject[{2014, 7, 2, 14, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914681. "DateObject[{2014, 6, 27, 13, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30058" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914235. "DateObject[{2014, 6, 27, 13, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "54011" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914138. "DateObject[{2014, 6, 27, 13, 25, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "RI" "02852" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914539. "DateObject[{2014, 6, 27, 13, 25, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93626" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 48, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914214. "DateObject[{2014, 6, 27, 13, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30189" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914120. "DateObject[{2014, 6, 27, 13, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77534" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914686. "DateObject[{2014, 6, 27, 13, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AP" "96349" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914152. "DateObject[{2014, 6, 27, 13, 32, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02090" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 31, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914153. "DateObject[{2014, 6, 27, 13, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77642" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914154. "DateObject[{2014, 6, 27, 13, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "38572" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914155. "DateObject[{2014, 6, 27, 13, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "12095" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914689. "DateObject[{2014, 6, 27, 13, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98342" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914156. "DateObject[{2014, 6, 27, 13, 35, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32225" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914690. "DateObject[{2014, 6, 27, 13, 36, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21787" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914498. "DateObject[{2014, 6, 27, 13, 36, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "FL" "33463" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 21, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914692. "DateObject[{2014, 6, 27, 13, 36, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33463" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914693. "DateObject[{2014, 6, 27, 13, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TekCollect Inc." "KY" "40108" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915712. "DateObject[{2014, 6, 27, 13, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77720" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914159. "DateObject[{2014, 6, 27, 13, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914160. "DateObject[{2014, 6, 27, 13, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "GA" "30040" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914161. "DateObject[{2014, 6, 27, 13, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "AZ" "85629" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914162. "DateObject[{2014, 6, 27, 13, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "95704" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914163. "DateObject[{2014, 6, 27, 13, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "CA" "95776" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914699. "DateObject[{2014, 6, 27, 13, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92692" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 28, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914164. "DateObject[{2014, 6, 27, 13, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "PA" "17062" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 47, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914165. "DateObject[{2014, 6, 27, 13, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18302" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 21, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914166. "DateObject[{2014, 6, 27, 13, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90638" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 30, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914167. "DateObject[{2014, 6, 27, 13, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "AZ" "85234" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914169. "DateObject[{2014, 6, 27, 13, 48, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27292" "" "N/A" "Web" "DateObject[{2014, 6, 27, 13, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914704. "DateObject[{2014, 6, 27, 13, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95901" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914170. "DateObject[{2014, 6, 27, 13, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OH" "43125" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914171. "DateObject[{2014, 6, 27, 13, 50, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Receivable Management Services Corporation" "AZ" "85201" "" "N/A" "Web" "DateObject[{2014, 6, 30, 11, 41, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914111. "DateObject[{2014, 6, 27, 13, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33311" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 20, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914172. "DateObject[{2014, 6, 27, 13, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "20841" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 20, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914173. "DateObject[{2014, 6, 27, 13, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "79413" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914175. "DateObject[{2014, 6, 27, 13, 55, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28401" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914711. "DateObject[{2014, 6, 27, 13, 56, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30143" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914714. "DateObject[{2014, 6, 27, 13, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "92402" "" "N/A" "Referral" "DateObject[{2014, 8, 6, 13, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914541. "DateObject[{2014, 6, 27, 13, 58, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92402" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 21, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914542. "DateObject[{2014, 6, 27, 13, 58, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75034" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914718. "DateObject[{2014, 6, 27, 13, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44903" "" "N/A" "Web" "DateObject[{2014, 8, 13, 17, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914719. "DateObject[{2014, 6, 27, 14, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Two Recovery" "TX" "77450" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914709. "DateObject[{2014, 6, 27, 14, 5, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KS" "66801" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914723. "DateObject[{2014, 6, 27, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NH" "03060" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914109. "DateObject[{2014, 6, 27, 14, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "92402" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 16, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 914543. "DateObject[{2014, 6, 27, 14, 16, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23219" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914734. "DateObject[{2014, 6, 27, 14, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Recovery Services, Inc." "CA" "92402" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 48, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914544. "DateObject[{2014, 6, 27, 14, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MN" "55347" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914741. "DateObject[{2014, 6, 27, 14, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23219" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914735. "DateObject[{2014, 6, 27, 14, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23219" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914736. "DateObject[{2014, 6, 27, 14, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11230" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 1, 19, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914752. "DateObject[{2014, 6, 27, 14, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MA" "02121" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914753. "DateObject[{2014, 6, 27, 14, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34203" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 11, 29, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914236. "DateObject[{2014, 6, 27, 14, 34, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914758. "DateObject[{2014, 6, 27, 14, 34, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "92877" "" "N/A" "Web" "DateObject[{2014, 8, 4, 17, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914759. "DateObject[{2014, 6, 27, 14, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11701" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914771. "DateObject[{2014, 6, 27, 14, 48, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23831" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914781. "DateObject[{2014, 6, 27, 14, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45241" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914784. "DateObject[{2014, 6, 27, 14, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98360" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914785. "DateObject[{2014, 6, 27, 14, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 6, 27, 14, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914128. "DateObject[{2014, 6, 27, 14, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "IN" "46208" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914108. "DateObject[{2014, 6, 27, 14, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "10018" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914091. "DateObject[{2014, 6, 27, 14, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "FL" "33065" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 12, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 914028. "DateObject[{2014, 6, 27, 15, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20770" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 10, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914811. "DateObject[{2014, 6, 27, 15, 7, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 2, 13, 28, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913995. "DateObject[{2014, 6, 27, 15, 9, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AL" "35146" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914823. "DateObject[{2014, 6, 27, 15, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77493" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914238. "DateObject[{2014, 6, 27, 15, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fix Media" "MO" "63033" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914026. "DateObject[{2014, 6, 27, 15, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "15216" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 32, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914825. "DateObject[{2014, 6, 27, 15, 10, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914826. "DateObject[{2014, 6, 27, 15, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08062" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 914494. "DateObject[{2014, 6, 27, 15, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "CA" "95207" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 55, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914080. "DateObject[{2014, 6, 27, 15, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90247" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914841. "DateObject[{2014, 6, 27, 15, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32766" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914852. "DateObject[{2014, 6, 27, 15, 20, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44124" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914853. "DateObject[{2014, 6, 27, 15, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Webcollex, LLC" "FL" "33919" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914845. "DateObject[{2014, 6, 27, 15, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "TX" "77082" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914860. "DateObject[{2014, 6, 27, 15, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "12582" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914865. "DateObject[{2014, 6, 27, 15, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21236" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914867. "DateObject[{2014, 6, 27, 15, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 38, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914869. "DateObject[{2014, 6, 27, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80921" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914883. "DateObject[{2014, 6, 27, 15, 35, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914827. "DateObject[{2014, 6, 27, 15, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "AR" "72921" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914892. "DateObject[{2014, 6, 27, 15, 39, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "AL" "35235" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914247. "DateObject[{2014, 6, 27, 15, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "33432" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914906. "DateObject[{2014, 6, 27, 15, 45, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "TX" "75098" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914908. "DateObject[{2014, 6, 27, 15, 45, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "TX" "75098" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914909. "DateObject[{2014, 6, 27, 15, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01527" "" "N/A" "Web" "DateObject[{2014, 6, 27, 15, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914917. "DateObject[{2014, 6, 27, 15, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33449" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914101. "DateObject[{2014, 6, 27, 15, 50, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55107" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 36, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914916. "DateObject[{2014, 6, 27, 15, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rauch-Milliken International, Inc." "MI" "49106" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 14, 34, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 914921. "DateObject[{2014, 6, 27, 15, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 914828. "DateObject[{2014, 6, 27, 15, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22303" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914930. "DateObject[{2014, 6, 27, 16, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "FL" "32713" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 13, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914093. "DateObject[{2014, 6, 27, 16, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914061. "DateObject[{2014, 6, 27, 16, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98105" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914944. "DateObject[{2014, 6, 27, 16, 10, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914223. "DateObject[{2014, 6, 27, 16, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Acquired Assets, Ltd." "CO" "81008" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 914946. "DateObject[{2014, 6, 27, 16, 12, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Asset Management, LLC" "TX" "75181" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914955. "DateObject[{2014, 6, 27, 16, 12, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22204" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914956. "DateObject[{2014, 6, 27, 16, 13, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IA" "52405" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 14, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914959. "DateObject[{2014, 6, 27, 16, 14, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accounts Receivable Management, Inc (NJ) (Closed)" "PA" "19070" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914960. "DateObject[{2014, 6, 27, 16, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85306" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914963. "DateObject[{2014, 6, 27, 16, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MO" "64111" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 14, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914976. "DateObject[{2014, 6, 27, 16, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30039" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914983. "DateObject[{2014, 6, 27, 16, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "23666" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 15, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914240. "DateObject[{2014, 6, 27, 16, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "VT" "05201" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914989. "DateObject[{2014, 6, 27, 16, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23176" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 13, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914241. "DateObject[{2014, 6, 27, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MO" "64116" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914995. "DateObject[{2014, 6, 27, 16, 38, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28209" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 13, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915000. "DateObject[{2014, 6, 27, 16, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "CA" "95757" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915002. "DateObject[{2014, 6, 27, 16, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Technology Incorporated" "IL" "60610" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914110. "DateObject[{2014, 6, 27, 16, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "32746" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 50, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914516. "DateObject[{2014, 6, 27, 16, 51, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "87112" "" "N/A" "Web" "DateObject[{2014, 6, 27, 16, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915024. "DateObject[{2014, 6, 27, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "55448" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915026. "DateObject[{2014, 6, 27, 16, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NV" "89511" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915028. "DateObject[{2014, 6, 27, 16, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "NY" "11961" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 16, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915029. "DateObject[{2014, 6, 27, 16, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "17935" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915035. "DateObject[{2014, 6, 27, 16, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77868" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914211. "DateObject[{2014, 6, 27, 16, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19608" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914529. "DateObject[{2014, 6, 27, 17, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23662" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915040. "DateObject[{2014, 6, 27, 17, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33055" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915041. "DateObject[{2014, 6, 27, 17, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "IL" "60643" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915042. "DateObject[{2014, 6, 27, 17, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NY" "11368" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915048. "DateObject[{2014, 6, 27, 17, 4, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60619" "" "N/A" "Web" "DateObject[{2014, 8, 4, 18, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915054. "DateObject[{2014, 6, 27, 17, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "KY" "40503" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914242. "DateObject[{2014, 6, 27, 17, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "VA" "23707" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 5, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914243. "DateObject[{2014, 6, 27, 17, 8, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "87112" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915025. "DateObject[{2014, 6, 27, 17, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "OH" "44110" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 11, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915066. "DateObject[{2014, 6, 27, 17, 9, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75146" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914107. "DateObject[{2014, 6, 27, 17, 11, 9.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33026" "Older American" "N/A" "Phone" "DateObject[{2014, 6, 27, 18, 29, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914104. "DateObject[{2014, 6, 27, 17, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53225" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 2, 13, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 915068. "DateObject[{2014, 6, 27, 17, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60025" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915070. "DateObject[{2014, 6, 27, 17, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NE" "68310" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915076. "DateObject[{2014, 6, 27, 17, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "20147" "" "N/A" "Web" "DateObject[{2014, 7, 3, 10, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915077. "DateObject[{2014, 6, 27, 17, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "MS" "39207" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 14, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 915079. "DateObject[{2014, 6, 27, 17, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arbor Residential Mortgage LLC" "MN" "55744" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915088. "DateObject[{2014, 6, 27, 17, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "OK" "74425" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915091. "DateObject[{2014, 6, 27, 17, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60025" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915071. "DateObject[{2014, 6, 27, 17, 21, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60643" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915043. "DateObject[{2014, 6, 27, 17, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Offices of Mitchell D. Bluhm & Associates" "OH" "44128" "" "N/A" "Web" "DateObject[{2014, 9, 9, 18, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914099. "DateObject[{2014, 6, 27, 17, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33936" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915098. "DateObject[{2014, 6, 27, 17, 26, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CO" "80022" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914537. "DateObject[{2014, 6, 27, 17, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32427" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915111. "DateObject[{2014, 6, 27, 17, 29, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ceannate" "CA" "93258" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 13, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915114. "DateObject[{2014, 6, 27, 17, 29, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60643" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915044. "DateObject[{2014, 6, 27, 17, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60643" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915045. "DateObject[{2014, 6, 27, 17, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48066" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914105. "DateObject[{2014, 6, 27, 17, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "16801" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915709. "DateObject[{2014, 6, 27, 17, 38, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915127. "DateObject[{2014, 6, 27, 17, 39, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60620" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915129. "DateObject[{2014, 6, 27, 17, 42, 44.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "NC" "27104" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915134. "DateObject[{2014, 6, 27, 17, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IN" "46082" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 24, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915135. "DateObject[{2014, 6, 27, 17, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "NY" "11436" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915138. "DateObject[{2014, 6, 27, 17, 44, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Choice Recovery, Inc." "FL" "32201" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915140. "DateObject[{2014, 6, 27, 17, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90068" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 12, 15, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 914179. "DateObject[{2014, 6, 27, 17, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89052" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914013. "DateObject[{2014, 6, 27, 17, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77801" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915141. "DateObject[{2014, 6, 27, 17, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MS" "38967" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914005. "DateObject[{2014, 6, 27, 17, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "CO" "80209" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 49, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914180. "DateObject[{2014, 6, 27, 17, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "FL" "33596" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915142. "DateObject[{2014, 6, 27, 17, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "CO" "80232" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914184. "DateObject[{2014, 6, 27, 17, 50, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75023" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914140. "DateObject[{2014, 6, 27, 17, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 6, 27, 17, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914496. "DateObject[{2014, 6, 27, 17, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "CA" "94030" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 914185. "DateObject[{2014, 6, 27, 17, 52, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "CO" "80923" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915153. "DateObject[{2014, 6, 27, 17, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75023" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 2, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914141. "DateObject[{2014, 6, 27, 17, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Adler Wallach & Associates, Inc." "CA" "92815" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 11, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914023. "DateObject[{2014, 6, 27, 17, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91042" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915166. "DateObject[{2014, 6, 27, 17, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "E*Trade Bank" "CA" "91769" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915168. "DateObject[{2014, 6, 27, 17, 57, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "PA" "17111" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915169. "DateObject[{2014, 6, 27, 17, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "FL" "33803" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915171. "DateObject[{2014, 6, 27, 17, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75023" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914142. "DateObject[{2014, 6, 27, 18, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "TX" "75471" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 32, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915178. "DateObject[{2014, 6, 27, 18, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Unique Management Services, Inc" "NY" "11422" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914527. "DateObject[{2014, 6, 27, 18, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94188" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915179. "DateObject[{2014, 6, 27, 18, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "11204" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914497. "DateObject[{2014, 6, 27, 18, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08759" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915180. "DateObject[{2014, 6, 27, 18, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "13413" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 10, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915181. "DateObject[{2014, 6, 27, 18, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07059" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915182. "DateObject[{2014, 6, 27, 18, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Washington Federal" "OR" "97209" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914526. "DateObject[{2014, 6, 27, 18, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "93111" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915184. "DateObject[{2014, 6, 27, 18, 1, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "14132" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915185. "DateObject[{2014, 6, 27, 18, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23228" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914008. "DateObject[{2014, 6, 27, 18, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76208" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 47, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915187. "DateObject[{2014, 6, 27, 18, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08043" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 46, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915189. "DateObject[{2014, 6, 27, 18, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91356" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 13, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915191. "DateObject[{2014, 6, 27, 18, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07748" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 20, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915193. "DateObject[{2014, 6, 27, 18, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60173" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915194. "DateObject[{2014, 6, 27, 18, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92392" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915195. "DateObject[{2014, 6, 27, 18, 2, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "CA" "92392" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915196. "DateObject[{2014, 6, 27, 18, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33126" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914126. "DateObject[{2014, 6, 27, 18, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92868" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 45, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914499. "DateObject[{2014, 6, 27, 18, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "12487" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 15, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915198. "DateObject[{2014, 6, 27, 18, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60087" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914019. "DateObject[{2014, 6, 27, 18, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Webcollex, LLC" "LA" "71423" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915204. "DateObject[{2014, 6, 27, 18, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48237" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915207. "DateObject[{2014, 6, 27, 18, 8, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60087" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914021. "DateObject[{2014, 6, 27, 18, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "WA" "98032" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915212. "DateObject[{2014, 6, 27, 18, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "92781" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914097. "DateObject[{2014, 6, 27, 18, 11, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AZ" "85379" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915217. "DateObject[{2014, 6, 27, 18, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95618" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914530. "DateObject[{2014, 6, 27, 18, 13, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95624" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914100. "DateObject[{2014, 6, 27, 18, 14, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32726" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915224. "DateObject[{2014, 6, 27, 18, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "NY" "10002" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915225. "DateObject[{2014, 6, 27, 18, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92026" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915227. "DateObject[{2014, 6, 27, 18, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10002" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915226. "DateObject[{2014, 6, 27, 18, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Levy Diamond Bello & Associates, LLC" "CA" "91750" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Missing[""NotApplicable""]" 915230. "DateObject[{2014, 6, 27, 18, 15, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "LA" "70458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915232. "DateObject[{2014, 6, 27, 18, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "DE" "19803" "" "N/A" "Fax" "DateObject[{2014, 7, 2, 17, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915708. "DateObject[{2014, 6, 27, 18, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Patenaude & Felix APC" "CA" "90601" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915251. "DateObject[{2014, 6, 27, 18, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CA" "90601" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915252. "DateObject[{2014, 6, 27, 18, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70458" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915233. "DateObject[{2014, 6, 27, 18, 28, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08520" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915256. "DateObject[{2014, 6, 27, 18, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "GA" "30179" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 17, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 914048. "DateObject[{2014, 6, 27, 18, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "02136" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 21, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914249. "DateObject[{2014, 6, 27, 18, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "PA" "18436" "" "N/A" "Phone" "DateObject[{2014, 8, 14, 13, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915267. "DateObject[{2014, 6, 27, 18, 33, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "PA" "18436" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 18, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915268. "DateObject[{2014, 6, 27, 18, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91326" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915281. "DateObject[{2014, 6, 27, 18, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92553" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 15, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915276. "DateObject[{2014, 6, 27, 18, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11203" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915282. "DateObject[{2014, 6, 27, 18, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "FL" "33604" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 47, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915287. "DateObject[{2014, 6, 27, 18, 48, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98584" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915291. "DateObject[{2014, 6, 27, 18, 50, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jon Barry and Associates, Inc." "NC" "28273" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914046. "DateObject[{2014, 6, 27, 18, 50, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 27, 18, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915298. "DateObject[{2014, 6, 27, 18, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "PA" "19053" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915305. "DateObject[{2014, 6, 27, 19, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75040" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914504. "DateObject[{2014, 6, 27, 19, 12, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "GA" "30135" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 913998. "DateObject[{2014, 6, 27, 19, 16, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "64804" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915349. "DateObject[{2014, 6, 27, 19, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "95618" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915350. "DateObject[{2014, 6, 27, 19, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915718. "DateObject[{2014, 6, 27, 19, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 36, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915719. "DateObject[{2014, 6, 27, 19, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20603" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915357. "DateObject[{2014, 6, 27, 19, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "53206" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915359. "DateObject[{2014, 6, 27, 19, 22, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80010" "" "N/A" "Web" "DateObject[{2014, 8, 13, 15, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915360. "DateObject[{2014, 6, 27, 19, 23, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "MI" "48313" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 915366. "DateObject[{2014, 6, 27, 19, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "56571" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915370. "DateObject[{2014, 6, 27, 19, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80010" "" "N/A" "Web" "DateObject[{2014, 8, 13, 15, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915361. "DateObject[{2014, 6, 27, 19, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "20190" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915374. "DateObject[{2014, 6, 27, 19, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95631" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914001. "DateObject[{2014, 6, 27, 19, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "PA" "19311" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915375. "DateObject[{2014, 6, 27, 19, 29, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48040" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 49, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915376. "DateObject[{2014, 6, 27, 19, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11203" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915377. "DateObject[{2014, 6, 27, 19, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "AL" "35214" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 13, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914219. "DateObject[{2014, 6, 27, 19, 35, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 25, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914118. "DateObject[{2014, 6, 27, 19, 36, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "CA" "91030" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915385. "DateObject[{2014, 6, 27, 19, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915386. "DateObject[{2014, 6, 27, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10310" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 20, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914059. "DateObject[{2014, 6, 27, 19, 40, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nelson, Watson & Associates, LLC" "CA" "95425" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914210. "DateObject[{2014, 6, 27, 19, 42, 23.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CT" "06112" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915802. "DateObject[{2014, 6, 27, 19, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11791" "" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915237. "DateObject[{2014, 6, 27, 19, 44, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32405" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914233. "DateObject[{2014, 6, 27, 19, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38305" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914137. "DateObject[{2014, 6, 27, 19, 47, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60644" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 19, 11, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915395. "DateObject[{2014, 6, 27, 19, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "38016" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 914246. "DateObject[{2014, 6, 27, 19, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28791" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915402. "DateObject[{2014, 6, 27, 19, 59, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "IL" "60406" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 11, 13, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915406. "DateObject[{2014, 6, 27, 20, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914088. "DateObject[{2014, 6, 27, 20, 2, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10605" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915416. "DateObject[{2014, 6, 27, 20, 3, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22303" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 29, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914931. "DateObject[{2014, 6, 27, 20, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "PA" "17866" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915425. "DateObject[{2014, 6, 27, 20, 6, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "TN" "37135" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915427. "DateObject[{2014, 6, 27, 20, 6, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report shared with employer w/o consent" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75670" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915428. "DateObject[{2014, 6, 27, 20, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915431. "DateObject[{2014, 6, 27, 20, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33919" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915435. "DateObject[{2014, 6, 27, 20, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "FL" "32765" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915437. "DateObject[{2014, 6, 27, 20, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Assistance Corporation dba Revenue Group" "OH" "44011" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914096. "DateObject[{2014, 6, 27, 20, 14, 35.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "GA" "30530" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915447. "DateObject[{2014, 6, 27, 20, 14, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21220" "" "N/A" "Web" "DateObject[{2014, 7, 25, 20, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 914102. "DateObject[{2014, 6, 27, 20, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Recovery Services, Inc." "IL" "61944" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 28, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915448. "DateObject[{2014, 6, 27, 20, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "61944" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 18, 24, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915449. "DateObject[{2014, 6, 27, 20, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95762" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915451. "DateObject[{2014, 6, 27, 20, 16, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90404" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 915454. "DateObject[{2014, 6, 27, 20, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85022" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915455. "DateObject[{2014, 6, 27, 20, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48235" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915460. "DateObject[{2014, 6, 27, 20, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nations Recovery Center" "NC" "28269" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914220. "DateObject[{2014, 6, 27, 20, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "CA" "92037" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 915463. "DateObject[{2014, 6, 27, 20, 20, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brown Law, PLLC" "MI" "48190" "" "N/A" "Web" "DateObject[{2014, 8, 4, 12, 5, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915465. "DateObject[{2014, 6, 27, 20, 27, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Business Corporation" "LA" "70764" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915478. "DateObject[{2014, 6, 27, 20, 31, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "GA" "30214" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915480. "DateObject[{2014, 6, 27, 20, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Wilber Law Firm, P.C." "AZ" "85296" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 12, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Missing[""NotApplicable""]" 915483. "DateObject[{2014, 6, 27, 20, 34, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914012. "DateObject[{2014, 6, 27, 20, 35, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27513" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915717. "DateObject[{2014, 6, 27, 20, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "20170" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915488. "DateObject[{2014, 6, 27, 20, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "94533" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 18, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915489. "DateObject[{2014, 6, 27, 20, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OR" "97132" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914186. "DateObject[{2014, 6, 27, 20, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "NY" "11233" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914187. "DateObject[{2014, 6, 27, 20, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MS" "38671" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914147. "DateObject[{2014, 6, 27, 20, 44, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76112" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914501. "DateObject[{2014, 6, 27, 20, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80021" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914188. "DateObject[{2014, 6, 27, 20, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33016" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915496. "DateObject[{2014, 6, 27, 20, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90059" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 2, 16, 51, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914545. "DateObject[{2014, 6, 27, 20, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "53818" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915498. "DateObject[{2014, 6, 27, 20, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33411" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 20, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914193. "DateObject[{2014, 6, 27, 20, 49, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76112" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914502. "DateObject[{2014, 6, 27, 20, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 914517. "DateObject[{2014, 6, 27, 20, 49, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "" "" "" "N/A" "Web" "DateObject[{2014, 8, 18, 13, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915505. "DateObject[{2014, 6, 27, 20, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90028" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 56, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914194. "DateObject[{2014, 6, 27, 20, 50, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91001" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915506. "DateObject[{2014, 6, 27, 20, 50, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 51, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914518. "DateObject[{2014, 6, 27, 20, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22554" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915509. "DateObject[{2014, 6, 27, 20, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 6, 27, 20, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914007. "DateObject[{2014, 6, 27, 20, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "SC" "29650" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914196. "DateObject[{2014, 6, 27, 20, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76112" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914503. "DateObject[{2014, 6, 27, 20, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "AL" "36695" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 36, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914197. "DateObject[{2014, 6, 27, 20, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27560" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914198. "DateObject[{2014, 6, 27, 20, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "TX" "77660" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914199. "DateObject[{2014, 6, 27, 20, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93024" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 6, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914200. "DateObject[{2014, 6, 27, 20, 56, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Consultants of California" "CA" "90609" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915512. "DateObject[{2014, 6, 27, 20, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Santander Puerto Rico" "PR" "00664" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914201. "DateObject[{2014, 6, 27, 20, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48188" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914090. "DateObject[{2014, 6, 27, 20, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "OH" "44124" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914203. "DateObject[{2014, 6, 27, 21, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75054" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914205. "DateObject[{2014, 6, 27, 21, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "19115" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 41, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914206. "DateObject[{2014, 6, 27, 21, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "MD" "21645" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915521. "DateObject[{2014, 6, 27, 21, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29803" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914208. "DateObject[{2014, 6, 27, 21, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CT" "06706" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915524. "DateObject[{2014, 6, 27, 21, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "WA" "98102" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914002. "DateObject[{2014, 6, 27, 21, 6, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "22032" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915706. "DateObject[{2014, 6, 27, 21, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "63010" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915530. "DateObject[{2014, 6, 27, 21, 8, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WV" "26505" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915531. "DateObject[{2014, 6, 27, 21, 15, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "FL" "33166" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915539. "DateObject[{2014, 6, 27, 21, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38401" "" "N/A" "Referral" "DateObject[{2014, 8, 21, 21, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915542. "DateObject[{2014, 6, 27, 21, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "34613" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915544. "DateObject[{2014, 6, 27, 21, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22182" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914053. "DateObject[{2014, 6, 27, 21, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10314" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 2, 15, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915548. "DateObject[{2014, 6, 27, 21, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "PA" "19565" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 16, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915550. "DateObject[{2014, 6, 27, 21, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "NV" "89104" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915552. "DateObject[{2014, 6, 27, 21, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Servicing Group" "FL" "33313" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 38, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 915553. "DateObject[{2014, 6, 27, 21, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "42503" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915560. "DateObject[{2014, 6, 27, 21, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ID" "83854" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914216. "DateObject[{2014, 6, 27, 21, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IA" "83854" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 914217. "DateObject[{2014, 6, 27, 21, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97526" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 17, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915573. "DateObject[{2014, 6, 27, 21, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Central, Inc (NV)" "NJ" "07657" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914010. "DateObject[{2014, 6, 27, 21, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77051" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915577. "DateObject[{2014, 6, 27, 21, 45, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93721" "" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 914145. "DateObject[{2014, 6, 27, 21, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "MS" "38659" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 2, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 915580. "DateObject[{2014, 6, 27, 21, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85281" "Older American" "N/A" "Web" "DateObject[{2014, 6, 27, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 914148. "DateObject[{2014, 6, 27, 22, 2, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "76065" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915589. "DateObject[{2014, 6, 27, 22, 2, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "76065" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 17, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915590. "DateObject[{2014, 6, 27, 22, 12, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Service Company, INC" "TX" "78363" "" "N/A" "Web" "DateObject[{2014, 8, 5, 11, 46, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915597. "DateObject[{2014, 6, 27, 22, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GFS, Inc." "MO" "63026" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915601. "DateObject[{2014, 6, 27, 22, 16, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23156" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915603. "DateObject[{2014, 6, 27, 22, 18, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penncro Associates, Inc." "CA" "91311" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 40, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915722. "DateObject[{2014, 6, 27, 22, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "TX" "78741" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915607. "DateObject[{2014, 6, 27, 22, 20, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80013" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915608. "DateObject[{2014, 6, 27, 22, 24, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 11, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915612. "DateObject[{2014, 6, 27, 22, 26, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94583" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915614. "DateObject[{2014, 6, 27, 22, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23156" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915605. "DateObject[{2014, 6, 27, 22, 32, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80207" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 15, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914626. "DateObject[{2014, 6, 27, 22, 33, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94583" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915615. "DateObject[{2014, 6, 27, 22, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AZ" "85257" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 914493. "DateObject[{2014, 6, 27, 22, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "CO" "80620" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914062. "DateObject[{2014, 6, 27, 22, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94583" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915616. "DateObject[{2014, 6, 27, 22, 47, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915636. "DateObject[{2014, 6, 27, 22, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32561" "" "N/A" "Web" "DateObject[{2014, 6, 27, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914004. "DateObject[{2014, 6, 27, 22, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Media Collections, Inc" "TN" "37918" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 18, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915639. "DateObject[{2014, 6, 27, 22, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48169" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 3, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915641. "DateObject[{2014, 6, 27, 22, 55, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91352" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915642. "DateObject[{2014, 6, 27, 22, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Merchants Credit Adjusters, Inc." "NE" "68136" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915645. "DateObject[{2014, 6, 27, 23, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "SD" "57069" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915649. "DateObject[{2014, 6, 27, 23, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "07836" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915650. "DateObject[{2014, 6, 27, 23, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Statebridge Company" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 43, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 915653. "DateObject[{2014, 6, 27, 23, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20744" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915654. "DateObject[{2014, 6, 27, 23, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "TX" "75089" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 20, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915655. "DateObject[{2014, 6, 27, 23, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91360" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 915656. "DateObject[{2014, 6, 27, 23, 2, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "NY" "11365" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915659. "DateObject[{2014, 6, 27, 23, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "OK" "73036" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915663. "DateObject[{2014, 6, 27, 23, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "99216" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 18, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915672. "DateObject[{2014, 6, 27, 23, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21221" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915674. "DateObject[{2014, 6, 27, 23, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VT" "05641" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915676. "DateObject[{2014, 6, 27, 23, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "92506" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 13, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915680. "DateObject[{2014, 6, 27, 23, 25, 36.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915669. "DateObject[{2014, 6, 27, 23, 27, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34266" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915682. "DateObject[{2014, 6, 27, 23, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "OR" "97224" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 915683. "DateObject[{2014, 6, 27, 23, 33, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95628" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914085. "DateObject[{2014, 6, 27, 23, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "92240" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915687. "DateObject[{2014, 6, 27, 23, 38, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Civic Financial Services, Inc." "CA" "93556" "" "N/A" "Phone" "DateObject[{2014, 8, 1, 12, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 915689. "DateObject[{2014, 6, 27, 23, 40, 12.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cottonwood Financial Ltd." "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915670. "DateObject[{2014, 6, 27, 23, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "PA" "19143" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 915691. "DateObject[{2014, 6, 27, 23, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33130" "" "N/A" "Phone" "DateObject[{2014, 7, 2, 20, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915698. "DateObject[{2014, 6, 27, 23, 49, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "90019" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914009. "DateObject[{2014, 6, 27, 23, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sierra Pacific Mortgage" "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 6, 27, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915700. "DateObject[{2014, 6, 27, 23, 54, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33713" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915728. "DateObject[{2014, 6, 27, 23, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 23, 21, 57, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915703. "DateObject[{2014, 6, 27, 23, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "CA" "92234" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915762. "DateObject[{2014, 6, 27, 23, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93108" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 20, 8, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 914540. "DateObject[{2014, 6, 28, 0, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "AZ" "86326" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 19, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915794. "DateObject[{2014, 6, 28, 0, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20037" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915795. "DateObject[{2014, 6, 28, 0, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33331" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915814. "DateObject[{2014, 6, 28, 0, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "66604" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915816. "DateObject[{2014, 6, 28, 0, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "31771" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915752. "DateObject[{2014, 6, 28, 0, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "MO" "64114" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915819. "DateObject[{2014, 6, 28, 0, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "91791" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915818. "DateObject[{2014, 6, 28, 0, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "DE" "19711" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915821. "DateObject[{2014, 6, 28, 0, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89141" "" "N/A" "Web" "DateObject[{2014, 6, 28, 0, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915822. "DateObject[{2014, 6, 28, 0, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PR" "00676" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915824. "DateObject[{2014, 6, 28, 0, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30096" "" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915748. "DateObject[{2014, 6, 28, 1, 3, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "75090" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915826. "DateObject[{2014, 6, 28, 1, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NV" "89141" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915823. "DateObject[{2014, 6, 28, 1, 15, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07011" "" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915828. "DateObject[{2014, 6, 28, 1, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NV" "89052" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915830. "DateObject[{2014, 6, 28, 1, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "UT" "84088" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915832. "DateObject[{2014, 6, 28, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "ME" "04286" "" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915733. "DateObject[{2014, 6, 28, 1, 45, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MO" "63125" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 58, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915834. "DateObject[{2014, 6, 28, 1, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 6, 28, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915838. "DateObject[{2014, 6, 28, 1, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78750" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915840. "DateObject[{2014, 6, 28, 2, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selip & Stylianou, LLP" "NY" "14043" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915841. "DateObject[{2014, 6, 28, 2, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "14043" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915842. "DateObject[{2014, 6, 28, 2, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MFP, inc." "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915843. "DateObject[{2014, 6, 28, 2, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AK" "99501" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915845. "DateObject[{2014, 6, 28, 2, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "FL" "33974" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 21, 11, 4, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915846. "DateObject[{2014, 6, 28, 2, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "79406" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915848. "DateObject[{2014, 6, 28, 2, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80203" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915849. "DateObject[{2014, 6, 28, 2, 27, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38141" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915851. "DateObject[{2014, 6, 28, 2, 31, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80203" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915850. "DateObject[{2014, 6, 28, 2, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95209" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915852. "DateObject[{2014, 6, 28, 2, 35, 55.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "SC" "29505" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915855. "DateObject[{2014, 6, 28, 2, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "IN" "46012" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915775. "DateObject[{2014, 6, 28, 2, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "IN" "46205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915856. "DateObject[{2014, 6, 28, 2, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95630" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 44, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915857. "DateObject[{2014, 6, 28, 2, 45, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "AZ" "85712" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915858. "DateObject[{2014, 6, 28, 2, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95209" "" "N/A" "Web" "DateObject[{2014, 6, 28, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915853. "DateObject[{2014, 6, 28, 2, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "78735" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915859. "DateObject[{2014, 6, 28, 3, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92009" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 915751. "DateObject[{2014, 6, 28, 3, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "GA" "30016" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915861. "DateObject[{2014, 6, 28, 3, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TN" "38555" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915774. "DateObject[{2014, 6, 28, 3, 13, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "KY" "41094" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915862. "DateObject[{2014, 6, 28, 3, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89103" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915805. "DateObject[{2014, 6, 28, 3, 27, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07002" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915863. "DateObject[{2014, 6, 28, 3, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "02151" "" "N/A" "Web" "DateObject[{2014, 6, 28, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915865. "DateObject[{2014, 6, 28, 4, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "73717" "" "N/A" "Web" "DateObject[{2014, 6, 28, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915867. "DateObject[{2014, 6, 28, 4, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "OR" "97457" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915765. "DateObject[{2014, 6, 28, 5, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44139" "" "N/A" "Web" "DateObject[{2014, 6, 28, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915870. "DateObject[{2014, 6, 28, 6, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44720" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916005. "DateObject[{2014, 6, 28, 6, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstPoint Collection Resources" "SC" "29118" "" "N/A" "Web" "DateObject[{2014, 6, 28, 6, 38, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915873. "DateObject[{2014, 6, 28, 6, 37, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "79109" "" "N/A" "Web" "DateObject[{2014, 6, 28, 6, 38, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915872. "DateObject[{2014, 6, 28, 7, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97219" "" "N/A" "Web" "DateObject[{2014, 6, 28, 7, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915875. "DateObject[{2014, 6, 28, 9, 49, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 6, 28, 9, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916010. "DateObject[{2014, 6, 28, 10, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "33176" "" "N/A" "Web" "DateObject[{2014, 6, 28, 10, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915879. "DateObject[{2014, 6, 28, 11, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AE" "09627" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915743. "DateObject[{2014, 6, 28, 11, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "CO" "80610" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915880. "DateObject[{2014, 6, 28, 11, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TN" "37877" "" "N/A" "Web" "DateObject[{2014, 6, 28, 12, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915881. "DateObject[{2014, 6, 28, 12, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "77477" "" "N/A" "Web" "DateObject[{2014, 6, 28, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915882. "DateObject[{2014, 6, 28, 12, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "GA" "30013" "" "N/A" "Web" "DateObject[{2014, 6, 28, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915884. "DateObject[{2014, 6, 28, 12, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "07442" "" "N/A" "Web" "DateObject[{2014, 6, 28, 12, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915885. "DateObject[{2014, 6, 28, 13, 19, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Omni Financial Corp." "FL" "33511" "" "N/A" "Web" "DateObject[{2014, 6, 28, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915888. "DateObject[{2014, 6, 28, 13, 37, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "12550" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915890. "DateObject[{2014, 6, 28, 13, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32128" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915891. "DateObject[{2014, 6, 28, 13, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "KY" "42053" "" "N/A" "Web" "DateObject[{2014, 6, 28, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915892. "DateObject[{2014, 6, 28, 13, 56, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28110" "" "N/A" "Web" "DateObject[{2014, 6, 28, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915893. "DateObject[{2014, 6, 28, 14, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94608" "" "N/A" "Web" "DateObject[{2014, 6, 28, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915740. "DateObject[{2014, 6, 28, 14, 20, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "VA" "22812" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 46, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 916011. "DateObject[{2014, 6, 28, 14, 39, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prestige Financial Services, Inc." "TX" "75134" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915899. "DateObject[{2014, 6, 28, 14, 39, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 36, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915769. "DateObject[{2014, 6, 28, 14, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37160" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915901. "DateObject[{2014, 6, 28, 14, 40, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mountain Land Collections, Inc." "UT" "84121" "" "N/A" "Web" "DateObject[{2014, 6, 28, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915902. "DateObject[{2014, 6, 28, 14, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29572" "" "N/A" "Web" "DateObject[{2014, 6, 28, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915763. "DateObject[{2014, 6, 28, 14, 51, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32211" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915906. "DateObject[{2014, 6, 28, 14, 52, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "32211" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 42, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915907. "DateObject[{2014, 6, 28, 14, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Worldwide Processing Group, LLC" "TX" "77009" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915908. "DateObject[{2014, 6, 28, 14, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Check into Cash, Inc." "TX" "77009" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915909. "DateObject[{2014, 6, 28, 14, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "20745" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915910. "DateObject[{2014, 6, 28, 15, 9, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60467" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915915. "DateObject[{2014, 6, 28, 15, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NE" "68124" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 915916. "DateObject[{2014, 6, 28, 15, 26, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77055" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915917. "DateObject[{2014, 6, 28, 15, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NY" "11201" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915736. "DateObject[{2014, 6, 28, 15, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 48, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 915778. "DateObject[{2014, 6, 28, 15, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 6, 28, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915919. "DateObject[{2014, 6, 28, 15, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915920. "DateObject[{2014, 6, 28, 15, 55, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915923. "DateObject[{2014, 6, 28, 16, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "FL" "33020" "" "N/A" "Web" "DateObject[{2014, 7, 29, 15, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915925. "DateObject[{2014, 6, 28, 16, 3, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28025" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915926. "DateObject[{2014, 6, 28, 16, 4, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "28152" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915927. "DateObject[{2014, 6, 28, 16, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81507" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915929. "DateObject[{2014, 6, 28, 16, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30306" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915930. "DateObject[{2014, 6, 28, 16, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 50, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915759. "DateObject[{2014, 6, 28, 16, 36, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06911" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915932. "DateObject[{2014, 6, 28, 16, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "44504" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915727. "DateObject[{2014, 6, 28, 16, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "IL" "60106" "" "N/A" "Web" "DateObject[{2014, 6, 28, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915934. "DateObject[{2014, 6, 28, 17, 3, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "CA" "90065" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915737. "DateObject[{2014, 6, 28, 17, 4, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collectibles Management Resources" "CA" "94553" "" "N/A" "Web" "DateObject[{2014, 6, 28, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915936. "DateObject[{2014, 6, 28, 17, 6, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Io, Inc." "PA" "17013" "" "N/A" "Web" "DateObject[{2014, 6, 28, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915937. "DateObject[{2014, 6, 28, 17, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80829" "" "N/A" "Web" "DateObject[{2014, 6, 28, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915941. "DateObject[{2014, 6, 28, 17, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 2, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915742. "DateObject[{2014, 6, 28, 17, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10462" "" "N/A" "Web" "DateObject[{2014, 6, 28, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915943. "DateObject[{2014, 6, 28, 18, 16, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "20745" "" "N/A" "Web" "DateObject[{2014, 6, 28, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915945. "DateObject[{2014, 6, 28, 18, 30, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "VA" "20175" "" "N/A" "Web" "DateObject[{2014, 6, 28, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915753. "DateObject[{2014, 6, 28, 18, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60193" "" "N/A" "Web" "DateObject[{2014, 6, 28, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915949. "DateObject[{2014, 6, 28, 18, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92008" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915771. "DateObject[{2014, 6, 28, 18, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915734. "DateObject[{2014, 6, 28, 18, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97405" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915950. "DateObject[{2014, 6, 28, 19, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11215" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 915951. "DateObject[{2014, 6, 28, 19, 20, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75070" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915758. "DateObject[{2014, 6, 28, 19, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10012" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915954. "DateObject[{2014, 6, 28, 19, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95051" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915955. "DateObject[{2014, 6, 28, 19, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "43065" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915956. "DateObject[{2014, 6, 28, 19, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "19027" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915957. "DateObject[{2014, 6, 28, 19, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 12, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 915958. "DateObject[{2014, 6, 28, 19, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "HI" "96740" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915729. "DateObject[{2014, 6, 28, 19, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Citizens" "NC" "27522" "" "N/A" "Web" "DateObject[{2014, 6, 28, 19, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915749. "DateObject[{2014, 6, 28, 19, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915959. "DateObject[{2014, 6, 28, 19, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TMX Finance LLC" "GA" "30340" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 915971. "DateObject[{2014, 6, 28, 20, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92596" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915973. "DateObject[{2014, 6, 28, 20, 2, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "76901" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915974. "DateObject[{2014, 6, 28, 20, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "AZ" "85142" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915791. "DateObject[{2014, 6, 28, 20, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02116" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915975. "DateObject[{2014, 6, 28, 20, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94568" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 20, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916008. "DateObject[{2014, 6, 28, 20, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33527" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915978. "DateObject[{2014, 6, 28, 20, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97498" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 20, 33, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915792. "DateObject[{2014, 6, 28, 20, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "61704" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915979. "DateObject[{2014, 6, 28, 20, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "22044" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915980. "DateObject[{2014, 6, 28, 20, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95624" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915981. "DateObject[{2014, 6, 28, 20, 51, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34601" "" "N/A" "Web" "DateObject[{2014, 6, 28, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915982. "DateObject[{2014, 6, 28, 20, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85335" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915732. "DateObject[{2014, 6, 28, 21, 6, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95035" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915983. "DateObject[{2014, 6, 28, 21, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915961. "DateObject[{2014, 6, 28, 21, 9, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "SC" "29210" "" "N/A" "Web" "DateObject[{2014, 6, 28, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915738. "DateObject[{2014, 6, 28, 21, 18, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915962. "DateObject[{2014, 6, 28, 21, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915963. "DateObject[{2014, 6, 28, 21, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915964. "DateObject[{2014, 6, 28, 21, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915965. "DateObject[{2014, 6, 28, 21, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915966. "DateObject[{2014, 6, 28, 21, 43, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98584" "" "N/A" "Web" "DateObject[{2014, 6, 28, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915985. "DateObject[{2014, 6, 28, 21, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 6, 28, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915844. "DateObject[{2014, 6, 28, 21, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90740" "" "N/A" "Referral" "DateObject[{2014, 7, 1, 19, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915793. "DateObject[{2014, 6, 28, 21, 51, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915967. "DateObject[{2014, 6, 28, 21, 51, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 43, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915968. "DateObject[{2014, 6, 28, 22, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915770. "DateObject[{2014, 6, 28, 22, 16, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98592" "" "N/A" "Web" "DateObject[{2014, 6, 28, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915988. "DateObject[{2014, 6, 28, 22, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MN" "55105" "" "N/A" "Web" "DateObject[{2014, 6, 28, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915989. "DateObject[{2014, 6, 28, 22, 32, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "19079" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 49, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915746. "DateObject[{2014, 6, 28, 22, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Credit Services, Inc" "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 6, 28, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915990. "DateObject[{2014, 6, 28, 23, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CU Recovery, Inc." "GA" "30554" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 12, 55, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915803. "DateObject[{2014, 6, 28, 23, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MI" "48034" "" "N/A" "Web" "DateObject[{2014, 6, 28, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915992. "DateObject[{2014, 6, 28, 23, 21, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33613" "" "N/A" "Web" "DateObject[{2014, 6, 28, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915993. "DateObject[{2014, 6, 28, 23, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "01985" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 915994. "DateObject[{2014, 6, 28, 23, 31, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44425" "" "N/A" "Web" "DateObject[{2014, 7, 28, 11, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915996. "DateObject[{2014, 6, 28, 23, 40, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93960" "" "N/A" "Web" "DateObject[{2014, 6, 28, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 915999. "DateObject[{2014, 6, 28, 23, 43, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916001. "DateObject[{2014, 6, 28, 23, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78745" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 915744. "DateObject[{2014, 6, 28, 23, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93960" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916000. "DateObject[{2014, 6, 28, 23, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19134" "Older American" "N/A" "Web" "DateObject[{2014, 6, 28, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 915807. "DateObject[{2014, 6, 28, 23, 53, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916002. "DateObject[{2014, 6, 28, 23, 57, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "KY" "40146" "" "N/A" "Web" "DateObject[{2014, 6, 29, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916073. "DateObject[{2014, 6, 28, 23, 58, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 29, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916003. "DateObject[{2014, 6, 29, 0, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916067. "DateObject[{2014, 6, 29, 0, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916068. "DateObject[{2014, 6, 29, 0, 13, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "75287" "" "N/A" "Web" "DateObject[{2014, 6, 29, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916075. "DateObject[{2014, 6, 29, 0, 19, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916070. "DateObject[{2014, 6, 29, 0, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "VA" "20121" "" "N/A" "Web" "DateObject[{2014, 6, 29, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916077. "DateObject[{2014, 6, 29, 0, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 12, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916071. "DateObject[{2014, 6, 29, 0, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 5, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916072. "DateObject[{2014, 6, 29, 0, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Property Business Services, Inc." "NC" "27511" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 10, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 916035. "DateObject[{2014, 6, 29, 1, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selip & Stylianou, LLP" "NY" "11040" "" "N/A" "Web" "DateObject[{2014, 7, 22, 11, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916081. "DateObject[{2014, 6, 29, 1, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11040" "" "N/A" "Web" "DateObject[{2014, 6, 29, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916082. "DateObject[{2014, 6, 29, 1, 6, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92316" "" "N/A" "Web" "DateObject[{2014, 6, 29, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916083. "DateObject[{2014, 6, 29, 1, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 6, 29, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916084. "DateObject[{2014, 6, 29, 1, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Jewelers Inc." "FL" "32137" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 25, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916085. "DateObject[{2014, 6, 29, 1, 39, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "RI" "02893" "" "N/A" "Web" "DateObject[{2014, 6, 29, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916087. "DateObject[{2014, 6, 29, 1, 58, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 3, 10, 37, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916066. "DateObject[{2014, 6, 29, 2, 9, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32738" "" "N/A" "Web" "DateObject[{2014, 6, 29, 2, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916088. "DateObject[{2014, 6, 29, 2, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IA" "50322" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916089. "DateObject[{2014, 6, 29, 2, 56, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55318" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916091. "DateObject[{2014, 6, 29, 3, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10305" "" "N/A" "Web" "DateObject[{2014, 7, 29, 12, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916016. "DateObject[{2014, 6, 29, 3, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 30, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916093. "DateObject[{2014, 6, 29, 3, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92056" "" "N/A" "Web" "DateObject[{2014, 6, 29, 3, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916023. "DateObject[{2014, 6, 29, 3, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98408" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 3, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916094. "DateObject[{2014, 6, 29, 3, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CA" "92119" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 3, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916095. "DateObject[{2014, 6, 29, 5, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08865" "" "N/A" "Web" "DateObject[{2014, 6, 29, 5, 25, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916096. "DateObject[{2014, 6, 29, 5, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89014" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 5, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916097. "DateObject[{2014, 6, 29, 5, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89014" "" "N/A" "Web" "DateObject[{2014, 6, 29, 5, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916098. "DateObject[{2014, 6, 29, 5, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "AZ" "85035" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916099. "DateObject[{2014, 6, 29, 5, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "07002" "" "N/A" "Web" "DateObject[{2014, 6, 29, 5, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916101. "DateObject[{2014, 6, 29, 5, 52, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11791" "" "N/A" "Web" "DateObject[{2014, 6, 29, 6, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916102. "DateObject[{2014, 6, 29, 6, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07827" "" "N/A" "Web" "DateObject[{2014, 6, 29, 6, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916103. "DateObject[{2014, 6, 29, 6, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash Time Title Loans, Inc." "AZ" "85035" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916100. "DateObject[{2014, 6, 29, 7, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guaranteed Rate" "AZ" "85308" "" "N/A" "Web" "DateObject[{2014, 6, 29, 7, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916104. "DateObject[{2014, 6, 29, 7, 5, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 6, 29, 7, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916105. "DateObject[{2014, 6, 29, 9, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "OH" "44143" "" "N/A" "Web" "DateObject[{2014, 6, 29, 9, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916198. "DateObject[{2014, 6, 29, 9, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "94572" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 9, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916047. "DateObject[{2014, 6, 29, 9, 26, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Central, Inc (NV)" "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916036. "DateObject[{2014, 6, 29, 9, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "14619" "" "N/A" "Web" "DateObject[{2014, 6, 29, 9, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916408. "DateObject[{2014, 6, 29, 10, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "94506" "" "N/A" "Web" "DateObject[{2014, 6, 29, 10, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916028. "DateObject[{2014, 6, 29, 11, 25, 22.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "SC" "29203" "" "N/A" "Web" "DateObject[{2014, 6, 29, 11, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916109. "DateObject[{2014, 6, 29, 12, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11357" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916024. "DateObject[{2014, 6, 29, 12, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94606" "" "N/A" "Web" "DateObject[{2014, 6, 29, 12, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916046. "DateObject[{2014, 6, 29, 12, 13, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rickart Collection Systems, Inc." "MD" "21093" "" "N/A" "Web" "DateObject[{2014, 6, 29, 12, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916111. "DateObject[{2014, 6, 29, 12, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60451" "" "N/A" "Web" "DateObject[{2014, 6, 29, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916026. "DateObject[{2014, 6, 29, 12, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20882" "" "N/A" "Web" "DateObject[{2014, 6, 29, 12, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916113. "DateObject[{2014, 6, 29, 13, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37813" "" "N/A" "Web" "DateObject[{2014, 6, 29, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916114. "DateObject[{2014, 6, 29, 13, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "77378" "" "N/A" "Web" "DateObject[{2014, 6, 29, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916115. "DateObject[{2014, 6, 29, 14, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "UT" "84341" "" "N/A" "Web" "DateObject[{2014, 6, 29, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916030. "DateObject[{2014, 6, 29, 14, 39, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "GA" "30092" "" "N/A" "Web" "DateObject[{2014, 6, 29, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916118. "DateObject[{2014, 6, 29, 14, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916119. "DateObject[{2014, 6, 29, 14, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84341" "" "N/A" "Web" "DateObject[{2014, 6, 29, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916031. "DateObject[{2014, 6, 29, 14, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "UT" "84341" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916032. "DateObject[{2014, 6, 29, 15, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98106" "" "N/A" "Web" "DateObject[{2014, 7, 3, 10, 55, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916120. "DateObject[{2014, 6, 29, 15, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AR" "72058" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 3, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916121. "DateObject[{2014, 6, 29, 15, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30014" "" "N/A" "Web" "DateObject[{2014, 6, 29, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916038. "DateObject[{2014, 6, 29, 15, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33180" "" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916124. "DateObject[{2014, 6, 29, 16, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08037" "" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916125. "DateObject[{2014, 6, 29, 16, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "93436" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916126. "DateObject[{2014, 6, 29, 16, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19030" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916127. "DateObject[{2014, 6, 29, 16, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NH" "03837" "" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916128. "DateObject[{2014, 6, 29, 16, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "MI" "48867" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916029. "DateObject[{2014, 6, 29, 16, 25, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "LA" "70471" "" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916131. "DateObject[{2014, 6, 29, 16, 33, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90806" "" "N/A" "Web" "DateObject[{2014, 6, 29, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916133. "DateObject[{2014, 6, 29, 16, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AL" "35020" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916134. "DateObject[{2014, 6, 29, 17, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "54017" "" "N/A" "Web" "DateObject[{2014, 6, 29, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916136. "DateObject[{2014, 6, 29, 17, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "33624" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 17, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916767. "DateObject[{2014, 6, 29, 17, 23, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17403" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 29, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916137. "DateObject[{2014, 6, 29, 17, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91214" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916138. "DateObject[{2014, 6, 29, 17, 31, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "43062" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916022. "DateObject[{2014, 6, 29, 17, 39, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90247" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 12, 51, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916063. "DateObject[{2014, 6, 29, 17, 52, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "CA" "94555" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916147. "DateObject[{2014, 6, 29, 17, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "CA" "94555" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916148. "DateObject[{2014, 6, 29, 18, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hoenig & Barham, Attorneys at Law" "IL" "61953" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 28, 19, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916149. "DateObject[{2014, 6, 29, 18, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98387" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916150. "DateObject[{2014, 6, 29, 18, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19468" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916045. "DateObject[{2014, 6, 29, 18, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30043" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916200. "DateObject[{2014, 6, 29, 18, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916152. "DateObject[{2014, 6, 29, 18, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "VA" "22044" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 916154. "DateObject[{2014, 6, 29, 18, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "VA" "22191" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916155. "DateObject[{2014, 6, 29, 18, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "VA" "22191" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916156. "DateObject[{2014, 6, 29, 18, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92407" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916015. "DateObject[{2014, 6, 29, 18, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11375" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916049. "DateObject[{2014, 6, 29, 18, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85224" "" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916040. "DateObject[{2014, 6, 29, 18, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RMB, Inc." "SC" "29206" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916157. "DateObject[{2014, 6, 29, 18, 46, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91214" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916140. "DateObject[{2014, 6, 29, 18, 47, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06051" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916159. "DateObject[{2014, 6, 29, 18, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91214" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 29, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916142. "DateObject[{2014, 6, 29, 18, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commerce Bank" "CA" "92112" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916160. "DateObject[{2014, 6, 29, 18, 59, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80016" "" "N/A" "Web" "DateObject[{2014, 6, 29, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916033. "DateObject[{2014, 6, 29, 19, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AL" "35811" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 41, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916161. "DateObject[{2014, 6, 29, 19, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "35811" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916162. "DateObject[{2014, 6, 29, 19, 11, 24.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "OR" "97005" "" "N/A" "Web" "DateObject[{2014, 6, 29, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916164. "DateObject[{2014, 6, 29, 19, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91324" "" "N/A" "Web" "DateObject[{2014, 6, 29, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916166. "DateObject[{2014, 6, 29, 19, 48, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "PA" "17078" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916167. "DateObject[{2014, 6, 29, 20, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28306" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916172. "DateObject[{2014, 6, 29, 20, 18, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21654" "" "N/A" "Web" "DateObject[{2014, 6, 29, 20, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916037. "DateObject[{2014, 6, 29, 20, 18, 30.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "OK" "73020" "" "N/A" "Web" "DateObject[{2014, 6, 29, 20, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916173. "DateObject[{2014, 6, 29, 20, 23, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32256" "" "N/A" "Web" "DateObject[{2014, 6, 29, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916174. "DateObject[{2014, 6, 29, 20, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95642" "" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916179. "DateObject[{2014, 6, 29, 21, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75024" "" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916180. "DateObject[{2014, 6, 29, 21, 4, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "95054" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916181. "DateObject[{2014, 6, 29, 21, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78559" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916052. "DateObject[{2014, 6, 29, 21, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30313" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916183. "DateObject[{2014, 6, 29, 21, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "32835" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 44, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916184. "DateObject[{2014, 6, 29, 21, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "DE" "19966" "Older American" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916186. "DateObject[{2014, 6, 29, 21, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "MA" "01801" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 38, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916017. "DateObject[{2014, 6, 29, 21, 32, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32835" "" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916185. "DateObject[{2014, 6, 29, 21, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08887" "" "N/A" "Web" "DateObject[{2014, 6, 29, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916187. "DateObject[{2014, 6, 29, 21, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60087" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916020. "DateObject[{2014, 6, 29, 21, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "12901" "" "N/A" "Web" "DateObject[{2014, 6, 29, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916188. "DateObject[{2014, 6, 29, 22, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "LA" "70083" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916027. "DateObject[{2014, 6, 29, 22, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "91605" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916192. "DateObject[{2014, 6, 29, 23, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CO" "80645" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916054. "DateObject[{2014, 6, 29, 23, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93922" "" "N/A" "Web" "DateObject[{2014, 6, 29, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916193. "DateObject[{2014, 6, 29, 23, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lustig, Glaser & Wilson, P.C." "CT" "06026" "" "N/A" "Web" "DateObject[{2014, 6, 29, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916043. "DateObject[{2014, 6, 29, 23, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "CT" "06026" "" "N/A" "Web" "DateObject[{2014, 6, 29, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916044. "DateObject[{2014, 6, 29, 23, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monarch Recovery Holdings, Inc." "CA" "90011" "" "N/A" "Web" "DateObject[{2014, 6, 29, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916194. "DateObject[{2014, 6, 29, 23, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MA" "02019" "" "N/A" "Web" "DateObject[{2014, 6, 29, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916195. "DateObject[{2014, 6, 29, 23, 50, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97405" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916196. "DateObject[{2014, 6, 29, 23, 52, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48238" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916768. "DateObject[{2014, 6, 29, 23, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34668" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916769. "DateObject[{2014, 6, 29, 23, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30153" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916197. "DateObject[{2014, 6, 30, 0, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92673" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916770. "DateObject[{2014, 6, 30, 0, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "78669" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916771. "DateObject[{2014, 6, 30, 0, 14, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30087" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916753. "DateObject[{2014, 6, 30, 0, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20841" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916772. "DateObject[{2014, 6, 30, 0, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91710" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916322. "DateObject[{2014, 6, 30, 0, 31, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "PA" "19150" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 13, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916223. "DateObject[{2014, 6, 30, 0, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92126" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916773. "DateObject[{2014, 6, 30, 0, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MI" "48017" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916775. "DateObject[{2014, 6, 30, 0, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33702" "" "N/A" "Web" "DateObject[{2014, 6, 30, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916777. "DateObject[{2014, 6, 30, 0, 52, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91205" "" "N/A" "Web" "DateObject[{2014, 6, 30, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916778. "DateObject[{2014, 6, 30, 0, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "GA" "30043" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916737. "DateObject[{2014, 6, 30, 1, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33558" "" "N/A" "Web" "DateObject[{2014, 7, 23, 20, 32, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916369. "DateObject[{2014, 6, 30, 1, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AmeriCollect" "IL" "60085" "" "N/A" "Web" "DateObject[{2014, 6, 30, 1, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916253. "DateObject[{2014, 6, 30, 2, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Avante" "IL" "60085" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916256. "DateObject[{2014, 6, 30, 2, 5, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "IL" "60085" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916257. "DateObject[{2014, 6, 30, 2, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "IL" "60085" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916259. "DateObject[{2014, 6, 30, 2, 15, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "TX" "78225" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916780. "DateObject[{2014, 6, 30, 2, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94539" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916781. "DateObject[{2014, 6, 30, 2, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "OH" "43348" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 50, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916782. "DateObject[{2014, 6, 30, 2, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Love, Beal & Nixon, P.C." "OK" "73018" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916308. "DateObject[{2014, 6, 30, 2, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10583" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916783. "DateObject[{2014, 6, 30, 2, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44471" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916784. "DateObject[{2014, 6, 30, 2, 50, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "CA" "90631" "" "N/A" "Web" "DateObject[{2014, 6, 30, 2, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916785. "DateObject[{2014, 6, 30, 3, 17, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07030" "" "N/A" "Web" "DateObject[{2014, 6, 30, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 916786. "DateObject[{2014, 6, 30, 3, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92571" "" "N/A" "Web" "DateObject[{2014, 6, 30, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916788. "DateObject[{2014, 6, 30, 4, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "99208" "" "N/A" "Web" "DateObject[{2014, 6, 30, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916789. "DateObject[{2014, 6, 30, 4, 2, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Recovery Management" "TN" "37027" "" "N/A" "Web" "DateObject[{2014, 6, 30, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916790. "DateObject[{2014, 6, 30, 4, 17, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "FL" "33774" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916267. "DateObject[{2014, 6, 30, 4, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94132" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 4, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916792. "DateObject[{2014, 6, 30, 4, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin American Mortgage Company" "OR" "97540" "" "N/A" "Web" "DateObject[{2014, 6, 30, 4, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916794. "DateObject[{2014, 6, 30, 5, 5, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Network Inc" "CA" "93312" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916795. "DateObject[{2014, 6, 30, 5, 36, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "WA" "98126" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916796. "DateObject[{2014, 6, 30, 5, 36, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "TX" "77068" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916797. "DateObject[{2014, 6, 30, 6, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916727. "DateObject[{2014, 6, 30, 6, 37, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "LA" "70072" "" "N/A" "Web" "DateObject[{2014, 6, 30, 6, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916798. "DateObject[{2014, 6, 30, 7, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Municipal Collections of America, Inc." "IL" "60455" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916799. "DateObject[{2014, 6, 30, 8, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85335" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 8, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916238. "DateObject[{2014, 6, 30, 8, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94544" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 8, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916801. "DateObject[{2014, 6, 30, 8, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valentine and Kebartas, Inc." "CA" "94544" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 8, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916802. "DateObject[{2014, 6, 30, 10, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goldberg & Peretti, LLC" "OR" "97754" "" "N/A" "Web" "DateObject[{2014, 6, 30, 10, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916803. "DateObject[{2014, 6, 30, 10, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OR" "97754" "" "N/A" "Web" "DateObject[{2014, 6, 30, 10, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916804. "DateObject[{2014, 6, 30, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "CA" "93551" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 3, 13, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916400. "DateObject[{2014, 6, 30, 10, 28, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "43452" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 10, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916805. "DateObject[{2014, 6, 30, 10, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NY" "11233" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 13, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917646. "DateObject[{2014, 6, 30, 10, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48653" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 3, 13, 46, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917684. "DateObject[{2014, 6, 30, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "14609" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 23, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917915. "DateObject[{2014, 6, 30, 10, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "34221" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 3, 13, 55, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917939. "DateObject[{2014, 6, 30, 10, 39, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "NC" "28209" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 916806. "DateObject[{2014, 6, 30, 11, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23438" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 11, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916808. "DateObject[{2014, 6, 30, 12, 17, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "IL" "60618" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916814. "DateObject[{2014, 6, 30, 12, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916822. "DateObject[{2014, 6, 30, 12, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "VA" "23510" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916824. "DateObject[{2014, 6, 30, 12, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33023" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918811. "DateObject[{2014, 6, 30, 12, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "32754" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916825. "DateObject[{2014, 6, 30, 12, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "WV" "26408" "" "N/A" "Web" "DateObject[{2014, 7, 3, 11, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916828. "DateObject[{2014, 6, 30, 12, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15613" "" "N/A" "Web" "DateObject[{2014, 6, 30, 12, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916747. "DateObject[{2014, 6, 30, 13, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30458" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916837. "DateObject[{2014, 6, 30, 13, 3, 57.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07050" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916838. "DateObject[{2014, 6, 30, 13, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32747" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916842. "DateObject[{2014, 6, 30, 13, 9, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33705" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916843. "DateObject[{2014, 6, 30, 13, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "22980" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916845. "DateObject[{2014, 6, 30, 13, 14, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PMAB, LLC" "TN" "37377" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916849. "DateObject[{2014, 6, 30, 13, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28277" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916850. "DateObject[{2014, 6, 30, 13, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "SD" "57625" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916854. "DateObject[{2014, 6, 30, 13, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JH Portfolio Debt Equities, LLC" "NC" "27530" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 916863. "DateObject[{2014, 6, 30, 13, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "NC" "27530" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 45, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916864. "DateObject[{2014, 6, 30, 13, 25, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33055" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916228. "DateObject[{2014, 6, 30, 13, 28, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33498" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 6, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916871. "DateObject[{2014, 6, 30, 13, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20708" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916874. "DateObject[{2014, 6, 30, 13, 34, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "34994" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916830. "DateObject[{2014, 6, 30, 13, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Hawaiian Bank" "MI" "48219" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916881. "DateObject[{2014, 6, 30, 13, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "76133" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916889. "DateObject[{2014, 6, 30, 13, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "NY" "13090" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916897. "DateObject[{2014, 6, 30, 13, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33647" "" "N/A" "Web" "DateObject[{2014, 6, 30, 13, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916300. "DateObject[{2014, 6, 30, 13, 50, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OK" "73112" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 14, 24, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916908. "DateObject[{2014, 6, 30, 13, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30263" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 13, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918908. "DateObject[{2014, 6, 30, 14, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85024" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 39, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916893. "DateObject[{2014, 6, 30, 14, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "KY" "40243" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 916917. "DateObject[{2014, 6, 30, 14, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equidata, Inc." "VA" "30238" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 14, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916920. "DateObject[{2014, 6, 30, 14, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "PA" "17350" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 14, 15, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916764. "DateObject[{2014, 6, 30, 14, 2, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Terrill Outsourcing Group" "IL" "60104" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916922. "DateObject[{2014, 6, 30, 14, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "MN" "55901" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 12, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916923. "DateObject[{2014, 6, 30, 14, 5, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IN" "46815" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 14, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916927. "DateObject[{2014, 6, 30, 14, 6, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33175" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 14, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916928. "DateObject[{2014, 6, 30, 14, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916929. "DateObject[{2014, 6, 30, 14, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "45217" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 13, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916932. "DateObject[{2014, 6, 30, 14, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 31, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916930. "DateObject[{2014, 6, 30, 14, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916931. "DateObject[{2014, 6, 30, 14, 13, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78245" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918206. "DateObject[{2014, 6, 30, 14, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "24361" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918445. "DateObject[{2014, 6, 30, 14, 20, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916957. "DateObject[{2014, 6, 30, 14, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916958. "DateObject[{2014, 6, 30, 14, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75692" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 11, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916959. "DateObject[{2014, 6, 30, 14, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "31404" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916961. "DateObject[{2014, 6, 30, 14, 24, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "PA" "17112" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 916282. "DateObject[{2014, 6, 30, 14, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "GA" "30543" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916965. "DateObject[{2014, 6, 30, 14, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43119" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 19, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916966. "DateObject[{2014, 6, 30, 14, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "FL" "33913" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916970. "DateObject[{2014, 6, 30, 14, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "43119" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916967. "DateObject[{2014, 6, 30, 14, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "43119" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916968. "DateObject[{2014, 6, 30, 14, 35, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85251" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916989. "DateObject[{2014, 6, 30, 14, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04342" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916993. "DateObject[{2014, 6, 30, 14, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "90620" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916996. "DateObject[{2014, 6, 30, 14, 41, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75115" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 11, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916998. "DateObject[{2014, 6, 30, 14, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11219" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916362. "DateObject[{2014, 6, 30, 14, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01752" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917007. "DateObject[{2014, 6, 30, 14, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29654" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917009. "DateObject[{2014, 6, 30, 14, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11219" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916363. "DateObject[{2014, 6, 30, 14, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23228" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 20, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917012. "DateObject[{2014, 6, 30, 14, 49, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alliance Asset Management, Inc (Closed)" "OH" "43614" "" "N/A" "Web" "DateObject[{2014, 6, 30, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916687. "DateObject[{2014, 6, 30, 14, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75115" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916999. "DateObject[{2014, 6, 30, 14, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75115" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 917000. "DateObject[{2014, 6, 30, 14, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11219" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 20, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916364. "DateObject[{2014, 6, 30, 14, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21113" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917023. "DateObject[{2014, 6, 30, 14, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rausch, Sturm, Israel, Enerson & Hornik, LLC" "OH" "43224" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 11, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916325. "DateObject[{2014, 6, 30, 14, 55, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63141" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916235. "DateObject[{2014, 6, 30, 14, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "TX" "78245" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918207. "DateObject[{2014, 6, 30, 14, 57, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CA" "91311" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 18, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917025. "DateObject[{2014, 6, 30, 14, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "PA" "19131" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916424. "DateObject[{2014, 6, 30, 15, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MI" "49038" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 13, 44, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916683. "DateObject[{2014, 6, 30, 15, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NJ" "08701" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917044. "DateObject[{2014, 6, 30, 15, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95340" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916701. "DateObject[{2014, 6, 30, 15, 13, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "FL" "32668" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917047. "DateObject[{2014, 6, 30, 15, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "OH" "45232" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917052. "DateObject[{2014, 6, 30, 15, 15, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Optio Solutions, LLC" "FL" "34691" "Servicemember" "N/A" "Web" "DateObject[{2014, 9, 2, 12, 27, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916296. "DateObject[{2014, 6, 30, 15, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "MI" "48099" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 3, 14, 29, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917060. "DateObject[{2014, 6, 30, 15, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "VA" "22306" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917062. "DateObject[{2014, 6, 30, 15, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10007" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916410. "DateObject[{2014, 6, 30, 15, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WV" "26104" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917075. "DateObject[{2014, 6, 30, 15, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33067" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916689. "DateObject[{2014, 6, 30, 15, 27, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Richard J. Boudreau & Associates, LLC" "VA" "22192" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916352. "DateObject[{2014, 6, 30, 15, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "MO" "65721" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917083. "DateObject[{2014, 6, 30, 15, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MD" "20747" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 14, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916211. "DateObject[{2014, 6, 30, 15, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33196" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 48, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918165. "DateObject[{2014, 6, 30, 15, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "FL" "34758" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 33, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917664. "DateObject[{2014, 6, 30, 15, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32301" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 14, 42, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917098. "DateObject[{2014, 6, 30, 15, 38, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11753" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 39, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916719. "DateObject[{2014, 6, 30, 15, 38, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11753" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916720. "DateObject[{2014, 6, 30, 15, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IN" "47714" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917107. "DateObject[{2014, 6, 30, 15, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95120" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916728. "DateObject[{2014, 6, 30, 15, 41, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "AL" "36083" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 48, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917112. "DateObject[{2014, 6, 30, 15, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "LA" "70401" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 14, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916316. "DateObject[{2014, 6, 30, 15, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23661" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917118. "DateObject[{2014, 6, 30, 15, 45, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "NC" "28227" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916710. "DateObject[{2014, 6, 30, 15, 47, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "32301" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917099. "DateObject[{2014, 6, 30, 15, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "47562" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 917119. "DateObject[{2014, 6, 30, 15, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92883" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917110. "DateObject[{2014, 6, 30, 15, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "FL" "32301" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 11, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917100. "DateObject[{2014, 6, 30, 15, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "47562" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917120. "DateObject[{2014, 6, 30, 15, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "47562" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 17, 38, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917121. "DateObject[{2014, 6, 30, 15, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "NY" "14613" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917124. "DateObject[{2014, 6, 30, 15, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60803" "" "N/A" "Web" "DateObject[{2014, 6, 30, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917126. "DateObject[{2014, 6, 30, 15, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917137. "DateObject[{2014, 6, 30, 15, 55, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917142. "DateObject[{2014, 6, 30, 15, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27522" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 14, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917144. "DateObject[{2014, 6, 30, 15, 55, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917138. "DateObject[{2014, 6, 30, 15, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 3, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917139. "DateObject[{2014, 6, 30, 15, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "22182" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916248. "DateObject[{2014, 6, 30, 15, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01851" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 13, 50, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 916287. "DateObject[{2014, 6, 30, 15, 59, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "FL" "32757" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917152. "DateObject[{2014, 6, 30, 16, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "" "" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917154. "DateObject[{2014, 6, 30, 16, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "OR" "97132" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 50, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917159. "DateObject[{2014, 6, 30, 16, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synergetic Communication Inc" "CA" "92081" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917162. "DateObject[{2014, 6, 30, 16, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32757" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917153. "DateObject[{2014, 6, 30, 16, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08817" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916339. "DateObject[{2014, 6, 30, 16, 6, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917170. "DateObject[{2014, 6, 30, 16, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917171. "DateObject[{2014, 6, 30, 16, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "17252" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917174. "DateObject[{2014, 6, 30, 16, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TN" "37206" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 917177. "DateObject[{2014, 6, 30, 16, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33428" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 47, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917180. "DateObject[{2014, 6, 30, 16, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92346" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 14, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916402. "DateObject[{2014, 6, 30, 16, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MN" "55119" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 16, 15, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916210. "DateObject[{2014, 6, 30, 16, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "NY" "11418" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916224. "DateObject[{2014, 6, 30, 16, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monarch Recovery Holdings, Inc." "OH" "43068" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917186. "DateObject[{2014, 6, 30, 16, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "43068" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917187. "DateObject[{2014, 6, 30, 16, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33177" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917188. "DateObject[{2014, 6, 30, 16, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "37920" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917168. "DateObject[{2014, 6, 30, 16, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60443" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916382. "DateObject[{2014, 6, 30, 16, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "IN" "46562" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917201. "DateObject[{2014, 6, 30, 16, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07508" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917202. "DateObject[{2014, 6, 30, 16, 21, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Scott Lowery Law Office, P.C." "TN" "37153" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917209. "DateObject[{2014, 6, 30, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "MO" "65583" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916384. "DateObject[{2014, 6, 30, 16, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22180" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917215. "DateObject[{2014, 6, 30, 16, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MO" "63366" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917219. "DateObject[{2014, 6, 30, 16, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28302" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 13, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916370. "DateObject[{2014, 6, 30, 16, 27, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "93065" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 44, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 917221. "DateObject[{2014, 6, 30, 16, 29, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "TX" "77301" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917224. "DateObject[{2014, 6, 30, 16, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ID" "83303" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917235. "DateObject[{2014, 6, 30, 16, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "40517" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 15, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916278. "DateObject[{2014, 6, 30, 16, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "64504" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 51, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917237. "DateObject[{2014, 6, 30, 16, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92056" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 53, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917239. "DateObject[{2014, 6, 30, 16, 33, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07307" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917243. "DateObject[{2014, 6, 30, 16, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "KS" "66213" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917245. "DateObject[{2014, 6, 30, 16, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10304" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917249. "DateObject[{2014, 6, 30, 16, 36, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917250. "DateObject[{2014, 6, 30, 16, 36, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917251. "DateObject[{2014, 6, 30, 16, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19020" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917275. "DateObject[{2014, 6, 30, 16, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92586" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 13, 14, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917279. "DateObject[{2014, 6, 30, 16, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10314" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916219. "DateObject[{2014, 6, 30, 16, 40, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "MA" "02341" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917282. "DateObject[{2014, 6, 30, 16, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Farm Bank" "MN" "56097" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917288. "DateObject[{2014, 6, 30, 16, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OH" "44266" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916289. "DateObject[{2014, 6, 30, 16, 49, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30907" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917253. "DateObject[{2014, 6, 30, 16, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WY" "82601" "" "N/A" "Web" "DateObject[{2014, 6, 30, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917296. "DateObject[{2014, 6, 30, 16, 50, 18.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "32668" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917297. "DateObject[{2014, 6, 30, 16, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33467" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917266. "DateObject[{2014, 6, 30, 16, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33619" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917300. "DateObject[{2014, 6, 30, 16, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "10918" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 13, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916375. "DateObject[{2014, 6, 30, 16, 54, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10314" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916220. "DateObject[{2014, 6, 30, 16, 55, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916706. "DateObject[{2014, 6, 30, 16, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MO" "64130" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917302. "DateObject[{2014, 6, 30, 16, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27703" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917305. "DateObject[{2014, 6, 30, 16, 58, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94501" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916336. "DateObject[{2014, 6, 30, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91411" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917309. "DateObject[{2014, 6, 30, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "TX" "76155" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 55, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917314. "DateObject[{2014, 6, 30, 17, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44138" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917316. "DateObject[{2014, 6, 30, 17, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43220" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 12, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917317. "DateObject[{2014, 6, 30, 17, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "44830" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917318. "DateObject[{2014, 6, 30, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19939" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 4, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917319. "DateObject[{2014, 6, 30, 17, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NH" "03055" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 10, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917321. "DateObject[{2014, 6, 30, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North American Asset Services, LLC" "OH" "44134" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 41, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917322. "DateObject[{2014, 6, 30, 17, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AR" "72908" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917323. "DateObject[{2014, 6, 30, 17, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19130" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917327. "DateObject[{2014, 6, 30, 17, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "NH" "03079" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 10, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917328. "DateObject[{2014, 6, 30, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76002" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917329. "DateObject[{2014, 6, 30, 17, 0, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "45011" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917330. "DateObject[{2014, 6, 30, 17, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NY" "12453" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 9, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916707. "DateObject[{2014, 6, 30, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AL" "36545" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917331. "DateObject[{2014, 6, 30, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55447" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917334. "DateObject[{2014, 6, 30, 17, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95825" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917337. "DateObject[{2014, 6, 30, 17, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "GA" "30039" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916694. "DateObject[{2014, 6, 30, 17, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MS" "39401" "" "N/A" "Fax" "DateObject[{2014, 7, 3, 15, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917343. "DateObject[{2014, 6, 30, 17, 6, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Roquemore Holdings LLC" "" "" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917347. "DateObject[{2014, 6, 30, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "CA" "92315" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 15, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917349. "DateObject[{2014, 6, 30, 17, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "23224" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 15, 27, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917360. "DateObject[{2014, 6, 30, 17, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "SC" "29445" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917364. "DateObject[{2014, 6, 30, 17, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "15632" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916724. "DateObject[{2014, 6, 30, 17, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "UT" "84004" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917372. "DateObject[{2014, 6, 30, 17, 18, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33785" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917378. "DateObject[{2014, 6, 30, 17, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "PA" "16424" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917380. "DateObject[{2014, 6, 30, 17, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "75156" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917386. "DateObject[{2014, 6, 30, 17, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11776" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 15, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917390. "DateObject[{2014, 6, 30, 17, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "NC" "28027" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916386. "DateObject[{2014, 6, 30, 17, 24, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33756" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916283. "DateObject[{2014, 6, 30, 17, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "CA" "95621" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 32, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916388. "DateObject[{2014, 6, 30, 17, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "NJ" "08087" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 38, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916389. "DateObject[{2014, 6, 30, 17, 27, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "GA" "30092" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916230. "DateObject[{2014, 6, 30, 17, 27, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "FL" "32708" "" "N/A" "Web" "DateObject[{2014, 7, 28, 13, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917398. "DateObject[{2014, 6, 30, 17, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80863" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 15, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916392. "DateObject[{2014, 6, 30, 17, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917402. "DateObject[{2014, 6, 30, 17, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "MD" "20746" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916393. "DateObject[{2014, 6, 30, 17, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08109" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917404. "DateObject[{2014, 6, 30, 17, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCSPLUS INCORPORATED" "IL" "60047" "" "N/A" "Web" "DateObject[{2014, 9, 10, 16, 48, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917410. "DateObject[{2014, 6, 30, 17, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "WA" "98275" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 40, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916396. "DateObject[{2014, 6, 30, 17, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global United Arbitration LLC" "MA" "02131" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917411. "DateObject[{2014, 6, 30, 17, 34, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Application processing delay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07002" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917412. "DateObject[{2014, 6, 30, 17, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91411" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917415. "DateObject[{2014, 6, 30, 17, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18940" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 18, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916397. "DateObject[{2014, 6, 30, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AR" "72209" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 2, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917423. "DateObject[{2014, 6, 30, 17, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27705" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917425. "DateObject[{2014, 6, 30, 17, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27522" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 14, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917146. "DateObject[{2014, 6, 30, 17, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917429. "DateObject[{2014, 6, 30, 17, 40, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TN" "37179" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917431. "DateObject[{2014, 6, 30, 17, 43, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "VI" "20136" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917436. "DateObject[{2014, 6, 30, 17, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MI" "48082" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 16, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917441. "DateObject[{2014, 6, 30, 17, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33134" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916291. "DateObject[{2014, 6, 30, 17, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "78245" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918208. "DateObject[{2014, 6, 30, 17, 46, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NY" "10007" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918222. "DateObject[{2014, 6, 30, 17, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33756" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916284. "DateObject[{2014, 6, 30, 17, 46, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48237" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916751. "DateObject[{2014, 6, 30, 17, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WY" "82301" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 6, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916273. "DateObject[{2014, 6, 30, 17, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "WY" "82301" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916275. "DateObject[{2014, 6, 30, 17, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "44146" "" "N/A" "Web" "DateObject[{2014, 6, 30, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917452. "DateObject[{2014, 6, 30, 17, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92071" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 16, 34, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917453. "DateObject[{2014, 6, 30, 17, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "FL" "33339" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 16, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918218. "DateObject[{2014, 6, 30, 17, 51, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "WY" "82301" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 3, 16, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916276. "DateObject[{2014, 6, 30, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercedes-Benz Financial Services" "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916429. "DateObject[{2014, 6, 30, 17, 53, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 26, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916425. "DateObject[{2014, 6, 30, 17, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "SC" "29581" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 16, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917461. "DateObject[{2014, 6, 30, 17, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75495" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917463. "DateObject[{2014, 6, 30, 17, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "CA" "92071" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 16, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 917454. "DateObject[{2014, 6, 30, 17, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TN" "37363" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917466. "DateObject[{2014, 6, 30, 17, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "10703" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917438. "DateObject[{2014, 6, 30, 17, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlanticus Services Corporation" "NY" "10703" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 49, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917439. "DateObject[{2014, 6, 30, 17, 59, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21117" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916426. "DateObject[{2014, 6, 30, 18, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity Capital Holdings, Inc." "TX" "77433" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917474. "DateObject[{2014, 6, 30, 18, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "78244" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917476. "DateObject[{2014, 6, 30, 18, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33326" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917478. "DateObject[{2014, 6, 30, 18, 3, 30.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NJ" "08210" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917484. "DateObject[{2014, 6, 30, 18, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Iowa Student Loan" "IA" "50021" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918204. "DateObject[{2014, 6, 30, 18, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33756" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916285. "DateObject[{2014, 6, 30, 18, 6, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "33772" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917489. "DateObject[{2014, 6, 30, 18, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "CA" "90404" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917494. "DateObject[{2014, 6, 30, 18, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "OH" "43420" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917498. "DateObject[{2014, 6, 30, 18, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OH" "43209" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917500. "DateObject[{2014, 6, 30, 18, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91436" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 45, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917501. "DateObject[{2014, 6, 30, 18, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89183" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917502. "DateObject[{2014, 6, 30, 18, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91786" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 48, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917503. "DateObject[{2014, 6, 30, 18, 11, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95624" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917507. "DateObject[{2014, 6, 30, 18, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "FL" "32656" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917511. "DateObject[{2014, 6, 30, 18, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MA" "01075" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 15, 3, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917515. "DateObject[{2014, 6, 30, 18, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AR" "72762" "" "N/A" "Web" "DateObject[{2014, 7, 29, 18, 10, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917516. "DateObject[{2014, 6, 30, 18, 12, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 18, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916427. "DateObject[{2014, 6, 30, 18, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "KS" "66210" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917520. "DateObject[{2014, 6, 30, 18, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "78741" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917523. "DateObject[{2014, 6, 30, 18, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29072" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917525. "DateObject[{2014, 6, 30, 18, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917505. "DateObject[{2014, 6, 30, 18, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48047" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917527. "DateObject[{2014, 6, 30, 18, 15, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917506. "DateObject[{2014, 6, 30, 18, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OR" "10001" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 19, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917535. "DateObject[{2014, 6, 30, 18, 20, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38059" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917538. "DateObject[{2014, 6, 30, 18, 21, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92586" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917544. "DateObject[{2014, 6, 30, 18, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60642" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917550. "DateObject[{2014, 6, 30, 18, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08055" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917553. "DateObject[{2014, 6, 30, 18, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 13, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917561. "DateObject[{2014, 6, 30, 18, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "CT" "06708" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917565. "DateObject[{2014, 6, 30, 18, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "94605" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 13, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916280. "DateObject[{2014, 6, 30, 18, 32, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30331" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 13, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917573. "DateObject[{2014, 6, 30, 18, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "TX" "78741" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917524. "DateObject[{2014, 6, 30, 18, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85541" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917577. "DateObject[{2014, 6, 30, 18, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amscot Corporation" "CO" "80909" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917578. "DateObject[{2014, 6, 30, 18, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34134" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917586. "DateObject[{2014, 6, 30, 18, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MS" "39443" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917587. "DateObject[{2014, 6, 30, 18, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10463" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917592. "DateObject[{2014, 6, 30, 18, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "20601" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 2, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916422. "DateObject[{2014, 6, 30, 18, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Central Portfolio Control Inc." "SC" "29745" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916234. "DateObject[{2014, 6, 30, 18, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93463" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917593. "DateObject[{2014, 6, 30, 18, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30401" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 53, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916423. "DateObject[{2014, 6, 30, 18, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 13, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917562. "DateObject[{2014, 6, 30, 18, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "94547" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917597. "DateObject[{2014, 6, 30, 18, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "N.A.R., Inc." "CO" "80033" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917598. "DateObject[{2014, 6, 30, 18, 45, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "TX" "77093" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 916399. "DateObject[{2014, 6, 30, 18, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "17361" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 12, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916419. "DateObject[{2014, 6, 30, 18, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 6, 30, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916358. "DateObject[{2014, 6, 30, 18, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Home Point Financial Corporation" "NJ" "08205" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 917605. "DateObject[{2014, 6, 30, 18, 48, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "44060" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 17, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917606. "DateObject[{2014, 6, 30, 18, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "ME" "04005" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 16, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917607. "DateObject[{2014, 6, 30, 18, 49, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "ME" "04005" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917608. "DateObject[{2014, 6, 30, 18, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78721" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916208. "DateObject[{2014, 6, 30, 18, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "MI" "48130" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 31, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917614. "DateObject[{2014, 6, 30, 18, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "MD" "20902" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916251. "DateObject[{2014, 6, 30, 18, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78721" "" "N/A" "Referral" "DateObject[{2014, 6, 30, 18, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 916209. "DateObject[{2014, 6, 30, 18, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91401" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917620. "DateObject[{2014, 6, 30, 18, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "39056" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916314. "DateObject[{2014, 6, 30, 18, 57, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92508" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 19, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916343. "DateObject[{2014, 6, 30, 18, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "CA" "90230" "" "N/A" "Web" "DateObject[{2014, 7, 10, 11, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917633. "DateObject[{2014, 6, 30, 19, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33901" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917640. "DateObject[{2014, 6, 30, 19, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "17320" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916379. "DateObject[{2014, 6, 30, 19, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "39046" "" "N/A" "Postal mail" "DateObject[{2014, 8, 11, 20, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917648. "DateObject[{2014, 6, 30, 19, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90025" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917651. "DateObject[{2014, 6, 30, 19, 9, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "CA" "90066" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917657. "DateObject[{2014, 6, 30, 19, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "WA" "98433" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917659. "DateObject[{2014, 6, 30, 19, 13, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91360" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 21, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916759. "DateObject[{2014, 6, 30, 19, 13, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77083" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917661. "DateObject[{2014, 6, 30, 19, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "HI" "96746" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916421. "DateObject[{2014, 6, 30, 19, 14, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33165" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 917666. "DateObject[{2014, 6, 30, 19, 15, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07208" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917670. "DateObject[{2014, 6, 30, 19, 15, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91360" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 21, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916760. "DateObject[{2014, 6, 30, 19, 16, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29615" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916242. "DateObject[{2014, 6, 30, 19, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917673. "DateObject[{2014, 6, 30, 19, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91360" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 21, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916761. "DateObject[{2014, 6, 30, 19, 18, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "20706" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917680. "DateObject[{2014, 6, 30, 19, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "AR" "72301" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917681. "DateObject[{2014, 6, 30, 19, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARS National Services, Inc." "OH" "45065" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917682. "DateObject[{2014, 6, 30, 19, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "24551" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 23, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916367. "DateObject[{2014, 6, 30, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78732" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917687. "DateObject[{2014, 6, 30, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "SC" "29403" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916327. "DateObject[{2014, 6, 30, 19, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11221" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 50, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917691. "DateObject[{2014, 6, 30, 19, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75231" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917694. "DateObject[{2014, 6, 30, 19, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NM" "88203" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916346. "DateObject[{2014, 6, 30, 19, 25, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32223" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916696. "DateObject[{2014, 6, 30, 19, 26, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pacific Financial Group (Closed)" "IL" "60620" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916204. "DateObject[{2014, 6, 30, 19, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "IL" "62901" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 42, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917697. "DateObject[{2014, 6, 30, 19, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CT" "06512" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 18, 4, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917704. "DateObject[{2014, 6, 30, 19, 32, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21738" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917710. "DateObject[{2014, 6, 30, 19, 34, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30340" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917715. "DateObject[{2014, 6, 30, 19, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22313" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 28, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916353. "DateObject[{2014, 6, 30, 19, 35, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AR" "71640" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 44, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917717. "DateObject[{2014, 6, 30, 19, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "20105" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 17, 40, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917720. "DateObject[{2014, 6, 30, 19, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92108" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917724. "DateObject[{2014, 6, 30, 19, 38, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98023" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918213. "DateObject[{2014, 6, 30, 19, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80126" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917729. "DateObject[{2014, 6, 30, 19, 40, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92883" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917730. "DateObject[{2014, 6, 30, 19, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sunrise Credit Services Inc." "AL" "36201" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917731. "DateObject[{2014, 6, 30, 19, 41, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48341" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917732. "DateObject[{2014, 6, 30, 19, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10016" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917733. "DateObject[{2014, 6, 30, 19, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Scott Lowery Law Office, P.C." "GA" "30188" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917734. "DateObject[{2014, 6, 30, 19, 43, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33133" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 38, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916292. "DateObject[{2014, 6, 30, 19, 43, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33304" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917737. "DateObject[{2014, 6, 30, 19, 47, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98036" "" "N/A" "Web" "DateObject[{2014, 6, 30, 19, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917749. "DateObject[{2014, 6, 30, 19, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "45065" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916750. "DateObject[{2014, 6, 30, 19, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77006" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916361. "DateObject[{2014, 6, 30, 19, 54, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10703" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917761. "DateObject[{2014, 6, 30, 19, 55, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "21208" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917763. "DateObject[{2014, 6, 30, 19, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87552" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 26, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918785. "DateObject[{2014, 6, 30, 19, 57, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "CA" "91351" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917773. "DateObject[{2014, 6, 30, 19, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Filing & Reporting, Inc." "NC" "28078" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917777. "DateObject[{2014, 6, 30, 20, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90020" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 917779. "DateObject[{2014, 6, 30, 20, 5, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "OH" "43081" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917790. "DateObject[{2014, 6, 30, 20, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MD" "21738" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917711. "DateObject[{2014, 6, 30, 20, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28306" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917792. "DateObject[{2014, 6, 30, 20, 6, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60467" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917794. "DateObject[{2014, 6, 30, 20, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10304" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 18, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916277. "DateObject[{2014, 6, 30, 20, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Client Services, Inc." "UT" "84660" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916703. "DateObject[{2014, 6, 30, 20, 9, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "UT" "84660" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916704. "DateObject[{2014, 6, 30, 20, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "OH" "44506" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917801. "DateObject[{2014, 6, 30, 20, 9, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "OH" "44506" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917802. "DateObject[{2014, 6, 30, 20, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "71118" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 17, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917809. "DateObject[{2014, 6, 30, 20, 13, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "KS" "66062" "" "N/A" "Web" "DateObject[{2014, 7, 7, 12, 9, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916306. "DateObject[{2014, 6, 30, 20, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33306" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916406. "DateObject[{2014, 6, 30, 20, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "VA" "22207" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917810. "DateObject[{2014, 6, 30, 20, 14, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "49321" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917812. "DateObject[{2014, 6, 30, 20, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60467" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917795. "DateObject[{2014, 6, 30, 20, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "77084" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 16, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916354. "DateObject[{2014, 6, 30, 20, 17, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33306" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916407. "DateObject[{2014, 6, 30, 20, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37934" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 17, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917829. "DateObject[{2014, 6, 30, 20, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37687" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917830. "DateObject[{2014, 6, 30, 20, 25, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60467" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917796. "DateObject[{2014, 6, 30, 20, 25, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98264" "" "N/A" "Phone" "DateObject[{2014, 7, 3, 18, 25, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917839. "DateObject[{2014, 6, 30, 20, 29, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917674. "DateObject[{2014, 6, 30, 20, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30134" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917847. "DateObject[{2014, 6, 30, 20, 31, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45416" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 12, 56, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916216. "DateObject[{2014, 6, 30, 20, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "FL" "32117" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 917852. "DateObject[{2014, 6, 30, 20, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94123" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 917856. "DateObject[{2014, 6, 30, 20, 35, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917675. "DateObject[{2014, 6, 30, 20, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60502" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916376. "DateObject[{2014, 6, 30, 20, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Associated Bank" "WI" "53222" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917870. "DateObject[{2014, 6, 30, 20, 43, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917676. "DateObject[{2014, 6, 30, 20, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NV" "89147" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917880. "DateObject[{2014, 6, 30, 20, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlanticus Services Corporation" "NV" "89147" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 917881. "DateObject[{2014, 6, 30, 20, 46, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "76051" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917886. "DateObject[{2014, 6, 30, 20, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "62025" "" "N/A" "Web" "DateObject[{2014, 6, 30, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917896. "DateObject[{2014, 6, 30, 20, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FINEX Group LLC" "NY" "11225" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 917900. "DateObject[{2014, 6, 30, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32008" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917902. "DateObject[{2014, 6, 30, 20, 55, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11225" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 917901. "DateObject[{2014, 6, 30, 20, 55, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77088" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 917916. "DateObject[{2014, 6, 30, 20, 55, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917677. "DateObject[{2014, 6, 30, 20, 56, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "28226" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 24, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917918. "DateObject[{2014, 6, 30, 20, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21152" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917919. "DateObject[{2014, 6, 30, 21, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 7, 14, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916205. "DateObject[{2014, 6, 30, 21, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goldberg & Peretti, LLC" "KY" "40219" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917931. "DateObject[{2014, 6, 30, 21, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 23, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917678. "DateObject[{2014, 6, 30, 21, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08109" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917405. "DateObject[{2014, 6, 30, 21, 9, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CO" "80919" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917944. "DateObject[{2014, 6, 30, 21, 9, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MN" "55410" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917947. "DateObject[{2014, 6, 30, 21, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46060" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 3, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916226. "DateObject[{2014, 6, 30, 21, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "NC" "28547" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 55, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916418. "DateObject[{2014, 6, 30, 21, 12, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90068" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916340. "DateObject[{2014, 6, 30, 21, 13, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60466" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917954. "DateObject[{2014, 6, 30, 21, 13, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "GA" "30294" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916714. "DateObject[{2014, 6, 30, 21, 15, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78201" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 16, 12, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 917961. "DateObject[{2014, 6, 30, 21, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "16601" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917963. "DateObject[{2014, 6, 30, 21, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916221. "DateObject[{2014, 6, 30, 21, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917972. "DateObject[{2014, 6, 30, 21, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tammac Holdings" "DE" "19956" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 44, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 917975. "DateObject[{2014, 6, 30, 21, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "28227" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 13, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 916708. "DateObject[{2014, 6, 30, 21, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48215" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916716. "DateObject[{2014, 6, 30, 21, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "NY" "11237" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917985. "DateObject[{2014, 6, 30, 21, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48215" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916717. "DateObject[{2014, 6, 30, 21, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AR" "71655" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917994. "DateObject[{2014, 6, 30, 21, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NV" "89432" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 13, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917996. "DateObject[{2014, 6, 30, 21, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ADR ARBITRATION SERVICES (Closed)" "CA" "95688" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916752. "DateObject[{2014, 6, 30, 21, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "50315" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916318. "DateObject[{2014, 6, 30, 21, 41, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11580" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918004. "DateObject[{2014, 6, 30, 21, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30121" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 14, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918007. "DateObject[{2014, 6, 30, 21, 43, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80227" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918008. "DateObject[{2014, 6, 30, 21, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "24502" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918010. "DateObject[{2014, 6, 30, 21, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MD" "20716" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918011. "DateObject[{2014, 6, 30, 21, 46, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55458" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918015. "DateObject[{2014, 6, 30, 21, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MN" "55458" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918016. "DateObject[{2014, 6, 30, 21, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55458" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918017. "DateObject[{2014, 6, 30, 21, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alaska Commission on Post Secondary Education" "SC" "29680" "" "N/A" "Web" "DateObject[{2014, 6, 30, 21, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918023. "DateObject[{2014, 6, 30, 21, 53, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20716" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918012. "DateObject[{2014, 6, 30, 21, 54, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "WA" "98801" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 59, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918030. "DateObject[{2014, 6, 30, 21, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 14, 26, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 917679. "DateObject[{2014, 6, 30, 21, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918036. "DateObject[{2014, 6, 30, 22, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "MI" "48009" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 14, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916365. "DateObject[{2014, 6, 30, 22, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Modern Adjustment Bureau" "CA" "93389" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918050. "DateObject[{2014, 6, 30, 22, 10, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07716" "Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918057. "DateObject[{2014, 6, 30, 22, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79404" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 13, 43, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917563. "DateObject[{2014, 6, 30, 22, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tennessee Quick Cash, Inc." "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918060. "DateObject[{2014, 6, 30, 22, 12, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Merchants Credit Adjusters, Inc." "MO" "64158" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916359. "DateObject[{2014, 6, 30, 22, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85285" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918068. "DateObject[{2014, 6, 30, 22, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918072. "DateObject[{2014, 6, 30, 22, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Advisors Group" "TX" "77707" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918073. "DateObject[{2014, 6, 30, 22, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IN" "46239" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918075. "DateObject[{2014, 6, 30, 22, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91030" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918081. "DateObject[{2014, 6, 30, 22, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "44144" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 13, 16, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918082. "DateObject[{2014, 6, 30, 22, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30083" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 17, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916348. "DateObject[{2014, 6, 30, 22, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Sale of account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "76209" "" "N/A" "Web" "DateObject[{2014, 7, 30, 11, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918092. "DateObject[{2014, 6, 30, 22, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blatt, Hasenmiller, Leibsker & Moore, LLC" "IL" "60941" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 16, 53, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918099. "DateObject[{2014, 6, 30, 22, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08873" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918100. "DateObject[{2014, 6, 30, 22, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98270" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 13, 55, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918101. "DateObject[{2014, 6, 30, 22, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "IN" "46123" "" "N/A" "Web" "DateObject[{2014, 6, 30, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918104. "DateObject[{2014, 6, 30, 22, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "KS" "66604" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 15, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918106. "DateObject[{2014, 6, 30, 22, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IN" "47161" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 12, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918110. "DateObject[{2014, 6, 30, 22, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91607" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 12, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916329. "DateObject[{2014, 6, 30, 22, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "95062" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 13, 54, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918115. "DateObject[{2014, 6, 30, 22, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85338" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918120. "DateObject[{2014, 6, 30, 22, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "IL" "60690" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 14, 4, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916381. "DateObject[{2014, 6, 30, 22, 56, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OH" "43230" "" "N/A" "Web" "DateObject[{2014, 8, 8, 18, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916350. "DateObject[{2014, 6, 30, 22, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21703" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 12, 34, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 916324. "DateObject[{2014, 6, 30, 22, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91208" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 14, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918124. "DateObject[{2014, 6, 30, 23, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07110" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 13, 46, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918128. "DateObject[{2014, 6, 30, 23, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "PA" "15221" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918130. "DateObject[{2014, 6, 30, 23, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32224" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918132. "DateObject[{2014, 6, 30, 23, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "78550" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918134. "DateObject[{2014, 6, 30, 23, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55077" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918137. "DateObject[{2014, 6, 30, 23, 19, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23072" "Older American" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918153. "DateObject[{2014, 6, 30, 23, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77056" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918158. "DateObject[{2014, 6, 30, 23, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90069" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918161. "DateObject[{2014, 6, 30, 23, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77056" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918159. "DateObject[{2014, 6, 30, 23, 25, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diaz & Associates, Inc." "TX" "75771" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918164. "DateObject[{2014, 6, 30, 23, 28, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77056" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918160. "DateObject[{2014, 6, 30, 23, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MA" "01851" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 14, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918170. "DateObject[{2014, 6, 30, 23, 33, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19115" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918176. "DateObject[{2014, 6, 30, 23, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MA" "02446" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918177. "DateObject[{2014, 6, 30, 23, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30052" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918220. "DateObject[{2014, 6, 30, 23, 38, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95825" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918181. "DateObject[{2014, 6, 30, 23, 40, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vision Financial Corp." "IL" "60062" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 918184. "DateObject[{2014, 6, 30, 23, 48, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916334. "DateObject[{2014, 6, 30, 23, 48, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Forster & Garbus LLP" "NY" "10007" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 917786. "DateObject[{2014, 6, 30, 23, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "GA" "30340" "" "N/A" "Web" "DateObject[{2014, 6, 30, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 916765. "DateObject[{2014, 6, 30, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NE" "68066" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 20, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918195. "DateObject[{2014, 6, 30, 23, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92692" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918801. "DateObject[{2014, 6, 30, 23, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77089" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918304. "DateObject[{2014, 6, 30, 23, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mandarich Law Group, LLP" "CA" "94591" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918197. "DateObject[{2014, 6, 30, 23, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94591" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918198. "DateObject[{2014, 6, 30, 23, 59, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "IA" "50669" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918803. "DateObject[{2014, 6, 30, 23, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77089" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 58, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 916303. "DateObject[{2014, 7, 1, 0, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "MI" "48167" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918806. "DateObject[{2014, 7, 1, 0, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77089" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918305. "DateObject[{2014, 7, 1, 0, 9, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "77489" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 14, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918816. "DateObject[{2014, 7, 1, 0, 10, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918280. "DateObject[{2014, 7, 1, 0, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92602" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918819. "DateObject[{2014, 7, 1, 0, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91350" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 14, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918820. "DateObject[{2014, 7, 1, 0, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "CA" "91406" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918798. "DateObject[{2014, 7, 1, 0, 24, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918281. "DateObject[{2014, 7, 1, 0, 25, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "21853" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918822. "DateObject[{2014, 7, 1, 0, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MD" "21853" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918823. "DateObject[{2014, 7, 1, 0, 26, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "GA" "30241" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918825. "DateObject[{2014, 7, 1, 0, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31093" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918826. "DateObject[{2014, 7, 1, 0, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "HI" "96734" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918827. "DateObject[{2014, 7, 1, 0, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SC" "29803" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918800. "DateObject[{2014, 7, 1, 0, 35, 58.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "TX" "77089" "" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918306. "DateObject[{2014, 7, 1, 0, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "TX" "76137" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920223. "DateObject[{2014, 7, 1, 0, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 55, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918437. "DateObject[{2014, 7, 1, 0, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WI" "54304" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 0, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918831. "DateObject[{2014, 7, 1, 0, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "23452" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 55, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918720. "DateObject[{2014, 7, 1, 1, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Business Factors" "CA" "96130" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 12, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920683. "DateObject[{2014, 7, 1, 1, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NC" "28056" "" "N/A" "Web" "DateObject[{2014, 7, 1, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918836. "DateObject[{2014, 7, 1, 1, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CAC Financial Corp" "FL" "33579" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918837. "DateObject[{2014, 7, 1, 1, 28, 16.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "94606" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 35, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918839. "DateObject[{2014, 7, 1, 1, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "MO" "63070" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918278. "DateObject[{2014, 7, 1, 1, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tower Loan" "LA" "70769" "" "N/A" "Web" "DateObject[{2014, 7, 24, 11, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918842. "DateObject[{2014, 7, 1, 1, 42, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "FL" "33156" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918843. "DateObject[{2014, 7, 1, 1, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cade Investments LLC" "GA" "30019" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 14, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 920720. "DateObject[{2014, 7, 1, 1, 51, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TN" "37411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918770. "DateObject[{2014, 7, 1, 1, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918845. "DateObject[{2014, 7, 1, 2, 0, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08021" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920119. "DateObject[{2014, 7, 1, 2, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PR" "00736" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918847. "DateObject[{2014, 7, 1, 2, 2, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Received marketing offer after opted out" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "46825" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918849. "DateObject[{2014, 7, 1, 2, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "NV" "89142" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918850. "DateObject[{2014, 7, 1, 2, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NH" "03062" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918853. "DateObject[{2014, 7, 1, 2, 15, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "GA" "31410" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 15, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918855. "DateObject[{2014, 7, 1, 2, 31, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918230. "DateObject[{2014, 7, 1, 2, 37, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30228" "" "N/A" "Web" "DateObject[{2014, 7, 1, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918312. "DateObject[{2014, 7, 1, 2, 53, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92708" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918858. "DateObject[{2014, 7, 1, 2, 53, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IA" "52317" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918859. "DateObject[{2014, 7, 1, 2, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84341" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918310. "DateObject[{2014, 7, 1, 3, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NM" "87124" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918861. "DateObject[{2014, 7, 1, 3, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "MA" "02563" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918862. "DateObject[{2014, 7, 1, 3, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95816" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918863. "DateObject[{2014, 7, 1, 3, 12, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80222" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918323. "DateObject[{2014, 7, 1, 3, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95206" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918350. "DateObject[{2014, 7, 1, 3, 21, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "LA" "70767" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918864. "DateObject[{2014, 7, 1, 3, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918865. "DateObject[{2014, 7, 1, 3, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33180" "" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918866. "DateObject[{2014, 7, 1, 3, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918254. "DateObject[{2014, 7, 1, 3, 40, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93614" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 3, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918867. "DateObject[{2014, 7, 1, 4, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NM" "87571" "" "N/A" "Web" "DateObject[{2014, 7, 1, 4, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 918872. "DateObject[{2014, 7, 1, 4, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90213" "" "N/A" "Web" "DateObject[{2014, 7, 1, 4, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918347. "DateObject[{2014, 7, 1, 5, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92673" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 918873. "DateObject[{2014, 7, 1, 5, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 5, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918300. "DateObject[{2014, 7, 1, 5, 15, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75115" "" "N/A" "Web" "DateObject[{2014, 7, 1, 5, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918875. "DateObject[{2014, 7, 1, 5, 41, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 5, 52, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918301. "DateObject[{2014, 7, 1, 5, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06905" "" "N/A" "Web" "DateObject[{2014, 7, 1, 5, 52, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918878. "DateObject[{2014, 7, 1, 5, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "93711" "" "N/A" "Web" "DateObject[{2014, 7, 1, 6, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918880. "DateObject[{2014, 7, 1, 6, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92026" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918881. "DateObject[{2014, 7, 1, 6, 8, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "95973" "" "N/A" "Web" "DateObject[{2014, 7, 1, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918882. "DateObject[{2014, 7, 1, 6, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "IA" "50647" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 48, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918353. "DateObject[{2014, 7, 1, 6, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92782" "" "N/A" "Web" "DateObject[{2014, 7, 1, 6, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918884. "DateObject[{2014, 7, 1, 7, 46, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "OR" "97005" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918886. "DateObject[{2014, 7, 1, 8, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "HI" "96789" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918279. "DateObject[{2014, 7, 1, 9, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 9, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918302. "DateObject[{2014, 7, 1, 10, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33411" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918930. "DateObject[{2014, 7, 1, 10, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85365" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919371. "DateObject[{2014, 7, 1, 10, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23707" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 919487. "DateObject[{2014, 7, 1, 10, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92336" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918940. "DateObject[{2014, 7, 1, 10, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WV" "25413" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 14, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919773. "DateObject[{2014, 7, 1, 10, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32810" "" "N/A" "Web" "DateObject[{2014, 7, 1, 10, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918889. "DateObject[{2014, 7, 1, 10, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "54162" "" "N/A" "Web" "DateObject[{2014, 7, 1, 10, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918890. "DateObject[{2014, 7, 1, 10, 49, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10467" "" "N/A" "Web" "DateObject[{2014, 7, 1, 10, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918259. "DateObject[{2014, 7, 1, 10, 53, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 7, 1, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918891. "DateObject[{2014, 7, 1, 10, 58, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32305" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 16, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918892. "DateObject[{2014, 7, 1, 11, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "34609" "" "N/A" "Web" "DateObject[{2014, 7, 1, 11, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918893. "DateObject[{2014, 7, 1, 11, 55, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06798" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918715. "DateObject[{2014, 7, 1, 12, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23075" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918781. "DateObject[{2014, 7, 1, 12, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GBM & Associates Inc. of Christian County" "MD" "21221" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918896. "DateObject[{2014, 7, 1, 12, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30605" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918897. "DateObject[{2014, 7, 1, 12, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07047" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918901. "DateObject[{2014, 7, 1, 12, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CA" "92336" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918907. "DateObject[{2014, 7, 1, 12, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33881" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918238. "DateObject[{2014, 7, 1, 12, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "GA" "30605" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918903. "DateObject[{2014, 7, 1, 12, 38, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IA" "50124" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 13, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918909. "DateObject[{2014, 7, 1, 12, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "24017" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919082. "DateObject[{2014, 7, 1, 12, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48235" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919217. "DateObject[{2014, 7, 1, 12, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Maryland Mutual Mortgage, LLC" "VA" "22191" "" "N/A" "Referral" "DateObject[{2014, 8, 6, 12, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918772. "DateObject[{2014, 7, 1, 12, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "33405" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919052. "DateObject[{2014, 7, 1, 12, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "54173" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919043. "DateObject[{2014, 7, 1, 12, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WI" "53146" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 57, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918989. "DateObject[{2014, 7, 1, 12, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80465" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 43, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919049. "DateObject[{2014, 7, 1, 12, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "UT" "84020" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919123. "DateObject[{2014, 7, 1, 12, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22124" "" "N/A" "Web" "DateObject[{2014, 7, 1, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918912. "DateObject[{2014, 7, 1, 12, 58, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30605" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918905. "DateObject[{2014, 7, 1, 13, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "VA" "20180" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918915. "DateObject[{2014, 7, 1, 13, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "32958" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918916. "DateObject[{2014, 7, 1, 13, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11428" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918919. "DateObject[{2014, 7, 1, 13, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23220" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918920. "DateObject[{2014, 7, 1, 13, 8, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918736. "DateObject[{2014, 7, 1, 13, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04085" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918335. "DateObject[{2014, 7, 1, 13, 14, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918929. "DateObject[{2014, 7, 1, 13, 16, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PA" "19406" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 5, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918363. "DateObject[{2014, 7, 1, 13, 20, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "FL" "33411" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 15, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918931. "DateObject[{2014, 7, 1, 13, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "33019" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 15, 15, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918988. "DateObject[{2014, 7, 1, 13, 37, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "LA" "70056" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918745. "DateObject[{2014, 7, 1, 13, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33320" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918435. "DateObject[{2014, 7, 1, 13, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "SC" "29063" "" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918950. "DateObject[{2014, 7, 1, 13, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90067" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918334. "DateObject[{2014, 7, 1, 13, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IL" "60659" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 12, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918961. "DateObject[{2014, 7, 1, 13, 54, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11418" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918295. "DateObject[{2014, 7, 1, 13, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33310" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918748. "DateObject[{2014, 7, 1, 13, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918752. "DateObject[{2014, 7, 1, 13, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "WI" "53154" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 8, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918351. "DateObject[{2014, 7, 1, 13, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918753. "DateObject[{2014, 7, 1, 14, 6, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60639" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 15, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918981. "DateObject[{2014, 7, 1, 14, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 40, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918977. "DateObject[{2014, 7, 1, 14, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "FL" "34668" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918987. "DateObject[{2014, 7, 1, 14, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38242" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 21, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918294. "DateObject[{2014, 7, 1, 14, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "GA" "30028" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918994. "DateObject[{2014, 7, 1, 14, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10465" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918995. "DateObject[{2014, 7, 1, 14, 16, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33269" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 15, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918234. "DateObject[{2014, 7, 1, 14, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55387" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919001. "DateObject[{2014, 7, 1, 14, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33407" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918348. "DateObject[{2014, 7, 1, 14, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20603" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918923. "DateObject[{2014, 7, 1, 14, 21, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "33881" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 918975. "DateObject[{2014, 7, 1, 14, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "TX" "75006" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919026. "DateObject[{2014, 7, 1, 14, 30, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75789" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919032. "DateObject[{2014, 7, 1, 14, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44111" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 918377. "DateObject[{2014, 7, 1, 14, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "FL" "33310" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918749. "DateObject[{2014, 7, 1, 14, 32, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34653" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919034. "DateObject[{2014, 7, 1, 14, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cawley & Bergmann, LLP" "NY" "12053" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 38, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919038. "DateObject[{2014, 7, 1, 14, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11201" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919042. "DateObject[{2014, 7, 1, 14, 36, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07029" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919044. "DateObject[{2014, 7, 1, 14, 38, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20723" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919047. "DateObject[{2014, 7, 1, 14, 40, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "PA" "17404" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919050. "DateObject[{2014, 7, 1, 14, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "75033" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918237. "DateObject[{2014, 7, 1, 14, 48, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 47, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918711. "DateObject[{2014, 7, 1, 14, 49, 22.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "PA" "19125" "" "N/A" "Web" "DateObject[{2014, 7, 1, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919066. "DateObject[{2014, 7, 1, 14, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WI" "54115" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 59, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918768. "DateObject[{2014, 7, 1, 14, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "" "" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 918447. "DateObject[{2014, 7, 1, 14, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10305" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919077. "DateObject[{2014, 7, 1, 14, 56, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "KY" "42303" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919079. "DateObject[{2014, 7, 1, 14, 56, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23701" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 43, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918232. "DateObject[{2014, 7, 1, 14, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78253" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919083. "DateObject[{2014, 7, 1, 14, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NC" "27702" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919084. "DateObject[{2014, 7, 1, 14, 59, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94089" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919085. "DateObject[{2014, 7, 1, 15, 2, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19002" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919088. "DateObject[{2014, 7, 1, 15, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33062" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919091. "DateObject[{2014, 7, 1, 15, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33062" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 919092. "DateObject[{2014, 7, 1, 15, 6, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harvard Collections, LLC" "CA" "95336" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919095. "DateObject[{2014, 7, 1, 15, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28212" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 13, 28, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919072. "DateObject[{2014, 7, 1, 15, 6, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ascension Point Recovery Services, LLC" "OH" "44601" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919096. "DateObject[{2014, 7, 1, 15, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Management Systems, Inc." "GA" "30019" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919099. "DateObject[{2014, 7, 1, 15, 12, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global United Arbitration LLC" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 45, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919104. "DateObject[{2014, 7, 1, 15, 15, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "AL" "36693" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919109. "DateObject[{2014, 7, 1, 15, 19, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55129" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919113. "DateObject[{2014, 7, 1, 15, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32810" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 20, 10, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918728. "DateObject[{2014, 7, 1, 15, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cohen Kaplan Tulowitz LLC" "TX" "78727" "" "N/A" "Web" "DateObject[{2014, 8, 1, 13, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919116. "DateObject[{2014, 7, 1, 15, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Century Mortgage Company" "VA" "22191" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918773. "DateObject[{2014, 7, 1, 15, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22191" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 26, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918774. "DateObject[{2014, 7, 1, 15, 22, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "KS" "66223" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 14, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919127. "DateObject[{2014, 7, 1, 15, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918978. "DateObject[{2014, 7, 1, 15, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10310" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919139. "DateObject[{2014, 7, 1, 15, 28, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07927" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919140. "DateObject[{2014, 7, 1, 15, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "MN" "55906" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919144. "DateObject[{2014, 7, 1, 15, 32, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48195" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 49, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919147. "DateObject[{2014, 7, 1, 15, 34, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global United Arbitration LLC" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919105. "DateObject[{2014, 7, 1, 15, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07920" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919153. "DateObject[{2014, 7, 1, 15, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "12771" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919154. "DateObject[{2014, 7, 1, 15, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Andreu, Palma & Andreu, PL" "FL" "32013" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919155. "DateObject[{2014, 7, 1, 15, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "33715" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 45, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919158. "DateObject[{2014, 7, 1, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OH" "44883" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919161. "DateObject[{2014, 7, 1, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89135" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 17, 27, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918430. "DateObject[{2014, 7, 1, 15, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08043" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 17, 9, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919162. "DateObject[{2014, 7, 1, 15, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Cash advance" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NM" "87144" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 17, 4, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919169. "DateObject[{2014, 7, 1, 15, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11238" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 15, 28, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918448. "DateObject[{2014, 7, 1, 15, 46, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23114" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918392. "DateObject[{2014, 7, 1, 15, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OK" "74074" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919182. "DateObject[{2014, 7, 1, 15, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "FL" "32822" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 919183. "DateObject[{2014, 7, 1, 15, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "TX" "78245" "" "N/A" "Web" "DateObject[{2014, 7, 1, 15, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920122. "DateObject[{2014, 7, 1, 15, 51, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "92707" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 14, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919185. "DateObject[{2014, 7, 1, 15, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30401" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 19, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918779. "DateObject[{2014, 7, 1, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "62056" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 15, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919187. "DateObject[{2014, 7, 1, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "34982" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919188. "DateObject[{2014, 7, 1, 15, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Management Services, Inc." "NE" "68137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 11, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919191. "DateObject[{2014, 7, 1, 15, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "WV" "26101" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918394. "DateObject[{2014, 7, 1, 15, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49120" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 918717. "DateObject[{2014, 7, 1, 15, 59, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "MT" "59803" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 16, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919200. "DateObject[{2014, 7, 1, 16, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91737" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 919202. "DateObject[{2014, 7, 1, 16, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KY" "40165" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919115. "DateObject[{2014, 7, 1, 16, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "OH" "43232" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919206. "DateObject[{2014, 7, 1, 16, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VT" "05753" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919213. "DateObject[{2014, 7, 1, 16, 6, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WY" "82801" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919214. "DateObject[{2014, 7, 1, 16, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23043" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919216. "DateObject[{2014, 7, 1, 16, 7, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07013" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919218. "DateObject[{2014, 7, 1, 16, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "FL" "32712" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 14, 33, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919223. "DateObject[{2014, 7, 1, 16, 9, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NJ" "08060" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919225. "DateObject[{2014, 7, 1, 16, 11, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "WI" "54308" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919230. "DateObject[{2014, 7, 1, 16, 11, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "OH" "43232" "" "N/A" "Web" "DateObject[{2014, 7, 8, 10, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919208. "DateObject[{2014, 7, 1, 16, 11, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77064" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 919231. "DateObject[{2014, 7, 1, 16, 12, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32707" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919232. "DateObject[{2014, 7, 1, 16, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "CT" "06461" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919233. "DateObject[{2014, 7, 1, 16, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monterey Financial Services, Inc." "SC" "29073" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919240. "DateObject[{2014, 7, 1, 16, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14051" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 919245. "DateObject[{2014, 7, 1, 16, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20768" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 15, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919251. "DateObject[{2014, 7, 1, 16, 19, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 919012. "DateObject[{2014, 7, 1, 16, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33647" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919258. "DateObject[{2014, 7, 1, 16, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20877" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918307. "DateObject[{2014, 7, 1, 16, 27, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MI" "48035" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919272. "DateObject[{2014, 7, 1, 16, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11710" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919264. "DateObject[{2014, 7, 1, 16, 28, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PR" "00685" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 15, 33, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919273. "DateObject[{2014, 7, 1, 16, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919014. "DateObject[{2014, 7, 1, 16, 30, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20877" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918282. "DateObject[{2014, 7, 1, 16, 31, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "NC" "27106" "" "N/A" "Web" "DateObject[{2014, 7, 28, 12, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919281. "DateObject[{2014, 7, 1, 16, 32, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11710" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919265. "DateObject[{2014, 7, 1, 16, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "CA" "93292" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 21, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919282. "DateObject[{2014, 7, 1, 16, 34, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "21223" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 16, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919284. "DateObject[{2014, 7, 1, 16, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11710" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919266. "DateObject[{2014, 7, 1, 16, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Federal Credit Control" "OH" "44107" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 21, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919286. "DateObject[{2014, 7, 1, 16, 36, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20877" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918308. "DateObject[{2014, 7, 1, 16, 36, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 21, 21, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919016. "DateObject[{2014, 7, 1, 16, 38, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "LA" "70488" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 51, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919290. "DateObject[{2014, 7, 1, 16, 38, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08028" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919291. "DateObject[{2014, 7, 1, 16, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20877" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918283. "DateObject[{2014, 7, 1, 16, 42, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Primary Financial Services L.L.C." "MD" "20785" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919294. "DateObject[{2014, 7, 1, 16, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "FL" "33404" "" "N/A" "Fax" "DateObject[{2014, 7, 24, 16, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918420. "DateObject[{2014, 7, 1, 16, 48, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919017. "DateObject[{2014, 7, 1, 16, 50, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30066" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 58, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919303. "DateObject[{2014, 7, 1, 16, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29072" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 919304. "DateObject[{2014, 7, 1, 16, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95829" "" "N/A" "Web" "DateObject[{2014, 7, 1, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919306. "DateObject[{2014, 7, 1, 16, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919312. "DateObject[{2014, 7, 1, 16, 53, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "54615" "" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919316. "DateObject[{2014, 7, 1, 16, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 919313. "DateObject[{2014, 7, 1, 16, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Systems, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919018. "DateObject[{2014, 7, 1, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95337" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919329. "DateObject[{2014, 7, 1, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "62951" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 15, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918357. "DateObject[{2014, 7, 1, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919529. "DateObject[{2014, 7, 1, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "AL" "35903" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919330. "DateObject[{2014, 7, 1, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10025" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919331. "DateObject[{2014, 7, 1, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98059" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 17, 38, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919334. "DateObject[{2014, 7, 1, 17, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "KY" "41011" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919335. "DateObject[{2014, 7, 1, 17, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76133" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919339. "DateObject[{2014, 7, 1, 17, 3, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CO" "81520" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919341. "DateObject[{2014, 7, 1, 17, 3, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97709" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918750. "DateObject[{2014, 7, 1, 17, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35811" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918244. "DateObject[{2014, 7, 1, 17, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "53226" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 35, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919349. "DateObject[{2014, 7, 1, 17, 7, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918451. "DateObject[{2014, 7, 1, 17, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NE" "69361" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919351. "DateObject[{2014, 7, 1, 17, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01890" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919354. "DateObject[{2014, 7, 1, 17, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Clearing House of America, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919019. "DateObject[{2014, 7, 1, 17, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ark-La-Tex Financial Services, LLC" "TX" "77479" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 11, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 919358. "DateObject[{2014, 7, 1, 17, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60629" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919365. "DateObject[{2014, 7, 1, 17, 12, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92804" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 38, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919367. "DateObject[{2014, 7, 1, 17, 14, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Recovery One, LLC" "TX" "77084" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919372. "DateObject[{2014, 7, 1, 17, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Business and Consumer Solutions." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919020. "DateObject[{2014, 7, 1, 17, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28273" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919376. "DateObject[{2014, 7, 1, 17, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MA" "01983" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919380. "DateObject[{2014, 7, 1, 17, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "" "" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918449. "DateObject[{2014, 7, 1, 17, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919395. "DateObject[{2014, 7, 1, 17, 24, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85365" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919397. "DateObject[{2014, 7, 1, 17, 25, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Recovery Corporation" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919021. "DateObject[{2014, 7, 1, 17, 26, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "95127" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918716. "DateObject[{2014, 7, 1, 17, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75219" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919385. "DateObject[{2014, 7, 1, 17, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "47160" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 18, 46, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919400. "DateObject[{2014, 7, 1, 17, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "47126" "" "N/A" "Fax" "DateObject[{2014, 7, 7, 16, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918434. "DateObject[{2014, 7, 1, 17, 31, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "62401" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 40, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919405. "DateObject[{2014, 7, 1, 17, 32, 30.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "IL" "60181" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 16, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919407. "DateObject[{2014, 7, 1, 17, 33, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "RI" "02919" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 21, 39, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919409. "DateObject[{2014, 7, 1, 17, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919411. "DateObject[{2014, 7, 1, 17, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 919022. "DateObject[{2014, 7, 1, 17, 35, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NV" "89113" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 33, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919415. "DateObject[{2014, 7, 1, 17, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "DC" "20005" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919416. "DateObject[{2014, 7, 1, 17, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32792" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919418. "DateObject[{2014, 7, 1, 17, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "02368" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918345. "DateObject[{2014, 7, 1, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918284. "DateObject[{2014, 7, 1, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "OR" "97038" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 22, 3, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919420. "DateObject[{2014, 7, 1, 17, 40, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lamont, Hanley & Associates, Inc." "CA" "91384" "" "N/A" "Phone" "DateObject[{2014, 7, 23, 15, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919426. "DateObject[{2014, 7, 1, 17, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diverse Financial Enterprises" "NY" "11221" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919433. "DateObject[{2014, 7, 1, 17, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89511" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918309. "DateObject[{2014, 7, 1, 17, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "38664" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919438. "DateObject[{2014, 7, 1, 17, 44, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "IN" "46168" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919441. "DateObject[{2014, 7, 1, 17, 46, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "AL" "35976" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919443. "DateObject[{2014, 7, 1, 17, 48, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92557" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919447. "DateObject[{2014, 7, 1, 17, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "IL" "62401" "" "N/A" "Web" "DateObject[{2014, 7, 1, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919451. "DateObject[{2014, 7, 1, 17, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "IL" "60651" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 17, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918362. "DateObject[{2014, 7, 1, 17, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MO" "63127" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 17, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919457. "DateObject[{2014, 7, 1, 17, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "OH" "44128" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918336. "DateObject[{2014, 7, 1, 18, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34237" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919468. "DateObject[{2014, 7, 1, 18, 3, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "91413" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920121. "DateObject[{2014, 7, 1, 18, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919473. "DateObject[{2014, 7, 1, 18, 4, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "MI" "49548" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920140. "DateObject[{2014, 7, 1, 18, 4, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MI" "49548" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920141. "DateObject[{2014, 7, 1, 18, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11225" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919476. "DateObject[{2014, 7, 1, 18, 12, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "76137" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919491. "DateObject[{2014, 7, 1, 18, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95648" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919496. "DateObject[{2014, 7, 1, 18, 14, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91723" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919498. "DateObject[{2014, 7, 1, 18, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CRA Collections, Inc" "DE" "19802" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 54, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918730. "DateObject[{2014, 7, 1, 18, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "79065" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 8, 15, 15, 2, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919501. "DateObject[{2014, 7, 1, 18, 17, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32578" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918391. "DateObject[{2014, 7, 1, 18, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78023" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919502. "DateObject[{2014, 7, 1, 18, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "GA" "30062" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919503. "DateObject[{2014, 7, 1, 18, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919505. "DateObject[{2014, 7, 1, 18, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44124" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918766. "DateObject[{2014, 7, 1, 18, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "70525" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919507. "DateObject[{2014, 7, 1, 18, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "TX" "76137" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 42, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919492. "DateObject[{2014, 7, 1, 18, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "LA" "70506" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919517. "DateObject[{2014, 7, 1, 18, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "SC" "29303" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 28, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919519. "DateObject[{2014, 7, 1, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22044" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919522. "DateObject[{2014, 7, 1, 18, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "45044" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 18, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919735. "DateObject[{2014, 7, 1, 18, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "VT" "05701" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 919525. "DateObject[{2014, 7, 1, 18, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92018" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918243. "DateObject[{2014, 7, 1, 18, 24, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919506. "DateObject[{2014, 7, 1, 18, 25, 19.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "AZ" "85225" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919527. "DateObject[{2014, 7, 1, 18, 30, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10583" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919926. "DateObject[{2014, 7, 1, 18, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19709" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918297. "DateObject[{2014, 7, 1, 18, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01810" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919797. "DateObject[{2014, 7, 1, 18, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "07109" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 15, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 918277. "DateObject[{2014, 7, 1, 18, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Virtuoso Sourcing Group, LLC." "TX" "77038" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 919537. "DateObject[{2014, 7, 1, 18, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98391" "" "N/A" "Fax" "DateObject[{2014, 7, 7, 19, 58, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918246. "DateObject[{2014, 7, 1, 18, 32, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94568" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919538. "DateObject[{2014, 7, 1, 18, 33, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21215" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 18, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919542. "DateObject[{2014, 7, 1, 18, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "AL" "36111" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919842. "DateObject[{2014, 7, 1, 18, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OR" "97201" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919543. "DateObject[{2014, 7, 1, 18, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TN" "37043" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919545. "DateObject[{2014, 7, 1, 18, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46112" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 7, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 919548. "DateObject[{2014, 7, 1, 18, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "UT" "84022" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919892. "DateObject[{2014, 7, 1, 18, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30142" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 19, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919549. "DateObject[{2014, 7, 1, 18, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92545" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919907. "DateObject[{2014, 7, 1, 18, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "32221" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 40, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919977. "DateObject[{2014, 7, 1, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "IL" "60586" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919532. "DateObject[{2014, 7, 1, 18, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "77070" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 48, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918423. "DateObject[{2014, 7, 1, 18, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92590" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918375. "DateObject[{2014, 7, 1, 18, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85258" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 19, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920021. "DateObject[{2014, 7, 1, 18, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "MA" "02150" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 34, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919560. "DateObject[{2014, 7, 1, 18, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60101" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 8, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919561. "DateObject[{2014, 7, 1, 18, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10962" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 13, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920048. "DateObject[{2014, 7, 1, 18, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33142" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919562. "DateObject[{2014, 7, 1, 18, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19462" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 13, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920064. "DateObject[{2014, 7, 1, 18, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08611" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 13, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918741. "DateObject[{2014, 7, 1, 18, 44, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MT" "59101" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 44, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919568. "DateObject[{2014, 7, 1, 18, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "IL" "60103" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 1, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920088. "DateObject[{2014, 7, 1, 18, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60007" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 13, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920116. "DateObject[{2014, 7, 1, 18, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91711" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918265. "DateObject[{2014, 7, 1, 18, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17406" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 14, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918399. "DateObject[{2014, 7, 1, 18, 47, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IL" "60010" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918249. "DateObject[{2014, 7, 1, 18, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07040" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918400. "DateObject[{2014, 7, 1, 18, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91344" "" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918731. "DateObject[{2014, 7, 1, 18, 48, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "VA" "22193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919579. "DateObject[{2014, 7, 1, 18, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Discovery Systems, LLC" "FL" "33142" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919563. "DateObject[{2014, 7, 1, 18, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WA" "98685" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919813. "DateObject[{2014, 7, 1, 18, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33027" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 32, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918401. "DateObject[{2014, 7, 1, 18, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33615" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918458. "DateObject[{2014, 7, 1, 18, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "NM" "87507" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 29, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919583. "DateObject[{2014, 7, 1, 18, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "92123" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918402. "DateObject[{2014, 7, 1, 18, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81635" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 30, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919787. "DateObject[{2014, 7, 1, 18, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30315" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 20, 49, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920120. "DateObject[{2014, 7, 1, 18, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AZ" "85018" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918403. "DateObject[{2014, 7, 1, 18, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "SC" "29527" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919589. "DateObject[{2014, 7, 1, 18, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29527" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 919590. "DateObject[{2014, 7, 1, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NC" "28273" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 20, 53, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918405. "DateObject[{2014, 7, 1, 18, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "33470" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919595. "DateObject[{2014, 7, 1, 18, 57, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Byrider Franchising, LLC" "AZ" "85021" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919596. "DateObject[{2014, 7, 1, 18, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "KY" "42701" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 20, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918406. "DateObject[{2014, 7, 1, 18, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "GA" "30032" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 4, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918407. "DateObject[{2014, 7, 1, 19, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92301" "" "N/A" "Fax" "DateObject[{2014, 7, 7, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918366. "DateObject[{2014, 7, 1, 19, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90005" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919602. "DateObject[{2014, 7, 1, 19, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35212" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 44, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919605. "DateObject[{2014, 7, 1, 19, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "MO" "63104" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919607. "DateObject[{2014, 7, 1, 19, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11967" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 19, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919608. "DateObject[{2014, 7, 1, 19, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29063" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919611. "DateObject[{2014, 7, 1, 19, 4, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "LA" "70634" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919614. "DateObject[{2014, 7, 1, 19, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08902" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919616. "DateObject[{2014, 7, 1, 19, 7, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77511" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919621. "DateObject[{2014, 7, 1, 19, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97007" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919623. "DateObject[{2014, 7, 1, 19, 9, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95023" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 19, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919628. "DateObject[{2014, 7, 1, 19, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43035" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919632. "DateObject[{2014, 7, 1, 19, 14, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Strategic Alliances, Inc." "OH" "45644" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919635. "DateObject[{2014, 7, 1, 19, 18, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29063" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919612. "DateObject[{2014, 7, 1, 19, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercedes-Benz Financial Services" "NJ" "07931" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918296. "DateObject[{2014, 7, 1, 19, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33558" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919645. "DateObject[{2014, 7, 1, 19, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "TX" "77015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919647. "DateObject[{2014, 7, 1, 19, 23, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "DE" "19701" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919648. "DateObject[{2014, 7, 1, 19, 23, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29063" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919613. "DateObject[{2014, 7, 1, 19, 25, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918263. "DateObject[{2014, 7, 1, 19, 25, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33872" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 7, 18, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918792. "DateObject[{2014, 7, 1, 19, 27, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "CA" "94116" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919658. "DateObject[{2014, 7, 1, 19, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "VA" "22193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919580. "DateObject[{2014, 7, 1, 19, 28, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "OH" "44118" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 919660. "DateObject[{2014, 7, 1, 19, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94555" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919670. "DateObject[{2014, 7, 1, 19, 34, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33872" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 8, 18, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918794. "DateObject[{2014, 7, 1, 19, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33073" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919691. "DateObject[{2014, 7, 1, 19, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tormey Bewley Corporation" "NM" "87144" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 919693. "DateObject[{2014, 7, 1, 19, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NY" "10509" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 20, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919695. "DateObject[{2014, 7, 1, 19, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97038" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919698. "DateObject[{2014, 7, 1, 19, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "33436" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 59, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919700. "DateObject[{2014, 7, 1, 19, 44, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MA" "01748" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 38, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918719. "DateObject[{2014, 7, 1, 19, 45, 8.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "ID" "83709" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919709. "DateObject[{2014, 7, 1, 19, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NIC, Inc." "AZ" "85382" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 919714. "DateObject[{2014, 7, 1, 19, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80919" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919715. "DateObject[{2014, 7, 1, 19, 49, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NH" "03785" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918333. "DateObject[{2014, 7, 1, 19, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91326" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919619. "DateObject[{2014, 7, 1, 19, 51, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78210" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 21, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918361. "DateObject[{2014, 7, 1, 19, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 7, 1, 19, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919314. "DateObject[{2014, 7, 1, 19, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NV" "89135" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918796. "DateObject[{2014, 7, 1, 19, 52, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21158" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918286. "DateObject[{2014, 7, 1, 19, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "48601" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919708. "DateObject[{2014, 7, 1, 19, 56, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02125" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919725. "DateObject[{2014, 7, 1, 19, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Generation Mortgage" "PA" "15235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918415. "DateObject[{2014, 7, 1, 20, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02125" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 57, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919726. "DateObject[{2014, 7, 1, 20, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "45044" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 24, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919736. "DateObject[{2014, 7, 1, 20, 2, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77077" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919744. "DateObject[{2014, 7, 1, 20, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77029" "" "N/A" "Postal mail" "DateObject[{2014, 7, 7, 20, 19, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918371. "DateObject[{2014, 7, 1, 20, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94086" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 919746. "DateObject[{2014, 7, 1, 20, 4, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91302" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918370. "DateObject[{2014, 7, 1, 20, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WestStar Mortgage Inc." "FL" "34653" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 918245. "DateObject[{2014, 7, 1, 20, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78681" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 7, 20, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919749. "DateObject[{2014, 7, 1, 20, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "NY" "11501" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 919751. "DateObject[{2014, 7, 1, 20, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "IL" "60120" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 54, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918299. "DateObject[{2014, 7, 1, 20, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919023. "DateObject[{2014, 7, 1, 20, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "94019" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 7, 20, 35, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919764. "DateObject[{2014, 7, 1, 20, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20850" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918273. "DateObject[{2014, 7, 1, 20, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Service Center, Inc." "OH" "44506" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918786. "DateObject[{2014, 7, 1, 20, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "NJ" "07052" "" "N/A" "Referral" "DateObject[{2014, 7, 7, 20, 21, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918292. "DateObject[{2014, 7, 1, 20, 19, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77388" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 20, 39, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919777. "DateObject[{2014, 7, 1, 20, 20, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21222" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918287. "DateObject[{2014, 7, 1, 20, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "77388" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 19, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919778. "DateObject[{2014, 7, 1, 20, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29356" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919788. "DateObject[{2014, 7, 1, 20, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "IL" "62040" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919796. "DateObject[{2014, 7, 1, 20, 27, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MD" "21404" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919800. "DateObject[{2014, 7, 1, 20, 27, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27408" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919802. "DateObject[{2014, 7, 1, 20, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92808" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918356. "DateObject[{2014, 7, 1, 20, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04074" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918431. "DateObject[{2014, 7, 1, 20, 30, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91604" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919811. "DateObject[{2014, 7, 1, 20, 31, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "24503" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918446. "DateObject[{2014, 7, 1, 20, 32, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash America International, Inc." "TN" "37027" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919820. "DateObject[{2014, 7, 1, 20, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60201" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919822. "DateObject[{2014, 7, 1, 20, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "86404" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919824. "DateObject[{2014, 7, 1, 20, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48036" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 0, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919825. "DateObject[{2014, 7, 1, 20, 35, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MN" "55123" "" "N/A" "Web" "DateObject[{2014, 7, 8, 10, 27, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918421. "DateObject[{2014, 7, 1, 20, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44130" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 7, 21, 46, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919828. "DateObject[{2014, 7, 1, 20, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "VA" "23608" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919829. "DateObject[{2014, 7, 1, 20, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70056" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918746. "DateObject[{2014, 7, 1, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32757" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919832. "DateObject[{2014, 7, 1, 20, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Northern Trust Company" "NC" "27408" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919803. "DateObject[{2014, 7, 1, 20, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "38585" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919835. "DateObject[{2014, 7, 1, 20, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NELSON AND KENNARD" "WA" "98011" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919836. "DateObject[{2014, 7, 1, 20, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "KS" "67120" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919846. "DateObject[{2014, 7, 1, 20, 44, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29356" "" "N/A" "Web" "DateObject[{2014, 7, 8, 10, 4, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919789. "DateObject[{2014, 7, 1, 20, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "PA" "19147" "" "N/A" "Web" "DateObject[{2014, 7, 8, 10, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919852. "DateObject[{2014, 7, 1, 20, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94063" "" "N/A" "Web" "DateObject[{2014, 7, 1, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919853. "DateObject[{2014, 7, 1, 20, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19365" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918416. "DateObject[{2014, 7, 1, 20, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43220" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 10, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919861. "DateObject[{2014, 7, 1, 20, 56, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Admin Recovery, LLC" "MI" "48933" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919865. "DateObject[{2014, 7, 1, 21, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11213" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 2, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918755. "DateObject[{2014, 7, 1, 21, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11213" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918756. "DateObject[{2014, 7, 1, 21, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93536" "" "N/A" "Phone" "DateObject[{2014, 7, 7, 20, 48, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919893. "DateObject[{2014, 7, 1, 21, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goldman Sachs Bank USA" "CA" "91344" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918732. "DateObject[{2014, 7, 1, 21, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37405" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919900. "DateObject[{2014, 7, 1, 21, 16, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "77450" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919906. "DateObject[{2014, 7, 1, 21, 17, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60148" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919909. "DateObject[{2014, 7, 1, 21, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "OH" "44903" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919911. "DateObject[{2014, 7, 1, 21, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30344" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919914. "DateObject[{2014, 7, 1, 21, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07670" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 10, 30, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919919. "DateObject[{2014, 7, 1, 21, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37405" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919901. "DateObject[{2014, 7, 1, 21, 21, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "FL" "33145" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919921. "DateObject[{2014, 7, 1, 21, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MO" "65401" "" "N/A" "Web" "DateObject[{2014, 7, 8, 11, 23, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919923. "DateObject[{2014, 7, 1, 21, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TN" "37043" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919546. "DateObject[{2014, 7, 1, 21, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 1, 21, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 918236. "DateObject[{2014, 7, 1, 21, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21239" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 0, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 919931. "DateObject[{2014, 7, 1, 21, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30344" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919915. "DateObject[{2014, 7, 1, 21, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37405" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 14, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919902. "DateObject[{2014, 7, 1, 21, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44143" "" "N/A" "Web" "DateObject[{2014, 7, 8, 11, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919934. "DateObject[{2014, 7, 1, 21, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carter-Young, Inc." "AR" "72301" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 10, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919939. "DateObject[{2014, 7, 1, 21, 39, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Revenue Management, Inc." "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919949. "DateObject[{2014, 7, 1, 21, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34236" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 10, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919952. "DateObject[{2014, 7, 1, 21, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Critical Resolution Mediation LLC" "FL" "33160" "" "N/A" "Web" "DateObject[{2014, 8, 13, 13, 30, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 918352. "DateObject[{2014, 7, 1, 21, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91505" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 43, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918454. "DateObject[{2014, 7, 1, 21, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91505" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 20, 54, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918455. "DateObject[{2014, 7, 1, 21, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91505" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 20, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 918456. "DateObject[{2014, 7, 1, 21, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lien Enforcement Inc" "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919950. "DateObject[{2014, 7, 1, 21, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19382" "" "N/A" "Web" "DateObject[{2014, 7, 8, 11, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919959. "DateObject[{2014, 7, 1, 21, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dyck-O'Neal, Inc." "PR" "00694" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 13, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919961. "DateObject[{2014, 7, 1, 21, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53143" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 11, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919971. "DateObject[{2014, 7, 1, 21, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48323" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918332. "DateObject[{2014, 7, 1, 21, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "MD" "20744" "" "N/A" "Web" "DateObject[{2014, 7, 8, 11, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920136. "DateObject[{2014, 7, 1, 21, 59, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20002" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 0, 22, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918315. "DateObject[{2014, 7, 1, 21, 59, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90241" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 12, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 918274. "DateObject[{2014, 7, 1, 22, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consolidated Management Group, LLC" "MS" "39212" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919984. "DateObject[{2014, 7, 1, 22, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "MS" "39212" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919985. "DateObject[{2014, 7, 1, 22, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "92692" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919987. "DateObject[{2014, 7, 1, 22, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06804" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 11, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919989. "DateObject[{2014, 7, 1, 22, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accounts Receivable Management, Inc (NJ) (Closed)" "MO" "65746" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 22, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919992. "DateObject[{2014, 7, 1, 22, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MO" "65746" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919993. "DateObject[{2014, 7, 1, 22, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23005" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919997. "DateObject[{2014, 7, 1, 22, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30087" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918289. "DateObject[{2014, 7, 1, 22, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "WI" "53719" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920000. "DateObject[{2014, 7, 1, 22, 10, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94605" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 8, 10, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920002. "DateObject[{2014, 7, 1, 22, 12, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83855" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 29, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918712. "DateObject[{2014, 7, 1, 22, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "98367" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918319. "DateObject[{2014, 7, 1, 22, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "OH" "43953" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920009. "DateObject[{2014, 7, 1, 22, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34677" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 11, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918368. "DateObject[{2014, 7, 1, 22, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920013. "DateObject[{2014, 7, 1, 22, 21, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10901" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 11, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920014. "DateObject[{2014, 7, 1, 22, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91945" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 43, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920015. "DateObject[{2014, 7, 1, 22, 24, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "NY" "10034" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 12, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920022. "DateObject[{2014, 7, 1, 22, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920025. "DateObject[{2014, 7, 1, 22, 27, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "OH" "44312" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 21, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918754. "DateObject[{2014, 7, 1, 22, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32217" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 12, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920037. "DateObject[{2014, 7, 1, 22, 37, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CO" "80021" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920040. "DateObject[{2014, 7, 1, 22, 38, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "49010" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 11, 54, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918759. "DateObject[{2014, 7, 1, 22, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48124" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 8, 11, 8, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 918369. "DateObject[{2014, 7, 1, 22, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "AZ" "85032" "Older American" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920049. "DateObject[{2014, 7, 1, 22, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WAKEFIELD & ASSOCIATES, INC." "KS" "67205" "" "N/A" "Web" "DateObject[{2014, 7, 1, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920050. "DateObject[{2014, 7, 1, 23, 0, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29464" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 13, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 918848. "DateObject[{2014, 7, 1, 23, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77388" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 20, 38, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 919779. "DateObject[{2014, 7, 1, 23, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RJM Acquisitions LLC (Closed)" "TX" "77388" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 15, 28, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 919780. "DateObject[{2014, 7, 1, 23, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32217" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 13, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920039. "DateObject[{2014, 7, 1, 23, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "CA" "90265" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920069. "DateObject[{2014, 7, 1, 23, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "32955" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920073. "DateObject[{2014, 7, 1, 23, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85248" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 918252. "DateObject[{2014, 7, 1, 23, 16, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80238" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918258. "DateObject[{2014, 7, 1, 23, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33036" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920241. "DateObject[{2014, 7, 1, 23, 21, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "KS" "66043" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920077. "DateObject[{2014, 7, 1, 23, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "OK" "74011" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 18, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 919117. "DateObject[{2014, 7, 1, 23, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "TX" "76904" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920081. "DateObject[{2014, 7, 1, 23, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10309" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 19, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920083. "DateObject[{2014, 7, 1, 23, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Financial Resources, Inc." "GA" "31312" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 918270. "DateObject[{2014, 7, 1, 23, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33463" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920087. "DateObject[{2014, 7, 1, 23, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "RI" "02888" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920740. "DateObject[{2014, 7, 1, 23, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30093" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 12, 36, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920130. "DateObject[{2014, 7, 1, 23, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "TX" "78257" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920093. "DateObject[{2014, 7, 1, 23, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920103. "DateObject[{2014, 7, 1, 23, 44, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 920100. "DateObject[{2014, 7, 1, 23, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35758" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920109. "DateObject[{2014, 7, 1, 23, 46, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920101. "DateObject[{2014, 7, 1, 23, 47, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920104. "DateObject[{2014, 7, 1, 23, 48, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "GA" "30093" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 12, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920131. "DateObject[{2014, 7, 1, 23, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920105. "DateObject[{2014, 7, 1, 23, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "CA" "95843" "" "N/A" "Web" "DateObject[{2014, 7, 1, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920111. "DateObject[{2014, 7, 1, 23, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30439" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 41, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 920114. "DateObject[{2014, 7, 1, 23, 54, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Scherr & McClure" "WV" "26508" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 40, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920751. "DateObject[{2014, 7, 1, 23, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quantum Servicing Company" "GA" "30093" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 12, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920132. "DateObject[{2014, 7, 1, 23, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920106. "DateObject[{2014, 7, 1, 23, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CT" "06035" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 13, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920117. "DateObject[{2014, 7, 1, 23, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "LA" "71105" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920752. "DateObject[{2014, 7, 1, 23, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TX" "75702" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920691. "DateObject[{2014, 7, 1, 23, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 36, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920107. "DateObject[{2014, 7, 1, 23, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 14, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920102. "DateObject[{2014, 7, 2, 0, 3, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MA" "02140" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920755. "DateObject[{2014, 7, 2, 0, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 56, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920742. "DateObject[{2014, 7, 2, 0, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 13, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920756. "DateObject[{2014, 7, 2, 0, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "95831" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920763. "DateObject[{2014, 7, 2, 0, 6, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OR" "97030" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 12, 53, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920764. "DateObject[{2014, 7, 2, 0, 7, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 13, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920757. "DateObject[{2014, 7, 2, 0, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "74345" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 2, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920758. "DateObject[{2014, 7, 2, 0, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920766. "DateObject[{2014, 7, 2, 0, 13, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "GA" "30052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920182. "DateObject[{2014, 7, 2, 0, 15, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 920743. "DateObject[{2014, 7, 2, 0, 20, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CT" "06902" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920772. "DateObject[{2014, 7, 2, 0, 26, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920252. "DateObject[{2014, 7, 2, 0, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920183. "DateObject[{2014, 7, 2, 0, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "95843" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920744. "DateObject[{2014, 7, 2, 0, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Couch Conville & Blitt LLC" "TX" "78599" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920775. "DateObject[{2014, 7, 2, 0, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920253. "DateObject[{2014, 7, 2, 0, 31, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80205" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920254. "DateObject[{2014, 7, 2, 0, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Grant & Weber" "CA" "94564" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920777. "DateObject[{2014, 7, 2, 0, 34, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920768. "DateObject[{2014, 7, 2, 0, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920184. "DateObject[{2014, 7, 2, 0, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85937" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 56, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920781. "DateObject[{2014, 7, 2, 0, 41, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30097" "" "N/A" "Web" "DateObject[{2014, 7, 2, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920782. "DateObject[{2014, 7, 2, 0, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Client Services, Inc." "NY" "12959" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920783. "DateObject[{2014, 7, 2, 1, 0, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New American Funding" "CA" "93030" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 920785. "DateObject[{2014, 7, 2, 1, 4, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "NC" "27565" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920786. "DateObject[{2014, 7, 2, 1, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "92220" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920239. "DateObject[{2014, 7, 2, 1, 11, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30097" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920787. "DateObject[{2014, 7, 2, 1, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "AK" "99603" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920788. "DateObject[{2014, 7, 2, 1, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "KS" "66606" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920789. "DateObject[{2014, 7, 2, 1, 30, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "FL" "33403" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920792. "DateObject[{2014, 7, 2, 1, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11961" "" "N/A" "Web" "DateObject[{2014, 7, 2, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 920795. "DateObject[{2014, 7, 2, 1, 54, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48234" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920796. "DateObject[{2014, 7, 2, 1, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Offices of Krista L. White & Associates, P.S." "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 5, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920797. "DateObject[{2014, 7, 2, 1, 55, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920798. "DateObject[{2014, 7, 2, 2, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20659" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 10, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920256. "DateObject[{2014, 7, 2, 2, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guild Mortgage" "NM" "87123" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920801. "DateObject[{2014, 7, 2, 2, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "95843" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920746. "DateObject[{2014, 7, 2, 2, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "TX" "76137" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920802. "DateObject[{2014, 7, 2, 2, 15, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Triple AC Resolutions" "CO" "80916" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 920803. "DateObject[{2014, 7, 2, 2, 17, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80125" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920436. "DateObject[{2014, 7, 2, 2, 17, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94703" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 12, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920225. "DateObject[{2014, 7, 2, 2, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07080" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920807. "DateObject[{2014, 7, 2, 2, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "AZ" "85363" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920808. "DateObject[{2014, 7, 2, 2, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "AZ" "85392" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920809. "DateObject[{2014, 7, 2, 2, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CO" "80524" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920811. "DateObject[{2014, 7, 2, 2, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08002" "" "N/A" "Web" "DateObject[{2014, 7, 2, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920812. "DateObject[{2014, 7, 2, 3, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920297. "DateObject[{2014, 7, 2, 3, 8, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 16, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920298. "DateObject[{2014, 7, 2, 3, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33704" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920349. "DateObject[{2014, 7, 2, 3, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920299. "DateObject[{2014, 7, 2, 3, 15, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 13, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920300. "DateObject[{2014, 7, 2, 3, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85083" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920814. "DateObject[{2014, 7, 2, 3, 22, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "NC" "27360" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 28, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920815. "DateObject[{2014, 7, 2, 3, 29, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30017" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920818. "DateObject[{2014, 7, 2, 3, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 11, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920302. "DateObject[{2014, 7, 2, 3, 33, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "OH" "44087" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920734. "DateObject[{2014, 7, 2, 3, 34, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920303. "DateObject[{2014, 7, 2, 3, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "PA" "18018" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920726. "DateObject[{2014, 7, 2, 3, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 53, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920306. "DateObject[{2014, 7, 2, 3, 48, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MO" "64012" "" "N/A" "Web" "DateObject[{2014, 7, 2, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920663. "DateObject[{2014, 7, 2, 3, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920307. "DateObject[{2014, 7, 2, 3, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 45, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920308. "DateObject[{2014, 7, 2, 3, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920309. "DateObject[{2014, 7, 2, 3, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Merchants Credit Corporation" "CA" "91912" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920822. "DateObject[{2014, 7, 2, 4, 10, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92111" "" "N/A" "Web" "DateObject[{2014, 7, 2, 4, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920823. "DateObject[{2014, 7, 2, 4, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "91722" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920824. "DateObject[{2014, 7, 2, 4, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06114" "" "N/A" "Web" "DateObject[{2014, 7, 2, 4, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920825. "DateObject[{2014, 7, 2, 4, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29150" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920826. "DateObject[{2014, 7, 2, 5, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77075" "" "N/A" "Web" "DateObject[{2014, 7, 2, 5, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920363. "DateObject[{2014, 7, 2, 5, 33, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60201" "" "N/A" "Web" "DateObject[{2014, 7, 2, 5, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920828. "DateObject[{2014, 7, 2, 5, 34, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95661" "" "N/A" "Web" "DateObject[{2014, 7, 2, 5, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920829. "DateObject[{2014, 7, 2, 5, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60620" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920830. "DateObject[{2014, 7, 2, 6, 34, 0.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "SC" "29170" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 6, 35, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920831. "DateObject[{2014, 7, 2, 7, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92102" "" "N/A" "Web" "DateObject[{2014, 7, 2, 7, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920833. "DateObject[{2014, 7, 2, 8, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44870" "" "N/A" "Web" "DateObject[{2014, 7, 2, 8, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920834. "DateObject[{2014, 7, 2, 8, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash America International, Inc." "OH" "43015" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 10, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920838. "DateObject[{2014, 7, 2, 8, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NV" "89130" "" "N/A" "Web" "DateObject[{2014, 7, 2, 9, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920839. "DateObject[{2014, 7, 2, 9, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "HI" "96813" "" "N/A" "Web" "DateObject[{2014, 7, 2, 9, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920841. "DateObject[{2014, 7, 2, 9, 54, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arnold Scott Harris, P.C." "NE" "68123" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 10, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920842. "DateObject[{2014, 7, 2, 10, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90065" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 14, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920872. "DateObject[{2014, 7, 2, 10, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company believes it acted appropriately as authorized by contract or law" "Nationstar Mortgage" "CA" "90720" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 14, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920893. "DateObject[{2014, 7, 2, 10, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21409" "" "N/A" "Web" "DateObject[{2014, 7, 2, 10, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920843. "DateObject[{2014, 7, 2, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07666" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 46, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921498. "DateObject[{2014, 7, 2, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33021" "" "N/A" "Referral" "DateObject[{2014, 8, 12, 15, 24, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920868. "DateObject[{2014, 7, 2, 10, 57, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asta Funding, Inc" "AE" "09250" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920844. "DateObject[{2014, 7, 2, 10, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60451" "" "N/A" "Web" "DateObject[{2014, 7, 2, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920232. "DateObject[{2014, 7, 2, 11, 6, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920425. "DateObject[{2014, 7, 2, 11, 13, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 920426. "DateObject[{2014, 7, 2, 11, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 25, 16, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920427. "DateObject[{2014, 7, 2, 11, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 2, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920428. "DateObject[{2014, 7, 2, 12, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920853. "DateObject[{2014, 7, 2, 12, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23471" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920855. "DateObject[{2014, 7, 2, 12, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10512" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920221. "DateObject[{2014, 7, 2, 12, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Financial Services, lnc" "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 25, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920857. "DateObject[{2014, 7, 2, 12, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60404" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 11, 59, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920337. "DateObject[{2014, 7, 2, 12, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Collection Services, Inc." "PA" "15129" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920861. "DateObject[{2014, 7, 2, 12, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30215" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 18, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920862. "DateObject[{2014, 7, 2, 12, 47, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "32065" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 23, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920864. "DateObject[{2014, 7, 2, 12, 47, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60617" "" "N/A" "Web" "DateObject[{2014, 7, 2, 12, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920865. "DateObject[{2014, 7, 2, 12, 54, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "SC" "29078" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920146. "DateObject[{2014, 7, 2, 12, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "NJ" "07461" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920729. "DateObject[{2014, 7, 2, 13, 13, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "NY" "11580" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 23, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920725. "DateObject[{2014, 7, 2, 13, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10473" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920879. "DateObject[{2014, 7, 2, 13, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23236" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920216. "DateObject[{2014, 7, 2, 13, 19, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NY" "11764" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920195. "DateObject[{2014, 7, 2, 13, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37221" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920884. "DateObject[{2014, 7, 2, 13, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920886. "DateObject[{2014, 7, 2, 13, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11224" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920887. "DateObject[{2014, 7, 2, 13, 28, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "PA" "16230" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920892. "DateObject[{2014, 7, 2, 13, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02864" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 25, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921372. "DateObject[{2014, 7, 2, 13, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "34983" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920395. "DateObject[{2014, 7, 2, 13, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "37388" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921528. "DateObject[{2014, 7, 2, 13, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "CA" "94541" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920333. "DateObject[{2014, 7, 2, 13, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60644" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920896. "DateObject[{2014, 7, 2, 13, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32763" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921559. "DateObject[{2014, 7, 2, 13, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11803" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921152. "DateObject[{2014, 7, 2, 13, 34, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "21044" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 14, 7, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920900. "DateObject[{2014, 7, 2, 13, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "01608" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921345. "DateObject[{2014, 7, 2, 13, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30297" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921241. "DateObject[{2014, 7, 2, 13, 37, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "ND" "28391" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920902. "DateObject[{2014, 7, 2, 13, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78732" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921269. "DateObject[{2014, 7, 2, 13, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33446" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921204. "DateObject[{2014, 7, 2, 13, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "43031" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921457. "DateObject[{2014, 7, 2, 13, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33556" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 15, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920908. "DateObject[{2014, 7, 2, 13, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Jewelers Inc." "FL" "33563" "" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920913. "DateObject[{2014, 7, 2, 13, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30338" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 13, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920160. "DateObject[{2014, 7, 2, 13, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33556" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 15, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920909. "DateObject[{2014, 7, 2, 13, 51, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33055" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 53, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920916. "DateObject[{2014, 7, 2, 13, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "71047" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920924. "DateObject[{2014, 7, 2, 13, 58, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920398. "DateObject[{2014, 7, 2, 13, 59, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "75023" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920926. "DateObject[{2014, 7, 2, 13, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80015" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920928. "DateObject[{2014, 7, 2, 14, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98074" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920931. "DateObject[{2014, 7, 2, 14, 7, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28613" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 17, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920939. "DateObject[{2014, 7, 2, 14, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76179" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 15, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920262. "DateObject[{2014, 7, 2, 14, 14, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76179" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 15, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920263. "DateObject[{2014, 7, 2, 14, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76179" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 15, 5, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920264. "DateObject[{2014, 7, 2, 14, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "34984" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 14, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920951. "DateObject[{2014, 7, 2, 14, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "PA" "19464" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 22, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920953. "DateObject[{2014, 7, 2, 14, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Adler Wallach & Associates, Inc." "FL" "32809" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920402. "DateObject[{2014, 7, 2, 14, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "19608" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 58, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920956. "DateObject[{2014, 7, 2, 14, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22304" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920964. "DateObject[{2014, 7, 2, 14, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08081" "" "N/A" "Postal mail" "DateObject[{2014, 8, 6, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920968. "DateObject[{2014, 7, 2, 14, 28, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "MI" "48840" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920219. "DateObject[{2014, 7, 2, 14, 32, 51.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "MD" "21144" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920285. "DateObject[{2014, 7, 2, 14, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "IL" "60421" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920983. "DateObject[{2014, 7, 2, 14, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08046" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 59, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920974. "DateObject[{2014, 7, 2, 14, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20886" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920738. "DateObject[{2014, 7, 2, 14, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "17602" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920986. "DateObject[{2014, 7, 2, 14, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "62864" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920987. "DateObject[{2014, 7, 2, 14, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29569" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 12, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921881. "DateObject[{2014, 7, 2, 14, 39, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "DE" "19958" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920991. "DateObject[{2014, 7, 2, 14, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 920992. "DateObject[{2014, 7, 2, 14, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fairway Capital Recovery, LLC" "OH" "45011" "" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920994. "DateObject[{2014, 7, 2, 14, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11691" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920341. "DateObject[{2014, 7, 2, 14, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07928" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 16, 26, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920996. "DateObject[{2014, 7, 2, 14, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SC" "29412" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921000. "DateObject[{2014, 7, 2, 14, 49, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19363" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 921005. "DateObject[{2014, 7, 2, 14, 49, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NC" "28166" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921006. "DateObject[{2014, 7, 2, 14, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08030" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 15, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921014. "DateObject[{2014, 7, 2, 14, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IA" "50313" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921020. "DateObject[{2014, 7, 2, 14, 55, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44146" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920164. "DateObject[{2014, 7, 2, 14, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NJ" "08550" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921022. "DateObject[{2014, 7, 2, 14, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "MA" "01430" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 14, 25, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921400. "DateObject[{2014, 7, 2, 14, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10801" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 8, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921296. "DateObject[{2014, 7, 2, 15, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91103" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921779. "DateObject[{2014, 7, 2, 15, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60007" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921428. "DateObject[{2014, 7, 2, 15, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "IN" "46809" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 16, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920334. "DateObject[{2014, 7, 2, 15, 7, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NJ" "07670" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921034. "DateObject[{2014, 7, 2, 15, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "49302" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921043. "DateObject[{2014, 7, 2, 15, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "11420" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 14, 41, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921048. "DateObject[{2014, 7, 2, 15, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mid-America Accounts Control Bureau, Inc." "KS" "66725" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921053. "DateObject[{2014, 7, 2, 15, 11, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44146" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 13, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920165. "DateObject[{2014, 7, 2, 15, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "08823" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 36, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921058. "DateObject[{2014, 7, 2, 15, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "TN" "37871" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 920718. "DateObject[{2014, 7, 2, 15, 19, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "14226" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 920205. "DateObject[{2014, 7, 2, 15, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33434" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 14, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920212. "DateObject[{2014, 7, 2, 15, 24, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27312" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921071. "DateObject[{2014, 7, 2, 15, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "RI" "02871" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920687. "DateObject[{2014, 7, 2, 15, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "78209" "" "N/A" "Web" "DateObject[{2014, 7, 16, 11, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921075. "DateObject[{2014, 7, 2, 15, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33139" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921086. "DateObject[{2014, 7, 2, 15, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33421" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921087. "DateObject[{2014, 7, 2, 15, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AK" "72206" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 17, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920653. "DateObject[{2014, 7, 2, 15, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30303" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920174. "DateObject[{2014, 7, 2, 15, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49098" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921106. "DateObject[{2014, 7, 2, 15, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "15690" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921108. "DateObject[{2014, 7, 2, 15, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "35216" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 921113. "DateObject[{2014, 7, 2, 15, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 47, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920217. "DateObject[{2014, 7, 2, 15, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "77057" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921593. "DateObject[{2014, 7, 2, 15, 49, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55419" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921118. "DateObject[{2014, 7, 2, 15, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920218. "DateObject[{2014, 7, 2, 15, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28052" "" "N/A" "Web" "DateObject[{2014, 7, 2, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921120. "DateObject[{2014, 7, 2, 15, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920311. "DateObject[{2014, 7, 2, 15, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "NC" "27613" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921121. "DateObject[{2014, 7, 2, 15, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91320" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 14, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921122. "DateObject[{2014, 7, 2, 15, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98133" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920672. "DateObject[{2014, 7, 2, 15, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KY" "42453" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 4, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921133. "DateObject[{2014, 7, 2, 15, 58, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Marauder Corporation" "GA" "30316" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 921137. "DateObject[{2014, 7, 2, 16, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "12903" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 11, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921144. "DateObject[{2014, 7, 2, 16, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27007" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920233. "DateObject[{2014, 7, 2, 16, 2, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14450" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921150. "DateObject[{2014, 7, 2, 16, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12903" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 11, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921145. "DateObject[{2014, 7, 2, 16, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "12903" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 11, 45, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921146. "DateObject[{2014, 7, 2, 16, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48382" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 8, 18, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920148. "DateObject[{2014, 7, 2, 16, 5, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920360. "DateObject[{2014, 7, 2, 16, 7, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amity Associates LLC" "NJ" "08824" "" "N/A" "Web" "DateObject[{2014, 8, 14, 16, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 920432. "DateObject[{2014, 7, 2, 16, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920361. "DateObject[{2014, 7, 2, 16, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29210" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921160. "DateObject[{2014, 7, 2, 16, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920362. "DateObject[{2014, 7, 2, 16, 10, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920234. "DateObject[{2014, 7, 2, 16, 10, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75236" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 17, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921163. "DateObject[{2014, 7, 2, 16, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92325" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921166. "DateObject[{2014, 7, 2, 16, 12, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NY" "10040" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 17, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921169. "DateObject[{2014, 7, 2, 16, 13, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NY" "11701" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921175. "DateObject[{2014, 7, 2, 16, 13, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "SC" "29033" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 36, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921176. "DateObject[{2014, 7, 2, 16, 15, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "32935" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921179. "DateObject[{2014, 7, 2, 16, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Optimum Outcomes, Inc." "FL" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921181. "DateObject[{2014, 7, 2, 16, 16, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "13903" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 49, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921186. "DateObject[{2014, 7, 2, 16, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "IL" "60954" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 53, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921189. "DateObject[{2014, 7, 2, 16, 18, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27007" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920235. "DateObject[{2014, 7, 2, 16, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92647" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921191. "DateObject[{2014, 7, 2, 16, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32224" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921196. "DateObject[{2014, 7, 2, 16, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "TX" "78540" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 17, 36, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921199. "DateObject[{2014, 7, 2, 16, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NY" "11801" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921200. "DateObject[{2014, 7, 2, 16, 23, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "IA" "52732" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 41, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921203. "DateObject[{2014, 7, 2, 16, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920313. "DateObject[{2014, 7, 2, 16, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Sale of account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AL" "36571" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920283. "DateObject[{2014, 7, 2, 16, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 13, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920314. "DateObject[{2014, 7, 2, 16, 28, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97701" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921213. "DateObject[{2014, 7, 2, 16, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920315. "DateObject[{2014, 7, 2, 16, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Trade, Inc." "TX" "77375" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920326. "DateObject[{2014, 7, 2, 16, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920370. "DateObject[{2014, 7, 2, 16, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920316. "DateObject[{2014, 7, 2, 16, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78506" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920317. "DateObject[{2014, 7, 2, 16, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27007" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920236. "DateObject[{2014, 7, 2, 16, 33, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76137" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 19, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920723. "DateObject[{2014, 7, 2, 16, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "RI" "02917" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 19, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920651. "DateObject[{2014, 7, 2, 16, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "92143" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921221. "DateObject[{2014, 7, 2, 16, 38, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98122" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 41, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921235. "DateObject[{2014, 7, 2, 16, 38, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "43207" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 18, 40, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921236. "DateObject[{2014, 7, 2, 16, 39, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOK Financial Corp" "OK" "74020" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 8, 17, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921237. "DateObject[{2014, 7, 2, 16, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Healthcare Management, LLC" "FL" "33140" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921243. "DateObject[{2014, 7, 2, 16, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "30047" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 18, 43, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921256. "DateObject[{2014, 7, 2, 16, 44, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 26, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920319. "DateObject[{2014, 7, 2, 16, 44, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31313" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920193. "DateObject[{2014, 7, 2, 16, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "CA" "94545" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921258. "DateObject[{2014, 7, 2, 16, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zarvad III S.A." "LA" "70812" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 920238. "DateObject[{2014, 7, 2, 16, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920320. "DateObject[{2014, 7, 2, 16, 46, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32826" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921261. "DateObject[{2014, 7, 2, 16, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77071" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920259. "DateObject[{2014, 7, 2, 16, 47, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Shore Financial Services, LLC" "PA" "19403" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921266. "DateObject[{2014, 7, 2, 16, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "92886" "" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921273. "DateObject[{2014, 7, 2, 16, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02356" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921274. "DateObject[{2014, 7, 2, 16, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "OH" "43140" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922110. "DateObject[{2014, 7, 2, 16, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07740" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 52, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920335. "DateObject[{2014, 7, 2, 16, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "91356" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921284. "DateObject[{2014, 7, 2, 16, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AMCOL Systems, Inc." "NC" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921183. "DateObject[{2014, 7, 2, 16, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KY" "42103" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921288. "DateObject[{2014, 7, 2, 16, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Financial Services, lnc" "NC" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921184. "DateObject[{2014, 7, 2, 16, 57, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Service Company, INC" "FL" "33140" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 39, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921245. "DateObject[{2014, 7, 2, 16, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "49503" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921291. "DateObject[{2014, 7, 2, 16, 59, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19608" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920664. "DateObject[{2014, 7, 2, 16, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "NC" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921185. "DateObject[{2014, 7, 2, 17, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45212" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921295. "DateObject[{2014, 7, 2, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08109" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921297. "DateObject[{2014, 7, 2, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06110" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 3, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921298. "DateObject[{2014, 7, 2, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 6, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921302. "DateObject[{2014, 7, 2, 17, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20723" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921303. "DateObject[{2014, 7, 2, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92863" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 50, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921305. "DateObject[{2014, 7, 2, 17, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "SC" "29708" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 8, 17, 55, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921306. "DateObject[{2014, 7, 2, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34202" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921307. "DateObject[{2014, 7, 2, 17, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "CA" "90710" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921308. "DateObject[{2014, 7, 2, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90019" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921309. "DateObject[{2014, 7, 2, 17, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60047" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 2, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921310. "DateObject[{2014, 7, 2, 17, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "49071" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 7, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921311. "DateObject[{2014, 7, 2, 17, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "32967" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920671. "DateObject[{2014, 7, 2, 17, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33578" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921312. "DateObject[{2014, 7, 2, 17, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11362" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921314. "DateObject[{2014, 7, 2, 17, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NV" "89148" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 54, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921315. "DateObject[{2014, 7, 2, 17, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11020" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 58, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920228. "DateObject[{2014, 7, 2, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33183" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921316. "DateObject[{2014, 7, 2, 17, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10977" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922296. "DateObject[{2014, 7, 2, 17, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "CT" "06614" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 11, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921318. "DateObject[{2014, 7, 2, 17, 0, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IN" "46075" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921319. "DateObject[{2014, 7, 2, 17, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "IL" "60517" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 10, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922421. "DateObject[{2014, 7, 2, 17, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45420" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 13, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921320. "DateObject[{2014, 7, 2, 17, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "TX" "78626" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 18, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921321. "DateObject[{2014, 7, 2, 17, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92335" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921322. "DateObject[{2014, 7, 2, 17, 0, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85015" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920737. "DateObject[{2014, 7, 2, 17, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OR" "97045" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921323. "DateObject[{2014, 7, 2, 17, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28376" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 39, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921324. "DateObject[{2014, 7, 2, 17, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921325. "DateObject[{2014, 7, 2, 17, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OR" "97317" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921326. "DateObject[{2014, 7, 2, 17, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90502" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 32, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921327. "DateObject[{2014, 7, 2, 17, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94901" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 11, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920246. "DateObject[{2014, 7, 2, 17, 1, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11797" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920353. "DateObject[{2014, 7, 2, 17, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AR" "72076" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920351. "DateObject[{2014, 7, 2, 17, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "76051" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 52, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921872. "DateObject[{2014, 7, 2, 17, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95628" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921328. "DateObject[{2014, 7, 2, 17, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "ID" "83877" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 10, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921329. "DateObject[{2014, 7, 2, 17, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33442" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921331. "DateObject[{2014, 7, 2, 17, 1, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33449" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921332. "DateObject[{2014, 7, 2, 17, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MI" "48382" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 47, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921333. "DateObject[{2014, 7, 2, 17, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30401" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 18, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921334. "DateObject[{2014, 7, 2, 17, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 10, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920215. "DateObject[{2014, 7, 2, 17, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "NY" "11797" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920354. "DateObject[{2014, 7, 2, 17, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "DC" "20019" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922518. "DateObject[{2014, 7, 2, 17, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "48301" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921336. "DateObject[{2014, 7, 2, 17, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MT" "59923" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922519. "DateObject[{2014, 7, 2, 17, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CO" "80227" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921338. "DateObject[{2014, 7, 2, 17, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98052" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 31, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922520. "DateObject[{2014, 7, 2, 17, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "CO" "80227" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 33, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921339. "DateObject[{2014, 7, 2, 17, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "18466" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 20, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921341. "DateObject[{2014, 7, 2, 17, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77357" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920418. "DateObject[{2014, 7, 2, 17, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Health Investment Company, LLC." "PA" "19444" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920169. "DateObject[{2014, 7, 2, 17, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32765" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921346. "DateObject[{2014, 7, 2, 17, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Orions Management Group, LLC" "WI" "98011" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 52, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920158. "DateObject[{2014, 7, 2, 17, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98233" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921348. "DateObject[{2014, 7, 2, 17, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Jamestown, Inc." "NY" "27804" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 921354. "DateObject[{2014, 7, 2, 17, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32205" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921355. "DateObject[{2014, 7, 2, 17, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OK" "73534" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921358. "DateObject[{2014, 7, 2, 17, 11, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20770" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 12, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920680. "DateObject[{2014, 7, 2, 17, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Enterprises, LLC" "FL" "33140" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921247. "DateObject[{2014, 7, 2, 17, 16, 15.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "CA" "92660" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 16, 19, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921050. "DateObject[{2014, 7, 2, 17, 17, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "02050" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921380. "DateObject[{2014, 7, 2, 17, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97478" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921383. "DateObject[{2014, 7, 2, 17, 18, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "CA" "94531" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920732. "DateObject[{2014, 7, 2, 17, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "CO" "80908" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921387. "DateObject[{2014, 7, 2, 17, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20770" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920681. "DateObject[{2014, 7, 2, 17, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "PA" "19055" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 20, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921366. "DateObject[{2014, 7, 2, 17, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30308" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921390. "DateObject[{2014, 7, 2, 17, 21, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60626" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921394. "DateObject[{2014, 7, 2, 17, 25, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91605" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 920694. "DateObject[{2014, 7, 2, 17, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tate and Kirlin Assoc" "AZ" "85253" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 921404. "DateObject[{2014, 7, 2, 17, 26, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85253" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 30, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921405. "DateObject[{2014, 7, 2, 17, 27, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NC" "28202" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921406. "DateObject[{2014, 7, 2, 17, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Army and Air Force Exchange Service" "NC" "28202" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921407. "DateObject[{2014, 7, 2, 17, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivable Management Group, Inc. (GA)" "FL" "33065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 23, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921408. "DateObject[{2014, 7, 2, 17, 30, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Io, Inc." "VA" "22556" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 921415. "DateObject[{2014, 7, 2, 17, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "VA" "22554" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920688. "DateObject[{2014, 7, 2, 17, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38115" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 14, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 921416. "DateObject[{2014, 7, 2, 17, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33417" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 13, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921417. "DateObject[{2014, 7, 2, 17, 34, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92656" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921424. "DateObject[{2014, 7, 2, 17, 35, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "11713" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 19, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921426. "DateObject[{2014, 7, 2, 17, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60430" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920715. "DateObject[{2014, 7, 2, 17, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33351" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 18, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921431. "DateObject[{2014, 7, 2, 17, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11414" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 20, 9, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920665. "DateObject[{2014, 7, 2, 17, 38, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33351" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 18, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921432. "DateObject[{2014, 7, 2, 17, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11713" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 19, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921427. "DateObject[{2014, 7, 2, 17, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33351" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 18, 25, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921433. "DateObject[{2014, 7, 2, 17, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33351" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 18, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921434. "DateObject[{2014, 7, 2, 17, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IN" "46514" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921441. "DateObject[{2014, 7, 2, 17, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60441" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 10, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920419. "DateObject[{2014, 7, 2, 17, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20659" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920170. "DateObject[{2014, 7, 2, 17, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95050" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920245. "DateObject[{2014, 7, 2, 17, 47, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "01876" "" "N/A" "Web" "DateObject[{2014, 7, 2, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920265. "DateObject[{2014, 7, 2, 17, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northwest Collectors Inc." "WI" "54616" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 12, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920240. "DateObject[{2014, 7, 2, 17, 51, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ATG Credit, LLC" "SC" "29485" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 43, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921468. "DateObject[{2014, 7, 2, 17, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90305" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921472. "DateObject[{2014, 7, 2, 17, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48326" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 19, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920149. "DateObject[{2014, 7, 2, 17, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20659" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 4, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921476. "DateObject[{2014, 7, 2, 17, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "AZ" "85008" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921484. "DateObject[{2014, 7, 2, 17, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08091" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921449. "DateObject[{2014, 7, 2, 17, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90305" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921473. "DateObject[{2014, 7, 2, 18, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10037" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 19, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 921493. "DateObject[{2014, 7, 2, 18, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90305" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921474. "DateObject[{2014, 7, 2, 18, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "NC" "28214" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 17, 59, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921496. "DateObject[{2014, 7, 2, 18, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "14845" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920434. "DateObject[{2014, 7, 2, 18, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 6, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920260. "DateObject[{2014, 7, 2, 18, 6, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "LA" "71351" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 56, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921499. "DateObject[{2014, 7, 2, 18, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94588" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920352. "DateObject[{2014, 7, 2, 18, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "IL" "60618" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921502. "DateObject[{2014, 7, 2, 18, 9, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IN" "46361" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921504. "DateObject[{2014, 7, 2, 18, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98221" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921509. "DateObject[{2014, 7, 2, 18, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922113. "DateObject[{2014, 7, 2, 18, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08021" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921520. "DateObject[{2014, 7, 2, 18, 13, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "IN" "46361" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921505. "DateObject[{2014, 7, 2, 18, 14, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93304" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921526. "DateObject[{2014, 7, 2, 18, 14, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Cash advance" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33008" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921527. "DateObject[{2014, 7, 2, 18, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MEFA" "NJ" "08691" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921530. "DateObject[{2014, 7, 2, 18, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33178" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921512. "DateObject[{2014, 7, 2, 18, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85718" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920227. "DateObject[{2014, 7, 2, 18, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "10303" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920338. "DateObject[{2014, 7, 2, 18, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89135" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 20, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920722. "DateObject[{2014, 7, 2, 18, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27405" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 38, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921554. "DateObject[{2014, 7, 2, 18, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90810" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 21, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921561. "DateObject[{2014, 7, 2, 18, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "63116" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921565. "DateObject[{2014, 7, 2, 18, 33, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11201" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921571. "DateObject[{2014, 7, 2, 18, 33, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84110" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921572. "DateObject[{2014, 7, 2, 18, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "SC" "29575" "" "N/A" "Phone" "DateObject[{2014, 7, 29, 19, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 920406. "DateObject[{2014, 7, 2, 18, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "SC" "29536" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 20, 31, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 921578. "DateObject[{2014, 7, 2, 18, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "WA" "98275" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920698. "DateObject[{2014, 7, 2, 18, 40, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "TX" "77406" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921583. "DateObject[{2014, 7, 2, 18, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98133" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921587. "DateObject[{2014, 7, 2, 18, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920261. "DateObject[{2014, 7, 2, 18, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94607" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 19, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921592. "DateObject[{2014, 7, 2, 18, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "96008" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 48, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921596. "DateObject[{2014, 7, 2, 18, 46, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10004" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 42, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920276. "DateObject[{2014, 7, 2, 18, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07004" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921598. "DateObject[{2014, 7, 2, 18, 49, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "76009" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921600. "DateObject[{2014, 7, 2, 18, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34222" "" "N/A" "Web" "DateObject[{2014, 7, 2, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921605. "DateObject[{2014, 7, 2, 18, 51, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33066" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 18, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920704. "DateObject[{2014, 7, 2, 18, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85339" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 20, 19, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921607. "DateObject[{2014, 7, 2, 18, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23462" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 44, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920421. "DateObject[{2014, 7, 2, 18, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "91913" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920648. "DateObject[{2014, 7, 2, 18, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "96022" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 921609. "DateObject[{2014, 7, 2, 18, 54, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93702" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921611. "DateObject[{2014, 7, 2, 18, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "20639" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921612. "DateObject[{2014, 7, 2, 18, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "TX" "78245" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 15, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921036. "DateObject[{2014, 7, 2, 18, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "92308" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 18, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921617. "DateObject[{2014, 7, 2, 18, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08232" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 21, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921618. "DateObject[{2014, 7, 2, 18, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RS Clark and Associates, Inc." "TX" "75088" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 17, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921621. "DateObject[{2014, 7, 2, 18, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08502" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921623. "DateObject[{2014, 7, 2, 19, 1, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "94530" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921627. "DateObject[{2014, 7, 2, 19, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "West Bay Acquisitions, LLC" "OH" "44506" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 20, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920716. "DateObject[{2014, 7, 2, 19, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "34120" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920267. "DateObject[{2014, 7, 2, 19, 2, 24.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "91763" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921628. "DateObject[{2014, 7, 2, 19, 2, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NM" "87125" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921630. "DateObject[{2014, 7, 2, 19, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "TX" "75093" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921632. "DateObject[{2014, 7, 2, 19, 6, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08022" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920189. "DateObject[{2014, 7, 2, 19, 8, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "61611" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 19, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921644. "DateObject[{2014, 7, 2, 19, 8, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30241" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921646. "DateObject[{2014, 7, 2, 19, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TX" "79761" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 8, 20, 54, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921648. "DateObject[{2014, 7, 2, 19, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "GA" "30241" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921647. "DateObject[{2014, 7, 2, 19, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85704" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 12, 6, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920422. "DateObject[{2014, 7, 2, 19, 9, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AL" "36832" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921650. "DateObject[{2014, 7, 2, 19, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "MA" "02148" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920413. "DateObject[{2014, 7, 2, 19, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "13207" "" "N/A" "Fax" "DateObject[{2014, 7, 8, 20, 49, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920356. "DateObject[{2014, 7, 2, 19, 14, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33993" "" "N/A" "Web" "DateObject[{2014, 7, 29, 17, 31, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921657. "DateObject[{2014, 7, 2, 19, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Team Recovery Inc." "OH" "44704" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921658. "DateObject[{2014, 7, 2, 19, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87114" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921670. "DateObject[{2014, 7, 2, 19, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "OH" "45231" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 921653. "DateObject[{2014, 7, 2, 19, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "CO" "80033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921672. "DateObject[{2014, 7, 2, 19, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "44720" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920399. "DateObject[{2014, 7, 2, 19, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "CA" "95682" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 21, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920247. "DateObject[{2014, 7, 2, 19, 25, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60411" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921678. "DateObject[{2014, 7, 2, 19, 26, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "WA" "98102" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 41, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920153. "DateObject[{2014, 7, 2, 19, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06704" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920667. "DateObject[{2014, 7, 2, 19, 28, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95682" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921682. "DateObject[{2014, 7, 2, 19, 33, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MA" "01887" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920414. "DateObject[{2014, 7, 2, 19, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CO" "80238" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921693. "DateObject[{2014, 7, 2, 19, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91406" "" "N/A" "Postal mail" "DateObject[{2014, 8, 12, 18, 54, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921695. "DateObject[{2014, 7, 2, 19, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77051" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921700. "DateObject[{2014, 7, 2, 19, 39, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NV" "89122" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920154. "DateObject[{2014, 7, 2, 19, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19801" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921703. "DateObject[{2014, 7, 2, 19, 44, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "NY" "10473" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921705. "DateObject[{2014, 7, 2, 19, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48126" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921686. "DateObject[{2014, 7, 2, 19, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32128" "" "N/A" "Web" "DateObject[{2014, 7, 2, 19, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920367. "DateObject[{2014, 7, 2, 19, 49, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "43017" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 20, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921712. "DateObject[{2014, 7, 2, 19, 49, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "CA" "91741" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 19, 38, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921713. "DateObject[{2014, 7, 2, 19, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "CA" "92129" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 23, 11, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 921715. "DateObject[{2014, 7, 2, 19, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77302" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 20, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920179. "DateObject[{2014, 7, 2, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "94565" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921716. "DateObject[{2014, 7, 2, 19, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921719. "DateObject[{2014, 7, 2, 19, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "IL" "60459" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 21, 46, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921720. "DateObject[{2014, 7, 2, 19, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77302" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 21, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920180. "DateObject[{2014, 7, 2, 19, 58, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "TX" "77598" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 921735. "DateObject[{2014, 7, 2, 20, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77302" "" "N/A" "Postal mail" "DateObject[{2014, 7, 8, 21, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920181. "DateObject[{2014, 7, 2, 20, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunt & Henriques" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 12, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 921739. "DateObject[{2014, 7, 2, 20, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 21, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921740. "DateObject[{2014, 7, 2, 20, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93010" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 8, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921745. "DateObject[{2014, 7, 2, 20, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94588" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 45, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920371. "DateObject[{2014, 7, 2, 20, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920372. "DateObject[{2014, 7, 2, 20, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MI" "48310" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921748. "DateObject[{2014, 7, 2, 20, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94538" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920373. "DateObject[{2014, 7, 2, 20, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80863" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920374. "DateObject[{2014, 7, 2, 20, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93030" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 46, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920375. "DateObject[{2014, 7, 2, 20, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "44710" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 51, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920376. "DateObject[{2014, 7, 2, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33338" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 52, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921752. "DateObject[{2014, 7, 2, 20, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44077" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920377. "DateObject[{2014, 7, 2, 20, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "TX" "75033" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 50, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920378. "DateObject[{2014, 7, 2, 20, 9, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77082" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921754. "DateObject[{2014, 7, 2, 20, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94110" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 0, 39, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 920380. "DateObject[{2014, 7, 2, 20, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01463" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921757. "DateObject[{2014, 7, 2, 20, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "NC" "28402" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920381. "DateObject[{2014, 7, 2, 20, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "OR" "97420" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921760. "DateObject[{2014, 7, 2, 20, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "IN" "46176" "" "N/A" "Postal mail" "DateObject[{2014, 8, 1, 19, 47, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921763. "DateObject[{2014, 7, 2, 20, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90504" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 59, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920383. "DateObject[{2014, 7, 2, 20, 15, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "City National Bank" "NY" "13214" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 12, 29, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921768. "DateObject[{2014, 7, 2, 20, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "WV" "24910" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920385. "DateObject[{2014, 7, 2, 20, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Renton Collections Inc." "CA" "94108" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 921769. "DateObject[{2014, 7, 2, 20, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "28211" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920386. "DateObject[{2014, 7, 2, 20, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90024" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 32, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920387. "DateObject[{2014, 7, 2, 20, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Woods Oviatt Gilman LLP" "NY" "14075" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920244. "DateObject[{2014, 7, 2, 20, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "ND" "58501" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920192. "DateObject[{2014, 7, 2, 20, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Radius Global Solutions LLC" "OH" "44108" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 20, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921772. "DateObject[{2014, 7, 2, 20, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "44108" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921773. "DateObject[{2014, 7, 2, 20, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "31405" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 920388. "DateObject[{2014, 7, 2, 20, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Recovery Service Incorporated" "TN" "37849" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921775. "DateObject[{2014, 7, 2, 20, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "22030" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920389. "DateObject[{2014, 7, 2, 20, 20, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07079" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920208. "DateObject[{2014, 7, 2, 20, 20, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "62881" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 23, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921776. "DateObject[{2014, 7, 2, 20, 20, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46168" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921778. "DateObject[{2014, 7, 2, 20, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "32822" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920391. "DateObject[{2014, 7, 2, 20, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55435" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 11, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920392. "DateObject[{2014, 7, 2, 20, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DC" "91342" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920242. "DateObject[{2014, 7, 2, 20, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "GA" "30052" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 11, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920393. "DateObject[{2014, 7, 2, 20, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "34972" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921781. "DateObject[{2014, 7, 2, 20, 25, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "02747" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 0, 41, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921783. "DateObject[{2014, 7, 2, 20, 26, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94605" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 921784. "DateObject[{2014, 7, 2, 20, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78701" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 11, 27, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921300. "DateObject[{2014, 7, 2, 20, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "GA" "30101" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920686. "DateObject[{2014, 7, 2, 20, 32, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 21, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921793. "DateObject[{2014, 7, 2, 20, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "SC" "29168" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 920197. "DateObject[{2014, 7, 2, 20, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "RI" "02920" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921801. "DateObject[{2014, 7, 2, 20, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46176" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 17, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921765. "DateObject[{2014, 7, 2, 20, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32907" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921812. "DateObject[{2014, 7, 2, 20, 42, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "92026" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920286. "DateObject[{2014, 7, 2, 20, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "TX" "77067" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921814. "DateObject[{2014, 7, 2, 20, 45, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KY" "40175" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921818. "DateObject[{2014, 7, 2, 20, 46, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78229" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921822. "DateObject[{2014, 7, 2, 20, 49, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "95630" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921826. "DateObject[{2014, 7, 2, 20, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48033" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921827. "DateObject[{2014, 7, 2, 20, 51, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "MN" "55970" "" "N/A" "Web" "DateObject[{2014, 7, 2, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 921831. "DateObject[{2014, 7, 2, 20, 52, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MD" "20815" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921833. "DateObject[{2014, 7, 2, 20, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "62234" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921836. "DateObject[{2014, 7, 2, 20, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bluestein Hirsch and Associates" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920344. "DateObject[{2014, 7, 2, 20, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "48107" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920172. "DateObject[{2014, 7, 2, 20, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02720" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 20, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921839. "DateObject[{2014, 7, 2, 20, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "CA" "92102" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 21, 26, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921841. "DateObject[{2014, 7, 2, 20, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30024" "" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 35, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920150. "DateObject[{2014, 7, 2, 21, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Michigan Mutual, Inc" "KY" "40014" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921847. "DateObject[{2014, 7, 2, 21, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "CA" "95843" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920748. "DateObject[{2014, 7, 2, 21, 2, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920345. "DateObject[{2014, 7, 2, 21, 4, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NJ" "07734" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 921854. "DateObject[{2014, 7, 2, 21, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07734" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 4, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921855. "DateObject[{2014, 7, 2, 21, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal American Mortgage Company, LLC" "CA" "33024" "" "N/A" "Phone" "DateObject[{2014, 7, 8, 22, 54, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921857. "DateObject[{2014, 7, 2, 21, 14, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23188" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 14, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920655. "DateObject[{2014, 7, 2, 21, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CO" "80831" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921873. "DateObject[{2014, 7, 2, 21, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "92113" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921876. "DateObject[{2014, 7, 2, 21, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98033" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 11, 12, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921880. "DateObject[{2014, 7, 2, 21, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29569" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 12, 27, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921882. "DateObject[{2014, 7, 2, 21, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90241" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921891. "DateObject[{2014, 7, 2, 21, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92868" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 11, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "No" 921898. "DateObject[{2014, 7, 2, 21, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "E*Trade Bank" "NY" "11550" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921904. "DateObject[{2014, 7, 2, 21, 26, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91436" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 48, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 920713. "DateObject[{2014, 7, 2, 21, 30, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OH" "45229" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921916. "DateObject[{2014, 7, 2, 21, 31, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NY" "11550" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 12, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 921905. "DateObject[{2014, 7, 2, 21, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33065" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920213. "DateObject[{2014, 7, 2, 21, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "PA" "17013" "" "N/A" "Web" "DateObject[{2014, 8, 11, 13, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921920. "DateObject[{2014, 7, 2, 21, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "96161" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921928. "DateObject[{2014, 7, 2, 21, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23188" "" "N/A" "Referral" "DateObject[{2014, 7, 2, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920656. "DateObject[{2014, 7, 2, 21, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "HI" "96813" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921930. "DateObject[{2014, 7, 2, 21, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "93561" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921948. "DateObject[{2014, 7, 2, 21, 50, 29.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07422" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921952. "DateObject[{2014, 7, 2, 21, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27511" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 921953. "DateObject[{2014, 7, 2, 21, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Solutions, LLC" "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 921954. "DateObject[{2014, 7, 2, 21, 50, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Bureaus, Inc." "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 2, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921955. "DateObject[{2014, 7, 2, 21, 53, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "VA" "23503" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921957. "DateObject[{2014, 7, 2, 21, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22903" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921962. "DateObject[{2014, 7, 2, 21, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Check Recovery, LLC" "CA" "93309" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 7, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921963. "DateObject[{2014, 7, 2, 21, 59, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44646" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 27, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921970. "DateObject[{2014, 7, 2, 21, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20188" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 7, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920407. "DateObject[{2014, 7, 2, 22, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "12550" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 7, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921976. "DateObject[{2014, 7, 2, 22, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sarma" "VA" "23228" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920700. "DateObject[{2014, 7, 2, 22, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "95662" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921987. "DateObject[{2014, 7, 2, 22, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98109" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921989. "DateObject[{2014, 7, 2, 22, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NC" "27805" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 13, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 921990. "DateObject[{2014, 7, 2, 22, 20, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85266" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 921993. "DateObject[{2014, 7, 2, 22, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30153" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920695. "DateObject[{2014, 7, 2, 22, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cherry Creek Strategic Advisors, LLC" "AL" "35633" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 1, 26.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 921996. "DateObject[{2014, 7, 2, 22, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921997. "DateObject[{2014, 7, 2, 22, 24, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TN" "37934" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922000. "DateObject[{2014, 7, 2, 22, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NC" "27805" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 13, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 921991. "DateObject[{2014, 7, 2, 22, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32708" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922004. "DateObject[{2014, 7, 2, 22, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30153" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 55, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920696. "DateObject[{2014, 7, 2, 22, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Business and Consumer Solutions." "NM" "87114" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 922010. "DateObject[{2014, 7, 2, 22, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global United Arbitration LLC" "NC" "27316" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922015. "DateObject[{2014, 7, 2, 22, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "CA" "94533" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922018. "DateObject[{2014, 7, 2, 22, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95677" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 13, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922019. "DateObject[{2014, 7, 2, 22, 37, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "93001" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922021. "DateObject[{2014, 7, 2, 22, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "OH" "43054" "" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922024. "DateObject[{2014, 7, 2, 22, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "60643" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 920682. "DateObject[{2014, 7, 2, 22, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37048" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 12, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920274. "DateObject[{2014, 7, 2, 22, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "12448" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922032. "DateObject[{2014, 7, 2, 22, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922033. "DateObject[{2014, 7, 2, 22, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "TN" "37865" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 922037. "DateObject[{2014, 7, 2, 22, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "63108" "Older American" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922039. "DateObject[{2014, 7, 2, 22, 54, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33884" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921960. "DateObject[{2014, 7, 2, 22, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WV" "26003" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 14, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922041. "DateObject[{2014, 7, 2, 22, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "74733" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 23, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920415. "DateObject[{2014, 7, 2, 22, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94703" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922042. "DateObject[{2014, 7, 2, 22, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922043. "DateObject[{2014, 7, 2, 23, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NC" "28803" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922048. "DateObject[{2014, 7, 2, 23, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922044. "DateObject[{2014, 7, 2, 23, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922045. "DateObject[{2014, 7, 2, 23, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78209" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 922050. "DateObject[{2014, 7, 2, 23, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922051. "DateObject[{2014, 7, 2, 23, 5, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "74733" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920416. "DateObject[{2014, 7, 2, 23, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "74733" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 920417. "DateObject[{2014, 7, 2, 23, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "AL" "36608" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 12, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922055. "DateObject[{2014, 7, 2, 23, 7, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922052. "DateObject[{2014, 7, 2, 23, 9, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "65280" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922053. "DateObject[{2014, 7, 2, 23, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "16335" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922074. "DateObject[{2014, 7, 2, 23, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11361" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922078. "DateObject[{2014, 7, 2, 23, 34, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 920155. "DateObject[{2014, 7, 2, 23, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "IN" "46361" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 921507. "DateObject[{2014, 7, 2, 23, 50, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94080" "" "N/A" "Web" "DateObject[{2014, 7, 2, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922096. "DateObject[{2014, 7, 2, 23, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10024" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 46, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922098. "DateObject[{2014, 7, 2, 23, 53, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85249" "" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922528. "DateObject[{2014, 7, 2, 23, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "11229" "" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922529. "DateObject[{2014, 7, 2, 23, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "NV" "89147" "" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922484. "DateObject[{2014, 7, 3, 0, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97801" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922533. "DateObject[{2014, 7, 3, 0, 2, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21144" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 15, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922534. "DateObject[{2014, 7, 3, 0, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "18360" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 0, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922538. "DateObject[{2014, 7, 3, 0, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "FL" "33981" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922539. "DateObject[{2014, 7, 3, 0, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NV" "89433" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 17, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922542. "DateObject[{2014, 7, 3, 0, 25, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98296" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922447. "DateObject[{2014, 7, 3, 0, 26, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "AZ" "85013" "" "N/A" "Web" "DateObject[{2014, 7, 3, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922550. "DateObject[{2014, 7, 3, 0, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "IN" "46208" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922553. "DateObject[{2014, 7, 3, 0, 38, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48080" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922555. "DateObject[{2014, 7, 3, 1, 1, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32223" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922426. "DateObject[{2014, 7, 3, 1, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94109" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922235. "DateObject[{2014, 7, 3, 1, 6, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "WI" "53718" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922562. "DateObject[{2014, 7, 3, 1, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RJM Acquisitions LLC (Closed)" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922267. "DateObject[{2014, 7, 3, 1, 8, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "28712" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922564. "DateObject[{2014, 7, 3, 1, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "LA" "70458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922462. "DateObject[{2014, 7, 3, 1, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "MN" "55066" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922567. "DateObject[{2014, 7, 3, 1, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOK Financial Corp" "OK" "73179" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922569. "DateObject[{2014, 7, 3, 1, 29, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55305" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922571. "DateObject[{2014, 7, 3, 1, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NC" "28269" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922573. "DateObject[{2014, 7, 3, 1, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83501" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922578. "DateObject[{2014, 7, 3, 1, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922140. "DateObject[{2014, 7, 3, 1, 50, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 7, 3, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922579. "DateObject[{2014, 7, 3, 1, 52, 51.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "NY" "12019" "" "N/A" "Web" "DateObject[{2014, 8, 5, 15, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922580. "DateObject[{2014, 7, 3, 1, 57, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91344" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922581. "DateObject[{2014, 7, 3, 2, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WV" "25053" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922582. "DateObject[{2014, 7, 3, 2, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "OH" "44139" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922583. "DateObject[{2014, 7, 3, 2, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "OH" "44139" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922584. "DateObject[{2014, 7, 3, 2, 23, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 33, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 922248. "DateObject[{2014, 7, 3, 2, 23, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922249. "DateObject[{2014, 7, 3, 2, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NM" "87506" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922586. "DateObject[{2014, 7, 3, 2, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "SC" "29680" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922587. "DateObject[{2014, 7, 3, 2, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NJ" "07601" "" "N/A" "Web" "DateObject[{2014, 7, 3, 2, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922588. "DateObject[{2014, 7, 3, 2, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "TX" "78758" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922589. "DateObject[{2014, 7, 3, 2, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922250. "DateObject[{2014, 7, 3, 3, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "CA" "95152" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922475. "DateObject[{2014, 7, 3, 3, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922115. "DateObject[{2014, 7, 3, 3, 6, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80908" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922594. "DateObject[{2014, 7, 3, 3, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07860" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922595. "DateObject[{2014, 7, 3, 3, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "10941" "" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 40, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922596. "DateObject[{2014, 7, 3, 3, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78223" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922597. "DateObject[{2014, 7, 3, 3, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32901" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922598. "DateObject[{2014, 7, 3, 3, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IN" "46038" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922599. "DateObject[{2014, 7, 3, 3, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33063" "" "N/A" "Web" "DateObject[{2014, 7, 3, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922600. "DateObject[{2014, 7, 3, 3, 27, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "36561" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922492. "DateObject[{2014, 7, 3, 3, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36561" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 42, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922493. "DateObject[{2014, 7, 3, 4, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "CA" "91381" "" "N/A" "Web" "DateObject[{2014, 7, 3, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922602. "DateObject[{2014, 7, 3, 4, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dyck-O'Neal, Inc." "CA" "93065" "" "N/A" "Web" "DateObject[{2014, 7, 16, 11, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922604. "DateObject[{2014, 7, 3, 4, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93065" "" "N/A" "Web" "DateObject[{2014, 7, 3, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922605. "DateObject[{2014, 7, 3, 4, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33071" "" "N/A" "Web" "DateObject[{2014, 7, 3, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922606. "DateObject[{2014, 7, 3, 4, 17, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "CA" "94506" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922608. "DateObject[{2014, 7, 3, 4, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "VA" "20146" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922609. "DateObject[{2014, 7, 3, 5, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "18045" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922614. "DateObject[{2014, 7, 3, 5, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08028" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 12, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922166. "DateObject[{2014, 7, 3, 5, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60411" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922414. "DateObject[{2014, 7, 3, 5, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "95003" "" "N/A" "Web" "DateObject[{2014, 7, 3, 5, 37, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922619. "DateObject[{2014, 7, 3, 5, 47, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Management Services, Inc." "CA" "93722" "" "N/A" "Web" "DateObject[{2014, 7, 3, 5, 52, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922254. "DateObject[{2014, 7, 3, 5, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KY" "40220" "" "N/A" "Web" "DateObject[{2014, 7, 3, 5, 52, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922620. "DateObject[{2014, 7, 3, 5, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GCFS, Inc." "CA" "93722" "" "N/A" "Web" "DateObject[{2014, 7, 3, 6, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922256. "DateObject[{2014, 7, 3, 6, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27127" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 6, 22, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922622. "DateObject[{2014, 7, 3, 6, 45, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80827" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 6, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922623. "DateObject[{2014, 7, 3, 6, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77057" "" "N/A" "Web" "DateObject[{2014, 7, 3, 6, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922624. "DateObject[{2014, 7, 3, 7, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "OR" "97230" "" "N/A" "Web" "DateObject[{2014, 7, 3, 7, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922626. "DateObject[{2014, 7, 3, 8, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "92231" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922629. "DateObject[{2014, 7, 3, 8, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92833" "" "N/A" "Web" "DateObject[{2014, 7, 3, 8, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922630. "DateObject[{2014, 7, 3, 8, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "FL" "32765" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922634. "DateObject[{2014, 7, 3, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90731" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922883. "DateObject[{2014, 7, 3, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MT" "59828" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922806. "DateObject[{2014, 7, 3, 10, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "One Reverse Mortgage" "LA" "70806" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922129. "DateObject[{2014, 7, 3, 10, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company believes it acted appropriately as authorized by contract or law" "Select Portfolio Servicing, Inc" "FL" "33325" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 19, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922890. "DateObject[{2014, 7, 3, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NH" "03867" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922926. "DateObject[{2014, 7, 3, 10, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "RI" "02908" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923001. "DateObject[{2014, 7, 3, 10, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33326" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923039. "DateObject[{2014, 7, 3, 10, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 57, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922638. "DateObject[{2014, 7, 3, 11, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80602" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 42, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922640. "DateObject[{2014, 7, 3, 11, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 7, 3, 11, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922639. "DateObject[{2014, 7, 3, 11, 31, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 24, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922642. "DateObject[{2014, 7, 3, 12, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "99204" "" "N/A" "Email" "DateObject[{2014, 7, 9, 14, 31, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922485. "DateObject[{2014, 7, 3, 12, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77384" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 22, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922912. "DateObject[{2014, 7, 3, 12, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30318" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923016. "DateObject[{2014, 7, 3, 12, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "34705" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 43, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923179. "DateObject[{2014, 7, 3, 12, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "DE" "19938" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923492. "DateObject[{2014, 7, 3, 12, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44105" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923637. "DateObject[{2014, 7, 3, 12, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "90504" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 46, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922913. "DateObject[{2014, 7, 3, 12, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90211" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922185. "DateObject[{2014, 7, 3, 12, 15, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "DE" "19707" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922643. "DateObject[{2014, 7, 3, 12, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CO" "80126" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923129. "DateObject[{2014, 7, 3, 12, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11225" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923221. "DateObject[{2014, 7, 3, 12, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27312" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923474. "DateObject[{2014, 7, 3, 12, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "PA" "19382" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923522. "DateObject[{2014, 7, 3, 12, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 6, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922838. "DateObject[{2014, 7, 3, 12, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "27215" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922851. "DateObject[{2014, 7, 3, 12, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90290" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 25, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922909. "DateObject[{2014, 7, 3, 12, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20190" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923085. "DateObject[{2014, 7, 3, 12, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "24378" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 53, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923227. "DateObject[{2014, 7, 3, 12, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92626" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922649. "DateObject[{2014, 7, 3, 12, 39, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27127" "" "N/A" "Web" "DateObject[{2014, 7, 3, 12, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922653. "DateObject[{2014, 7, 3, 12, 45, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922434. "DateObject[{2014, 7, 3, 12, 52, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92863" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 12, 14, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922514. "DateObject[{2014, 7, 3, 13, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60586" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922657. "DateObject[{2014, 7, 3, 13, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "IA" "51501" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922660. "DateObject[{2014, 7, 3, 13, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11758" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922664. "DateObject[{2014, 7, 3, 13, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85296" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 51, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922665. "DateObject[{2014, 7, 3, 13, 6, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92071" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 53, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922666. "DateObject[{2014, 7, 3, 13, 6, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60431" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922668. "DateObject[{2014, 7, 3, 13, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32809" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922181. "DateObject[{2014, 7, 3, 13, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MS" "39648" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922232. "DateObject[{2014, 7, 3, 13, 6, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85351" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922669. "DateObject[{2014, 7, 3, 13, 6, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "07727" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 13, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922671. "DateObject[{2014, 7, 3, 13, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Third Federal Savings & Loan" "OH" "44134" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 14, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922672. "DateObject[{2014, 7, 3, 13, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922130. "DateObject[{2014, 7, 3, 13, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92008" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922491. "DateObject[{2014, 7, 3, 13, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "IL" "60586" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922658. "DateObject[{2014, 7, 3, 13, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32765" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922677. "DateObject[{2014, 7, 3, 13, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922131. "DateObject[{2014, 7, 3, 13, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32303" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 14, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922678. "DateObject[{2014, 7, 3, 13, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922132. "DateObject[{2014, 7, 3, 13, 26, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60586" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922659. "DateObject[{2014, 7, 3, 13, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17403" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 32, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922465. "DateObject[{2014, 7, 3, 13, 32, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17403" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 32, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922466. "DateObject[{2014, 7, 3, 13, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922326. "DateObject[{2014, 7, 3, 13, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30009" "" "N/A" "Web" "DateObject[{2014, 7, 3, 13, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922687. "DateObject[{2014, 7, 3, 13, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922692. "DateObject[{2014, 7, 3, 13, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23222" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922694. "DateObject[{2014, 7, 3, 13, 44, 46.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NJ" "08005" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922696. "DateObject[{2014, 7, 3, 13, 46, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28092" "" "N/A" "Postal mail" "DateObject[{2014, 7, 3, 13, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922697. "DateObject[{2014, 7, 3, 13, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MA" "21217" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922701. "DateObject[{2014, 7, 3, 13, 51, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "PR" "00741" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922704. "DateObject[{2014, 7, 3, 13, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "10940" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922712. "DateObject[{2014, 7, 3, 13, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23222" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922695. "DateObject[{2014, 7, 3, 14, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "31216" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922722. "DateObject[{2014, 7, 3, 14, 3, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MD" "21207" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922724. "DateObject[{2014, 7, 3, 14, 3, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21207" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922725. "DateObject[{2014, 7, 3, 14, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53719" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 25, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922733. "DateObject[{2014, 7, 3, 14, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32068" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922734. "DateObject[{2014, 7, 3, 14, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "21207" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922726. "DateObject[{2014, 7, 3, 14, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21207" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922727. "DateObject[{2014, 7, 3, 14, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29687" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922740. "DateObject[{2014, 7, 3, 14, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "NY" "12589" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923427. "DateObject[{2014, 7, 3, 14, 15, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90028" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922741. "DateObject[{2014, 7, 3, 14, 15, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "PR" "00741" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922705. "DateObject[{2014, 7, 3, 14, 20, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48451" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 17, 55, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922745. "DateObject[{2014, 7, 3, 14, 21, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27703" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922477. "DateObject[{2014, 7, 3, 14, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29687" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922747. "DateObject[{2014, 7, 3, 14, 23, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mel S. Harris and Associates, LLC" "NY" "14225" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922751. "DateObject[{2014, 7, 3, 14, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02130" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 922752. "DateObject[{2014, 7, 3, 14, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "GA" "30066" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922764. "DateObject[{2014, 7, 3, 14, 35, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harley-Davidson Financial Services, Inc." "OH" "44420" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922445. "DateObject[{2014, 7, 3, 14, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77494" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 13, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922771. "DateObject[{2014, 7, 3, 14, 39, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07028" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922780. "DateObject[{2014, 7, 3, 14, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08043" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922258. "DateObject[{2014, 7, 3, 14, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "OR" "97006" "" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922789. "DateObject[{2014, 7, 3, 14, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08015" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 13, 46, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922127. "DateObject[{2014, 7, 3, 14, 47, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85757" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922793. "DateObject[{2014, 7, 3, 14, 48, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "MN" "55110" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922800. "DateObject[{2014, 7, 3, 14, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 15, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922500. "DateObject[{2014, 7, 3, 14, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 15, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922501. "DateObject[{2014, 7, 3, 14, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 13, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922502. "DateObject[{2014, 7, 3, 14, 51, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922505. "DateObject[{2014, 7, 3, 14, 52, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LTD Financial Services, L.P." "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 13, 47, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922506. "DateObject[{2014, 7, 3, 14, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 19, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922508. "DateObject[{2014, 7, 3, 14, 52, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 14, 35, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922510. "DateObject[{2014, 7, 3, 14, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84121" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 15, 53, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922511. "DateObject[{2014, 7, 3, 14, 53, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08043" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922259. "DateObject[{2014, 7, 3, 14, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "OR" "97217" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922810. "DateObject[{2014, 7, 3, 14, 55, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08043" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922260. "DateObject[{2014, 7, 3, 14, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "MA" "01108" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 8, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922814. "DateObject[{2014, 7, 3, 14, 58, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Asset Management, LLC" "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 16, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922818. "DateObject[{2014, 7, 3, 15, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 58, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922820. "DateObject[{2014, 7, 3, 15, 3, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "All State Credit Bureau, Inc." "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 24, 14, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922269. "DateObject[{2014, 7, 3, 15, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gulf Coast Collection Bureau, Inc." "AZ" "85757" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922794. "DateObject[{2014, 7, 3, 15, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30013" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922831. "DateObject[{2014, 7, 3, 15, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VT" "05402" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 923857. "DateObject[{2014, 7, 3, 15, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prestige Financial Services, Inc." "MO" "63074" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922835. "DateObject[{2014, 7, 3, 15, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20091" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 20, 26, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922210. "DateObject[{2014, 7, 3, 15, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922270. "DateObject[{2014, 7, 3, 15, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stenger & Stenger, P.C" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922271. "DateObject[{2014, 7, 3, 15, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "CO" "80209" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922845. "DateObject[{2014, 7, 3, 15, 12, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "32301" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922846. "DateObject[{2014, 7, 3, 15, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90504" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 58, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922843. "DateObject[{2014, 7, 3, 15, 16, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90504" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922844. "DateObject[{2014, 7, 3, 15, 17, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08110" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922849. "DateObject[{2014, 7, 3, 15, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75150" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922481. "DateObject[{2014, 7, 3, 15, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "LA" "70002" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922852. "DateObject[{2014, 7, 3, 15, 20, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60455" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922855. "DateObject[{2014, 7, 3, 15, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "OK" "73142" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 14, 3, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922126. "DateObject[{2014, 7, 3, 15, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "OH" "45439" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922862. "DateObject[{2014, 7, 3, 15, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23059" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 16, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922238. "DateObject[{2014, 7, 3, 15, 26, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46562" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 26, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922474. "DateObject[{2014, 7, 3, 15, 27, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75150" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922482. "DateObject[{2014, 7, 3, 15, 29, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "94606" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922874. "DateObject[{2014, 7, 3, 15, 33, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922876. "DateObject[{2014, 7, 3, 15, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06106" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 922329. "DateObject[{2014, 7, 3, 15, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Resolution, LLC" "SC" "29135" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 922897. "DateObject[{2014, 7, 3, 15, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "MO" "65807" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922898. "DateObject[{2014, 7, 3, 15, 43, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "14304" "" "N/A" "Referral" "DateObject[{2014, 7, 3, 15, 43, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922478. "DateObject[{2014, 7, 3, 15, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "08723" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 14, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 922902. "DateObject[{2014, 7, 3, 15, 46, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33437" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 14, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922904. "DateObject[{2014, 7, 3, 15, 47, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CT" "06082" "" "N/A" "Web" "DateObject[{2014, 7, 3, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922214. "DateObject[{2014, 7, 3, 15, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "WA" "98109" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922921. "DateObject[{2014, 7, 3, 15, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11581" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922924. "DateObject[{2014, 7, 3, 15, 55, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "GA" "31313" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922204. "DateObject[{2014, 7, 3, 15, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "93105" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 15, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922313. "DateObject[{2014, 7, 3, 15, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93105" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 11, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922314. "DateObject[{2014, 7, 3, 15, 57, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93105" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 16, 8, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922316. "DateObject[{2014, 7, 3, 15, 57, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "QC Holdings, Inc." "CA" "93726" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922927. "DateObject[{2014, 7, 3, 16, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11710" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922933. "DateObject[{2014, 7, 3, 16, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922305. "DateObject[{2014, 7, 3, 16, 3, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78654" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922942. "DateObject[{2014, 7, 3, 16, 3, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "MA" "01108" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 59, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922816. "DateObject[{2014, 7, 3, 16, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77072" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922946. "DateObject[{2014, 7, 3, 16, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "SC" "29407" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922515. "DateObject[{2014, 7, 3, 16, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33908" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 15, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922952. "DateObject[{2014, 7, 3, 16, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "93726" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 31, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922928. "DateObject[{2014, 7, 3, 16, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30273" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922873. "DateObject[{2014, 7, 3, 16, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "12211" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922953. "DateObject[{2014, 7, 3, 16, 11, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44460" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922955. "DateObject[{2014, 7, 3, 16, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922957. "DateObject[{2014, 7, 3, 16, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "92675" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922975. "DateObject[{2014, 7, 3, 16, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922958. "DateObject[{2014, 7, 3, 16, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 32, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922959. "DateObject[{2014, 7, 3, 16, 17, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "MA" "01109" "" "N/A" "Web" "DateObject[{2014, 7, 25, 19, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922817. "DateObject[{2014, 7, 3, 16, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "VA" "23435" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 23, 20, 43, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922987. "DateObject[{2014, 7, 3, 16, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07081" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922729. "DateObject[{2014, 7, 3, 16, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "78228" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 35, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922988. "DateObject[{2014, 7, 3, 16, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "UT" "84003" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922989. "DateObject[{2014, 7, 3, 16, 19, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922960. "DateObject[{2014, 7, 3, 16, 21, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922961. "DateObject[{2014, 7, 3, 16, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "34758" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922993. "DateObject[{2014, 7, 3, 16, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 29, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922962. "DateObject[{2014, 7, 3, 16, 25, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20912" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922907. "DateObject[{2014, 7, 3, 16, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922963. "DateObject[{2014, 7, 3, 16, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922964. "DateObject[{2014, 7, 3, 16, 29, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60643" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923008. "DateObject[{2014, 7, 3, 16, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NY" "11206" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923011. "DateObject[{2014, 7, 3, 16, 31, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 24, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922965. "DateObject[{2014, 7, 3, 16, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23452" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922195. "DateObject[{2014, 7, 3, 16, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "IL" "60516" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923021. "DateObject[{2014, 7, 3, 16, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CA" "95608" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 59, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923022. "DateObject[{2014, 7, 3, 16, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922966. "DateObject[{2014, 7, 3, 16, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "99349" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 17, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923029. "DateObject[{2014, 7, 3, 16, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922967. "DateObject[{2014, 7, 3, 16, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "CA" "92116" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922188. "DateObject[{2014, 7, 3, 16, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922968. "DateObject[{2014, 7, 3, 16, 46, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95338" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 11, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923037. "DateObject[{2014, 7, 3, 16, 46, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "95008" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 36, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923038. "DateObject[{2014, 7, 3, 16, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11223" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923040. "DateObject[{2014, 7, 3, 16, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 50, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922969. "DateObject[{2014, 7, 3, 16, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "TX" "75025" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 14, 54, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922139. "DateObject[{2014, 7, 3, 16, 50, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 48, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922970. "DateObject[{2014, 7, 3, 16, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "CA" "92626" "" "N/A" "Web" "DateObject[{2014, 7, 3, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922219. "DateObject[{2014, 7, 3, 16, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922971. "DateObject[{2014, 7, 3, 16, 55, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 45, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922972. "DateObject[{2014, 7, 3, 16, 57, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922306. "DateObject[{2014, 7, 3, 16, 57, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922973. "DateObject[{2014, 7, 3, 16, 58, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NC" "28110" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923061. "DateObject[{2014, 7, 3, 16, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60657" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923065. "DateObject[{2014, 7, 3, 17, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92879" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923066. "DateObject[{2014, 7, 3, 17, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91913" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923068. "DateObject[{2014, 7, 3, 17, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20170" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 12, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923070. "DateObject[{2014, 7, 3, 17, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02131" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 9, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 922124. "DateObject[{2014, 7, 3, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95051" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 923073. "DateObject[{2014, 7, 3, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17402" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 54, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923782. "DateObject[{2014, 7, 3, 17, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922974. "DateObject[{2014, 7, 3, 17, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94588" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 16, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922261. "DateObject[{2014, 7, 3, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98125" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 0, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923075. "DateObject[{2014, 7, 3, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Hawaiian Bank" "HI" "96837" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 13, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923078. "DateObject[{2014, 7, 3, 17, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48382" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922121. "DateObject[{2014, 7, 3, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08734" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 923080. "DateObject[{2014, 7, 3, 17, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NM" "88005" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923081. "DateObject[{2014, 7, 3, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Webster Bank" "CT" "06095" "" "N/A" "Referral" "DateObject[{2014, 9, 10, 16, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923082. "DateObject[{2014, 7, 3, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33823" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 41, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923083. "DateObject[{2014, 7, 3, 17, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92504" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "Yes" 923084. "DateObject[{2014, 7, 3, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91761" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 42, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923087. "DateObject[{2014, 7, 3, 17, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91344" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923088. "DateObject[{2014, 7, 3, 17, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 41, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922177. "DateObject[{2014, 7, 3, 17, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30075" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 17, 36, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922118. "DateObject[{2014, 7, 3, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11368" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 50, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923089. "DateObject[{2014, 7, 3, 17, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CMRE Financial Services, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923104. "DateObject[{2014, 7, 3, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "54311" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922123. "DateObject[{2014, 7, 3, 17, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "IN" "46805" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923109. "DateObject[{2014, 7, 3, 17, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stearns Ventures, LLC" "CA" "91733" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 23, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922193. "DateObject[{2014, 7, 3, 17, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94558" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 35, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923117. "DateObject[{2014, 7, 3, 17, 11, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75494" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 18, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923118. "DateObject[{2014, 7, 3, 17, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Morgan & Pottinger, PSC" "IN" "46805" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923110. "DateObject[{2014, 7, 3, 17, 14, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "PA" "15213" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923122. "DateObject[{2014, 7, 3, 17, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "ME" "04073" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923127. "DateObject[{2014, 7, 3, 17, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94588" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922245. "DateObject[{2014, 7, 3, 17, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23228" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922471. "DateObject[{2014, 7, 3, 17, 19, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Roquemore Holdings LLC" "TN" "37830" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923132. "DateObject[{2014, 7, 3, 17, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "TN" "38127" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923133. "DateObject[{2014, 7, 3, 17, 20, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98040" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 50, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923135. "DateObject[{2014, 7, 3, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "NC" "27703" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 14, 46, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923141. "DateObject[{2014, 7, 3, 17, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MOHELA" "RI" "02818" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923151. "DateObject[{2014, 7, 3, 17, 36, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "14224" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923193. "DateObject[{2014, 7, 3, 17, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10010" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923198. "DateObject[{2014, 7, 3, 17, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "93207" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 15, 19, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923199. "DateObject[{2014, 7, 3, 17, 39, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93207" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 22, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923200. "DateObject[{2014, 7, 3, 17, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "92584" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923205. "DateObject[{2014, 7, 3, 17, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Primary Residential Mortgage" "AZ" "85351" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922670. "DateObject[{2014, 7, 3, 17, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "OR" "97501" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923208. "DateObject[{2014, 7, 3, 17, 45, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28451" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923211. "DateObject[{2014, 7, 3, 17, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "IL" "60039" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 29, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923213. "DateObject[{2014, 7, 3, 17, 49, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 16, 13, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923219. "DateObject[{2014, 7, 3, 17, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33852" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923220. "DateObject[{2014, 7, 3, 17, 49, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 3, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922135. "DateObject[{2014, 7, 3, 17, 53, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922253. "DateObject[{2014, 7, 3, 17, 55, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78045" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922138. "DateObject[{2014, 7, 3, 17, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "31322" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923235. "DateObject[{2014, 7, 3, 17, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922136. "DateObject[{2014, 7, 3, 17, 59, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MD" "21009" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923246. "DateObject[{2014, 7, 3, 18, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19518" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923249. "DateObject[{2014, 7, 3, 18, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922307. "DateObject[{2014, 7, 3, 18, 2, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gatestone & Co. International Inc." "MD" "20743" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922525. "DateObject[{2014, 7, 3, 18, 2, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Group, Inc. (MN)" "OH" "44685" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 28, 14, 30, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 923256. "DateObject[{2014, 7, 3, 18, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60482" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923257. "DateObject[{2014, 7, 3, 18, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MA" "02368" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 18, 5, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923258. "DateObject[{2014, 7, 3, 18, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "OH" "45150" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923260. "DateObject[{2014, 7, 3, 18, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70809" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923262. "DateObject[{2014, 7, 3, 18, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "LA" "70520" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 16, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923268. "DateObject[{2014, 7, 3, 18, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "92590" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922227. "DateObject[{2014, 7, 3, 18, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Avadyne Health Holdings, Inc" "ID" "83706" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923272. "DateObject[{2014, 7, 3, 18, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33914" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923275. "DateObject[{2014, 7, 3, 18, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "GA" "30038" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922303. "DateObject[{2014, 7, 3, 18, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "38115" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 15, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922521. "DateObject[{2014, 7, 3, 18, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60187" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922301. "DateObject[{2014, 7, 3, 18, 17, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AR" "72940" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923293. "DateObject[{2014, 7, 3, 18, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "90039" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923294. "DateObject[{2014, 7, 3, 18, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "OR" "97426" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 15, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923295. "DateObject[{2014, 7, 3, 18, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "TN" "38122" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923296. "DateObject[{2014, 7, 3, 18, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08043" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922133. "DateObject[{2014, 7, 3, 18, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "78526" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 922225. "DateObject[{2014, 7, 3, 18, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33142" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 19, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922473. "DateObject[{2014, 7, 3, 18, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clark County Collection Service" "NV" "89031" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923306. "DateObject[{2014, 7, 3, 18, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "49307" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922196. "DateObject[{2014, 7, 3, 18, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "WAKEFIELD & ASSOCIATES, INC." "CO" "80237" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923310. "DateObject[{2014, 7, 3, 18, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "23860" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 31, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923312. "DateObject[{2014, 7, 3, 18, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923313. "DateObject[{2014, 7, 3, 18, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922246. "DateObject[{2014, 7, 3, 18, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "94568" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923340. "DateObject[{2014, 7, 3, 18, 38, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "90602" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922180. "DateObject[{2014, 7, 3, 18, 39, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "TN" "38127" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 17, 21, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923346. "DateObject[{2014, 7, 3, 18, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "GA" "30095" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923347. "DateObject[{2014, 7, 3, 18, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "81328" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 15, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923349. "DateObject[{2014, 7, 3, 18, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AZ" "85304" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923350. "DateObject[{2014, 7, 3, 18, 39, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "81328" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 20, 19, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923351. "DateObject[{2014, 7, 3, 18, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "45431" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 54, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923663. "DateObject[{2014, 7, 3, 18, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06517" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923556. "DateObject[{2014, 7, 3, 18, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "OR" "97502" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 16, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923353. "DateObject[{2014, 7, 3, 18, 41, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "OR" "97502" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923354. "DateObject[{2014, 7, 3, 18, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95076" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922157. "DateObject[{2014, 7, 3, 18, 46, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arnold Scott Harris, P.C." "NC" "27534" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923366. "DateObject[{2014, 7, 3, 18, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "VA" "22642" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 16, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922279. "DateObject[{2014, 7, 3, 18, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33755" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923370. "DateObject[{2014, 7, 3, 18, 48, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23221" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922178. "DateObject[{2014, 7, 3, 18, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "CO" "81001" "" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923377. "DateObject[{2014, 7, 3, 18, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frost-Arnett Company" "NJ" "08816" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 923379. "DateObject[{2014, 7, 3, 18, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "SC" "29689" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 47, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923382. "DateObject[{2014, 7, 3, 18, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90210" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923429. "DateObject[{2014, 7, 3, 18, 54, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94618" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923435. "DateObject[{2014, 7, 3, 18, 55, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10014" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 15, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923437. "DateObject[{2014, 7, 3, 18, 58, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91723" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923442. "DateObject[{2014, 7, 3, 19, 4, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33313" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 11, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923452. "DateObject[{2014, 7, 3, 19, 9, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "66265" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 59, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923462. "DateObject[{2014, 7, 3, 19, 10, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "DC" "20008" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923467. "DateObject[{2014, 7, 3, 19, 10, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "AZ" "85749" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923468. "DateObject[{2014, 7, 3, 19, 11, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "FL" "33434" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923469. "DateObject[{2014, 7, 3, 19, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "11364" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923470. "DateObject[{2014, 7, 3, 19, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Overlimit fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92629" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922192. "DateObject[{2014, 7, 3, 19, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33313" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 16, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923453. "DateObject[{2014, 7, 3, 19, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "11377" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922433. "DateObject[{2014, 7, 3, 19, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "MA" "01107" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 18, 17, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922151. "DateObject[{2014, 7, 3, 19, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 16, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922309. "DateObject[{2014, 7, 3, 19, 19, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37865" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 19, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922411. "DateObject[{2014, 7, 3, 19, 19, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "IL" "60622" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922247. "DateObject[{2014, 7, 3, 19, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23059" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 19, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923485. "DateObject[{2014, 7, 3, 19, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Green & Sons Agency, Inc." "UT" "84171" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923490. "DateObject[{2014, 7, 3, 19, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MA" "02093" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923493. "DateObject[{2014, 7, 3, 19, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ID" "83706" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923273. "DateObject[{2014, 7, 3, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "ID" "83706" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923274. "DateObject[{2014, 7, 3, 19, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "16239" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923508. "DateObject[{2014, 7, 3, 19, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ProCollect, Inc" "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923510. "DateObject[{2014, 7, 3, 19, 42, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "16239" "" "N/A" "Referral" "DateObject[{2014, 8, 19, 19, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923511. "DateObject[{2014, 7, 3, 19, 43, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22902" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923514. "DateObject[{2014, 7, 3, 19, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "16239" "" "N/A" "Referral" "DateObject[{2014, 8, 19, 16, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923517. "DateObject[{2014, 7, 3, 19, 44, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95825" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923518. "DateObject[{2014, 7, 3, 19, 44, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "MN" "55344" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 58, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923519. "DateObject[{2014, 7, 3, 19, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "GU" "96929" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923529. "DateObject[{2014, 7, 3, 19, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10306" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923533. "DateObject[{2014, 7, 3, 19, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97914" "" "N/A" "Web" "DateObject[{2014, 7, 3, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923534. "DateObject[{2014, 7, 3, 19, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92679" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923538. "DateObject[{2014, 7, 3, 19, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AZ" "85022" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923544. "DateObject[{2014, 7, 3, 19, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07640" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 18, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 923547. "DateObject[{2014, 7, 3, 20, 0, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Security Financial Corp" "NC" "27605" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922265. "DateObject[{2014, 7, 3, 20, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "AR" "72811" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 19, 8, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923562. "DateObject[{2014, 7, 3, 20, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922257. "DateObject[{2014, 7, 3, 20, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "FL" "33441" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 34, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923568. "DateObject[{2014, 7, 3, 20, 13, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06443" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922209. "DateObject[{2014, 7, 3, 20, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34786" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922420. "DateObject[{2014, 7, 3, 20, 13, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "CA" "92708" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923573. "DateObject[{2014, 7, 3, 20, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89123" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922469. "DateObject[{2014, 7, 3, 20, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Eastpoint Recovery Group, Inc" "NM" "87144" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923575. "DateObject[{2014, 7, 3, 20, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43146" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922319. "DateObject[{2014, 7, 3, 20, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DTA GROUP LLC" "NC" "28546" "" "N/A" "Phone" "DateObject[{2014, 8, 12, 18, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923578. "DateObject[{2014, 7, 3, 20, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "AZ" "85021" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923580. "DateObject[{2014, 7, 3, 20, 17, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90003" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922152. "DateObject[{2014, 7, 3, 20, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TN" "37830" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923584. "DateObject[{2014, 7, 3, 20, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "43348" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 922467. "DateObject[{2014, 7, 3, 20, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90024" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923588. "DateObject[{2014, 7, 3, 20, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "CA" "92014" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923589. "DateObject[{2014, 7, 3, 20, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923593. "DateObject[{2014, 7, 3, 20, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "15001" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922283. "DateObject[{2014, 7, 3, 20, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "15234" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 41, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922284. "DateObject[{2014, 7, 3, 20, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19147" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 17, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922285. "DateObject[{2014, 7, 3, 20, 28, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ID" "83605" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923608. "DateObject[{2014, 7, 3, 20, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33312" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 2, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922286. "DateObject[{2014, 7, 3, 20, 29, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "SC" "29621" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923609. "DateObject[{2014, 7, 3, 20, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "20147" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 31, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922290. "DateObject[{2014, 7, 3, 20, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "ND" "58701" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923617. "DateObject[{2014, 7, 3, 20, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "22701" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 5, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922291. "DateObject[{2014, 7, 3, 20, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33060" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923623. "DateObject[{2014, 7, 3, 20, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "TX" "75070" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922262. "DateObject[{2014, 7, 3, 20, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Generation Mortgage" "MI" "48382" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 9, 17, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922122. "DateObject[{2014, 7, 3, 20, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NM" "87144" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922293. "DateObject[{2014, 7, 3, 20, 38, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "83225" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923627. "DateObject[{2014, 7, 3, 20, 38, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stonegate Mortgage Corporation" "IA" "50322" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922244. "DateObject[{2014, 7, 3, 20, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33437" "" "N/A" "Web" "DateObject[{2014, 7, 29, 12, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923628. "DateObject[{2014, 7, 3, 20, 40, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53719" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923634. "DateObject[{2014, 7, 3, 20, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MS" "38829" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923635. "DateObject[{2014, 7, 3, 20, 44, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "MI" "49663" "" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922300. "DateObject[{2014, 7, 3, 20, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Javitch, Block & Rathbone LLC" "OH" "45215" "" "N/A" "Referral" "DateObject[{2014, 8, 5, 15, 29, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923648. "DateObject[{2014, 7, 3, 20, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CT" "06110" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923651. "DateObject[{2014, 7, 3, 20, 49, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NM" "87124" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923652. "DateObject[{2014, 7, 3, 20, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10918" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 15, 13, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923653. "DateObject[{2014, 7, 3, 20, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CW Financial" "OH" "43017" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 923656. "DateObject[{2014, 7, 3, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CT" "06784" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923659. "DateObject[{2014, 7, 3, 20, 55, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tormey Bewley Corporation" "NM" "87031" "" "N/A" "Web" "DateObject[{2014, 7, 7, 11, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 923631. "DateObject[{2014, 7, 3, 20, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30034" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 33, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923664. "DateObject[{2014, 7, 3, 20, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33065" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 18, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923666. "DateObject[{2014, 7, 3, 20, 58, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "FL" "33534" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923669. "DateObject[{2014, 7, 3, 21, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "" "" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 17, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923678. "DateObject[{2014, 7, 3, 21, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20646" "" "N/A" "Fax" "DateObject[{2014, 7, 9, 19, 4, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922169. "DateObject[{2014, 7, 3, 21, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92088" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922158. "DateObject[{2014, 7, 3, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "73160" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923681. "DateObject[{2014, 7, 3, 21, 7, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OK" "73401" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923683. "DateObject[{2014, 7, 3, 21, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VT" "05346" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923684. "DateObject[{2014, 7, 3, 21, 11, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98672" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923688. "DateObject[{2014, 7, 3, 21, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Enterprise Systems, Inc." "CA" "94558" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 922221. "DateObject[{2014, 7, 3, 21, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94558" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922222. "DateObject[{2014, 7, 3, 21, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diverse Funding Associates LLC" "AL" "36605" "" "N/A" "Web" "DateObject[{2014, 7, 30, 14, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922322. "DateObject[{2014, 7, 3, 21, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92882" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923701. "DateObject[{2014, 7, 3, 21, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "NM" "87111" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923708. "DateObject[{2014, 7, 3, 21, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36605" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922323. "DateObject[{2014, 7, 3, 21, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JNR Adjustment Company, Inc" "TX" "76112" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923727. "DateObject[{2014, 7, 3, 21, 27, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "MI" "48801" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923730. "DateObject[{2014, 7, 3, 21, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "07017" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923737. "DateObject[{2014, 7, 3, 21, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "36605" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922324. "DateObject[{2014, 7, 3, 21, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Collection Service, Inc." "MI" "48801" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923732. "DateObject[{2014, 7, 3, 21, 37, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "VA" "22191" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923744. "DateObject[{2014, 7, 3, 21, 39, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SC" "29710" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 18, 53, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922416. "DateObject[{2014, 7, 3, 21, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "FL" "33426" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923749. "DateObject[{2014, 7, 3, 21, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36605" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 46, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922325. "DateObject[{2014, 7, 3, 21, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Patenaude & Felix APC" "CA" "91771" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 3, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923756. "DateObject[{2014, 7, 3, 21, 48, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94606" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922218. "DateObject[{2014, 7, 3, 21, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stoneleigh Recovery Associates, LLC" "CA" "92604" "" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 923760. "DateObject[{2014, 7, 3, 21, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Strategic Alliances, Inc." "CA" "92604" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923761. "DateObject[{2014, 7, 3, 21, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ClearSpring Loan Services, Inc." "FL" "33186" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923762. "DateObject[{2014, 7, 3, 21, 51, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "WA" "98020" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 3, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923766. "DateObject[{2014, 7, 3, 21, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fresno Credit Bureau" "NE" "68154" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923769. "DateObject[{2014, 7, 3, 21, 58, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28227" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922435. "DateObject[{2014, 7, 3, 21, 58, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77052" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923773. "DateObject[{2014, 7, 3, 22, 1, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "FL" "32824" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923775. "DateObject[{2014, 7, 3, 22, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "SC" "29464" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923777. "DateObject[{2014, 7, 3, 22, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85367" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 18, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923778. "DateObject[{2014, 7, 3, 22, 5, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NV" "89460" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923934. "DateObject[{2014, 7, 3, 22, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Exeter Finance Corp" "LA" "70458" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 51, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 922142. "DateObject[{2014, 7, 3, 22, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95865" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 922479. "DateObject[{2014, 7, 3, 22, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MI" "63102" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 20, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923783. "DateObject[{2014, 7, 3, 22, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "CA" "91775" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923784. "DateObject[{2014, 7, 3, 22, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "AL" "35214" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 19, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922317. "DateObject[{2014, 7, 3, 22, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78552" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 17, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 922472. "DateObject[{2014, 7, 3, 22, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36526" "" "N/A" "Web" "DateObject[{2014, 7, 23, 17, 2, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923798. "DateObject[{2014, 7, 3, 22, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "DE" "19804" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923802. "DateObject[{2014, 7, 3, 22, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32024" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923805. "DateObject[{2014, 7, 3, 22, 46, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 3, 22, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923808. "DateObject[{2014, 7, 3, 22, 52, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "UT" "84020" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 9, 18, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922145. "DateObject[{2014, 7, 3, 22, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90213" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923882. "DateObject[{2014, 7, 3, 23, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "34787" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 19, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923820. "DateObject[{2014, 7, 3, 23, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "19151" "" "N/A" "Phone" "DateObject[{2014, 7, 9, 20, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923804. "DateObject[{2014, 7, 3, 23, 3, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OK" "73072" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922243. "DateObject[{2014, 7, 3, 23, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "96160" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923825. "DateObject[{2014, 7, 3, 23, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02127" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923830. "DateObject[{2014, 7, 3, 23, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44212" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923831. "DateObject[{2014, 7, 3, 23, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NE" "68404" "Older American" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923833. "DateObject[{2014, 7, 3, 23, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MS" "39402" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923837. "DateObject[{2014, 7, 3, 23, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10501" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923838. "DateObject[{2014, 7, 3, 23, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "CA" "90631" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923841. "DateObject[{2014, 7, 3, 23, 25, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33309" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 922168. "DateObject[{2014, 7, 3, 23, 33, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "90059" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 15, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923846. "DateObject[{2014, 7, 3, 23, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MA" "01085" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 922299. "DateObject[{2014, 7, 3, 23, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "CA" "95010" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923850. "DateObject[{2014, 7, 3, 23, 47, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "91711" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923852. "DateObject[{2014, 7, 3, 23, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NV" "89135" "" "N/A" "Web" "DateObject[{2014, 7, 3, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923855. "DateObject[{2014, 7, 3, 23, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92545" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923864. "DateObject[{2014, 7, 4, 0, 2, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35405" "" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923941. "DateObject[{2014, 7, 4, 0, 6, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34677" "" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923947. "DateObject[{2014, 7, 4, 0, 13, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "LA" "70458" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923865. "DateObject[{2014, 7, 4, 0, 24, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Carbon County" "WY" "82601" "" "N/A" "Web" "DateObject[{2014, 7, 25, 17, 50, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 923930. "DateObject[{2014, 7, 4, 0, 39, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923951. "DateObject[{2014, 7, 4, 0, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19899" "" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923868. "DateObject[{2014, 7, 4, 0, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "TX" "78215" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923952. "DateObject[{2014, 7, 4, 0, 43, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MS" "38826" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923953. "DateObject[{2014, 7, 4, 0, 55, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77429" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923915. "DateObject[{2014, 7, 4, 1, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95135" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923955. "DateObject[{2014, 7, 4, 1, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45219" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923956. "DateObject[{2014, 7, 4, 1, 8, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "28125" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923959. "DateObject[{2014, 7, 4, 1, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34287" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923889. "DateObject[{2014, 7, 4, 1, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 19, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923909. "DateObject[{2014, 7, 4, 1, 14, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "NV" "89436" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923958. "DateObject[{2014, 7, 4, 1, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923875. "DateObject[{2014, 7, 4, 1, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "13073" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923964. "DateObject[{2014, 7, 4, 1, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35405" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923942. "DateObject[{2014, 7, 4, 1, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "WA" "98360" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 923965. "DateObject[{2014, 7, 4, 1, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "95111" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 57, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923966. "DateObject[{2014, 7, 4, 1, 42, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AR" "72573" "" "N/A" "Web" "DateObject[{2014, 7, 4, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923968. "DateObject[{2014, 7, 4, 1, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20871" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923902. "DateObject[{2014, 7, 4, 2, 4, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "WA" "98042" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 2, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923970. "DateObject[{2014, 7, 4, 2, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "35405" "" "N/A" "Web" "DateObject[{2014, 7, 4, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923943. "DateObject[{2014, 7, 4, 2, 31, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11234" "" "N/A" "Web" "DateObject[{2014, 7, 4, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923974. "DateObject[{2014, 7, 4, 2, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94931" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 3, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923975. "DateObject[{2014, 7, 4, 3, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98368" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923976. "DateObject[{2014, 7, 4, 3, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92629" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923978. "DateObject[{2014, 7, 4, 3, 46, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33596" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923980. "DateObject[{2014, 7, 4, 3, 50, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "PA" "19143" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923981. "DateObject[{2014, 7, 4, 3, 51, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75224" "" "N/A" "Web" "DateObject[{2014, 7, 4, 3, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 923881. "DateObject[{2014, 7, 4, 5, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "MN" "56520" "" "N/A" "Referral" "DateObject[{2014, 7, 9, 17, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923982. "DateObject[{2014, 7, 4, 5, 25, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "VA" "23693" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 5, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923984. "DateObject[{2014, 7, 4, 5, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01702" "" "N/A" "Web" "DateObject[{2014, 7, 4, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923985. "DateObject[{2014, 7, 4, 5, 50, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89408" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923987. "DateObject[{2014, 7, 4, 6, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923988. "DateObject[{2014, 7, 4, 6, 54, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11003" "" "N/A" "Web" "DateObject[{2014, 7, 4, 7, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923990. "DateObject[{2014, 7, 4, 6, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923989. "DateObject[{2014, 7, 4, 7, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "AZ" "85140" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923992. "DateObject[{2014, 7, 4, 7, 59, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Russell W Richardson, Attorney at Law" "CA" "95207" "" "N/A" "Web" "DateObject[{2014, 7, 4, 8, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 923993. "DateObject[{2014, 7, 4, 8, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "CA" "95207" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 5, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923994. "DateObject[{2014, 7, 4, 9, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "54011" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923891. "DateObject[{2014, 7, 4, 9, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "WI" "54011" "" "N/A" "Web" "DateObject[{2014, 7, 4, 9, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923892. "DateObject[{2014, 7, 4, 9, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "WI" "54011" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 41, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923893. "DateObject[{2014, 7, 4, 10, 53, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rozlin Financial Group, Inc." "FL" "32225" "" "N/A" "Web" "DateObject[{2014, 7, 4, 11, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923919. "DateObject[{2014, 7, 4, 12, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "20723" "" "N/A" "Web" "DateObject[{2014, 7, 4, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 923996. "DateObject[{2014, 7, 4, 12, 34, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30346" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923911. "DateObject[{2014, 7, 4, 12, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94403" "" "N/A" "Web" "DateObject[{2014, 7, 4, 12, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923997. "DateObject[{2014, 7, 4, 12, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "PA" "18255" "" "N/A" "Web" "DateObject[{2014, 7, 4, 12, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923998. "DateObject[{2014, 7, 4, 12, 39, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11542" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 43, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923999. "DateObject[{2014, 7, 4, 13, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75104" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924003. "DateObject[{2014, 7, 4, 13, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33647" "" "N/A" "Web" "DateObject[{2014, 7, 4, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924004. "DateObject[{2014, 7, 4, 13, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33647" "" "N/A" "Web" "DateObject[{2014, 7, 4, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924005. "DateObject[{2014, 7, 4, 13, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "FL" "33486" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 53, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924008. "DateObject[{2014, 7, 4, 13, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 51, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923885. "DateObject[{2014, 7, 4, 13, 43, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "NJ" "08033" "" "N/A" "Web" "DateObject[{2014, 7, 4, 13, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923914. "DateObject[{2014, 7, 4, 13, 52, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32707" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 18, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923932. "DateObject[{2014, 7, 4, 14, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Google Inc." "VA" "23321" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923927. "DateObject[{2014, 7, 4, 14, 29, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "12118" "" "N/A" "Web" "DateObject[{2014, 7, 4, 14, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924011. "DateObject[{2014, 7, 4, 14, 37, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "02302" "" "N/A" "Web" "DateObject[{2014, 7, 4, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923901. "DateObject[{2014, 7, 4, 14, 44, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55717" "" "N/A" "Web" "DateObject[{2014, 7, 4, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924014. "DateObject[{2014, 7, 4, 14, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zenith Financial Network Inc" "FL" "33160" "" "N/A" "Web" "DateObject[{2014, 7, 4, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923883. "DateObject[{2014, 7, 4, 14, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NC" "27807" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 17, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924015. "DateObject[{2014, 7, 4, 14, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "44720" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 59, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924016. "DateObject[{2014, 7, 4, 15, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "LA" "70001" "" "N/A" "Web" "DateObject[{2014, 7, 4, 15, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924019. "DateObject[{2014, 7, 4, 15, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78666" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924020. "DateObject[{2014, 7, 4, 15, 40, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "CA" "90605" "" "N/A" "Web" "DateObject[{2014, 7, 4, 15, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923931. "DateObject[{2014, 7, 4, 15, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "47884" "" "N/A" "Web" "DateObject[{2014, 7, 4, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924021. "DateObject[{2014, 7, 4, 15, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01254" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 30, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923877. "DateObject[{2014, 7, 4, 16, 3, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NV" "89044" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924022. "DateObject[{2014, 7, 4, 16, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46947" "" "N/A" "Web" "DateObject[{2014, 7, 4, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923873. "DateObject[{2014, 7, 4, 16, 48, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60503" "" "N/A" "Web" "DateObject[{2014, 7, 4, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924024. "DateObject[{2014, 7, 4, 17, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92336" "" "N/A" "Web" "DateObject[{2014, 7, 4, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924025. "DateObject[{2014, 7, 4, 17, 2, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NM" "87507" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923878. "DateObject[{2014, 7, 4, 17, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Estate Information Services, LLC" "IN" "47368" "" "N/A" "Web" "DateObject[{2014, 7, 4, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924028. "DateObject[{2014, 7, 4, 17, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "NY" "10021" "" "N/A" "Web" "DateObject[{2014, 7, 4, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924030. "DateObject[{2014, 7, 4, 17, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91767" "" "N/A" "Web" "DateObject[{2014, 7, 4, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924031. "DateObject[{2014, 7, 4, 17, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "AK" "99709" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 50, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924032. "DateObject[{2014, 7, 4, 18, 15, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11756" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923928. "DateObject[{2014, 7, 4, 18, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19121" "" "N/A" "Web" "DateObject[{2014, 7, 4, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923888. "DateObject[{2014, 7, 4, 18, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NY" "10025" "" "N/A" "Web" "DateObject[{2014, 7, 4, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924035. "DateObject[{2014, 7, 4, 18, 28, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11756" "" "N/A" "Web" "DateObject[{2014, 7, 4, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 923929. "DateObject[{2014, 7, 4, 18, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75093" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924038. "DateObject[{2014, 7, 4, 18, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924039. "DateObject[{2014, 7, 4, 19, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94118" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924040. "DateObject[{2014, 7, 4, 19, 11, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92503" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924072. "DateObject[{2014, 7, 4, 19, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48180" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924044. "DateObject[{2014, 7, 4, 19, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923905. "DateObject[{2014, 7, 4, 19, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923862. "DateObject[{2014, 7, 4, 19, 47, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21231" "" "N/A" "Web" "DateObject[{2014, 7, 4, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924049. "DateObject[{2014, 7, 4, 20, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "LA" "70115" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 40, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924050. "DateObject[{2014, 7, 4, 20, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "NV" "89012" "" "N/A" "Web" "DateObject[{2014, 7, 4, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 924051. "DateObject[{2014, 7, 4, 20, 38, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "NV" "89012" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 924052. "DateObject[{2014, 7, 4, 20, 39, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06883" "" "N/A" "Web" "DateObject[{2014, 7, 4, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924053. "DateObject[{2014, 7, 4, 20, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27513" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923898. "DateObject[{2014, 7, 4, 20, 48, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07306" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924054. "DateObject[{2014, 7, 4, 20, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monarch Recovery Holdings, Inc." "NJ" "07002" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923916. "DateObject[{2014, 7, 4, 21, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07076" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923880. "DateObject[{2014, 7, 4, 21, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "90402" "" "N/A" "Web" "DateObject[{2014, 7, 4, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924057. "DateObject[{2014, 7, 4, 21, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34654" "" "N/A" "Web" "DateObject[{2014, 7, 4, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924059. "DateObject[{2014, 7, 4, 22, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Medical Management, Inc." "NJ" "07039" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 22, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 923874. "DateObject[{2014, 7, 4, 22, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "38671" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 15, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 923897. "DateObject[{2014, 7, 4, 22, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "93036" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924063. "DateObject[{2014, 7, 4, 22, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "94978" "" "N/A" "Web" "DateObject[{2014, 7, 4, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924065. "DateObject[{2014, 7, 4, 23, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08081" "" "N/A" "Web" "DateObject[{2014, 7, 4, 23, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924068. "DateObject[{2014, 7, 4, 23, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08081" "" "N/A" "Web" "DateObject[{2014, 7, 4, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924069. "DateObject[{2014, 7, 4, 23, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33606" "Older American" "N/A" "Web" "DateObject[{2014, 7, 4, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923935. "DateObject[{2014, 7, 4, 23, 37, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "CA" "90016" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 923894. "DateObject[{2014, 7, 4, 23, 37, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cedars Business Services, LLC" "CA" "90016" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 923895. "DateObject[{2014, 7, 4, 23, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "CA" "94133" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 4, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924070. "DateObject[{2014, 7, 4, 23, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92882" "" "N/A" "Web" "DateObject[{2014, 7, 4, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924071. "DateObject[{2014, 7, 5, 0, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90501" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 2, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924123. "DateObject[{2014, 7, 5, 1, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "11003" "" "N/A" "Web" "DateObject[{2014, 7, 5, 1, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924126. "DateObject[{2014, 7, 5, 1, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "VA" "23666" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924122. "DateObject[{2014, 7, 5, 2, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "GA" "30436" "" "N/A" "Web" "DateObject[{2014, 7, 5, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924129. "DateObject[{2014, 7, 5, 2, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30064" "" "N/A" "Web" "DateObject[{2014, 7, 5, 2, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924130. "DateObject[{2014, 7, 5, 2, 46, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "NJ" "07039" "" "N/A" "Web" "DateObject[{2014, 7, 5, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924082. "DateObject[{2014, 7, 5, 2, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "COLLECTIONS USA, INC." "NV" "89156" "" "N/A" "Web" "DateObject[{2014, 7, 5, 2, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924131. "DateObject[{2014, 7, 5, 3, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "95112" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924132. "DateObject[{2014, 7, 5, 3, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "TX" "78233" "" "N/A" "Web" "DateObject[{2014, 7, 5, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924133. "DateObject[{2014, 7, 5, 3, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924134. "DateObject[{2014, 7, 5, 3, 55, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OH" "44709" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 12, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924135. "DateObject[{2014, 7, 5, 4, 5, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 5, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 924102. "DateObject[{2014, 7, 5, 5, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Machol & Johannes, LLC" "WA" "99301" "" "N/A" "Web" "DateObject[{2014, 8, 12, 19, 10, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924136. "DateObject[{2014, 7, 5, 6, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wetsch, Abbott & Osborn, PLC" "IA" "52732" "" "N/A" "Web" "DateObject[{2014, 7, 5, 6, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 924138. "DateObject[{2014, 7, 5, 6, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IA" "52732" "" "N/A" "Web" "DateObject[{2014, 7, 5, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924139. "DateObject[{2014, 7, 5, 7, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17055" "" "N/A" "Web" "DateObject[{2014, 7, 5, 7, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924140. "DateObject[{2014, 7, 5, 9, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78741" "Older American" "N/A" "Web" "DateObject[{2014, 7, 5, 9, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924115. "DateObject[{2014, 7, 5, 10, 3, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NY" "11209" "" "N/A" "Web" "DateObject[{2014, 7, 5, 10, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924142. "DateObject[{2014, 7, 5, 12, 18, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01760" "" "N/A" "Web" "DateObject[{2014, 7, 5, 12, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924144. "DateObject[{2014, 7, 5, 12, 18, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30341" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924087. "DateObject[{2014, 7, 5, 12, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30341" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924088. "DateObject[{2014, 7, 5, 13, 20, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924105. "DateObject[{2014, 7, 5, 13, 23, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75023" "" "N/A" "Web" "DateObject[{2014, 7, 5, 13, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924148. "DateObject[{2014, 7, 5, 13, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "54669" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 55, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924118. "DateObject[{2014, 7, 5, 14, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "10701" "" "N/A" "Web" "DateObject[{2014, 7, 5, 14, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924107. "DateObject[{2014, 7, 5, 14, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30185" "" "N/A" "Web" "DateObject[{2014, 7, 5, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924150. "DateObject[{2014, 7, 5, 14, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46168" "" "N/A" "Web" "DateObject[{2014, 7, 5, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924121. "DateObject[{2014, 7, 5, 14, 48, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11566" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 35, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924090. "DateObject[{2014, 7, 5, 15, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33331" "" "N/A" "Web" "DateObject[{2014, 7, 5, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924153. "DateObject[{2014, 7, 5, 15, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "VA" "20190" "" "N/A" "Web" "DateObject[{2014, 7, 5, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924089. "DateObject[{2014, 7, 5, 15, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NH" "03036" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924154. "DateObject[{2014, 7, 5, 15, 43, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "20152" "" "N/A" "Web" "DateObject[{2014, 7, 5, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924155. "DateObject[{2014, 7, 5, 15, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AL" "36530" "" "N/A" "Web" "DateObject[{2014, 7, 5, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924157. "DateObject[{2014, 7, 5, 16, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CO" "80235" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924158. "DateObject[{2014, 7, 5, 16, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "67501" "" "N/A" "Web" "DateObject[{2014, 7, 5, 16, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924159. "DateObject[{2014, 7, 5, 16, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85008" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924080. "DateObject[{2014, 7, 5, 16, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "NY" "12866" "Older American" "N/A" "Web" "DateObject[{2014, 7, 5, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 924161. "DateObject[{2014, 7, 5, 16, 28, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "PA" "18634" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924073. "DateObject[{2014, 7, 5, 16, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "PA" "18634" "" "N/A" "Web" "DateObject[{2014, 7, 5, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924074. "DateObject[{2014, 7, 5, 16, 54, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95128" "Older American" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924084. "DateObject[{2014, 7, 5, 17, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93535" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924164. "DateObject[{2014, 7, 5, 17, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77469" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924167. "DateObject[{2014, 7, 5, 17, 12, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93535" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924165. "DateObject[{2014, 7, 5, 17, 13, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77469" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924168. "DateObject[{2014, 7, 5, 17, 15, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93535" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924166. "DateObject[{2014, 7, 5, 17, 15, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77469" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924169. "DateObject[{2014, 7, 5, 17, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "SC" "29479" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924172. "DateObject[{2014, 7, 5, 17, 18, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "SC" "29479" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924265. "DateObject[{2014, 7, 5, 17, 31, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "92683" "" "N/A" "Web" "DateObject[{2014, 7, 5, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924176. "DateObject[{2014, 7, 5, 17, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924178. "DateObject[{2014, 7, 5, 17, 58, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38135" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924091. "DateObject[{2014, 7, 5, 18, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19382" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924179. "DateObject[{2014, 7, 5, 18, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Universal Lending Corporation" "OK" "74017" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924180. "DateObject[{2014, 7, 5, 18, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924093. "DateObject[{2014, 7, 5, 18, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Federal Credit Control" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 5, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924094. "DateObject[{2014, 7, 5, 18, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46619" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 924182. "DateObject[{2014, 7, 5, 18, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92122" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924183. "DateObject[{2014, 7, 5, 19, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 5, 19, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924095. "DateObject[{2014, 7, 5, 19, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97386" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 5, 19, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924083. "DateObject[{2014, 7, 5, 19, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 5, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924185. "DateObject[{2014, 7, 5, 19, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "GA" "30067" "" "N/A" "Web" "DateObject[{2014, 8, 13, 15, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924186. "DateObject[{2014, 7, 5, 19, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73099" "" "N/A" "Web" "DateObject[{2014, 7, 5, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924189. "DateObject[{2014, 7, 5, 19, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77225" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924099. "DateObject[{2014, 7, 5, 19, 43, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21215" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 5, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924190. "DateObject[{2014, 7, 5, 20, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92620" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924192. "DateObject[{2014, 7, 5, 20, 5, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "02302" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924097. "DateObject[{2014, 7, 5, 20, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NJ" "07869" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924194. "DateObject[{2014, 7, 5, 20, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FMS Inc." "WV" "25705" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924098. "DateObject[{2014, 7, 5, 20, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "43082" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924195. "DateObject[{2014, 7, 5, 20, 44, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "43062" "" "N/A" "Web" "DateObject[{2014, 7, 5, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924197. "DateObject[{2014, 7, 5, 21, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "OH" "43082" "" "N/A" "Web" "DateObject[{2014, 7, 5, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924196. "DateObject[{2014, 7, 5, 21, 24, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "CA" "94402" "" "N/A" "Web" "DateObject[{2014, 7, 5, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924200. "DateObject[{2014, 7, 5, 21, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 5, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924202. "DateObject[{2014, 7, 5, 21, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 5, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924203. "DateObject[{2014, 7, 5, 21, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "TX" "79932" "" "N/A" "Web" "DateObject[{2014, 7, 5, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924101. "DateObject[{2014, 7, 5, 21, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Crystal Motorsports, LLC" "FL" "34608" "" "N/A" "Web" "DateObject[{2014, 7, 24, 19, 28, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924205. "DateObject[{2014, 7, 5, 21, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "63186" "" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924206. "DateObject[{2014, 7, 5, 21, 54, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95382" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924207. "DateObject[{2014, 7, 5, 21, 58, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "NY" "14226" "" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924208. "DateObject[{2014, 7, 5, 21, 59, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92337" "" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924109. "DateObject[{2014, 7, 5, 22, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92010" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924210. "DateObject[{2014, 7, 5, 22, 24, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92253" "" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924211. "DateObject[{2014, 7, 5, 22, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30331" "" "N/A" "Web" "DateObject[{2014, 7, 5, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924213. "DateObject[{2014, 7, 5, 22, 35, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "79424" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924104. "DateObject[{2014, 7, 5, 22, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "CA" "91117" "" "N/A" "Web" "DateObject[{2014, 7, 5, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924215. "DateObject[{2014, 7, 5, 23, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77836" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924218. "DateObject[{2014, 7, 5, 23, 22, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77836" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924219. "DateObject[{2014, 7, 5, 23, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97355" "" "N/A" "Web" "DateObject[{2014, 7, 5, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924220. "DateObject[{2014, 7, 5, 23, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MS" "39553" "" "N/A" "Web" "DateObject[{2014, 7, 5, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924221. "DateObject[{2014, 7, 5, 23, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94574" "Older American" "N/A" "Web" "DateObject[{2014, 7, 5, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924085. "DateObject[{2014, 7, 5, 23, 46, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92260" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924212. "DateObject[{2014, 7, 5, 23, 52, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21044" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924269. "DateObject[{2014, 7, 5, 23, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21044" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924270. "DateObject[{2014, 7, 5, 23, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95361" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924272. "DateObject[{2014, 7, 5, 23, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21044" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924271. "DateObject[{2014, 7, 6, 0, 6, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11716" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924273. "DateObject[{2014, 7, 6, 0, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29209" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924274. "DateObject[{2014, 7, 6, 0, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92260" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924266. "DateObject[{2014, 7, 6, 0, 25, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80120" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924275. "DateObject[{2014, 7, 6, 0, 34, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92530" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924235. "DateObject[{2014, 7, 6, 0, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95112" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 52, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924276. "DateObject[{2014, 7, 6, 0, 38, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 33, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924277. "DateObject[{2014, 7, 6, 0, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60301" "" "N/A" "Web" "DateObject[{2014, 7, 6, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924287. "DateObject[{2014, 7, 6, 1, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92260" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924267. "DateObject[{2014, 7, 6, 1, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "FL" "32003" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924288. "DateObject[{2014, 7, 6, 1, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "32003" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924289. "DateObject[{2014, 7, 6, 1, 3, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78660" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924290. "DateObject[{2014, 7, 6, 1, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "TX" "78250" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924291. "DateObject[{2014, 7, 6, 1, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Darnel Quick Recovery, Inc." "GA" "30643" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924293. "DateObject[{2014, 7, 6, 1, 16, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924278. "DateObject[{2014, 7, 6, 1, 24, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924279. "DateObject[{2014, 7, 6, 1, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "08098" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924295. "DateObject[{2014, 7, 6, 1, 28, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "NY" "14812" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924297. "DateObject[{2014, 7, 6, 1, 32, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92260" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924268. "DateObject[{2014, 7, 6, 1, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NM" "87107" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924298. "DateObject[{2014, 7, 6, 1, 40, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "NM" "87107" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924299. "DateObject[{2014, 7, 6, 1, 42, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 6, 1, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924280. "DateObject[{2014, 7, 6, 2, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RS Clark and Associates, Inc." "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 6, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924281. "DateObject[{2014, 7, 6, 2, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75232" "" "N/A" "Web" "DateObject[{2014, 7, 6, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924283. "DateObject[{2014, 7, 6, 3, 10, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60632" "" "N/A" "Web" "DateObject[{2014, 7, 6, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924261. "DateObject[{2014, 7, 6, 3, 36, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "73072" "" "N/A" "Web" "DateObject[{2014, 7, 6, 3, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924248. "DateObject[{2014, 7, 6, 3, 45, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TN" "37919" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 3, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924305. "DateObject[{2014, 7, 6, 4, 0, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60638" "" "N/A" "Web" "DateObject[{2014, 7, 6, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924306. "DateObject[{2014, 7, 6, 5, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cherry Creek Strategic Advisors, LLC" "CA" "91390" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 924247. "DateObject[{2014, 7, 6, 7, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33076" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 7, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925051. "DateObject[{2014, 7, 6, 7, 27, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98270" "" "N/A" "Web" "DateObject[{2014, 7, 6, 7, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924244. "DateObject[{2014, 7, 6, 9, 30, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ceannate" "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924310. "DateObject[{2014, 7, 6, 11, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32446" "" "N/A" "Web" "DateObject[{2014, 7, 6, 11, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924313. "DateObject[{2014, 7, 6, 12, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WV" "25434" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924314. "DateObject[{2014, 7, 6, 13, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19061" "" "N/A" "Web" "DateObject[{2014, 7, 6, 13, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924316. "DateObject[{2014, 7, 6, 13, 22, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78029" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924318. "DateObject[{2014, 7, 6, 13, 38, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "PA" "15201" "" "N/A" "Web" "DateObject[{2014, 7, 6, 13, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924319. "DateObject[{2014, 7, 6, 13, 55, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07481" "" "N/A" "Web" "DateObject[{2014, 7, 6, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924320. "DateObject[{2014, 7, 6, 14, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "ME" "04989" "" "N/A" "Web" "DateObject[{2014, 7, 30, 14, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924321. "DateObject[{2014, 7, 6, 14, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "61301" "" "N/A" "Web" "DateObject[{2014, 7, 6, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924322. "DateObject[{2014, 7, 6, 14, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PR" "00716" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924324. "DateObject[{2014, 7, 6, 14, 55, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "LA" "71270" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924325. "DateObject[{2014, 7, 6, 15, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32765" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924255. "DateObject[{2014, 7, 6, 15, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IN" "46260" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924326. "DateObject[{2014, 7, 6, 15, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46240" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924327. "DateObject[{2014, 7, 6, 15, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32765" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924256. "DateObject[{2014, 7, 6, 15, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CT" "06355" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924328. "DateObject[{2014, 7, 6, 15, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98502" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924329. "DateObject[{2014, 7, 6, 15, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98502" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924330. "DateObject[{2014, 7, 6, 15, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77450" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924332. "DateObject[{2014, 7, 6, 15, 47, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "43512" "" "N/A" "Web" "DateObject[{2014, 7, 6, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924236. "DateObject[{2014, 7, 6, 15, 55, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DE" "19958" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 41, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924333. "DateObject[{2014, 7, 6, 16, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30152" "" "N/A" "Web" "DateObject[{2014, 7, 6, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924334. "DateObject[{2014, 7, 6, 16, 13, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33460" "" "N/A" "Web" "DateObject[{2014, 7, 6, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925052. "DateObject[{2014, 7, 6, 16, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Umpqua Holdings Corporation" "CA" "95409" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924335. "DateObject[{2014, 7, 6, 16, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20716" "" "N/A" "Web" "DateObject[{2014, 7, 6, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924337. "DateObject[{2014, 7, 6, 17, 10, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "MA" "02188" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924339. "DateObject[{2014, 7, 6, 17, 11, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "FL" "32730" "" "N/A" "Web" "DateObject[{2014, 7, 6, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924340. "DateObject[{2014, 7, 6, 17, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48383" "" "N/A" "Web" "DateObject[{2014, 7, 6, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924341. "DateObject[{2014, 7, 6, 17, 35, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23452" "" "N/A" "Web" "DateObject[{2014, 7, 6, 17, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924342. "DateObject[{2014, 7, 6, 17, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "RI" "02818" "" "N/A" "Web" "DateObject[{2014, 7, 6, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924343. "DateObject[{2014, 7, 6, 17, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98052" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924234. "DateObject[{2014, 7, 6, 18, 25, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Application processing delay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90404" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924345. "DateObject[{2014, 7, 6, 18, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80817" "" "N/A" "Web" "DateObject[{2014, 7, 6, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924347. "DateObject[{2014, 7, 6, 18, 31, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IN" "46032" "" "N/A" "Web" "DateObject[{2014, 7, 6, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924227. "DateObject[{2014, 7, 6, 18, 46, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "24210" "" "N/A" "Web" "DateObject[{2014, 7, 6, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924348. "DateObject[{2014, 7, 6, 18, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17109" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 46, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924349. "DateObject[{2014, 7, 6, 19, 31, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75106" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924237. "DateObject[{2014, 7, 6, 19, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "TX" "78754" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924350. "DateObject[{2014, 7, 6, 19, 41, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "34691" "" "N/A" "Web" "DateObject[{2014, 7, 6, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924351. "DateObject[{2014, 7, 6, 19, 50, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "75106" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924238. "DateObject[{2014, 7, 6, 19, 53, 51.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "FL" "33618" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924352. "DateObject[{2014, 7, 6, 20, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RS Clark and Associates, Inc." "TX" "75106" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924240. "DateObject[{2014, 7, 6, 20, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CO" "80013" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924230. "DateObject[{2014, 7, 6, 20, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924251. "DateObject[{2014, 7, 6, 20, 16, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77351" "" "N/A" "Web" "DateObject[{2014, 7, 6, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924355. "DateObject[{2014, 7, 6, 20, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63108" "" "N/A" "Web" "DateObject[{2014, 7, 6, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924358. "DateObject[{2014, 7, 6, 20, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company believes it acted appropriately as authorized by contract or law" "TCF National Bank" "MN" "55432" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 6, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924359. "DateObject[{2014, 7, 6, 20, 39, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WI" "53029" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924241. "DateObject[{2014, 7, 6, 20, 40, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924361. "DateObject[{2014, 7, 6, 20, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "61561" "" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924365. "DateObject[{2014, 7, 6, 21, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rent Recovery Solutions" "TX" "75106" "" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924262. "DateObject[{2014, 7, 6, 21, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "90810" "" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924367. "DateObject[{2014, 7, 6, 21, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34476" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924263. "DateObject[{2014, 7, 6, 21, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34714" "" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924254. "DateObject[{2014, 7, 6, 21, 45, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924363. "DateObject[{2014, 7, 6, 21, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33647" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924368. "DateObject[{2014, 7, 6, 21, 47, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98383" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924233. "DateObject[{2014, 7, 6, 21, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924364. "DateObject[{2014, 7, 6, 22, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85014" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924369. "DateObject[{2014, 7, 6, 22, 11, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "94545" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924229. "DateObject[{2014, 7, 6, 22, 19, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60612" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924253. "DateObject[{2014, 7, 6, 22, 26, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60193" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924370. "DateObject[{2014, 7, 6, 22, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924371. "DateObject[{2014, 7, 6, 22, 30, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924372. "DateObject[{2014, 7, 6, 22, 31, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924373. "DateObject[{2014, 7, 6, 22, 36, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924375. "DateObject[{2014, 7, 6, 22, 39, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "IL" "60404" "" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924377. "DateObject[{2014, 7, 6, 22, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60302" "Older American" "N/A" "Web" "DateObject[{2014, 7, 6, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924378. "DateObject[{2014, 7, 6, 22, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SD" "57703" "" "N/A" "Web" "DateObject[{2014, 7, 23, 20, 24, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924379. "DateObject[{2014, 7, 6, 22, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33309" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 56, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924228. "DateObject[{2014, 7, 6, 23, 8, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07945" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 43, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924381. "DateObject[{2014, 7, 6, 23, 17, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "95409" "" "N/A" "Web" "DateObject[{2014, 7, 6, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924382. "DateObject[{2014, 7, 6, 23, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "WA" "98405" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 6, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924384. "DateObject[{2014, 7, 6, 23, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Planet Home Lending, LLC" "SC" "29582" "" "N/A" "Web" "DateObject[{2014, 7, 6, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924385. "DateObject[{2014, 7, 6, 23, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98233" "" "N/A" "Web" "DateObject[{2014, 7, 6, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924386. "DateObject[{2014, 7, 6, 23, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "VW Credit, Inc" "NY" "11753" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924387. "DateObject[{2014, 7, 6, 23, 47, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48243" "" "N/A" "Web" "DateObject[{2014, 7, 6, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924388. "DateObject[{2014, 7, 6, 23, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48243" "" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925056. "DateObject[{2014, 7, 6, 23, 53, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "AZ" "85379" "" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925058. "DateObject[{2014, 7, 6, 23, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "DC" "20024" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 21, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924389. "DateObject[{2014, 7, 7, 0, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02134" "" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925059. "DateObject[{2014, 7, 7, 0, 3, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "WA" "98405" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925054. "DateObject[{2014, 7, 7, 0, 15, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98405" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925055. "DateObject[{2014, 7, 7, 0, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "20716" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925060. "DateObject[{2014, 7, 7, 0, 27, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06518" "" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925061. "DateObject[{2014, 7, 7, 0, 28, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43230" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 24, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925062. "DateObject[{2014, 7, 7, 0, 28, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "MT" "59927" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 15, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925063. "DateObject[{2014, 7, 7, 0, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MT" "59927" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925064. "DateObject[{2014, 7, 7, 0, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27410" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925065. "DateObject[{2014, 7, 7, 0, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48243" "" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925057. "DateObject[{2014, 7, 7, 0, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75023" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924586. "DateObject[{2014, 7, 7, 0, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "IL" "60087" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924418. "DateObject[{2014, 7, 7, 0, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "MD" "21236" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925066. "DateObject[{2014, 7, 7, 0, 48, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07105" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924662. "DateObject[{2014, 7, 7, 0, 56, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "22003" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925067. "DateObject[{2014, 7, 7, 0, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Collections Enterprise, Inc." "VA" "22314" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 58, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925068. "DateObject[{2014, 7, 7, 1, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78222" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925071. "DateObject[{2014, 7, 7, 1, 16, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "PA" "19440" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925072. "DateObject[{2014, 7, 7, 1, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "11368" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 925073. "DateObject[{2014, 7, 7, 1, 24, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10025" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 43, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925074. "DateObject[{2014, 7, 7, 1, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Guaranty" "CA" "94123" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924405. "DateObject[{2014, 7, 7, 1, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "PA" "15683" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925075. "DateObject[{2014, 7, 7, 1, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "WA" "98043" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925076. "DateObject[{2014, 7, 7, 1, 43, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "78633" "" "N/A" "Web" "DateObject[{2014, 7, 7, 1, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925077. "DateObject[{2014, 7, 7, 2, 11, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27278" "" "N/A" "Web" "DateObject[{2014, 7, 7, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925078. "DateObject[{2014, 7, 7, 2, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60707" "" "N/A" "Web" "DateObject[{2014, 7, 7, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925080. "DateObject[{2014, 7, 7, 2, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Service of Nevada" "CA" "95947" "" "N/A" "Web" "DateObject[{2014, 8, 14, 20, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925081. "DateObject[{2014, 7, 7, 2, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "OH" "45011" "" "N/A" "Web" "DateObject[{2014, 7, 7, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924694. "DateObject[{2014, 7, 7, 2, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CO" "80012" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 3, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925083. "DateObject[{2014, 7, 7, 2, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92658" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925084. "DateObject[{2014, 7, 7, 2, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 7, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925086. "DateObject[{2014, 7, 7, 2, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80241" "" "N/A" "Web" "DateObject[{2014, 7, 7, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924490. "DateObject[{2014, 7, 7, 2, 57, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30041" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924623. "DateObject[{2014, 7, 7, 3, 3, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "MD" "20715" "" "N/A" "Web" "DateObject[{2014, 7, 7, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925087. "DateObject[{2014, 7, 7, 3, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "53074" "" "N/A" "Web" "DateObject[{2014, 7, 7, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925088. "DateObject[{2014, 7, 7, 3, 20, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "UT" "84003" "" "N/A" "Web" "DateObject[{2014, 7, 7, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925089. "DateObject[{2014, 7, 7, 3, 51, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "SC" "29666" "" "N/A" "Web" "DateObject[{2014, 7, 7, 3, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925091. "DateObject[{2014, 7, 7, 4, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60426" "" "N/A" "Web" "DateObject[{2014, 7, 7, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924414. "DateObject[{2014, 7, 7, 5, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NJ" "08054" "" "N/A" "Web" "DateObject[{2014, 7, 7, 5, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924525. "DateObject[{2014, 7, 7, 5, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "56273" "" "N/A" "Web" "DateObject[{2014, 7, 7, 5, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925097. "DateObject[{2014, 7, 7, 6, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "HI" "96817" "" "N/A" "Web" "DateObject[{2014, 7, 7, 6, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 925100. "DateObject[{2014, 7, 7, 8, 36, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quality Loan Service Corporation" "CA" "90249" "" "N/A" "Web" "DateObject[{2014, 7, 7, 8, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 925103. "DateObject[{2014, 7, 7, 9, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 1, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924746. "DateObject[{2014, 7, 7, 9, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "HI" "96818" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925106. "DateObject[{2014, 7, 7, 10, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zions Bancorporation" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924747. "DateObject[{2014, 7, 7, 12, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08873" "" "N/A" "Web" "DateObject[{2014, 7, 7, 12, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925112. "DateObject[{2014, 7, 7, 12, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27607" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925910. "DateObject[{2014, 7, 7, 12, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76039" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926280. "DateObject[{2014, 7, 7, 12, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NJ" "08854" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 9, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925458. "DateObject[{2014, 7, 7, 12, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CT" "06511" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925517. "DateObject[{2014, 7, 7, 12, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "IN" "46538" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 925614. "DateObject[{2014, 7, 7, 12, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "31210" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925671. "DateObject[{2014, 7, 7, 12, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10950" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925710. "DateObject[{2014, 7, 7, 12, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30309" "" "N/A" "Web" "DateObject[{2014, 7, 7, 12, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924714. "DateObject[{2014, 7, 7, 12, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76006" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926142. "DateObject[{2014, 7, 7, 12, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23831" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926160. "DateObject[{2014, 7, 7, 12, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "AR" "71913" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 3, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924583. "DateObject[{2014, 7, 7, 12, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "91607" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924433. "DateObject[{2014, 7, 7, 12, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "WA" "98387" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 11, 48, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926427. "DateObject[{2014, 7, 7, 12, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44601" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 926199. "DateObject[{2014, 7, 7, 12, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97603" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926467. "DateObject[{2014, 7, 7, 12, 40, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "31312" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 12, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925117. "DateObject[{2014, 7, 7, 12, 45, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CO" "81501" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925119. "DateObject[{2014, 7, 7, 13, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28205" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924577. "DateObject[{2014, 7, 7, 13, 3, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30326" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924578. "DateObject[{2014, 7, 7, 13, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "KY" "40516" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 13, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925130. "DateObject[{2014, 7, 7, 13, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32960" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925131. "DateObject[{2014, 7, 7, 13, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 7, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924760. "DateObject[{2014, 7, 7, 13, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "65049" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 14, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925134. "DateObject[{2014, 7, 7, 13, 11, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "65049" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 14, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925135. "DateObject[{2014, 7, 7, 13, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MO" "65049" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 14, 47, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925136. "DateObject[{2014, 7, 7, 13, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 36, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924761. "DateObject[{2014, 7, 7, 13, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 20, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924762. "DateObject[{2014, 7, 7, 13, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "FL" "32905" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925137. "DateObject[{2014, 7, 7, 13, 17, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MD" "21085" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925129. "DateObject[{2014, 7, 7, 13, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924763. "DateObject[{2014, 7, 7, 13, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "IL" "60142" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925145. "DateObject[{2014, 7, 7, 13, 26, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pulte Mortgage" "TX" "77070" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924663. "DateObject[{2014, 7, 7, 13, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Student Aid (USA) Funds" "AZ" "85257" "" "N/A" "Referral" "DateObject[{2014, 8, 18, 14, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925152. "DateObject[{2014, 7, 7, 13, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08054" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 38, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925155. "DateObject[{2014, 7, 7, 13, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "61072" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925157. "DateObject[{2014, 7, 7, 13, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02494" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 38, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924505. "DateObject[{2014, 7, 7, 13, 38, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Messerli & Kramer P.A." "MN" "56377" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925166. "DateObject[{2014, 7, 7, 13, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MN" "56377" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 26, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925167. "DateObject[{2014, 7, 7, 13, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98053" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 12, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924626. "DateObject[{2014, 7, 7, 13, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "45406" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925171. "DateObject[{2014, 7, 7, 13, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925175. "DateObject[{2014, 7, 7, 13, 46, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77479" "" "N/A" "Web" "DateObject[{2014, 7, 7, 13, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925176. "DateObject[{2014, 7, 7, 13, 50, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Leading Edge Recovery Solutions, LLC" "OK" "73069" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925173. "DateObject[{2014, 7, 7, 13, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98053" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 46, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924627. "DateObject[{2014, 7, 7, 13, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925186. "DateObject[{2014, 7, 7, 13, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "VA" "22508" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924506. "DateObject[{2014, 7, 7, 13, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "20111" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924491. "DateObject[{2014, 7, 7, 13, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OH" "44130" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925192. "DateObject[{2014, 7, 7, 13, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 38, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924764. "DateObject[{2014, 7, 7, 13, 58, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "07106" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925194. "DateObject[{2014, 7, 7, 13, 58, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "DE" "19806" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925195. "DateObject[{2014, 7, 7, 13, 59, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11719" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 15, 39, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925197. "DateObject[{2014, 7, 7, 13, 59, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48167" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925198. "DateObject[{2014, 7, 7, 14, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "TX" "75357" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925199. "DateObject[{2014, 7, 7, 14, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924749. "DateObject[{2014, 7, 7, 14, 2, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "GA" "30106" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925201. "DateObject[{2014, 7, 7, 14, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28787" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925208. "DateObject[{2014, 7, 7, 14, 16, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "12205" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 3, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925225. "DateObject[{2014, 7, 7, 14, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RJM Acquisitions LLC (Closed)" "GA" "30058" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925045. "DateObject[{2014, 7, 7, 14, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Student Aid (USA) Funds" "CA" "90046" "" "N/A" "Referral" "DateObject[{2014, 8, 18, 14, 57, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925220. "DateObject[{2014, 7, 7, 14, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 20, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924766. "DateObject[{2014, 7, 7, 14, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924767. "DateObject[{2014, 7, 7, 14, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gatestone & Co. International Inc." "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 14, 34, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925252. "DateObject[{2014, 7, 7, 14, 29, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "13090" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925254. "DateObject[{2014, 7, 7, 14, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CA" "90018" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 13, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925255. "DateObject[{2014, 7, 7, 14, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90018" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 13, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925256. "DateObject[{2014, 7, 7, 14, 35, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NC" "27557" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925263. "DateObject[{2014, 7, 7, 14, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77008" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925267. "DateObject[{2014, 7, 7, 14, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OK" "74447" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925268. "DateObject[{2014, 7, 7, 14, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "NY" "11422" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925271. "DateObject[{2014, 7, 7, 14, 41, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of Fort Walton Beach, Inc" "NY" "13021" "" "N/A" "Phone" "DateObject[{2014, 7, 28, 14, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925277. "DateObject[{2014, 7, 7, 14, 42, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 12, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925278. "DateObject[{2014, 7, 7, 14, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "IL" "60615" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Missing[""NotApplicable""]" 925281. "DateObject[{2014, 7, 7, 14, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 20, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924768. "DateObject[{2014, 7, 7, 14, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arbor Residential Mortgage LLC" "CA" "93010" "" "N/A" "Phone" "DateObject[{2014, 7, 28, 14, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925288. "DateObject[{2014, 7, 7, 14, 45, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NC" "28445" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 15, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925289. "DateObject[{2014, 7, 7, 14, 50, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55077" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 50, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924724. "DateObject[{2014, 7, 7, 14, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "ID" "83301" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 5, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925299. "DateObject[{2014, 7, 7, 14, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "MI" "48236" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925274. "DateObject[{2014, 7, 7, 14, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "RI" "02921" "" "N/A" "Web" "DateObject[{2014, 7, 7, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925301. "DateObject[{2014, 7, 7, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21206" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925305. "DateObject[{2014, 7, 7, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WV" "25309" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 55, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925307. "DateObject[{2014, 7, 7, 14, 57, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northstar Location Services, LLC" "CA" "91306" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 15, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 924610. "DateObject[{2014, 7, 7, 15, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "PA" "19114" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925324. "DateObject[{2014, 7, 7, 15, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33175" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924598. "DateObject[{2014, 7, 7, 15, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "VA" "20176" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925042. "DateObject[{2014, 7, 7, 15, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "GA" "30306" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925330. "DateObject[{2014, 7, 7, 15, 8, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valentine and Kebartas, Inc." "MD" "21208" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924518. "DateObject[{2014, 7, 7, 15, 8, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08046" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 16, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925340. "DateObject[{2014, 7, 7, 15, 11, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924769. "DateObject[{2014, 7, 7, 15, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "South Carolina Student Loan" "SC" "29577" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925344. "DateObject[{2014, 7, 7, 15, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33021" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925345. "DateObject[{2014, 7, 7, 15, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33021" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925346. "DateObject[{2014, 7, 7, 15, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08046" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 16, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925341. "DateObject[{2014, 7, 7, 15, 14, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "15206" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 44, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924631. "DateObject[{2014, 7, 7, 15, 16, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Progressive Financial Services, Inc." "CA" "90035" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925356. "DateObject[{2014, 7, 7, 15, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85621" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 43, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925358. "DateObject[{2014, 7, 7, 15, 16, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "75146" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925362. "DateObject[{2014, 7, 7, 15, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06905" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925372. "DateObject[{2014, 7, 7, 15, 19, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08046" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 16, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925342. "DateObject[{2014, 7, 7, 15, 20, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85621" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925359. "DateObject[{2014, 7, 7, 15, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85621" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925360. "DateObject[{2014, 7, 7, 15, 20, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "OR" "97006" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925375. "DateObject[{2014, 7, 7, 15, 20, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97006" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 12, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925376. "DateObject[{2014, 7, 7, 15, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "RI" "02921" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925302. "DateObject[{2014, 7, 7, 15, 21, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924770. "DateObject[{2014, 7, 7, 15, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "27537" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 4, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925382. "DateObject[{2014, 7, 7, 15, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JH Portfolio Debt Equities, LLC" "NC" "27101" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 50, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925384. "DateObject[{2014, 7, 7, 15, 24, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NY" "10461" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 11, 4, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 924596. "DateObject[{2014, 7, 7, 15, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75076" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 52, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925386. "DateObject[{2014, 7, 7, 15, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11953" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925388. "DateObject[{2014, 7, 7, 15, 29, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IL" "62821" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925393. "DateObject[{2014, 7, 7, 15, 30, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20706" "" "N/A" "Referral" "DateObject[{2014, 8, 20, 11, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925398. "DateObject[{2014, 7, 7, 15, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19050" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925399. "DateObject[{2014, 7, 7, 15, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "95123" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925401. "DateObject[{2014, 7, 7, 15, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98568" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925405. "DateObject[{2014, 7, 7, 15, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "NV" "89156" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925410. "DateObject[{2014, 7, 7, 15, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "VT" "05255" "" "N/A" "Web" "DateObject[{2014, 7, 25, 18, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925412. "DateObject[{2014, 7, 7, 15, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925418. "DateObject[{2014, 7, 7, 15, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Med-1 Solutions, LLC" "IL" "62821" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 49, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925394. "DateObject[{2014, 7, 7, 15, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924540. "DateObject[{2014, 7, 7, 15, 42, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NM" "87187" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925425. "DateObject[{2014, 7, 7, 15, 43, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "13206" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924582. "DateObject[{2014, 7, 7, 15, 45, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "International Computer Systems, Inc." "IL" "62821" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925395. "DateObject[{2014, 7, 7, 15, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "ID" "83706" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 59, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925428. "DateObject[{2014, 7, 7, 15, 47, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "DE" "19720" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 57, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925431. "DateObject[{2014, 7, 7, 15, 47, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of America Ltd." "KY" "41005" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925432. "DateObject[{2014, 7, 7, 15, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Suburban Mortgage Company of New Mexico" "TX" "78228" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 53, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924470. "DateObject[{2014, 7, 7, 15, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92804" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925439. "DateObject[{2014, 7, 7, 15, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selip & Stylianou, LLP" "NY" "10159" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925440. "DateObject[{2014, 7, 7, 15, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Progressive Financial Services, Inc." "CA" "91306" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924612. "DateObject[{2014, 7, 7, 15, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30137" "" "N/A" "Web" "DateObject[{2014, 7, 7, 15, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925442. "DateObject[{2014, 7, 7, 15, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "91306" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924613. "DateObject[{2014, 7, 7, 15, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "22501" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925444. "DateObject[{2014, 7, 7, 15, 52, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ascension Point Recovery Services, LLC" "NJ" "07722" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925450. "DateObject[{2014, 7, 7, 15, 52, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07722" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 925451. "DateObject[{2014, 7, 7, 15, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77520" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 32, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925453. "DateObject[{2014, 7, 7, 15, 54, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27549" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924742. "DateObject[{2014, 7, 7, 15, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80831" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 12, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925459. "DateObject[{2014, 7, 7, 15, 56, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01541" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925462. "DateObject[{2014, 7, 7, 15, 58, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01541" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925463. "DateObject[{2014, 7, 7, 15, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NJ" "08844" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925475. "DateObject[{2014, 7, 7, 15, 59, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30152" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 14, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925476. "DateObject[{2014, 7, 7, 16, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "NM" "87401" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 15, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924522. "DateObject[{2014, 7, 7, 16, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "01541" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925464. "DateObject[{2014, 7, 7, 16, 3, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "C.Tech Collections, Inc." "FL" "33027" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 925480. "DateObject[{2014, 7, 7, 16, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "WA" "98270" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 6, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924637. "DateObject[{2014, 7, 7, 16, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "PA" "18938" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924696. "DateObject[{2014, 7, 7, 16, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "18938" "" "N/A" "Referral" "DateObject[{2014, 7, 8, 15, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924697. "DateObject[{2014, 7, 7, 16, 4, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "OH" "44334" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925488. "DateObject[{2014, 7, 7, 16, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capio Partners, LLC" "OH" "44334" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925489. "DateObject[{2014, 7, 7, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "OH" "44095" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 925495. "DateObject[{2014, 7, 7, 16, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60641" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 16, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924437. "DateObject[{2014, 7, 7, 16, 9, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924708. "DateObject[{2014, 7, 7, 16, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SD" "57104" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925504. "DateObject[{2014, 7, 7, 16, 13, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "VA" "20169" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 7, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925507. "DateObject[{2014, 7, 7, 16, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60641" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 16, 29, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924438. "DateObject[{2014, 7, 7, 16, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "CA" "92320" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925519. "DateObject[{2014, 7, 7, 16, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925518. "DateObject[{2014, 7, 7, 16, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60641" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 16, 28, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924439. "DateObject[{2014, 7, 7, 16, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "12553" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 24, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925532. "DateObject[{2014, 7, 7, 16, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Home Servicing LLC" "MA" "01938" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 925535. "DateObject[{2014, 7, 7, 16, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quality Loan Service Corporation" "CA" "92399" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 26, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925538. "DateObject[{2014, 7, 7, 16, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "12831" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925548. "DateObject[{2014, 7, 7, 16, 23, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93035" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925554. "DateObject[{2014, 7, 7, 16, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33870" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925555. "DateObject[{2014, 7, 7, 16, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Taylor Arbitration,LLC" "DE" "19977" "" "N/A" "Web" "DateObject[{2014, 8, 14, 12, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925562. "DateObject[{2014, 7, 7, 16, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77520" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925455. "DateObject[{2014, 7, 7, 16, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "KY" "40059" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925565. "DateObject[{2014, 7, 7, 16, 26, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20006" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924426. "DateObject[{2014, 7, 7, 16, 30, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75287" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925572. "DateObject[{2014, 7, 7, 16, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10467" "" "N/A" "Referral" "DateObject[{2014, 8, 6, 14, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925573. "DateObject[{2014, 7, 7, 16, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "OR" "97060" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925577. "DateObject[{2014, 7, 7, 16, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "NY" "10524" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 13, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925578. "DateObject[{2014, 7, 7, 16, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925580. "DateObject[{2014, 7, 7, 16, 32, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07657" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 35, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925581. "DateObject[{2014, 7, 7, 16, 32, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98106" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924710. "DateObject[{2014, 7, 7, 16, 32, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925582. "DateObject[{2014, 7, 7, 16, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27601" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925584. "DateObject[{2014, 7, 7, 16, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98122" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925585. "DateObject[{2014, 7, 7, 16, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "PR" "00754" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925587. "DateObject[{2014, 7, 7, 16, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "92399" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925539. "DateObject[{2014, 7, 7, 16, 35, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19094" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925593. "DateObject[{2014, 7, 7, 16, 35, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08731" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925596. "DateObject[{2014, 7, 7, 16, 35, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30009" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924750. "DateObject[{2014, 7, 7, 16, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08731" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 20, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925597. "DateObject[{2014, 7, 7, 16, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29730" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 22, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925600. "DateObject[{2014, 7, 7, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08731" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925598. "DateObject[{2014, 7, 7, 16, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GAMACHE & MYERS, PC" "MO" "63368" "" "N/A" "Web" "DateObject[{2014, 8, 1, 14, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925602. "DateObject[{2014, 7, 7, 16, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 20, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924773. "DateObject[{2014, 7, 7, 16, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Taylor Arbitration,LLC" "DE" "19977" "" "N/A" "Web" "DateObject[{2014, 8, 14, 12, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925563. "DateObject[{2014, 7, 7, 16, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19094" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925594. "DateObject[{2014, 7, 7, 16, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11418" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924419. "DateObject[{2014, 7, 7, 16, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PR" "00920" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925615. "DateObject[{2014, 7, 7, 16, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46013" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 11, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925616. "DateObject[{2014, 7, 7, 16, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19094" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925595. "DateObject[{2014, 7, 7, 16, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "IL" "60160" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924686. "DateObject[{2014, 7, 7, 16, 46, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Revenue Corporation" "TX" "75076" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925223. "DateObject[{2014, 7, 7, 16, 47, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43081" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925628. "DateObject[{2014, 7, 7, 16, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08110" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 54, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925633. "DateObject[{2014, 7, 7, 16, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92168" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925634. "DateObject[{2014, 7, 7, 16, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46013" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925617. "DateObject[{2014, 7, 7, 16, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46013" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925635. "DateObject[{2014, 7, 7, 16, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80831" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 25, 12, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925460. "DateObject[{2014, 7, 7, 16, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "WI" "53219" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 48, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925645. "DateObject[{2014, 7, 7, 16, 52, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34221" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 13, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925646. "DateObject[{2014, 7, 7, 16, 53, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "34233" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 40, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925648. "DateObject[{2014, 7, 7, 16, 53, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Regional Adjustment Bureau, Incorporated" "NC" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 7, 16, 54, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925649. "DateObject[{2014, 7, 7, 16, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Tennessee Bank" "CA" "92399" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925542. "DateObject[{2014, 7, 7, 16, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924538. "DateObject[{2014, 7, 7, 16, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "RI" "02830" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925655. "DateObject[{2014, 7, 7, 16, 56, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "95476" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 15, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925657. "DateObject[{2014, 7, 7, 16, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 54, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925661. "DateObject[{2014, 7, 7, 16, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91730" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 49, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925660. "DateObject[{2014, 7, 7, 16, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 40, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924776. "DateObject[{2014, 7, 7, 16, 58, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MI" "49548" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925665. "DateObject[{2014, 7, 7, 16, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "GA" "30349" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 16, 3, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 925668. "DateObject[{2014, 7, 7, 16, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "NY" "10456" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924458. "DateObject[{2014, 7, 7, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93030" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924466. "DateObject[{2014, 7, 7, 17, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TN" "38464" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924492. "DateObject[{2014, 7, 7, 17, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "ME" "04495" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925672. "DateObject[{2014, 7, 7, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "KY" "41017" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925673. "DateObject[{2014, 7, 7, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "53934" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925674. "DateObject[{2014, 7, 7, 17, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "LA" "70461" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925675. "DateObject[{2014, 7, 7, 17, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30154" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925676. "DateObject[{2014, 7, 7, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28269" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925677. "DateObject[{2014, 7, 7, 17, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "WI" "54913" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 50, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925679. "DateObject[{2014, 7, 7, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28269" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925678. "DateObject[{2014, 7, 7, 17, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 20, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924777. "DateObject[{2014, 7, 7, 17, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BankUnited" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925683. "DateObject[{2014, 7, 7, 17, 4, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924778. "DateObject[{2014, 7, 7, 17, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "MI" "49770" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924441. "DateObject[{2014, 7, 7, 17, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89104" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925688. "DateObject[{2014, 7, 7, 17, 8, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "33032" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924480. "DateObject[{2014, 7, 7, 17, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07103" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 14, 48, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925699. "DateObject[{2014, 7, 7, 17, 10, 34.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "LA" "71360" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925703. "DateObject[{2014, 7, 7, 17, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "49770" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 15, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924442. "DateObject[{2014, 7, 7, 17, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36066" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924445. "DateObject[{2014, 7, 7, 17, 12, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 32, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925708. "DateObject[{2014, 7, 7, 17, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "IL" "60033" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924621. "DateObject[{2014, 7, 7, 17, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32408" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 13, 40, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925716. "DateObject[{2014, 7, 7, 17, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "48806" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 16, 6, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924473. "DateObject[{2014, 7, 7, 17, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92677" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925718. "DateObject[{2014, 7, 7, 17, 17, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "FL" "33314" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 38, 54.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 925722. "DateObject[{2014, 7, 7, 17, 17, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NV" "89060" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 45, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925725. "DateObject[{2014, 7, 7, 17, 17, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 49, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924779. "DateObject[{2014, 7, 7, 17, 18, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 15, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924579. "DateObject[{2014, 7, 7, 17, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08055" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925733. "DateObject[{2014, 7, 7, 17, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "AZ" "85364" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925734. "DateObject[{2014, 7, 7, 17, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98002" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 14, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924780. "DateObject[{2014, 7, 7, 17, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NY" "10530" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925748. "DateObject[{2014, 7, 7, 17, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "48806" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 15, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924474. "DateObject[{2014, 7, 7, 17, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "MN" "56560" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 15, 53, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925753. "DateObject[{2014, 7, 7, 17, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "73078" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925754. "DateObject[{2014, 7, 7, 17, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kadent Corporation" "PA" "17404" "Older American" "N/A" "Web" "DateObject[{2014, 7, 23, 15, 5, 7.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 925763. "DateObject[{2014, 7, 7, 17, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925771. "DateObject[{2014, 7, 7, 17, 30, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925773. "DateObject[{2014, 7, 7, 17, 30, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 46, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924587. "DateObject[{2014, 7, 7, 17, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "49088" "" "N/A" "Phone" "DateObject[{2014, 12, 4, 17, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925778. "DateObject[{2014, 7, 7, 17, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WV" "26704" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 17, 13, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925779. "DateObject[{2014, 7, 7, 17, 33, 36.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "ID" "83634" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925782. "DateObject[{2014, 7, 7, 17, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 11, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924588. "DateObject[{2014, 7, 7, 17, 39, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB, INC." "CA" "93535" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 14, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925797. "DateObject[{2014, 7, 7, 17, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "IN" "48806" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 17, 46, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 924476. "DateObject[{2014, 7, 7, 17, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "PA" "15428" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925799. "DateObject[{2014, 7, 7, 17, 41, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925800. "DateObject[{2014, 7, 7, 17, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WV" "26704" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 17, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925780. "DateObject[{2014, 7, 7, 17, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85260" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925804. "DateObject[{2014, 7, 7, 17, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WV" "26704" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 17, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925781. "DateObject[{2014, 7, 7, 17, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "61603" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925810. "DateObject[{2014, 7, 7, 17, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "WA" "98663" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 53, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925812. "DateObject[{2014, 7, 7, 17, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "WA" "98663" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 53, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925813. "DateObject[{2014, 7, 7, 17, 43, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Business Bureau" "TX" "75494" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924782. "DateObject[{2014, 7, 7, 17, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "PA" "18104" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925819. "DateObject[{2014, 7, 7, 17, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924493. "DateObject[{2014, 7, 7, 17, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 14, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924494. "DateObject[{2014, 7, 7, 17, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22655" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 56, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924428. "DateObject[{2014, 7, 7, 17, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21230" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 15, 55, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925828. "DateObject[{2014, 7, 7, 17, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Biehl & Biehl, Inc" "NY" "11566" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924532. "DateObject[{2014, 7, 7, 17, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91977" "" "N/A" "Web" "DateObject[{2014, 7, 7, 17, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925831. "DateObject[{2014, 7, 7, 17, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75494" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924784. "DateObject[{2014, 7, 7, 17, 53, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75494" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924785. "DateObject[{2014, 7, 7, 17, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "PA" "18104" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925820. "DateObject[{2014, 7, 7, 17, 53, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75494" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924786. "DateObject[{2014, 7, 7, 17, 54, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MO" "63114" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925847. "DateObject[{2014, 7, 7, 17, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "PR" "02816" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925859. "DateObject[{2014, 7, 7, 17, 57, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity Capital Holdings, Inc." "TX" "77365" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 925860. "DateObject[{2014, 7, 7, 17, 57, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32640" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925863. "DateObject[{2014, 7, 7, 17, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "46013" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 16, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 925618. "DateObject[{2014, 7, 7, 17, 58, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08204" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 15, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925837. "DateObject[{2014, 7, 7, 17, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "12533" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 16, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925868. "DateObject[{2014, 7, 7, 18, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22655" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924429. "DateObject[{2014, 7, 7, 18, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924590. "DateObject[{2014, 7, 7, 18, 3, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "14850" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925882. "DateObject[{2014, 7, 7, 18, 4, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924591. "DateObject[{2014, 7, 7, 18, 5, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "IL" "60440" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925887. "DateObject[{2014, 7, 7, 18, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westlake Services, LLC" "FL" "33896" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925899. "DateObject[{2014, 7, 7, 18, 9, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Renton Collections Inc." "WA" "98059" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 14, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924728. "DateObject[{2014, 7, 7, 18, 9, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "94949" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925901. "DateObject[{2014, 7, 7, 18, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 16, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925903. "DateObject[{2014, 7, 7, 18, 10, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11706" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925907. "DateObject[{2014, 7, 7, 18, 10, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WI" "53051" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925908. "DateObject[{2014, 7, 7, 18, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NJ" "07003" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925912. "DateObject[{2014, 7, 7, 18, 13, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80204" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925916. "DateObject[{2014, 7, 7, 18, 13, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30066" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925919. "DateObject[{2014, 7, 7, 18, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30066" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925920. "DateObject[{2014, 7, 7, 18, 14, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28673" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925922. "DateObject[{2014, 7, 7, 18, 15, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80204" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925917. "DateObject[{2014, 7, 7, 18, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "FL" "33182" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 15, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924719. "DateObject[{2014, 7, 7, 18, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "61111" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925924. "DateObject[{2014, 7, 7, 18, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "34448" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 15, 34, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 925933. "DateObject[{2014, 7, 7, 18, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "91364" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925937. "DateObject[{2014, 7, 7, 18, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60630" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925938. "DateObject[{2014, 7, 7, 18, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "SC" "29302" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 24, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925942. "DateObject[{2014, 7, 7, 18, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 28, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925904. "DateObject[{2014, 7, 7, 18, 23, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925905. "DateObject[{2014, 7, 7, 18, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22655" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924430. "DateObject[{2014, 7, 7, 18, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "SC" "29649" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 43, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925946. "DateObject[{2014, 7, 7, 18, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92030" "" "N/A" "Web" "DateObject[{2014, 8, 18, 22, 50, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924408. "DateObject[{2014, 7, 7, 18, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Critical Resolution Mediation LLC" "FL" "33160" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 924535. "DateObject[{2014, 7, 7, 18, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19115" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924484. "DateObject[{2014, 7, 7, 18, 26, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60649" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925948. "DateObject[{2014, 7, 7, 18, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925957. "DateObject[{2014, 7, 7, 18, 33, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "AZ" "85260" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925805. "DateObject[{2014, 7, 7, 18, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "AZ" "85260" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925806. "DateObject[{2014, 7, 7, 18, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "WA" "98241" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925960. "DateObject[{2014, 7, 7, 18, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76107" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924521. "DateObject[{2014, 7, 7, 18, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07042" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 16, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924666. "DateObject[{2014, 7, 7, 18, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32693" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925966. "DateObject[{2014, 7, 7, 18, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33305" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 16, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925484. "DateObject[{2014, 7, 7, 18, 42, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sprechman & Associates, P.A." "FL" "33410" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925971. "DateObject[{2014, 7, 7, 18, 42, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33410" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 925972. "DateObject[{2014, 7, 7, 18, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32693" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 17, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 925967. "DateObject[{2014, 7, 7, 18, 44, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94608" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925976. "DateObject[{2014, 7, 7, 18, 46, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "92101" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 10, 15, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925978. "DateObject[{2014, 7, 7, 18, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07407" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924739. "DateObject[{2014, 7, 7, 18, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "MA" "02301" "" "N/A" "Web" "DateObject[{2014, 7, 7, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925981. "DateObject[{2014, 7, 7, 18, 55, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91405" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925995. "DateObject[{2014, 7, 7, 18, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35405" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 57, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924395. "DateObject[{2014, 7, 7, 18, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60634" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925998. "DateObject[{2014, 7, 7, 18, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33069" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924629. "DateObject[{2014, 7, 7, 18, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22204" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924580. "DateObject[{2014, 7, 7, 18, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "54235" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926001. "DateObject[{2014, 7, 7, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11434" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 49, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926594. "DateObject[{2014, 7, 7, 18, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AL" "36610" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 14, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926005. "DateObject[{2014, 7, 7, 18, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92677" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 16, 36, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926009. "DateObject[{2014, 7, 7, 18, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "IN" "46228" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926587. "DateObject[{2014, 7, 7, 18, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02135" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 28, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926154. "DateObject[{2014, 7, 7, 18, 59, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Castle & Cooke Mortgage" "NV" "89129" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 3, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926012. "DateObject[{2014, 7, 7, 19, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98466" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924539. "DateObject[{2014, 7, 7, 19, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19146" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926235. "DateObject[{2014, 7, 7, 19, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Solutions, LLC" "NY" "10473" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 924406. "DateObject[{2014, 7, 7, 19, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27958" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926014. "DateObject[{2014, 7, 7, 19, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22204" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924581. "DateObject[{2014, 7, 7, 19, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "OH" "44507" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926015. "DateObject[{2014, 7, 7, 19, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19465" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926248. "DateObject[{2014, 7, 7, 19, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IN" "46253" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 2, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926264. "DateObject[{2014, 7, 7, 19, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "45040" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926290. "DateObject[{2014, 7, 7, 19, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zions Bancorporation" "TX" "77041" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 15, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924510. "DateObject[{2014, 7, 7, 19, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08088" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 32, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926275. "DateObject[{2014, 7, 7, 19, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "MA" "02126" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 20, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926022. "DateObject[{2014, 7, 7, 19, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AR" "72956" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926295. "DateObject[{2014, 7, 7, 19, 8, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "11746" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926023. "DateObject[{2014, 7, 7, 19, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "AZ" "85260" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 925807. "DateObject[{2014, 7, 7, 19, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27360" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926330. "DateObject[{2014, 7, 7, 19, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RP Funding Incorporated" "FL" "33896" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 51, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924695. "DateObject[{2014, 7, 7, 19, 13, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "20768" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926032. "DateObject[{2014, 7, 7, 19, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AmeriCollect" "WI" "54235" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926002. "DateObject[{2014, 7, 7, 19, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "08077" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 10, 16, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925713. "DateObject[{2014, 7, 7, 19, 16, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33761" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926038. "DateObject[{2014, 7, 7, 19, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "44118" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924632. "DateObject[{2014, 7, 7, 19, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94523" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 17, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926039. "DateObject[{2014, 7, 7, 19, 17, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Crown Holdings, LLC" "MO" "63049" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926040. "DateObject[{2014, 7, 7, 19, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "TN" "38002" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926054. "DateObject[{2014, 7, 7, 19, 20, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of Hawaii" "HI" "96746" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926057. "DateObject[{2014, 7, 7, 19, 21, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "CA" "92336" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926059. "DateObject[{2014, 7, 7, 19, 23, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MO" "64131" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926025. "DateObject[{2014, 7, 7, 19, 23, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85301" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 10, 17, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924420. "DateObject[{2014, 7, 7, 19, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 49, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924543. "DateObject[{2014, 7, 7, 19, 24, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "" "" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 16, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926065. "DateObject[{2014, 7, 7, 19, 27, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstPoint Collection Resources" "NC" "27253" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926035. "DateObject[{2014, 7, 7, 19, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95301" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926076. "DateObject[{2014, 7, 7, 19, 29, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "14823" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926079. "DateObject[{2014, 7, 7, 19, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "32804" "" "N/A" "Fax" "DateObject[{2014, 7, 10, 16, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926082. "DateObject[{2014, 7, 7, 19, 32, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37664" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924753. "DateObject[{2014, 7, 7, 19, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21219" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926096. "DateObject[{2014, 7, 7, 19, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "90249" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 925104. "DateObject[{2014, 7, 7, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92543" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926100. "DateObject[{2014, 7, 7, 19, 38, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "NC" "27107" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926103. "DateObject[{2014, 7, 7, 19, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76227" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926104. "DateObject[{2014, 7, 7, 19, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924547. "DateObject[{2014, 7, 7, 19, 45, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "GA" "30125" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926117. "DateObject[{2014, 7, 7, 19, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924549. "DateObject[{2014, 7, 7, 19, 47, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "60014" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926121. "DateObject[{2014, 7, 7, 19, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "FL" "33155" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924520. "DateObject[{2014, 7, 7, 19, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98059" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924461. "DateObject[{2014, 7, 7, 19, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "94612" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924448. "DateObject[{2014, 7, 7, 19, 49, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "NM" "87114" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926132. "DateObject[{2014, 7, 7, 19, 51, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60175" "" "N/A" "Web" "DateObject[{2014, 7, 7, 19, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926136. "DateObject[{2014, 7, 7, 19, 51, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "PR" "00926" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926137. "DateObject[{2014, 7, 7, 19, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "54208" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 28, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926139. "DateObject[{2014, 7, 7, 19, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MO" "64029" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926141. "DateObject[{2014, 7, 7, 19, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33566" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924573. "DateObject[{2014, 7, 7, 19, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MO" "63123" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926146. "DateObject[{2014, 7, 7, 19, 55, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55304" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926148. "DateObject[{2014, 7, 7, 19, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32932" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924415. "DateObject[{2014, 7, 7, 19, 56, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SRA Associates, Inc." "NV" "89803" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926152. "DateObject[{2014, 7, 7, 19, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "OH" "44118" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924633. "DateObject[{2014, 7, 7, 19, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "PA" "15241" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 50, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924416. "DateObject[{2014, 7, 7, 19, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78723" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 926153. "DateObject[{2014, 7, 7, 19, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "91505" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926155. "DateObject[{2014, 7, 7, 20, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33065" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 21, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924566. "DateObject[{2014, 7, 7, 20, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97206" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924609. "DateObject[{2014, 7, 7, 20, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "31008" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926162. "DateObject[{2014, 7, 7, 20, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NJ" "07008" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 17, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924453. "DateObject[{2014, 7, 7, 20, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "WA" "98273" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 17, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926170. "DateObject[{2014, 7, 7, 20, 6, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95376" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924667. "DateObject[{2014, 7, 7, 20, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "81506" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926185. "DateObject[{2014, 7, 7, 20, 12, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30021" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 20, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926186. "DateObject[{2014, 7, 7, 20, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "OK" "74137" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 2, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926189. "DateObject[{2014, 7, 7, 20, 14, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "UT" "84103" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926191. "DateObject[{2014, 7, 7, 20, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80022" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926192. "DateObject[{2014, 7, 7, 20, 15, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77339" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926196. "DateObject[{2014, 7, 7, 20, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "KY" "41011" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926197. "DateObject[{2014, 7, 7, 20, 16, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "14615" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 16, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926201. "DateObject[{2014, 7, 7, 20, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80022" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926193. "DateObject[{2014, 7, 7, 20, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "86413" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926202. "DateObject[{2014, 7, 7, 20, 17, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Avante" "CO" "80233" "" "N/A" "Web" "DateObject[{2014, 8, 14, 20, 7, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926205. "DateObject[{2014, 7, 7, 20, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17011" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926214. "DateObject[{2014, 7, 7, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85226" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926218. "DateObject[{2014, 7, 7, 20, 23, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19403" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926220. "DateObject[{2014, 7, 7, 20, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 926223. "DateObject[{2014, 7, 7, 20, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926224. "DateObject[{2014, 7, 7, 20, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JP Recovery Services, Inc." "OH" "43054" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 56, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926226. "DateObject[{2014, 7, 7, 20, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55106" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926233. "DateObject[{2014, 7, 7, 20, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "IN" "47933" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 20, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926061. "DateObject[{2014, 7, 7, 20, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80921" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926234. "DateObject[{2014, 7, 7, 20, 28, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LoanDepot" "MD" "21224" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928272. "DateObject[{2014, 7, 7, 20, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94901" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926244. "DateObject[{2014, 7, 7, 20, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32968" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926245. "DateObject[{2014, 7, 7, 20, 30, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "GA" "30161" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926246. "DateObject[{2014, 7, 7, 20, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "NC" "28273" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924450. "DateObject[{2014, 7, 7, 20, 31, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21206" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926250. "DateObject[{2014, 7, 7, 20, 31, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77061" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926252. "DateObject[{2014, 7, 7, 20, 32, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "95112" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924488. "DateObject[{2014, 7, 7, 20, 32, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "32824" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924485. "DateObject[{2014, 7, 7, 20, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "CA" "94080" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926257. "DateObject[{2014, 7, 7, 20, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "TX" "78247" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 29, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924496. "DateObject[{2014, 7, 7, 20, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Javitch, Block & Rathbone LLC" "VA" "20120" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 59, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926272. "DateObject[{2014, 7, 7, 20, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33976" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 926282. "DateObject[{2014, 7, 7, 20, 42, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NV" "89127" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926285. "DateObject[{2014, 7, 7, 20, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "CA" "91103" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924676. "DateObject[{2014, 7, 7, 20, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95762" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924678. "DateObject[{2014, 7, 7, 20, 47, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "WI" "53511" "" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926299. "DateObject[{2014, 7, 7, 20, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78221" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926301. "DateObject[{2014, 7, 7, 20, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "GA" "30337" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 20, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926304. "DateObject[{2014, 7, 7, 20, 53, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11105" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926313. "DateObject[{2014, 7, 7, 20, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "NY" "11358" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924487. "DateObject[{2014, 7, 7, 20, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "KS" "66219" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926317. "DateObject[{2014, 7, 7, 20, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77379" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924716. "DateObject[{2014, 7, 7, 20, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48382" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 10, 21, 16, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924397. "DateObject[{2014, 7, 7, 20, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "34434" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926323. "DateObject[{2014, 7, 7, 20, 59, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "MS" "38671" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926325. "DateObject[{2014, 7, 7, 21, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "PA" "19002" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924726. "DateObject[{2014, 7, 7, 21, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "WV" "25313" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924394. "DateObject[{2014, 7, 7, 21, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "GA" "31558" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926328. "DateObject[{2014, 7, 7, 21, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "ID" "83353" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926332. "DateObject[{2014, 7, 7, 21, 3, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "31204" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926195. "DateObject[{2014, 7, 7, 21, 5, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NM" "87801" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924555. "DateObject[{2014, 7, 7, 21, 6, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "71111" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926340. "DateObject[{2014, 7, 7, 21, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "CA" "90805" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 16, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926341. "DateObject[{2014, 7, 7, 21, 10, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37040" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926353. "DateObject[{2014, 7, 7, 21, 12, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27107" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926355. "DateObject[{2014, 7, 7, 21, 12, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Credit de Puerto Rico Corp" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 12, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926356. "DateObject[{2014, 7, 7, 21, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "AL" "35180" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 21, 19, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926362. "DateObject[{2014, 7, 7, 21, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55405" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 43, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926363. "DateObject[{2014, 7, 7, 21, 15, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55045" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924534. "DateObject[{2014, 7, 7, 21, 15, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "76706" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 22, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924452. "DateObject[{2014, 7, 7, 21, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92036" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 40, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 924564. "DateObject[{2014, 7, 7, 21, 17, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07047" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926372. "DateObject[{2014, 7, 7, 21, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90034" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 19, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 926373. "DateObject[{2014, 7, 7, 21, 22, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94110" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926384. "DateObject[{2014, 7, 7, 21, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "53213" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 18, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924635. "DateObject[{2014, 7, 7, 21, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94542" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924732. "DateObject[{2014, 7, 7, 21, 25, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "DE" "19702" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926392. "DateObject[{2014, 7, 7, 21, 26, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "FL" "33418" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924565. "DateObject[{2014, 7, 7, 21, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77004" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926388. "DateObject[{2014, 7, 7, 21, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "53213" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 20, 1, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924636. "DateObject[{2014, 7, 7, 21, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "33160" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924536. "DateObject[{2014, 7, 7, 21, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BAM Financial, LLC" "FL" "33897" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926401. "DateObject[{2014, 7, 7, 21, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92867" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926409. "DateObject[{2014, 7, 7, 21, 35, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07728" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924618. "DateObject[{2014, 7, 7, 21, 35, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60521" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 17, 44, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926413. "DateObject[{2014, 7, 7, 21, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "DC" "20007" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924560. "DateObject[{2014, 7, 7, 21, 41, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IN" "46280" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926424. "DateObject[{2014, 7, 7, 21, 44, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "07728" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924619. "DateObject[{2014, 7, 7, 21, 45, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "NY" "11221" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 19, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924401. "DateObject[{2014, 7, 7, 21, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau Collection Services, Inc." "DE" "19709" "" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 19, 59, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924471. "DateObject[{2014, 7, 7, 21, 46, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30344" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926434. "DateObject[{2014, 7, 7, 21, 46, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Unique Management Services, Inc" "NY" "11104" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 24, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924575. "DateObject[{2014, 7, 7, 21, 50, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90025" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924509. "DateObject[{2014, 7, 7, 21, 50, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OR" "97229" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926445. "DateObject[{2014, 7, 7, 21, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28376" "" "N/A" "Web" "DateObject[{2014, 7, 7, 21, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928273. "DateObject[{2014, 7, 7, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20001" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926451. "DateObject[{2014, 7, 7, 21, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924500. "DateObject[{2014, 7, 7, 21, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CA" "93021" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926457. "DateObject[{2014, 7, 7, 21, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "HI" "96797" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926459. "DateObject[{2014, 7, 7, 22, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 53, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926345. "DateObject[{2014, 7, 7, 22, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "TX" "77833" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926460. "DateObject[{2014, 7, 7, 22, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94525" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 16, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926461. "DateObject[{2014, 7, 7, 22, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DE" "19702" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926210. "DateObject[{2014, 7, 7, 22, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "CA" "91205" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924709. "DateObject[{2014, 7, 7, 22, 11, 35.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 48, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926477. "DateObject[{2014, 7, 7, 22, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98034" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 50, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926478. "DateObject[{2014, 7, 7, 22, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CO" "80218" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926481. "DateObject[{2014, 7, 7, 22, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 22, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 924501. "DateObject[{2014, 7, 7, 22, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Key 2 Recovery, Inc." "MO" "65101" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926486. "DateObject[{2014, 7, 7, 22, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "23608" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926491. "DateObject[{2014, 7, 7, 22, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CO" "80915" "" "N/A" "Web" "DateObject[{2014, 8, 8, 18, 32, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926494. "DateObject[{2014, 7, 7, 22, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MS" "39305" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926500. "DateObject[{2014, 7, 7, 22, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "PR" "00692" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926507. "DateObject[{2014, 7, 7, 22, 27, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75022" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926510. "DateObject[{2014, 7, 7, 22, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guild Mortgage" "WA" "99205" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926512. "DateObject[{2014, 7, 7, 22, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MN" "56036" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926515. "DateObject[{2014, 7, 7, 22, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "FL" "32127" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926439. "DateObject[{2014, 7, 7, 22, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NC" "28227" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 10, 18, 59, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 924681. "DateObject[{2014, 7, 7, 22, 32, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Advantage Corporation" "NC" "28806" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926517. "DateObject[{2014, 7, 7, 22, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NC" "28227" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 10, 19, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924682. "DateObject[{2014, 7, 7, 22, 34, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "MS" "39211" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924624. "DateObject[{2014, 7, 7, 22, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92058" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 18, 57, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926519. "DateObject[{2014, 7, 7, 22, 36, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "99301" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926521. "DateObject[{2014, 7, 7, 22, 36, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98056" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926523. "DateObject[{2014, 7, 7, 22, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91321" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926527. "DateObject[{2014, 7, 7, 22, 38, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95747" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926529. "DateObject[{2014, 7, 7, 22, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NY" "11743" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 53, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926531. "DateObject[{2014, 7, 7, 22, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95128" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926535. "DateObject[{2014, 7, 7, 22, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "AR" "72113" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926536. "DateObject[{2014, 7, 7, 22, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926346. "DateObject[{2014, 7, 7, 22, 45, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43040" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926543. "DateObject[{2014, 7, 7, 22, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95204" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926546. "DateObject[{2014, 7, 7, 22, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "32043" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926547. "DateObject[{2014, 7, 7, 22, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44044" "" "N/A" "Web" "DateObject[{2014, 7, 7, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926552. "DateObject[{2014, 7, 7, 22, 51, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BancorpSouth Bank" "TN" "38116" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 13, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926553. "DateObject[{2014, 7, 7, 22, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Innovis" "AL" "35178" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 20, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926554. "DateObject[{2014, 7, 7, 22, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MO" "64089" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926558. "DateObject[{2014, 7, 7, 22, 58, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IL" "60515" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 19, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926560. "DateObject[{2014, 7, 7, 23, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94022" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 35, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926561. "DateObject[{2014, 7, 7, 23, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29651" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 50, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926562. "DateObject[{2014, 7, 7, 23, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "45014" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 39, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926564. "DateObject[{2014, 7, 7, 23, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IL" "60045" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926566. "DateObject[{2014, 7, 7, 23, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11236" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 24, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926567. "DateObject[{2014, 7, 7, 23, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80234" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926568. "DateObject[{2014, 7, 7, 23, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "33920" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926569. "DateObject[{2014, 7, 7, 23, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "27503" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 20, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926570. "DateObject[{2014, 7, 7, 23, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rushmore Loan Management Services LLC" "MD" "21215" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924459. "DateObject[{2014, 7, 7, 23, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80126" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926571. "DateObject[{2014, 7, 7, 23, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "78736" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926572. "DateObject[{2014, 7, 7, 23, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "45441" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926573. "DateObject[{2014, 7, 7, 23, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28303" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924511. "DateObject[{2014, 7, 7, 23, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "NC" "28303" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 924512. "DateObject[{2014, 7, 7, 23, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28303" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924513. "DateObject[{2014, 7, 7, 23, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MS" "39576" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 2, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926574. "DateObject[{2014, 7, 7, 23, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MS" "39576" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 1, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926575. "DateObject[{2014, 7, 7, 23, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21234" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 55, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926576. "DateObject[{2014, 7, 7, 23, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CT" "06002" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926577. "DateObject[{2014, 7, 7, 23, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33024" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926578. "DateObject[{2014, 7, 7, 23, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20748" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 20, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926579. "DateObject[{2014, 7, 7, 23, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "15143" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926580. "DateObject[{2014, 7, 7, 23, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33414" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 18, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926581. "DateObject[{2014, 7, 7, 23, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80014" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926584. "DateObject[{2014, 7, 7, 23, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Optimum Outcomes, Inc." "WI" "53045" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926538. "DateObject[{2014, 7, 7, 23, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19543" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924684. "DateObject[{2014, 7, 7, 23, 8, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Liberty Holdings, LLC" "CO" "80239" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 11, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926591. "DateObject[{2014, 7, 7, 23, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85716" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 7, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924722. "DateObject[{2014, 7, 7, 23, 16, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "20170" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926550. "DateObject[{2014, 7, 7, 23, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33579" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926604. "DateObject[{2014, 7, 7, 23, 18, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92883" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926605. "DateObject[{2014, 7, 7, 23, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "KY" "40505" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926607. "DateObject[{2014, 7, 7, 23, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "90802" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926608. "DateObject[{2014, 7, 7, 23, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "SC" "29556" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 10, 19, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926609. "DateObject[{2014, 7, 7, 23, 19, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91605" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 926610. "DateObject[{2014, 7, 7, 23, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29556" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 8, 18, 23, 10, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926611. "DateObject[{2014, 7, 7, 23, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "14222" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926612. "DateObject[{2014, 7, 7, 23, 27, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45011" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926615. "DateObject[{2014, 7, 7, 23, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "FL" "33684" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 924721. "DateObject[{2014, 7, 7, 23, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30329" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926616. "DateObject[{2014, 7, 7, 23, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NH" "03103" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926618. "DateObject[{2014, 7, 7, 23, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92399" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926619. "DateObject[{2014, 7, 7, 23, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "ME" "04039" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926621. "DateObject[{2014, 7, 7, 23, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NC" "27587" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926623. "DateObject[{2014, 7, 7, 23, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27587" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 38, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926624. "DateObject[{2014, 7, 7, 23, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "77545" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926627. "DateObject[{2014, 7, 7, 23, 38, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "21225" "" "N/A" "Phone" "DateObject[{2014, 7, 10, 20, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926633. "DateObject[{2014, 7, 7, 23, 39, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92108" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 12, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926634. "DateObject[{2014, 7, 7, 23, 40, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98661" "" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926637. "DateObject[{2014, 7, 7, 23, 47, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "AZ" "85305" "Older American" "N/A" "Web" "DateObject[{2014, 7, 7, 23, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 925253. "DateObject[{2014, 7, 7, 23, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GM Financial" "AR" "72058" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 18, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 924705. "DateObject[{2014, 7, 7, 23, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "AZ" "85139" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928275. "DateObject[{2014, 7, 8, 0, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "NJ" "08840" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928277. "DateObject[{2014, 7, 8, 0, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Proficio Mortgage Ventures, LLC" "GA" "30458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928285. "DateObject[{2014, 7, 8, 0, 11, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PR" "00693" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928286. "DateObject[{2014, 7, 8, 0, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30265" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928290. "DateObject[{2014, 7, 8, 0, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "90213" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927761. "DateObject[{2014, 7, 8, 0, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95693" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927987. "DateObject[{2014, 7, 8, 0, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95662" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928295. "DateObject[{2014, 7, 8, 0, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PMAC Mortgage Services" "OH" "45459" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928293. "DateObject[{2014, 7, 8, 0, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CO" "80127" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928296. "DateObject[{2014, 7, 8, 0, 29, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "TX" "76667" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927748. "DateObject[{2014, 7, 8, 0, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45459" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 928294. "DateObject[{2014, 7, 8, 0, 39, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlantic Pacific Mortgage Corporation" "NJ" "08527" "" "N/A" "Web" "DateObject[{2014, 7, 30, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928297. "DateObject[{2014, 7, 8, 0, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30436" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928240. "DateObject[{2014, 7, 8, 0, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85374" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928299. "DateObject[{2014, 7, 8, 0, 44, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90744" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928300. "DateObject[{2014, 7, 8, 0, 47, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94702" "" "N/A" "Web" "DateObject[{2014, 7, 8, 0, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928302. "DateObject[{2014, 7, 8, 0, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80227" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928306. "DateObject[{2014, 7, 8, 0, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "TX" "76137" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 41, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 927681. "DateObject[{2014, 7, 8, 1, 9, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "CA" "90505" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928310. "DateObject[{2014, 7, 8, 1, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kadent Corporation" "PA" "17404" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 28, 52.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 928249. "DateObject[{2014, 7, 8, 1, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Healthcare Financial Services, LLC" "MS" "39154" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928312. "DateObject[{2014, 7, 8, 1, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10065" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928315. "DateObject[{2014, 7, 8, 1, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Office of John P. Frye P.C." "NY" "12458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928316. "DateObject[{2014, 7, 8, 1, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927817. "DateObject[{2014, 7, 8, 1, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08857" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928317. "DateObject[{2014, 7, 8, 1, 44, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928318. "DateObject[{2014, 7, 8, 1, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "27514" "" "N/A" "Web" "DateObject[{2014, 7, 8, 1, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928319. "DateObject[{2014, 7, 8, 2, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32808" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928320. "DateObject[{2014, 7, 8, 2, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93010" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927792. "DateObject[{2014, 7, 8, 2, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "02188" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927773. "DateObject[{2014, 7, 8, 2, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 32, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 927740. "DateObject[{2014, 7, 8, 2, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "33172" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928324. "DateObject[{2014, 7, 8, 2, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "LA" "70818" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928327. "DateObject[{2014, 7, 8, 2, 30, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "02188" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927774. "DateObject[{2014, 7, 8, 2, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07424" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928328. "DateObject[{2014, 7, 8, 2, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19111" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 12, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928329. "DateObject[{2014, 7, 8, 2, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "75791" "" "N/A" "Web" "DateObject[{2014, 7, 8, 2, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928326. "DateObject[{2014, 7, 8, 2, 47, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98611" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928330. "DateObject[{2014, 7, 8, 2, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60124" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928331. "DateObject[{2014, 7, 8, 3, 1, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90064" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 35, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927741. "DateObject[{2014, 7, 8, 3, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brown Law, PLLC" "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927954. "DateObject[{2014, 7, 8, 3, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02122" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928334. "DateObject[{2014, 7, 8, 3, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "77573" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928335. "DateObject[{2014, 7, 8, 3, 26, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77386" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 15, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928336. "DateObject[{2014, 7, 8, 3, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33311" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928337. "DateObject[{2014, 7, 8, 3, 34, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MI" "48197" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927997. "DateObject[{2014, 7, 8, 3, 35, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75852" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 20, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928338. "DateObject[{2014, 7, 8, 3, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OR" "97366" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928339. "DateObject[{2014, 7, 8, 3, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DC" "20037" "" "N/A" "Web" "DateObject[{2014, 7, 8, 3, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 928340. "DateObject[{2014, 7, 8, 3, 55, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "LA" "70130" "" "N/A" "Web" "DateObject[{2014, 7, 8, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928341. "DateObject[{2014, 7, 8, 3, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "MO" "63021" "" "N/A" "Web" "DateObject[{2014, 7, 8, 4, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928344. "DateObject[{2014, 7, 8, 4, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "AZ" "85234" "" "N/A" "Web" "DateObject[{2014, 7, 8, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927733. "DateObject[{2014, 7, 8, 4, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "UMB Bank" "MO" "64093" "" "N/A" "Web" "DateObject[{2014, 7, 8, 4, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928345. "DateObject[{2014, 7, 8, 4, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reliant Capital Solutions, LLC" "ID" "83719" "" "N/A" "Web" "DateObject[{2014, 8, 26, 12, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927856. "DateObject[{2014, 7, 8, 5, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37334" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 22, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928347. "DateObject[{2014, 7, 8, 5, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TN" "37334" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 22, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928348. "DateObject[{2014, 7, 8, 5, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AR" "72762" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 22, 33, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928350. "DateObject[{2014, 7, 8, 5, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "PA" "19605" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927714. "DateObject[{2014, 7, 8, 5, 30, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "94531" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927744. "DateObject[{2014, 7, 8, 5, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08046" "" "N/A" "Web" "DateObject[{2014, 7, 8, 5, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928352. "DateObject[{2014, 7, 8, 5, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08046" "" "N/A" "Web" "DateObject[{2014, 7, 8, 5, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928353. "DateObject[{2014, 7, 8, 5, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95112" "" "N/A" "Web" "DateObject[{2014, 7, 8, 5, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928241. "DateObject[{2014, 7, 8, 5, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95112" "" "N/A" "Web" "DateObject[{2014, 7, 8, 5, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928242. "DateObject[{2014, 7, 8, 5, 51, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95112" "" "N/A" "Web" "DateObject[{2014, 7, 8, 5, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928243. "DateObject[{2014, 7, 8, 6, 17, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 8, 6, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928354. "DateObject[{2014, 7, 8, 6, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98055" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928356. "DateObject[{2014, 7, 8, 6, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07093" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928357. "DateObject[{2014, 7, 8, 7, 12, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First American Financial Corporation" "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 7, 23, 14, 2, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927980. "DateObject[{2014, 7, 8, 7, 53, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sarma" "TX" "78225" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927800. "DateObject[{2014, 7, 8, 7, 58, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "NV" "89104" "" "N/A" "Web" "DateObject[{2014, 7, 8, 8, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928360. "DateObject[{2014, 7, 8, 8, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35611" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 42, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928361. "DateObject[{2014, 7, 8, 9, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goldberg & Peretti, LLC" "WI" "53523" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928364. "DateObject[{2014, 7, 8, 9, 23, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01585" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927956. "DateObject[{2014, 7, 8, 9, 55, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 53, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927615. "DateObject[{2014, 7, 8, 10, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "SC" "29073" "" "N/A" "Web" "DateObject[{2014, 7, 8, 10, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928366. "DateObject[{2014, 7, 8, 11, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "77511" "" "N/A" "Web" "DateObject[{2014, 7, 8, 11, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928368. "DateObject[{2014, 7, 8, 12, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Collections Enterprise, Inc." "VA" "22311" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 927847. "DateObject[{2014, 7, 8, 12, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30344" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928005. "DateObject[{2014, 7, 8, 12, 35, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "13214" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928377. "DateObject[{2014, 7, 8, 12, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "NY" "14420" "" "N/A" "Web" "DateObject[{2014, 7, 8, 12, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927680. "DateObject[{2014, 7, 8, 12, 57, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NY" "10977" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 928388. "DateObject[{2014, 7, 8, 13, 6, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30512" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928392. "DateObject[{2014, 7, 8, 13, 10, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27502" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928401. "DateObject[{2014, 7, 8, 13, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07652" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 13, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928230. "DateObject[{2014, 7, 8, 13, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "FL" "33634" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928402. "DateObject[{2014, 7, 8, 13, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 22, 27, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927717. "DateObject[{2014, 7, 8, 13, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 22, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927718. "DateObject[{2014, 7, 8, 13, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "NJ" "08520" "" "N/A" "Web" "DateObject[{2014, 7, 8, 13, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928409. "DateObject[{2014, 7, 8, 13, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928257. "DateObject[{2014, 7, 8, 13, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "CO" "80538" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 12, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928398. "DateObject[{2014, 7, 8, 13, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "CO" "80538" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 12, 40, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928399. "DateObject[{2014, 7, 8, 13, 50, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NJ" "08081" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928423. "DateObject[{2014, 7, 8, 13, 55, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frost-Arnett Company" "TX" "75043" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928428. "DateObject[{2014, 7, 8, 13, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76534" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 22, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927719. "DateObject[{2014, 7, 8, 13, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928258. "DateObject[{2014, 7, 8, 13, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33321" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928584. "DateObject[{2014, 7, 8, 13, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "VA" "22432" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928431. "DateObject[{2014, 7, 8, 13, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "37207" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928572. "DateObject[{2014, 7, 8, 13, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33705" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928521. "DateObject[{2014, 7, 8, 13, 59, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 15, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928259. "DateObject[{2014, 7, 8, 14, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "KS" "67214" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927683. "DateObject[{2014, 7, 8, 14, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "34953" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 13, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 928435. "DateObject[{2014, 7, 8, 14, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928498. "DateObject[{2014, 7, 8, 14, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11420" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 45, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928527. "DateObject[{2014, 7, 8, 14, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32204" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928437. "DateObject[{2014, 7, 8, 14, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94551" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928568. "DateObject[{2014, 7, 8, 14, 5, 51.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48184" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 2, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928440. "DateObject[{2014, 7, 8, 14, 5, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "32204" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928438. "DateObject[{2014, 7, 8, 14, 5, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NY" "10027" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928441. "DateObject[{2014, 7, 8, 14, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92173" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 40, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926652. "DateObject[{2014, 7, 8, 14, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33025" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 15, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927782. "DateObject[{2014, 7, 8, 14, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "InterFirst Mortgage Company" "TX" "75182" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 13, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927646. "DateObject[{2014, 7, 8, 14, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85732" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926678. "DateObject[{2014, 7, 8, 14, 9, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92143" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928446. "DateObject[{2014, 7, 8, 14, 11, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75182" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 26, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927647. "DateObject[{2014, 7, 8, 14, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "PA" "19026" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928456. "DateObject[{2014, 7, 8, 14, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "TX" "75043" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927897. "DateObject[{2014, 7, 8, 14, 17, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 22, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928465. "DateObject[{2014, 7, 8, 14, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37334" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 13, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928349. "DateObject[{2014, 7, 8, 14, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Holloway & Moxley, LLP" "AL" "35040" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928468. "DateObject[{2014, 7, 8, 14, 22, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928476. "DateObject[{2014, 7, 8, 14, 23, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VT" "05452" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927665. "DateObject[{2014, 7, 8, 14, 25, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VT" "05452" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927666. "DateObject[{2014, 7, 8, 14, 25, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928260. "DateObject[{2014, 7, 8, 14, 26, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60623" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 12, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928484. "DateObject[{2014, 7, 8, 14, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32825" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927981. "DateObject[{2014, 7, 8, 14, 29, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928261. "DateObject[{2014, 7, 8, 14, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VT" "05452" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927667. "DateObject[{2014, 7, 8, 14, 31, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928262. "DateObject[{2014, 7, 8, 14, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Works & Lentz of Tulsa, Inc." "OK" "74012" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928489. "DateObject[{2014, 7, 8, 14, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "FL" "33018" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928491. "DateObject[{2014, 7, 8, 14, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Booth & McCarthy" "WV" "25413" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928496. "DateObject[{2014, 7, 8, 14, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08080" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 14, 5, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928499. "DateObject[{2014, 7, 8, 14, 42, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927677. "DateObject[{2014, 7, 8, 14, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "NH" "03101" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927657. "DateObject[{2014, 7, 8, 14, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "WI" "53022" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927731. "DateObject[{2014, 7, 8, 14, 46, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commerce Bank" "MN" "55105" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928519. "DateObject[{2014, 7, 8, 14, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "CA" "93906" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927957. "DateObject[{2014, 7, 8, 14, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 48, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927678. "DateObject[{2014, 7, 8, 14, 48, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 8, 14, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927684. "DateObject[{2014, 7, 8, 14, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "52773" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928525. "DateObject[{2014, 7, 8, 14, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33688" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927828. "DateObject[{2014, 7, 8, 14, 54, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927633. "DateObject[{2014, 7, 8, 14, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "DC" "20011" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928528. "DateObject[{2014, 7, 8, 14, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "WI" "53144" "" "N/A" "Web" "DateObject[{2014, 8, 20, 16, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928011. "DateObject[{2014, 7, 8, 14, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "49301" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928531. "DateObject[{2014, 7, 8, 14, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "CA" "95386" "" "N/A" "Web" "DateObject[{2014, 7, 25, 15, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928532. "DateObject[{2014, 7, 8, 14, 58, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asta Funding, Inc" "CA" "95386" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928533. "DateObject[{2014, 7, 8, 15, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927634. "DateObject[{2014, 7, 8, 15, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Shopping for a line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Finance Store Inc." "NY" "11205" "" "N/A" "Web" "DateObject[{2014, 8, 1, 15, 15, 6.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 928538. "DateObject[{2014, 7, 8, 15, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55075" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928541. "DateObject[{2014, 7, 8, 15, 5, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927635. "DateObject[{2014, 7, 8, 15, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22180" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928555. "DateObject[{2014, 7, 8, 15, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928556. "DateObject[{2014, 7, 8, 15, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98201" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 17, 32, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928558. "DateObject[{2014, 7, 8, 15, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OH" "45449" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 14, 17, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928563. "DateObject[{2014, 7, 8, 15, 12, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43204" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928564. "DateObject[{2014, 7, 8, 15, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "SC" "29078" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928567. "DateObject[{2014, 7, 8, 15, 14, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "NC" "27455" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928569. "DateObject[{2014, 7, 8, 15, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33126" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927803. "DateObject[{2014, 7, 8, 15, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28027" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927687. "DateObject[{2014, 7, 8, 15, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "49201" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 928574. "DateObject[{2014, 7, 8, 15, 16, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "VA" "22193" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928575. "DateObject[{2014, 7, 8, 15, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78520" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928576. "DateObject[{2014, 7, 8, 15, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MA" "01083" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 14, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928579. "DateObject[{2014, 7, 8, 15, 18, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98201" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 12, 53, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928559. "DateObject[{2014, 7, 8, 15, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98201" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 19, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 928560. "DateObject[{2014, 7, 8, 15, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92544" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928589. "DateObject[{2014, 7, 8, 15, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79549" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928593. "DateObject[{2014, 7, 8, 15, 25, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zions Bancorporation" "NV" "89110" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928601. "DateObject[{2014, 7, 8, 15, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TX" "77491" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927671. "DateObject[{2014, 7, 8, 15, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77491" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 2, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927672. "DateObject[{2014, 7, 8, 15, 27, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Morgan Stanley" "GA" "30740" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928606. "DateObject[{2014, 7, 8, 15, 28, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33330" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 13, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928607. "DateObject[{2014, 7, 8, 15, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75232" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927818. "DateObject[{2014, 7, 8, 15, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30290" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928611. "DateObject[{2014, 7, 8, 15, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 14, 15, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 928612. "DateObject[{2014, 7, 8, 15, 31, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "California Business Bureau, Inc." "CA" "92114" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928628. "DateObject[{2014, 7, 8, 15, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "87505" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928630. "DateObject[{2014, 7, 8, 15, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75232" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 46, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927819. "DateObject[{2014, 7, 8, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90250" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927679. "DateObject[{2014, 7, 8, 15, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91354" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928634. "DateObject[{2014, 7, 8, 15, 34, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCarthy, Burgess & Wolff, Inc." "CA" "92139" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 15, 9, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928636. "DateObject[{2014, 7, 8, 15, 35, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Credit Recovery, Inc." "LA" "70070" "" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928639. "DateObject[{2014, 7, 8, 15, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "AE" "09824" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926654. "DateObject[{2014, 7, 8, 15, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926664. "DateObject[{2014, 7, 8, 15, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926665. "DateObject[{2014, 7, 8, 15, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927944. "DateObject[{2014, 7, 8, 15, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20785" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928604. "DateObject[{2014, 7, 8, 15, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "SD" "57569" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 13, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926668. "DateObject[{2014, 7, 8, 15, 44, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927945. "DateObject[{2014, 7, 8, 15, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Information Bureau, Inc." "FL" "33156" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926672. "DateObject[{2014, 7, 8, 15, 46, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "4 Star Resolution LLC (Closed)" "TN" "38555" "" "N/A" "Web" "DateObject[{2014, 7, 31, 11, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 927916. "DateObject[{2014, 7, 8, 15, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91739" "" "N/A" "Postal mail" "DateObject[{2014, 9, 8, 17, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927827. "DateObject[{2014, 7, 8, 15, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30331" "" "N/A" "Web" "DateObject[{2014, 7, 8, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926679. "DateObject[{2014, 7, 8, 15, 53, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "FL" "32566" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926662. "DateObject[{2014, 7, 8, 15, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "15961" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926691. "DateObject[{2014, 7, 8, 15, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926692. "DateObject[{2014, 7, 8, 15, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79549" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928594. "DateObject[{2014, 7, 8, 15, 59, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19111" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926700. "DateObject[{2014, 7, 8, 15, 59, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "07065" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926701. "DateObject[{2014, 7, 8, 16, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Morris, Hardwick, Schneider, LLC" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926707. "DateObject[{2014, 7, 8, 16, 4, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92620" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926684. "DateObject[{2014, 7, 8, 16, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30189" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927798. "DateObject[{2014, 7, 8, 16, 8, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 14, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927513. "DateObject[{2014, 7, 8, 16, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 15, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928617. "DateObject[{2014, 7, 8, 16, 11, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MD" "20706" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926726. "DateObject[{2014, 7, 8, 16, 11, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94580" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 6, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926728. "DateObject[{2014, 7, 8, 16, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "AZ" "85602" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 14, 26, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926729. "DateObject[{2014, 7, 8, 16, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Astoria Bank" "NY" "11691" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926967. "DateObject[{2014, 7, 8, 16, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07081" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927009. "DateObject[{2014, 7, 8, 16, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80516" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 926734. "DateObject[{2014, 7, 8, 16, 14, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MarkOne Holdings, LLC" "FL" "32208" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926735. "DateObject[{2014, 7, 8, 16, 14, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55423" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926736. "DateObject[{2014, 7, 8, 16, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "11694" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 13, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926737. "DateObject[{2014, 7, 8, 16, 15, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CL Holdings, LLC" "TX" "77077" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926739. "DateObject[{2014, 7, 8, 16, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlanticus Services Corporation" "TX" "77077" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 926740. "DateObject[{2014, 7, 8, 16, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "PA" "17360" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926751. "DateObject[{2014, 7, 8, 16, 19, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "24121" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 13, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927816. "DateObject[{2014, 7, 8, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Regional Adjustment Bureau, Incorporated" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926754. "DateObject[{2014, 7, 8, 16, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "FL" "33407" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 14, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927859. "DateObject[{2014, 7, 8, 16, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "NV" "89012" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926758. "DateObject[{2014, 7, 8, 16, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "18330" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926759. "DateObject[{2014, 7, 8, 16, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "12550" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926760. "DateObject[{2014, 7, 8, 16, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02478" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 13, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926762. "DateObject[{2014, 7, 8, 16, 26, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926763. "DateObject[{2014, 7, 8, 16, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927998. "DateObject[{2014, 7, 8, 16, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80917" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926768. "DateObject[{2014, 7, 8, 16, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "MS" "38611" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 15, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926769. "DateObject[{2014, 7, 8, 16, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75060" "" "N/A" "Postal mail" "DateObject[{2014, 9, 25, 14, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926770. "DateObject[{2014, 7, 8, 16, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33534" "" "N/A" "Postal mail" "DateObject[{2014, 8, 5, 20, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926771. "DateObject[{2014, 7, 8, 16, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "PR" "00693" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926772. "DateObject[{2014, 7, 8, 16, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "38372" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 14, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926774. "DateObject[{2014, 7, 8, 16, 33, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 39, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927999. "DateObject[{2014, 7, 8, 16, 34, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "MI" "49224" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926783. "DateObject[{2014, 7, 8, 16, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "NJ" "08809" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927668. "DateObject[{2014, 7, 8, 16, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10462" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 14, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926785. "DateObject[{2014, 7, 8, 16, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "DE" "19702" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 926786. "DateObject[{2014, 7, 8, 16, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40214" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927619. "DateObject[{2014, 7, 8, 16, 36, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NM" "87083" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 42, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928010. "DateObject[{2014, 7, 8, 16, 38, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926797. "DateObject[{2014, 7, 8, 16, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MA" "01089" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 25, 17, 14, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927765. "DateObject[{2014, 7, 8, 16, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23459" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926805. "DateObject[{2014, 7, 8, 16, 42, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60803" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 15, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927700. "DateObject[{2014, 7, 8, 16, 44, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "ID" "83647" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926810. "DateObject[{2014, 7, 8, 16, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33334" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 56, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927707. "DateObject[{2014, 7, 8, 16, 46, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02921" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927691. "DateObject[{2014, 7, 8, 16, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CA" "90254" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927806. "DateObject[{2014, 7, 8, 16, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926798. "DateObject[{2014, 7, 8, 16, 49, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "FL" "33407" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 15, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927861. "DateObject[{2014, 7, 8, 16, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92394" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926822. "DateObject[{2014, 7, 8, 16, 49, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20832" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926823. "DateObject[{2014, 7, 8, 16, 51, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 8, 16, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926799. "DateObject[{2014, 7, 8, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCullough Payne & Haan, LLC" "GA" "31021" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926826. "DateObject[{2014, 7, 8, 16, 53, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amsher Collection Services, Inc." "NJ" "08610" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926827. "DateObject[{2014, 7, 8, 16, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "OH" "44312" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926828. "DateObject[{2014, 7, 8, 16, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MD" "20747" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928228. "DateObject[{2014, 7, 8, 16, 54, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92620" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926685. "DateObject[{2014, 7, 8, 16, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "79401" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 14, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927669. "DateObject[{2014, 7, 8, 16, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48382" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926834. "DateObject[{2014, 7, 8, 16, 56, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Equity Mortgage, Inc." "AL" "35502" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928016. "DateObject[{2014, 7, 8, 16, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "PA" "17404" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 20, 51, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927873. "DateObject[{2014, 7, 8, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mortgage Master Inc" "MA" "02332" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926841. "DateObject[{2014, 7, 8, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "OR" "97068" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 926842. "DateObject[{2014, 7, 8, 17, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "AR" "72209" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927764. "DateObject[{2014, 7, 8, 17, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48141" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 23, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927799. "DateObject[{2014, 7, 8, 17, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "90019" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927627. "DateObject[{2014, 7, 8, 17, 3, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 15, 58, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927514. "DateObject[{2014, 7, 8, 17, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MN" "55110" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926853. "DateObject[{2014, 7, 8, 17, 5, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92121" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 15, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926856. "DateObject[{2014, 7, 8, 17, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60435" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926882. "DateObject[{2014, 7, 8, 17, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926800. "DateObject[{2014, 7, 8, 17, 10, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33063" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 12, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926864. "DateObject[{2014, 7, 8, 17, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "NY" "12303" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 8, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 927829. "DateObject[{2014, 7, 8, 17, 12, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11704" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926866. "DateObject[{2014, 7, 8, 17, 13, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "35611" "" "N/A" "Fax" "DateObject[{2014, 8, 15, 12, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926868. "DateObject[{2014, 7, 8, 17, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "94513" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926871. "DateObject[{2014, 7, 8, 17, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37069" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926881. "DateObject[{2014, 7, 8, 17, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MA" "01089" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927766. "DateObject[{2014, 7, 8, 17, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Army and Air Force Exchange Service" "MA" "01089" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927767. "DateObject[{2014, 7, 8, 17, 19, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927946. "DateObject[{2014, 7, 8, 17, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "OH" "44212" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 10, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926888. "DateObject[{2014, 7, 8, 17, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 3, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927840. "DateObject[{2014, 7, 8, 17, 22, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48187" "" "N/A" "Web" "DateObject[{2014, 7, 25, 12, 36, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926891. "DateObject[{2014, 7, 8, 17, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Overton, Russell, Doerr and Donovan, LLP" "NY" "12188" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 35, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926777. "DateObject[{2014, 7, 8, 17, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Assurance Professionals LLC" "TN" "38118" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926860. "DateObject[{2014, 7, 8, 17, 24, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "NM" "87508" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926894. "DateObject[{2014, 7, 8, 17, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927841. "DateObject[{2014, 7, 8, 17, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927842. "DateObject[{2014, 7, 8, 17, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "92010" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 926907. "DateObject[{2014, 7, 8, 17, 29, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08030" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926915. "DateObject[{2014, 7, 8, 17, 30, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927947. "DateObject[{2014, 7, 8, 17, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WI" "53718" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927709. "DateObject[{2014, 7, 8, 17, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76063" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 11, 15, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927868. "DateObject[{2014, 7, 8, 17, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928000. "DateObject[{2014, 7, 8, 17, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "36867" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926921. "DateObject[{2014, 7, 8, 17, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02459" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 58, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927815. "DateObject[{2014, 7, 8, 17, 37, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WI" "53718" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927710. "DateObject[{2014, 7, 8, 17, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "20191" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926926. "DateObject[{2014, 7, 8, 17, 37, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76063" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 11, 18, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927869. "DateObject[{2014, 7, 8, 17, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60714" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927638. "DateObject[{2014, 7, 8, 17, 40, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77484" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926928. "DateObject[{2014, 7, 8, 17, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07092" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 14, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927892. "DateObject[{2014, 7, 8, 17, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "34953" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926935. "DateObject[{2014, 7, 8, 17, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76063" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 11, 16, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927870. "DateObject[{2014, 7, 8, 17, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "FL" "33433" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 1, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926937. "DateObject[{2014, 7, 8, 17, 47, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 8, 5, 16, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927843. "DateObject[{2014, 7, 8, 17, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92602" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926943. "DateObject[{2014, 7, 8, 17, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01089" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927771. "DateObject[{2014, 7, 8, 17, 48, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Innovis" "NY" "10471" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 18, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927705. "DateObject[{2014, 7, 8, 17, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Society Business Services, Inc." "AZ" "85295" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926946. "DateObject[{2014, 7, 8, 17, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SD" "57701" "" "N/A" "Web" "DateObject[{2014, 7, 8, 17, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926951. "DateObject[{2014, 7, 8, 17, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06357" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926952. "DateObject[{2014, 7, 8, 17, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98053" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 16, 47, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927864. "DateObject[{2014, 7, 8, 17, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76063" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 11, 16, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927871. "DateObject[{2014, 7, 8, 17, 54, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77015" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 59, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926957. "DateObject[{2014, 7, 8, 17, 54, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "NJ" "08822" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926959. "DateObject[{2014, 7, 8, 17, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23185" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 15, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 926963. "DateObject[{2014, 7, 8, 17, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90807" "" "N/A" "Postal mail" "DateObject[{2014, 8, 11, 11, 23, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926968. "DateObject[{2014, 7, 8, 17, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30016" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 16, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927280. "DateObject[{2014, 7, 8, 17, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hollis Cobb Associates" "GA" "30281" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 17, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926970. "DateObject[{2014, 7, 8, 17, 57, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85901" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926973. "DateObject[{2014, 7, 8, 17, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "HI" "96825" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927296. "DateObject[{2014, 7, 8, 17, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NH" "03101" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927658. "DateObject[{2014, 7, 8, 17, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TN" "37748" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926976. "DateObject[{2014, 7, 8, 17, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Check into Cash, Inc." "OH" "45601" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927653. "DateObject[{2014, 7, 8, 17, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 50, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926977. "DateObject[{2014, 7, 8, 18, 0, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60004" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 36, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927730. "DateObject[{2014, 7, 8, 18, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927948. "DateObject[{2014, 7, 8, 18, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84020" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927729. "DateObject[{2014, 7, 8, 18, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TX" "77489" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927417. "DateObject[{2014, 7, 8, 18, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78572" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 10, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 926983. "DateObject[{2014, 7, 8, 18, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75216" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 926988. "DateObject[{2014, 7, 8, 18, 8, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "CA" "93247" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926994. "DateObject[{2014, 7, 8, 18, 8, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 19, 19, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928001. "DateObject[{2014, 7, 8, 18, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 19, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928002. "DateObject[{2014, 7, 8, 18, 11, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89506" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 19, 23, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928003. "DateObject[{2014, 7, 8, 18, 12, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48219" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 17, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926986. "DateObject[{2014, 7, 8, 18, 13, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Morgan Stanley" "FL" "32836" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 15, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927010. "DateObject[{2014, 7, 8, 18, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91745" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 53, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927011. "DateObject[{2014, 7, 8, 18, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Control Technology, Inc." "MN" "56542" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 14, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927012. "DateObject[{2014, 7, 8, 18, 16, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85323" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 11, 17, 6, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927018. "DateObject[{2014, 7, 8, 18, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23185" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 17, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926964. "DateObject[{2014, 7, 8, 18, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23185" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 10, 41, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926965. "DateObject[{2014, 7, 8, 18, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23185" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 17, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926966. "DateObject[{2014, 7, 8, 18, 21, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 23, 13, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927845. "DateObject[{2014, 7, 8, 18, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90010" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 20, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927032. "DateObject[{2014, 7, 8, 18, 27, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NM" "88033" "" "N/A" "Fax" "DateObject[{2014, 7, 23, 13, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927846. "DateObject[{2014, 7, 8, 18, 27, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Torres Credit Services, Inc." "IL" "60462" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 11, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927626. "DateObject[{2014, 7, 8, 18, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927949. "DateObject[{2014, 7, 8, 18, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "LA" "70819" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927041. "DateObject[{2014, 7, 8, 18, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "FL" "34478" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927046. "DateObject[{2014, 7, 8, 18, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "27703" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927050. "DateObject[{2014, 7, 8, 18, 35, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "92821" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927051. "DateObject[{2014, 7, 8, 18, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93204" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927985. "DateObject[{2014, 7, 8, 18, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valley Collection Service, LLC" "AZ" "85028" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 43, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927054. "DateObject[{2014, 7, 8, 18, 39, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 58, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927805. "DateObject[{2014, 7, 8, 18, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "50125" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927059. "DateObject[{2014, 7, 8, 18, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75211" "" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 16, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927060. "DateObject[{2014, 7, 8, 18, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85541" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927062. "DateObject[{2014, 7, 8, 18, 41, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927950. "DateObject[{2014, 7, 8, 18, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "43068" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927245. "DateObject[{2014, 7, 8, 18, 43, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "FL" "23411" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 41, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927068. "DateObject[{2014, 7, 8, 18, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "23030" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927071. "DateObject[{2014, 7, 8, 18, 44, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "24477" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927072. "DateObject[{2014, 7, 8, 18, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928248. "DateObject[{2014, 7, 8, 18, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78225" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927676. "DateObject[{2014, 7, 8, 18, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21206" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 42, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 927735. "DateObject[{2014, 7, 8, 18, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "LA" "70817" "" "N/A" "Web" "DateObject[{2014, 7, 8, 18, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 926945. "DateObject[{2014, 7, 8, 18, 53, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NC" "28570" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 11, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927091. "DateObject[{2014, 7, 8, 18, 53, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21230" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927831. "DateObject[{2014, 7, 8, 18, 54, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 12, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927973. "DateObject[{2014, 7, 8, 18, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "TX" "75948" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927814. "DateObject[{2014, 7, 8, 18, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60411" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927101. "DateObject[{2014, 7, 8, 18, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "OH" "44128" "" "N/A" "Web" "DateObject[{2014, 7, 24, 14, 36, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927747. "DateObject[{2014, 7, 8, 18, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NC" "27704" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927105. "DateObject[{2014, 7, 8, 18, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "PA" "16365" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928234. "DateObject[{2014, 7, 8, 18, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "76051" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927110. "DateObject[{2014, 7, 8, 19, 5, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "UT" "84119" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927123. "DateObject[{2014, 7, 8, 19, 6, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "NY" "14127" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927126. "DateObject[{2014, 7, 8, 19, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33455" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927130. "DateObject[{2014, 7, 8, 19, 10, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Health Investment Company, LLC." "LA" "71496" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927135. "DateObject[{2014, 7, 8, 19, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83422" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927136. "DateObject[{2014, 7, 8, 19, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29588" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927137. "DateObject[{2014, 7, 8, 19, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92376" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 17, 38, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927760. "DateObject[{2014, 7, 8, 19, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Service Residential, Nevada, LLC" "TX" "76131" "" "N/A" "Web" "DateObject[{2014, 11, 14, 15, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927005. "DateObject[{2014, 7, 8, 19, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23434" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927154. "DateObject[{2014, 7, 8, 19, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01719" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927155. "DateObject[{2014, 7, 8, 19, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Troy Capital, LLC" "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927793. "DateObject[{2014, 7, 8, 19, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927794. "DateObject[{2014, 7, 8, 19, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "GA" "30157" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927333. "DateObject[{2014, 7, 8, 19, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90027" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927168. "DateObject[{2014, 7, 8, 19, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90807" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 19, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 926969. "DateObject[{2014, 7, 8, 19, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93720" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 38, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927171. "DateObject[{2014, 7, 8, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 40, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 927927. "DateObject[{2014, 7, 8, 19, 30, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "92630" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928013. "DateObject[{2014, 7, 8, 19, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "SC" "29621" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 927403. "DateObject[{2014, 7, 8, 19, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "LA" "70002" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927188. "DateObject[{2014, 7, 8, 19, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32327" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927431. "DateObject[{2014, 7, 8, 19, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "15009" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927960. "DateObject[{2014, 7, 8, 19, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "94133" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 20, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927191. "DateObject[{2014, 7, 8, 19, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85262" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927192. "DateObject[{2014, 7, 8, 19, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "91730" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927448. "DateObject[{2014, 7, 8, 19, 33, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927928. "DateObject[{2014, 7, 8, 19, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "PA" "17552" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928238. "DateObject[{2014, 7, 8, 19, 35, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32250" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 16, 38, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927196. "DateObject[{2014, 7, 8, 19, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98001" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 46, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927951. "DateObject[{2014, 7, 8, 19, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "94501" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927200. "DateObject[{2014, 7, 8, 19, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92346" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927477. "DateObject[{2014, 7, 8, 19, 38, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11040" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 57, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927207. "DateObject[{2014, 7, 8, 19, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34465" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 31, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927878. "DateObject[{2014, 7, 8, 19, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927114. "DateObject[{2014, 7, 8, 19, 41, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "23503" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927212. "DateObject[{2014, 7, 8, 19, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "LA" "70801" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927880. "DateObject[{2014, 7, 8, 19, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32833" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927881. "DateObject[{2014, 7, 8, 19, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "AZ" "85757" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927213. "DateObject[{2014, 7, 8, 19, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "FL" "32825" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927720. "DateObject[{2014, 7, 8, 19, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34667" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927883. "DateObject[{2014, 7, 8, 19, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Epn, Inc." "UT" "84097" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927221. "DateObject[{2014, 7, 8, 19, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "14127" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927222. "DateObject[{2014, 7, 8, 19, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "D&A Services, LLC" "TX" "76135" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 58, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927932. "DateObject[{2014, 7, 8, 19, 47, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "79906" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 31, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927223. "DateObject[{2014, 7, 8, 19, 48, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "21660" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 41, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927742. "DateObject[{2014, 7, 8, 19, 49, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "WI" "53233" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927865. "DateObject[{2014, 7, 8, 19, 49, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "FL" "33801" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 14, 10, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927228. "DateObject[{2014, 7, 8, 19, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "45251" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 15, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927643. "DateObject[{2014, 7, 8, 19, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NV" "89104" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927230. "DateObject[{2014, 7, 8, 19, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IN" "46628" "" "N/A" "Web" "DateObject[{2014, 7, 8, 19, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927232. "DateObject[{2014, 7, 8, 19, 52, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "79936" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927239. "DateObject[{2014, 7, 8, 19, 53, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Sale of account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "15143" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927240. "DateObject[{2014, 7, 8, 19, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "32955" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927244. "DateObject[{2014, 7, 8, 19, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92126" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 32, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927250. "DateObject[{2014, 7, 8, 19, 59, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MD" "20883" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927254. "DateObject[{2014, 7, 8, 20, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "62810" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 19, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927982. "DateObject[{2014, 7, 8, 20, 1, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "NY" "10023" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927546. "DateObject[{2014, 7, 8, 20, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GLA Collection Company, Inc." "IN" "47905" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 19, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927257. "DateObject[{2014, 7, 8, 20, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11787" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927355. "DateObject[{2014, 7, 8, 20, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "62810" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927983. "DateObject[{2014, 7, 8, 20, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OK" "73111" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927603. "DateObject[{2014, 7, 8, 20, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78258" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927456. "DateObject[{2014, 7, 8, 20, 4, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 17, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927515. "DateObject[{2014, 7, 8, 20, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "78683" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927262. "DateObject[{2014, 7, 8, 20, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "19136" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 33, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928232. "DateObject[{2014, 7, 8, 20, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "62810" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927984. "DateObject[{2014, 7, 8, 20, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32829" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927266. "DateObject[{2014, 7, 8, 20, 5, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85016" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927267. "DateObject[{2014, 7, 8, 20, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commerce Bank" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927542. "DateObject[{2014, 7, 8, 20, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "IL" "62220" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928665. "DateObject[{2014, 7, 8, 20, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "IL" "60004" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927821. "DateObject[{2014, 7, 8, 20, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 19, 23, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927925. "DateObject[{2014, 7, 8, 20, 8, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zions Bancorporation" "UT" "84054" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927273. "DateObject[{2014, 7, 8, 20, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "92115" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927274. "DateObject[{2014, 7, 8, 20, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92115" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 59, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927275. "DateObject[{2014, 7, 8, 20, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95124" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927644. "DateObject[{2014, 7, 8, 20, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19004" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927278. "DateObject[{2014, 7, 8, 20, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35763" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927577. "DateObject[{2014, 7, 8, 20, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "AZ" "86402" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 18, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927501. "DateObject[{2014, 7, 8, 20, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "CA" "92392" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 23, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927443. "DateObject[{2014, 7, 8, 20, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MS" "38671" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927285. "DateObject[{2014, 7, 8, 20, 12, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91324" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 18, 59, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927636. "DateObject[{2014, 7, 8, 20, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20170" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 18, 11, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927884. "DateObject[{2014, 7, 8, 20, 13, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "MD" "21236" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 17, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927286. "DateObject[{2014, 7, 8, 20, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85750" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 38, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927885. "DateObject[{2014, 7, 8, 20, 15, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927517. "DateObject[{2014, 7, 8, 20, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03110" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927886. "DateObject[{2014, 7, 8, 20, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "22193" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 6, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927935. "DateObject[{2014, 7, 8, 20, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "94949" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 17, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927979. "DateObject[{2014, 7, 8, 20, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "45813" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 15, 24, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927891. "DateObject[{2014, 7, 8, 20, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91406" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927518. "DateObject[{2014, 7, 8, 20, 21, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06444" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927303. "DateObject[{2014, 7, 8, 20, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23462" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927304. "DateObject[{2014, 7, 8, 20, 22, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "22193" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 927936. "DateObject[{2014, 7, 8, 20, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "17866" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927307. "DateObject[{2014, 7, 8, 20, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "76262" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927310. "DateObject[{2014, 7, 8, 20, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78503" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927311. "DateObject[{2014, 7, 8, 20, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "NJ" "07108" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927312. "DateObject[{2014, 7, 8, 20, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98512" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927823. "DateObject[{2014, 7, 8, 20, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95926" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 55, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927316. "DateObject[{2014, 7, 8, 20, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91352" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927837. "DateObject[{2014, 7, 8, 20, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "95336" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927737. "DateObject[{2014, 7, 8, 20, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48075" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927330. "DateObject[{2014, 7, 8, 20, 34, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "18302" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927179. "DateObject[{2014, 7, 8, 20, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AR" "72034" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927335. "DateObject[{2014, 7, 8, 20, 39, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CA" "92423" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927340. "DateObject[{2014, 7, 8, 20, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927926. "DateObject[{2014, 7, 8, 20, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "CA" "90262" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927343. "DateObject[{2014, 7, 8, 20, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "17961" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927346. "DateObject[{2014, 7, 8, 20, 41, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60098" "" "N/A" "Web" "DateObject[{2014, 7, 8, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927347. "DateObject[{2014, 7, 8, 20, 42, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76126" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 17, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927812. "DateObject[{2014, 7, 8, 20, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76126" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927813. "DateObject[{2014, 7, 8, 20, 44, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stoneleigh Recovery Associates, LLC" "VA" "23453" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927350. "DateObject[{2014, 7, 8, 20, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Hawaiian Bank" "HI" "96817" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 19, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927360. "DateObject[{2014, 7, 8, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32605" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 23, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 926801. "DateObject[{2014, 7, 8, 20, 52, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "VA" "23453" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927351. "DateObject[{2014, 7, 8, 20, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Advisors Group" "FL" "33890" "Older American" "N/A" "Web" "DateObject[{2014, 7, 24, 16, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927361. "DateObject[{2014, 7, 8, 20, 55, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WY" "82801" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 16, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927375. "DateObject[{2014, 7, 8, 20, 55, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "MI" "49009" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 43, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927376. "DateObject[{2014, 7, 8, 20, 56, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WI" "54512" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927379. "DateObject[{2014, 7, 8, 20, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "31705" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 11, 19, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927380. "DateObject[{2014, 7, 8, 20, 58, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07022" "" "N/A" "Fax" "DateObject[{2014, 7, 11, 17, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927993. "DateObject[{2014, 7, 8, 21, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "10010" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 11, 18, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927383. "DateObject[{2014, 7, 8, 21, 2, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 11, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927929. "DateObject[{2014, 7, 8, 21, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927930. "DateObject[{2014, 7, 8, 21, 6, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "FL" "33711" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 35, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927656. "DateObject[{2014, 7, 8, 21, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95610" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927400. "DateObject[{2014, 7, 8, 21, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95610" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927401. "DateObject[{2014, 7, 8, 21, 13, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Wrong amount charged or received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23220" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 19, 41, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927413. "DateObject[{2014, 7, 8, 21, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08859" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 19, 24, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927408. "DateObject[{2014, 7, 8, 21, 13, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92882" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927416. "DateObject[{2014, 7, 8, 21, 17, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "92707" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927422. "DateObject[{2014, 7, 8, 21, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NV" "89130" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 17, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927424. "DateObject[{2014, 7, 8, 21, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CA" "92860" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927425. "DateObject[{2014, 7, 8, 21, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33076" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927426. "DateObject[{2014, 7, 8, 21, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20032" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929208. "DateObject[{2014, 7, 8, 21, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "KY" "40505" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 18, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927699. "DateObject[{2014, 7, 8, 21, 23, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Leading Edge Recovery Solutions, LLC" "NJ" "07740" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927432. "DateObject[{2014, 7, 8, 21, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18103" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927623. "DateObject[{2014, 7, 8, 21, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33709" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 39, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927439. "DateObject[{2014, 7, 8, 21, 24, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "TN" "38127" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 18, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927441. "DateObject[{2014, 7, 8, 21, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "38127" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 27, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927442. "DateObject[{2014, 7, 8, 21, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PR" "00769" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 18, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927372. "DateObject[{2014, 7, 8, 21, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92392" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927447. "DateObject[{2014, 7, 8, 21, 29, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27704" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927449. "DateObject[{2014, 7, 8, 21, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "IL" "60033" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927877. "DateObject[{2014, 7, 8, 21, 35, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02421" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927458. "DateObject[{2014, 7, 8, 21, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MO" "64118" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927323. "DateObject[{2014, 7, 8, 21, 40, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OH" "44119" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 21, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927465. "DateObject[{2014, 7, 8, 21, 44, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nations Reliable Lending" "TX" "75014" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927651. "DateObject[{2014, 7, 8, 21, 46, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928263. "DateObject[{2014, 7, 8, 21, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928264. "DateObject[{2014, 7, 8, 21, 46, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 15, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928265. "DateObject[{2014, 7, 8, 21, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92231" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 20, 22, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927952. "DateObject[{2014, 7, 8, 21, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 16, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927474. "DateObject[{2014, 7, 8, 21, 49, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Freedom Mortgage" "WI" "53216" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927866. "DateObject[{2014, 7, 8, 21, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60004" "" "N/A" "Web" "DateObject[{2014, 7, 8, 21, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927476. "DateObject[{2014, 7, 8, 21, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48060" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927478. "DateObject[{2014, 7, 8, 21, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91711" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927484. "DateObject[{2014, 7, 8, 21, 58, 35.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "AR" "72106" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927487. "DateObject[{2014, 7, 8, 21, 59, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 5, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927488. "DateObject[{2014, 7, 8, 22, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "63823" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927491. "DateObject[{2014, 7, 8, 22, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79549" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 8, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928595. "DateObject[{2014, 7, 8, 22, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consolidated Management Group, LLC" "WI" "53562" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927500. "DateObject[{2014, 7, 8, 22, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10011" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927502. "DateObject[{2014, 7, 8, 22, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "GA" "30114" "" "N/A" "Phone" "DateObject[{2014, 7, 11, 20, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927503. "DateObject[{2014, 7, 8, 22, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92078" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927508. "DateObject[{2014, 7, 8, 22, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15116" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927509. "DateObject[{2014, 7, 8, 22, 21, 35.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "CO" "80921" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927526. "DateObject[{2014, 7, 8, 22, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89015" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927527. "DateObject[{2014, 7, 8, 22, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "12047" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 32, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927854. "DateObject[{2014, 7, 8, 22, 24, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "10022" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927531. "DateObject[{2014, 7, 8, 22, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20712" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927534. "DateObject[{2014, 7, 8, 22, 30, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95014" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 13, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927537. "DateObject[{2014, 7, 8, 22, 30, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "LA" "70444" "" "N/A" "Postal mail" "DateObject[{2014, 7, 11, 20, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927538. "DateObject[{2014, 7, 8, 22, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "45830" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927682. "DateObject[{2014, 7, 8, 22, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85018" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 2, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927544. "DateObject[{2014, 7, 8, 22, 42, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FINEX Group LLC" "CA" "90222" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 927547. "DateObject[{2014, 7, 8, 22, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90606" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927738. "DateObject[{2014, 7, 8, 22, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80640" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927548. "DateObject[{2014, 7, 8, 22, 45, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "CA" "93619" "" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927549. "DateObject[{2014, 7, 8, 22, 45, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95621" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 927551. "DateObject[{2014, 7, 8, 22, 46, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "06260" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927553. "DateObject[{2014, 7, 8, 22, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "32218" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 8, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927559. "DateObject[{2014, 7, 8, 22, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30265" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927560. "DateObject[{2014, 7, 8, 22, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27603" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927563. "DateObject[{2014, 7, 8, 22, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Portfolio Services" "RI" "02914" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927783. "DateObject[{2014, 7, 8, 22, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "GA" "31605" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927750. "DateObject[{2014, 7, 8, 22, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Regent and Associates" "TX" "77073" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927989. "DateObject[{2014, 7, 8, 23, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 30, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927564. "DateObject[{2014, 7, 8, 23, 1, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33326" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927574. "DateObject[{2014, 7, 8, 23, 2, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928266. "DateObject[{2014, 7, 8, 23, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 928267. "DateObject[{2014, 7, 8, 23, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928268. "DateObject[{2014, 7, 8, 23, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91324" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927575. "DateObject[{2014, 7, 8, 23, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35763" "" "N/A" "Referral" "DateObject[{2014, 7, 11, 20, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927578. "DateObject[{2014, 7, 8, 23, 16, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "State Collection Service, Inc." "AZ" "85019" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927584. "DateObject[{2014, 7, 8, 23, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31829" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927587. "DateObject[{2014, 7, 8, 23, 19, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "07307" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927589. "DateObject[{2014, 7, 8, 23, 19, 43.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Apelles, LLC" "GA" "30815" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927590. "DateObject[{2014, 7, 8, 23, 21, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MN" "55076" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927593. "DateObject[{2014, 7, 8, 23, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Control Technology, Inc." "TN" "37122" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927595. "DateObject[{2014, 7, 8, 23, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "94596" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927599. "DateObject[{2014, 7, 8, 23, 24, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CarMax, Inc." "FL" "32963" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927600. "DateObject[{2014, 7, 8, 23, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90275" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 927601. "DateObject[{2014, 7, 8, 23, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90019" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927628. "DateObject[{2014, 7, 8, 23, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91762" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927922. "DateObject[{2014, 7, 8, 23, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48103" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 927604. "DateObject[{2014, 7, 8, 23, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "UT" "84128" "Older American" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928662. "DateObject[{2014, 7, 8, 23, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91762" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 927923. "DateObject[{2014, 7, 8, 23, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84105" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927606. "DateObject[{2014, 7, 8, 23, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91762" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 927924. "DateObject[{2014, 7, 8, 23, 38, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "WA" "98133" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 927849. "DateObject[{2014, 7, 8, 23, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85353" "" "N/A" "Web" "DateObject[{2014, 7, 8, 23, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 927608. "DateObject[{2014, 7, 8, 23, 54, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "90720" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928664. "DateObject[{2014, 7, 8, 23, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94596" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928667. "DateObject[{2014, 7, 8, 23, 57, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84770" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 34, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928237. "DateObject[{2014, 7, 9, 0, 0, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "OH" "45244" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 23, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928668. "DateObject[{2014, 7, 9, 0, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "MA" "01581" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 9, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928670. "DateObject[{2014, 7, 9, 0, 16, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lustig, Glaser & Wilson, P.C." "MA" "02148" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928681. "DateObject[{2014, 7, 9, 0, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "92138" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930413. "DateObject[{2014, 7, 9, 0, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11236" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928682. "DateObject[{2014, 7, 9, 0, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92139" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930187. "DateObject[{2014, 7, 9, 0, 24, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "18504" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 12, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928684. "DateObject[{2014, 7, 9, 0, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29210" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928685. "DateObject[{2014, 7, 9, 0, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19809" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928687. "DateObject[{2014, 7, 9, 0, 33, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "TX" "77589" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 28, 12, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928688. "DateObject[{2014, 7, 9, 0, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "PR" "00953" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 27, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928689. "DateObject[{2014, 7, 9, 0, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "WI" "53022" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928690. "DateObject[{2014, 7, 9, 0, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20785" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928692. "DateObject[{2014, 7, 9, 0, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53022" "" "N/A" "Web" "DateObject[{2014, 7, 9, 0, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928691. "DateObject[{2014, 7, 9, 1, 6, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33138" "" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928695. "DateObject[{2014, 7, 9, 1, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "VA" "22043" "" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928700. "DateObject[{2014, 7, 9, 1, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28078" "" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928701. "DateObject[{2014, 7, 9, 1, 26, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48170" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 928702. "DateObject[{2014, 7, 9, 1, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "CA" "91326" "" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 930161. "DateObject[{2014, 7, 9, 1, 34, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Offices of Marvin S. C. Dang, LLC" "HI" "96797" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928704. "DateObject[{2014, 7, 9, 1, 43, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "KY" "42464" "" "N/A" "Web" "DateObject[{2014, 7, 9, 1, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930127. "DateObject[{2014, 7, 9, 1, 48, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75035" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930122. "DateObject[{2014, 7, 9, 1, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "02360" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928708. "DateObject[{2014, 7, 9, 1, 59, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930401. "DateObject[{2014, 7, 9, 2, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Credit Services Inc." "NY" "10309" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930667. "DateObject[{2014, 7, 9, 2, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jim Bottin Enterprises, Inc" "NY" "10309" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928712. "DateObject[{2014, 7, 9, 2, 12, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stanislaus Credit Control Service, Inc." "IL" "62959" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 930614. "DateObject[{2014, 7, 9, 2, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98445" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930613. "DateObject[{2014, 7, 9, 2, 34, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MN" "55313" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928714. "DateObject[{2014, 7, 9, 2, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Scott Lowery Law Office, P.C." "FL" "32792" "" "N/A" "Web" "DateObject[{2014, 7, 30, 14, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928716. "DateObject[{2014, 7, 9, 2, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "NV" "89139" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928717. "DateObject[{2014, 7, 9, 2, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94306" "" "N/A" "Web" "DateObject[{2014, 7, 9, 2, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928718. "DateObject[{2014, 7, 9, 2, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930200. "DateObject[{2014, 7, 9, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60640" "" "N/A" "Web" "DateObject[{2014, 7, 9, 3, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930409. "DateObject[{2014, 7, 9, 2, 59, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MA" "01844" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 38, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928720. "DateObject[{2014, 7, 9, 2, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21090" "" "N/A" "Web" "DateObject[{2014, 7, 9, 3, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930424. "DateObject[{2014, 7, 9, 3, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "OH" "45449" "" "N/A" "Web" "DateObject[{2014, 7, 9, 3, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928721. "DateObject[{2014, 7, 9, 3, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "TN" "38301" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 5, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929419. "DateObject[{2014, 7, 9, 3, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20878" "" "N/A" "Web" "DateObject[{2014, 7, 9, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928728. "DateObject[{2014, 7, 9, 4, 10, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21093" "" "N/A" "Web" "DateObject[{2014, 7, 9, 4, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928729. "DateObject[{2014, 7, 9, 4, 13, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07728" "" "N/A" "Web" "DateObject[{2014, 7, 9, 4, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930229. "DateObject[{2014, 7, 9, 4, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "22314" "" "N/A" "Web" "DateObject[{2014, 7, 9, 4, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928730. "DateObject[{2014, 7, 9, 4, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85351" "" "N/A" "Web" "DateObject[{2014, 7, 9, 4, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 928731. "DateObject[{2014, 7, 9, 5, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930102. "DateObject[{2014, 7, 9, 5, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930103. "DateObject[{2014, 7, 9, 5, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930104. "DateObject[{2014, 7, 9, 5, 26, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OH" "44305" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928734. "DateObject[{2014, 7, 9, 5, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06040" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928735. "DateObject[{2014, 7, 9, 5, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930105. "DateObject[{2014, 7, 9, 5, 38, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 45, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930106. "DateObject[{2014, 7, 9, 5, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930107. "DateObject[{2014, 7, 9, 5, 44, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90069" "" "N/A" "Web" "DateObject[{2014, 7, 9, 5, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930094. "DateObject[{2014, 7, 9, 5, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "CA" "95127" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 52, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928737. "DateObject[{2014, 7, 9, 5, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "TN" "38183" "" "N/A" "Web" "DateObject[{2014, 8, 29, 15, 38, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928738. "DateObject[{2014, 7, 9, 6, 18, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92618" "" "N/A" "Web" "DateObject[{2014, 7, 9, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928739. "DateObject[{2014, 7, 9, 6, 18, 48.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "76017" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928740. "DateObject[{2014, 7, 9, 8, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Acceptance Corporation" "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 7, 29, 13, 49, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930310. "DateObject[{2014, 7, 9, 8, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Acceptance Corporation" "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 36, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930311. "DateObject[{2014, 7, 9, 8, 6, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rausch, Sturm, Israel, Enerson & Hornik, LLC" "FL" "32127" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928743. "DateObject[{2014, 7, 9, 8, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "91311" "" "N/A" "Web" "DateObject[{2014, 7, 9, 8, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928744. "DateObject[{2014, 7, 9, 10, 16, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19082" "" "N/A" "Web" "DateObject[{2014, 7, 9, 10, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928745. "DateObject[{2014, 7, 9, 10, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33015" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929060. "DateObject[{2014, 7, 9, 10, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33031" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929116. "DateObject[{2014, 7, 9, 10, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06614" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930123. "DateObject[{2014, 7, 9, 10, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48101" "" "N/A" "Web" "DateObject[{2014, 7, 11, 11, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928747. "DateObject[{2014, 7, 9, 11, 28, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33177" "" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930148. "DateObject[{2014, 7, 9, 11, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "10994" "" "N/A" "Web" "DateObject[{2014, 7, 9, 11, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928749. "DateObject[{2014, 7, 9, 12, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "FL" "33064" "" "N/A" "Web" "DateObject[{2014, 9, 9, 18, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928750. "DateObject[{2014, 7, 9, 12, 7, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60013" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928751. "DateObject[{2014, 7, 9, 12, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "32955" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930669. "DateObject[{2014, 7, 9, 12, 10, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19137" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930086. "DateObject[{2014, 7, 9, 12, 18, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29526" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930396. "DateObject[{2014, 7, 9, 12, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48240" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928758. "DateObject[{2014, 7, 9, 12, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29526" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930397. "DateObject[{2014, 7, 9, 12, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "TX" "77073" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928916. "DateObject[{2014, 7, 9, 12, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "SC" "29681" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928762. "DateObject[{2014, 7, 9, 12, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "48021" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930118. "DateObject[{2014, 7, 9, 12, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20748" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 46, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928969. "DateObject[{2014, 7, 9, 12, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12209" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928767. "DateObject[{2014, 7, 9, 12, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29526" "" "N/A" "Web" "DateObject[{2014, 7, 9, 12, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930398. "DateObject[{2014, 7, 9, 12, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19032" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 49, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928827. "DateObject[{2014, 7, 9, 12, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "MO" "64085" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928768. "DateObject[{2014, 7, 9, 12, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930367. "DateObject[{2014, 7, 9, 12, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22554" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930410. "DateObject[{2014, 7, 9, 12, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11234" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 33, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929099. "DateObject[{2014, 7, 9, 12, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33573" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929013. "DateObject[{2014, 7, 9, 12, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32250" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928951. "DateObject[{2014, 7, 9, 12, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80908" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930079. "DateObject[{2014, 7, 9, 12, 54, 19.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "LA" "71064" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928774. "DateObject[{2014, 7, 9, 12, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20176" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930290. "DateObject[{2014, 7, 9, 12, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33021" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 12, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928776. "DateObject[{2014, 7, 9, 12, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43040" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928952. "DateObject[{2014, 7, 9, 13, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wisconsin Housing & Economic Development Authority (WHEDA)" "WI" "54880" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 11, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929006. "DateObject[{2014, 7, 9, 13, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "88210" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 13, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929100. "DateObject[{2014, 7, 9, 13, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NY" "12569" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 13, 16, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930418. "DateObject[{2014, 7, 9, 13, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93012" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 24, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930237. "DateObject[{2014, 7, 9, 13, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "FL" "33077" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930442. "DateObject[{2014, 7, 9, 13, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "08234" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 32, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928912. "DateObject[{2014, 7, 9, 13, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22181" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 33, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928780. "DateObject[{2014, 7, 9, 13, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30507" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929332. "DateObject[{2014, 7, 9, 13, 13, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "DE" "19702" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928781. "DateObject[{2014, 7, 9, 13, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "74701" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929231. "DateObject[{2014, 7, 9, 13, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95631" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930073. "DateObject[{2014, 7, 9, 13, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "07003" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 39, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928935. "DateObject[{2014, 7, 9, 13, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08807" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930333. "DateObject[{2014, 7, 9, 13, 20, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "NJ" "08068" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928787. "DateObject[{2014, 7, 9, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75801" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930395. "DateObject[{2014, 7, 9, 13, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "32250" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928792. "DateObject[{2014, 7, 9, 13, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31404" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 15, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930433. "DateObject[{2014, 7, 9, 13, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "GA" "30043" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 41, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929371. "DateObject[{2014, 7, 9, 13, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CrossCountry Mortgage Inc." "IL" "60409" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 12, 50, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929387. "DateObject[{2014, 7, 9, 13, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32225" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930150. "DateObject[{2014, 7, 9, 13, 31, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928658. "DateObject[{2014, 7, 9, 13, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928659. "DateObject[{2014, 7, 9, 13, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928660. "DateObject[{2014, 7, 9, 13, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "31636" "" "N/A" "Referral" "DateObject[{2014, 7, 10, 19, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930434. "DateObject[{2014, 7, 9, 13, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21502" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929781. "DateObject[{2014, 7, 9, 13, 35, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "TX" "77706" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930212. "DateObject[{2014, 7, 9, 13, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "36850" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929830. "DateObject[{2014, 7, 9, 13, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "54011" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929143. "DateObject[{2014, 7, 9, 13, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95060" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929191. "DateObject[{2014, 7, 9, 13, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "38127" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929865. "DateObject[{2014, 7, 9, 13, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80602" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930435. "DateObject[{2014, 7, 9, 13, 41, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06331" "" "N/A" "Web" "DateObject[{2014, 7, 9, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928806. "DateObject[{2014, 7, 9, 13, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "44121" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 40, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929226. "DateObject[{2014, 7, 9, 13, 43, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "47172" "Older American" "N/A" "Web" "DateObject[{2014, 7, 30, 14, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928809. "DateObject[{2014, 7, 9, 13, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company believes it acted appropriately as authorized by contract or law" "Select Portfolio Servicing, Inc" "TX" "78247" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 20, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930436. "DateObject[{2014, 7, 9, 13, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92627" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 13, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929326. "DateObject[{2014, 7, 9, 13, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weber & Olcese, PLC" "MI" "48201" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929952. "DateObject[{2014, 7, 9, 13, 55, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60104" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 18, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928825. "DateObject[{2014, 7, 9, 13, 57, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75211" "" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 16, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928649. "DateObject[{2014, 7, 9, 13, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75211" "" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 16, 55, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928650. "DateObject[{2014, 7, 9, 13, 59, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "TX" "76179" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928829. "DateObject[{2014, 7, 9, 14, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30533" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930684. "DateObject[{2014, 7, 9, 14, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92708" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 21, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928831. "DateObject[{2014, 7, 9, 14, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11783" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 928836. "DateObject[{2014, 7, 9, 14, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "NY" "14221" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928839. "DateObject[{2014, 7, 9, 14, 8, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30281" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 13, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930149. "DateObject[{2014, 7, 9, 14, 8, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Proficio Mortgage Ventures, LLC" "OH" "44060" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928845. "DateObject[{2014, 7, 9, 14, 9, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06450" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 45, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928846. "DateObject[{2014, 7, 9, 14, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Maury Cobb, Attorney at Law, LLC" "TX" "78747" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928847. "DateObject[{2014, 7, 9, 14, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75040" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928856. "DateObject[{2014, 7, 9, 14, 25, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Western-Shamrock Corporation" "TX" "76548" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 28, 13, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930302. "DateObject[{2014, 7, 9, 14, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "CT" "06450" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 928867. "DateObject[{2014, 7, 9, 14, 27, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07656" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 14, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929161. "DateObject[{2014, 7, 9, 14, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76123" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930368. "DateObject[{2014, 7, 9, 14, 31, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "GA" "30214" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 50, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928875. "DateObject[{2014, 7, 9, 14, 31, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "32514" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 928791. "DateObject[{2014, 7, 9, 14, 32, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CO" "81503" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 13, 52, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928878. "DateObject[{2014, 7, 9, 14, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32960" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 31, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928883. "DateObject[{2014, 7, 9, 14, 36, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78738" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 14, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928886. "DateObject[{2014, 7, 9, 14, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Opportunity Financial, LLC" "SC" "29063" "" "N/A" "Web" "DateObject[{2014, 8, 14, 16, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 928889. "DateObject[{2014, 7, 9, 14, 39, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "KY" "41031" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 27, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928894. "DateObject[{2014, 7, 9, 14, 39, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30310" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930067. "DateObject[{2014, 7, 9, 14, 41, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "NY" "11769" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 48, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928903. "DateObject[{2014, 7, 9, 14, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "OK" "74055" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928906. "DateObject[{2014, 7, 9, 14, 44, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97227" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928909. "DateObject[{2014, 7, 9, 14, 49, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33418" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 928917. "DateObject[{2014, 7, 9, 14, 50, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30102" "" "N/A" "Web" "DateObject[{2014, 7, 9, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928918. "DateObject[{2014, 7, 9, 14, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "44321" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928927. "DateObject[{2014, 7, 9, 14, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30350" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 21, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 928929. "DateObject[{2014, 7, 9, 14, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "TX" "77082" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928930. "DateObject[{2014, 7, 9, 15, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "KS" "67220" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928941. "DateObject[{2014, 7, 9, 15, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "NY" "11803" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 19, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928942. "DateObject[{2014, 7, 9, 15, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "FL" "32607" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930285. "DateObject[{2014, 7, 9, 15, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78242" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928946. "DateObject[{2014, 7, 9, 15, 6, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17050" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928950. "DateObject[{2014, 7, 9, 15, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCalla Raymer, LLC" "FL" "32818" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 928953. "DateObject[{2014, 7, 9, 15, 12, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "95122" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 14, 48, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928959. "DateObject[{2014, 7, 9, 15, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "32246" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 14, 15, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930627. "DateObject[{2014, 7, 9, 15, 18, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "CA" "90732" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928973. "DateObject[{2014, 7, 9, 15, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "TN" "38060" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928978. "DateObject[{2014, 7, 9, 15, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "FL" "33873" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 17, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928981. "DateObject[{2014, 7, 9, 15, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930081. "DateObject[{2014, 7, 9, 15, 29, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "95035" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928994. "DateObject[{2014, 7, 9, 15, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30035" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930282. "DateObject[{2014, 7, 9, 15, 32, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Land/Home Financial Services" "MN" "56330" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929000. "DateObject[{2014, 7, 9, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rhode Island Student Loan Authority" "OH" "43613" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930615. "DateObject[{2014, 7, 9, 15, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21146" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929007. "DateObject[{2014, 7, 9, 15, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77054" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 58, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930214. "DateObject[{2014, 7, 9, 15, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "GA" "30067" "Older American" "N/A" "Phone" "DateObject[{2014, 8, 26, 18, 48, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929014. "DateObject[{2014, 7, 9, 15, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "CA" "92679" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 22, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929020. "DateObject[{2014, 7, 9, 15, 41, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "12590" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929023. "DateObject[{2014, 7, 9, 15, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83204" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929024. "DateObject[{2014, 7, 9, 15, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "78731" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929028. "DateObject[{2014, 7, 9, 15, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94601" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929035. "DateObject[{2014, 7, 9, 15, 45, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11249" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929036. "DateObject[{2014, 7, 9, 15, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "TN" "38018" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 16, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929039. "DateObject[{2014, 7, 9, 15, 46, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "81637" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929047. "DateObject[{2014, 7, 9, 15, 48, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Andrews & Cox, P.C." "GA" "30339" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 929050. "DateObject[{2014, 7, 9, 15, 49, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22192" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929051. "DateObject[{2014, 7, 9, 15, 49, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coast Professional, Inc." "AZ" "85629" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 25, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929053. "DateObject[{2014, 7, 9, 15, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23701" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929059. "DateObject[{2014, 7, 9, 15, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92677" "" "N/A" "Web" "DateObject[{2014, 7, 9, 15, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930179. "DateObject[{2014, 7, 9, 15, 51, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10025" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 13, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930110. "DateObject[{2014, 7, 9, 15, 52, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "SC" "29210" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 16, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 928686. "DateObject[{2014, 7, 9, 15, 54, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "12306" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 20, 15, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930411. "DateObject[{2014, 7, 9, 15, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28027" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 930233. "DateObject[{2014, 7, 9, 15, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trustmark Corporation" "MI" "39216" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929073. "DateObject[{2014, 7, 9, 15, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "TX" "78602" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929074. "DateObject[{2014, 7, 9, 15, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Unique Management Services, Inc" "IN" "46060" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929081. "DateObject[{2014, 7, 9, 16, 0, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "92589" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929349. "DateObject[{2014, 7, 9, 16, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amsher Collection Services, Inc." "TX" "77071" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929084. "DateObject[{2014, 7, 9, 16, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60659" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 0, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929282. "DateObject[{2014, 7, 9, 16, 2, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930083. "DateObject[{2014, 7, 9, 16, 2, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NC" "27613" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929096. "DateObject[{2014, 7, 9, 16, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44445" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 14, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929554. "DateObject[{2014, 7, 9, 16, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08648" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930197. "DateObject[{2014, 7, 9, 16, 4, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11726" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 12, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929101. "DateObject[{2014, 7, 9, 16, 7, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33135" "" "N/A" "Postal mail" "DateObject[{2014, 7, 9, 16, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929107. "DateObject[{2014, 7, 9, 16, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21222" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929108. "DateObject[{2014, 7, 9, 16, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dominion Law Associates, P.L.L.C." "VA" "22041" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 2, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929114. "DateObject[{2014, 7, 9, 16, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "TX" "75119" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929115. "DateObject[{2014, 7, 9, 16, 13, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "TX" "77071" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929086. "DateObject[{2014, 7, 9, 16, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "KY" "40218" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 24, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929118. "DateObject[{2014, 7, 9, 16, 13, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "NY" "12542" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929121. "DateObject[{2014, 7, 9, 16, 13, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "21117" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 16, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929122. "DateObject[{2014, 7, 9, 16, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92571" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930208. "DateObject[{2014, 7, 9, 16, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "NY" "11751" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 14, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929131. "DateObject[{2014, 7, 9, 16, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78748" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929043. "DateObject[{2014, 7, 9, 16, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930084. "DateObject[{2014, 7, 9, 16, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OK" "73018" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929132. "DateObject[{2014, 7, 9, 16, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "17102" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 6, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930175. "DateObject[{2014, 7, 9, 16, 18, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Army and Air Force Exchange Service" "TX" "75074" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929135. "DateObject[{2014, 7, 9, 16, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "PA" "19144" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929137. "DateObject[{2014, 7, 9, 16, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NJ" "08016" "" "N/A" "Phone" "DateObject[{2014, 8, 11, 12, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929140. "DateObject[{2014, 7, 9, 16, 22, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78748" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929044. "DateObject[{2014, 7, 9, 16, 24, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33460" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930622. "DateObject[{2014, 7, 9, 16, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brennan & Clark, Ltd., LLC" "KY" "40502" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 929153. "DateObject[{2014, 7, 9, 16, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78748" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929045. "DateObject[{2014, 7, 9, 16, 27, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "PA" "18302" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930619. "DateObject[{2014, 7, 9, 16, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44035" "" "N/A" "Web" "DateObject[{2014, 7, 14, 15, 16, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930121. "DateObject[{2014, 7, 9, 16, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 15, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929159. "DateObject[{2014, 7, 9, 16, 29, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "90045" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930275. "DateObject[{2014, 7, 9, 16, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "02359" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929160. "DateObject[{2014, 7, 9, 16, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Factual Data" "TX" "78748" "" "N/A" "Web" "DateObject[{2014, 7, 29, 15, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929046. "DateObject[{2014, 7, 9, 16, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91722" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 14, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930283. "DateObject[{2014, 7, 9, 16, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "45424" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930300. "DateObject[{2014, 7, 9, 16, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arnold Scott Harris, P.C." "IL" "60453" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 28, 14, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929172. "DateObject[{2014, 7, 9, 16, 38, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CO" "80109" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929173. "DateObject[{2014, 7, 9, 16, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92284" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929177. "DateObject[{2014, 7, 9, 16, 42, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "NJ" "07050" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929182. "DateObject[{2014, 7, 9, 16, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07601" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 14, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929184. "DateObject[{2014, 7, 9, 16, 44, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92277" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929185. "DateObject[{2014, 7, 9, 16, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "77071" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929087. "DateObject[{2014, 7, 9, 16, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "44035" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 36, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929192. "DateObject[{2014, 7, 9, 16, 46, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48383" "" "N/A" "Web" "DateObject[{2014, 7, 9, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930624. "DateObject[{2014, 7, 9, 16, 49, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "CA" "91773" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929202. "DateObject[{2014, 7, 9, 16, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "FL" "33257" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 34, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929209. "DateObject[{2014, 7, 9, 16, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92277" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929186. "DateObject[{2014, 7, 9, 16, 54, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "62265" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929217. "DateObject[{2014, 7, 9, 16, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AAA Collections" "SD" "57106" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929228. "DateObject[{2014, 7, 9, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91208" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 27, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 929235. "DateObject[{2014, 7, 9, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55303" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929237. "DateObject[{2014, 7, 9, 17, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98208" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 52, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929238. "DateObject[{2014, 7, 9, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06480" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929239. "DateObject[{2014, 7, 9, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98144" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 31, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929240. "DateObject[{2014, 7, 9, 17, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "21044" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929243. "DateObject[{2014, 7, 9, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95370" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 20, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 929244. "DateObject[{2014, 7, 9, 17, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07645" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 33, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929245. "DateObject[{2014, 7, 9, 17, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33186" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929246. "DateObject[{2014, 7, 9, 17, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85018" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929247. "DateObject[{2014, 7, 9, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75002" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930169. "DateObject[{2014, 7, 9, 17, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33064" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 6, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929248. "DateObject[{2014, 7, 9, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07747" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 27, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929253. "DateObject[{2014, 7, 9, 17, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30032" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930386. "DateObject[{2014, 7, 9, 17, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33317" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 11, 41, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929257. "DateObject[{2014, 7, 9, 17, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75227" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 29, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929258. "DateObject[{2014, 7, 9, 17, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33332" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929259. "DateObject[{2014, 7, 9, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "TN" "37218" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 58, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930120. "DateObject[{2014, 7, 9, 17, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78626" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 20, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929261. "DateObject[{2014, 7, 9, 17, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44145" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929263. "DateObject[{2014, 7, 9, 17, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "93032" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929670. "DateObject[{2014, 7, 9, 17, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44146" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929264. "DateObject[{2014, 7, 9, 17, 1, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932152. "DateObject[{2014, 7, 9, 17, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55110" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 39, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929266. "DateObject[{2014, 7, 9, 17, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KY" "40601" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929267. "DateObject[{2014, 7, 9, 17, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33426" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 42, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930132. "DateObject[{2014, 7, 9, 17, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85027" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929269. "DateObject[{2014, 7, 9, 17, 1, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "95032" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 4, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930406. "DateObject[{2014, 7, 9, 17, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48045" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 30, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929270. "DateObject[{2014, 7, 9, 17, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OR" "97034" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930373. "DateObject[{2014, 7, 9, 17, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "45692" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929272. "DateObject[{2014, 7, 9, 17, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WI" "53206" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 12, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929273. "DateObject[{2014, 7, 9, 17, 1, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91367" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929274. "DateObject[{2014, 7, 9, 17, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60615" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929275. "DateObject[{2014, 7, 9, 17, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OK" "73072" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930206. "DateObject[{2014, 7, 9, 17, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92831" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930154. "DateObject[{2014, 7, 9, 17, 2, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "LA" "70816" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929278. "DateObject[{2014, 7, 9, 17, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "ID" "83651" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929280. "DateObject[{2014, 7, 9, 17, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91910" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929283. "DateObject[{2014, 7, 9, 17, 6, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90723" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 16, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929288. "DateObject[{2014, 7, 9, 17, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Renton Collections Inc." "AL" "35601" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 929290. "DateObject[{2014, 7, 9, 17, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IL" "61611" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929293. "DateObject[{2014, 7, 9, 17, 11, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "CA" "91701" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930222. "DateObject[{2014, 7, 9, 17, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Portfolio Services" "AR" "72757" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 45, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929299. "DateObject[{2014, 7, 9, 17, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79549" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 10, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930658. "DateObject[{2014, 7, 9, 17, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "IL" "60628" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929303. "DateObject[{2014, 7, 9, 17, 14, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "OH" "45239" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 929306. "DateObject[{2014, 7, 9, 17, 15, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "PA" "19138" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 929308. "DateObject[{2014, 7, 9, 17, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "79549" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930659. "DateObject[{2014, 7, 9, 17, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97015" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 13, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929311. "DateObject[{2014, 7, 9, 17, 17, 45.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "NY" "12180" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929314. "DateObject[{2014, 7, 9, 17, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21005" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929324. "DateObject[{2014, 7, 9, 17, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07030" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929329. "DateObject[{2014, 7, 9, 17, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gulf Coast Collection Bureau, Inc." "FL" "34772" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929333. "DateObject[{2014, 7, 9, 17, 27, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "CA" "93630" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 59, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929335. "DateObject[{2014, 7, 9, 17, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19104" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930241. "DateObject[{2014, 7, 9, 17, 28, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08203" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929336. "DateObject[{2014, 7, 9, 17, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29016" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929337. "DateObject[{2014, 7, 9, 17, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Waterstone Mortgage Corporation" "NC" "27520" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 3, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930242. "DateObject[{2014, 7, 9, 17, 29, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valley National Bank" "NY" "11768" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 2, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929339. "DateObject[{2014, 7, 9, 17, 30, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "LA" "70130" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930243. "DateObject[{2014, 7, 9, 17, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "FL" "32726" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 11, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930304. "DateObject[{2014, 7, 9, 17, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90045" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930305. "DateObject[{2014, 7, 9, 17, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Michael J. Scott, PC" "TX" "76226" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 929348. "DateObject[{2014, 7, 9, 17, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "11233" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930146. "DateObject[{2014, 7, 9, 17, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48224" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 929357. "DateObject[{2014, 7, 9, 17, 41, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "NJ" "07203" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929361. "DateObject[{2014, 7, 9, 17, 41, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "75686" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929362. "DateObject[{2014, 7, 9, 17, 41, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "FL" "33142" "" "N/A" "Phone" "DateObject[{2014, 7, 28, 15, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 929367. "DateObject[{2014, 7, 9, 17, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90047" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929369. "DateObject[{2014, 7, 9, 17, 46, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Whitney Bank" "NY" "10454" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 43, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929382. "DateObject[{2014, 7, 9, 17, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930420. "DateObject[{2014, 7, 9, 17, 47, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "56529" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 8, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 930423. "DateObject[{2014, 7, 9, 17, 48, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48224" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929358. "DateObject[{2014, 7, 9, 17, 49, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75686" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929363. "DateObject[{2014, 7, 9, 17, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of Napa" "WA" "98034" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 9, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929386. "DateObject[{2014, 7, 9, 17, 50, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94582" "" "N/A" "Web" "DateObject[{2014, 7, 9, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930421. "DateObject[{2014, 7, 9, 17, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75686" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929364. "DateObject[{2014, 7, 9, 17, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "MI" "48382" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 14, 17, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928661. "DateObject[{2014, 7, 9, 17, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75686" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929365. "DateObject[{2014, 7, 9, 17, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "SC" "29485" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929394. "DateObject[{2014, 7, 9, 17, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33029" "" "N/A" "Postal mail" "DateObject[{2014, 8, 18, 11, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930432. "DateObject[{2014, 7, 9, 17, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21043" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 929356. "DateObject[{2014, 7, 9, 17, 59, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85331" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930109. "DateObject[{2014, 7, 9, 18, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90024" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 33, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930210. "DateObject[{2014, 7, 9, 18, 0, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48224" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929359. "DateObject[{2014, 7, 9, 18, 1, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14450" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929401. "DateObject[{2014, 7, 9, 18, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "ME" "03908" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 16, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930060. "DateObject[{2014, 7, 9, 18, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "WV" "25339" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929403. "DateObject[{2014, 7, 9, 18, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WV" "25339" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929404. "DateObject[{2014, 7, 9, 18, 2, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "95829" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930419. "DateObject[{2014, 7, 9, 18, 2, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ME" "03908" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 19, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930061. "DateObject[{2014, 7, 9, 18, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ME" "03908" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 18, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930062. "DateObject[{2014, 7, 9, 18, 5, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10314" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929412. "DateObject[{2014, 7, 9, 18, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92883" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930314. "DateObject[{2014, 7, 9, 18, 5, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NH" "03038" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929415. "DateObject[{2014, 7, 9, 18, 6, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "35473" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 42, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929416. "DateObject[{2014, 7, 9, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "VA" "23228" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 48, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929421. "DateObject[{2014, 7, 9, 18, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MI" "49203" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 21, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929424. "DateObject[{2014, 7, 9, 18, 10, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48205" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 929425. "DateObject[{2014, 7, 9, 18, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "B & B FINANCIAL SERVICES INC" "KY" "40245" "" "N/A" "Web" "DateObject[{2014, 7, 23, 14, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929433. "DateObject[{2014, 7, 9, 18, 13, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MA" "02048" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929434. "DateObject[{2014, 7, 9, 18, 16, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930634. "DateObject[{2014, 7, 9, 18, 17, 12.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "IN" "46205" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929447. "DateObject[{2014, 7, 9, 18, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AK" "99686" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 18, 46, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929449. "DateObject[{2014, 7, 9, 18, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "12303" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 15, 4, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930383. "DateObject[{2014, 7, 9, 18, 18, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77026" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930296. "DateObject[{2014, 7, 9, 18, 21, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75235" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930635. "DateObject[{2014, 7, 9, 18, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48205" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929426. "DateObject[{2014, 7, 9, 18, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33194" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929460. "DateObject[{2014, 7, 9, 18, 23, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08805" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929461. "DateObject[{2014, 7, 9, 18, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "SC" "29472" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929462. "DateObject[{2014, 7, 9, 18, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33311" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930204. "DateObject[{2014, 7, 9, 18, 26, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48205" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929427. "DateObject[{2014, 7, 9, 18, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "TN" "37643" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 19, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929470. "DateObject[{2014, 7, 9, 18, 28, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "NV" "89701" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 26, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930388. "DateObject[{2014, 7, 9, 18, 28, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20714" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 17, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929476. "DateObject[{2014, 7, 9, 18, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80016" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 55, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929477. "DateObject[{2014, 7, 9, 18, 29, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55779" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 14, 16, 59, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929478. "DateObject[{2014, 7, 9, 18, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11235" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929479. "DateObject[{2014, 7, 9, 18, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "MO" "63341" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929481. "DateObject[{2014, 7, 9, 18, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90260" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929483. "DateObject[{2014, 7, 9, 18, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77059" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930143. "DateObject[{2014, 7, 9, 18, 33, 37.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "TX" "75210" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929485. "DateObject[{2014, 7, 9, 18, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "SD" "57441" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929488. "DateObject[{2014, 7, 9, 18, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22192" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929492. "DateObject[{2014, 7, 9, 18, 38, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "PR" "00968" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 16, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929496. "DateObject[{2014, 7, 9, 18, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "IL" "61061" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929500. "DateObject[{2014, 7, 9, 18, 46, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "44143" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929512. "DateObject[{2014, 7, 9, 18, 46, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "OH" "43613" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930199. "DateObject[{2014, 7, 9, 18, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "FL" "32907" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 19, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930174. "DateObject[{2014, 7, 9, 18, 48, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SN SERVICING CORPORATION" "FL" "32084" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 929515. "DateObject[{2014, 7, 9, 18, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "TN" "37830" "" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930400. "DateObject[{2014, 7, 9, 18, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "FL" "32219" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929522. "DateObject[{2014, 7, 9, 18, 56, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lazega & Johanson LLC" "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930637. "DateObject[{2014, 7, 9, 18, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "2113 " "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 18, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929532. "DateObject[{2014, 7, 9, 18, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92656" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930359. "DateObject[{2014, 7, 9, 18, 59, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95227" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929538. "DateObject[{2014, 7, 9, 18, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33063" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929539. "DateObject[{2014, 7, 9, 19, 1, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Bureaus, Inc." "TX" "76226" "" "N/A" "Phone" "DateObject[{2014, 7, 23, 12, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 929547. "DateObject[{2014, 7, 9, 19, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "76226" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 17, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929548. "DateObject[{2014, 7, 9, 19, 2, 47.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "OH" "43560" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929549. "DateObject[{2014, 7, 9, 19, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IL" "60089" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929550. "DateObject[{2014, 7, 9, 19, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55304" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929555. "DateObject[{2014, 7, 9, 19, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "TX" "76013" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 48, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929556. "DateObject[{2014, 7, 9, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "MD" "21211" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929560. "DateObject[{2014, 7, 9, 19, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCB Management Services, Inc." "DE" "19709" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930131. "DateObject[{2014, 7, 9, 19, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30240" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929562. "DateObject[{2014, 7, 9, 19, 11, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "OH" "45255" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929570. "DateObject[{2014, 7, 9, 19, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30240" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929563. "DateObject[{2014, 7, 9, 19, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "34614" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 11, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929861. "DateObject[{2014, 7, 9, 19, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85728" "" "N/A" "Referral" "DateObject[{2014, 8, 21, 18, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929810. "DateObject[{2014, 7, 9, 19, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32174" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930426. "DateObject[{2014, 7, 9, 19, 20, 40.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "CA" "95608" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929590. "DateObject[{2014, 7, 9, 19, 20, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98409" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930068. "DateObject[{2014, 7, 9, 19, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MD" "21801" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 27, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929594. "DateObject[{2014, 7, 9, 19, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21801" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929595. "DateObject[{2014, 7, 9, 19, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "FL" "32960" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930625. "DateObject[{2014, 7, 9, 19, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NH" "03104" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929601. "DateObject[{2014, 7, 9, 19, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "KY" "40205" "" "N/A" "Web" "DateObject[{2014, 9, 4, 15, 12, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929608. "DateObject[{2014, 7, 9, 19, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WI" "54124" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929609. "DateObject[{2014, 7, 9, 19, 26, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "FL" "32226" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929610. "DateObject[{2014, 7, 9, 19, 28, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30034" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 32, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930617. "DateObject[{2014, 7, 9, 19, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OK" "73030" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929614. "DateObject[{2014, 7, 9, 19, 29, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30034" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930618. "DateObject[{2014, 7, 9, 19, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "WA" "98204" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929617. "DateObject[{2014, 7, 9, 19, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60649" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929621. "DateObject[{2014, 7, 9, 19, 33, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21211" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928653. "DateObject[{2014, 7, 9, 19, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33021" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929632. "DateObject[{2014, 7, 9, 19, 35, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11413" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929634. "DateObject[{2014, 7, 9, 19, 36, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Strategic Alliances, Inc." "NY" "12866" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 929638. "DateObject[{2014, 7, 9, 19, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "94513" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929643. "DateObject[{2014, 7, 9, 19, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clark County Collection Service" "NV" "89031" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930445. "DateObject[{2014, 7, 9, 19, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "VA" "22201" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929646. "DateObject[{2014, 7, 9, 19, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11413" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 8, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929635. "DateObject[{2014, 7, 9, 19, 42, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30338" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930133. "DateObject[{2014, 7, 9, 19, 43, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lazega & Johanson LLC" "GA" "31906" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929651. "DateObject[{2014, 7, 9, 19, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84044" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929657. "DateObject[{2014, 7, 9, 19, 47, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94513" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 19, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929644. "DateObject[{2014, 7, 9, 19, 47, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ability Recovery Services, LLC" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 7, 9, 19, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930416. "DateObject[{2014, 7, 9, 19, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "KY" "40509" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 10, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929212. "DateObject[{2014, 7, 9, 19, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "" "" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 929663. "DateObject[{2014, 7, 9, 19, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "44301" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 11, 51, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929666. "DateObject[{2014, 7, 9, 19, 55, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "FL" "33323" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929675. "DateObject[{2014, 7, 9, 19, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "36330" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929677. "DateObject[{2014, 7, 9, 19, 55, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "12561" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929678. "DateObject[{2014, 7, 9, 19, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45680" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929679. "DateObject[{2014, 7, 9, 20, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "IN" "47713" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930069. "DateObject[{2014, 7, 9, 20, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94803" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929693. "DateObject[{2014, 7, 9, 20, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "IL" "60605" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930276. "DateObject[{2014, 7, 9, 20, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97111" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929700. "DateObject[{2014, 7, 9, 20, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29202" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930158. "DateObject[{2014, 7, 9, 20, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60188" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 929711. "DateObject[{2014, 7, 9, 20, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NV" "89145" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929719. "DateObject[{2014, 7, 9, 20, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "MI" "48167" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929721. "DateObject[{2014, 7, 9, 20, 18, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "TX" "77024" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929729. "DateObject[{2014, 7, 9, 20, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "62704" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 6, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929730. "DateObject[{2014, 7, 9, 20, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "28208" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929733. "DateObject[{2014, 7, 9, 20, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21601" "" "N/A" "Fax" "DateObject[{2014, 7, 14, 18, 40, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929734. "DateObject[{2014, 7, 9, 20, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "CT" "06095" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929735. "DateObject[{2014, 7, 9, 20, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "AL" "35080" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930152. "DateObject[{2014, 7, 9, 20, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48180" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930620. "DateObject[{2014, 7, 9, 20, 23, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48180" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930621. "DateObject[{2014, 7, 9, 20, 24, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28277" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930074. "DateObject[{2014, 7, 9, 20, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91406" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929750. "DateObject[{2014, 7, 9, 20, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "PA" "19124" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 12, 50, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929753. "DateObject[{2014, 7, 9, 20, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guaranteed Rate" "IL" "60608" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929754. "DateObject[{2014, 7, 9, 20, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "AL" "35080" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930153. "DateObject[{2014, 7, 9, 20, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93720" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 29, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930246. "DateObject[{2014, 7, 9, 20, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06610" "" "N/A" "Referral" "DateObject[{2014, 8, 26, 20, 24, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929761. "DateObject[{2014, 7, 9, 20, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34135" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 16, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930248. "DateObject[{2014, 7, 9, 20, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10128" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 55, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930250. "DateObject[{2014, 7, 9, 20, 34, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Phillips & Cohen Associates, Ltd." "CA" "90027" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929765. "DateObject[{2014, 7, 9, 20, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Red Cedar Services, Inc" "NY" "11233" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929766. "DateObject[{2014, 7, 9, 20, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Recovery Group" "TX" "75939" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 929768. "DateObject[{2014, 7, 9, 20, 35, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 30, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930287. "DateObject[{2014, 7, 9, 20, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91208" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930253. "DateObject[{2014, 7, 9, 20, 36, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solomon and Solomon, P.C." "NY" "12484" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929775. "DateObject[{2014, 7, 9, 20, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33301" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 56, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930255. "DateObject[{2014, 7, 9, 20, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "OH" "45426" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930164. "DateObject[{2014, 7, 9, 20, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "PR" "00603" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930257. "DateObject[{2014, 7, 9, 20, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92545" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 47, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930258. "DateObject[{2014, 7, 9, 20, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "OK" "74467" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 8, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930259. "DateObject[{2014, 7, 9, 20, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90211" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930261. "DateObject[{2014, 7, 9, 20, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94577" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 12, 27, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929789. "DateObject[{2014, 7, 9, 20, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "MI" "48167" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930262. "DateObject[{2014, 7, 9, 20, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "51501" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 5, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930263. "DateObject[{2014, 7, 9, 20, 46, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "OK" "73107" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 47, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929166. "DateObject[{2014, 7, 9, 20, 48, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "MO" "63383" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929795. "DateObject[{2014, 7, 9, 20, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11581" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930265. "DateObject[{2014, 7, 9, 20, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mike Rome Holdings LLC" "LA" "70047" "" "N/A" "Phone" "DateObject[{2014, 7, 24, 18, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929797. "DateObject[{2014, 7, 9, 20, 48, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77338" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 44, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929799. "DateObject[{2014, 7, 9, 20, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91204" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 30, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930159. "DateObject[{2014, 7, 9, 20, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "LA" "71055" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 50, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930266. "DateObject[{2014, 7, 9, 20, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "61350" "" "N/A" "Web" "DateObject[{2014, 7, 9, 20, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930203. "DateObject[{2014, 7, 9, 20, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90006" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 54, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930267. "DateObject[{2014, 7, 9, 20, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30721" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 49, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930268. "DateObject[{2014, 7, 9, 20, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32208" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930270. "DateObject[{2014, 7, 9, 20, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22204" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 18, 48, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930271. "DateObject[{2014, 7, 9, 20, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "TX" "78751" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 929812. "DateObject[{2014, 7, 9, 20, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27519" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 38, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930140. "DateObject[{2014, 7, 9, 20, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "TX" "77071" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929088. "DateObject[{2014, 7, 9, 20, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91377" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930628. "DateObject[{2014, 7, 9, 20, 58, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NV" "89523" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930128. "DateObject[{2014, 7, 9, 20, 58, 50.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "07631" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 25, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929818. "DateObject[{2014, 7, 9, 20, 59, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94505" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930085. "DateObject[{2014, 7, 9, 21, 0, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08512" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929823. "DateObject[{2014, 7, 9, 21, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "91945" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929828. "DateObject[{2014, 7, 9, 21, 4, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "CA" "92780" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929831. "DateObject[{2014, 7, 9, 21, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92780" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929832. "DateObject[{2014, 7, 9, 21, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78403" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 929833. "DateObject[{2014, 7, 9, 21, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "11226" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 24, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929835. "DateObject[{2014, 7, 9, 21, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rushmore Loan Management Services LLC" "MD" "20852" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930064. "DateObject[{2014, 7, 9, 21, 11, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Windham Professionals" "AZ" "85259" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929840. "DateObject[{2014, 7, 9, 21, 13, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "76692" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 928652. "DateObject[{2014, 7, 9, 21, 17, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75054" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929849. "DateObject[{2014, 7, 9, 21, 17, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "24502" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929851. "DateObject[{2014, 7, 9, 21, 19, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19104" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929855. "DateObject[{2014, 7, 9, 21, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "UT" "84020" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929856. "DateObject[{2014, 7, 9, 21, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "AZ" "85118" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929857. "DateObject[{2014, 7, 9, 21, 21, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "76010" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929859. "DateObject[{2014, 7, 9, 21, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "07109" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929862. "DateObject[{2014, 7, 9, 21, 22, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34690" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929863. "DateObject[{2014, 7, 9, 21, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27330" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929871. "DateObject[{2014, 7, 9, 21, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Exeter Finance Corp" "TN" "38135" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930172. "DateObject[{2014, 7, 9, 21, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75074" "" "N/A" "Postal mail" "DateObject[{2014, 7, 14, 18, 45, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929876. "DateObject[{2014, 7, 9, 21, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33920" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930649. "DateObject[{2014, 7, 9, 21, 30, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80249" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 6, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929879. "DateObject[{2014, 7, 9, 21, 31, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "TX" "75052" "" "N/A" "Referral" "DateObject[{2014, 9, 5, 15, 33, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929880. "DateObject[{2014, 7, 9, 21, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AR" "72757" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 36, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929300. "DateObject[{2014, 7, 9, 21, 34, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20817" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929885. "DateObject[{2014, 7, 9, 21, 34, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11758" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930113. "DateObject[{2014, 7, 9, 21, 36, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "IL" "60608" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929890. "DateObject[{2014, 7, 9, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77009" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929892. "DateObject[{2014, 7, 9, 21, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33920" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930650. "DateObject[{2014, 7, 9, 21, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85283" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930129. "DateObject[{2014, 7, 9, 21, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34690" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929864. "DateObject[{2014, 7, 9, 21, 39, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37207" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929897. "DateObject[{2014, 7, 9, 21, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "CO" "80210" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929898. "DateObject[{2014, 7, 9, 21, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85003" "" "N/A" "Postal mail" "DateObject[{2014, 9, 16, 17, 21, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929899. "DateObject[{2014, 7, 9, 21, 41, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "11374" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 6, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929904. "DateObject[{2014, 7, 9, 21, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85003" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 17, 22, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929900. "DateObject[{2014, 7, 9, 21, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "22732" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929907. "DateObject[{2014, 7, 9, 21, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85003" "" "N/A" "Postal mail" "DateObject[{2014, 9, 16, 17, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929901. "DateObject[{2014, 7, 9, 21, 45, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "14586" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 929909. "DateObject[{2014, 7, 9, 21, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33920" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930652. "DateObject[{2014, 7, 9, 21, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30281" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929912. "DateObject[{2014, 7, 9, 21, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB Corporation" "TN" "37745" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929913. "DateObject[{2014, 7, 9, 21, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77007" "" "N/A" "Web" "DateObject[{2014, 7, 9, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930297. "DateObject[{2014, 7, 9, 21, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20910" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929920. "DateObject[{2014, 7, 9, 21, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77007" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930298. "DateObject[{2014, 7, 9, 21, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "91436" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 12, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929921. "DateObject[{2014, 7, 9, 22, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "02186" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929925. "DateObject[{2014, 7, 9, 22, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02332" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 16, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928643. "DateObject[{2014, 7, 9, 22, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77007" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930299. "DateObject[{2014, 7, 9, 22, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "IL" "62650" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929933. "DateObject[{2014, 7, 9, 22, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "90046" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930117. "DateObject[{2014, 7, 9, 22, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80503" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929935. "DateObject[{2014, 7, 9, 22, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22030" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929938. "DateObject[{2014, 7, 9, 22, 9, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gurstel Chargo PA" "AZ" "85258" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929943. "DateObject[{2014, 7, 9, 22, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "MI" "48105" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930278. "DateObject[{2014, 7, 9, 22, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "LA" "70460" "Older American" "N/A" "Web" "DateObject[{2014, 9, 19, 11, 28, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 929944. "DateObject[{2014, 7, 9, 22, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29572" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930227. "DateObject[{2014, 7, 9, 22, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "TX" "77706" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930394. "DateObject[{2014, 7, 9, 22, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MA" "02332" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 16, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928648. "DateObject[{2014, 7, 9, 22, 19, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92010" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929956. "DateObject[{2014, 7, 9, 22, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30707" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930151. "DateObject[{2014, 7, 9, 22, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11791" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929957. "DateObject[{2014, 7, 9, 22, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "70458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930378. "DateObject[{2014, 7, 9, 22, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "23666" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930156. "DateObject[{2014, 7, 9, 22, 30, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11211" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930405. "DateObject[{2014, 7, 9, 22, 33, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "VA" "22554" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930177. "DateObject[{2014, 7, 9, 22, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "VA" "22554" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930178. "DateObject[{2014, 7, 9, 22, 34, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18940" "" "N/A" "Web" "DateObject[{2014, 8, 6, 11, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930070. "DateObject[{2014, 7, 9, 22, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Glasser and Glasser, PLC" "VA" "23666" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930157. "DateObject[{2014, 7, 9, 22, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27127" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 929983. "DateObject[{2014, 7, 9, 22, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "90011" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929986. "DateObject[{2014, 7, 9, 22, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92595" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 929987. "DateObject[{2014, 7, 9, 22, 43, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01915" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930124. "DateObject[{2014, 7, 9, 22, 44, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "SC" "29203" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930403. "DateObject[{2014, 7, 9, 22, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "DE" "19702" "" "N/A" "Web" "DateObject[{2014, 7, 9, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929991. "DateObject[{2014, 7, 9, 22, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75152" "" "N/A" "Referral" "DateObject[{2014, 8, 12, 17, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928897. "DateObject[{2014, 7, 9, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93313" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 14, 18, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930431. "DateObject[{2014, 7, 9, 22, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "95204" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929997. "DateObject[{2014, 7, 9, 22, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "95204" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 929998. "DateObject[{2014, 7, 9, 22, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75152" "" "N/A" "Referral" "DateObject[{2014, 8, 12, 18, 9, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928898. "DateObject[{2014, 7, 9, 22, 55, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "WV" "25304" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930000. "DateObject[{2014, 7, 9, 23, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "43410" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 20, 2, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930427. "DateObject[{2014, 7, 9, 23, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "11788" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 55, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930078. "DateObject[{2014, 7, 9, 23, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11803" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 49, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930005. "DateObject[{2014, 7, 9, 23, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92780" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 20, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930006. "DateObject[{2014, 7, 9, 23, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "14094" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 20, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930010. "DateObject[{2014, 7, 9, 23, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "TX" "78163" "" "N/A" "Referral" "DateObject[{2014, 7, 14, 19, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930012. "DateObject[{2014, 7, 9, 23, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "GA" "31024" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930014. "DateObject[{2014, 7, 9, 23, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 12, 6, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930015. "DateObject[{2014, 7, 9, 23, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48382" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 928655. "DateObject[{2014, 7, 9, 23, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "11691" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930016. "DateObject[{2014, 7, 9, 23, 1, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930382. "DateObject[{2014, 7, 9, 23, 2, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46561" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930682. "DateObject[{2014, 7, 9, 23, 3, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "OR" "97225" "" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930018. "DateObject[{2014, 7, 9, 23, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75152" "" "N/A" "Referral" "DateObject[{2014, 8, 12, 18, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 928899. "DateObject[{2014, 7, 9, 23, 9, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "10010" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 20, 35, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930022. "DateObject[{2014, 7, 9, 23, 10, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MT" "59601" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 13, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930024. "DateObject[{2014, 7, 9, 23, 11, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "78626" "Older American" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 930145. "DateObject[{2014, 7, 9, 23, 12, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91786" "" "N/A" "Referral" "DateObject[{2014, 9, 2, 12, 30, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930025. "DateObject[{2014, 7, 9, 23, 14, 9.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "90029" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930027. "DateObject[{2014, 7, 9, 23, 14, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "44134" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930028. "DateObject[{2014, 7, 9, 23, 17, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01880" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930031. "DateObject[{2014, 7, 9, 23, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "CA" "92026" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930032. "DateObject[{2014, 7, 9, 23, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32514" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930202. "DateObject[{2014, 7, 9, 23, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rash Curtis and Associates" "WA" "98240" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 930041. "DateObject[{2014, 7, 9, 23, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "PA" "18103" "" "N/A" "Web" "DateObject[{2014, 7, 9, 23, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930052. "DateObject[{2014, 7, 9, 23, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11757" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930055. "DateObject[{2014, 7, 9, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AZ" "85713" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930683. "DateObject[{2014, 7, 9, 23, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20601" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932359. "DateObject[{2014, 7, 9, 23, 56, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932631. "DateObject[{2014, 7, 10, 0, 2, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Veldos, LLC" "TX" "77489" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 930693. "DateObject[{2014, 7, 10, 0, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930694. "DateObject[{2014, 7, 10, 0, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29414" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932118. "DateObject[{2014, 7, 10, 0, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32174" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932159. "DateObject[{2014, 7, 10, 0, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "SC" "29575" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 12, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932280. "DateObject[{2014, 7, 10, 0, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10567" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930701. "DateObject[{2014, 7, 10, 0, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "LA" "71411" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 39, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930690. "DateObject[{2014, 7, 10, 0, 24, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DE" "19805" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930704. "DateObject[{2014, 7, 10, 0, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "CA" "95824" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930705. "DateObject[{2014, 7, 10, 0, 33, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Schachter Portnoy, L.L.C." "NJ" "07002" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 932682. "DateObject[{2014, 7, 10, 0, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mobiloans, LLC" "NJ" "08075" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 930707. "DateObject[{2014, 7, 10, 0, 45, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Specialists" "WA" "98284" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930708. "DateObject[{2014, 7, 10, 0, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "AZ" "85041" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930710. "DateObject[{2014, 7, 10, 0, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92069" "" "N/A" "Web" "DateObject[{2014, 7, 10, 0, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930711. "DateObject[{2014, 7, 10, 0, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "TX" "78240" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930712. "DateObject[{2014, 7, 10, 1, 0, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "FL" "33314" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930660. "DateObject[{2014, 7, 10, 1, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932633. "DateObject[{2014, 7, 10, 1, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "TN" "37040" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930714. "DateObject[{2014, 7, 10, 1, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30519" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930715. "DateObject[{2014, 7, 10, 1, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932634. "DateObject[{2014, 7, 10, 1, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01610" "" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930716. "DateObject[{2014, 7, 10, 1, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932635. "DateObject[{2014, 7, 10, 1, 11, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932636. "DateObject[{2014, 7, 10, 1, 14, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 9, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932637. "DateObject[{2014, 7, 10, 1, 15, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Solutions, LLC" "CA" "95125" "" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930718. "DateObject[{2014, 7, 10, 1, 15, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CA" "95125" "" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930719. "DateObject[{2014, 7, 10, 1, 15, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CT" "06824" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932176. "DateObject[{2014, 7, 10, 1, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 5, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932638. "DateObject[{2014, 7, 10, 1, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97211" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930720. "DateObject[{2014, 7, 10, 1, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92395" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930721. "DateObject[{2014, 7, 10, 1, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "93314" "" "N/A" "Web" "DateObject[{2014, 7, 10, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932230. "DateObject[{2014, 7, 10, 1, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06320" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 38, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932202. "DateObject[{2014, 7, 10, 1, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "75852" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 26, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932657. "DateObject[{2014, 7, 10, 1, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NM" "88011" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930724. "DateObject[{2014, 7, 10, 2, 2, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "88011" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930725. "DateObject[{2014, 7, 10, 2, 8, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "88011" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930726. "DateObject[{2014, 7, 10, 2, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "43609" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930729. "DateObject[{2014, 7, 10, 2, 33, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "36775" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932241. "DateObject[{2014, 7, 10, 2, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07728" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932260. "DateObject[{2014, 7, 10, 2, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44145" "" "N/A" "Web" "DateObject[{2014, 7, 10, 2, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930732. "DateObject[{2014, 7, 10, 3, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28611" "" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930735. "DateObject[{2014, 7, 10, 3, 5, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932138. "DateObject[{2014, 7, 10, 3, 10, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46036" "" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930737. "DateObject[{2014, 7, 10, 3, 13, 17.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Incorrect/missing disclosures or info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33134" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930738. "DateObject[{2014, 7, 10, 3, 14, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "NV" "89134" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930740. "DateObject[{2014, 7, 10, 3, 15, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "17015" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930739. "DateObject[{2014, 7, 10, 3, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "FL" "33062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930741. "DateObject[{2014, 7, 10, 3, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CO" "81650" "" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932203. "DateObject[{2014, 7, 10, 3, 33, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92505" "" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930743. "DateObject[{2014, 7, 10, 3, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "77085" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930744. "DateObject[{2014, 7, 10, 3, 34, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77085" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 3, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930745. "DateObject[{2014, 7, 10, 3, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "NJ" "08046" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 4, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930746. "DateObject[{2014, 7, 10, 3, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "WA" "98118" "" "N/A" "Web" "DateObject[{2014, 7, 10, 4, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930747. "DateObject[{2014, 7, 10, 3, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lobel Financial Corporation" "CA" "94188" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 16, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930748. "DateObject[{2014, 7, 10, 5, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "OH" "44094" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930750. "DateObject[{2014, 7, 10, 5, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company has responded to the consumer and the CFPB and chooses not to provide a public response" "Bank of America" "MN" "55337" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932141. "DateObject[{2014, 7, 10, 5, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NV" "89014" "" "N/A" "Web" "DateObject[{2014, 7, 10, 5, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 930751. "DateObject[{2014, 7, 10, 5, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "GU" "96932" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 17, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930752. "DateObject[{2014, 7, 10, 5, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "LA" "70789" "" "N/A" "Web" "DateObject[{2014, 7, 10, 5, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932197. "DateObject[{2014, 7, 10, 5, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "OH" "44139" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932430. "DateObject[{2014, 7, 10, 6, 3, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30022" "" "N/A" "Web" "DateObject[{2014, 7, 10, 6, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930754. "DateObject[{2014, 7, 10, 6, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MEFA" "CA" "92115" "" "N/A" "Web" "DateObject[{2014, 7, 10, 6, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932360. "DateObject[{2014, 7, 10, 7, 44, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "94134" "" "N/A" "Web" "DateObject[{2014, 7, 10, 7, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930756. "DateObject[{2014, 7, 10, 9, 29, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20854" "" "N/A" "Web" "DateObject[{2014, 7, 10, 9, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930759. "DateObject[{2014, 7, 10, 10, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "CA" "92672" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 10, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930763. "DateObject[{2014, 7, 10, 10, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "UBS Bank" "CA" "92021" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 930838. "DateObject[{2014, 7, 10, 10, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "92019" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 34, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930859. "DateObject[{2014, 7, 10, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "10025" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 36, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930888. "DateObject[{2014, 7, 10, 10, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33023" "" "N/A" "Referral" "DateObject[{2014, 8, 18, 12, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932164. "DateObject[{2014, 7, 10, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91001" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 30, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932624. "DateObject[{2014, 7, 10, 10, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "GA" "30034" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 35, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932269. "DateObject[{2014, 7, 10, 10, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company chooses not to provide a public response" "Bank of America" "VA" "20135" "" "N/A" "Referral" "DateObject[{2014, 8, 5, 15, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931396. "DateObject[{2014, 7, 10, 11, 17, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75606" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 11, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930764. "DateObject[{2014, 7, 10, 11, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arbor Residential Mortgage LLC" "DE" "19709" "" "N/A" "Web" "DateObject[{2014, 7, 10, 11, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 930765. "DateObject[{2014, 7, 10, 12, 9, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blatt, Hasenmiller, Leibsker & Moore, LLC" "IL" "61550" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 53, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932209. "DateObject[{2014, 7, 10, 12, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932139. "DateObject[{2014, 7, 10, 12, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932420. "DateObject[{2014, 7, 10, 12, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932421. "DateObject[{2014, 7, 10, 12, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MD" "20910" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 23, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930778. "DateObject[{2014, 7, 10, 12, 50, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Early Warning Services, LLC" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 10, 12, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932422. "DateObject[{2014, 7, 10, 12, 59, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "22193" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930791. "DateObject[{2014, 7, 10, 13, 4, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "TX" "77058" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 41, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932358. "DateObject[{2014, 7, 10, 13, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30115" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932291. "DateObject[{2014, 7, 10, 13, 6, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MA" "01960" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930794. "DateObject[{2014, 7, 10, 13, 8, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "22124" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 12, 34, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932410. "DateObject[{2014, 7, 10, 13, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "OH" "43064" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930799. "DateObject[{2014, 7, 10, 13, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22405" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930804. "DateObject[{2014, 7, 10, 13, 19, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "TN" "37701" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930805. "DateObject[{2014, 7, 10, 13, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KS" "66104" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 12, 37, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932302. "DateObject[{2014, 7, 10, 13, 21, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARS National Services, Inc." "MD" "21212" "" "N/A" "Web" "DateObject[{2014, 7, 25, 20, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930807. "DateObject[{2014, 7, 10, 13, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "OH" "44135" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931190. "DateObject[{2014, 7, 10, 13, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45342" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930816. "DateObject[{2014, 7, 10, 13, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TN" "37135" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930818. "DateObject[{2014, 7, 10, 13, 32, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34212" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930820. "DateObject[{2014, 7, 10, 13, 38, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930830. "DateObject[{2014, 7, 10, 13, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "" "" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 29, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930831. "DateObject[{2014, 7, 10, 13, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "45402" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931372. "DateObject[{2014, 7, 10, 13, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "OH" "45402" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931373. "DateObject[{2014, 7, 10, 13, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southern Management Systems Inc." "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932389. "DateObject[{2014, 7, 10, 13, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NJ" "08081" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930836. "DateObject[{2014, 7, 10, 13, 48, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Shopping for a line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "VA" "20165" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 55, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930839. "DateObject[{2014, 7, 10, 13, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48203" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 31, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932380. "DateObject[{2014, 7, 10, 13, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equidata, Inc." "VA" "22079" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930845. "DateObject[{2014, 7, 10, 13, 56, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "SC" "29461" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932185. "DateObject[{2014, 7, 10, 13, 58, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "31211" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 12, 25, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930851. "DateObject[{2014, 7, 10, 13, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "31211" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 12, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930852. "DateObject[{2014, 7, 10, 14, 1, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31211" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 12, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930853. "DateObject[{2014, 7, 10, 14, 4, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "07731" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 15, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930861. "DateObject[{2014, 7, 10, 14, 6, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20772" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 12, 59, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930862. "DateObject[{2014, 7, 10, 14, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NY" "11233" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931071. "DateObject[{2014, 7, 10, 14, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55419" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 12, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930872. "DateObject[{2014, 7, 10, 14, 15, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20744" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 43, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930873. "DateObject[{2014, 7, 10, 14, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "33313" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 58, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931227. "DateObject[{2014, 7, 10, 14, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98416" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930875. "DateObject[{2014, 7, 10, 14, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "20815" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932128. "DateObject[{2014, 7, 10, 14, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Umpqua Holdings Corporation" "OR" "97914" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 931103. "DateObject[{2014, 7, 10, 14, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02151" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 44, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932263. "DateObject[{2014, 7, 10, 14, 21, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77087" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 15, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930884. "DateObject[{2014, 7, 10, 14, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95667" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 28, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931285. "DateObject[{2014, 7, 10, 14, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "NV" "89044" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 36, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931226. "DateObject[{2014, 7, 10, 14, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "32856" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931144. "DateObject[{2014, 7, 10, 14, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33156" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 18, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931083. "DateObject[{2014, 7, 10, 14, 25, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "RI" "02806" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932217. "DateObject[{2014, 7, 10, 14, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "IN" "46637" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930895. "DateObject[{2014, 7, 10, 14, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "NE" "68134" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931182. "DateObject[{2014, 7, 10, 14, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02190" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930897. "DateObject[{2014, 7, 10, 14, 27, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92027" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 15, 14, 18, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932400. "DateObject[{2014, 7, 10, 14, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Live Well Financial, Inc." "FL" "33458" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 13, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931893. "DateObject[{2014, 7, 10, 14, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33140" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932137. "DateObject[{2014, 7, 10, 14, 33, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48217" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 14, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930905. "DateObject[{2014, 7, 10, 14, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ECMC Group, Inc." "VA" "23669" "" "N/A" "Web" "DateObject[{2014, 7, 23, 13, 12, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930906. "DateObject[{2014, 7, 10, 14, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "RI" "02806" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932218. "DateObject[{2014, 7, 10, 14, 36, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Johnson Mortgage Company, LLC" "VA" "23608" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 17, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930912. "DateObject[{2014, 7, 10, 14, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "FL" "34744" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 59, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930915. "DateObject[{2014, 7, 10, 14, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "96007" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930916. "DateObject[{2014, 7, 10, 14, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "22191" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930922. "DateObject[{2014, 7, 10, 14, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34683" "" "N/A" "Phone" "DateObject[{2014, 7, 14, 20, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930924. "DateObject[{2014, 7, 10, 14, 44, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08007" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930925. "DateObject[{2014, 7, 10, 14, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30213" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930928. "DateObject[{2014, 7, 10, 14, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 930936. "DateObject[{2014, 7, 10, 14, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "12804" "" "N/A" "Web" "DateObject[{2014, 7, 10, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930939. "DateObject[{2014, 7, 10, 14, 55, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92008" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930952. "DateObject[{2014, 7, 10, 14, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37046" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 14, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932253. "DateObject[{2014, 7, 10, 15, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23927" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932175. "DateObject[{2014, 7, 10, 15, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20637" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 14, 34, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931779. "DateObject[{2014, 7, 10, 15, 4, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08004" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930962. "DateObject[{2014, 7, 10, 15, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33617" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932140. "DateObject[{2014, 7, 10, 15, 10, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Recovery Partners, LLC" "AR" "72501" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930970. "DateObject[{2014, 7, 10, 15, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TX" "75228" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932156. "DateObject[{2014, 7, 10, 15, 13, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "45459" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930674. "DateObject[{2014, 7, 10, 15, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "TX" "76013" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 52, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930679. "DateObject[{2014, 7, 10, 15, 16, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32114" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 15, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932284. "DateObject[{2014, 7, 10, 15, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55068" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 930982. "DateObject[{2014, 7, 10, 15, 24, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "FL" "32955" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 3, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 930993. "DateObject[{2014, 7, 10, 15, 27, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lamont, Hanley & Associates, Inc." "CA" "91977" "" "N/A" "Web" "DateObject[{2014, 8, 18, 17, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 931000. "DateObject[{2014, 7, 10, 15, 27, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "PA" "19020" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 10, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931003. "DateObject[{2014, 7, 10, 15, 30, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33905" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 40, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931004. "DateObject[{2014, 7, 10, 15, 33, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hollis Cobb Associates" "GA" "30143" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931009. "DateObject[{2014, 7, 10, 15, 33, 49.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "KS" "66104" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932309. "DateObject[{2014, 7, 10, 15, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92011" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932655. "DateObject[{2014, 7, 10, 15, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "OR" "97402" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932647. "DateObject[{2014, 7, 10, 15, 39, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85202" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 31, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932165. "DateObject[{2014, 7, 10, 15, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "ME" "04981" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932182. "DateObject[{2014, 7, 10, 15, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Collection Services, Inc. (Nevada)" "FL" "34608" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931021. "DateObject[{2014, 7, 10, 15, 42, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "NY" "10308" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932243. "DateObject[{2014, 7, 10, 15, 42, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89502" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 930986. "DateObject[{2014, 7, 10, 15, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28202" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931026. "DateObject[{2014, 7, 10, 15, 43, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30318" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 36, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931028. "DateObject[{2014, 7, 10, 15, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "95747" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 17, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931033. "DateObject[{2014, 7, 10, 15, 47, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prospect Mortgage" "CO" "81401" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931035. "DateObject[{2014, 7, 10, 15, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "KS" "66062" "" "N/A" "Web" "DateObject[{2014, 7, 10, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931037. "DateObject[{2014, 7, 10, 15, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "VA" "22554" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931045. "DateObject[{2014, 7, 10, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29501" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931046. "DateObject[{2014, 7, 10, 15, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RD Fuller Company, LLC" "CO" "80033" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 19, 21, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931047. "DateObject[{2014, 7, 10, 16, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "74445" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931062. "DateObject[{2014, 7, 10, 16, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08302" "" "N/A" "Referral" "DateObject[{2014, 8, 22, 12, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931070. "DateObject[{2014, 7, 10, 16, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CMI Group, Inc." "NV" "89822" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 48, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931078. "DateObject[{2014, 7, 10, 16, 10, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARM WNY LLC" "IN" "46517" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 16, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931087. "DateObject[{2014, 7, 10, 16, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "WA" "98391" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931093. "DateObject[{2014, 7, 10, 16, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 8, 20, 11, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931099. "DateObject[{2014, 7, 10, 16, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 8, 20, 11, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931100. "DateObject[{2014, 7, 10, 16, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92881" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931109. "DateObject[{2014, 7, 10, 16, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931113. "DateObject[{2014, 7, 10, 16, 19, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11373" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932201. "DateObject[{2014, 7, 10, 16, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CoreLogic" "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 8, 21, 12, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931101. "DateObject[{2014, 7, 10, 16, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clarity Services" "CA" "90043" "" "N/A" "Referral" "DateObject[{2014, 8, 20, 11, 47, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931102. "DateObject[{2014, 7, 10, 16, 24, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75052" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 15, 35, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932251. "DateObject[{2014, 7, 10, 16, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11694" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931119. "DateObject[{2014, 7, 10, 16, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32771" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 15, 1, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931122. "DateObject[{2014, 7, 10, 16, 28, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "CA" "91752" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 58, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932145. "DateObject[{2014, 7, 10, 16, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fulton Friedman & Gullace LLP" "DC" "20007" "" "N/A" "Referral" "DateObject[{2014, 8, 19, 16, 46, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932168. "DateObject[{2014, 7, 10, 16, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "62222" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 12, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931127. "DateObject[{2014, 7, 10, 16, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75065" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 15, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931515. "DateObject[{2014, 7, 10, 16, 32, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94547" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931129. "DateObject[{2014, 7, 10, 16, 33, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Collection Advocates" "AK" "99610" "" "N/A" "Referral" "DateObject[{2014, 9, 9, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931133. "DateObject[{2014, 7, 10, 16, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "VA" "22193" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932208. "DateObject[{2014, 7, 10, 16, 33, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931135. "DateObject[{2014, 7, 10, 16, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33458" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931143. "DateObject[{2014, 7, 10, 16, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932186. "DateObject[{2014, 7, 10, 16, 38, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932187. "DateObject[{2014, 7, 10, 16, 40, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "10950" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931147. "DateObject[{2014, 7, 10, 16, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NY" "10467" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 931148. "DateObject[{2014, 7, 10, 16, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "TX" "77545" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931151. "DateObject[{2014, 7, 10, 16, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22101" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 16, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931154. "DateObject[{2014, 7, 10, 16, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75052" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 16, 16, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932252. "DateObject[{2014, 7, 10, 16, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931136. "DateObject[{2014, 7, 10, 16, 42, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931137. "DateObject[{2014, 7, 10, 16, 43, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CO" "80230" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931160. "DateObject[{2014, 7, 10, 16, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "AL" "36017" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 25, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932690. "DateObject[{2014, 7, 10, 16, 44, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "91364" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 48, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931161. "DateObject[{2014, 7, 10, 16, 45, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 49, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932190. "DateObject[{2014, 7, 10, 16, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60622" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932248. "DateObject[{2014, 7, 10, 16, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NC" "27527" "" "N/A" "Web" "DateObject[{2014, 7, 10, 16, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931173. "DateObject[{2014, 7, 10, 16, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mortgage Counseling Center" "MD" "21043" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 37, 49.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 931571. "DateObject[{2014, 7, 10, 16, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33458" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 14, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931180. "DateObject[{2014, 7, 10, 16, 52, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "MS" "39180" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931168. "DateObject[{2014, 7, 10, 16, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 16, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930678. "DateObject[{2014, 7, 10, 16, 55, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85746" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931189. "DateObject[{2014, 7, 10, 16, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The CBE Group, Inc." "NC" "28214" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 4, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932662. "DateObject[{2014, 7, 10, 16, 56, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Smith, Rouchon & Associates, Inc." "MS" "39180" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931169. "DateObject[{2014, 7, 10, 16, 56, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10027" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931197. "DateObject[{2014, 7, 10, 16, 58, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "OH" "44113" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932222. "DateObject[{2014, 7, 10, 16, 59, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "PA" "17331" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 17, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931201. "DateObject[{2014, 7, 10, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932256. "DateObject[{2014, 7, 10, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 8, 12, 18, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932257. "DateObject[{2014, 7, 10, 17, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33055" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931207. "DateObject[{2014, 7, 10, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11216" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931208. "DateObject[{2014, 7, 10, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19101" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 12, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932396. "DateObject[{2014, 7, 10, 17, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48382" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931209. "DateObject[{2014, 7, 10, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "34986" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 42, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931210. "DateObject[{2014, 7, 10, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ID" "83714" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931211. "DateObject[{2014, 7, 10, 17, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 31, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931213. "DateObject[{2014, 7, 10, 17, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "33884" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931214. "DateObject[{2014, 7, 10, 17, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "MS" "39305" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931215. "DateObject[{2014, 7, 10, 17, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "32967" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931216. "DateObject[{2014, 7, 10, 17, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Planet Home Lending, LLC" "TX" "77406" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 15, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931217. "DateObject[{2014, 7, 10, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33411" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931219. "DateObject[{2014, 7, 10, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90023" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 26, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931220. "DateObject[{2014, 7, 10, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30507" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 9, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931798. "DateObject[{2014, 7, 10, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Cash advance" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19605" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 15, 21, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931836. "DateObject[{2014, 7, 10, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03853" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 14, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931910. "DateObject[{2014, 7, 10, 17, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GVA Holdings, LLC" "WA" "98144" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "No" 931222. "DateObject[{2014, 7, 10, 17, 2, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "NY" "11704" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932179. "DateObject[{2014, 7, 10, 17, 5, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "CA" "92021" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931230. "DateObject[{2014, 7, 10, 17, 7, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "OH" "43605" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 16, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931232. "DateObject[{2014, 7, 10, 17, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10101" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931233. "DateObject[{2014, 7, 10, 17, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HCFS Health Care Financial Services, Inc." "FL" "34202" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931235. "DateObject[{2014, 7, 10, 17, 10, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harmon Law Offices, P.C." "RI" "02852" "" "N/A" "Referral" "DateObject[{2014, 9, 2, 13, 29, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931237. "DateObject[{2014, 7, 10, 17, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33805" "" "N/A" "Fax" "DateObject[{2014, 7, 15, 19, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932205. "DateObject[{2014, 7, 10, 17, 12, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92880" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932365. "DateObject[{2014, 7, 10, 17, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MO" "63118" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 15, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931243. "DateObject[{2014, 7, 10, 17, 13, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "SC" "29501" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931245. "DateObject[{2014, 7, 10, 17, 14, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "ME" "04102" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931249. "DateObject[{2014, 7, 10, 17, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shermeta Law Group, P.C." "MI" "49080" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 931251. "DateObject[{2014, 7, 10, 17, 16, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "49080" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931252. "DateObject[{2014, 7, 10, 17, 18, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11361" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931257. "DateObject[{2014, 7, 10, 17, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "RI" "02852" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932392. "DateObject[{2014, 7, 10, 17, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92592" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931993. "DateObject[{2014, 7, 10, 17, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "GA" "30306" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931269. "DateObject[{2014, 7, 10, 17, 27, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "93720" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 5, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931279. "DateObject[{2014, 7, 10, 17, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MD" "21214" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 17, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931294. "DateObject[{2014, 7, 10, 17, 29, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "GA" "30306" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931270. "DateObject[{2014, 7, 10, 17, 29, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "77042" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 38, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932349. "DateObject[{2014, 7, 10, 17, 30, 55.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19104" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931299. "DateObject[{2014, 7, 10, 17, 31, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Phillips, Reinhard & Associates" "VA" "23462" "" "N/A" "Web" "DateObject[{2014, 8, 14, 16, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 931300. "DateObject[{2014, 7, 10, 17, 31, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "FL" "32257" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 931301. "DateObject[{2014, 7, 10, 17, 32, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91384" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931303. "DateObject[{2014, 7, 10, 17, 33, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "AR" "72023" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931304. "DateObject[{2014, 7, 10, 17, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "CA" "91304" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 15, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931159. "DateObject[{2014, 7, 10, 17, 34, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33896" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931309. "DateObject[{2014, 7, 10, 17, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CT" "06830" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 19, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931313. "DateObject[{2014, 7, 10, 17, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33773" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 931314. "DateObject[{2014, 7, 10, 17, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92325" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932425. "DateObject[{2014, 7, 10, 17, 38, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "90249" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932643. "DateObject[{2014, 7, 10, 17, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MI" "48205" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932388. "DateObject[{2014, 7, 10, 17, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NC" "28804" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931319. "DateObject[{2014, 7, 10, 17, 44, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "NV" "89145" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931330. "DateObject[{2014, 7, 10, 17, 45, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "10454" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 15, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931335. "DateObject[{2014, 7, 10, 17, 48, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Asset Management, LLC" "ID" "83713" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 3, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931341. "DateObject[{2014, 7, 10, 17, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08077" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931347. "DateObject[{2014, 7, 10, 17, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "10010" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 17, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931348. "DateObject[{2014, 7, 10, 17, 49, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "PA" "19146" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 30, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931349. "DateObject[{2014, 7, 10, 17, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "IL" "60606" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932121. "DateObject[{2014, 7, 10, 17, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38118" "" "N/A" "Web" "DateObject[{2014, 7, 10, 17, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932294. "DateObject[{2014, 7, 10, 17, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11414" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932219. "DateObject[{2014, 7, 10, 17, 51, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PR" "00917" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 26, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931358. "DateObject[{2014, 7, 10, 17, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "07070" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931363. "DateObject[{2014, 7, 10, 17, 54, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "AL" "35555" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931298. "DateObject[{2014, 7, 10, 17, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MS" "39215" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932398. "DateObject[{2014, 7, 10, 17, 54, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38118" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932295. "DateObject[{2014, 7, 10, 17, 55, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35452" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 16, 54, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931337. "DateObject[{2014, 7, 10, 17, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blakely-Witt and Associates, Inc." "TX" "75165" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931365. "DateObject[{2014, 7, 10, 17, 57, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MD" "21214" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931368. "DateObject[{2014, 7, 10, 17, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "KS" "67901" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931357. "DateObject[{2014, 7, 10, 18, 1, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "MI" "48529" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932406. "DateObject[{2014, 7, 10, 18, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07604" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932264. "DateObject[{2014, 7, 10, 18, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77571" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 11, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932265. "DateObject[{2014, 7, 10, 18, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MN" "55063" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932266. "DateObject[{2014, 7, 10, 18, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78240" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931389. "DateObject[{2014, 7, 10, 18, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "GA" "31833" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931275. "DateObject[{2014, 7, 10, 18, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92887" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931787. "DateObject[{2014, 7, 10, 18, 6, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33179" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931328. "DateObject[{2014, 7, 10, 18, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932129. "DateObject[{2014, 7, 10, 18, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92708" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931801. "DateObject[{2014, 7, 10, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77581" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931394. "DateObject[{2014, 7, 10, 18, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "CT" "06492" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 16, 51, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931840. "DateObject[{2014, 7, 10, 18, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85381" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 931987. "DateObject[{2014, 7, 10, 18, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30043" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 19, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934154. "DateObject[{2014, 7, 10, 18, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19440" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932056. "DateObject[{2014, 7, 10, 18, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78745" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932426. "DateObject[{2014, 7, 10, 18, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "32969" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931405. "DateObject[{2014, 7, 10, 18, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MD" "20784" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 931408. "DateObject[{2014, 7, 10, 18, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11221" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931411. "DateObject[{2014, 7, 10, 18, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11221" "Older American" "N/A" "Referral" "DateObject[{2014, 8, 11, 22, 28, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931412. "DateObject[{2014, 7, 10, 18, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LTD Financial Services, L.P." "IN" "47060" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 6, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931413. "DateObject[{2014, 7, 10, 18, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "MD" "21216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932160. "DateObject[{2014, 7, 10, 18, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams & Fudge, Inc" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932244. "DateObject[{2014, 7, 10, 18, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95838" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932419. "DateObject[{2014, 7, 10, 18, 24, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NC" "28247" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932213. "DateObject[{2014, 7, 10, 18, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "18419" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 18, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931445. "DateObject[{2014, 7, 10, 18, 26, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27265" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931448. "DateObject[{2014, 7, 10, 18, 26, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98404" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 42, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931449. "DateObject[{2014, 7, 10, 18, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coast to Coast Financial Solutions, Inc." "GA" "31833" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "No" 931276. "DateObject[{2014, 7, 10, 18, 27, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delta Management Associates, Inc." "CA" "95835" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931452. "DateObject[{2014, 7, 10, 18, 29, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "VA" "22960" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931455. "DateObject[{2014, 7, 10, 18, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "" "" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 14, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931464. "DateObject[{2014, 7, 10, 18, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91750" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932262. "DateObject[{2014, 7, 10, 18, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94612" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932146. "DateObject[{2014, 7, 10, 18, 34, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "ID" "83646" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931473. "DateObject[{2014, 7, 10, 18, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "KY" "41097" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931474. "DateObject[{2014, 7, 10, 18, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78246" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931479. "DateObject[{2014, 7, 10, 18, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90027" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931482. "DateObject[{2014, 7, 10, 18, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MN" "55102" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931485. "DateObject[{2014, 7, 10, 18, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "ME" "04274" "" "N/A" "Web" "DateObject[{2014, 9, 12, 19, 20, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931487. "DateObject[{2014, 7, 10, 18, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85284" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931488. "DateObject[{2014, 7, 10, 18, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21206" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931489. "DateObject[{2014, 7, 10, 18, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "28734" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931490. "DateObject[{2014, 7, 10, 18, 42, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "45601" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931491. "DateObject[{2014, 7, 10, 18, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "GA" "31833" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931278. "DateObject[{2014, 7, 10, 18, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "AZ" "85323" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931492. "DateObject[{2014, 7, 10, 18, 44, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IL" "60617" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 17, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931495. "DateObject[{2014, 7, 10, 18, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92342" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931497. "DateObject[{2014, 7, 10, 18, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wilber and Associates, P.C." "CA" "93203" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 19, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931501. "DateObject[{2014, 7, 10, 18, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11414" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932220. "DateObject[{2014, 7, 10, 18, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17315" "" "N/A" "Web" "DateObject[{2014, 7, 10, 18, 52, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931512. "DateObject[{2014, 7, 10, 18, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "NV" "89131" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931520. "DateObject[{2014, 7, 10, 18, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53511" "" "N/A" "Referral" "DateObject[{2014, 8, 8, 19, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931525. "DateObject[{2014, 7, 10, 18, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Russell W Richardson, Attorney at Law" "CA" "91505" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 931526. "DateObject[{2014, 7, 10, 18, 54, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TX" "75701" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 13, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931528. "DateObject[{2014, 7, 10, 18, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932277. "DateObject[{2014, 7, 10, 18, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "FL" "33511" "" "N/A" "Web" "DateObject[{2014, 7, 28, 15, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931532. "DateObject[{2014, 7, 10, 18, 59, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17315" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931513. "DateObject[{2014, 7, 10, 18, 59, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "PA" "19146" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 931536. "DateObject[{2014, 7, 10, 19, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "CA" "95672" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931541. "DateObject[{2014, 7, 10, 19, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "14224" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 47, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932112. "DateObject[{2014, 7, 10, 19, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "93635" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 932818. "DateObject[{2014, 7, 10, 19, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77093" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 16, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931547. "DateObject[{2014, 7, 10, 19, 4, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "MD" "20782" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931551. "DateObject[{2014, 7, 10, 19, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "HI" "96792" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934371. "DateObject[{2014, 7, 10, 19, 5, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931553. "DateObject[{2014, 7, 10, 19, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "TX" "76002" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931559. "DateObject[{2014, 7, 10, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "OH" "44139" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 5, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932433. "DateObject[{2014, 7, 10, 19, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oracle Financial Group LLC." "OH" "43068" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 47, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931566. "DateObject[{2014, 7, 10, 19, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10023" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931567. "DateObject[{2014, 7, 10, 19, 9, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TN" "37363" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932393. "DateObject[{2014, 7, 10, 19, 10, 24.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "PA" "18052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931570. "DateObject[{2014, 7, 10, 19, 14, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "NY" "10309" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931574. "DateObject[{2014, 7, 10, 19, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "NY" "11231" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931578. "DateObject[{2014, 7, 10, 19, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "TX" "77070" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931579. "DateObject[{2014, 7, 10, 19, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WV" "25064" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 20, 48, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932371. "DateObject[{2014, 7, 10, 19, 16, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WV" "25064" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 20, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932372. "DateObject[{2014, 7, 10, 19, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WV" "25064" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 20, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932373. "DateObject[{2014, 7, 10, 19, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30253" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932143. "DateObject[{2014, 7, 10, 19, 20, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "PA" "18052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932698. "DateObject[{2014, 7, 10, 19, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dovenmuehle Mortgage Inc." "FL" "33598" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931588. "DateObject[{2014, 7, 10, 19, 22, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "VA" "22303" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931589. "DateObject[{2014, 7, 10, 19, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11226" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 15, 17, 37, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931598. "DateObject[{2014, 7, 10, 19, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NY" "12563" "" "N/A" "Referral" "DateObject[{2014, 7, 31, 19, 59, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 930978. "DateObject[{2014, 7, 10, 19, 26, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77024" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931605. "DateObject[{2014, 7, 10, 19, 26, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932258. "DateObject[{2014, 7, 10, 19, 27, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clear Debt Solutions, LLC" "OH" "45067" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 11, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 931610. "DateObject[{2014, 7, 10, 19, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30102" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931611. "DateObject[{2014, 7, 10, 19, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MI" "48030" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 16, 12, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931612. "DateObject[{2014, 7, 10, 19, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stephens and Michaels Associates, Inc." "NY" "10022" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932414. "DateObject[{2014, 7, 10, 19, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30331" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 53, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932259. "DateObject[{2014, 7, 10, 19, 30, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "HI" "96701" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931621. "DateObject[{2014, 7, 10, 19, 31, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "OK" "73122" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931623. "DateObject[{2014, 7, 10, 19, 34, 11.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29470" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931631. "DateObject[{2014, 7, 10, 19, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08527" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 20, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932144. "DateObject[{2014, 7, 10, 19, 34, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28247" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932214. "DateObject[{2014, 7, 10, 19, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "01876" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931637. "DateObject[{2014, 7, 10, 19, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75063" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931638. "DateObject[{2014, 7, 10, 19, 35, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "10579" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931639. "DateObject[{2014, 7, 10, 19, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "FL" "32244" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 48, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932105. "DateObject[{2014, 7, 10, 19, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NJ" "08021" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932718. "DateObject[{2014, 7, 10, 19, 39, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alliance Asset Management, Inc (Closed)" "CA" "90813" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932163. "DateObject[{2014, 7, 10, 19, 39, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28247" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932215. "DateObject[{2014, 7, 10, 19, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32829" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 2, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 930664. "DateObject[{2014, 7, 10, 19, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94501" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931751. "DateObject[{2014, 7, 10, 19, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arvest Bank" "CA" "95035" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 27, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932228. "DateObject[{2014, 7, 10, 19, 45, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931462. "DateObject[{2014, 7, 10, 19, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vargo & Janson PC" "CO" "80231" "" "N/A" "Web" "DateObject[{2014, 8, 18, 13, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931654. "DateObject[{2014, 7, 10, 19, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28247" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932216. "DateObject[{2014, 7, 10, 19, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80501" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931655. "DateObject[{2014, 7, 10, 19, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93534" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 14, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931663. "DateObject[{2014, 7, 10, 19, 49, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "96002" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931666. "DateObject[{2014, 7, 10, 19, 50, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "AR" "72616" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 18, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931667. "DateObject[{2014, 7, 10, 19, 51, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33183" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931669. "DateObject[{2014, 7, 10, 19, 51, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11788" "" "N/A" "Web" "DateObject[{2014, 7, 10, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932183. "DateObject[{2014, 7, 10, 19, 51, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Second mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MO" "63043" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 18, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932367. "DateObject[{2014, 7, 10, 19, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "90048" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931670. "DateObject[{2014, 7, 10, 19, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93534" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 14, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931664. "DateObject[{2014, 7, 10, 19, 53, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27406" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 932344. "DateObject[{2014, 7, 10, 19, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "TX" "78748" "" "N/A" "Referral" "DateObject[{2014, 8, 25, 14, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931676. "DateObject[{2014, 7, 10, 19, 55, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "93534" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 14, 15, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931665. "DateObject[{2014, 7, 10, 19, 56, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77088" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932340. "DateObject[{2014, 7, 10, 19, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "53178" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 18, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931682. "DateObject[{2014, 7, 10, 20, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 48, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932298. "DateObject[{2014, 7, 10, 20, 4, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KelKris Associates Inc" "CA" "95762" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931692. "DateObject[{2014, 7, 10, 20, 5, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48224" "" "N/A" "Fax" "DateObject[{2014, 7, 28, 20, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932401. "DateObject[{2014, 7, 10, 20, 5, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "GA" "31790" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931694. "DateObject[{2014, 7, 10, 20, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "OH" "44720" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931700. "DateObject[{2014, 7, 10, 20, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33434" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 6, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931703. "DateObject[{2014, 7, 10, 20, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amscot Corporation" "NY" "11788" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932184. "DateObject[{2014, 7, 10, 20, 8, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wyndham Capital Mortgage, Inc." "CA" "94523" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931708. "DateObject[{2014, 7, 10, 20, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MacDowell & Associates, Ltd." "GA" "30530" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931710. "DateObject[{2014, 7, 10, 20, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27406" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 28, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932345. "DateObject[{2014, 7, 10, 20, 13, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33401" "" "N/A" "Web" "DateObject[{2014, 8, 27, 13, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931718. "DateObject[{2014, 7, 10, 20, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cohen Kaplan Tulowitz LLC" "MD" "21234" "" "N/A" "Web" "DateObject[{2014, 8, 1, 13, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931720. "DateObject[{2014, 7, 10, 20, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33328" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932177. "DateObject[{2014, 7, 10, 20, 14, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "TN" "37043" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931722. "DateObject[{2014, 7, 10, 20, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931554. "DateObject[{2014, 7, 10, 20, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valley National Bank" "NJ" "08755" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 12, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931723. "DateObject[{2014, 7, 10, 20, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "FL" "33012" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931725. "DateObject[{2014, 7, 10, 20, 17, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06010" "" "N/A" "Referral" "DateObject[{2014, 8, 27, 17, 28, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931732. "DateObject[{2014, 7, 10, 20, 17, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "IA" "52405" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 931733. "DateObject[{2014, 7, 10, 20, 18, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "36867" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 12, 53, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931737. "DateObject[{2014, 7, 10, 20, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08402" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 17, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931739. "DateObject[{2014, 7, 10, 20, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931555. "DateObject[{2014, 7, 10, 20, 20, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36330" "" "N/A" "Referral" "DateObject[{2014, 8, 8, 14, 30, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931743. "DateObject[{2014, 7, 10, 20, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "LA" "70114" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931745. "DateObject[{2014, 7, 10, 20, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34601" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 18, 27, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931748. "DateObject[{2014, 7, 10, 20, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931556. "DateObject[{2014, 7, 10, 20, 23, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30238" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 2, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931754. "DateObject[{2014, 7, 10, 20, 25, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "FL" "32907" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931759. "DateObject[{2014, 7, 10, 20, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "78641" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931761. "DateObject[{2014, 7, 10, 20, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tower Loan" "MO" "63129" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 20, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931753. "DateObject[{2014, 7, 10, 20, 29, 8.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "PA" "19144" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932706. "DateObject[{2014, 7, 10, 20, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "34974" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931776. "DateObject[{2014, 7, 10, 20, 36, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19102" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932153. "DateObject[{2014, 7, 10, 20, 39, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36330" "" "N/A" "Referral" "DateObject[{2014, 8, 8, 14, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931744. "DateObject[{2014, 7, 10, 20, 39, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931557. "DateObject[{2014, 7, 10, 20, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MD" "20783" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 18, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931805. "DateObject[{2014, 7, 10, 20, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MD" "20783" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 27, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931806. "DateObject[{2014, 7, 10, 20, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931558. "DateObject[{2014, 7, 10, 20, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "CA" "92615" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 5, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931807. "DateObject[{2014, 7, 10, 20, 47, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "79602" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 18, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932195. "DateObject[{2014, 7, 10, 20, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "79602" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 19, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932196. "DateObject[{2014, 7, 10, 20, 47, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95136" "" "N/A" "Web" "DateObject[{2014, 7, 10, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931813. "DateObject[{2014, 7, 10, 20, 49, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60085" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 11, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931815. "DateObject[{2014, 7, 10, 20, 53, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91103" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 49, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932232. "DateObject[{2014, 7, 10, 20, 53, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "VA" "22204" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931824. "DateObject[{2014, 7, 10, 20, 54, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Trust Management LLC" "NV" "89113" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932249. "DateObject[{2014, 7, 10, 20, 55, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ability Recovery Services, LLC" "GA" "30314" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931829. "DateObject[{2014, 7, 10, 20, 57, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "28230" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931835. "DateObject[{2014, 7, 10, 21, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Helm Associates" "PA" "19124" "" "N/A" "Phone" "DateObject[{2014, 7, 25, 18, 31, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931854. "DateObject[{2014, 7, 10, 21, 7, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30071" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 931856. "DateObject[{2014, 7, 10, 21, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30096" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932170. "DateObject[{2014, 7, 10, 21, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30071" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931857. "DateObject[{2014, 7, 10, 21, 12, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48867" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931864. "DateObject[{2014, 7, 10, 21, 13, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40515" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 1, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932350. "DateObject[{2014, 7, 10, 21, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "40515" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932351. "DateObject[{2014, 7, 10, 21, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WA" "98136" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931876. "DateObject[{2014, 7, 10, 21, 15, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "NC" "27870" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 33, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931877. "DateObject[{2014, 7, 10, 21, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MicroBilt / PRBC (formerly CL Verify)" "PA" "15644" "" "N/A" "Web" "DateObject[{2014, 7, 18, 12, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 931879. "DateObject[{2014, 7, 10, 21, 18, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DTA GROUP LLC" "NC" "27292" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931880. "DateObject[{2014, 7, 10, 21, 18, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "40515" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932352. "DateObject[{2014, 7, 10, 21, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "45036" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931887. "DateObject[{2014, 7, 10, 21, 21, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98632" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931888. "DateObject[{2014, 7, 10, 21, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "CO" "80235" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 14, 52, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931889. "DateObject[{2014, 7, 10, 21, 23, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "CA" "94703" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931890. "DateObject[{2014, 7, 10, 21, 24, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85260" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 19, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931892. "DateObject[{2014, 7, 10, 21, 28, 4.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08234" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 19, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931898. "DateObject[{2014, 7, 10, 21, 28, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48083" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 46, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932117. "DateObject[{2014, 7, 10, 21, 28, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "90041" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931900. "DateObject[{2014, 7, 10, 21, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10128" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931902. "DateObject[{2014, 7, 10, 21, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "LA" "71133" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931906. "DateObject[{2014, 7, 10, 21, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "42743" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931908. "DateObject[{2014, 7, 10, 21, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30114" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931909. "DateObject[{2014, 7, 10, 21, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "08520" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932115. "DateObject[{2014, 7, 10, 21, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "PA" "17740" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932135. "DateObject[{2014, 7, 10, 21, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NV" "89310" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931913. "DateObject[{2014, 7, 10, 21, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MA" "01104" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 931914. "DateObject[{2014, 7, 10, 21, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "LA" "70460" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 931919. "DateObject[{2014, 7, 10, 21, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SIMM Associates, Inc." "MI" "49686" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931930. "DateObject[{2014, 7, 10, 21, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60426" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931931. "DateObject[{2014, 7, 10, 21, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Optio Solutions, LLC" "NE" "68502" "" "N/A" "Web" "DateObject[{2014, 7, 10, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 930663. "DateObject[{2014, 7, 10, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Infosystems, Inc." "CO" "80216" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 44, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931949. "DateObject[{2014, 7, 10, 21, 55, 59.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NJ" "08021" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931957. "DateObject[{2014, 7, 10, 21, 56, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "36867" "Older American" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931738. "DateObject[{2014, 7, 10, 21, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "KS" "67665" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 54, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 932424. "DateObject[{2014, 7, 10, 21, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06357" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 20, 16, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931961. "DateObject[{2014, 7, 10, 22, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Aargon Agency, Inc." "SC" "29483" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 931967. "DateObject[{2014, 7, 10, 22, 6, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "WV" "25541" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931970. "DateObject[{2014, 7, 10, 22, 6, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synerprise Consulting Services, Inc." "TX" "76067" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 56, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 931971. "DateObject[{2014, 7, 10, 22, 8, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Halsted Financial Services, LLC." "CA" "90065" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931972. "DateObject[{2014, 7, 10, 22, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90065" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931973. "DateObject[{2014, 7, 10, 22, 8, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "TX" "76244" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931974. "DateObject[{2014, 7, 10, 22, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78704" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931977. "DateObject[{2014, 7, 10, 22, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78704" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931978. "DateObject[{2014, 7, 10, 22, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "IN" "47960" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931982. "DateObject[{2014, 7, 10, 22, 15, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78704" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931979. "DateObject[{2014, 7, 10, 22, 17, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "PA" "19038" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 931988. "DateObject[{2014, 7, 10, 22, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60649" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931989. "DateObject[{2014, 7, 10, 22, 18, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92021" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 931992. "DateObject[{2014, 7, 10, 22, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91356" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932368. "DateObject[{2014, 7, 10, 22, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 931999. "DateObject[{2014, 7, 10, 22, 25, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "76301" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932003. "DateObject[{2014, 7, 10, 22, 29, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "AZ" "85614" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932654. "DateObject[{2014, 7, 10, 22, 32, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932000. "DateObject[{2014, 7, 10, 22, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "NJ" "08882" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932155. "DateObject[{2014, 7, 10, 22, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28216" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932013. "DateObject[{2014, 7, 10, 22, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19426" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932001. "DateObject[{2014, 7, 10, 22, 39, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95838" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932017. "DateObject[{2014, 7, 10, 22, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94710" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 20, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932021. "DateObject[{2014, 7, 10, 22, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93268" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 12, 1, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932022. "DateObject[{2014, 7, 10, 22, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60657" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 19, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 931923. "DateObject[{2014, 7, 10, 22, 45, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91977" "" "N/A" "Web" "DateObject[{2014, 7, 10, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932026. "DateObject[{2014, 7, 10, 22, 46, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "28111" "" "N/A" "Web" "DateObject[{2014, 8, 14, 22, 43, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932279. "DateObject[{2014, 7, 10, 22, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90713" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 15, 19, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932030. "DateObject[{2014, 7, 10, 22, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92551" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932034. "DateObject[{2014, 7, 10, 22, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78253" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932353. "DateObject[{2014, 7, 10, 22, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AL" "36310" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 30, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932397. "DateObject[{2014, 7, 10, 22, 57, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60690" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932378. "DateObject[{2014, 7, 10, 22, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "MI" "49504" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932119. "DateObject[{2014, 7, 10, 22, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "CA" "95627" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932039. "DateObject[{2014, 7, 10, 22, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "TX" "76028" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 11, 34, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932042. "DateObject[{2014, 7, 10, 23, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30088" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 932045. "DateObject[{2014, 7, 10, 23, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90501" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 20, 42, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932046. "DateObject[{2014, 7, 10, 23, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 11, 49, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932049. "DateObject[{2014, 7, 10, 23, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "77042" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932051. "DateObject[{2014, 7, 10, 23, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06877" "" "N/A" "Referral" "DateObject[{2014, 7, 24, 16, 33, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932053. "DateObject[{2014, 7, 10, 23, 2, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "ID" "46619" "" "N/A" "Phone" "DateObject[{2014, 7, 15, 20, 21, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932054. "DateObject[{2014, 7, 10, 23, 5, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76201" "" "N/A" "Web" "DateObject[{2014, 8, 19, 18, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932058. "DateObject[{2014, 7, 10, 23, 5, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "32763" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932059. "DateObject[{2014, 7, 10, 23, 6, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78253" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932354. "DateObject[{2014, 7, 10, 23, 6, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06488" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932061. "DateObject[{2014, 7, 10, 23, 10, 41.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "TX" "75219" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932064. "DateObject[{2014, 7, 10, 23, 15, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "FL" "33556" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 58, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932066. "DateObject[{2014, 7, 10, 23, 18, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Maury Cobb, Attorney at Law, LLC" "OH" "43123" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932067. "DateObject[{2014, 7, 10, 23, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "WA" "99023" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 932069. "DateObject[{2014, 7, 10, 23, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NV" "89031" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932071. "DateObject[{2014, 7, 10, 23, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NV" "89031" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 36, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932072. "DateObject[{2014, 7, 10, 23, 26, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arcadia Holdings, LLC" "CA" "95152" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 40, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 932076. "DateObject[{2014, 7, 10, 23, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "14225" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932080. "DateObject[{2014, 7, 10, 23, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07304" "" "N/A" "Web" "DateObject[{2014, 7, 16, 11, 58, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932081. "DateObject[{2014, 7, 10, 23, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Liberty Holdings, LLC" "OR" "97232" "" "N/A" "Web" "DateObject[{2014, 8, 4, 15, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932084. "DateObject[{2014, 7, 10, 23, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "93555" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 11, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932085. "DateObject[{2014, 7, 10, 23, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07304" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932082. "DateObject[{2014, 7, 10, 23, 46, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "GA" "30680" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932285. "DateObject[{2014, 7, 10, 23, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IA" "50207" "" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932375. "DateObject[{2014, 7, 10, 23, 49, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "OK" "74075" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 10, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932366. "DateObject[{2014, 7, 10, 23, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CA" "94580" "" "N/A" "Postal mail" "DateObject[{2014, 7, 15, 20, 53, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932097. "DateObject[{2014, 7, 11, 0, 4, 39.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MNE Services, Inc" "OR" "97222" "" "N/A" "Web" "DateObject[{2014, 7, 25, 17, 32, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934002. "DateObject[{2014, 7, 11, 0, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80102" "" "N/A" "Web" "DateObject[{2014, 7, 11, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932720. "DateObject[{2014, 7, 11, 0, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MN" "55343" "" "N/A" "Web" "DateObject[{2014, 7, 11, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932724. "DateObject[{2014, 7, 11, 0, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Credit Services Inc." "DC" "20003" "" "N/A" "Web" "DateObject[{2014, 7, 11, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932727. "DateObject[{2014, 7, 11, 0, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32966" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932728. "DateObject[{2014, 7, 11, 0, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "GA" "30035" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932729. "DateObject[{2014, 7, 11, 0, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stanislaus Credit Control Service, Inc." "GA" "30035" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 932730. "DateObject[{2014, 7, 11, 0, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "GA" "31205" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932734. "DateObject[{2014, 7, 11, 0, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MD" "20785" "" "N/A" "Web" "DateObject[{2014, 7, 11, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932736. "DateObject[{2014, 7, 11, 0, 54, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932738. "DateObject[{2014, 7, 11, 0, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "AL" "35978" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932739. "DateObject[{2014, 7, 11, 1, 15, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78258" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932743. "DateObject[{2014, 7, 11, 1, 16, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "CA" "93001" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932744. "DateObject[{2014, 7, 11, 1, 18, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "76134" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 38, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932746. "DateObject[{2014, 7, 11, 1, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TN" "38141" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932748. "DateObject[{2014, 7, 11, 1, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95245" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932749. "DateObject[{2014, 7, 11, 1, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85364" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934163. "DateObject[{2014, 7, 11, 1, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "VA" "22209" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 932752. "DateObject[{2014, 7, 11, 1, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32868" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932754. "DateObject[{2014, 7, 11, 1, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "10704" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934199. "DateObject[{2014, 7, 11, 1, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91744" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932756. "DateObject[{2014, 7, 11, 1, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "93111" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932757. "DateObject[{2014, 7, 11, 1, 46, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10023" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932760. "DateObject[{2014, 7, 11, 1, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30678" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932761. "DateObject[{2014, 7, 11, 1, 49, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Monterey Financial Services, Inc." "IN" "46360" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932762. "DateObject[{2014, 7, 11, 1, 50, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "NM" "87505" "" "N/A" "Web" "DateObject[{2014, 7, 11, 1, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932764. "DateObject[{2014, 7, 11, 1, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "MA" "01201" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 2, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932766. "DateObject[{2014, 7, 11, 2, 4, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32068" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 2, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934029. "DateObject[{2014, 7, 11, 2, 8, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "FL" "34983" "" "N/A" "Web" "DateObject[{2014, 7, 11, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932768. "DateObject[{2014, 7, 11, 2, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32225" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 2, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932770. "DateObject[{2014, 7, 11, 2, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "TX" "78641" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 54, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932704. "DateObject[{2014, 7, 11, 2, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "TX" "78641" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932705. "DateObject[{2014, 7, 11, 2, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "VA" "22443" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 2, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 932772. "DateObject[{2014, 7, 11, 2, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34453" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 24, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933974. "DateObject[{2014, 7, 11, 2, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "TN" "37149" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 34, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932774. "DateObject[{2014, 7, 11, 3, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "CA" "95670" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 50, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932781. "DateObject[{2014, 7, 11, 3, 4, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37149" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932776. "DateObject[{2014, 7, 11, 3, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90293" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932782. "DateObject[{2014, 7, 11, 3, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "93710" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932783. "DateObject[{2014, 7, 11, 3, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37149" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932777. "DateObject[{2014, 7, 11, 3, 12, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37149" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932778. "DateObject[{2014, 7, 11, 3, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Medical Management, Inc." "PA" "18042" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934376. "DateObject[{2014, 7, 11, 3, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "PA" "18042" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934377. "DateObject[{2014, 7, 11, 3, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "CA" "94505" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932784. "DateObject[{2014, 7, 11, 3, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "NV" "89113" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932787. "DateObject[{2014, 7, 11, 3, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NH" "03104" "" "N/A" "Web" "DateObject[{2014, 7, 11, 3, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932789. "DateObject[{2014, 7, 11, 4, 12, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92883" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933933. "DateObject[{2014, 7, 11, 5, 21, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92376" "" "N/A" "Web" "DateObject[{2014, 7, 11, 5, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932792. "DateObject[{2014, 7, 11, 5, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "95812" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932793. "DateObject[{2014, 7, 11, 5, 34, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07040" "" "N/A" "Web" "DateObject[{2014, 7, 11, 5, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934378. "DateObject[{2014, 7, 11, 5, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "92176" "" "N/A" "Web" "DateObject[{2014, 7, 11, 5, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932794. "DateObject[{2014, 7, 11, 6, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91352" "" "N/A" "Web" "DateObject[{2014, 7, 11, 6, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932795. "DateObject[{2014, 7, 11, 6, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "90049" "" "N/A" "Web" "DateObject[{2014, 7, 11, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932796. "DateObject[{2014, 7, 11, 6, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tower Loan" "MS" "39206" "" "N/A" "Web" "DateObject[{2014, 7, 11, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932797. "DateObject[{2014, 7, 11, 7, 0, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91731" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934011. "DateObject[{2014, 7, 11, 7, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91731" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934012. "DateObject[{2014, 7, 11, 7, 4, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91731" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934013. "DateObject[{2014, 7, 11, 7, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Group, Inc. (MN)" "IL" "60563" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 932675. "DateObject[{2014, 7, 11, 7, 8, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97219" "" "N/A" "Web" "DateObject[{2014, 7, 11, 7, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932798. "DateObject[{2014, 7, 11, 7, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90630" "" "N/A" "Web" "DateObject[{2014, 7, 11, 7, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932799. "DateObject[{2014, 7, 11, 7, 39, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98038" "" "N/A" "Web" "DateObject[{2014, 7, 11, 7, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932800. "DateObject[{2014, 7, 11, 8, 36, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94577" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 46, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933955. "DateObject[{2014, 7, 11, 10, 6, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "15642" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 10, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932803. "DateObject[{2014, 7, 11, 10, 23, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "32082" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 58, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932972. "DateObject[{2014, 7, 11, 10, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "34748" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934088. "DateObject[{2014, 7, 11, 10, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "34748" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 41, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934373. "DateObject[{2014, 7, 11, 10, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32333" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 54, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933024. "DateObject[{2014, 7, 11, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "FL" "33483" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 12, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933308. "DateObject[{2014, 7, 11, 10, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32277" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932837. "DateObject[{2014, 7, 11, 10, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "FL" "34243" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 48, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932893. "DateObject[{2014, 7, 11, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Associated Bank" "WI" "53218" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932928. "DateObject[{2014, 7, 11, 10, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11702" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933986. "DateObject[{2014, 7, 11, 10, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32226" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 12, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934132. "DateObject[{2014, 7, 11, 10, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92509" "" "N/A" "Web" "DateObject[{2014, 7, 11, 10, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932804. "DateObject[{2014, 7, 11, 11, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "34232" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932807. "DateObject[{2014, 7, 11, 11, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19335" "" "N/A" "Web" "DateObject[{2014, 7, 11, 11, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932808. "DateObject[{2014, 7, 11, 11, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08540" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 11, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934016. "DateObject[{2014, 7, 11, 11, 35, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "LA" "70503" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934387. "DateObject[{2014, 7, 11, 12, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report shared with employer w/o consent" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "15136" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 11, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932812. "DateObject[{2014, 7, 11, 12, 16, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "MD" "20715" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 11, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932815. "DateObject[{2014, 7, 11, 12, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EZCORP, Inc." "TX" "77090" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932822. "DateObject[{2014, 7, 11, 12, 29, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23507" "" "N/A" "Postal mail" "DateObject[{2014, 8, 19, 13, 44, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932663. "DateObject[{2014, 7, 11, 12, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "18944" "" "N/A" "Web" "DateObject[{2014, 7, 11, 12, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932825. "DateObject[{2014, 7, 11, 12, 54, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33703" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932833. "DateObject[{2014, 7, 11, 13, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48223" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934190. "DateObject[{2014, 7, 11, 13, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 50, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932834. "DateObject[{2014, 7, 11, 13, 8, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33126" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 13, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932839. "DateObject[{2014, 7, 11, 13, 17, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Suburban Credit Corporation" "MD" "20743" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932844. "DateObject[{2014, 7, 11, 13, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33029" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933174. "DateObject[{2014, 7, 11, 13, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Protocol Recovery Service, Inc." "FL" "33710" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 932861. "DateObject[{2014, 7, 11, 13, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30740" "" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 36, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934388. "DateObject[{2014, 7, 11, 13, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "34953" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933116. "DateObject[{2014, 7, 11, 13, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CoreLogic" "NC" "28269" "" "N/A" "Web" "DateObject[{2014, 8, 19, 18, 48, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 932866. "DateObject[{2014, 7, 11, 13, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75080" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934052. "DateObject[{2014, 7, 11, 13, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stearns Ventures, LLC" "PA" "17241" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 13, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932856. "DateObject[{2014, 7, 11, 13, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "MD" "21223" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932876. "DateObject[{2014, 7, 11, 13, 56, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "15129" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932877. "DateObject[{2014, 7, 11, 14, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "76120" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932886. "DateObject[{2014, 7, 11, 14, 5, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "IL" "60643" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 13, 45, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932885. "DateObject[{2014, 7, 11, 14, 7, 40.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "TX" "76120" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932887. "DateObject[{2014, 7, 11, 14, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company chooses not to provide a public response" "Wells Fargo & Company" "AL" "35210" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932897. "DateObject[{2014, 7, 11, 14, 13, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "TX" "76120" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932888. "DateObject[{2014, 7, 11, 14, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932905. "DateObject[{2014, 7, 11, 14, 19, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "GA" "31601" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932908. "DateObject[{2014, 7, 11, 14, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29673" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934381. "DateObject[{2014, 7, 11, 14, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "34769" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 20, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932911. "DateObject[{2014, 7, 11, 14, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20158" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934023. "DateObject[{2014, 7, 11, 14, 33, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "General Service Bureau, Inc." "IA" "52310" "" "N/A" "Web" "DateObject[{2014, 7, 23, 12, 48, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932938. "DateObject[{2014, 7, 11, 14, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11229" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 16, 13, 29, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934146. "DateObject[{2014, 7, 11, 14, 35, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "08701" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933970. "DateObject[{2014, 7, 11, 14, 35, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Community Choice Financial, Inc." "FL" "33170" "" "N/A" "Phone" "DateObject[{2014, 8, 14, 20, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934054. "DateObject[{2014, 7, 11, 14, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11580" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934076. "DateObject[{2014, 7, 11, 14, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33414" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932947. "DateObject[{2014, 7, 11, 14, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80021" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933168. "DateObject[{2014, 7, 11, 14, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11212" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933965. "DateObject[{2014, 7, 11, 14, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91107" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933185. "DateObject[{2014, 7, 11, 14, 41, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MD" "21218" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 15, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932949. "DateObject[{2014, 7, 11, 14, 42, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18610" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933198. "DateObject[{2014, 7, 11, 14, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CO" "80130" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 8, 1, 15, 46, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932950. "DateObject[{2014, 7, 11, 14, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MO" "63103" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933289. "DateObject[{2014, 7, 11, 14, 44, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MD" "20905" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932956. "DateObject[{2014, 7, 11, 14, 44, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Receiving unwanted marketing/advertising" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29164" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932957. "DateObject[{2014, 7, 11, 14, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30312" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 11, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933346. "DateObject[{2014, 7, 11, 14, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Innovis" "NY" "11222" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932930. "DateObject[{2014, 7, 11, 14, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WA" "98577" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 14, 45, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933978. "DateObject[{2014, 7, 11, 14, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60655" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 15, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933368. "DateObject[{2014, 7, 11, 14, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "33805" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933392. "DateObject[{2014, 7, 11, 14, 47, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "WA" "98577" "" "N/A" "Postal mail" "DateObject[{2014, 7, 24, 15, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 933979. "DateObject[{2014, 7, 11, 14, 48, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "AS" "96349" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934053. "DateObject[{2014, 7, 11, 14, 50, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77021" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 2, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933073. "DateObject[{2014, 7, 11, 14, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "IL" "60505" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933142. "DateObject[{2014, 7, 11, 14, 51, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44077" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 14, 20, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932967. "DateObject[{2014, 7, 11, 14, 51, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32043" "" "N/A" "Web" "DateObject[{2014, 7, 11, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932968. "DateObject[{2014, 7, 11, 14, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AL" "35452" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 18, 40, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934039. "DateObject[{2014, 7, 11, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Recovery, Inc." "MI" "48324" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932969. "DateObject[{2014, 7, 11, 14, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "KY" "42366" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 18, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933124. "DateObject[{2014, 7, 11, 14, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60409" "" "N/A" "Postal mail" "DateObject[{2014, 8, 13, 12, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933982. "DateObject[{2014, 7, 11, 14, 55, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21029" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 14, 26, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933102. "DateObject[{2014, 7, 11, 14, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78220" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934041. "DateObject[{2014, 7, 11, 14, 58, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "75013" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 41, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932979. "DateObject[{2014, 7, 11, 14, 59, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55443" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 14, 29, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934174. "DateObject[{2014, 7, 11, 15, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11222" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932931. "DateObject[{2014, 7, 11, 15, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19141" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 11, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934091. "DateObject[{2014, 7, 11, 15, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11222" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932932. "DateObject[{2014, 7, 11, 15, 4, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23453" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 932988. "DateObject[{2014, 7, 11, 15, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11222" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932933. "DateObject[{2014, 7, 11, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FASTBUCKS HOLDING CORPORATION" "UT" "84047" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 934033. "DateObject[{2014, 7, 11, 15, 11, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30677" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932997. "DateObject[{2014, 7, 11, 15, 12, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AL" "36867" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932703. "DateObject[{2014, 7, 11, 15, 12, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oliphant Financial Corporation" "FL" "34610" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933000. "DateObject[{2014, 7, 11, 15, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MFP, inc." "FL" "33703" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 933018. "DateObject[{2014, 7, 11, 15, 21, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Technology Incorporated" "LA" "70806" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933019. "DateObject[{2014, 7, 11, 15, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85757" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 17, 17, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933658. "DateObject[{2014, 7, 11, 15, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Coast Professional, Inc." "MA" "02723" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933026. "DateObject[{2014, 7, 11, 15, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "20794" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 20, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934080. "DateObject[{2014, 7, 11, 15, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "NY" "11412" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933028. "DateObject[{2014, 7, 11, 15, 25, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "IL" "62703" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933010. "DateObject[{2014, 7, 11, 15, 27, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "DC" "20013" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 14, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933034. "DateObject[{2014, 7, 11, 15, 31, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LCS Financial Corporation" "AL" "35120" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934021. "DateObject[{2014, 7, 11, 15, 32, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11793" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933044. "DateObject[{2014, 7, 11, 15, 32, 57.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "77581" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933046. "DateObject[{2014, 7, 11, 15, 33, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19027" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933047. "DateObject[{2014, 7, 11, 15, 33, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "SC" "29466" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 3, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934401. "DateObject[{2014, 7, 11, 15, 34, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "AL" "36580" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 10, 45, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933048. "DateObject[{2014, 7, 11, 15, 34, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of Fort Walton Beach, Inc" "FL" "32566" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934027. "DateObject[{2014, 7, 11, 15, 36, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "IL" "60098" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 34, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934170. "DateObject[{2014, 7, 11, 15, 38, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94087" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 15, 15, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933054. "DateObject[{2014, 7, 11, 15, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CT" "06516" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934000. "DateObject[{2014, 7, 11, 15, 39, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23832" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933958. "DateObject[{2014, 7, 11, 15, 41, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11232" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933057. "DateObject[{2014, 7, 11, 15, 44, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30043" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934155. "DateObject[{2014, 7, 11, 15, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 3, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934140. "DateObject[{2014, 7, 11, 15, 47, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Recovery Solutions, LLC" "NH" "03833" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933067. "DateObject[{2014, 7, 11, 15, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60188" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933068. "DateObject[{2014, 7, 11, 15, 51, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "OH" "45102" "" "N/A" "Web" "DateObject[{2014, 7, 11, 15, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933084. "DateObject[{2014, 7, 11, 15, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "NC" "27265" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 16, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933085. "DateObject[{2014, 7, 11, 15, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32669" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934370. "DateObject[{2014, 7, 11, 15, 54, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Exeter Finance Corp" "OH" "44129" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 35, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933092. "DateObject[{2014, 7, 11, 16, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33177" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933942. "DateObject[{2014, 7, 11, 16, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "NC" "27265" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 16, 24, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933086. "DateObject[{2014, 7, 11, 16, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11101" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934015. "DateObject[{2014, 7, 11, 16, 1, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "44131" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933106. "DateObject[{2014, 7, 11, 16, 3, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "UT" "84095" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933110. "DateObject[{2014, 7, 11, 16, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "99336" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933113. "DateObject[{2014, 7, 11, 16, 10, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "CA" "92019" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 10, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934047. "DateObject[{2014, 7, 11, 16, 13, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CT" "06002" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933129. "DateObject[{2014, 7, 11, 16, 14, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "IL" "60175" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934089. "DateObject[{2014, 7, 11, 16, 14, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30067" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 48, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933984. "DateObject[{2014, 7, 11, 16, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35966" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 21, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933987. "DateObject[{2014, 7, 11, 16, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21223" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 16, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933149. "DateObject[{2014, 7, 11, 16, 24, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Io, Inc." "VA" "23116" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933154. "DateObject[{2014, 7, 11, 16, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "FL" "33908" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933160. "DateObject[{2014, 7, 11, 16, 24, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AL" "35966" "" "N/A" "Postal mail" "DateObject[{2014, 8, 27, 13, 35, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933988. "DateObject[{2014, 7, 11, 16, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92555" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 35, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933166. "DateObject[{2014, 7, 11, 16, 30, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "PA" "17252" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 18, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933172. "DateObject[{2014, 7, 11, 16, 31, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "77704" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 16, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933990. "DateObject[{2014, 7, 11, 16, 36, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "41102" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 12, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933183. "DateObject[{2014, 7, 11, 16, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "GA" "30180" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933184. "DateObject[{2014, 7, 11, 16, 36, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "FL" "32223" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 16, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933985. "DateObject[{2014, 7, 11, 16, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "76306" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934167. "DateObject[{2014, 7, 11, 16, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20144" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933448. "DateObject[{2014, 7, 11, 16, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90292" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 4, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933187. "DateObject[{2014, 7, 11, 16, 39, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933191. "DateObject[{2014, 7, 11, 16, 39, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 932687. "DateObject[{2014, 7, 11, 16, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92626" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933193. "DateObject[{2014, 7, 11, 16, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "61008" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 21, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934008. "DateObject[{2014, 7, 11, 16, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "GA" "30656" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933199. "DateObject[{2014, 7, 11, 16, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "48025" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933201. "DateObject[{2014, 7, 11, 16, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933208. "DateObject[{2014, 7, 11, 16, 51, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CO" "80403" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933211. "DateObject[{2014, 7, 11, 16, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Recovery Services, Inc." "CA" "90292" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933188. "DateObject[{2014, 7, 11, 16, 51, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07305" "" "N/A" "Web" "DateObject[{2014, 7, 11, 16, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933212. "DateObject[{2014, 7, 11, 16, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "24258" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933213. "DateObject[{2014, 7, 11, 16, 53, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NM" "88012" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 17, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933214. "DateObject[{2014, 7, 11, 16, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "SC" "29020" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 39, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933219. "DateObject[{2014, 7, 11, 16, 56, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "62002" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933220. "DateObject[{2014, 7, 11, 16, 57, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "WI" "53213" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933222. "DateObject[{2014, 7, 11, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20762" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934192. "DateObject[{2014, 7, 11, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11419" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934153. "DateObject[{2014, 7, 11, 17, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34638" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 47, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933232. "DateObject[{2014, 7, 11, 17, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "24153" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 20, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933233. "DateObject[{2014, 7, 11, 17, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85016" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 17, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933234. "DateObject[{2014, 7, 11, 17, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33418" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 15, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933235. "DateObject[{2014, 7, 11, 17, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33023" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 18, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934081. "DateObject[{2014, 7, 11, 17, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "34982" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 17, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933236. "DateObject[{2014, 7, 11, 17, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "20816" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 17, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933080. "DateObject[{2014, 7, 11, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98102" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932684. "DateObject[{2014, 7, 11, 17, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "33185" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 16, 17, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933957. "DateObject[{2014, 7, 11, 17, 2, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "TX" "76953" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933242. "DateObject[{2014, 7, 11, 17, 3, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80241" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933243. "DateObject[{2014, 7, 11, 17, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48604" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933255. "DateObject[{2014, 7, 11, 17, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95405" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932667. "DateObject[{2014, 7, 11, 17, 10, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "VA" "22015" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 15, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933261. "DateObject[{2014, 7, 11, 17, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Glass Mountain Capital, LLC" "PA" "19149" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 27, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934194. "DateObject[{2014, 7, 11, 17, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "08045" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 20, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933264. "DateObject[{2014, 7, 11, 17, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "WA" "98102" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932685. "DateObject[{2014, 7, 11, 17, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34436" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933280. "DateObject[{2014, 7, 11, 17, 20, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "27560" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933281. "DateObject[{2014, 7, 11, 17, 24, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NM" "88021" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932711. "DateObject[{2014, 7, 11, 17, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85737" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934367. "DateObject[{2014, 7, 11, 17, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10016" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932672. "DateObject[{2014, 7, 11, 17, 26, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arcadia Holdings, LLC" "PA" "15701" "" "N/A" "Web" "DateObject[{2014, 8, 29, 15, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933293. "DateObject[{2014, 7, 11, 17, 27, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "OH" "44128" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933294. "DateObject[{2014, 7, 11, 17, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DE" "19938" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933295. "DateObject[{2014, 7, 11, 17, 28, 29.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "90808" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 17, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932695. "DateObject[{2014, 7, 11, 17, 32, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "22015" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 16, 28, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933262. "DateObject[{2014, 7, 11, 17, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11743" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 56, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933302. "DateObject[{2014, 7, 11, 17, 33, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11374" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 933303. "DateObject[{2014, 7, 11, 17, 34, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33483" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 15, 49, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933307. "DateObject[{2014, 7, 11, 17, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "16652" "" "N/A" "Postal mail" "DateObject[{2014, 8, 1, 15, 15, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934003. "DateObject[{2014, 7, 11, 17, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46410" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933663. "DateObject[{2014, 7, 11, 17, 36, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53092" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 59, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933310. "DateObject[{2014, 7, 11, 17, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92122" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933311. "DateObject[{2014, 7, 11, 17, 36, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "NC" "27616" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933312. "DateObject[{2014, 7, 11, 17, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "44446" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934169. "DateObject[{2014, 7, 11, 17, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "11229" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934006. "DateObject[{2014, 7, 11, 17, 38, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92402" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 15, 56, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934150. "DateObject[{2014, 7, 11, 17, 39, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstMerit Bank" "WV" "24701" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933320. "DateObject[{2014, 7, 11, 17, 40, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76071" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 18, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933959. "DateObject[{2014, 7, 11, 17, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933322. "DateObject[{2014, 7, 11, 17, 41, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Bureaus, Inc." "GA" "30106" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933341. "DateObject[{2014, 7, 11, 17, 42, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "OH" "44505" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933344. "DateObject[{2014, 7, 11, 17, 47, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90008" "" "N/A" "Web" "DateObject[{2014, 7, 11, 17, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933356. "DateObject[{2014, 7, 11, 17, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83653" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933358. "DateObject[{2014, 7, 11, 17, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95304" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 25, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933366. "DateObject[{2014, 7, 11, 17, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92108" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933367. "DateObject[{2014, 7, 11, 17, 54, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 23, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934074. "DateObject[{2014, 7, 11, 17, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 17, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933370. "DateObject[{2014, 7, 11, 17, 55, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MD" "20748" "" "N/A" "Web" "DateObject[{2014, 11, 5, 16, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933371. "DateObject[{2014, 7, 11, 17, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76071" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 18, 25, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933960. "DateObject[{2014, 7, 11, 17, 58, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "AZ" "90746" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 16, 53, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933381. "DateObject[{2014, 7, 11, 18, 1, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33612" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 16, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934075. "DateObject[{2014, 7, 11, 18, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07002" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933355. "DateObject[{2014, 7, 11, 18, 2, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SC" "29118" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 15, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933384. "DateObject[{2014, 7, 11, 18, 3, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "01247" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 17, 30, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 934147. "DateObject[{2014, 7, 11, 18, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "90403" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 934062. "DateObject[{2014, 7, 11, 18, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933323. "DateObject[{2014, 7, 11, 18, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33321" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934020. "DateObject[{2014, 7, 11, 18, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WI" "53718" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933999. "DateObject[{2014, 7, 11, 18, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "TX" "75134" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 50, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933398. "DateObject[{2014, 7, 11, 18, 11, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IA" "50228" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933400. "DateObject[{2014, 7, 11, 18, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933324. "DateObject[{2014, 7, 11, 18, 13, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33411" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933402. "DateObject[{2014, 7, 11, 18, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TN" "38558" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933404. "DateObject[{2014, 7, 11, 18, 15, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "54234" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 15, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933406. "DateObject[{2014, 7, 11, 18, 16, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33162" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933976. "DateObject[{2014, 7, 11, 18, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34786" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933418. "DateObject[{2014, 7, 11, 18, 22, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34786" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 15, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933419. "DateObject[{2014, 7, 11, 18, 22, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34786" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933420. "DateObject[{2014, 7, 11, 18, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92119" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933423. "DateObject[{2014, 7, 11, 18, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "NV" "89074" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933432. "DateObject[{2014, 7, 11, 18, 26, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91601" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933989. "DateObject[{2014, 7, 11, 18, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89060" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 17, 44, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933937. "DateObject[{2014, 7, 11, 18, 27, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Revenue Corporation" "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933325. "DateObject[{2014, 7, 11, 18, 32, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89060" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933938. "DateObject[{2014, 7, 11, 18, 34, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89060" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933939. "DateObject[{2014, 7, 11, 18, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92040" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934070. "DateObject[{2014, 7, 11, 18, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CT" "06770" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 26, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933446. "DateObject[{2014, 7, 11, 18, 36, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CO" "80204" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933447. "DateObject[{2014, 7, 11, 18, 37, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tenet HealthCare Corporation" "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 15, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933327. "DateObject[{2014, 7, 11, 18, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "06482" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 41, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933452. "DateObject[{2014, 7, 11, 18, 37, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CT" "06482" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933453. "DateObject[{2014, 7, 11, 18, 41, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trident Asset Management, L.L.C." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933329. "DateObject[{2014, 7, 11, 18, 41, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933330. "DateObject[{2014, 7, 11, 18, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73107" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933465. "DateObject[{2014, 7, 11, 18, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "GA" "30291" "" "N/A" "Web" "DateObject[{2014, 7, 11, 18, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933469. "DateObject[{2014, 7, 11, 18, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48433" "" "N/A" "Postal mail" "DateObject[{2014, 8, 6, 18, 17, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933470. "DateObject[{2014, 7, 11, 18, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "IL" "60067" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 47, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933471. "DateObject[{2014, 7, 11, 18, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Service Center" "CA" "93612" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 933473. "DateObject[{2014, 7, 11, 18, 46, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "MI" "49441" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 15, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934082. "DateObject[{2014, 7, 11, 18, 47, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CT" "06002" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 39, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933477. "DateObject[{2014, 7, 11, 18, 50, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33165" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 10, 54, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934164. "DateObject[{2014, 7, 11, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "14213" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 15, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933488. "DateObject[{2014, 7, 11, 18, 53, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CA" "92614" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933496. "DateObject[{2014, 7, 11, 18, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20016" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 14, 51, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933485. "DateObject[{2014, 7, 11, 18, 56, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21217" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 39, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933501. "DateObject[{2014, 7, 11, 19, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48433" "" "N/A" "Postal mail" "DateObject[{2014, 8, 6, 18, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933511. "DateObject[{2014, 7, 11, 19, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Paramount Recovery Systems, L.P." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933333. "DateObject[{2014, 7, 11, 19, 8, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "TX" "78232" "" "N/A" "Postal mail" "DateObject[{2014, 8, 29, 16, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 933519. "DateObject[{2014, 7, 11, 19, 8, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "23454" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933520. "DateObject[{2014, 7, 11, 19, 8, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DFC Global Corp" "KS" "66103" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 44, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934197. "DateObject[{2014, 7, 11, 19, 9, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synerprise Consulting Services, Inc." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933334. "DateObject[{2014, 7, 11, 19, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Source Receivables Management LLC" "HI" "96748" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933526. "DateObject[{2014, 7, 11, 19, 10, 29.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "FL" "33810" "" "N/A" "Web" "DateObject[{2014, 7, 30, 19, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932696. "DateObject[{2014, 7, 11, 19, 12, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85381" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 933532. "DateObject[{2014, 7, 11, 19, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933335. "DateObject[{2014, 7, 11, 19, 15, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MS" "38637" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934090. "DateObject[{2014, 7, 11, 19, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "32578" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933536. "DateObject[{2014, 7, 11, 19, 16, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933537. "DateObject[{2014, 7, 11, 19, 16, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32809" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933443. "DateObject[{2014, 7, 11, 19, 17, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34116" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933538. "DateObject[{2014, 7, 11, 19, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33023" "" "N/A" "Postal mail" "DateObject[{2014, 8, 5, 20, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933542. "DateObject[{2014, 7, 11, 19, 23, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mandarich Law Group, LLP" "WA" "98445" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934188. "DateObject[{2014, 7, 11, 19, 23, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98445" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934189. "DateObject[{2014, 7, 11, 19, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "IL" "60031" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933336. "DateObject[{2014, 7, 11, 19, 32, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "70127" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933558. "DateObject[{2014, 7, 11, 19, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 933559. "DateObject[{2014, 7, 11, 19, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NH" "03603" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933563. "DateObject[{2014, 7, 11, 19, 34, 25.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "48014" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933565. "DateObject[{2014, 7, 11, 19, 35, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92647" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 12, 43, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933566. "DateObject[{2014, 7, 11, 19, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "90047" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933569. "DateObject[{2014, 7, 11, 19, 36, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "FL" "33010" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 933570. "DateObject[{2014, 7, 11, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933560. "DateObject[{2014, 7, 11, 19, 39, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "TN" "37211" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933577. "DateObject[{2014, 7, 11, 19, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Huntington National Bank" "PA" "15108" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 23, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933581. "DateObject[{2014, 7, 11, 19, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33415" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933561. "DateObject[{2014, 7, 11, 19, 46, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32935" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933584. "DateObject[{2014, 7, 11, 19, 48, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11427" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933588. "DateObject[{2014, 7, 11, 19, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Recovery Management" "FL" "33904" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 933589. "DateObject[{2014, 7, 11, 19, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92504" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934044. "DateObject[{2014, 7, 11, 19, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06096" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 18, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933703. "DateObject[{2014, 7, 11, 19, 50, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "22152" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 933592. "DateObject[{2014, 7, 11, 19, 50, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CA" "95834" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 36, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933753. "DateObject[{2014, 7, 11, 19, 51, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "19153" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934045. "DateObject[{2014, 7, 11, 19, 51, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33569" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 16, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934384. "DateObject[{2014, 7, 11, 19, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95521" "" "N/A" "Web" "DateObject[{2014, 7, 11, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933596. "DateObject[{2014, 7, 11, 19, 55, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "MA" "02720" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 16, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933606. "DateObject[{2014, 7, 11, 19, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "OK" "73099" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 932715. "DateObject[{2014, 7, 11, 19, 56, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "01915" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933604. "DateObject[{2014, 7, 11, 19, 57, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reliance Exchange Group" "NV" "89015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933608. "DateObject[{2014, 7, 11, 19, 58, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08088" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933609. "DateObject[{2014, 7, 11, 20, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "OH" "44612" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933614. "DateObject[{2014, 7, 11, 20, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933617. "DateObject[{2014, 7, 11, 20, 1, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Atlantic Recovery Solutions LLC" "ME" "04901" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933619. "DateObject[{2014, 7, 11, 20, 1, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "91304" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933621. "DateObject[{2014, 7, 11, 20, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91950" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 23, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933623. "DateObject[{2014, 7, 11, 20, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "23455" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933632. "DateObject[{2014, 7, 11, 20, 9, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Praxis Financial Solutions, Incorporated" "CA" "92614" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933638. "DateObject[{2014, 7, 11, 20, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oliphant Financial Corporation" "CA" "92614" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933639. "DateObject[{2014, 7, 11, 20, 10, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SKO Brenner American, Inc." "GA" "30540" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933642. "DateObject[{2014, 7, 11, 20, 11, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10467" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933644. "DateObject[{2014, 7, 11, 20, 11, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30034" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933648. "DateObject[{2014, 7, 11, 20, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "FL" "33622" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933649. "DateObject[{2014, 7, 11, 20, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "34951" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933651. "DateObject[{2014, 7, 11, 20, 12, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92508" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934182. "DateObject[{2014, 7, 11, 20, 14, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80108" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933654. "DateObject[{2014, 7, 11, 20, 16, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "WV" "26704" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933660. "DateObject[{2014, 7, 11, 20, 17, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932699. "DateObject[{2014, 7, 11, 20, 19, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "FL" "33904" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933590. "DateObject[{2014, 7, 11, 20, 21, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "VA" "20187" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 17, 44, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933671. "DateObject[{2014, 7, 11, 20, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32246" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933676. "DateObject[{2014, 7, 11, 20, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93308" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933677. "DateObject[{2014, 7, 11, 20, 25, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29644" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 45, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934177. "DateObject[{2014, 7, 11, 20, 25, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clear Debt Solutions, LLC" "FL" "32405" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933679. "DateObject[{2014, 7, 11, 20, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55927" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932693. "DateObject[{2014, 7, 11, 20, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "CA" "95361" "" "N/A" "Web" "DateObject[{2014, 8, 11, 22, 10, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933944. "DateObject[{2014, 7, 11, 20, 29, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "MN" "55927" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 32, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932694. "DateObject[{2014, 7, 11, 20, 29, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rent Recovery Solutions" "GA" "30329" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 50, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933684. "DateObject[{2014, 7, 11, 20, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "VA" "22201" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934178. "DateObject[{2014, 7, 11, 20, 29, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01260" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933685. "DateObject[{2014, 7, 11, 20, 31, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33976" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934158. "DateObject[{2014, 7, 11, 20, 32, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "91311" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933690. "DateObject[{2014, 7, 11, 20, 32, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MO" "64075" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934010. "DateObject[{2014, 7, 11, 20, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33823" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933697. "DateObject[{2014, 7, 11, 20, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60640" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 18, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934036. "DateObject[{2014, 7, 11, 20, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Statebridge Company" "NY" "11427" "" "N/A" "Web" "DateObject[{2014, 7, 11, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 933702. "DateObject[{2014, 7, 11, 20, 47, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92223" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933714. "DateObject[{2014, 7, 11, 20, 48, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Bank of Omaha" "AZ" "85323" "Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 18, 13, 9, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934137. "DateObject[{2014, 7, 11, 20, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Patenaude & Felix APC" "NV" "89123" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 55, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933708. "DateObject[{2014, 7, 11, 20, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "GA" "30075" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934405. "DateObject[{2014, 7, 11, 20, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85050" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 4, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933730. "DateObject[{2014, 7, 11, 20, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NE" "68134" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 12, 47, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933732. "DateObject[{2014, 7, 11, 21, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85048" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 13, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933735. "DateObject[{2014, 7, 11, 21, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "33315" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 19, 34, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933751. "DateObject[{2014, 7, 11, 21, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AZ" "85048" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 13, 59, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933736. "DateObject[{2014, 7, 11, 21, 12, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Worldwide Processing Group, LLC" "CA" "93117" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934133. "DateObject[{2014, 7, 11, 21, 12, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85048" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 13, 59, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933737. "DateObject[{2014, 7, 11, 21, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30318" "" "N/A" "Fax" "DateObject[{2014, 7, 16, 19, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933962. "DateObject[{2014, 7, 11, 21, 15, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "43228" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933765. "DateObject[{2014, 7, 11, 21, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MI" "48239" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933775. "DateObject[{2014, 7, 11, 21, 21, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "NY" "11413" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 18, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934084. "DateObject[{2014, 7, 11, 21, 21, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11413" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 20, 13, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934085. "DateObject[{2014, 7, 11, 21, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "VA" "22079" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 15, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933787. "DateObject[{2014, 7, 11, 21, 25, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "KS" "66215" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 18, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933788. "DateObject[{2014, 7, 11, 21, 25, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "VA" "22193" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 20, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933789. "DateObject[{2014, 7, 11, 21, 26, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MI" "48239" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933778. "DateObject[{2014, 7, 11, 21, 27, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27405" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933794. "DateObject[{2014, 7, 11, 21, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "CT" "06451" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933796. "DateObject[{2014, 7, 11, 21, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80016" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 19, 32, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933798. "DateObject[{2014, 7, 11, 21, 30, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48239" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 44, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933780. "DateObject[{2014, 7, 11, 21, 31, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "MI" "48239" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 33, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933781. "DateObject[{2014, 7, 11, 21, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "VA" "23452" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933995. "DateObject[{2014, 7, 11, 21, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "48239" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933783. "DateObject[{2014, 7, 11, 21, 36, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 16, 20, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933801. "DateObject[{2014, 7, 11, 21, 37, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Round Point Mortgage" "MO" "63101" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933961. "DateObject[{2014, 7, 11, 21, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "NY" "14120" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933803. "DateObject[{2014, 7, 11, 21, 37, 51.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "45237" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933804. "DateObject[{2014, 7, 11, 21, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Recovery Corporation" "TN" "37421" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933810. "DateObject[{2014, 7, 11, 21, 46, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20762" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 19, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933948. "DateObject[{2014, 7, 11, 21, 48, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "90292" "" "N/A" "Web" "DateObject[{2014, 7, 11, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933816. "DateObject[{2014, 7, 11, 21, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NY" "10960" "" "N/A" "Postal mail" "DateObject[{2014, 7, 16, 20, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933818. "DateObject[{2014, 7, 11, 21, 50, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lobel Financial Corporation" "CA" "92562" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933820. "DateObject[{2014, 7, 11, 21, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "NY" "11758" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 933826. "DateObject[{2014, 7, 11, 21, 59, 7.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "MA" "01852" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933831. "DateObject[{2014, 7, 11, 22, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "OH" "44333" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 7, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933837. "DateObject[{2014, 7, 11, 22, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Johnson Mark LLC" "CA" "95531" "" "N/A" "Web" "DateObject[{2014, 7, 29, 19, 59, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934051. "DateObject[{2014, 7, 11, 22, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14564" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934048. "DateObject[{2014, 7, 11, 22, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98166" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933858. "DateObject[{2014, 7, 11, 22, 28, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "14564" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 18, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934050. "DateObject[{2014, 7, 11, 22, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92117" "Older American" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933873. "DateObject[{2014, 7, 11, 22, 40, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Application processing delay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32256" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934406. "DateObject[{2014, 7, 11, 22, 48, 19.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "NC" "23225" "" "N/A" "Web" "DateObject[{2014, 7, 11, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933877. "DateObject[{2014, 7, 11, 22, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "77373" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 51, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933878. "DateObject[{2014, 7, 11, 22, 53, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Renton Collections Inc." "WA" "98047" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933882. "DateObject[{2014, 7, 11, 23, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TN" "37087" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 13, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933889. "DateObject[{2014, 7, 11, 23, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98101" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 28, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933890. "DateObject[{2014, 7, 11, 23, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OR" "97306" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 19, 59, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933891. "DateObject[{2014, 7, 11, 23, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55024" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 20, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 933996. "DateObject[{2014, 7, 11, 23, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27603" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 932671. "DateObject[{2014, 7, 11, 23, 6, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "70030" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933894. "DateObject[{2014, 7, 11, 23, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95252" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934407. "DateObject[{2014, 7, 11, 23, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "76039" "" "N/A" "Web" "DateObject[{2014, 8, 19, 17, 31, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933898. "DateObject[{2014, 7, 11, 23, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "FL" "34613" "Older American" "N/A" "Web" "DateObject[{2014, 8, 12, 12, 31, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932665. "DateObject[{2014, 7, 11, 23, 21, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23860" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 28, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934055. "DateObject[{2014, 7, 11, 23, 22, 3.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "CA" "90048" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933993. "DateObject[{2014, 7, 11, 23, 25, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98040" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 57, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933862. "DateObject[{2014, 7, 11, 23, 27, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "UMB Bank" "CO" "80112" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 933912. "DateObject[{2014, 7, 11, 23, 30, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95008" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934100. "DateObject[{2014, 7, 11, 23, 31, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 932681. "DateObject[{2014, 7, 11, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "PA" "15902" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 933918. "DateObject[{2014, 7, 11, 23, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "02171" "" "N/A" "Web" "DateObject[{2014, 7, 11, 23, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 933922. "DateObject[{2014, 7, 11, 23, 45, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95008" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 25, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934101. "DateObject[{2014, 7, 11, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21223" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934408. "DateObject[{2014, 7, 11, 23, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "91301" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934394. "DateObject[{2014, 7, 11, 23, 59, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MO" "64117" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934409. "DateObject[{2014, 7, 12, 0, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92708" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934413. "DateObject[{2014, 7, 12, 0, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "FL" "33763" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934416. "DateObject[{2014, 7, 12, 0, 25, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94066" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934611. "DateObject[{2014, 7, 12, 0, 39, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60827" "" "N/A" "Web" "DateObject[{2014, 7, 12, 0, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934420. "DateObject[{2014, 7, 12, 0, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75150" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934605. "DateObject[{2014, 7, 12, 0, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85225" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934421. "DateObject[{2014, 7, 12, 1, 1, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rushmore Loan Management Services LLC" "GA" "30519" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934422. "DateObject[{2014, 7, 12, 1, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20721" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934423. "DateObject[{2014, 7, 12, 1, 2, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32708" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934425. "DateObject[{2014, 7, 12, 1, 2, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97213" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934635. "DateObject[{2014, 7, 12, 1, 3, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "90504" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 59, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934426. "DateObject[{2014, 7, 12, 1, 17, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92860" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934427. "DateObject[{2014, 7, 12, 1, 21, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Continental Mortgage, Ltd" "TX" "75039" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934593. "DateObject[{2014, 7, 12, 1, 29, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Finance Company, LLC" "AR" "72764" "" "N/A" "Web" "DateObject[{2014, 8, 5, 17, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 934428. "DateObject[{2014, 7, 12, 1, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98908" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934429. "DateObject[{2014, 7, 12, 1, 31, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "NY" "14223" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934430. "DateObject[{2014, 7, 12, 1, 44, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Media Collections, Inc" "SC" "29563" "" "N/A" "Web" "DateObject[{2014, 7, 12, 1, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934432. "DateObject[{2014, 7, 12, 1, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78247" "" "N/A" "Web" "DateObject[{2014, 7, 12, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934433. "DateObject[{2014, 7, 12, 1, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "CA" "94564" "" "N/A" "Web" "DateObject[{2014, 7, 12, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934603. "DateObject[{2014, 7, 12, 2, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Malcolm S. Gerald and Associates, Inc." "IL" "60030" "" "N/A" "Web" "DateObject[{2014, 7, 12, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934633. "DateObject[{2014, 7, 12, 2, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "53583" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 42, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934435. "DateObject[{2014, 7, 12, 2, 27, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92262" "" "N/A" "Web" "DateObject[{2014, 7, 31, 13, 58, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934436. "DateObject[{2014, 7, 12, 2, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33178" "" "N/A" "Web" "DateObject[{2014, 8, 19, 19, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934438. "DateObject[{2014, 7, 12, 2, 43, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "90274" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 2, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934439. "DateObject[{2014, 7, 12, 2, 51, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arbor Residential Mortgage LLC" "NJ" "07052" "" "N/A" "Web" "DateObject[{2014, 7, 12, 2, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934440. "DateObject[{2014, 7, 12, 3, 2, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "VA" "23456" "" "N/A" "Web" "DateObject[{2014, 7, 12, 3, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934442. "DateObject[{2014, 7, 12, 3, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 12, 3, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934608. "DateObject[{2014, 7, 12, 3, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "IL" "62040" "" "N/A" "Web" "DateObject[{2014, 8, 5, 12, 4, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934443. "DateObject[{2014, 7, 12, 3, 17, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Management Corp." "TX" "78056" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 14, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934446. "DateObject[{2014, 7, 12, 3, 22, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94080" "" "N/A" "Web" "DateObject[{2014, 7, 12, 3, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934448. "DateObject[{2014, 7, 12, 3, 25, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "71055" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 3, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934449. "DateObject[{2014, 7, 12, 3, 31, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Credit Services, LLC" "GA" "30094" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 47, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934450. "DateObject[{2014, 7, 12, 4, 18, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 12, 4, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934455. "DateObject[{2014, 7, 12, 4, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Asset Management, Inc." "UT" "84107" "" "N/A" "Web" "DateObject[{2014, 7, 12, 4, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934456. "DateObject[{2014, 7, 12, 5, 33, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 12, 5, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934457. "DateObject[{2014, 7, 12, 5, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "GA" "30311" "" "N/A" "Web" "DateObject[{2014, 7, 12, 5, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934458. "DateObject[{2014, 7, 12, 5, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "NJ" "07461" "" "N/A" "Web" "DateObject[{2014, 7, 12, 6, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 934631. "DateObject[{2014, 7, 12, 6, 20, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AR" "72908" "" "N/A" "Web" "DateObject[{2014, 7, 12, 6, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934463. "DateObject[{2014, 7, 12, 8, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "13211" "" "N/A" "Web" "DateObject[{2014, 7, 12, 9, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934594. "DateObject[{2014, 7, 12, 8, 59, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "VT" "05849" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934465. "DateObject[{2014, 7, 12, 10, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MN" "55443" "" "N/A" "Web" "DateObject[{2014, 7, 12, 10, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934623. "DateObject[{2014, 7, 12, 11, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29414" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 11, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934470. "DateObject[{2014, 7, 12, 12, 28, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91911" "" "N/A" "Web" "DateObject[{2014, 7, 12, 12, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934471. "DateObject[{2014, 7, 12, 12, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44212" "" "N/A" "Web" "DateObject[{2014, 7, 12, 12, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934472. "DateObject[{2014, 7, 12, 12, 53, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19008" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934474. "DateObject[{2014, 7, 12, 12, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Adjustment Corp. of S.W. FL., Inc." "FL" "33967" "" "N/A" "Web" "DateObject[{2014, 7, 12, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934595. "DateObject[{2014, 7, 12, 12, 59, 10.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "MD" "20603" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934475. "DateObject[{2014, 7, 12, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "11550" "" "N/A" "Web" "DateObject[{2014, 7, 12, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934628. "DateObject[{2014, 7, 12, 13, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "38016" "" "N/A" "Web" "DateObject[{2014, 7, 12, 13, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934476. "DateObject[{2014, 7, 12, 13, 12, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RMB, Inc." "NJ" "07840" "" "N/A" "Web" "DateObject[{2014, 7, 21, 11, 3, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934617. "DateObject[{2014, 7, 12, 13, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 7, 12, 13, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934480. "DateObject[{2014, 7, 12, 13, 53, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "27284" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934484. "DateObject[{2014, 7, 12, 14, 2, 10.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "WI" "54482" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 33, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934486. "DateObject[{2014, 7, 12, 14, 3, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VA" "22310" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934588. "DateObject[{2014, 7, 12, 14, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Recovery One, LLC" "OH" "45631" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 23, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934488. "DateObject[{2014, 7, 12, 14, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55118" "" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 934489. "DateObject[{2014, 7, 12, 14, 27, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "VA" "22191" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934625. "DateObject[{2014, 7, 12, 14, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934481. "DateObject[{2014, 7, 12, 14, 33, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "92507" "" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934629. "DateObject[{2014, 7, 12, 14, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Umpqua Holdings Corporation" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 42, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934490. "DateObject[{2014, 7, 12, 14, 44, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934482. "DateObject[{2014, 7, 12, 14, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29673" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934639. "DateObject[{2014, 7, 12, 14, 48, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33578" "" "N/A" "Web" "DateObject[{2014, 7, 12, 14, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934483. "DateObject[{2014, 7, 12, 15, 7, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29673" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934640. "DateObject[{2014, 7, 12, 15, 18, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NE" "68359" "" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934494. "DateObject[{2014, 7, 12, 15, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934638. "DateObject[{2014, 7, 12, 15, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "NM" "88021" "" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934396. "DateObject[{2014, 7, 12, 15, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "48073" "" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934497. "DateObject[{2014, 7, 12, 15, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30097" "" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934498. "DateObject[{2014, 7, 12, 15, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Richard J. Boudreau & Associates, LLC" "VA" "24503" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934616. "DateObject[{2014, 7, 12, 15, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Finance Company, LLC" "FL" "32405" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 4, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "No" "No" 934493. "DateObject[{2014, 7, 12, 15, 34, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NE" "68359" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934495. "DateObject[{2014, 7, 12, 15, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NE" "68359" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934496. "DateObject[{2014, 7, 12, 15, 48, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "43240" "" "N/A" "Web" "DateObject[{2014, 7, 12, 15, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934501. "DateObject[{2014, 7, 12, 15, 52, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48221" "" "N/A" "Web" "DateObject[{2014, 7, 12, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934502. "DateObject[{2014, 7, 12, 16, 10, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23322" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934505. "DateObject[{2014, 7, 12, 16, 11, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NC" "27127" "" "N/A" "Web" "DateObject[{2014, 7, 12, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934506. "DateObject[{2014, 7, 12, 16, 37, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 12, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934643. "DateObject[{2014, 7, 12, 16, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "02135" "" "N/A" "Web" "DateObject[{2014, 7, 12, 16, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934508. "DateObject[{2014, 7, 12, 16, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged bank acct wrong day or amt" "Charged bank acct wrong day or amt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "75070" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934509. "DateObject[{2014, 7, 12, 16, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "DC" "20020" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 11, 10, 59, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934511. "DateObject[{2014, 7, 12, 16, 55, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33162" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 40, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934634. "DateObject[{2014, 7, 12, 16, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "94127" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934513. "DateObject[{2014, 7, 12, 17, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934514. "DateObject[{2014, 7, 12, 17, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48444" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934516. "DateObject[{2014, 7, 12, 17, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77064" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934390. "DateObject[{2014, 7, 12, 17, 19, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "61611" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934517. "DateObject[{2014, 7, 12, 17, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "IL" "60660" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 44, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934612. "DateObject[{2014, 7, 12, 17, 23, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77064" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934391. "DateObject[{2014, 7, 12, 17, 26, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77064" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934392. "DateObject[{2014, 7, 12, 17, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "VA" "22042" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934518. "DateObject[{2014, 7, 12, 17, 32, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "AZ" "85298" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934519. "DateObject[{2014, 7, 12, 17, 35, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33030" "" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934520. "DateObject[{2014, 7, 12, 17, 39, 45.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "IA" "52501" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934521. "DateObject[{2014, 7, 12, 17, 50, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55811" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 17, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934522. "DateObject[{2014, 7, 12, 17, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "CA" "90272" "" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934393. "DateObject[{2014, 7, 12, 17, 56, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "94803" "" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934602. "DateObject[{2014, 7, 12, 18, 1, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33296" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934637. "DateObject[{2014, 7, 12, 18, 10, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "91331" "" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934524. "DateObject[{2014, 7, 12, 18, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33073" "" "N/A" "Web" "DateObject[{2014, 7, 30, 11, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934525. "DateObject[{2014, 7, 12, 18, 14, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PR" "00674" "" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934527. "DateObject[{2014, 7, 12, 18, 16, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75224" "" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934609. "DateObject[{2014, 7, 12, 18, 18, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "62208" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 2, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934529. "DateObject[{2014, 7, 12, 18, 22, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OK" "73135" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934532. "DateObject[{2014, 7, 12, 18, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "FL" "33180" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934533. "DateObject[{2014, 7, 12, 18, 32, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92262" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 18, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934648. "DateObject[{2014, 7, 12, 18, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33067" "" "N/A" "Web" "DateObject[{2014, 7, 12, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934535. "DateObject[{2014, 7, 12, 18, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55402" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934632. "DateObject[{2014, 7, 12, 19, 12, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PR" "00725" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 4, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934537. "DateObject[{2014, 7, 12, 19, 36, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "UT" "84780" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 4, 9, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934539. "DateObject[{2014, 7, 12, 19, 40, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08873" "" "N/A" "Web" "DateObject[{2014, 7, 12, 19, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934540. "DateObject[{2014, 7, 12, 20, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85226" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934641. "DateObject[{2014, 7, 12, 20, 3, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AZ" "85258" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934627. "DateObject[{2014, 7, 12, 20, 9, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ARS National Services, Inc." "HI" "96793" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934543. "DateObject[{2014, 7, 12, 20, 10, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98665" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934613. "DateObject[{2014, 7, 12, 20, 12, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94115" "Older American" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 934545. "DateObject[{2014, 7, 12, 20, 13, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "91042" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934589. "DateObject[{2014, 7, 12, 20, 13, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Venta Financial Group, Inc" "TX" "78760" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 934586. "DateObject[{2014, 7, 12, 20, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95667" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934546. "DateObject[{2014, 7, 12, 20, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934550. "DateObject[{2014, 7, 12, 20, 31, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934607. "DateObject[{2014, 7, 12, 20, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "WA" "98203" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934552. "DateObject[{2014, 7, 12, 20, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NJ" "08069" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934553. "DateObject[{2014, 7, 12, 20, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Bureau of York, Inc." "PA" "17408" "" "N/A" "Web" "DateObject[{2014, 7, 12, 20, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 934556. "DateObject[{2014, 7, 12, 20, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "95519" "" "N/A" "Web" "DateObject[{2014, 7, 12, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934558. "DateObject[{2014, 7, 12, 21, 3, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OH" "43123" "" "N/A" "Web" "DateObject[{2014, 7, 12, 21, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934636. "DateObject[{2014, 7, 12, 21, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44077" "" "N/A" "Web" "DateObject[{2014, 7, 12, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934559. "DateObject[{2014, 7, 12, 21, 11, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NM" "87112" "" "N/A" "Web" "DateObject[{2014, 7, 12, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934560. "DateObject[{2014, 7, 12, 21, 15, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VA" "22485" "" "N/A" "Web" "DateObject[{2014, 7, 12, 21, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934404. "DateObject[{2014, 7, 12, 21, 22, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CA" "93401" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934561. "DateObject[{2014, 7, 12, 21, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MO" "65240" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934562. "DateObject[{2014, 7, 12, 22, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NV" "89015" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934620. "DateObject[{2014, 7, 12, 22, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "10002" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934564. "DateObject[{2014, 7, 12, 22, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "ME" "04401" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934565. "DateObject[{2014, 7, 12, 22, 17, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30092" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934626. "DateObject[{2014, 7, 12, 22, 18, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "93901" "" "N/A" "Web" "DateObject[{2014, 7, 28, 19, 42, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934604. "DateObject[{2014, 7, 12, 22, 31, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CT" "06776" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934569. "DateObject[{2014, 7, 12, 22, 34, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Apelles, LLC" "NV" "89015" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934621. "DateObject[{2014, 7, 12, 22, 34, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NV" "89015" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934622. "DateObject[{2014, 7, 12, 22, 40, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33156" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 30, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934570. "DateObject[{2014, 7, 12, 22, 42, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "30101" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934571. "DateObject[{2014, 7, 12, 22, 42, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commonwealth Financial Systems, Inc." "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 7, 12, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934572. "DateObject[{2014, 7, 12, 22, 48, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 38, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934591. "DateObject[{2014, 7, 12, 22, 48, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11231" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934575. "DateObject[{2014, 7, 12, 22, 55, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Getting a loan" "Qualify for a better loan than offered" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06776" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934576. "DateObject[{2014, 7, 12, 22, 55, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934577. "DateObject[{2014, 7, 12, 23, 2, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OH" "44483" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 8, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934578. "DateObject[{2014, 7, 12, 23, 30, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92805" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934580. "DateObject[{2014, 7, 12, 23, 32, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92586" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934581. "DateObject[{2014, 7, 12, 23, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "GA" "30311" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934459. "DateObject[{2014, 7, 12, 23, 39, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55009" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 51, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934582. "DateObject[{2014, 7, 12, 23, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "LA" "70404" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934583. "DateObject[{2014, 7, 12, 23, 47, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91790" "" "N/A" "Web" "DateObject[{2014, 7, 12, 23, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934584. "DateObject[{2014, 7, 12, 23, 49, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "96013" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 45, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934585. "DateObject[{2014, 7, 12, 23, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Greene & Cooper Collections LLC" "GA" "30311" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934461. "DateObject[{2014, 7, 13, 0, 11, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75070" "" "N/A" "Web" "DateObject[{2014, 7, 13, 0, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934649. "DateObject[{2014, 7, 13, 0, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30319" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934650. "DateObject[{2014, 7, 13, 0, 17, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77545" "" "N/A" "Web" "DateObject[{2014, 7, 13, 0, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934646. "DateObject[{2014, 7, 13, 0, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77545" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 5, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934647. "DateObject[{2014, 7, 13, 0, 36, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IA" "50315" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 11, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934728. "DateObject[{2014, 7, 13, 0, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92108" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 13, 0, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934651. "DateObject[{2014, 7, 13, 1, 2, 25.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "NJ" "07728" "" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934652. "DateObject[{2014, 7, 13, 1, 14, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "14840" "" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934653. "DateObject[{2014, 7, 13, 1, 21, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "94963" "" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934654. "DateObject[{2014, 7, 13, 1, 28, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80228" "" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934656. "DateObject[{2014, 7, 13, 1, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "TX" "78210" "Older American" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934660. "DateObject[{2014, 7, 13, 1, 47, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90210" "" "N/A" "Web" "DateObject[{2014, 7, 13, 1, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934661. "DateObject[{2014, 7, 13, 1, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80226" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 40, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934644. "DateObject[{2014, 7, 13, 2, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "PA" "15214" "" "N/A" "Web" "DateObject[{2014, 7, 13, 2, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934662. "DateObject[{2014, 7, 13, 2, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33413" "" "N/A" "Web" "DateObject[{2014, 7, 13, 2, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934663. "DateObject[{2014, 7, 13, 2, 8, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R.M. Galicia, Inc." "CA" "90807" "" "N/A" "Web" "DateObject[{2014, 7, 13, 2, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934664. "DateObject[{2014, 7, 13, 2, 21, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20784" "" "N/A" "Web" "DateObject[{2014, 7, 13, 2, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934744. "DateObject[{2014, 7, 13, 2, 48, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92880" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 13, 2, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934667. "DateObject[{2014, 7, 13, 2, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "FL" "32804" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934668. "DateObject[{2014, 7, 13, 3, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Associates Loan Servicing LLC" "NE" "68046" "" "N/A" "Web" "DateObject[{2014, 7, 13, 3, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934669. "DateObject[{2014, 7, 13, 3, 29, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PR" "00960" "" "N/A" "Web" "DateObject[{2014, 7, 13, 3, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934674. "DateObject[{2014, 7, 13, 3, 51, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92630" "" "N/A" "Web" "DateObject[{2014, 7, 13, 3, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934734. "DateObject[{2014, 7, 13, 3, 57, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46787" "" "N/A" "Web" "DateObject[{2014, 7, 13, 4, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934676. "DateObject[{2014, 7, 13, 4, 5, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PR" "00960" "" "N/A" "Web" "DateObject[{2014, 7, 13, 4, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934675. "DateObject[{2014, 7, 13, 4, 15, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "NJ" "07458" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 6, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934678. "DateObject[{2014, 7, 13, 5, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55105" "" "N/A" "Web" "DateObject[{2014, 7, 13, 6, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934681. "DateObject[{2014, 7, 13, 12, 53, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "VA" "23456" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 20, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934684. "DateObject[{2014, 7, 13, 13, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MT" "59601" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 25, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934686. "DateObject[{2014, 7, 13, 14, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Credit & Collection Corporation" "CA" "92504" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 36, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 934742. "DateObject[{2014, 7, 13, 15, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "92504" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934743. "DateObject[{2014, 7, 13, 16, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "21040" "" "N/A" "Web" "DateObject[{2014, 8, 6, 18, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934726. "DateObject[{2014, 7, 13, 16, 39, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HCFS Health Care Financial Services, Inc." "FL" "33860" "Older American" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934694. "DateObject[{2014, 7, 13, 16, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08835" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934695. "DateObject[{2014, 7, 13, 16, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "PA" "19119" "" "N/A" "Web" "DateObject[{2014, 8, 11, 14, 13, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934696. "DateObject[{2014, 7, 13, 17, 8, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "MO" "63559" "" "N/A" "Web" "DateObject[{2014, 8, 4, 12, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934698. "DateObject[{2014, 7, 13, 17, 16, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "MD" "20886" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 5, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934699. "DateObject[{2014, 7, 13, 17, 49, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "NJ" "07739" "" "N/A" "Web" "DateObject[{2014, 7, 29, 15, 33, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934701. "DateObject[{2014, 7, 13, 18, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CT" "06260" "" "N/A" "Web" "DateObject[{2014, 8, 11, 18, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934703. "DateObject[{2014, 7, 13, 18, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sa-Vit Enterprises, Inc." "NJ" "07059" "" "N/A" "Web" "DateObject[{2014, 7, 28, 14, 31, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934704. "DateObject[{2014, 7, 13, 18, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10579" "" "N/A" "Web" "DateObject[{2014, 8, 11, 18, 54, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934705. "DateObject[{2014, 7, 13, 18, 51, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "OH" "44266" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934707. "DateObject[{2014, 7, 13, 19, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "IL" "60202" "" "N/A" "Web" "DateObject[{2014, 7, 18, 12, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934709. "DateObject[{2014, 7, 13, 19, 51, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harley-Davidson Financial Services, Inc." "CA" "95223" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934712. "DateObject[{2014, 7, 13, 21, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blakely-Witt and Associates, Inc." "AE" "09140" "Servicemember" "N/A" "Web" "DateObject[{2014, 9, 10, 12, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 934717. "DateObject[{2014, 7, 13, 21, 38, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "WA" "98277" "Older American" "N/A" "Web" "DateObject[{2014, 8, 5, 11, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934719. "DateObject[{2014, 7, 13, 22, 26, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Conrad Credit Corporation" "MO" "49348" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 934740. "DateObject[{2014, 7, 13, 23, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "ME" "04330" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934724. "DateObject[{2014, 7, 14, 0, 15, 27.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NC" "28110" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934797. "DateObject[{2014, 7, 14, 0, 39, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wright & Lerch Attorneys At Law" "IN" "47374" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 52, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934800. "DateObject[{2014, 7, 14, 1, 57, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Persolve, LLC - Legal - Series 2" "CA" "92301" "" "N/A" "Web" "DateObject[{2014, 8, 4, 15, 12, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934803. "DateObject[{2014, 7, 14, 3, 22, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95816" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 41, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934806. "DateObject[{2014, 7, 14, 3, 27, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30095" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 58, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935431. "DateObject[{2014, 7, 14, 3, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BAM Financial, LLC" "FL" "33025" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 57, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934807. "DateObject[{2014, 7, 14, 5, 17, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33157" "" "N/A" "Web" "DateObject[{2014, 7, 14, 5, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934808. "DateObject[{2014, 7, 14, 5, 39, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77305" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 5, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936291. "DateObject[{2014, 7, 14, 6, 13, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27612" "" "N/A" "Web" "DateObject[{2014, 7, 14, 6, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934811. "DateObject[{2014, 7, 14, 6, 14, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "CA" "90301" "" "N/A" "Web" "DateObject[{2014, 7, 14, 6, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934813. "DateObject[{2014, 7, 14, 6, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90301" "" "N/A" "Web" "DateObject[{2014, 7, 14, 6, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934814. "DateObject[{2014, 7, 14, 6, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94601" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 934753. "DateObject[{2014, 7, 14, 6, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "AL" "36542" "" "N/A" "Web" "DateObject[{2014, 7, 14, 7, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934817. "DateObject[{2014, 7, 14, 7, 19, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 7, 14, 7, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936462. "DateObject[{2014, 7, 14, 7, 19, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TN" "37421" "" "N/A" "Web" "DateObject[{2014, 7, 14, 7, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936463. "DateObject[{2014, 7, 14, 8, 30, 31.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "CA" "94063" "" "N/A" "Web" "DateObject[{2014, 7, 14, 8, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934821. "DateObject[{2014, 7, 14, 9, 2, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98258" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 9, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934822. "DateObject[{2014, 7, 14, 10, 7, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10009" "" "N/A" "Web" "DateObject[{2014, 7, 14, 10, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936339. "DateObject[{2014, 7, 14, 10, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "34786" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934849. "DateObject[{2014, 7, 14, 10, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10035" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 33, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935094. "DateObject[{2014, 7, 14, 10, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OR" "97317" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 12, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935214. "DateObject[{2014, 7, 14, 10, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "" "" "" "N/A" "Web" "DateObject[{2014, 8, 12, 18, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934825. "DateObject[{2014, 7, 14, 10, 48, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "" "" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934826. "DateObject[{2014, 7, 14, 10, 57, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85308" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934828. "DateObject[{2014, 7, 14, 11, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934831. "DateObject[{2014, 7, 14, 11, 38, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "94124" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934794. "DateObject[{2014, 7, 14, 11, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MO" "63011" "" "N/A" "Web" "DateObject[{2014, 7, 14, 11, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934832. "DateObject[{2014, 7, 14, 12, 8, 19.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07080" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934834. "DateObject[{2014, 7, 14, 12, 9, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08854" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934835. "DateObject[{2014, 7, 14, 12, 9, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32218" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 15, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934836. "DateObject[{2014, 7, 14, 12, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "95660" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934988. "DateObject[{2014, 7, 14, 12, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "28398" "" "N/A" "Referral" "DateObject[{2014, 8, 22, 15, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936544. "DateObject[{2014, 7, 14, 12, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MN" "56601" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 13, 47, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935096. "DateObject[{2014, 7, 14, 12, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60171" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 16, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935359. "DateObject[{2014, 7, 14, 12, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "32937" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 16, 40, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935591. "DateObject[{2014, 7, 14, 12, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AZ" "85122" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 16, 14, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935170. "DateObject[{2014, 7, 14, 12, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "" "" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 16, 21, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935247. "DateObject[{2014, 7, 14, 12, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Optimum Outcomes, Inc." "NC" "27539" "" "N/A" "Web" "DateObject[{2014, 7, 14, 12, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934846. "DateObject[{2014, 7, 14, 12, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RCO Hawaii, LLLC" "NM" "87120" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935460. "DateObject[{2014, 7, 14, 12, 48, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "46208" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 49, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936475. "DateObject[{2014, 7, 14, 12, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "14070" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 7, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934850. "DateObject[{2014, 7, 14, 12, 52, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23832" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934851. "DateObject[{2014, 7, 14, 12, 55, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90016" "" "N/A" "Postal mail" "DateObject[{2014, 8, 22, 19, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934853. "DateObject[{2014, 7, 14, 12, 59, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.C. System, Inc." "OH" "44460" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934855. "DateObject[{2014, 7, 14, 13, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "73192" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936485. "DateObject[{2014, 7, 14, 13, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MEFA" "NC" "28213" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 27, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934858. "DateObject[{2014, 7, 14, 13, 8, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "95843" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 35, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934863. "DateObject[{2014, 7, 14, 13, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10010" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 36, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934746. "DateObject[{2014, 7, 14, 13, 9, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78104" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934856. "DateObject[{2014, 7, 14, 13, 11, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Higher Education Student Assistance Authority (HESAA)" "GA" "31907" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936488. "DateObject[{2014, 7, 14, 13, 11, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "FL" "33805" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934866. "DateObject[{2014, 7, 14, 13, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32806" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934867. "DateObject[{2014, 7, 14, 13, 21, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43146" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 936415. "DateObject[{2014, 7, 14, 13, 21, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "VT" "05446" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934876. "DateObject[{2014, 7, 14, 13, 22, 32.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "NJ" "08094" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 38, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934877. "DateObject[{2014, 7, 14, 13, 27, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "15071" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 28, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934882. "DateObject[{2014, 7, 14, 13, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IN" "46235" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934887. "DateObject[{2014, 7, 14, 13, 38, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "FL" "33185" "" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934892. "DateObject[{2014, 7, 14, 13, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20144" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 19, 6, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934784. "DateObject[{2014, 7, 14, 13, 39, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85705" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 17, 19, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934899. "DateObject[{2014, 7, 14, 13, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Tennessee Bank" "NY" "14221" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 13, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934900. "DateObject[{2014, 7, 14, 13, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28613" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934901. "DateObject[{2014, 7, 14, 13, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28613" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 30, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934902. "DateObject[{2014, 7, 14, 13, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28613" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 31, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934903. "DateObject[{2014, 7, 14, 13, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "53132" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 7, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936330. "DateObject[{2014, 7, 14, 13, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75062" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 44, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936358. "DateObject[{2014, 7, 14, 13, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 16, 21, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934915. "DateObject[{2014, 7, 14, 13, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77075" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936372. "DateObject[{2014, 7, 14, 13, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PA" "17981" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 17, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934920. "DateObject[{2014, 7, 14, 13, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "West Bay Acquisitions, LLC" "OR" "97229" "" "N/A" "Web" "DateObject[{2014, 8, 22, 19, 2, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934922. "DateObject[{2014, 7, 14, 13, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "OH" "44691" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 55, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934925. "DateObject[{2014, 7, 14, 14, 0, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77075" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936373. "DateObject[{2014, 7, 14, 14, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06770" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934932. "DateObject[{2014, 7, 14, 14, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "PA" "19350" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 49, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936300. "DateObject[{2014, 7, 14, 14, 4, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30078" "" "N/A" "Postal mail" "DateObject[{2014, 7, 24, 14, 9, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934934. "DateObject[{2014, 7, 14, 14, 4, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75024" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 934935. "DateObject[{2014, 7, 14, 14, 8, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NV" "89145" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934943. "DateObject[{2014, 7, 14, 14, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78242" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 45, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936427. "DateObject[{2014, 7, 14, 14, 12, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OK" "73534" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 47, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936527. "DateObject[{2014, 7, 14, 14, 13, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CT" "06112" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934951. "DateObject[{2014, 7, 14, 14, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CT" "06112" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934952. "DateObject[{2014, 7, 14, 14, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CT" "06112" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 16, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934953. "DateObject[{2014, 7, 14, 14, 16, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76180" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 19, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936809. "DateObject[{2014, 7, 14, 14, 17, 34.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 934957. "DateObject[{2014, 7, 14, 14, 19, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credico, Inc." "ND" "58501" "" "N/A" "Phone" "DateObject[{2014, 7, 28, 13, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934958. "DateObject[{2014, 7, 14, 14, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48911" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934959. "DateObject[{2014, 7, 14, 14, 22, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48889" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 47, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936314. "DateObject[{2014, 7, 14, 14, 23, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32579" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934896. "DateObject[{2014, 7, 14, 14, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48889" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 21, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936315. "DateObject[{2014, 7, 14, 14, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33952" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934973. "DateObject[{2014, 7, 14, 14, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "28026" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 33, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935195. "DateObject[{2014, 7, 14, 14, 28, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MI" "48184" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 934977. "DateObject[{2014, 7, 14, 14, 30, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NJ" "08540" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 16, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934980. "DateObject[{2014, 7, 14, 14, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22181" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934751. "DateObject[{2014, 7, 14, 14, 31, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "OH" "43065" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936454. "DateObject[{2014, 7, 14, 14, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Santander Puerto Rico" "" "" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934985. "DateObject[{2014, 7, 14, 14, 32, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "77095" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934986. "DateObject[{2014, 7, 14, 14, 32, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22181" "" "N/A" "Web" "DateObject[{2014, 7, 14, 14, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 934752. "DateObject[{2014, 7, 14, 14, 39, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AL" "35405" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934996. "DateObject[{2014, 7, 14, 14, 42, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10307" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935002. "DateObject[{2014, 7, 14, 14, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76180" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 19, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936810. "DateObject[{2014, 7, 14, 14, 42, 38.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "23518" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934990. "DateObject[{2014, 7, 14, 14, 43, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77086" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936357. "DateObject[{2014, 7, 14, 14, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "SC" "29201" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935004. "DateObject[{2014, 7, 14, 14, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SC" "29201" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 56, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935005. "DateObject[{2014, 7, 14, 14, 46, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MI" "48463" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 1, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935009. "DateObject[{2014, 7, 14, 14, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pentagon FCU" "TX" "76542" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934775. "DateObject[{2014, 7, 14, 14, 47, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76180" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 19, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936811. "DateObject[{2014, 7, 14, 14, 47, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "27540" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935013. "DateObject[{2014, 7, 14, 14, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98101" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934788. "DateObject[{2014, 7, 14, 14, 50, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Firm of Allan C. Smith" "IL" "60302" "" "N/A" "Phone" "DateObject[{2014, 8, 18, 13, 32, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935018. "DateObject[{2014, 7, 14, 14, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IL" "60302" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935019. "DateObject[{2014, 7, 14, 14, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Central Holdings, LLC" "TN" "37415" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 48, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936531. "DateObject[{2014, 7, 14, 14, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CT" "06854" "" "N/A" "Web" "DateObject[{2014, 8, 19, 18, 45, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935020. "DateObject[{2014, 7, 14, 14, 51, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCB Management Services, Inc." "NV" "89052" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935021. "DateObject[{2014, 7, 14, 14, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "OH" "44142" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935024. "DateObject[{2014, 7, 14, 14, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GreenSky Trade Credit, LLC" "NY" "11756" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 15, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935026. "DateObject[{2014, 7, 14, 14, 53, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98101" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934789. "DateObject[{2014, 7, 14, 14, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "ME" "04102" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 45, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935029. "DateObject[{2014, 7, 14, 14, 56, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "33309" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 14, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935035. "DateObject[{2014, 7, 14, 14, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "WA" "98101" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934790. "DateObject[{2014, 7, 14, 15, 2, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "DC" "20016" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936446. "DateObject[{2014, 7, 14, 15, 6, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "WA" "98684" "" "N/A" "Web" "DateObject[{2014, 8, 25, 15, 25, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935039. "DateObject[{2014, 7, 14, 15, 6, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OR" "97214" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935045. "DateObject[{2014, 7, 14, 15, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NJ" "07974" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936525. "DateObject[{2014, 7, 14, 15, 9, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "AZ" "85705" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935047. "DateObject[{2014, 7, 14, 15, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "TX" "78244" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 3, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935336. "DateObject[{2014, 7, 14, 15, 11, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "13148" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 12, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935512. "DateObject[{2014, 7, 14, 15, 13, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48226" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934914. "DateObject[{2014, 7, 14, 15, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "TX" "78258" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 20, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935643. "DateObject[{2014, 7, 14, 15, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44406" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 10, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935060. "DateObject[{2014, 7, 14, 15, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GreenSky Trade Credit, LLC" "NY" "11756" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935027. "DateObject[{2014, 7, 14, 15, 13, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "92037" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936374. "DateObject[{2014, 7, 14, 15, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Citizens" "NC" "27610" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 15, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 935878. "DateObject[{2014, 7, 14, 15, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91607" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 12, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935923. "DateObject[{2014, 7, 14, 15, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "WI" "53186" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936257. "DateObject[{2014, 7, 14, 15, 16, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DE" "19904" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 11, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935814. "DateObject[{2014, 7, 14, 15, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92637" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935267. "DateObject[{2014, 7, 14, 15, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29501" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 58, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936471. "DateObject[{2014, 7, 14, 15, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11420" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936295. "DateObject[{2014, 7, 14, 15, 18, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "SC" "29115" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935070. "DateObject[{2014, 7, 14, 15, 19, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33321" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 47, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935538. "DateObject[{2014, 7, 14, 15, 19, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46307" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935071. "DateObject[{2014, 7, 14, 15, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08096" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935520. "DateObject[{2014, 7, 14, 15, 20, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "NJ" "07981" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 31, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936260. "DateObject[{2014, 7, 14, 15, 20, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33026" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935074. "DateObject[{2014, 7, 14, 15, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "GA" "31909" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936356. "DateObject[{2014, 7, 14, 15, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32940" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 55, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935337. "DateObject[{2014, 7, 14, 15, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "OH" "44136" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935075. "DateObject[{2014, 7, 14, 15, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44136" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935076. "DateObject[{2014, 7, 14, 15, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33027" "" "N/A" "Fax" "DateObject[{2014, 7, 17, 20, 25, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936282. "DateObject[{2014, 7, 14, 15, 22, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92037" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936375. "DateObject[{2014, 7, 14, 15, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10595" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 38, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935319. "DateObject[{2014, 7, 14, 15, 23, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48359" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935077. "DateObject[{2014, 7, 14, 15, 23, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55407" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936481. "DateObject[{2014, 7, 14, 15, 23, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "FL" "33418" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 47, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934780. "DateObject[{2014, 7, 14, 15, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "43230" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 27, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935308. "DateObject[{2014, 7, 14, 15, 24, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pulte Mortgage" "WA" "98053" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935079. "DateObject[{2014, 7, 14, 15, 25, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44056" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935084. "DateObject[{2014, 7, 14, 15, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 34, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936382. "DateObject[{2014, 7, 14, 15, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Company believes it acted appropriately as authorized by contract or law" "Select Portfolio Servicing, Inc" "CO" "80919" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 39, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936419. "DateObject[{2014, 7, 14, 15, 28, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76180" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 19, 30, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936812. "DateObject[{2014, 7, 14, 15, 30, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76180" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 19, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936813. "DateObject[{2014, 7, 14, 15, 30, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "OH" "45414" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 28, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935090. "DateObject[{2014, 7, 14, 15, 31, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "OH" "45056" "" "N/A" "Web" "DateObject[{2014, 7, 21, 11, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935092. "DateObject[{2014, 7, 14, 15, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OH" "44203" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 13, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935097. "DateObject[{2014, 7, 14, 15, 33, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27520" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 34, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935098. "DateObject[{2014, 7, 14, 15, 34, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "18103" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935106. "DateObject[{2014, 7, 14, 15, 34, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 43, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936401. "DateObject[{2014, 7, 14, 15, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Charles Schwab Bank" "AR" "72712" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935108. "DateObject[{2014, 7, 14, 15, 38, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular de Puerto Rico" "PR" "00983" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 15, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935110. "DateObject[{2014, 7, 14, 15, 38, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11559" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936442. "DateObject[{2014, 7, 14, 15, 38, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Transfinancial Companies, Inc" "GA" "30096" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936384. "DateObject[{2014, 7, 14, 15, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60175" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936819. "DateObject[{2014, 7, 14, 15, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "WI" "53233" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936414. "DateObject[{2014, 7, 14, 15, 46, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27520" "" "N/A" "Postal mail" "DateObject[{2014, 7, 25, 19, 43, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935100. "DateObject[{2014, 7, 14, 15, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vengroff Williams, Inc" "NC" "27106" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 57, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935127. "DateObject[{2014, 7, 14, 15, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NJ" "06030" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 57, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935135. "DateObject[{2014, 7, 14, 15, 51, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "43228" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936344. "DateObject[{2014, 7, 14, 15, 52, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30083" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935139. "DateObject[{2014, 7, 14, 15, 53, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "01432" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935141. "DateObject[{2014, 7, 14, 15, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MA" "02540" "" "N/A" "Fax" "DateObject[{2014, 7, 17, 19, 54, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936389. "DateObject[{2014, 7, 14, 15, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Eastern Account Systems of Connecticut, Inc." "DE" "19801" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935144. "DateObject[{2014, 7, 14, 15, 57, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "FL" "33758" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 45, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935069. "DateObject[{2014, 7, 14, 16, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76063" "" "N/A" "Fax" "DateObject[{2014, 7, 28, 17, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935150. "DateObject[{2014, 7, 14, 16, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "38556" "" "N/A" "Web" "DateObject[{2014, 7, 24, 12, 48, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935151. "DateObject[{2014, 7, 14, 16, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63112" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935153. "DateObject[{2014, 7, 14, 16, 2, 8.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "75238" "" "N/A" "Web" "DateObject[{2014, 8, 7, 17, 41, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 935154. "DateObject[{2014, 7, 14, 16, 3, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92054" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935155. "DateObject[{2014, 7, 14, 16, 4, 4.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Instant Cash Advance Corp" "MI" "49525" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935161. "DateObject[{2014, 7, 14, 16, 4, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "34953" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935162. "DateObject[{2014, 7, 14, 16, 5, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Recovery Services Inc." "GA" "30135" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 935163. "DateObject[{2014, 7, 14, 16, 6, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "FL" "32771" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936319. "DateObject[{2014, 7, 14, 16, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AL" "35007" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935167. "DateObject[{2014, 7, 14, 16, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10075" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 43, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935171. "DateObject[{2014, 7, 14, 16, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "DE" "19801" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 24, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935173. "DateObject[{2014, 7, 14, 16, 9, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Grant & Weber" "CA" "95252" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935174. "DateObject[{2014, 7, 14, 16, 10, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Discovery Systems, LLC" "CA" "92392" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 50, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936331. "DateObject[{2014, 7, 14, 16, 10, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "PA" "19543" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936457. "DateObject[{2014, 7, 14, 16, 10, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "10007" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936403. "DateObject[{2014, 7, 14, 16, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10035" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 26, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935095. "DateObject[{2014, 7, 14, 16, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11706" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 17, 18, 25, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935464. "DateObject[{2014, 7, 14, 16, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 38, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935808. "DateObject[{2014, 7, 14, 16, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23234" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 33, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935192. "DateObject[{2014, 7, 14, 16, 20, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MI" "48168" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935197. "DateObject[{2014, 7, 14, 16, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MI" "48034" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935198. "DateObject[{2014, 7, 14, 16, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07036" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935199. "DateObject[{2014, 7, 14, 16, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92117" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936327. "DateObject[{2014, 7, 14, 16, 29, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 14, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935212. "DateObject[{2014, 7, 14, 16, 29, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92117" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936328. "DateObject[{2014, 7, 14, 16, 29, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60156" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935216. "DateObject[{2014, 7, 14, 16, 30, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NY" "10805" "" "N/A" "Fax" "DateObject[{2014, 7, 30, 20, 44, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935219. "DateObject[{2014, 7, 14, 16, 32, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 20, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935225. "DateObject[{2014, 7, 14, 16, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 37, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936297. "DateObject[{2014, 7, 14, 16, 38, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Viking Client Services, Inc." "SD" "57703" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935236. "DateObject[{2014, 7, 14, 16, 40, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936345. "DateObject[{2014, 7, 14, 16, 40, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "OR" "97401" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 59, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935238. "DateObject[{2014, 7, 14, 16, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "75150" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935240. "DateObject[{2014, 7, 14, 16, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "HI" "96720" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 19, 16, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936448. "DateObject[{2014, 7, 14, 16, 42, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "10467" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 42, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 935242. "DateObject[{2014, 7, 14, 16, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "95422" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934763. "DateObject[{2014, 7, 14, 16, 49, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936346. "DateObject[{2014, 7, 14, 16, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91406" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935261. "DateObject[{2014, 7, 14, 16, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01245" "" "N/A" "Web" "DateObject[{2014, 7, 14, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935262. "DateObject[{2014, 7, 14, 16, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30263" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 12, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935265. "DateObject[{2014, 7, 14, 16, 52, 19.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85041" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934765. "DateObject[{2014, 7, 14, 16, 57, 45.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "33321" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935282. "DateObject[{2014, 7, 14, 16, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 20, 9, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935283. "DateObject[{2014, 7, 14, 16, 58, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11779" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 18, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935285. "DateObject[{2014, 7, 14, 16, 58, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11772" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935286. "DateObject[{2014, 7, 14, 16, 58, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34741" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 12, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936347. "DateObject[{2014, 7, 14, 16, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Arbitration" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "MI" "48039" "" "N/A" "Web" "DateObject[{2014, 8, 15, 18, 27, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935258. "DateObject[{2014, 7, 14, 16, 58, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Herbert P. Sears Co., Inc." "CA" "92307" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935287. "DateObject[{2014, 7, 14, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DE" "19803" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 43, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935294. "DateObject[{2014, 7, 14, 17, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "AL" "35242" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935295. "DateObject[{2014, 7, 14, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "11559" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935296. "DateObject[{2014, 7, 14, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91202" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936313. "DateObject[{2014, 7, 14, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21061" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935298. "DateObject[{2014, 7, 14, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92223" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935300. "DateObject[{2014, 7, 14, 17, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "CA" "91040" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935302. "DateObject[{2014, 7, 14, 17, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "45840" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 54, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935303. "DateObject[{2014, 7, 14, 17, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11749" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 22, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936343. "DateObject[{2014, 7, 14, 17, 0, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "07462" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935304. "DateObject[{2014, 7, 14, 17, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "70123" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 36, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935305. "DateObject[{2014, 7, 14, 17, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30064" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935682. "DateObject[{2014, 7, 14, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93003" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936394. "DateObject[{2014, 7, 14, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "93312" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936880. "DateObject[{2014, 7, 14, 17, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32333" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936246. "DateObject[{2014, 7, 14, 17, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53097" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 28, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935306. "DateObject[{2014, 7, 14, 17, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21045" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 51, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936305. "DateObject[{2014, 7, 14, 17, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "UT" "84015" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935113. "DateObject[{2014, 7, 14, 17, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10026" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 20, 31, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935770. "DateObject[{2014, 7, 14, 17, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Concord Servicing Corporation" "MO" "63146" "" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936467. "DateObject[{2014, 7, 14, 17, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "TX" "77435" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936536. "DateObject[{2014, 7, 14, 17, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 20, 6, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935810. "DateObject[{2014, 7, 14, 17, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28805" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935326. "DateObject[{2014, 7, 14, 17, 16, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Choice Loan Services, Inc." "CA" "94523" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934770. "DateObject[{2014, 7, 14, 17, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ResidentCollect, Inc." "TX" "77272" "" "N/A" "Web" "DateObject[{2014, 7, 28, 20, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935340. "DateObject[{2014, 7, 14, 17, 16, 43.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63401" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 19, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935342. "DateObject[{2014, 7, 14, 17, 17, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NY" "11230" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 4, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935344. "DateObject[{2014, 7, 14, 17, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "ME" "04358" "" "N/A" "Web" "DateObject[{2014, 7, 17, 21, 32, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935345. "DateObject[{2014, 7, 14, 17, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "AZ" "85262" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936406. "DateObject[{2014, 7, 14, 17, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 20, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935364. "DateObject[{2014, 7, 14, 17, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60447" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936353. "DateObject[{2014, 7, 14, 17, 25, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "CA" "91401" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 20, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935372. "DateObject[{2014, 7, 14, 17, 26, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92336" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935375. "DateObject[{2014, 7, 14, 17, 26, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "PA" "15201" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935377. "DateObject[{2014, 7, 14, 17, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33024" "" "N/A" "Fax" "DateObject[{2014, 7, 17, 20, 18, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 934779. "DateObject[{2014, 7, 14, 17, 29, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 18, 40, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935383. "DateObject[{2014, 7, 14, 17, 30, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NM" "87124" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 23, 13, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935387. "DateObject[{2014, 7, 14, 17, 30, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "NY" "14215" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 15, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935388. "DateObject[{2014, 7, 14, 17, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "IA" "52302" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 935392. "DateObject[{2014, 7, 14, 17, 32, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77362" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935393. "DateObject[{2014, 7, 14, 17, 32, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Consumers Inc" "VA" "22032" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935394. "DateObject[{2014, 7, 14, 17, 32, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94705" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936286. "DateObject[{2014, 7, 14, 17, 33, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MD" "21207" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935397. "DateObject[{2014, 7, 14, 17, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "OH" "44262" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 20, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935400. "DateObject[{2014, 7, 14, 17, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33313" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935403. "DateObject[{2014, 7, 14, 17, 35, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "44024" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935404. "DateObject[{2014, 7, 14, 17, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 17, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935405. "DateObject[{2014, 7, 14, 17, 36, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "California Business Bureau, Inc." "CA" "93722" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 13, 24, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936387. "DateObject[{2014, 7, 14, 17, 36, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "43021" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 48, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935407. "DateObject[{2014, 7, 14, 17, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "OR" "97045" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 33, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935410. "DateObject[{2014, 7, 14, 17, 38, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92336" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935376. "DateObject[{2014, 7, 14, 17, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "32771" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 51, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935412. "DateObject[{2014, 7, 14, 17, 42, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Tower Loan" "MS" "39973" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935420. "DateObject[{2014, 7, 14, 17, 43, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "95682" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 24, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936306. "DateObject[{2014, 7, 14, 17, 43, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95682" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 24, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936307. "DateObject[{2014, 7, 14, 17, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TN" "37128" "" "N/A" "Web" "DateObject[{2014, 7, 14, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935426. "DateObject[{2014, 7, 14, 17, 51, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "TX" "79756" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935437. "DateObject[{2014, 7, 14, 17, 51, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "02540" "Older American, Servicemember" "N/A" "Fax" "DateObject[{2014, 7, 17, 20, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936390. "DateObject[{2014, 7, 14, 17, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33484" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936420. "DateObject[{2014, 7, 14, 17, 54, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 36, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935384. "DateObject[{2014, 7, 14, 17, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "SC" "29621" "" "N/A" "Referral" "DateObject[{2014, 8, 7, 18, 36, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935929. "DateObject[{2014, 7, 14, 17, 56, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "McCarthy, Burgess & Wolff, Inc." "NC" "28208" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935453. "DateObject[{2014, 7, 14, 17, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "38109" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 17, 21, 5, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935902. "DateObject[{2014, 7, 14, 17, 57, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AZ" "85234" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935457. "DateObject[{2014, 7, 14, 18, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "UT" "84117" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936329. "DateObject[{2014, 7, 14, 18, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "NY" "14075" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936395. "DateObject[{2014, 7, 14, 18, 1, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SRA Associates, Inc." "PA" "18634" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935465. "DateObject[{2014, 7, 14, 18, 3, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Continental Home Loans Inc." "NY" "11787" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935477. "DateObject[{2014, 7, 14, 18, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NM" "87120" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935461. "DateObject[{2014, 7, 14, 18, 3, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "UT" "84041" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935479. "DateObject[{2014, 7, 14, 18, 4, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ND" "58078" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935482. "DateObject[{2014, 7, 14, 18, 5, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90706" "" "N/A" "Fax" "DateObject[{2014, 7, 17, 21, 25, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935486. "DateObject[{2014, 7, 14, 18, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "19102" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934791. "DateObject[{2014, 7, 14, 18, 5, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "93950" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935489. "DateObject[{2014, 7, 14, 18, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MS" "38701" "" "N/A" "Web" "DateObject[{2014, 7, 17, 21, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935490. "DateObject[{2014, 7, 14, 18, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ND" "58078" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935483. "DateObject[{2014, 7, 14, 18, 11, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "90832" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 936267. "DateObject[{2014, 7, 14, 18, 11, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NC" "27809" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936521. "DateObject[{2014, 7, 14, 18, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "ND" "58078" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935484. "DateObject[{2014, 7, 14, 18, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Love, Beal & Nixon, P.C." "OK" "74145" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 935504. "DateObject[{2014, 7, 14, 18, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OK" "74145" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935505. "DateObject[{2014, 7, 14, 18, 15, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USCB, INC." "CA" "94086" "" "N/A" "Phone" "DateObject[{2014, 8, 4, 13, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935508. "DateObject[{2014, 7, 14, 18, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 36, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935385. "DateObject[{2014, 7, 14, 18, 19, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "DC" "20010" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 13, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936428. "DateObject[{2014, 7, 14, 18, 20, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VA" "22315" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935518. "DateObject[{2014, 7, 14, 18, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "33598" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 41, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935524. "DateObject[{2014, 7, 14, 18, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "75705" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 20, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935525. "DateObject[{2014, 7, 14, 18, 23, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30030" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 24, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936351. "DateObject[{2014, 7, 14, 18, 26, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NCC Business Services, Inc." "DC" "20001" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 935536. "DateObject[{2014, 7, 14, 18, 26, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78218" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935535. "DateObject[{2014, 7, 14, 18, 28, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02176" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935540. "DateObject[{2014, 7, 14, 18, 30, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91367" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935548. "DateObject[{2014, 7, 14, 18, 30, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94107" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935549. "DateObject[{2014, 7, 14, 18, 30, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "GA" "30114" "" "N/A" "Web" "DateObject[{2014, 9, 2, 19, 7, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935550. "DateObject[{2014, 7, 14, 18, 31, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90015" "" "N/A" "Fax" "DateObject[{2014, 7, 24, 16, 52, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935552. "DateObject[{2014, 7, 14, 18, 34, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Debt Recovery Solutions, LLC" "VA" "22314" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935558. "DateObject[{2014, 7, 14, 18, 35, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11365" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936247. "DateObject[{2014, 7, 14, 18, 35, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "WA" "98683" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 56, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935560. "DateObject[{2014, 7, 14, 18, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 29, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935563. "DateObject[{2014, 7, 14, 18, 38, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60007" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 59, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936443. "DateObject[{2014, 7, 14, 18, 39, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89129" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935569. "DateObject[{2014, 7, 14, 18, 39, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93442" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936371. "DateObject[{2014, 7, 14, 18, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "63178" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935488. "DateObject[{2014, 7, 14, 18, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MOHELA" "NY" "10014" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935570. "DateObject[{2014, 7, 14, 18, 43, 19.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Speedy Cash Holdings" "RI" "02896" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936449. "DateObject[{2014, 7, 14, 18, 43, 54.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "CA" "90806" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935579. "DateObject[{2014, 7, 14, 18, 47, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02911" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 17, 21, 34, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936364. "DateObject[{2014, 7, 14, 18, 47, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "VA" "23451" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935592. "DateObject[{2014, 7, 14, 18, 49, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935597. "DateObject[{2014, 7, 14, 18, 49, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 21, 35, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935598. "DateObject[{2014, 7, 14, 18, 53, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21804" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935609. "DateObject[{2014, 7, 14, 18, 53, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98108" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935612. "DateObject[{2014, 7, 14, 18, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "AZ" "85255" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935614. "DateObject[{2014, 7, 14, 18, 54, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "AZ" "85255" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935615. "DateObject[{2014, 7, 14, 18, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935616. "DateObject[{2014, 7, 14, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "20190" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 21, 18, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935968. "DateObject[{2014, 7, 14, 18, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CT" "06062" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935618. "DateObject[{2014, 7, 14, 18, 58, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78633" "" "N/A" "Fax" "DateObject[{2014, 8, 14, 19, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935057. "DateObject[{2014, 7, 14, 18, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78633" "" "N/A" "Fax" "DateObject[{2014, 8, 14, 19, 6, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935058. "DateObject[{2014, 7, 14, 18, 58, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "78633" "" "N/A" "Fax" "DateObject[{2014, 8, 14, 19, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935059. "DateObject[{2014, 7, 14, 18, 59, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85338" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935622. "DateObject[{2014, 7, 14, 19, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "HI" "96745" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935625. "DateObject[{2014, 7, 14, 19, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935634. "DateObject[{2014, 7, 14, 19, 9, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30331" "" "N/A" "Web" "DateObject[{2014, 8, 1, 19, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936398. "DateObject[{2014, 7, 14, 19, 13, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "NM" "88012" "" "N/A" "Web" "DateObject[{2014, 7, 17, 22, 9, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935651. "DateObject[{2014, 7, 14, 19, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AL" "65022" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 33, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936822. "DateObject[{2014, 7, 14, 19, 14, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "30088" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 32, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935659. "DateObject[{2014, 7, 14, 19, 18, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "02119" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935645. "DateObject[{2014, 7, 14, 19, 19, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TN" "37075" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935669. "DateObject[{2014, 7, 14, 19, 19, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MO" "65202" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 13, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935671. "DateObject[{2014, 7, 14, 19, 20, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33131" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935675. "DateObject[{2014, 7, 14, 19, 21, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "DC" "20005" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935678. "DateObject[{2014, 7, 14, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Union Bank" "PA" "18302" "Older American" "N/A" "Fax" "DateObject[{2014, 8, 6, 18, 12, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936439. "DateObject[{2014, 7, 14, 19, 25, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MO" "65804" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935691. "DateObject[{2014, 7, 14, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NJ" "07032" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 936549. "DateObject[{2014, 7, 14, 19, 28, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "32433" "" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 47, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934786. "DateObject[{2014, 7, 14, 19, 29, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 15, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935406. "DateObject[{2014, 7, 14, 19, 33, 10.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Check City Partnership, LLC" "NV" "89131" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935707. "DateObject[{2014, 7, 14, 19, 33, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76065" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 17, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934749. "DateObject[{2014, 7, 14, 19, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34119" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936323. "DateObject[{2014, 7, 14, 19, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11980" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936885. "DateObject[{2014, 7, 14, 19, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "WA" "98370" "" "N/A" "Web" "DateObject[{2014, 8, 18, 14, 29, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936459. "DateObject[{2014, 7, 14, 19, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98370" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936460. "DateObject[{2014, 7, 14, 19, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "45227" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935714. "DateObject[{2014, 7, 14, 19, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95128" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936451. "DateObject[{2014, 7, 14, 19, 40, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935724. "DateObject[{2014, 7, 14, 19, 40, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TN" "38017" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936248. "DateObject[{2014, 7, 14, 19, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HCFS Health Care Financial Services, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936496. "DateObject[{2014, 7, 14, 19, 42, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Astoria Bank" "NJ" "08502" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935733. "DateObject[{2014, 7, 14, 19, 45, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936498. "DateObject[{2014, 7, 14, 19, 45, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98043" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936311. "DateObject[{2014, 7, 14, 19, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 10, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936499. "DateObject[{2014, 7, 14, 19, 50, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DE" "19810" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 43, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935687. "DateObject[{2014, 7, 14, 19, 51, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78230" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935751. "DateObject[{2014, 7, 14, 19, 51, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Healthcare Financial Services, LLC" "MS" "39272" "" "N/A" "Web" "DateObject[{2014, 7, 14, 19, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935753. "DateObject[{2014, 7, 14, 19, 52, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "94129" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935756. "DateObject[{2014, 7, 14, 19, 53, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92691" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 15, 10, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935761. "DateObject[{2014, 7, 14, 19, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOK Financial Corp" "TX" "77840" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935766. "DateObject[{2014, 7, 14, 19, 55, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "02130" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936801. "DateObject[{2014, 7, 14, 19, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92563" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935767. "DateObject[{2014, 7, 14, 19, 57, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "MI" "49043" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935775. "DateObject[{2014, 7, 14, 19, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "10301" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935777. "DateObject[{2014, 7, 14, 19, 59, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78230" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935752. "DateObject[{2014, 7, 14, 19, 59, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Army and Air Force Exchange Service" "HI" "96815" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935780. "DateObject[{2014, 7, 14, 20, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21044" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935782. "DateObject[{2014, 7, 14, 20, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08901" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 54, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935783. "DateObject[{2014, 7, 14, 20, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GLA Collection Company, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936502. "DateObject[{2014, 7, 14, 20, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935725. "DateObject[{2014, 7, 14, 20, 3, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935726. "DateObject[{2014, 7, 14, 20, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "94506" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935792. "DateObject[{2014, 7, 14, 20, 5, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "OH" "14209" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935794. "DateObject[{2014, 7, 14, 20, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92108" "" "N/A" "Postal mail" "DateObject[{2014, 7, 24, 19, 47, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936411. "DateObject[{2014, 7, 14, 20, 6, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60103" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935797. "DateObject[{2014, 7, 14, 20, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28306" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 14, 19, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936273. "DateObject[{2014, 7, 14, 20, 7, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Second Round Limited Partnership" "LA" "70461" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935798. "DateObject[{2014, 7, 14, 20, 7, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "61008" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935800. "DateObject[{2014, 7, 14, 20, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "California Recovery Bureau, Inc." "AZ" "85311" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935801. "DateObject[{2014, 7, 14, 20, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85311" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 48, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935802. "DateObject[{2014, 7, 14, 20, 10, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92868" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935807. "DateObject[{2014, 7, 14, 20, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Business Bureau" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936504. "DateObject[{2014, 7, 14, 20, 10, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97015" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934755. "DateObject[{2014, 7, 14, 20, 10, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 12, 45, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936806. "DateObject[{2014, 7, 14, 20, 11, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97015" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934756. "DateObject[{2014, 7, 14, 20, 12, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43230" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936458. "DateObject[{2014, 7, 14, 20, 13, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936505. "DateObject[{2014, 7, 14, 20, 13, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "FL" "32708" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935821. "DateObject[{2014, 7, 14, 20, 14, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IN" "46307" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935072. "DateObject[{2014, 7, 14, 20, 15, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98031" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936333. "DateObject[{2014, 7, 14, 20, 15, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20772" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936244. "DateObject[{2014, 7, 14, 20, 16, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 20, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936506. "DateObject[{2014, 7, 14, 20, 17, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MD" "20878" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935829. "DateObject[{2014, 7, 14, 20, 18, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Revenue Recovery Corporation" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 13, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936507. "DateObject[{2014, 7, 14, 20, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "76823" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 17, 21, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935835. "DateObject[{2014, 7, 14, 20, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48164" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936298. "DateObject[{2014, 7, 14, 20, 23, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98031" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936334. "DateObject[{2014, 7, 14, 20, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 59, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936509. "DateObject[{2014, 7, 14, 20, 25, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936510. "DateObject[{2014, 7, 14, 20, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northstar Location Services, LLC" "NY" "10027" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 935847. "DateObject[{2014, 7, 14, 20, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NY" "10027" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935848. "DateObject[{2014, 7, 14, 20, 26, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48382" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 14, 18, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934750. "DateObject[{2014, 7, 14, 20, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "22312" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 12, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935851. "DateObject[{2014, 7, 14, 20, 28, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Management Services, LP" "VA" "23322" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936349. "DateObject[{2014, 7, 14, 20, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30349" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935854. "DateObject[{2014, 7, 14, 20, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95377" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 12, 46, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936493. "DateObject[{2014, 7, 14, 20, 30, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "WI" "53588" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 39, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935863. "DateObject[{2014, 7, 14, 20, 32, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28031" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935869. "DateObject[{2014, 7, 14, 20, 32, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95037" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935870. "DateObject[{2014, 7, 14, 20, 34, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "ND" "58203" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935433. "DateObject[{2014, 7, 14, 20, 36, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22101" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 44, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935881. "DateObject[{2014, 7, 14, 20, 37, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "01701" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 12, 32, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935884. "DateObject[{2014, 7, 14, 20, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44870" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 36, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936380. "DateObject[{2014, 7, 14, 20, 41, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 53, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936511. "DateObject[{2014, 7, 14, 20, 43, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21236" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935893. "DateObject[{2014, 7, 14, 20, 43, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valarity, LLC" "AR" "71909" "Older American" "N/A" "Web" "DateObject[{2014, 8, 19, 12, 59, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 935895. "DateObject[{2014, 7, 14, 20, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "31211" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 29, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935901. "DateObject[{2014, 7, 14, 20, 45, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44870" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 37, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936381. "DateObject[{2014, 7, 14, 20, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "64055" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935904. "DateObject[{2014, 7, 14, 20, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "20874" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936438. "DateObject[{2014, 7, 14, 20, 47, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prestige Financial Services, Inc." "WI" "53209" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936895. "DateObject[{2014, 7, 14, 20, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11715" "" "N/A" "Fax" "DateObject[{2014, 7, 18, 14, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935909. "DateObject[{2014, 7, 14, 20, 48, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11703" "" "N/A" "Web" "DateObject[{2014, 7, 14, 20, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935911. "DateObject[{2014, 7, 14, 20, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "GA" "30252" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935883. "DateObject[{2014, 7, 14, 20, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "CA" "92129" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935898. "DateObject[{2014, 7, 14, 20, 54, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "1st Alliance Lending" "TX" "77304" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935891. "DateObject[{2014, 7, 14, 20, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "OH" "45458" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935924. "DateObject[{2014, 7, 14, 20, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "NY" "11235" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 935930. "DateObject[{2014, 7, 14, 20, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "11235" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935931. "DateObject[{2014, 7, 14, 21, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "21st Mortgage Corporation" "CA" "92078" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935936. "DateObject[{2014, 7, 14, 21, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02554" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 12, 34, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935938. "DateObject[{2014, 7, 14, 21, 1, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "WA" "99206" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935941. "DateObject[{2014, 7, 14, 21, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "WV" "26104" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935944. "DateObject[{2014, 7, 14, 21, 3, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "CA" "93906" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935946. "DateObject[{2014, 7, 14, 21, 5, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TN" "37604" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935953. "DateObject[{2014, 7, 14, 21, 6, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21236" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935894. "DateObject[{2014, 7, 14, 21, 7, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936514. "DateObject[{2014, 7, 14, 21, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93444" "" "N/A" "Postal mail" "DateObject[{2014, 7, 24, 16, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936263. "DateObject[{2014, 7, 14, 21, 17, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 18, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936515. "DateObject[{2014, 7, 14, 21, 17, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "GA" "30187" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 15, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935976. "DateObject[{2014, 7, 14, 21, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "CA" "91607" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935978. "DateObject[{2014, 7, 14, 21, 18, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "1st Alliance Lending" "CA" "95823" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936287. "DateObject[{2014, 7, 14, 21, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "VA" "22314" "" "N/A" "Fax" "DateObject[{2014, 7, 18, 12, 53, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935985. "DateObject[{2014, 7, 14, 21, 22, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92101" "" "N/A" "Web" "DateObject[{2014, 8, 15, 13, 0, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 935991. "DateObject[{2014, 7, 14, 21, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92081" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 30, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 935993. "DateObject[{2014, 7, 14, 21, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90303" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935994. "DateObject[{2014, 7, 14, 21, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "85392" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936440. "DateObject[{2014, 7, 14, 21, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "92111" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935997. "DateObject[{2014, 7, 14, 21, 27, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 935999. "DateObject[{2014, 7, 14, 21, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32225" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936001. "DateObject[{2014, 7, 14, 21, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19126" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 12, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936437. "DateObject[{2014, 7, 14, 21, 31, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Acceptance Corporation" "TN" "37027" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936010. "DateObject[{2014, 7, 14, 21, 31, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "81521" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936014. "DateObject[{2014, 7, 14, 21, 32, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "43054" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936018. "DateObject[{2014, 7, 14, 21, 32, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NY" "11421" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936019. "DateObject[{2014, 7, 14, 21, 35, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Loan Care" "CA" "95823" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936288. "DateObject[{2014, 7, 14, 21, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "DC" "20032" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936025. "DateObject[{2014, 7, 14, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NJ" "07040" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 15, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936026. "DateObject[{2014, 7, 14, 21, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Republic Bank" "LA" "71259" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936030. "DateObject[{2014, 7, 14, 21, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "UT" "84037" "" "N/A" "Web" "DateObject[{2014, 8, 6, 11, 56, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936032. "DateObject[{2014, 7, 14, 21, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31221" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936035. "DateObject[{2014, 7, 14, 21, 46, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11557" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 13, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936040. "DateObject[{2014, 7, 14, 21, 47, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33073" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936352. "DateObject[{2014, 7, 14, 21, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Legal Prevention Services, LLC." "HI" "96707" "" "N/A" "Web" "DateObject[{2014, 7, 25, 18, 29, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936262. "DateObject[{2014, 7, 14, 21, 50, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ADR ARBITRATION SERVICES (Closed)" "ID" "83301" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 15, 28, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936046. "DateObject[{2014, 7, 14, 21, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "AZ" "85083" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936049. "DateObject[{2014, 7, 14, 21, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "WI" "54729" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 936051. "DateObject[{2014, 7, 14, 21, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 7, 14, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936052. "DateObject[{2014, 7, 14, 21, 52, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "CA" "94949" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936054. "DateObject[{2014, 7, 14, 21, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DriveTime" "TX" "78745" "" "N/A" "Fax" "DateObject[{2014, 8, 4, 16, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936309. "DateObject[{2014, 7, 14, 21, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "NY" "11412" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 12, 48, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936061. "DateObject[{2014, 7, 14, 21, 56, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37091" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936064. "DateObject[{2014, 7, 14, 21, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thomas, King & Associates" "CT" "06424" "" "N/A" "Web" "DateObject[{2014, 8, 28, 18, 7, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 936065. "DateObject[{2014, 7, 14, 21, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22150" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936243. "DateObject[{2014, 7, 14, 21, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "MO" "63028" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936069. "DateObject[{2014, 7, 14, 21, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "96003" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 935629. "DateObject[{2014, 7, 14, 22, 4, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "49503" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 7, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936078. "DateObject[{2014, 7, 14, 22, 7, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Icon Equities, LLC" "TX" "78703" "" "N/A" "Phone" "DateObject[{2014, 7, 31, 14, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936080. "DateObject[{2014, 7, 14, 22, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "VA" "23233" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936083. "DateObject[{2014, 7, 14, 22, 10, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "LA" "70726" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936088. "DateObject[{2014, 7, 14, 22, 17, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97231" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936097. "DateObject[{2014, 7, 14, 22, 23, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MI" "48224" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 13, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936104. "DateObject[{2014, 7, 14, 22, 28, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92691" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936108. "DateObject[{2014, 7, 14, 22, 29, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "63052" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936109. "DateObject[{2014, 7, 14, 22, 31, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Assigned Credit Solutions" "ID" "83703" "" "N/A" "Web" "DateObject[{2014, 8, 7, 12, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 934773. "DateObject[{2014, 7, 14, 22, 32, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem cancelling or closing account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98133" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936113. "DateObject[{2014, 7, 14, 22, 36, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85032" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 45, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936118. "DateObject[{2014, 7, 14, 22, 40, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PR" "00771" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936122. "DateObject[{2014, 7, 14, 22, 44, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75089" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 13, 34, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936126. "DateObject[{2014, 7, 14, 22, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Como Law Firm P.A." "MN" "55438" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 936489. "DateObject[{2014, 7, 14, 22, 46, 36.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "MN" "55810" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 11, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936127. "DateObject[{2014, 7, 14, 22, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10456" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 6, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936447. "DateObject[{2014, 7, 14, 22, 48, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "PA" "16101" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936542. "DateObject[{2014, 7, 14, 22, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60612" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936130. "DateObject[{2014, 7, 14, 22, 49, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sun West Mortgage Company, Inc." "KS" "66206" "" "N/A" "Web" "DateObject[{2014, 7, 14, 22, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 936284. "DateObject[{2014, 7, 14, 22, 53, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "CA" "94131" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936133. "DateObject[{2014, 7, 14, 22, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "CA" "91402" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 41, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936139. "DateObject[{2014, 7, 14, 22, 56, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "IL" "60476" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936141. "DateObject[{2014, 7, 14, 22, 57, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21102" "" "N/A" "Web" "DateObject[{2014, 7, 18, 13, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936143. "DateObject[{2014, 7, 14, 23, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Selene Finance" "NY" "11749" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936815. "DateObject[{2014, 7, 14, 23, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MO" "63123" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 22, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936150. "DateObject[{2014, 7, 14, 23, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21117" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936452. "DateObject[{2014, 7, 14, 23, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22030" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 2, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936151. "DateObject[{2014, 7, 14, 23, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22310" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936152. "DateObject[{2014, 7, 14, 23, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "13502" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936153. "DateObject[{2014, 7, 14, 23, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "IL" "60140" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936155. "DateObject[{2014, 7, 14, 23, 0, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08867" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 30, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936156. "DateObject[{2014, 7, 14, 23, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11701" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936157. "DateObject[{2014, 7, 14, 23, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "AZ" "85138" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936161. "DateObject[{2014, 7, 14, 23, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60620" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 18, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936162. "DateObject[{2014, 7, 14, 23, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "IL" "60620" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 26, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936163. "DateObject[{2014, 7, 14, 23, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "OR" "97302" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 14, 23, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936164. "DateObject[{2014, 7, 14, 23, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "FL" "32807" "Older American" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936310. "DateObject[{2014, 7, 14, 23, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "AZ" "85295" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936550. "DateObject[{2014, 7, 14, 23, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lyons, Doughty & Veldhuis, P.C." "NJ" "07950" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936174. "DateObject[{2014, 7, 14, 23, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "95063" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936177. "DateObject[{2014, 7, 14, 23, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32068" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936178. "DateObject[{2014, 7, 14, 23, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936181. "DateObject[{2014, 7, 14, 23, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Io, Inc." "VA" "23220" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 7, 13, 40, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935223. "DateObject[{2014, 7, 14, 23, 23, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92117" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936195. "DateObject[{2014, 7, 14, 23, 28, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ATG Credit, LLC" "OK" "73159" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936201. "DateObject[{2014, 7, 14, 23, 32, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37211" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 19, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936208. "DateObject[{2014, 7, 14, 23, 34, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "OK" "73159" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936203. "DateObject[{2014, 7, 14, 23, 35, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "76244" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936211. "DateObject[{2014, 7, 14, 23, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37211" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 31, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936218. "DateObject[{2014, 7, 14, 23, 41, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20155" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936219. "DateObject[{2014, 7, 14, 23, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85249" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936224. "DateObject[{2014, 7, 14, 23, 47, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Webster Account Solutions LLC" "MA" "02119" "" "N/A" "Web" "DateObject[{2014, 8, 22, 18, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936228. "DateObject[{2014, 7, 14, 23, 48, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 44, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936540. "DateObject[{2014, 7, 14, 23, 50, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85224" "" "N/A" "Web" "DateObject[{2014, 7, 14, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936232. "DateObject[{2014, 7, 14, 23, 51, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "44054" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 6, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 936265. "DateObject[{2014, 7, 14, 23, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 936905. "DateObject[{2014, 7, 14, 23, 54, 48.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37221" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 1, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 935811. "DateObject[{2014, 7, 14, 23, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60445" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936907. "DateObject[{2014, 7, 14, 23, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "OH" "45067" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 14, 19, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936886. "DateObject[{2014, 7, 15, 0, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92879" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 15, 26, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936909. "DateObject[{2014, 7, 15, 0, 2, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NY" "11763" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938665. "DateObject[{2014, 7, 15, 0, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "GA" "30291" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936914. "DateObject[{2014, 7, 15, 0, 9, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "CA" "92683" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 24, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936917. "DateObject[{2014, 7, 15, 0, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FCI Lender Services Inc." "LA" "70433" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938655. "DateObject[{2014, 7, 15, 0, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "CA" "93628" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936919. "DateObject[{2014, 7, 15, 0, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23061" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 44, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938589. "DateObject[{2014, 7, 15, 0, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98258" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936923. "DateObject[{2014, 7, 15, 0, 13, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44240" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936924. "DateObject[{2014, 7, 15, 0, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CA" "92675" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938487. "DateObject[{2014, 7, 15, 0, 19, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "GA" "30228" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936925. "DateObject[{2014, 7, 15, 0, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "OK" "73944" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936927. "DateObject[{2014, 7, 15, 0, 26, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90019" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938596. "DateObject[{2014, 7, 15, 0, 28, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92630" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936929. "DateObject[{2014, 7, 15, 0, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "TX" "79912" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936930. "DateObject[{2014, 7, 15, 0, 28, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "79912" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936931. "DateObject[{2014, 7, 15, 0, 42, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938673. "DateObject[{2014, 7, 15, 0, 44, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SquareTwo Financial Corporation" "CA" "90723" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936935. "DateObject[{2014, 7, 15, 0, 47, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "People's United Bank" "MA" "01749" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936941. "DateObject[{2014, 7, 15, 0, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "IL" "60656" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936942. "DateObject[{2014, 7, 15, 0, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91306" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936897. "DateObject[{2014, 7, 15, 0, 50, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "92617" "" "N/A" "Web" "DateObject[{2014, 7, 15, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936943. "DateObject[{2014, 7, 15, 0, 52, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ATG Credit, LLC" "OK" "73159" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 15, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936904. "DateObject[{2014, 7, 15, 0, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "16509" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936945. "DateObject[{2014, 7, 15, 0, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44312" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 29, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938407. "DateObject[{2014, 7, 15, 0, 55, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Persolve, LLC - Legal - Series 2" "CA" "95688" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 19, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936946. "DateObject[{2014, 7, 15, 0, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30062" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936947. "DateObject[{2014, 7, 15, 0, 56, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sher & Shabsin PC" "MO" "63138" "" "N/A" "Web" "DateObject[{2014, 8, 25, 12, 24, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936828. "DateObject[{2014, 7, 15, 0, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asta Funding, Inc" "AZ" "85003" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936950. "DateObject[{2014, 7, 15, 0, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NC" "28409" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936952. "DateObject[{2014, 7, 15, 1, 5, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936937. "DateObject[{2014, 7, 15, 1, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "92316" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936955. "DateObject[{2014, 7, 15, 1, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60609" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936956. "DateObject[{2014, 7, 15, 1, 9, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "GA" "30035" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936958. "DateObject[{2014, 7, 15, 1, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33338" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938668. "DateObject[{2014, 7, 15, 1, 21, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TX" "79339" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936961. "DateObject[{2014, 7, 15, 1, 22, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "08902" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936962. "DateObject[{2014, 7, 15, 1, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ad Astra Recovery Services Inc" "TX" "77083" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938461. "DateObject[{2014, 7, 15, 1, 26, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "DE" "19711" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936964. "DateObject[{2014, 7, 15, 1, 28, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08002" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936965. "DateObject[{2014, 7, 15, 1, 28, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10036" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938473. "DateObject[{2014, 7, 15, 1, 32, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "VA" "23518" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936967. "DateObject[{2014, 7, 15, 1, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Schreiber Law Firm, PLLC" "PA" "15146" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 936968. "DateObject[{2014, 7, 15, 1, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stoneleigh Recovery Associates, LLC" "PA" "15146" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936969. "DateObject[{2014, 7, 15, 1, 33, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91306" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936898. "DateObject[{2014, 7, 15, 1, 34, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "FL" "33338" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938669. "DateObject[{2014, 7, 15, 1, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "CT" "06883" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 936972. "DateObject[{2014, 7, 15, 1, 49, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28748" "" "N/A" "Web" "DateObject[{2014, 7, 15, 1, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936974. "DateObject[{2014, 7, 15, 1, 53, 12.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Higher Education Student Assistance Authority (HESAA)" "NJ" "07029" "" "N/A" "Web" "DateObject[{2014, 9, 10, 12, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936975. "DateObject[{2014, 7, 15, 2, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27295" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938442. "DateObject[{2014, 7, 15, 2, 8, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 40, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938674. "DateObject[{2014, 7, 15, 2, 9, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "IL" "60204" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936976. "DateObject[{2014, 7, 15, 2, 15, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "08108" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936977. "DateObject[{2014, 7, 15, 2, 16, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30058" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936978. "DateObject[{2014, 7, 15, 2, 17, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "93314" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938497. "DateObject[{2014, 7, 15, 2, 21, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kirkland Asset Management LLC" "TX" "77491" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 13, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938414. "DateObject[{2014, 7, 15, 2, 22, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30043" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938594. "DateObject[{2014, 7, 15, 2, 25, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "OR" "97005" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 13, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938564. "DateObject[{2014, 7, 15, 2, 26, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30097" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936979. "DateObject[{2014, 7, 15, 2, 32, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936980. "DateObject[{2014, 7, 15, 2, 34, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90706" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936981. "DateObject[{2014, 7, 15, 2, 38, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WA" "98687" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938675. "DateObject[{2014, 7, 15, 2, 44, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Receiving unwanted marketing/advertising" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "WY" "82604" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 25, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936983. "DateObject[{2014, 7, 15, 2, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "62002" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 54, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936984. "DateObject[{2014, 7, 15, 2, 50, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Focus Holding Company" "CA" "92111" "" "N/A" "Web" "DateObject[{2014, 7, 15, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936985. "DateObject[{2014, 7, 15, 2, 57, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Associated Bank" "WI" "54650" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936987. "DateObject[{2014, 7, 15, 2, 59, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "22407" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936988. "DateObject[{2014, 7, 15, 3, 3, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34475" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936989. "DateObject[{2014, 7, 15, 3, 23, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Affiliated Management Services" "MS" "39648" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 936991. "DateObject[{2014, 7, 15, 3, 24, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CT" "06810" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 936860. "DateObject[{2014, 7, 15, 3, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "91104" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936993. "DateObject[{2014, 7, 15, 3, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93711" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938476. "DateObject[{2014, 7, 15, 3, 38, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "93304" "" "N/A" "Web" "DateObject[{2014, 8, 7, 16, 17, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936994. "DateObject[{2014, 7, 15, 3, 41, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "WA" "98012" "" "N/A" "Web" "DateObject[{2014, 7, 15, 3, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936995. "DateObject[{2014, 7, 15, 3, 42, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Consultants of California" "CA" "92307" "" "N/A" "Web" "DateObject[{2014, 8, 4, 12, 48, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 936996. "DateObject[{2014, 7, 15, 3, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "MD" "21040" "" "N/A" "Web" "DateObject[{2014, 7, 15, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936998. "DateObject[{2014, 7, 15, 4, 8, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brent D. Stamps, Attorney at Law" "GA" "30217" "" "N/A" "Web" "DateObject[{2014, 7, 15, 4, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936999. "DateObject[{2014, 7, 15, 4, 11, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38059" "" "N/A" "Web" "DateObject[{2014, 7, 15, 4, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938645. "DateObject[{2014, 7, 15, 4, 19, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cherry Creek Strategic Advisors, LLC" "TX" "77083" "Older American" "N/A" "Web" "DateObject[{2014, 7, 25, 20, 12, 16.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 938462. "DateObject[{2014, 7, 15, 4, 23, 34.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "CA" "90036" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937000. "DateObject[{2014, 7, 15, 4, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Machol & Johannes, LLC" "WA" "98052" "" "N/A" "Web" "DateObject[{2014, 8, 14, 20, 18, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937002. "DateObject[{2014, 7, 15, 4, 55, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44827" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 5, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937004. "DateObject[{2014, 7, 15, 5, 5, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 5, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938534. "DateObject[{2014, 7, 15, 5, 8, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OK" "74059" "" "N/A" "Web" "DateObject[{2014, 7, 15, 5, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 937006. "DateObject[{2014, 7, 15, 5, 14, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90706" "" "N/A" "Web" "DateObject[{2014, 7, 15, 5, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938620. "DateObject[{2014, 7, 15, 5, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75052" "" "N/A" "Web" "DateObject[{2014, 7, 18, 14, 53, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938914. "DateObject[{2014, 7, 15, 5, 21, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Independent Recovery Resources, Inc." "NY" "11377" "" "N/A" "Web" "DateObject[{2014, 7, 15, 5, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 936939. "DateObject[{2014, 7, 15, 6, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "MI" "48228" "" "N/A" "Web" "DateObject[{2014, 7, 15, 6, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937009. "DateObject[{2014, 7, 15, 6, 16, 19.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "CA" "90003" "" "N/A" "Web" "DateObject[{2014, 7, 21, 11, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937010. "DateObject[{2014, 7, 15, 6, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "HI" "96768" "" "N/A" "Web" "DateObject[{2014, 7, 21, 10, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937011. "DateObject[{2014, 7, 15, 7, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94534" "" "N/A" "Web" "DateObject[{2014, 7, 15, 7, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937012. "DateObject[{2014, 7, 15, 7, 15, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "95127" "" "N/A" "Web" "DateObject[{2014, 7, 15, 7, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937015. "DateObject[{2014, 7, 15, 7, 32, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91301" "" "N/A" "Web" "DateObject[{2014, 7, 15, 7, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937016. "DateObject[{2014, 7, 15, 8, 8, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94585" "" "N/A" "Web" "DateObject[{2014, 7, 15, 8, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937019. "DateObject[{2014, 7, 15, 8, 12, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94541" "" "N/A" "Web" "DateObject[{2014, 7, 15, 8, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938507. "DateObject[{2014, 7, 15, 8, 55, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Commercial Recovery Systems" "KS" "66078" "" "N/A" "Web" "DateObject[{2014, 7, 15, 9, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937020. "DateObject[{2014, 7, 15, 9, 4, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78225" "" "N/A" "Web" "DateObject[{2014, 7, 15, 9, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938420. "DateObject[{2014, 7, 15, 9, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "MI" "42819" "" "N/A" "Web" "DateObject[{2014, 7, 15, 9, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937023. "DateObject[{2014, 7, 15, 9, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KS" "66078" "" "N/A" "Web" "DateObject[{2014, 7, 15, 9, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937021. "DateObject[{2014, 7, 15, 10, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30907" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 10, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937024. "DateObject[{2014, 7, 15, 10, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30907" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 1, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937025. "DateObject[{2014, 7, 15, 10, 25, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94931" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937593. "DateObject[{2014, 7, 15, 10, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "31032" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 22, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 936823. "DateObject[{2014, 7, 15, 10, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07726" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 10, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937026. "DateObject[{2014, 7, 15, 10, 53, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IL" "60827" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 7, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937027. "DateObject[{2014, 7, 15, 11, 17, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OK" "74804" "" "N/A" "Web" "DateObject[{2014, 7, 15, 11, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937028. "DateObject[{2014, 7, 15, 11, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "16057" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 18, 22, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937810. "DateObject[{2014, 7, 15, 11, 28, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "63125" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 11, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937400. "DateObject[{2014, 7, 15, 11, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20744" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 27, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937872. "DateObject[{2014, 7, 15, 12, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "PA" "18080" "" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938653. "DateObject[{2014, 7, 15, 12, 6, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Cash advance fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "12603" "" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937030. "DateObject[{2014, 7, 15, 12, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60409" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936844. "DateObject[{2014, 7, 15, 12, 42, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "93728" "" "N/A" "Fax" "DateObject[{2014, 7, 18, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938550. "DateObject[{2014, 7, 15, 12, 51, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Financial Credit Service, Inc." "FL" "34101" "" "N/A" "Web" "DateObject[{2014, 7, 15, 12, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937043. "DateObject[{2014, 7, 15, 12, 52, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 7, 22, 12, 56, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 937044. "DateObject[{2014, 7, 15, 12, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "IN" "46962" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937045. "DateObject[{2014, 7, 15, 12, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NY" "11096" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 27, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938418. "DateObject[{2014, 7, 15, 12, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CT" "06877" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 44, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 938121. "DateObject[{2014, 7, 15, 12, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 46, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937352. "DateObject[{2014, 7, 15, 12, 57, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "LA" "71115" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938465. "DateObject[{2014, 7, 15, 12, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94510" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 49, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937328. "DateObject[{2014, 7, 15, 13, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "GA" "30517" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937543. "DateObject[{2014, 7, 15, 13, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "55124" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937257. "DateObject[{2014, 7, 15, 13, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "28262" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 8, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937401. "DateObject[{2014, 7, 15, 13, 3, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "WV" "26452" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937049. "DateObject[{2014, 7, 15, 13, 4, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92629" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 13, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937300. "DateObject[{2014, 7, 15, 13, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "MD" "20707" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 17, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937416. "DateObject[{2014, 7, 15, 13, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80470" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937474. "DateObject[{2014, 7, 15, 13, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30045" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937304. "DateObject[{2014, 7, 15, 13, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "38558" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 29, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937391. "DateObject[{2014, 7, 15, 13, 12, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938387. "DateObject[{2014, 7, 15, 13, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "93010" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938505. "DateObject[{2014, 7, 15, 13, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "DE" "19713" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 14, 26, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937053. "DateObject[{2014, 7, 15, 13, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 15, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937966. "DateObject[{2014, 7, 15, 13, 21, 14.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90247" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 14, 29, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938606. "DateObject[{2014, 7, 15, 13, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92392" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 5, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937904. "DateObject[{2014, 7, 15, 13, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "" "" "" "N/A" "Referral" "DateObject[{2014, 8, 20, 12, 32, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938106. "DateObject[{2014, 7, 15, 13, 24, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "OH" "43228" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937058. "DateObject[{2014, 7, 15, 13, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "08030" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938128. "DateObject[{2014, 7, 15, 13, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "LA" "70460" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938471. "DateObject[{2014, 7, 15, 13, 27, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23503" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 16, 20, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937073. "DateObject[{2014, 7, 15, 13, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33455" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937065. "DateObject[{2014, 7, 15, 13, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23455" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 14, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937923. "DateObject[{2014, 7, 15, 13, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "OH" "43065" "" "N/A" "Web" "DateObject[{2014, 7, 15, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938680. "DateObject[{2014, 7, 15, 13, 34, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "NH" "03249" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937067. "DateObject[{2014, 7, 15, 13, 37, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "CA" "92555" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938597. "DateObject[{2014, 7, 15, 13, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95377" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 23, 2, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938648. "DateObject[{2014, 7, 15, 13, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80122" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937088. "DateObject[{2014, 7, 15, 13, 56, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MN" "55419" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938663. "DateObject[{2014, 7, 15, 13, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MN" "55419" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938664. "DateObject[{2014, 7, 15, 14, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MN" "55805" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937097. "DateObject[{2014, 7, 15, 14, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "VT" "05446" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936873. "DateObject[{2014, 7, 15, 14, 4, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "NJ" "08648" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938496. "DateObject[{2014, 7, 15, 14, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11375" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 4, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937100. "DateObject[{2014, 7, 15, 14, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "IL" "62959" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937108. "DateObject[{2014, 7, 15, 14, 10, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hameroff Law Group, P.C." "AZ" "85632" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938990. "DateObject[{2014, 7, 15, 14, 11, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital Alliance Financial, LLC" "GA" "30107" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937113. "DateObject[{2014, 7, 15, 14, 15, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "OH" "44883" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936894. "DateObject[{2014, 7, 15, 14, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "06804" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 58, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937121. "DateObject[{2014, 7, 15, 14, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "20164" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937124. "DateObject[{2014, 7, 15, 14, 18, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938388. "DateObject[{2014, 7, 15, 14, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "ID" "83616" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938390. "DateObject[{2014, 7, 15, 14, 19, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "UT" "84043" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937129. "DateObject[{2014, 7, 15, 14, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06460" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 29, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937132. "DateObject[{2014, 7, 15, 14, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "07086" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937133. "DateObject[{2014, 7, 15, 14, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33071" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 52, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938555. "DateObject[{2014, 7, 15, 14, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Fax" "DateObject[{2014, 7, 30, 11, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937134. "DateObject[{2014, 7, 15, 14, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "20817" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938412. "DateObject[{2014, 7, 15, 14, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92112" "" "N/A" "Fax" "DateObject[{2014, 7, 18, 18, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938646. "DateObject[{2014, 7, 15, 14, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "02760" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937144. "DateObject[{2014, 7, 15, 14, 38, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "CA" "93406" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936863. "DateObject[{2014, 7, 15, 14, 40, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75650" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937148. "DateObject[{2014, 7, 15, 14, 41, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85208" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937151. "DateObject[{2014, 7, 15, 14, 42, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "TN" "37229" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937135. "DateObject[{2014, 7, 15, 14, 43, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report shared with employer w/o consent" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "38135" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 58, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938469. "DateObject[{2014, 7, 15, 14, 44, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "34221" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937159. "DateObject[{2014, 7, 15, 14, 45, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "75104" "" "N/A" "Web" "DateObject[{2014, 7, 15, 14, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938515. "DateObject[{2014, 7, 15, 14, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other service issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "60645" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 28, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937162. "DateObject[{2014, 7, 15, 14, 52, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937165. "DateObject[{2014, 7, 15, 14, 53, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "PA" "19154" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 937170. "DateObject[{2014, 7, 15, 14, 54, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48037" "" "N/A" "Postal mail" "DateObject[{2014, 7, 24, 18, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938438. "DateObject[{2014, 7, 15, 14, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44708" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937174. "DateObject[{2014, 7, 15, 14, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AES/PHEAA" "NY" "14094" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937175. "DateObject[{2014, 7, 15, 14, 56, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48037" "" "N/A" "Postal mail" "DateObject[{2014, 9, 4, 18, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938439. "DateObject[{2014, 7, 15, 14, 56, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "14534" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937176. "DateObject[{2014, 7, 15, 15, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KY" "40423" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 55, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938519. "DateObject[{2014, 7, 15, 15, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Acceptance Corporation" "MI" "48037" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 8, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938440. "DateObject[{2014, 7, 15, 15, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KY" "40423" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 56, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938520. "DateObject[{2014, 7, 15, 15, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KY" "40423" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 15, 56, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938521. "DateObject[{2014, 7, 15, 15, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TN" "38013" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 25, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937186. "DateObject[{2014, 7, 15, 15, 2, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sentry Credit, Inc." "VA" "22041" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 18, 18, 1, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937187. "DateObject[{2014, 7, 15, 15, 2, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22041" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 16, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937188. "DateObject[{2014, 7, 15, 15, 2, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10007" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938923. "DateObject[{2014, 7, 15, 15, 4, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "NJ" "07401" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937191. "DateObject[{2014, 7, 15, 15, 8, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "GA" "30814" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937199. "DateObject[{2014, 7, 15, 15, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Citizens" "NC" "27048" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938118. "DateObject[{2014, 7, 15, 15, 14, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07001" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937215. "DateObject[{2014, 7, 15, 15, 17, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "08809" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937225. "DateObject[{2014, 7, 15, 15, 19, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Total Card, Inc." "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 31, 13, 52, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937231. "DateObject[{2014, 7, 15, 15, 19, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937232. "DateObject[{2014, 7, 15, 15, 21, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quad Corporation, Inc." "IA" "52748" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937238. "DateObject[{2014, 7, 15, 15, 24, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936896. "DateObject[{2014, 7, 15, 15, 26, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MA" "01089" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 23, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936878. "DateObject[{2014, 7, 15, 15, 27, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CashCall, Inc." "MI" "48235" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 31, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938635. "DateObject[{2014, 7, 15, 15, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kirkland Asset Management LLC" "NM" "88003" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937253. "DateObject[{2014, 7, 15, 15, 27, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NM" "88003" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937254. "DateObject[{2014, 7, 15, 15, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94513" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937263. "DateObject[{2014, 7, 15, 15, 33, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937233. "DateObject[{2014, 7, 15, 15, 33, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29732" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937234. "DateObject[{2014, 7, 15, 15, 33, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "FL" "34609" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 3, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937260. "DateObject[{2014, 7, 15, 15, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Solidus Group LLC." "NY" "13790" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 938619. "DateObject[{2014, 7, 15, 15, 33, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IA" "52748" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937239. "DateObject[{2014, 7, 15, 15, 33, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IA" "52748" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937240. "DateObject[{2014, 7, 15, 15, 33, 56.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "PA" "15237" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 10, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936881. "DateObject[{2014, 7, 15, 15, 34, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "GA" "30078" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 16, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937269. "DateObject[{2014, 7, 15, 15, 34, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "65708" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937271. "DateObject[{2014, 7, 15, 15, 35, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NY" "14225" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 42, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937273. "DateObject[{2014, 7, 15, 15, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "KS" "67037" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937277. "DateObject[{2014, 7, 15, 15, 39, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "TX" "77388" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 47, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937278. "DateObject[{2014, 7, 15, 15, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33156" "" "N/A" "Web" "DateObject[{2014, 8, 13, 18, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937287. "DateObject[{2014, 7, 15, 15, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "LA" "70127" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 49, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937291. "DateObject[{2014, 7, 15, 15, 46, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "MA" "01119" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 35, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937294. "DateObject[{2014, 7, 15, 15, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 15, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938447. "DateObject[{2014, 7, 15, 15, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08260" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 39, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937295. "DateObject[{2014, 7, 15, 15, 47, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80513" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937299. "DateObject[{2014, 7, 15, 15, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92610" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938410. "DateObject[{2014, 7, 15, 15, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IN" "46140" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 937301. "DateObject[{2014, 7, 15, 15, 48, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accounts Receivable Management, Inc (NJ) (Closed)" "NJ" "07974" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938548. "DateObject[{2014, 7, 15, 15, 51, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "10128" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 18, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937309. "DateObject[{2014, 7, 15, 15, 51, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MN" "55125" "" "N/A" "Web" "DateObject[{2014, 7, 15, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937311. "DateObject[{2014, 7, 15, 15, 51, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11238" "" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937314. "DateObject[{2014, 7, 15, 15, 54, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 15, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938448. "DateObject[{2014, 7, 15, 15, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "12466" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 15, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938449. "DateObject[{2014, 7, 15, 15, 56, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "IL" "61109" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937321. "DateObject[{2014, 7, 15, 15, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80831" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 54, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937324. "DateObject[{2014, 7, 15, 15, 58, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30041" "Older American" "N/A" "Web" "DateObject[{2014, 7, 31, 11, 53, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938551. "DateObject[{2014, 7, 15, 15, 59, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60617" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 19, 45, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937326. "DateObject[{2014, 7, 15, 16, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Goldman Sachs Bank USA" "PA" "18434" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 11, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937330. "DateObject[{2014, 7, 15, 16, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IN" "46544" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937337. "DateObject[{2014, 7, 15, 16, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IN" "46544" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 10, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937338. "DateObject[{2014, 7, 15, 16, 7, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937342. "DateObject[{2014, 7, 15, 16, 8, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Valley National Bank" "NJ" "07087" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 12, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937346. "DateObject[{2014, 7, 15, 16, 9, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OR" "97137" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937348. "DateObject[{2014, 7, 15, 16, 10, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MT" "59714" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937350. "DateObject[{2014, 7, 15, 16, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 2, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938600. "DateObject[{2014, 7, 15, 16, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "False statements or representation" "Impersonated an attorney or official" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "CA" "93551" "" "N/A" "Web" "DateObject[{2014, 8, 15, 13, 4, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 937357. "DateObject[{2014, 7, 15, 16, 13, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "AK" "72118" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937359. "DateObject[{2014, 7, 15, 16, 13, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sterling Jewelers Inc." "SC" "29666" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 6, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937362. "DateObject[{2014, 7, 15, 16, 14, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33306" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938542. "DateObject[{2014, 7, 15, 16, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 57, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938916. "DateObject[{2014, 7, 15, 16, 16, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21601" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937373. "DateObject[{2014, 7, 15, 16, 16, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77469" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 17, 15, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938917. "DateObject[{2014, 7, 15, 16, 17, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "KY" "42408" "" "N/A" "Web" "DateObject[{2014, 7, 18, 16, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937377. "DateObject[{2014, 7, 15, 16, 17, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "14301" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937378. "DateObject[{2014, 7, 15, 16, 18, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MO" "63122" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938480. "DateObject[{2014, 7, 15, 16, 19, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Republic Mortgage Home Loans, LLC" "NV" "89801" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937381. "DateObject[{2014, 7, 15, 16, 20, 38.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "MO" "64114" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937387. "DateObject[{2014, 7, 15, 16, 21, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92111" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 8, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937392. "DateObject[{2014, 7, 15, 16, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Designed Receivable Solultions, Inc." "CA" "90078" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938510. "DateObject[{2014, 7, 15, 16, 24, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "WI" "54901" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 26, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937398. "DateObject[{2014, 7, 15, 16, 25, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "KY" "40515" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 1, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938523. "DateObject[{2014, 7, 15, 16, 26, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938389. "DateObject[{2014, 7, 15, 16, 26, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17866" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937403. "DateObject[{2014, 7, 15, 16, 27, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "FL" "33160" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938494. "DateObject[{2014, 7, 15, 16, 30, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "CT" "06385" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937406. "DateObject[{2014, 7, 15, 16, 31, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "38058" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937408. "DateObject[{2014, 7, 15, 16, 32, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90078" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938511. "DateObject[{2014, 7, 15, 16, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "AL" "36066" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937413. "DateObject[{2014, 7, 15, 16, 34, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "NY" "10550" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937415. "DateObject[{2014, 7, 15, 16, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30143" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938477. "DateObject[{2014, 7, 15, 16, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MA" "02148" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937427. "DateObject[{2014, 7, 15, 16, 41, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "31324" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938644. "DateObject[{2014, 7, 15, 16, 44, 0.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMW Financial Services" "NY" "11550" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 25, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938565. "DateObject[{2014, 7, 15, 16, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30047" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937444. "DateObject[{2014, 7, 15, 16, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "J.A. Cambece Law Office, P.C." "CT" "06770" "" "N/A" "Web" "DateObject[{2014, 8, 7, 10, 36, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937447. "DateObject[{2014, 7, 15, 16, 47, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MD" "21114" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937448. "DateObject[{2014, 7, 15, 16, 48, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "MI" "48080" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 59, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937452. "DateObject[{2014, 7, 15, 16, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "27511" "" "N/A" "Web" "DateObject[{2014, 7, 15, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937455. "DateObject[{2014, 7, 15, 16, 52, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 39, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938677. "DateObject[{2014, 7, 15, 16, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "20906" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937465. "DateObject[{2014, 7, 15, 16, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91423" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936827. "DateObject[{2014, 7, 15, 16, 59, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "AZ" "85254" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937470. "DateObject[{2014, 7, 15, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hillcrest Davidson & Assoc" "CA" "90016" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 34, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936879. "DateObject[{2014, 7, 15, 17, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AR" "71949" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 32, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937475. "DateObject[{2014, 7, 15, 17, 1, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MA" "01876" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938464. "DateObject[{2014, 7, 15, 17, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Shopping for a line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "38058" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937409. "DateObject[{2014, 7, 15, 17, 4, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29604" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937367. "DateObject[{2014, 7, 15, 17, 4, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75104" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938660. "DateObject[{2014, 7, 15, 17, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07086" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936855. "DateObject[{2014, 7, 15, 17, 5, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07950" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 59, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937484. "DateObject[{2014, 7, 15, 17, 8, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "75056" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 30, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938408. "DateObject[{2014, 7, 15, 17, 11, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30904" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937492. "DateObject[{2014, 7, 15, 17, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92660" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 17, 50, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937493. "DateObject[{2014, 7, 15, 17, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "77045" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938545. "DateObject[{2014, 7, 15, 17, 14, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "WI" "54403" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937498. "DateObject[{2014, 7, 15, 17, 15, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33309" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937500. "DateObject[{2014, 7, 15, 17, 15, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33607" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 57, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936872. "DateObject[{2014, 7, 15, 17, 18, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "AZ" "85383" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937504. "DateObject[{2014, 7, 15, 17, 20, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "MS" "39404" "" "N/A" "Phone" "DateObject[{2014, 8, 4, 11, 3, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938453. "DateObject[{2014, 7, 15, 17, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "VA" "23005" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 28, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937509. "DateObject[{2014, 7, 15, 17, 24, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "64015" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 36, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938140. "DateObject[{2014, 7, 15, 17, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07093" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936856. "DateObject[{2014, 7, 15, 17, 24, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92562" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 11, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937516. "DateObject[{2014, 7, 15, 17, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "CT" "06484" "Older American" "N/A" "Web" "DateObject[{2014, 7, 24, 17, 19, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937519. "DateObject[{2014, 7, 15, 17, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "CA" "92553" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937522. "DateObject[{2014, 7, 15, 17, 32, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "10065" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 42, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937531. "DateObject[{2014, 7, 15, 17, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23113" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 7, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936838. "DateObject[{2014, 7, 15, 17, 34, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "NY" "10528" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937539. "DateObject[{2014, 7, 15, 17, 34, 59.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95003" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 17, 37, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937540. "DateObject[{2014, 7, 15, 17, 35, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44216" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 58, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937542. "DateObject[{2014, 7, 15, 17, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91324" "" "N/A" "Web" "DateObject[{2014, 7, 18, 20, 17, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936826. "DateObject[{2014, 7, 15, 17, 36, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30517" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937544. "DateObject[{2014, 7, 15, 17, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DC" "20009" "" "N/A" "Web" "DateObject[{2014, 7, 18, 20, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937549. "DateObject[{2014, 7, 15, 17, 38, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10033" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 52, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937550. "DateObject[{2014, 7, 15, 17, 40, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Bureau of the Hudson Valley, Inc." "NJ" "07462" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937552. "DateObject[{2014, 7, 15, 17, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Blatt, Hasenmiller, Leibsker & Moore, LLC" "IL" "60613" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937555. "DateObject[{2014, 7, 15, 17, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60613" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937556. "DateObject[{2014, 7, 15, 17, 42, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "20837" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 17, 54, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937562. "DateObject[{2014, 7, 15, 17, 42, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07093" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 53, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936857. "DateObject[{2014, 7, 15, 17, 43, 45.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30297" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937565. "DateObject[{2014, 7, 15, 17, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90803" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937571. "DateObject[{2014, 7, 15, 17, 48, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "NY" "11104" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 6, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938490. "DateObject[{2014, 7, 15, 17, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11715" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937576. "DateObject[{2014, 7, 15, 17, 49, 50.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "AZ" "85225" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 57, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937577. "DateObject[{2014, 7, 15, 17, 50, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90803" "" "N/A" "Web" "DateObject[{2014, 7, 15, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937572. "DateObject[{2014, 7, 15, 17, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "OH" "44107" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 32, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937582. "DateObject[{2014, 7, 15, 17, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reverse Mortgage Solutions" "FL" "33994" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 937583. "DateObject[{2014, 7, 15, 17, 53, 4.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MA" "01007" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937586. "DateObject[{2014, 7, 15, 17, 53, 28.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08607" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 17, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937587. "DateObject[{2014, 7, 15, 17, 56, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "AR" "72921" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 19, 39, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937594. "DateObject[{2014, 7, 15, 17, 57, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "SC" "29604" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 937369. "DateObject[{2014, 7, 15, 17, 57, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "48223" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937598. "DateObject[{2014, 7, 15, 18, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MS" "38967" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 936854. "DateObject[{2014, 7, 15, 18, 2, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capio Partners, LLC" "CA" "94061" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937604. "DateObject[{2014, 7, 15, 18, 3, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "OK" "73146" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937608. "DateObject[{2014, 7, 15, 18, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "LexisNexis" "AR" "72536" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937615. "DateObject[{2014, 7, 15, 18, 8, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "NY" "14075" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 23, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 937618. "DateObject[{2014, 7, 15, 18, 9, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Niagara Bank" "FL" "33407" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 2, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937620. "DateObject[{2014, 7, 15, 18, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Constar Financial Services, LLC" "NY" "11714" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938435. "DateObject[{2014, 7, 15, 18, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dana & Pariser Co.,L.P.A." "OH" "43123" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 937621. "DateObject[{2014, 7, 15, 18, 9, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FirstSource Advantage, LLC" "FL" "32413" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937622. "DateObject[{2014, 7, 15, 18, 10, 42.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Received bad information about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "17403" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937627. "DateObject[{2014, 7, 15, 18, 11, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cavalry Investments, LLC" "OK" "74445" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 49, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936850. "DateObject[{2014, 7, 15, 18, 13, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "WI" "53218" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937632. "DateObject[{2014, 7, 15, 18, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11104" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938492. "DateObject[{2014, 7, 15, 18, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MI" "48231" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 25, 12, 46, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938611. "DateObject[{2014, 7, 15, 18, 13, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60638" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 9, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936847. "DateObject[{2014, 7, 15, 18, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85023" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937783. "DateObject[{2014, 7, 15, 18, 15, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "75218" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937635. "DateObject[{2014, 7, 15, 18, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "NJ" "07712" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937636. "DateObject[{2014, 7, 15, 18, 16, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TrueAccord Corp." "CA" "94589" "" "N/A" "Web" "DateObject[{2014, 7, 28, 17, 21, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937637. "DateObject[{2014, 7, 15, 18, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Omni Financial Corp." "GA" "31216" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937643. "DateObject[{2014, 7, 15, 18, 19, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "34219" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937646. "DateObject[{2014, 7, 15, 18, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "74445" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936851. "DateObject[{2014, 7, 15, 18, 19, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MI" "48231" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 25, 12, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938612. "DateObject[{2014, 7, 15, 18, 20, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "34609" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 24, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937650. "DateObject[{2014, 7, 15, 18, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "MA" "01776" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 20, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937657. "DateObject[{2014, 7, 15, 18, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33914" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938541. "DateObject[{2014, 7, 15, 18, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quality Loan Service Corporation" "CA" "90213" "" "N/A" "Phone" "DateObject[{2014, 8, 7, 13, 41, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938483. "DateObject[{2014, 7, 15, 18, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "FL" "33881" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 20, 22, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Yes" 938651. "DateObject[{2014, 7, 15, 18, 25, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48231" "Older American" "N/A" "Postal mail" "DateObject[{2014, 8, 25, 12, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938613. "DateObject[{2014, 7, 15, 18, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "32217" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938400. "DateObject[{2014, 7, 15, 18, 31, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07013" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 50, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937685. "DateObject[{2014, 7, 15, 18, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "19146" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937694. "DateObject[{2014, 7, 15, 18, 34, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "UT" "84065" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938601. "DateObject[{2014, 7, 15, 18, 35, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "21043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 18, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938561. "DateObject[{2014, 7, 15, 18, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Retrieval-Masters Creditors Bureau, Inc." "WA" "98642" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 937698. "DateObject[{2014, 7, 15, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "20876" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937704. "DateObject[{2014, 7, 15, 18, 38, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "DC" "20018" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937707. "DateObject[{2014, 7, 15, 18, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 23, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938562. "DateObject[{2014, 7, 15, 18, 39, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "56623" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937710. "DateObject[{2014, 7, 15, 18, 40, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asset Management Professionals, LLC" "CO" "80918" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937711. "DateObject[{2014, 7, 15, 18, 41, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Santander Puerto Rico" "PR" "00771" "" "N/A" "Web" "DateObject[{2014, 7, 30, 12, 57, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937709. "DateObject[{2014, 7, 15, 18, 41, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55117" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937713. "DateObject[{2014, 7, 15, 18, 41, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "AR" "72701" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 20, 26, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937701. "DateObject[{2014, 7, 15, 18, 42, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91710" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937715. "DateObject[{2014, 7, 15, 18, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MD" "21043" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 23, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938563. "DateObject[{2014, 7, 15, 18, 43, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "24141" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 3, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938416. "DateObject[{2014, 7, 15, 18, 44, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OK" "74445" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937720. "DateObject[{2014, 7, 15, 18, 44, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "96003" "" "N/A" "Postal mail" "DateObject[{2014, 8, 21, 21, 30, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937721. "DateObject[{2014, 7, 15, 18, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "76053" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937725. "DateObject[{2014, 7, 15, 18, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92220" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 44, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937727. "DateObject[{2014, 7, 15, 18, 47, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "33050" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938666. "DateObject[{2014, 7, 15, 18, 47, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "ME" "04090" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937728. "DateObject[{2014, 7, 15, 18, 50, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80524" "" "N/A" "Web" "DateObject[{2014, 7, 15, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938399. "DateObject[{2014, 7, 15, 18, 52, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "17960" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 11, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937735. "DateObject[{2014, 7, 15, 18, 54, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ford Motor Credit Company" "OK" "74011" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 10, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937739. "DateObject[{2014, 7, 15, 18, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "UT" "84045" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 18, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938203. "DateObject[{2014, 7, 15, 18, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clear Debt Solutions, LLC" "SC" "29418" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 937741. "DateObject[{2014, 7, 15, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "VA" "23224" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938450. "DateObject[{2014, 7, 15, 18, 57, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "PA" "15236" "" "N/A" "Referral" "DateObject[{2014, 7, 15, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937750. "DateObject[{2014, 7, 15, 18, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27932" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 9, 54, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938310. "DateObject[{2014, 7, 15, 18, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "93535" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936861. "DateObject[{2014, 7, 15, 18, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jim Bottin Enterprises, Inc" "GA" "30041" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937751. "DateObject[{2014, 7, 15, 18, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "GA" "30529" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938321. "DateObject[{2014, 7, 15, 18, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "43232" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937754. "DateObject[{2014, 7, 15, 19, 4, 31.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cottonwood Financial Ltd." "TX" "78721" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937767. "DateObject[{2014, 7, 15, 19, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AllianceOne Recievables Management" "WA" "98632" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937768. "DateObject[{2014, 7, 15, 19, 8, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78414" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937764. "DateObject[{2014, 7, 15, 19, 8, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94303" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937774. "DateObject[{2014, 7, 15, 19, 9, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "KS" "67204" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937777. "DateObject[{2014, 7, 15, 19, 10, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "27217" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 20, 20, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937781. "DateObject[{2014, 7, 15, 19, 11, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938475. "DateObject[{2014, 7, 15, 19, 12, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Michael J. Scott, PC" "TX" "77063" "" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937786. "DateObject[{2014, 7, 15, 19, 12, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Worldwide LLC" "PA" "19390" "Older American" "N/A" "Web" "DateObject[{2014, 7, 18, 19, 42, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938657. "DateObject[{2014, 7, 15, 19, 13, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "KS" "66086" "" "N/A" "Referral" "DateObject[{2014, 7, 30, 12, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937790. "DateObject[{2014, 7, 15, 19, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33773" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936852. "DateObject[{2014, 7, 15, 19, 14, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "92007" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 19, 56, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937794. "DateObject[{2014, 7, 15, 19, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MS" "38826" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938433. "DateObject[{2014, 7, 15, 19, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30606" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 18, 1, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937799. "DateObject[{2014, 7, 15, 19, 16, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "AZ" "85037" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937801. "DateObject[{2014, 7, 15, 19, 18, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CA" "90293" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 18, 20, 15, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937804. "DateObject[{2014, 7, 15, 19, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NM" "87107" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937806. "DateObject[{2014, 7, 15, 19, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33773" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936853. "DateObject[{2014, 7, 15, 19, 22, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "DC" "20004" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 2, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936835. "DateObject[{2014, 7, 15, 19, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "DC" "20004" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936836. "DateObject[{2014, 7, 15, 19, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DC" "20004" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 3, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 936837. "DateObject[{2014, 7, 15, 19, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CA" "90640" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938417. "DateObject[{2014, 7, 15, 19, 23, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "DC" "20005" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937821. "DateObject[{2014, 7, 15, 19, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94070" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 20, 3, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937824. "DateObject[{2014, 7, 15, 19, 25, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Array Services Group, Inc." "NY" "13035" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 19, 45, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938621. "DateObject[{2014, 7, 15, 19, 25, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "32257" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937828. "DateObject[{2014, 7, 15, 19, 25, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30094" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937829. "DateObject[{2014, 7, 15, 19, 26, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "IL" "60193" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938547. "DateObject[{2014, 7, 15, 19, 26, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "AK" "99709" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 19, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937832. "DateObject[{2014, 7, 15, 19, 27, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "77479" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937836. "DateObject[{2014, 7, 15, 19, 27, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "VA" "22630" "" "N/A" "Web" "DateObject[{2014, 7, 18, 20, 55, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937838. "DateObject[{2014, 7, 15, 19, 27, 46.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Other transaction issues" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TN" "37772" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937839. "DateObject[{2014, 7, 15, 19, 29, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MO" "63043" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 20, 11, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938607. "DateObject[{2014, 7, 15, 19, 30, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "23113" "" "N/A" "Web" "DateObject[{2014, 7, 18, 21, 35, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937845. "DateObject[{2014, 7, 15, 19, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Cashing a check without an account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33175" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937848. "DateObject[{2014, 7, 15, 19, 34, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "17356" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937851. "DateObject[{2014, 7, 15, 19, 35, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Robinson, Reagan and Young PLLC" "TN" "37013" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937854. "DateObject[{2014, 7, 15, 19, 35, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NH" "03077" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 37, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937682. "DateObject[{2014, 7, 15, 19, 35, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Recovery Solutions, LLC" "SC" "29405" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 18, 21, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937856. "DateObject[{2014, 7, 15, 19, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MLD Mortgage, Inc." "PA" "19144" "" "N/A" "Web" "DateObject[{2014, 7, 18, 21, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937858. "DateObject[{2014, 7, 15, 19, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 936870. "DateObject[{2014, 7, 15, 19, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Advantage Corporation" "CA" "91741" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937869. "DateObject[{2014, 7, 15, 19, 46, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95969" "" "N/A" "Web" "DateObject[{2014, 7, 15, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937877. "DateObject[{2014, 7, 15, 19, 48, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07931" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 11, 27, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938444. "DateObject[{2014, 7, 15, 19, 50, 51.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NC" "27405" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 20, 16, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937889. "DateObject[{2014, 7, 15, 19, 50, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 10, 43, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937890. "DateObject[{2014, 7, 15, 19, 53, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30013" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937907. "DateObject[{2014, 7, 15, 19, 55, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regional Credit Solutions" "GA" "30126" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 34, 27.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 938350. "DateObject[{2014, 7, 15, 19, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 21, 13, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937911. "DateObject[{2014, 7, 15, 19, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "92844" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 21, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937912. "DateObject[{2014, 7, 15, 19, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 37, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937891. "DateObject[{2014, 7, 15, 19, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BNY Mellon" "MI" "48813" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 16, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938265. "DateObject[{2014, 7, 15, 19, 58, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "14043" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 58, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937913. "DateObject[{2014, 7, 15, 19, 59, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "AR" "72712" "" "N/A" "Web" "DateObject[{2014, 8, 5, 19, 49, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937917. "DateObject[{2014, 7, 15, 19, 59, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Meridian Financial Services, Inc." "WI" "53223" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 18, 20, 0, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 937919. "DateObject[{2014, 7, 15, 20, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "MI" "49127" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 37, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938526. "DateObject[{2014, 7, 15, 20, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "NJ" "07621" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 10, 58, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937901. "DateObject[{2014, 7, 15, 20, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "City National Bank" "CA" "91007" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 44, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938527. "DateObject[{2014, 7, 15, 20, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "PA" "19104" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 39, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938528. "DateObject[{2014, 7, 15, 20, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "TN" "38028" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 41, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938529. "DateObject[{2014, 7, 15, 20, 3, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WI" "53233" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 937928. "DateObject[{2014, 7, 15, 20, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BBVA Compass" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 12, 29, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 938530. "DateObject[{2014, 7, 15, 20, 5, 15.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "TN" "38018" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936834. "DateObject[{2014, 7, 15, 20, 5, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R & B Corporation of Virginia" "VA" "23455" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 937924. "DateObject[{2014, 7, 15, 20, 5, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "32746" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937935. "DateObject[{2014, 7, 15, 20, 6, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "MI" "48382" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 11, 52, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 936831. "DateObject[{2014, 7, 15, 20, 7, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23455" "" "N/A" "Web" "DateObject[{2014, 7, 30, 15, 1, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937925. "DateObject[{2014, 7, 15, 20, 7, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "FL" "34653" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937938. "DateObject[{2014, 7, 15, 20, 8, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "CA" "92404" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937940. "DateObject[{2014, 7, 15, 20, 9, 17.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "FL" "33160" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 20, 42, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937942. "DateObject[{2014, 7, 15, 20, 9, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "95482" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937944. "DateObject[{2014, 7, 15, 20, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "45208" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937946. "DateObject[{2014, 7, 15, 20, 10, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 12, 42, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 937892. "DateObject[{2014, 7, 15, 20, 11, 45.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Having problems with customer service" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACS Education Services" "NY" "11234" "" "N/A" "Phone" "DateObject[{2014, 7, 18, 21, 42, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937953. "DateObject[{2014, 7, 15, 20, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Harris & Zide" "CA" "94903" "" "N/A" "Referral" "DateObject[{2014, 7, 18, 21, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937959. "DateObject[{2014, 7, 15, 20, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "45208" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937947. "DateObject[{2014, 7, 15, 20, 16, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "17356" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 937852. "DateObject[{2014, 7, 15, 20, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity Capital Holdings, Inc." "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 14, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 937893. "DateObject[{2014, 7, 15, 20, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "20877" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938422. "DateObject[{2014, 7, 15, 20, 26, 48.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "53561" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937992. "DateObject[{2014, 7, 15, 20, 28, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MD" "20816" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 937993. "DateObject[{2014, 7, 15, 20, 29, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "78209" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938649. "DateObject[{2014, 7, 15, 20, 30, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MI" "49002" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938634. "DateObject[{2014, 7, 15, 20, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06460" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 12, 37, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938003. "DateObject[{2014, 7, 15, 20, 32, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "PA" "18325" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 47, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938531. "DateObject[{2014, 7, 15, 20, 32, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33467" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 21, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938007. "DateObject[{2014, 7, 15, 20, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "OR" "97298" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 11, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938533. "DateObject[{2014, 7, 15, 20, 35, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NC" "27834" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 13, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938015. "DateObject[{2014, 7, 15, 20, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937894. "DateObject[{2014, 7, 15, 20, 38, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MA" "01516" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938019. "DateObject[{2014, 7, 15, 20, 41, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33547" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 13, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938023. "DateObject[{2014, 7, 15, 20, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Toyota Motor Credit Corporation" "NC" "28401" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938034. "DateObject[{2014, 7, 15, 20, 46, 40.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TN" "37411" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 937951. "DateObject[{2014, 7, 15, 20, 47, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937897. "DateObject[{2014, 7, 15, 20, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OK" "73013" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938924. "DateObject[{2014, 7, 15, 20, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 15, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938042. "DateObject[{2014, 7, 15, 20, 53, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 49, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938043. "DateObject[{2014, 7, 15, 20, 55, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92395" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 12, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938056. "DateObject[{2014, 7, 15, 20, 56, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 10, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 937898. "DateObject[{2014, 7, 15, 20, 56, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55412" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938059. "DateObject[{2014, 7, 15, 20, 59, 53.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IA" "50140" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 0, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938065. "DateObject[{2014, 7, 15, 21, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90033" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938044. "DateObject[{2014, 7, 15, 21, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AE" "09046" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938067. "DateObject[{2014, 7, 15, 21, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21629" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 16, 16, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938068. "DateObject[{2014, 7, 15, 21, 4, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98294" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938457. "DateObject[{2014, 7, 15, 21, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91730" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 54, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938084. "DateObject[{2014, 7, 15, 21, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "44221" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938446. "DateObject[{2014, 7, 15, 21, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "PA" "18088" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 13, 49, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938090. "DateObject[{2014, 7, 15, 21, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33073" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 14, 5, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938094. "DateObject[{2014, 7, 15, 21, 11, 42.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Received a loan I didn't apply for" "Received a loan I didn't apply for" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DFC Global Corp" "TX" "77021" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 937969. "DateObject[{2014, 7, 15, 21, 13, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07047" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938102. "DateObject[{2014, 7, 15, 21, 13, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "95258" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938108. "DateObject[{2014, 7, 15, 21, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60656" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938109. "DateObject[{2014, 7, 15, 21, 15, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32507" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 11, 8, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938113. "DateObject[{2014, 7, 15, 21, 17, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R & B Corporation of Virginia" "VA" "23322" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938481. "DateObject[{2014, 7, 15, 21, 20, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" " 3270" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 13, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938122. "DateObject[{2014, 7, 15, 21, 20, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Account Control Technology, Inc." "NY" "13662" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938125. "DateObject[{2014, 7, 15, 21, 22, 27.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Consumer Portfolio Services" "GA" "30238" "" "N/A" "Phone" "DateObject[{2014, 8, 5, 17, 1, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938073. "DateObject[{2014, 7, 15, 21, 23, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "90815" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938129. "DateObject[{2014, 7, 15, 21, 25, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "21206" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 18, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938134. "DateObject[{2014, 7, 15, 21, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Maury Cobb, Attorney at Law, LLC" "IL" "60073" "" "N/A" "Web" "DateObject[{2014, 8, 5, 14, 24, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938135. "DateObject[{2014, 7, 15, 21, 27, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37087" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938116. "DateObject[{2014, 7, 15, 21, 30, 20.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "TX" "76018" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938150. "DateObject[{2014, 7, 15, 21, 30, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37087" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938117. "DateObject[{2014, 7, 15, 21, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pressler & Pressler, LLP" "NJ" "08722" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938151. "DateObject[{2014, 7, 15, 21, 31, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95959" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 35, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938155. "DateObject[{2014, 7, 15, 21, 38, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NY" "11354" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 14, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938566. "DateObject[{2014, 7, 15, 21, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46628" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938172. "DateObject[{2014, 7, 15, 21, 41, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21225" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938176. "DateObject[{2014, 7, 15, 21, 46, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11432" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 19, 7, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938183. "DateObject[{2014, 7, 15, 21, 46, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "MD" "21136" "" "N/A" "Web" "DateObject[{2014, 7, 21, 13, 51, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 938182. "DateObject[{2014, 7, 15, 21, 46, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "TX" "77393" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 8, 13, 18, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938186. "DateObject[{2014, 7, 15, 21, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "ME" "04401" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 23, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938553. "DateObject[{2014, 7, 15, 21, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "NC" "28470" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938554. "DateObject[{2014, 7, 15, 21, 48, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "MI" "48377" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 9, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938192. "DateObject[{2014, 7, 15, 21, 48, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delray Capital, LLC" "TX" "75703" "" "N/A" "Web" "DateObject[{2014, 7, 25, 20, 17, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938193. "DateObject[{2014, 7, 15, 21, 48, 19.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NJ" "08701" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938194. "DateObject[{2014, 7, 15, 21, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Overlimit fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80452" "" "N/A" "Web" "DateObject[{2014, 7, 15, 21, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938198. "DateObject[{2014, 7, 15, 21, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93552" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 31, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 937812. "DateObject[{2014, 7, 15, 21, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Pinnacle Credit Services, LLC" "CA" "95350" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938201. "DateObject[{2014, 7, 15, 21, 52, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75075" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 16, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938202. "DateObject[{2014, 7, 15, 21, 55, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "75098" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 14, 41, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938209. "DateObject[{2014, 7, 15, 21, 55, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Credit Management" "TN" "37743" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 58, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938212. "DateObject[{2014, 7, 15, 21, 56, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "IN" "47715" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938413. "DateObject[{2014, 7, 15, 22, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MN" "55438" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 9, 58, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938185. "DateObject[{2014, 7, 15, 22, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "AR" "72430" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 10, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938215. "DateObject[{2014, 7, 15, 22, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First World Mortgage Corporation" "CT" "06281" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938216. "DateObject[{2014, 7, 15, 22, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Acceptance Corporation" "CT" "06239" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938217. "DateObject[{2014, 7, 15, 22, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OR" "97702" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938221. "DateObject[{2014, 7, 15, 22, 3, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "20190" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938223. "DateObject[{2014, 7, 15, 22, 3, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IN" "47327" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 14, 54, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938225. "DateObject[{2014, 7, 15, 22, 8, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91306" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 13, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 936900. "DateObject[{2014, 7, 15, 22, 8, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mortgage Clearing Corporation" "OK" "74021" "Servicemember" "N/A" "Phone" "DateObject[{2014, 9, 3, 15, 5, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938234. "DateObject[{2014, 7, 15, 22, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "PA" "19446" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 39, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938242. "DateObject[{2014, 7, 15, 22, 13, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "TN" "38125" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 42, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938243. "DateObject[{2014, 7, 15, 22, 13, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "CA" "95746" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 50, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938244. "DateObject[{2014, 7, 15, 22, 14, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "90706" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 22, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938245. "DateObject[{2014, 7, 15, 22, 16, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "MI" "48038" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 55, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 938248. "DateObject[{2014, 7, 15, 22, 19, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "VA" "23701" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 22, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938256. "DateObject[{2014, 7, 15, 22, 20, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "19026" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 22, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938258. "DateObject[{2014, 7, 15, 22, 22, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92563" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 18, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938260. "DateObject[{2014, 7, 15, 22, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11412" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 14, 59, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938261. "DateObject[{2014, 7, 15, 22, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "27610" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 27, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938266. "DateObject[{2014, 7, 15, 22, 31, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92056" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938273. "DateObject[{2014, 7, 15, 22, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "31405" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938277. "DateObject[{2014, 7, 15, 22, 37, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CIT Bank National Association" "NV" "89701" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938285. "DateObject[{2014, 7, 15, 22, 38, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Schreiber Law Firm, PLLC" "IL" "62959" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Yes" 938913. "DateObject[{2014, 7, 15, 22, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MA" "01760" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938915. "DateObject[{2014, 7, 15, 22, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43123" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 938918. "DateObject[{2014, 7, 15, 22, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938423. "DateObject[{2014, 7, 15, 22, 43, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938424. "DateObject[{2014, 7, 15, 22, 45, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "IN" "46203" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938296. "DateObject[{2014, 7, 15, 22, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 32, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938297. "DateObject[{2014, 7, 15, 22, 46, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 23, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938425. "DateObject[{2014, 7, 15, 22, 47, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31061" "" "N/A" "Web" "DateObject[{2014, 7, 30, 11, 53, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938299. "DateObject[{2014, 7, 15, 22, 48, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938427. "DateObject[{2014, 7, 15, 22, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CO" "80538" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938428. "DateObject[{2014, 7, 15, 22, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "MN" "55372" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 29, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938302. "DateObject[{2014, 7, 15, 22, 51, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NY" "11375" "" "N/A" "Web" "DateObject[{2014, 7, 15, 22, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938303. "DateObject[{2014, 7, 15, 22, 51, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92078" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 32, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938304. "DateObject[{2014, 7, 15, 22, 56, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "AL" "36830" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938309. "DateObject[{2014, 7, 15, 23, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "CA" "90057" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 936882. "DateObject[{2014, 7, 15, 23, 2, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "11354" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 6, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938642. "DateObject[{2014, 7, 15, 23, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08015" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 40, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938452. "DateObject[{2014, 7, 15, 23, 9, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "78009" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938328. "DateObject[{2014, 7, 15, 23, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HOVG, LLC" "OR" "97230" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938329. "DateObject[{2014, 7, 15, 23, 11, 23.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Applied for loan/did not receive money" "Applied for loan/did not receive money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CT" "06516" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 13, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938331. "DateObject[{2014, 7, 15, 23, 14, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "OR" "97452" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938332. "DateObject[{2014, 7, 15, 23, 14, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "OR" "97452" "" "N/A" "Web" "DateObject[{2014, 8, 7, 14, 16, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938333. "DateObject[{2014, 7, 15, 23, 16, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938512. "DateObject[{2014, 7, 15, 23, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Attempted to/Collected exempt funds" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Love, Beal & Nixon, P.C." "OK" "73170" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 938341. "DateObject[{2014, 7, 15, 23, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "MD" "20602" "" "N/A" "Web" "DateObject[{2014, 8, 5, 17, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938345. "DateObject[{2014, 7, 15, 23, 28, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "NC" "28146" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 25, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938351. "DateObject[{2014, 7, 15, 23, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SD" "57030" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938632. "DateObject[{2014, 7, 15, 23, 33, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "81521" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938355. "DateObject[{2014, 7, 15, 23, 39, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11414" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938360. "DateObject[{2014, 7, 15, 23, 40, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NC" "28269" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938365. "DateObject[{2014, 7, 15, 23, 41, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11414" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938361. "DateObject[{2014, 7, 15, 23, 42, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11414" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938362. "DateObject[{2014, 7, 15, 23, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "20187" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938368. "DateObject[{2014, 7, 15, 23, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07643" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 3, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938377. "DateObject[{2014, 7, 15, 23, 50, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29650" "" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938378. "DateObject[{2014, 7, 15, 23, 50, 41.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MI" "48033" "Older American" "N/A" "Web" "DateObject[{2014, 7, 15, 23, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938379. "DateObject[{2014, 7, 15, 23, 55, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89102" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939016. "DateObject[{2014, 7, 16, 0, 0, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "AR" "85395" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939018. "DateObject[{2014, 7, 16, 0, 1, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NV" "89102" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939017. "DateObject[{2014, 7, 16, 0, 3, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "MA" "02151" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 20, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 940950. "DateObject[{2014, 7, 16, 0, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Medical Data Systems, Inc." "GA" "30144" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940583. "DateObject[{2014, 7, 16, 0, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "WI" "53965" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939024. "DateObject[{2014, 7, 16, 0, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "45240" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939025. "DateObject[{2014, 7, 16, 0, 14, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "GA" "30092" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940448. "DateObject[{2014, 7, 16, 0, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seattle Service Bureau, Inc" "NE" "68742" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939031. "DateObject[{2014, 7, 16, 0, 19, 28.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercedes-Benz Financial Services" "PA" "19540" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939032. "DateObject[{2014, 7, 16, 0, 19, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "FL" "33154" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 15, 11, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 939033. "DateObject[{2014, 7, 16, 0, 25, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NY" "10031" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939036. "DateObject[{2014, 7, 16, 0, 34, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OK" "73112" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939038. "DateObject[{2014, 7, 16, 0, 43, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CO" "80134" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940482. "DateObject[{2014, 7, 16, 0, 45, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collections Acquisition Company, Inc." "WA" "98360" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939039. "DateObject[{2014, 7, 16, 0, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90710" "" "N/A" "Web" "DateObject[{2014, 7, 16, 0, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940944. "DateObject[{2014, 7, 16, 1, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sun Loan Company" "AL" "35120" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939041. "DateObject[{2014, 7, 16, 1, 7, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30126" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 1, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939043. "DateObject[{2014, 7, 16, 1, 7, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "GA" "30126" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 8, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939044. "DateObject[{2014, 7, 16, 1, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20852" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940727. "DateObject[{2014, 7, 16, 1, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "MN" "55369" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 939046. "DateObject[{2014, 7, 16, 1, 16, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98230" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939047. "DateObject[{2014, 7, 16, 1, 17, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33619" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939049. "DateObject[{2014, 7, 16, 1, 18, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "44483" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939050. "DateObject[{2014, 7, 16, 1, 20, 23.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Mercantile Adjustment Bureau, LLC" "TX" "77096" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940504. "DateObject[{2014, 7, 16, 1, 20, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "ME" "04435" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 21, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940473. "DateObject[{2014, 7, 16, 1, 23, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91387" "" "N/A" "Web" "DateObject[{2014, 7, 16, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939052. "DateObject[{2014, 7, 16, 1, 26, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94552" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 15, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939053. "DateObject[{2014, 7, 16, 1, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "94949" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939054. "DateObject[{2014, 7, 16, 1, 31, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "CA" "93304" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 13, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938989. "DateObject[{2014, 7, 16, 1, 53, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18444" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 31, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939056. "DateObject[{2014, 7, 16, 1, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90278" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939059. "DateObject[{2014, 7, 16, 1, 56, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18444" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 35, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939057. "DateObject[{2014, 7, 16, 1, 59, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "18444" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 41, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939058. "DateObject[{2014, 7, 16, 2, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22026" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 46, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938977. "DateObject[{2014, 7, 16, 2, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77550" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939060. "DateObject[{2014, 7, 16, 2, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Offices of Palmer, Reifler & Associates, P.A." "TX" "77046" "" "N/A" "Web" "DateObject[{2014, 8, 7, 16, 52, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939061. "DateObject[{2014, 7, 16, 2, 3, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MN" "56347" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939064. "DateObject[{2014, 7, 16, 2, 16, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Sued w/o proper notification of suit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Rubin & Yates, LLC" "PA" "17331" "" "N/A" "Web" "DateObject[{2014, 7, 31, 12, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "Missing[""NotApplicable""]" 939066. "DateObject[{2014, 7, 16, 2, 18, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77549" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938962. "DateObject[{2014, 7, 16, 2, 26, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98204" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939068. "DateObject[{2014, 7, 16, 2, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "ID" "83647" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939069. "DateObject[{2014, 7, 16, 2, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10475" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 44, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939070. "DateObject[{2014, 7, 16, 2, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21804" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939071. "DateObject[{2014, 7, 16, 2, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "10021" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 48, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939072. "DateObject[{2014, 7, 16, 2, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938974. "DateObject[{2014, 7, 16, 2, 44, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75254" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939075. "DateObject[{2014, 7, 16, 2, 50, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TN" "37343" "" "N/A" "Web" "DateObject[{2014, 7, 16, 2, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939076. "DateObject[{2014, 7, 16, 2, 57, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11510" "" "N/A" "Web" "DateObject[{2014, 7, 16, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939078. "DateObject[{2014, 7, 16, 2, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Privacy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45205" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 49, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939079. "DateObject[{2014, 7, 16, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97202" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 51, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939082. "DateObject[{2014, 7, 16, 3, 20, 40.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Shopping for a line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Risecredit, LLC" "CA" "95482" "" "N/A" "Web" "DateObject[{2014, 8, 5, 16, 44, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940729. "DateObject[{2014, 7, 16, 3, 34, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CORNERSTONE RESOLUTION GROUP, INC." "DE" "19711" "" "N/A" "Web" "DateObject[{2014, 7, 18, 18, 21, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939085. "DateObject[{2014, 7, 16, 3, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OR" "97321" "" "N/A" "Web" "DateObject[{2014, 7, 16, 3, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939086. "DateObject[{2014, 7, 16, 3, 56, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TekCollect Inc." "AZ" "85028" "" "N/A" "Web" "DateObject[{2014, 7, 16, 4, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939089. "DateObject[{2014, 7, 16, 4, 8, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32839" "" "N/A" "Web" "DateObject[{2014, 7, 16, 4, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939091. "DateObject[{2014, 7, 16, 4, 23, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "FAIR COLLECTIONS & OUTSOURCING, INC." "CA" "92019" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940511. "DateObject[{2014, 7, 16, 4, 59, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "IN" "46074" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 17, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939094. "DateObject[{2014, 7, 16, 5, 18, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Acceptance Corporation" "CA" "33914" "" "N/A" "Web" "DateObject[{2014, 8, 4, 16, 47, 22.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 939095. "DateObject[{2014, 7, 16, 5, 33, 28.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90049" "" "N/A" "Web" "DateObject[{2014, 7, 16, 5, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939097. "DateObject[{2014, 7, 16, 5, 50, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Westgate Arbitration INC (Closed)" "TX" "77080" "" "N/A" "Web" "DateObject[{2014, 8, 27, 20, 3, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940518. "DateObject[{2014, 7, 16, 5, 50, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "77080" "" "N/A" "Web" "DateObject[{2014, 7, 16, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940519. "DateObject[{2014, 7, 16, 6, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "77598" "" "N/A" "Web" "DateObject[{2014, 7, 16, 6, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940517. "DateObject[{2014, 7, 16, 6, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93109" "" "N/A" "Web" "DateObject[{2014, 7, 16, 6, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939101. "DateObject[{2014, 7, 16, 6, 27, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "93552" "" "N/A" "Web" "DateObject[{2014, 7, 16, 6, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939102. "DateObject[{2014, 7, 16, 10, 3, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Northland Group, Inc." "FL" "32828" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 45, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939105. "DateObject[{2014, 7, 16, 10, 36, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "93555" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939143. "DateObject[{2014, 7, 16, 10, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91789" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 51, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939252. "DateObject[{2014, 7, 16, 10, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94123" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 14, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939159. "DateObject[{2014, 7, 16, 10, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "OneMain Financial Holdings, LLC" "AZ" "86401" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939319. "DateObject[{2014, 7, 16, 10, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Trinity Financial Services, LLC" "MN" "55912" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 16, 14, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 940477. "DateObject[{2014, 7, 16, 11, 23, 30.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "International money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Western Union Company" "HI" "96786" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939107. "DateObject[{2014, 7, 16, 11, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NY" "12589" "" "N/A" "Web" "DateObject[{2014, 7, 21, 14, 44, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939111. "DateObject[{2014, 7, 16, 11, 35, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60134" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 38, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940636. "DateObject[{2014, 7, 16, 12, 7, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "DE" "19702" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940578. "DateObject[{2014, 7, 16, 12, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MA" "01504" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940620. "DateObject[{2014, 7, 16, 12, 24, 10.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "LA" "71119" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 5, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939119. "DateObject[{2014, 7, 16, 12, 28, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "OH" "43617" "" "N/A" "Web" "DateObject[{2014, 8, 7, 16, 6, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939120. "DateObject[{2014, 7, 16, 12, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Movement Mortgage" "NC" "27603" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939122. "DateObject[{2014, 7, 16, 12, 35, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "14220" "" "N/A" "Web" "DateObject[{2014, 7, 16, 12, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939124. "DateObject[{2014, 7, 16, 12, 43, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "VA" "23669" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 13, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939237. "DateObject[{2014, 7, 16, 12, 46, 2.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "SC" "29456" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 50, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939624. "DateObject[{2014, 7, 16, 12, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91016" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 11, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939179. "DateObject[{2014, 7, 16, 12, 53, 1.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "PA" "19061" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 14, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939642. "DateObject[{2014, 7, 16, 12, 55, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "CA" "94901" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 8, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939131. "DateObject[{2014, 7, 16, 12, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "SC" "29229" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 57, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939300. "DateObject[{2014, 7, 16, 12, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "22611" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 38, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939367. "DateObject[{2014, 7, 16, 12, 58, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "TX" "75225" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939133. "DateObject[{2014, 7, 16, 13, 2, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "10307" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 23, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938969. "DateObject[{2014, 7, 16, 13, 4, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "65625" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939397. "DateObject[{2014, 7, 16, 13, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "20175" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 43, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939474. "DateObject[{2014, 7, 16, 13, 5, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17344" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 938958. "DateObject[{2014, 7, 16, 13, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IL" "60087" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 27, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939494. "DateObject[{2014, 7, 16, 13, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11743" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 40, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939531. "DateObject[{2014, 7, 16, 13, 11, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "31036" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939138. "DateObject[{2014, 7, 16, 13, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TN" "37918" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 4, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939289. "DateObject[{2014, 7, 16, 13, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "08075" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 14, 46, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939139. "DateObject[{2014, 7, 16, 13, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "22191" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 5, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939277. "DateObject[{2014, 7, 16, 13, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "91042" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 16, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939269. "DateObject[{2014, 7, 16, 13, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Turning Point Solutions LLC" "TX" "77449" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 24, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939144. "DateObject[{2014, 7, 16, 13, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07920" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939700. "DateObject[{2014, 7, 16, 13, 22, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21162" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 4, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940027. "DateObject[{2014, 7, 16, 13, 24, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MD" "21050" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940086. "DateObject[{2014, 7, 16, 13, 24, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NY" "12528" "Older American" "N/A" "Phone" "DateObject[{2014, 8, 4, 17, 51, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939150. "DateObject[{2014, 7, 16, 13, 25, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "PA" "19006" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939152. "DateObject[{2014, 7, 16, 13, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23059" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939156. "DateObject[{2014, 7, 16, 13, 29, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "01507" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 14, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940103. "DateObject[{2014, 7, 16, 13, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08069" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 23, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939559. "DateObject[{2014, 7, 16, 13, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32808" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 11, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940520. "DateObject[{2014, 7, 16, 13, 35, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85623" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939167. "DateObject[{2014, 7, 16, 13, 37, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "AZ" "85732" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 31, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940539. "DateObject[{2014, 7, 16, 13, 38, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "32605" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 36, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939884. "DateObject[{2014, 7, 16, 13, 39, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MS" "39180" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939169. "DateObject[{2014, 7, 16, 13, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "AZ" "86332" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 17, 23, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939953. "DateObject[{2014, 7, 16, 13, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Service Inc" "OH" "45801" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 3, 45.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 939170. "DateObject[{2014, 7, 16, 13, 41, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "FL" "32958" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 6, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939814. "DateObject[{2014, 7, 16, 13, 42, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "MD" "21220" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 10, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939944. "DateObject[{2014, 7, 16, 13, 42, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NC" "28052" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940726. "DateObject[{2014, 7, 16, 13, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "75211" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 18, 43, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939173. "DateObject[{2014, 7, 16, 13, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AZ" "85718" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 33, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939177. "DateObject[{2014, 7, 16, 13, 49, 1.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "21774" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940513. "DateObject[{2014, 7, 16, 13, 50, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ability Recovery Services, LLC" "FL" "32837" "" "N/A" "Web" "DateObject[{2014, 7, 16, 13, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940526. "DateObject[{2014, 7, 16, 13, 54, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dyck-O'Neal, Inc." "CO" "80011" "" "N/A" "Web" "DateObject[{2014, 7, 21, 15, 40, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939188. "DateObject[{2014, 7, 16, 13, 57, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Centron Services" "MT" "59730" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 57, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939196. "DateObject[{2014, 7, 16, 13, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "IL" "60805" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939199. "DateObject[{2014, 7, 16, 14, 2, 26.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "MN" "55014" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939206. "DateObject[{2014, 7, 16, 14, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Servis One, Inc." "IL" "60490" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 15, 44, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940505. "DateObject[{2014, 7, 16, 14, 8, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 8, 15, 12, 8, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939012. "DateObject[{2014, 7, 16, 14, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11236" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 31, 12, 53, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940958. "DateObject[{2014, 7, 16, 14, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hyundai Capital America" "TX" "75087" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 12, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 940733. "DateObject[{2014, 7, 16, 14, 12, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33024" "" "N/A" "Web" "DateObject[{2014, 7, 21, 16, 11, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939221. "DateObject[{2014, 7, 16, 14, 14, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11236" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 31, 12, 54, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940959. "DateObject[{2014, 7, 16, 14, 14, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11236" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 31, 12, 56, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940960. "DateObject[{2014, 7, 16, 14, 16, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37075" "" "N/A" "Web" "DateObject[{2014, 8, 15, 12, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939013. "DateObject[{2014, 7, 16, 14, 17, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "34453" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 26, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940484. "DateObject[{2014, 7, 16, 14, 20, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34453" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 26, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940485. "DateObject[{2014, 7, 16, 14, 24, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "FL" "33147" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939241. "DateObject[{2014, 7, 16, 14, 24, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33990" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939245. "DateObject[{2014, 7, 16, 14, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "56017" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 16, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939249. "DateObject[{2014, 7, 16, 14, 26, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04070" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 34, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940476. "DateObject[{2014, 7, 16, 14, 27, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "TN" "37043" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 940005. "DateObject[{2014, 7, 16, 14, 27, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60623" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 47, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939258. "DateObject[{2014, 7, 16, 14, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "PR" "00720" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 15, 29, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939259. "DateObject[{2014, 7, 16, 14, 29, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "MI" "49265" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 38, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939256. "DateObject[{2014, 7, 16, 14, 30, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63110" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 41, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940494. "DateObject[{2014, 7, 16, 14, 31, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NC" "28247" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940548. "DateObject[{2014, 7, 16, 14, 32, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "NY" "10922" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 26, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939268. "DateObject[{2014, 7, 16, 14, 38, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "19355" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939275. "DateObject[{2014, 7, 16, 14, 41, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33133" "" "N/A" "Web" "DateObject[{2014, 7, 16, 14, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940510. "DateObject[{2014, 7, 16, 14, 45, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75252" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 17, 52, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939288. "DateObject[{2014, 7, 16, 14, 46, 17.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "44622" "" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939291. "DateObject[{2014, 7, 16, 14, 48, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "27954" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 16, 23, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939295. "DateObject[{2014, 7, 16, 14, 49, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Big Picture Loans, LLC" "CA" "95356" "" "N/A" "Web" "DateObject[{2014, 8, 7, 12, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939296. "DateObject[{2014, 7, 16, 14, 51, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capio Partners, LLC" "FL" "33774" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 16, 40, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939302. "DateObject[{2014, 7, 16, 14, 51, 36.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46240" "" "N/A" "Web" "DateObject[{2014, 8, 13, 19, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939307. "DateObject[{2014, 7, 16, 14, 53, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "TX" "95149" "Older American" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939308. "DateObject[{2014, 7, 16, 14, 56, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77388" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938995. "DateObject[{2014, 7, 16, 14, 58, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "SC" "29229" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 30, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939301. "DateObject[{2014, 7, 16, 14, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "17801" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 25, 18, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939602. "DateObject[{2014, 7, 16, 15, 0, 41.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Fraud or scam" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MoneyGram" "MA" "02494" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939316. "DateObject[{2014, 7, 16, 15, 6, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "17213" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 31, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939323. "DateObject[{2014, 7, 16, 15, 6, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48309" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939324. "DateObject[{2014, 7, 16, 15, 6, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30080" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 18, 15, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939325. "DateObject[{2014, 7, 16, 15, 8, 58.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "GA" "30080" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 18, 16, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939326. "DateObject[{2014, 7, 16, 15, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94605" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939332. "DateObject[{2014, 7, 16, 15, 9, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Glass Mountain Capital, LLC" "PA" "19149" "Older American" "N/A" "Web" "DateObject[{2014, 8, 13, 14, 43, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940736. "DateObject[{2014, 7, 16, 15, 10, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30080" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 18, 18, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939327. "DateObject[{2014, 7, 16, 15, 11, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11565" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939334. "DateObject[{2014, 7, 16, 15, 12, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19335" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938934. "DateObject[{2014, 7, 16, 15, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45231" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 35, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939337. "DateObject[{2014, 7, 16, 15, 13, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95662" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 14, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939339. "DateObject[{2014, 7, 16, 15, 13, 50.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "VA" "24536" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939340. "DateObject[{2014, 7, 16, 15, 15, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "31410" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 17, 50, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939346. "DateObject[{2014, 7, 16, 15, 16, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sentry Recovery and Collections, Inc." "CA" "94560" "" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 4, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939349. "DateObject[{2014, 7, 16, 15, 16, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80205" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939354. "DateObject[{2014, 7, 16, 15, 18, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10473" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 15, 32, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940712. "DateObject[{2014, 7, 16, 15, 18, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33014" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939359. "DateObject[{2014, 7, 16, 15, 20, 9.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prestige Financial Services, Inc." "UT" "80474" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 26, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939360. "DateObject[{2014, 7, 16, 15, 20, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 55, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940626. "DateObject[{2014, 7, 16, 15, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "32225" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940670. "DateObject[{2014, 7, 16, 15, 20, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "FL" "32225" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940671. "DateObject[{2014, 7, 16, 15, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 12, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940627. "DateObject[{2014, 7, 16, 15, 26, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WI" "54660" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940553. "DateObject[{2014, 7, 16, 15, 26, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "TX" "78664" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 53, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940629. "DateObject[{2014, 7, 16, 15, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "MD" "20708" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 17, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939376. "DateObject[{2014, 7, 16, 15, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TX" "76092" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939386. "DateObject[{2014, 7, 16, 15, 30, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Prim and Mendheim" "AL" "36330" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939387. "DateObject[{2014, 7, 16, 15, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60638" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939388. "DateObject[{2014, 7, 16, 15, 32, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32063" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939390. "DateObject[{2014, 7, 16, 15, 32, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "95038" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939391. "DateObject[{2014, 7, 16, 15, 35, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zeus Mortgage, Ltd." "TX" "77024" "" "N/A" "Web" "DateObject[{2014, 9, 3, 12, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Untimely response" "No" "Missing[""NotApplicable""]" 939394. "DateObject[{2014, 7, 16, 15, 39, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "30213" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 12, 58, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939400. "DateObject[{2014, 7, 16, 15, 40, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94560" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 31, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939351. "DateObject[{2014, 7, 16, 15, 40, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07106" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939404. "DateObject[{2014, 7, 16, 15, 42, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Innovative Strategic Solutions LLC" "CT" "06002" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939408. "DateObject[{2014, 7, 16, 15, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "NC" "28602" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 5, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940488. "DateObject[{2014, 7, 16, 15, 43, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "GA" "30736" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939410. "DateObject[{2014, 7, 16, 15, 44, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11210" "" "N/A" "Postal mail" "DateObject[{2014, 8, 5, 17, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940525. "DateObject[{2014, 7, 16, 15, 44, 16.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NC" "28470" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 20, 31, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939405. "DateObject[{2014, 7, 16, 15, 50, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quality Loan Service Corporation" "CA" "91941" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 35, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940718. "DateObject[{2014, 7, 16, 15, 51, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "23015" "" "N/A" "Web" "DateObject[{2014, 7, 16, 15, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939439. "DateObject[{2014, 7, 16, 15, 53, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "FL" "32082" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 13, 18, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939444. "DateObject[{2014, 7, 16, 15, 53, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23015" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939440. "DateObject[{2014, 7, 16, 15, 54, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "11566" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 17, 24, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939448. "DateObject[{2014, 7, 16, 15, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23015" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939441. "DateObject[{2014, 7, 16, 15, 56, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08027" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939450. "DateObject[{2014, 7, 16, 15, 57, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94590" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 11, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940453. "DateObject[{2014, 7, 16, 15, 58, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "SC" "29640" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 21, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940461. "DateObject[{2014, 7, 16, 15, 59, 56.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MT" "59436" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939457. "DateObject[{2014, 7, 16, 16, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alorica Inc." "GA" "30093" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 41, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939463. "DateObject[{2014, 7, 16, 16, 2, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 21, 17, 46, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940673. "DateObject[{2014, 7, 16, 16, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "14625" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940160. "DateObject[{2014, 7, 16, 16, 3, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98059" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 16, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940480. "DateObject[{2014, 7, 16, 16, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Unsolicited issuance of credit card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "FL" "33898" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 17, 49, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939470. "DateObject[{2014, 7, 16, 16, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "MD" "21212" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 20, 11, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939475. "DateObject[{2014, 7, 16, 16, 11, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30677" "" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939109. "DateObject[{2014, 7, 16, 16, 12, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NC" "28146" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939478. "DateObject[{2014, 7, 16, 16, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "22602" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939482. "DateObject[{2014, 7, 16, 16, 14, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 15, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939483. "DateObject[{2014, 7, 16, 16, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07726" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939485. "DateObject[{2014, 7, 16, 16, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "91765" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939487. "DateObject[{2014, 7, 16, 16, 18, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60707" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939493. "DateObject[{2014, 7, 16, 16, 19, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hewitt-Capital" "VA" "23015" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939500. "DateObject[{2014, 7, 16, 16, 25, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NC" "27587" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939509. "DateObject[{2014, 7, 16, 16, 26, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NY" "10025" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939512. "DateObject[{2014, 7, 16, 16, 26, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "NH" "03801" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940674. "DateObject[{2014, 7, 16, 16, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33839" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 18, 5, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940523. "DateObject[{2014, 7, 16, 16, 28, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "PA" "15235" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939514. "DateObject[{2014, 7, 16, 16, 30, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98409" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 940568. "DateObject[{2014, 7, 16, 16, 30, 26.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Need information about my balance/terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OK" "73160" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939518. "DateObject[{2014, 7, 16, 16, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MA" "01876" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940618. "DateObject[{2014, 7, 16, 16, 30, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "32958" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 37, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939520. "DateObject[{2014, 7, 16, 16, 30, 46.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CT" "06880" "" "N/A" "Fax" "DateObject[{2014, 7, 21, 18, 53, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939523. "DateObject[{2014, 7, 16, 16, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30066" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 18, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939484. "DateObject[{2014, 7, 16, 16, 31, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "90045" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939527. "DateObject[{2014, 7, 16, 16, 33, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11950" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 13, 19, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940552. "DateObject[{2014, 7, 16, 16, 33, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "PA" "15501" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 15, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938936. "DateObject[{2014, 7, 16, 16, 35, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11208" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939663. "DateObject[{2014, 7, 16, 16, 35, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "AZ" "85022" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939535. "DateObject[{2014, 7, 16, 16, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MD" "21074" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939539. "DateObject[{2014, 7, 16, 16, 40, 33.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "32958" "" "N/A" "Phone" "DateObject[{2014, 9, 16, 18, 25, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939521. "DateObject[{2014, 7, 16, 16, 41, 30.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "M&T Bank Corporation" "PA" "18705" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 18, 18, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940515. "DateObject[{2014, 7, 16, 16, 41, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CO" "80911" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939545. "DateObject[{2014, 7, 16, 16, 44, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "FL" "33309" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939550. "DateObject[{2014, 7, 16, 16, 44, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MA" "02472" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939551. "DateObject[{2014, 7, 16, 16, 45, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "PA" "19047" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 21, 19, 31, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940499. "DateObject[{2014, 7, 16, 16, 46, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "IL" "60707" "" "N/A" "Web" "DateObject[{2014, 7, 16, 16, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938968. "DateObject[{2014, 7, 16, 16, 46, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "19006" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 15, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939554. "DateObject[{2014, 7, 16, 16, 52, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Planet Home Lending, LLC" "CA" "90043" "Older American" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940451. "DateObject[{2014, 7, 16, 16, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "32931" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940732. "DateObject[{2014, 7, 16, 16, 56, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NV" "89052" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939571. "DateObject[{2014, 7, 16, 16, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44112" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940711. "DateObject[{2014, 7, 16, 16, 58, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92691" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939574. "DateObject[{2014, 7, 16, 16, 58, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "AL" "35907" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939575. "DateObject[{2014, 7, 16, 16, 58, 58.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NY" "11378" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 13, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 939576. "DateObject[{2014, 7, 16, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33145" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 37, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939580. "DateObject[{2014, 7, 16, 17, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21032" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939581. "DateObject[{2014, 7, 16, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "VA" "23608" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 18, 56, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939582. "DateObject[{2014, 7, 16, 17, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OH" "44101" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 13, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940943. "DateObject[{2014, 7, 16, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27703" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 40, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939583. "DateObject[{2014, 7, 16, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "21643" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 4, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939584. "DateObject[{2014, 7, 16, 17, 0, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91786" "" "N/A" "Referral" "DateObject[{2014, 9, 18, 15, 39, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940503. "DateObject[{2014, 7, 16, 17, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "OH" "44203" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 14, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939585. "DateObject[{2014, 7, 16, 17, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28269" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 45, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940166. "DateObject[{2014, 7, 16, 17, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 18, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939586. "DateObject[{2014, 7, 16, 17, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "DE" "19802" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 52, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939587. "DateObject[{2014, 7, 16, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11791" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939588. "DateObject[{2014, 7, 16, 17, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WA" "98110" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 43, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940356. "DateObject[{2014, 7, 16, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "CA" "91914" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940481. "DateObject[{2014, 7, 16, 17, 0, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07644" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939589. "DateObject[{2014, 7, 16, 17, 0, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98335" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 18, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939590. "DateObject[{2014, 7, 16, 17, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "IL" "60611" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940522. "DateObject[{2014, 7, 16, 17, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07078" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 19, 36, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939592. "DateObject[{2014, 7, 16, 17, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33311" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 12, 47, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941041. "DateObject[{2014, 7, 16, 17, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "NY" "10303" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 38, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939594. "DateObject[{2014, 7, 16, 17, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91405" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 26, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939595. "DateObject[{2014, 7, 16, 17, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "People's United Bank" "CO" "81201" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 5, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939596. "DateObject[{2014, 7, 16, 17, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CA" "96162" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941042. "DateObject[{2014, 7, 16, 17, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22079" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939600. "DateObject[{2014, 7, 16, 17, 2, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "NRA Group, LLC" "PA" "19147" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939601. "DateObject[{2014, 7, 16, 17, 4, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 5, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940681. "DateObject[{2014, 7, 16, 17, 5, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "SC" "29360" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940682. "DateObject[{2014, 7, 16, 17, 6, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33186" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939609. "DateObject[{2014, 7, 16, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95694" "" "N/A" "Postal mail" "DateObject[{2014, 7, 21, 19, 46, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940554. "DateObject[{2014, 7, 16, 17, 10, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "34287" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939617. "DateObject[{2014, 7, 16, 17, 10, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "17801" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 25, 18, 26, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939603. "DateObject[{2014, 7, 16, 17, 12, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IL" "60133" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939622. "DateObject[{2014, 7, 16, 17, 13, 30.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "17801" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 25, 18, 27, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 939604. "DateObject[{2014, 7, 16, 17, 15, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "13796" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939629. "DateObject[{2014, 7, 16, 17, 17, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94070" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940573. "DateObject[{2014, 7, 16, 17, 19, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationwide Advantage Mortgage Company" "NY" "12932" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939641. "DateObject[{2014, 7, 16, 17, 19, 21.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "94801" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939644. "DateObject[{2014, 7, 16, 17, 20, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97138" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939645. "DateObject[{2014, 7, 16, 17, 21, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80122" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939435. "DateObject[{2014, 7, 16, 17, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "13796" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939630. "DateObject[{2014, 7, 16, 17, 22, 56.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "CT" "06418" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939648. "DateObject[{2014, 7, 16, 17, 24, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "15216" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 13, 33, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939650. "DateObject[{2014, 7, 16, 17, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "MS" "39601" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 37, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939656. "DateObject[{2014, 7, 16, 17, 26, 46.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Omni Financial Corp." "SC" "29909" "" "N/A" "Postal mail" "DateObject[{2014, 7, 28, 19, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940955. "DateObject[{2014, 7, 16, 17, 27, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Reliant Capital Solutions, LLC" "NC" "28315" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 17, 42, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 939659. "DateObject[{2014, 7, 16, 17, 27, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Banco Popular North America" "" "" "" "N/A" "Phone" "DateObject[{2014, 8, 18, 16, 38, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939661. "DateObject[{2014, 7, 16, 17, 28, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NV" "89103" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940514. "DateObject[{2014, 7, 16, 17, 30, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11208" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939664. "DateObject[{2014, 7, 16, 17, 32, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90078" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940580. "DateObject[{2014, 7, 16, 17, 32, 16.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "CA" "95831" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 29, 13, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940470. "DateObject[{2014, 7, 16, 17, 35, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Platinum Holdings Group, LLC" "NV" "89166" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 939681. "DateObject[{2014, 7, 16, 17, 37, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Creditors Collection Service" "VA" "22664" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939685. "DateObject[{2014, 7, 16, 17, 37, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Byrider Franchising, LLC" "OH" "43230" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939687. "DateObject[{2014, 7, 16, 17, 38, 12.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11208" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 39, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939665. "DateObject[{2014, 7, 16, 17, 40, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CT" "06704" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 18, 38, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939695. "DateObject[{2014, 7, 16, 17, 44, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11249" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939704. "DateObject[{2014, 7, 16, 17, 47, 45.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Personal line of credit" "Managing the line of credit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NY" "44103" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 38, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939711. "DateObject[{2014, 7, 16, 17, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "23185" "" "N/A" "Web" "DateObject[{2014, 7, 16, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939715. "DateObject[{2014, 7, 16, 17, 50, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "CO" "80013" "" "N/A" "Web" "DateObject[{2014, 8, 4, 19, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939717. "DateObject[{2014, 7, 16, 17, 53, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02038" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940558. "DateObject[{2014, 7, 16, 17, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing statement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "FL" "32043" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939727. "DateObject[{2014, 7, 16, 17, 55, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "33326" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939731. "DateObject[{2014, 7, 16, 17, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92868" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938978. "DateObject[{2014, 7, 16, 17, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Law Office of Michael J. Scott, PC" "MS" "39083" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939733. "DateObject[{2014, 7, 16, 17, 57, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "MS" "39083" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939734. "DateObject[{2014, 7, 16, 17, 58, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "IL" "60563" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 58, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940524. "DateObject[{2014, 7, 16, 17, 58, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "32837" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940528. "DateObject[{2014, 7, 16, 17, 59, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92868" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938979. "DateObject[{2014, 7, 16, 17, 59, 26.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11217" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939738. "DateObject[{2014, 7, 16, 17, 59, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hillcrest Davidson & Assoc" "NY" "11776" "" "N/A" "Fax" "DateObject[{2014, 7, 22, 17, 46, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939739. "DateObject[{2014, 7, 16, 17, 59, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AR" "72653" "" "N/A" "Web" "DateObject[{2014, 7, 21, 20, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939741. "DateObject[{2014, 7, 16, 18, 1, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "VT" "05443" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 9, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938959. "DateObject[{2014, 7, 16, 18, 2, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 7, 21, 21, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939745. "DateObject[{2014, 7, 16, 18, 2, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Choice Recovery, Inc." "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 8, 5, 14, 58, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939746. "DateObject[{2014, 7, 16, 18, 3, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89084" "" "N/A" "Web" "DateObject[{2014, 7, 24, 17, 26, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940463. "DateObject[{2014, 7, 16, 18, 4, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94901" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 939751. "DateObject[{2014, 7, 16, 18, 6, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27615" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939756. "DateObject[{2014, 7, 16, 18, 7, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30068" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939758. "DateObject[{2014, 7, 16, 18, 7, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30068" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939759. "DateObject[{2014, 7, 16, 18, 7, 50.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't contact lender" "Can't contact lender" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash America International, Inc." "FL" "32124" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939006. "DateObject[{2014, 7, 16, 18, 13, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MD" "20772" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939749. "DateObject[{2014, 7, 16, 18, 13, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "TX" "75027" "" "N/A" "Fax" "DateObject[{2014, 7, 22, 17, 25, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939866. "DateObject[{2014, 7, 16, 18, 14, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "MD" "21740" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 939779. "DateObject[{2014, 7, 16, 18, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33704" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 9, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939780. "DateObject[{2014, 7, 16, 18, 15, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "OH" "43213" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 940535. "DateObject[{2014, 7, 16, 18, 16, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NC" "27358" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939782. "DateObject[{2014, 7, 16, 18, 18, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "OR" "97286" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939783. "DateObject[{2014, 7, 16, 18, 24, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sallie Mae" "MO" "65772" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939793. "DateObject[{2014, 7, 16, 18, 26, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "TX" "75214" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939799. "DateObject[{2014, 7, 16, 18, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fay Servicing, LLC" "CA" "93619" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 21, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939815. "DateObject[{2014, 7, 16, 18, 36, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MO" "65251" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940560. "DateObject[{2014, 7, 16, 18, 36, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "KY" "41256" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939825. "DateObject[{2014, 7, 16, 18, 39, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Performance Management LLC" "CA" "90047" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 18, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939837. "DateObject[{2014, 7, 16, 18, 40, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "MS" "39663" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939257. "DateObject[{2014, 7, 16, 18, 40, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "" "" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 48, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939842. "DateObject[{2014, 7, 16, 18, 41, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TN" "37087" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 39, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939843. "DateObject[{2014, 7, 16, 18, 41, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "14620" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939844. "DateObject[{2014, 7, 16, 18, 42, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SPS (Select Portfolio Servicing, LLC)" "TX" "75033" "" "N/A" "Referral" "DateObject[{2014, 7, 16, 18, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939845. "DateObject[{2014, 7, 16, 18, 42, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "P&B Capital Group, LLC" "MD" "21921" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 939846. "DateObject[{2014, 7, 16, 18, 43, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Guild Mortgage" "AE" "09128" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939849. "DateObject[{2014, 7, 16, 18, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92782" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 3, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939027. "DateObject[{2014, 7, 16, 18, 44, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Application processing delay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "94116" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 58, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939856. "DateObject[{2014, 7, 16, 18, 46, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "IN" "46250" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939862. "DateObject[{2014, 7, 16, 18, 47, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sessoms & Rogers, P.A." "NC" "28152" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 26, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939864. "DateObject[{2014, 7, 16, 18, 49, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Systems International, Inc." "TX" "77356" "Servicemember" "N/A" "Web" "DateObject[{2014, 10, 16, 16, 10, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939867. "DateObject[{2014, 7, 16, 18, 50, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77459" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939870. "DateObject[{2014, 7, 16, 18, 51, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IN" "47150" "" "N/A" "Web" "DateObject[{2014, 7, 16, 18, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 939875. "DateObject[{2014, 7, 16, 18, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30290" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 36, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940549. "DateObject[{2014, 7, 16, 18, 54, 35.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "CA" "93067" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 21, 19, 13, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939881. "DateObject[{2014, 7, 16, 18, 57, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "10977" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 43, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939883. "DateObject[{2014, 7, 16, 18, 59, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Collection Technology Incorporated" "TX" "77099" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939894. "DateObject[{2014, 7, 16, 18, 59, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940521. "DateObject[{2014, 7, 16, 19, 1, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amsher Collection Services, Inc." "TX" "77356" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 21, 18, 54, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939869. "DateObject[{2014, 7, 16, 19, 2, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Afni, Inc." "LA" "71430" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939902. "DateObject[{2014, 7, 16, 19, 5, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CO" "80218" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 18, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939905. "DateObject[{2014, 7, 16, 19, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OR" "97914" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 18, 7, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939906. "DateObject[{2014, 7, 16, 19, 7, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synovus Bank" "TX" "78702" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 12, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939911. "DateObject[{2014, 7, 16, 19, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77459" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939872. "DateObject[{2014, 7, 16, 19, 9, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "GA" "31419" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939912. "DateObject[{2014, 7, 16, 19, 9, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32440" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939917. "DateObject[{2014, 7, 16, 19, 10, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "IN" "46220" "" "N/A" "Web" "DateObject[{2014, 7, 21, 20, 26, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939282. "DateObject[{2014, 7, 16, 19, 11, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "94547" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940619. "DateObject[{2014, 7, 16, 19, 14, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77459" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939873. "DateObject[{2014, 7, 16, 19, 17, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Adjusters, LLC" "OH" "45638" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939927. "DateObject[{2014, 7, 16, 19, 17, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "44110" "" "N/A" "Referral" "DateObject[{2014, 8, 5, 20, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939929. "DateObject[{2014, 7, 16, 19, 17, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "WV" "24747" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 939930. "DateObject[{2014, 7, 16, 19, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "TX" "75025" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 9, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939936. "DateObject[{2014, 7, 16, 19, 25, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "AALM Consulting Services LTD (International company)" "KY" "40342" "" "N/A" "Web" "DateObject[{2014, 7, 22, 11, 11, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939949. "DateObject[{2014, 7, 16, 19, 25, 49.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78727" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939951. "DateObject[{2014, 7, 16, 19, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "78211" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939964. "DateObject[{2014, 7, 16, 19, 31, 18.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08701" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 57, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 939966. "DateObject[{2014, 7, 16, 19, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "SD" "57104" "" "N/A" "Web" "DateObject[{2014, 7, 22, 10, 33, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940724. "DateObject[{2014, 7, 16, 19, 36, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "45402" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939974. "DateObject[{2014, 7, 16, 19, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "SC" "29016" "Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 22, 10, 36, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940508. "DateObject[{2014, 7, 16, 19, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45805" "" "N/A" "Web" "DateObject[{2014, 7, 23, 19, 50, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939982. "DateObject[{2014, 7, 16, 19, 43, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 12, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940544. "DateObject[{2014, 7, 16, 19, 44, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "94591" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939986. "DateObject[{2014, 7, 16, 19, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 40, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940545. "DateObject[{2014, 7, 16, 19, 45, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78756" "" "N/A" "Web" "DateObject[{2014, 7, 16, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939990. "DateObject[{2014, 7, 16, 19, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "90255" "" "N/A" "Referral" "DateObject[{2014, 7, 21, 20, 32, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940731. "DateObject[{2014, 7, 16, 19, 48, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Generation Mortgage" "MD" "20785" "" "N/A" "Fax" "DateObject[{2014, 7, 22, 10, 46, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939996. "DateObject[{2014, 7, 16, 19, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "CO" "80211" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940455. "DateObject[{2014, 7, 16, 19, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80211" "" "N/A" "Web" "DateObject[{2014, 7, 24, 14, 10, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940456. "DateObject[{2014, 7, 16, 19, 49, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "DE" "19701" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 46, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940546. "DateObject[{2014, 7, 16, 19, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "GA" "31632" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940011. "DateObject[{2014, 7, 16, 19, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "VA" "23059" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940012. "DateObject[{2014, 7, 16, 19, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "VA" "23226" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 59, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940013. "DateObject[{2014, 7, 16, 19, 58, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Reverse mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MA" "02360" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 19, 29, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940015. "DateObject[{2014, 7, 16, 20, 3, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07974" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940029. "DateObject[{2014, 7, 16, 20, 3, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CO" "80549" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939836. "DateObject[{2014, 7, 16, 20, 7, 39.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ally Financial Inc." "VA" "24121" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 12, 48, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940033. "DateObject[{2014, 7, 16, 20, 7, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "VA" "20124" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940035. "DateObject[{2014, 7, 16, 20, 9, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "AL" "36532" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 21, 20, 21, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940954. "DateObject[{2014, 7, 16, 20, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "77489" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 49, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938940. "DateObject[{2014, 7, 16, 20, 11, 55.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "12033" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940042. "DateObject[{2014, 7, 16, 20, 12, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Jerold Kaplan Law Office, P.C." "AZ" "85018" "" "N/A" "Web" "DateObject[{2014, 9, 4, 17, 20, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940044. "DateObject[{2014, 7, 16, 20, 12, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "AZ" "85018" "" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940045. "DateObject[{2014, 7, 16, 20, 12, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Collection Services, Inc. (Nevada)" "NV" "89156" "" "N/A" "Web" "DateObject[{2014, 7, 31, 18, 2, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940046. "DateObject[{2014, 7, 16, 20, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CO" "80020" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940049. "DateObject[{2014, 7, 16, 20, 15, 33.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 10, 10, 17, 45, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940054. "DateObject[{2014, 7, 16, 20, 16, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "32085" "Older American" "N/A" "Phone" "DateObject[{2014, 8, 25, 21, 32, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938927. "DateObject[{2014, 7, 16, 20, 16, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 10, 10, 17, 45, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940055. "DateObject[{2014, 7, 16, 20, 17, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "18201" "" "N/A" "Referral" "DateObject[{2014, 10, 10, 17, 45, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940056. "DateObject[{2014, 7, 16, 20, 19, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Marel Consultants Inc" "NY" "11221" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 940064. "DateObject[{2014, 7, 16, 20, 20, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "WA" "98119" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940067. "DateObject[{2014, 7, 16, 20, 22, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33029" "" "N/A" "Phone" "DateObject[{2014, 7, 21, 20, 27, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940070. "DateObject[{2014, 7, 16, 20, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "TX" "79416" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 57, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940072. "DateObject[{2014, 7, 16, 20, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OK" "73134" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 9, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 940074. "DateObject[{2014, 7, 16, 20, 27, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Diversified Consultants, Inc." "WA" "99212" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940080. "DateObject[{2014, 7, 16, 20, 27, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HireRight Solutions, Inc." "OH" "43130" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940081. "DateObject[{2014, 7, 16, 20, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32708" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 55, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940099. "DateObject[{2014, 7, 16, 20, 42, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PHH Mortgage" "MD" "20737" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 10, 45, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940114. "DateObject[{2014, 7, 16, 20, 42, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "78610" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940115. "DateObject[{2014, 7, 16, 20, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NC" "28422" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 8, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940118. "DateObject[{2014, 7, 16, 20, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28422" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940119. "DateObject[{2014, 7, 16, 20, 44, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MN" "55912" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940479. "DateObject[{2014, 7, 16, 20, 44, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "MD" "21631" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940122. "DateObject[{2014, 7, 16, 20, 46, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90066" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940127. "DateObject[{2014, 7, 16, 20, 47, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Problem with fraud alerts" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "92104" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940128. "DateObject[{2014, 7, 16, 20, 47, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ceannate" "DC" "20002" "" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940576. "DateObject[{2014, 7, 16, 20, 51, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "TX" "76001" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 20, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940148. "DateObject[{2014, 7, 16, 20, 51, 54.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "FL" "34470" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 13, 2, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940150. "DateObject[{2014, 7, 16, 20, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "92626" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940550. "DateObject[{2014, 7, 16, 20, 52, 20.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "PA" "18702" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940152. "DateObject[{2014, 7, 16, 20, 52, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11209" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 15, 7, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938933. "DateObject[{2014, 7, 16, 20, 53, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "AZ" "85616" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 30, 11, 34, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940695. "DateObject[{2014, 7, 16, 20, 53, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Brennan & Clark, Ltd., LLC" "FL" "34747" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 13, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940156. "DateObject[{2014, 7, 16, 20, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Credit Management, Inc" "AK" "72701" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 15, 7, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940158. "DateObject[{2014, 7, 16, 20, 54, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30041" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 16, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941253. "DateObject[{2014, 7, 16, 20, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NM" "88007" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940501. "DateObject[{2014, 7, 16, 20, 55, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "VA" "22039" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942689. "DateObject[{2014, 7, 16, 20, 55, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Systems, LP" "IL" "60077" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 12, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940163. "DateObject[{2014, 7, 16, 20, 55, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Dynamic Recovery Solutions, LLC" "CA" "91701" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940164. "DateObject[{2014, 7, 16, 20, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "FL" "34234" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 20, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941300. "DateObject[{2014, 7, 16, 20, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "SC" "29615" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 5, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941227. "DateObject[{2014, 7, 16, 20, 57, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enhanced Acquisitions, LLC" "GA" "31903" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 55, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940702. "DateObject[{2014, 7, 16, 20, 57, 20.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NM" "88007" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940502. "DateObject[{2014, 7, 16, 20, 57, 23.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PR" "00660" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 13, 25, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940165. "DateObject[{2014, 7, 16, 20, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "OH" "43615" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 58, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942807. "DateObject[{2014, 7, 16, 20, 58, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "R.M. Galicia, Inc." "CA" "91423" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940167. "DateObject[{2014, 7, 16, 21, 0, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84663" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940169. "DateObject[{2014, 7, 16, 21, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30188" "" "N/A" "Web" "DateObject[{2014, 8, 20, 14, 17, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940170. "DateObject[{2014, 7, 16, 21, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MD" "20774" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 6, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940328. "DateObject[{2014, 7, 16, 21, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "MI" "49202" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 56, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940295. "DateObject[{2014, 7, 16, 21, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Credit decision / Underwriting" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "UT" "84414" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940175. "DateObject[{2014, 7, 16, 21, 5, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11801" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 13, 11, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938991. "DateObject[{2014, 7, 16, 21, 6, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "AL" "35173" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940179. "DateObject[{2014, 7, 16, 21, 8, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48313" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 30, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940187. "DateObject[{2014, 7, 16, 21, 8, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11801" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 13, 12, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938992. "DateObject[{2014, 7, 16, 21, 10, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit line increase/decrease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32309" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 50, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940592. "DateObject[{2014, 7, 16, 21, 10, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HIGHLAND FINANCIAL SERVICES (Closed)" "VA" "24501" "" "N/A" "Phone" "DateObject[{2014, 7, 31, 19, 25, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940190. "DateObject[{2014, 7, 16, 21, 10, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "VA" "24501" "" "N/A" "Phone" "DateObject[{2014, 8, 14, 16, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940191. "DateObject[{2014, 7, 16, 21, 13, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "RI" "02806" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 57, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940595. "DateObject[{2014, 7, 16, 21, 15, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "TX" "78542" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940597. "DateObject[{2014, 7, 16, 21, 15, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OH" "45433" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 11, 11, 30, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940198. "DateObject[{2014, 7, 16, 21, 16, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Balance transfer" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43212" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 1, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940598. "DateObject[{2014, 7, 16, 21, 16, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "OH" "43224" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940204. "DateObject[{2014, 7, 16, 21, 18, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "77008" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 46, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940600. "DateObject[{2014, 7, 16, 21, 19, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "90004" "" "N/A" "Referral" "DateObject[{2014, 9, 29, 23, 9, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940210. "DateObject[{2014, 7, 16, 21, 20, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "90069" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 55, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940602. "DateObject[{2014, 7, 16, 21, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "92703" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 52, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940213. "DateObject[{2014, 7, 16, 21, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "90004" "" "N/A" "Referral" "DateObject[{2014, 9, 29, 23, 9, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940211. "DateObject[{2014, 7, 16, 21, 22, 34.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "90004" "" "N/A" "Referral" "DateObject[{2014, 9, 29, 23, 8, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940212. "DateObject[{2014, 7, 16, 21, 23, 2.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Payment to acct not credited" "Payment to acct not credited" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "65807" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940605. "DateObject[{2014, 7, 16, 21, 23, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75089" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940217. "DateObject[{2014, 7, 16, 21, 23, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Harris & Harris, Ltd." "IL" "60657" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 24, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 938957. "DateObject[{2014, 7, 16, 21, 23, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OH" "45433" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 11, 11, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940199. "DateObject[{2014, 7, 16, 21, 24, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OH" "45433" "Servicemember" "N/A" "Referral" "DateObject[{2014, 8, 11, 11, 30, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940200. "DateObject[{2014, 7, 16, 21, 24, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "92118" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940219. "DateObject[{2014, 7, 16, 21, 26, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91942" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940220. "DateObject[{2014, 7, 16, 21, 28, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98023" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940223. "DateObject[{2014, 7, 16, 21, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "GA" "30281" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940542. "DateObject[{2014, 7, 16, 21, 33, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "WA" "98335" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 45, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939591. "DateObject[{2014, 7, 16, 21, 33, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92867" "" "N/A" "Web" "DateObject[{2014, 7, 22, 13, 52, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940623. "DateObject[{2014, 7, 16, 21, 37, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MiraMed Revenue Group LLC" "IL" "60302" "Older American" "N/A" "Web" "DateObject[{2014, 8, 7, 18, 15, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940551. "DateObject[{2014, 7, 16, 21, 40, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted me after I asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "MRS BPO, L.L.C." "TX" "78222" "" "N/A" "Web" "DateObject[{2014, 8, 15, 13, 11, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940241. "DateObject[{2014, 7, 16, 21, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "AL" "35244" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 50, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940244. "DateObject[{2014, 7, 16, 21, 43, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "95864" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 27, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940250. "DateObject[{2014, 7, 16, 21, 45, 59.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "AL" "35803" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940251. "DateObject[{2014, 7, 16, 21, 46, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Inadequate help over the phone" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75034" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940252. "DateObject[{2014, 7, 16, 21, 48, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "GA" "31525" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 24, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940259. "DateObject[{2014, 7, 16, 21, 51, 7.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "11741" "" "N/A" "Web" "DateObject[{2014, 7, 16, 21, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940268. "DateObject[{2014, 7, 16, 21, 51, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "NY" "12831" "" "N/A" "Fax" "DateObject[{2014, 7, 22, 14, 12, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940270. "DateObject[{2014, 7, 16, 21, 53, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30093" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 28, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939000. "DateObject[{2014, 7, 16, 21, 54, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "GA" "30080" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940262. "DateObject[{2014, 7, 16, 21, 54, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "North Shore Agency, LLC" "CA" "93614" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940273. "DateObject[{2014, 7, 16, 21, 56, 30.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "CA" "90012" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940278. "DateObject[{2014, 7, 16, 21, 56, 40.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "78701" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940279. "DateObject[{2014, 7, 16, 22, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "SD" "57442" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 39, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940606. "DateObject[{2014, 7, 16, 22, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "91352" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 40, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940472. "DateObject[{2014, 7, 16, 22, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "OH" "43615" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 51, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940607. "DateObject[{2014, 7, 16, 22, 2, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NH" "03825" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 13, 35, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940285. "DateObject[{2014, 7, 16, 22, 3, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60827" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 938963. "DateObject[{2014, 7, 16, 22, 8, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "43123" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940291. "DateObject[{2014, 7, 16, 22, 14, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60827" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 938964. "DateObject[{2014, 7, 16, 22, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "92683" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940314. "DateObject[{2014, 7, 16, 22, 28, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "NH" "03819" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940315. "DateObject[{2014, 7, 16, 22, 28, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "95833" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 940308. "DateObject[{2014, 7, 16, 22, 33, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "PA" "17860" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 940319. "DateObject[{2014, 7, 16, 22, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "PA" "19540" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940321. "DateObject[{2014, 7, 16, 22, 34, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "IL" "60192" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940322. "DateObject[{2014, 7, 16, 22, 34, 42.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95627" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940323. "DateObject[{2014, 7, 16, 22, 47, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "OH" "43035" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940716. "DateObject[{2014, 7, 16, 22, 50, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MD" "21047" "" "N/A" "Web" "DateObject[{2014, 7, 16, 22, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940343. "DateObject[{2014, 7, 16, 22, 51, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TN" "37066" "" "N/A" "Phone" "DateObject[{2014, 7, 29, 13, 23, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939775. "DateObject[{2014, 7, 16, 22, 53, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "91710" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 940639. "DateObject[{2014, 7, 16, 22, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31313" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940345. "DateObject[{2014, 7, 16, 23, 0, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NJ" "08854" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 14, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940492. "DateObject[{2014, 7, 16, 23, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94579" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 18, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940354. "DateObject[{2014, 7, 16, 23, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Bank US" "NJ" "07748" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 21, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 940355. "DateObject[{2014, 7, 16, 23, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "FL" "33334" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 32, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940357. "DateObject[{2014, 7, 16, 23, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 40, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940466. "DateObject[{2014, 7, 16, 23, 0, 13.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "11749" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 10, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940358. "DateObject[{2014, 7, 16, 23, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33173" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 12, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940467. "DateObject[{2014, 7, 16, 23, 0, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NV" "89001" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 24, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 938960. "DateObject[{2014, 7, 16, 23, 0, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "KY" "40342" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 28, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940360. "DateObject[{2014, 7, 16, 23, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11730" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 43, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940693. "DateObject[{2014, 7, 16, 23, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "OR" "97210" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 19, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940363. "DateObject[{2014, 7, 16, 23, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "11374" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 58, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940364. "DateObject[{2014, 7, 16, 23, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93105" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940366. "DateObject[{2014, 7, 16, 23, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "OH" "44212" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 26, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938925. "DateObject[{2014, 7, 16, 23, 0, 31.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "CO" "80221" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 35, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940572. "DateObject[{2014, 7, 16, 23, 0, 32.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "27521" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 40, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940367. "DateObject[{2014, 7, 16, 23, 0, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75067" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 48, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940368. "DateObject[{2014, 7, 16, 23, 0, 38.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MN" "55303" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 53, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940532. "DateObject[{2014, 7, 16, 23, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Carrington Mortgage Holdings, LLC." "FL" "33146" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 55, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940369. "DateObject[{2014, 7, 16, 23, 0, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "NJ" "07093" "" "N/A" "Referral" "DateObject[{2014, 7, 25, 19, 52, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 938952. "DateObject[{2014, 7, 16, 23, 0, 44.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nissan Motor Acceptance Corporation" "NY" "11105" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 4, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940371. "DateObject[{2014, 7, 16, 23, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33185" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 9, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940449. "DateObject[{2014, 7, 16, 23, 0, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19355" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 12, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940372. "DateObject[{2014, 7, 16, 23, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NH" "03106" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 16, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940562. "DateObject[{2014, 7, 16, 23, 0, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "08854" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 21, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940373. "DateObject[{2014, 7, 16, 23, 0, 51.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "81131" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 25, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940374. "DateObject[{2014, 7, 16, 23, 0, 53.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90062" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 28, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940375. "DateObject[{2014, 7, 16, 23, 0, 54.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "43202" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 30, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940376. "DateObject[{2014, 7, 16, 23, 0, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "PA" "18603" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 40, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940378. "DateObject[{2014, 7, 16, 23, 0, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NJ" "08835" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 43, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940379. "DateObject[{2014, 7, 16, 23, 1, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MN" "56520" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 45, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940946. "DateObject[{2014, 7, 16, 23, 1, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "91321" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 47, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940380. "DateObject[{2014, 7, 16, 23, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30013" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 49, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940739. "DateObject[{2014, 7, 16, 23, 1, 3.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "TX" "75067" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 51, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940381. "DateObject[{2014, 7, 16, 23, 1, 4.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "DC" "20011" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 53, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940668. "DateObject[{2014, 7, 16, 23, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Recovery Services Inc.(Closed)" "IL" "60098" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 943136. "DateObject[{2014, 7, 16, 23, 1, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IL" "60098" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 55, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940382. "DateObject[{2014, 7, 16, 23, 1, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "AZ" "85027" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940383. "DateObject[{2014, 7, 16, 23, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Lazega & Johanson LLC" "GA" "30188" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940384. "DateObject[{2014, 7, 16, 23, 3, 18.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Resurgent Capital Services L.P." "CA" "95001" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 1, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 940570. "DateObject[{2014, 7, 16, 23, 4, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Southwest Credit Systems, L.P." "PA" "18901" "Older American" "N/A" "Web" "DateObject[{2014, 8, 29, 14, 1, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940388. "DateObject[{2014, 7, 16, 23, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "TX" "76034" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940390. "DateObject[{2014, 7, 16, 23, 5, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gatestone & Co. International Inc." "FL" "33410" "Older American" "N/A" "Web" "DateObject[{2014, 8, 14, 17, 57, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940391. "DateObject[{2014, 7, 16, 23, 6, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MO" "63111" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940392. "DateObject[{2014, 7, 16, 23, 8, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivable Asset Management" "NV" "89108" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 6, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940396. "DateObject[{2014, 7, 16, 23, 13, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Cash America International, Inc." "MS" "39216" "" "N/A" "Web" "DateObject[{2014, 7, 21, 19, 52, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940402. "DateObject[{2014, 7, 16, 23, 19, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92301" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 14, 4, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940409. "DateObject[{2014, 7, 16, 23, 21, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Protection Association, L.P." "CA" "93536" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940411. "DateObject[{2014, 7, 16, 23, 23, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "MO" "63111" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940393. "DateObject[{2014, 7, 16, 23, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "CA" "95821" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940415. "DateObject[{2014, 7, 16, 23, 26, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "CA" "92806" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940423. "DateObject[{2014, 7, 16, 23, 28, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "TX" "78704" "" "N/A" "Web" "DateObject[{2014, 8, 5, 19, 58, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940427. "DateObject[{2014, 7, 16, 23, 29, 41.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Taking out the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "AZ" "85260" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940429. "DateObject[{2014, 7, 16, 23, 30, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "NY" "11216" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940430. "DateObject[{2014, 7, 16, 23, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "94560" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 939352. "DateObject[{2014, 7, 16, 23, 30, 51.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "94560" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 939353. "DateObject[{2014, 7, 16, 23, 34, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Problems when you are unable to pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92882" "" "N/A" "Web" "DateObject[{2014, 7, 21, 20, 18, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940432. "DateObject[{2014, 7, 16, 23, 38, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CO" "80005" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 14, 2, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940434. "DateObject[{2014, 7, 16, 23, 40, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942590. "DateObject[{2014, 7, 16, 23, 40, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Alpha Recovery Corp" "KS" "67212" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "No" "No" 940436. "DateObject[{2014, 7, 16, 23, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MD" "20706" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940438. "DateObject[{2014, 7, 16, 23, 47, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "FL" "33411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940440. "DateObject[{2014, 7, 16, 23, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "LA" "70507" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940489. "DateObject[{2014, 7, 16, 23, 49, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "94065" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940441. "DateObject[{2014, 7, 16, 23, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21090" "" "N/A" "Web" "DateObject[{2014, 7, 16, 23, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940720. "DateObject[{2014, 7, 16, 23, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 17, 0, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942591. "DateObject[{2014, 7, 16, 23, 54, 51.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TN" "37701" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 21, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940446. "DateObject[{2014, 7, 17, 0, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "10010" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 49, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941076. "DateObject[{2014, 7, 17, 0, 8, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stevens Business Service, Inc." "VA" "23471" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 14, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941079. "DateObject[{2014, 7, 17, 0, 12, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 0, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942674. "DateObject[{2014, 7, 17, 0, 14, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "94507" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 30, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941084. "DateObject[{2014, 7, 17, 0, 25, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "FL" "34958" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 36, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942667. "DateObject[{2014, 7, 17, 0, 31, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "CA" "91214" "" "N/A" "Web" "DateObject[{2014, 7, 17, 0, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941090. "DateObject[{2014, 7, 17, 0, 39, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "FL" "33549" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 30, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941091. "DateObject[{2014, 7, 17, 0, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Receivables Management Partners, LLC" "FL" "33556" "" "N/A" "Web" "DateObject[{2014, 7, 17, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942780. "DateObject[{2014, 7, 17, 0, 42, 19.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "AL" "35757" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 49, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941092. "DateObject[{2014, 7, 17, 0, 43, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NC" "27529" "" "N/A" "Web" "DateObject[{2014, 7, 17, 0, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941093. "DateObject[{2014, 7, 17, 0, 46, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NM" "87504" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 34, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941094. "DateObject[{2014, 7, 17, 0, 53, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Charles Schwab Bank" "CA" "94560" "" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941035. "DateObject[{2014, 7, 17, 0, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Credit Management" "VA" "23238" "" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940989. "DateObject[{2014, 7, 17, 1, 1, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PR" "00953" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941021. "DateObject[{2014, 7, 17, 1, 1, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "URS Holding, LLC" "TX" "77005" "" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941096. "DateObject[{2014, 7, 17, 1, 14, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "J R Brothers Financial, Inc.(Closed)" "AZ" "85382" "" "N/A" "Web" "DateObject[{2014, 8, 6, 14, 39, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941099. "DateObject[{2014, 7, 17, 1, 25, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "VA" "23139" "" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941100. "DateObject[{2014, 7, 17, 1, 35, 12.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Collection Bureau, Inc." "PA" "17603" "" "N/A" "Web" "DateObject[{2014, 7, 21, 20, 19, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941103. "DateObject[{2014, 7, 17, 1, 35, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "17603" "" "N/A" "Web" "DateObject[{2014, 7, 21, 20, 24, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941104. "DateObject[{2014, 7, 17, 1, 36, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stonegate Mortgage Corporation" "TX" "75043" "" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941105. "DateObject[{2014, 7, 17, 1, 46, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "KeyBank NA" "GA" "30188" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 1, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941106. "DateObject[{2014, 7, 17, 1, 49, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "IL" "60617" "" "N/A" "Web" "DateObject[{2014, 7, 24, 19, 26, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 942838. "DateObject[{2014, 7, 17, 1, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BOC LLC" "LA" "70601" "" "N/A" "Web" "DateObject[{2014, 7, 31, 19, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "Yes" 941107. "DateObject[{2014, 7, 17, 1, 59, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10021" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 30, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941028. "DateObject[{2014, 7, 17, 2, 0, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "I.Q. Data International, Inc." "WA" "98204" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941109. "DateObject[{2014, 7, 17, 2, 3, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48135" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941110. "DateObject[{2014, 7, 17, 2, 4, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "WA" "98223" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 7, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942616. "DateObject[{2014, 7, 17, 2, 8, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "GC Services Limited Partnership" "NV" "89146" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941111. "DateObject[{2014, 7, 17, 2, 10, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hunter Warfield, Inc." "FL" "33619" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941112. "DateObject[{2014, 7, 17, 2, 11, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22406" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941113. "DateObject[{2014, 7, 17, 2, 13, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MN" "55056" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941114. "DateObject[{2014, 7, 17, 2, 13, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "76112" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941115. "DateObject[{2014, 7, 17, 2, 13, 43.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "70433" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942835. "DateObject[{2014, 7, 17, 2, 18, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 941116. "DateObject[{2014, 7, 17, 2, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "MI" "48188" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941125. "DateObject[{2014, 7, 17, 2, 25, 39.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Access Group" "ND" "27514" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941127. "DateObject[{2014, 7, 17, 2, 26, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Altisource Portfolio Solutions, S.Ã r.l." "IL" "60193" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942718. "DateObject[{2014, 7, 17, 2, 27, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Investigation took too long" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941117. "DateObject[{2014, 7, 17, 2, 28, 33.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "92057" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940998. "DateObject[{2014, 7, 17, 2, 32, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "IL" "62201" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941130. "DateObject[{2014, 7, 17, 2, 42, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hillcrest Davidson & Assoc" "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 17, 2, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941118. "DateObject[{2014, 7, 17, 2, 47, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Forbearance / Workout plans" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 12, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942592. "DateObject[{2014, 7, 17, 2, 53, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Kirkland Asset Management LLC" "KY" "41071" "" "N/A" "Web" "DateObject[{2014, 8, 18, 14, 36, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941132. "DateObject[{2014, 7, 17, 2, 55, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 26, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942593. "DateObject[{2014, 7, 17, 3, 3, 50.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 57, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942594. "DateObject[{2014, 7, 17, 3, 4, 29.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Omega RMS, LLC" "GA" "30044" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 18, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941121. "DateObject[{2014, 7, 17, 3, 4, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WA" "98248" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941136. "DateObject[{2014, 7, 17, 3, 8, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "AZ" "86323" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 5, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942617. "DateObject[{2014, 7, 17, 3, 12, 3.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BMO Harris" "AZ" "85345" "" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 22, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942682. "DateObject[{2014, 7, 17, 3, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Account terms and changes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "08876" "" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941056. "DateObject[{2014, 7, 17, 3, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NJ" "07882" "" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 942626. "DateObject[{2014, 7, 17, 3, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "VA" "24228" "" "N/A" "Web" "DateObject[{2014, 7, 18, 15, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941139. "DateObject[{2014, 7, 17, 3, 31, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "77065" "" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942597. "DateObject[{2014, 7, 17, 3, 35, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "90292" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 37, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941141. "DateObject[{2014, 7, 17, 3, 35, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MN" "55454" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941142. "DateObject[{2014, 7, 17, 3, 36, 47.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Savings account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "IL" "60642" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 37, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941143. "DateObject[{2014, 7, 17, 3, 48, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NJ" "07666" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 35, 38.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942605. "DateObject[{2014, 7, 17, 3, 51, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Used obscene/profane/abusive language" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Discover" "FL" "33309" "" "N/A" "Web" "DateObject[{2014, 7, 17, 3, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942599. "DateObject[{2014, 7, 17, 4, 0, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Improper contact or sharing of info" "Contacted me instead of my attorney" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "IL" "60090" "" "N/A" "Web" "DateObject[{2014, 7, 17, 4, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941149. "DateObject[{2014, 7, 17, 5, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CT" "06515" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 14, 55, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941870. "DateObject[{2014, 7, 17, 5, 14, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "New York Community Bank" "IL" "60090" "" "N/A" "Web" "DateObject[{2014, 7, 17, 5, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941150. "DateObject[{2014, 7, 17, 5, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Seized/Attempted to seize property" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Moore Law Group" "CA" "92028" "" "N/A" "Web" "DateObject[{2014, 7, 23, 18, 8, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941154. "DateObject[{2014, 7, 17, 5, 19, 38.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "CA" "90504" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 43, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941155. "DateObject[{2014, 7, 17, 5, 33, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "ID" "83646" "" "N/A" "Web" "DateObject[{2014, 7, 17, 5, 37, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941156. "DateObject[{2014, 7, 17, 5, 40, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bayview Loan Servicing, LLC" "TN" "37217" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 5, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942643. "DateObject[{2014, 7, 17, 5, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "TN" "38016" "Servicemember" "N/A" "Web" "DateObject[{2014, 8, 18, 18, 39, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941159. "DateObject[{2014, 7, 17, 6, 17, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "77035" "" "N/A" "Web" "DateObject[{2014, 7, 22, 14, 52, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941165. "DateObject[{2014, 7, 17, 7, 20, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33873" "" "N/A" "Web" "DateObject[{2014, 7, 17, 7, 22, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941168. "DateObject[{2014, 7, 17, 8, 42, 40.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94112" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 41, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941171. "DateObject[{2014, 7, 17, 8, 44, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "75219" "" "N/A" "Web" "DateObject[{2014, 7, 17, 8, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940981. "DateObject[{2014, 7, 17, 9, 7, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "77489" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942652. "DateObject[{2014, 7, 17, 9, 41, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "FL" "33990" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 28, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941172. "DateObject[{2014, 7, 17, 10, 28, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "VA" "22181" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941419. "DateObject[{2014, 7, 17, 10, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "VA" "23223" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 19, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941038. "DateObject[{2014, 7, 17, 10, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "TX" "77489" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941443. "DateObject[{2014, 7, 17, 10, 31, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "64108" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941840. "DateObject[{2014, 7, 17, 10, 32, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Delinquent account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "IL" "62269" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 10, 37, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941174. "DateObject[{2014, 7, 17, 10, 34, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "43440" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941276. "DateObject[{2014, 7, 17, 10, 38, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "95037" "" "N/A" "Web" "DateObject[{2014, 7, 17, 10, 52, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941175. "DateObject[{2014, 7, 17, 11, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "TX" "77375" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 15, 17, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941178. "DateObject[{2014, 7, 17, 11, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Receivables Network" "FL" "33157" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941179. "DateObject[{2014, 7, 17, 11, 20, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28306" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942607. "DateObject[{2014, 7, 17, 11, 20, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated committed crime not paying" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Global Client Solutions" "NJ" "08807" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941182. "DateObject[{2014, 7, 17, 11, 33, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "14228" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 37, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941184. "DateObject[{2014, 7, 17, 11, 50, 8.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "VA" "22307" "" "N/A" "Web" "DateObject[{2014, 7, 17, 11, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942768. "DateObject[{2014, 7, 17, 12, 5, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "SC" "29501" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942637. "DateObject[{2014, 7, 17, 12, 17, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "MI" "49085" "" "N/A" "Web" "DateObject[{2014, 7, 31, 12, 38, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 941193. "DateObject[{2014, 7, 17, 12, 30, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32034" "" "N/A" "Web" "DateObject[{2014, 7, 17, 12, 37, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941195. "DateObject[{2014, 7, 17, 12, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MN" "55091" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 7, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941199. "DateObject[{2014, 7, 17, 12, 49, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "DC" "20011" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 15, 54, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941202. "DateObject[{2014, 7, 17, 12, 55, 35.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Credit Card Receivables Fund Incorporated" "FL" "33542" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941209. "DateObject[{2014, 7, 17, 12, 55, 36.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "FL" "33542" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941210. "DateObject[{2014, 7, 17, 12, 55, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "VA" "23805" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 11, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941212. "DateObject[{2014, 7, 17, 12, 58, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28625" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 14, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941213. "DateObject[{2014, 7, 17, 13, 1, 58.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "14020" "" "N/A" "Web" "DateObject[{2014, 8, 14, 14, 10, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941216. "DateObject[{2014, 7, 17, 13, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "14120" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941220. "DateObject[{2014, 7, 17, 13, 10, 45.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "PA" "15136" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941223. "DateObject[{2014, 7, 17, 13, 19, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Portfolio Recovery Associates, Inc." "OH" "44221" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 28, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941230. "DateObject[{2014, 7, 17, 13, 20, 3.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "17113" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 42, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942788. "DateObject[{2014, 7, 17, 13, 21, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NY" "10304" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 31, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941934. "DateObject[{2014, 7, 17, 13, 24, 38.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Delbert Services" "NC" "27106" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941235. "DateObject[{2014, 7, 17, 13, 25, 12.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "OH" "45248" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 41, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942641. "DateObject[{2014, 7, 17, 13, 30, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32720" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942725. "DateObject[{2014, 7, 17, 13, 35, 16.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OH" "45248" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942642. "DateObject[{2014, 7, 17, 13, 35, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "95361" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 17, 3, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941245. "DateObject[{2014, 7, 17, 13, 36, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not disclosed as an attempt to collect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "RentDebt Automated Collections, LLC" "IN" "46342" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941248. "DateObject[{2014, 7, 17, 13, 38, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95361" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 17, 4, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941246. "DateObject[{2014, 7, 17, 13, 38, 44.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "DE" "19966" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941250. "DateObject[{2014, 7, 17, 13, 39, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "95361" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 17, 5, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941247. "DateObject[{2014, 7, 17, 13, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Oxford Law, LLC" "NJ" "07208" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941254. "DateObject[{2014, 7, 17, 13, 41, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07208" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941255. "DateObject[{2014, 7, 17, 13, 42, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941256. "DateObject[{2014, 7, 17, 13, 45, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "VA" "22314" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 23, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942670. "DateObject[{2014, 7, 17, 13, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Don't agree with fees charged" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "02762" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941265. "DateObject[{2014, 7, 17, 13, 46, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stonegate Mortgage Corporation" "NJ" "07456" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941267. "DateObject[{2014, 7, 17, 13, 47, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "22313" "" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 37, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942671. "DateObject[{2014, 7, 17, 13, 53, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 7, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941257. "DateObject[{2014, 7, 17, 13, 54, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MO" "63136" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 18, 27, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941204. "DateObject[{2014, 7, 17, 13, 54, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95625" "" "N/A" "Postal mail" "DateObject[{2014, 8, 4, 13, 34, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941275. "DateObject[{2014, 7, 17, 13, 54, 31.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "TX" "77479" "" "N/A" "Web" "DateObject[{2014, 7, 17, 13, 54, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 940985. "DateObject[{2014, 7, 17, 13, 56, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "LA" "70115" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 29, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941768. "DateObject[{2014, 7, 17, 13, 59, 11.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "TN" "37920" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941285. "DateObject[{2014, 7, 17, 14, 1, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33411" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 16, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941258. "DateObject[{2014, 7, 17, 14, 4, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Overlimit fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "92101" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 4, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941289. "DateObject[{2014, 7, 17, 14, 8, 12.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "MA" "02359" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 35, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941029. "DateObject[{2014, 7, 17, 14, 8, 40.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "ME" "04240" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 941295. "DateObject[{2014, 7, 17, 14, 10, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Everest Receivable Services Inc." "OH" "43612" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 22, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941298. "DateObject[{2014, 7, 17, 14, 14, 24.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "PA" "18466" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941307. "DateObject[{2014, 7, 17, 14, 16, 42.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citizens Financial Group, Inc." "PA" "19040" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941309. "DateObject[{2014, 7, 17, 14, 18, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33626" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941317. "DateObject[{2014, 7, 17, 14, 22, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "FL" "33027" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941321. "DateObject[{2014, 7, 17, 14, 26, 47.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "LA" "70360" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942679. "DateObject[{2014, 7, 17, 14, 28, 42.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "NY" "14075" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 45, 39.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942713. "DateObject[{2014, 7, 17, 14, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit card protection / Debt protection" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "NE" "68123" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941339. "DateObject[{2014, 7, 17, 14, 29, 46.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Vital Solutions, Inc." "SC" "29229" "" "N/A" "Web" "DateObject[{2014, 8, 22, 12, 52, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941340. "DateObject[{2014, 7, 17, 14, 31, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Transaction issue" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "OH" "45230" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941345. "DateObject[{2014, 7, 17, 14, 36, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navy FCU" "NY" "14075" "" "N/A" "Web" "DateObject[{2014, 7, 22, 15, 43, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942714. "DateObject[{2014, 7, 17, 14, 37, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NC" "28690" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941353. "DateObject[{2014, 7, 17, 14, 39, 0.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "GA" "30094" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941355. "DateObject[{2014, 7, 17, 14, 42, 5.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "33467" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942812. "DateObject[{2014, 7, 17, 14, 42, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 52, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942808. "DateObject[{2014, 7, 17, 14, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 55, 41.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942809. "DateObject[{2014, 7, 17, 14, 42, 54.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07022" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 57, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942810. "DateObject[{2014, 7, 17, 14, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "MO" "65714" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941358. "DateObject[{2014, 7, 17, 14, 43, 36.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "24112" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941359. "DateObject[{2014, 7, 17, 14, 44, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33467" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942813. "DateObject[{2014, 7, 17, 14, 45, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "43130" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942695. "DateObject[{2014, 7, 17, 14, 45, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "FL" "33467" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942814. "DateObject[{2014, 7, 17, 14, 46, 42.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Regions Financial Corporation" "MS" "39083" "Older American, Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 15, 28, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941363. "DateObject[{2014, 7, 17, 14, 49, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92802" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941370. "DateObject[{2014, 7, 17, 14, 50, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "RI" "02806" "" "N/A" "Postal mail" "DateObject[{2014, 9, 29, 19, 33, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942659. "DateObject[{2014, 7, 17, 14, 50, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32724" "" "N/A" "Web" "DateObject[{2014, 7, 17, 14, 52, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941373. "DateObject[{2014, 7, 17, 14, 53, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "PA" "19144" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 4, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941377. "DateObject[{2014, 7, 17, 14, 53, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "RI" "02806" "" "N/A" "Postal mail" "DateObject[{2014, 9, 29, 19, 38, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942661. "DateObject[{2014, 7, 17, 14, 54, 44.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fifth Third Financial Corporation" "PA" "15044" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941379. "DateObject[{2014, 7, 17, 14, 55, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "10462" "" "N/A" "Referral" "DateObject[{2014, 8, 13, 12, 32, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940978. "DateObject[{2014, 7, 17, 14, 55, 22.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "MS" "39083" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 13, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941365. "DateObject[{2014, 7, 17, 14, 59, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "32757" "" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 43, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941388. "DateObject[{2014, 7, 17, 15, 5, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CCS Financial Services, Inc." "CA" "90003" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 23, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 943055. "DateObject[{2014, 7, 17, 15, 6, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Called after sent written cease of comm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30180" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941397. "DateObject[{2014, 7, 17, 15, 7, 25.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PA" "19138" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 26, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941399. "DateObject[{2014, 7, 17, 15, 10, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "77059" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942806. "DateObject[{2014, 7, 17, 15, 11, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Improper contact or sharing of info" "Talked to a third party about my debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ERC" "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941046. "DateObject[{2014, 7, 17, 15, 13, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "OH" "43065" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941393. "DateObject[{2014, 7, 17, 15, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "MD" "20747" "" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 41, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942622. "DateObject[{2014, 7, 17, 15, 24, 7.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "MD" "20747" "" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 49, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942623. "DateObject[{2014, 7, 17, 15, 26, 53.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "PR" "00725" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 15, 47, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941432. "DateObject[{2014, 7, 17, 15, 29, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "LA" "70092" "Older American" "N/A" "Referral" "DateObject[{2014, 8, 8, 13, 11, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942650. "DateObject[{2014, 7, 17, 15, 29, 33.}, ""Instant"", ""Gregorian"", -5.]" "Money transfers" "Domestic (US) money transfer" "Money was not available when promised" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "MI" "48375" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941439. "DateObject[{2014, 7, 17, 15, 32, 55.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "MN" "55128" "" "N/A" "Web" "DateObject[{2014, 8, 5, 19, 29, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941446. "DateObject[{2014, 7, 17, 15, 35, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "GA" "30058" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942632. "DateObject[{2014, 7, 17, 15, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Integrity Solution Services, Inc." "MI" "49519" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 18, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942629. "DateObject[{2014, 7, 17, 15, 36, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MI" "49519" "Older American" "N/A" "Referral" "DateObject[{2014, 7, 28, 13, 4, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942630. "DateObject[{2014, 7, 17, 15, 39, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Recovery Group, LLC (Closed)" "NH" "03062" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941459. "DateObject[{2014, 7, 17, 15, 40, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "TX" "78702" "" "N/A" "Web" "DateObject[{2014, 7, 17, 15, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941461. "DateObject[{2014, 7, 17, 15, 42, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Shellpoint Partners, LLC" "CO" "80537" "" "N/A" "Web" "DateObject[{2014, 7, 22, 17, 50, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941617. "DateObject[{2014, 7, 17, 15, 43, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "TX" "75460" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 8, 19, 18, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941467. "DateObject[{2014, 7, 17, 15, 47, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Penn Credit Corporation" "MO" "63801" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 41, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941472. "DateObject[{2014, 7, 17, 15, 50, 6.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "UT" "84102" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 51, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941481. "DateObject[{2014, 7, 17, 15, 51, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "VA" "23464" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 16, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940969. "DateObject[{2014, 7, 17, 15, 52, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "KS" "66086" "" "N/A" "Referral" "DateObject[{2014, 8, 13, 19, 10, 44.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942683. "DateObject[{2014, 7, 17, 15, 55, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "DCQ LLC" "NY" "11205" "" "N/A" "Referral" "DateObject[{2014, 8, 19, 13, 46, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941495. "DateObject[{2014, 7, 17, 15, 56, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Accounts Receivable Management, Inc (NJ) (Closed)" "NJ" "07724" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941027. "DateObject[{2014, 7, 17, 15, 58, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "91030" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 42, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942825. "DateObject[{2014, 7, 17, 16, 1, 41.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30179" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941507. "DateObject[{2014, 7, 17, 16, 3, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "KS" "66086" "" "N/A" "Referral" "DateObject[{2014, 8, 13, 19, 13, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942685. "DateObject[{2014, 7, 17, 16, 3, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "31021" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 7, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940968. "DateObject[{2014, 7, 17, 16, 5, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "KS" "66086" "" "N/A" "Referral" "DateObject[{2014, 8, 13, 19, 15, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942686. "DateObject[{2014, 7, 17, 16, 6, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Performant Financial Corporation" "NY" "14626" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 17, 55, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941511. "DateObject[{2014, 7, 17, 16, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "HI" "96782" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 16, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941517. "DateObject[{2014, 7, 17, 16, 9, 28.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Real Time Resolutions" "GA" "30088" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 40, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941519. "DateObject[{2014, 7, 17, 16, 9, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Williams, Rush & Associates, LLC" "AL" "36258" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 22, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941521. "DateObject[{2014, 7, 17, 16, 14, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CT" "06471" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 22, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941531. "DateObject[{2014, 7, 17, 16, 15, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "United Consumers Inc" "VA" "22207" "" "N/A" "Web" "DateObject[{2014, 9, 2, 18, 14, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941534. "DateObject[{2014, 7, 17, 16, 16, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "IN" "46205" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 22, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942646. "DateObject[{2014, 7, 17, 16, 16, 55.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OR" "97060" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 48, 0.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941536. "DateObject[{2014, 7, 17, 16, 17, 0.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VA" "23664" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 9, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 941537. "DateObject[{2014, 7, 17, 16, 18, 12.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stearns Ventures, LLC" "MD" "21230" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 22, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941538. "DateObject[{2014, 7, 17, 16, 20, 17.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "32835" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941546. "DateObject[{2014, 7, 17, 16, 22, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "TX" "78056" "" "N/A" "Web" "DateObject[{2014, 8, 7, 18, 22, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 941556. "DateObject[{2014, 7, 17, 16, 25, 15.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Using a debit or ATM card" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "MI" "48653" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941562. "DateObject[{2014, 7, 17, 16, 25, 55.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "OK" "73135" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941567. "DateObject[{2014, 7, 17, 16, 29, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Streamline Recovery Inc" "MO" "63043" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941577. "DateObject[{2014, 7, 17, 16, 30, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Weltman, Weinberg & Reis" "TX" "77573" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941578. "DateObject[{2014, 7, 17, 16, 30, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "World Omni Financial Corp." "TX" "77573" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941579. "DateObject[{2014, 7, 17, 16, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21701" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 18.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941582. "DateObject[{2014, 7, 17, 16, 32, 33.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bonneville Billing and Collections" "NV" "89002" "Servicemember" "N/A" "Phone" "DateObject[{2014, 7, 22, 16, 51, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941584. "DateObject[{2014, 7, 17, 16, 35, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "MI" "48230" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 37, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941589. "DateObject[{2014, 7, 17, 16, 37, 21.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01904" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941592. "DateObject[{2014, 7, 17, 16, 46, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90620" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 13, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941602. "DateObject[{2014, 7, 17, 16, 49, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "FL" "33143" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942648. "DateObject[{2014, 7, 17, 16, 49, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "10018" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 37, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941621. "DateObject[{2014, 7, 17, 16, 51, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "SC" "29709" "" "N/A" "Web" "DateObject[{2014, 7, 17, 16, 52, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941624. "DateObject[{2014, 7, 17, 16, 52, 48.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30114" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941625. "DateObject[{2014, 7, 17, 16, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MN" "55402" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942830. "DateObject[{2014, 7, 17, 16, 53, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TN" "37687" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942821. "DateObject[{2014, 7, 17, 16, 53, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "GA" "30281" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 7, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941628. "DateObject[{2014, 7, 17, 16, 54, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "OR" "97045" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 30, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 941630. "DateObject[{2014, 7, 17, 16, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Stellar Recovery Inc." "ND" "72202" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 18, 23, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941635. "DateObject[{2014, 7, 17, 16, 56, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MI" "48223" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 18, 34, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941636. "DateObject[{2014, 7, 17, 16, 56, 48.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "FL" "33012" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 943052. "DateObject[{2014, 7, 17, 16, 57, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "MN" "55402" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 54, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942831. "DateObject[{2014, 7, 17, 16, 58, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "79423" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941645. "DateObject[{2014, 7, 17, 17, 0, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "RI" "02920" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 15, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941651. "DateObject[{2014, 7, 17, 17, 0, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Step Group, LLC" "CA" "94601" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941653. "DateObject[{2014, 7, 17, 17, 0, 9.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "FL" "33186" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 19, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941654. "DateObject[{2014, 7, 17, 17, 0, 10.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "92131" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 17, 57, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942173. "DateObject[{2014, 7, 17, 17, 0, 11.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33334" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 8, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941655. "DateObject[{2014, 7, 17, 17, 0, 14.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "NY" "11520" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 58, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 942331. "DateObject[{2014, 7, 17, 17, 0, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "GA" "30013" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 12, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942606. "DateObject[{2014, 7, 17, 17, 0, 16.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94544" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 13, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941656. "DateObject[{2014, 7, 17, 17, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "SD" "57716" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 14, 5, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941659. "DateObject[{2014, 7, 17, 17, 0, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "HI" "96782" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 20, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941660. "DateObject[{2014, 7, 17, 17, 0, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92563" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 54, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941662. "DateObject[{2014, 7, 17, 17, 0, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "CA" "90063" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 44, 55.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941869. "DateObject[{2014, 7, 17, 17, 0, 27.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "GA" "30101" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 2, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 940971. "DateObject[{2014, 7, 17, 17, 0, 28.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "VT" "05855" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 18, 49, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941663. "DateObject[{2014, 7, 17, 17, 0, 29.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "VT" "05855" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 4, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941664. "DateObject[{2014, 7, 17, 17, 0, 30.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "CT" "06037" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 32, 58.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941665. "DateObject[{2014, 7, 17, 17, 0, 36.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "HSBC North America Holdings Inc." "DE" "19702" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 53, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941667. "DateObject[{2014, 7, 17, 17, 0, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "92120" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 50, 54.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941668. "DateObject[{2014, 7, 17, 17, 0, 45.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91301" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 19, 6, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942291. "DateObject[{2014, 7, 17, 17, 0, 47.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "OH" "45002" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 5, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941669. "DateObject[{2014, 7, 17, 17, 0, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Advertising and marketing" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "FL" "33024" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 6, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941670. "DateObject[{2014, 7, 17, 17, 0, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BNY Mellon" "FL" "33983" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 57, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941671. "DateObject[{2014, 7, 17, 17, 0, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Late fee" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NC" "28214" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 13, 8, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941672. "DateObject[{2014, 7, 17, 17, 0, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "WV" "25053" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 7, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942604. "DateObject[{2014, 7, 17, 17, 0, 53.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "TX" "78723" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 9, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941673. "DateObject[{2014, 7, 17, 17, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Specialized Loan Servicing LLC" "OH" "44310" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 15, 44, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941675. "DateObject[{2014, 7, 17, 17, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Personal information" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "92886" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941551. "DateObject[{2014, 7, 17, 17, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PennyMac Loan Services, LLC" "VA" "22302" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941476. "DateObject[{2014, 7, 17, 17, 2, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "OR" "97210" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 19, 3, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941030. "DateObject[{2014, 7, 17, 17, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "OR" "97210" "" "N/A" "Referral" "DateObject[{2014, 7, 29, 19, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941031. "DateObject[{2014, 7, 17, 17, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MO" "63366" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 21, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941676. "DateObject[{2014, 7, 17, 17, 2, 37.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Auto" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46240" "" "N/A" "Web" "DateObject[{2014, 7, 24, 12, 43, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941032. "DateObject[{2014, 7, 17, 17, 2, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ACE Cash Express Inc." "FL" "32304" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941678. "DateObject[{2014, 7, 17, 17, 3, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "79423" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 7, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941646. "DateObject[{2014, 7, 17, 17, 4, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76053" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 43, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941683. "DateObject[{2014, 7, 17, 17, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "American Honda Finance Corporation" "TN" "37871" "" "N/A" "Web" "DateObject[{2014, 7, 29, 18, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942822. "DateObject[{2014, 7, 17, 17, 7, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 31, 31.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941690. "DateObject[{2014, 7, 17, 17, 9, 7.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "79423" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941647. "DateObject[{2014, 7, 17, 17, 10, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Franklin Collection Service, Inc." "AL" "36609" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 10, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941695. "DateObject[{2014, 7, 17, 17, 10, 44.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "CA" "94022" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941696. "DateObject[{2014, 7, 17, 17, 11, 21.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't temporarily postpone payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "AL" "35953" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941697. "DateObject[{2014, 7, 17, 17, 12, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Keep getting calls about my loan" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "OK" "74050" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941700. "DateObject[{2014, 7, 17, 17, 12, 37.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CO" "80022" "" "N/A" "Referral" "DateObject[{2014, 8, 11, 22, 12, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941701. "DateObject[{2014, 7, 17, 17, 13, 51.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "VA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "USAA Savings" "MS" "38672" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941704. "DateObject[{2014, 7, 17, 17, 14, 22.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 30, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941691. "DateObject[{2014, 7, 17, 17, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "91764" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 29, 59.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941692. "DateObject[{2014, 7, 17, 17, 15, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "PA" "16055" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 17, 32, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941708. "DateObject[{2014, 7, 17, 17, 15, 18.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "IN" "46226" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 5, 3.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941709. "DateObject[{2014, 7, 17, 17, 17, 29.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11590" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941715. "DateObject[{2014, 7, 17, 17, 19, 23.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "CA" "90011" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 19, 33, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941719. "DateObject[{2014, 7, 17, 17, 20, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "MA" "02740" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941724. "DateObject[{2014, 7, 17, 17, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Taking/threatening an illegal action" "Sued where didn't live/sign for debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30534" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941727. "DateObject[{2014, 7, 17, 17, 22, 52.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "IN" "46383" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 22, 17, 30, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941732. "DateObject[{2014, 7, 17, 17, 22, 58.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "90069" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941735. "DateObject[{2014, 7, 17, 17, 23, 8.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "" "" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 41, 26.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "No" 941736. "DateObject[{2014, 7, 17, 17, 25, 50.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "PA" "18020" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 2, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942729. "DateObject[{2014, 7, 17, 17, 26, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't get flexible payment options" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "IL" "60559" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941746. "DateObject[{2014, 7, 17, 17, 27, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NV" "89149" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941749. "DateObject[{2014, 7, 17, 17, 27, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Source Receivables Management LLC" "IL" "60160" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941752. "DateObject[{2014, 7, 17, 17, 28, 9.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "NY" "13203" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 19, 11, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942774. "DateObject[{2014, 7, 17, 17, 31, 8.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "CA" "91803" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941734. "DateObject[{2014, 7, 17, 17, 33, 35.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "No notice of investigation status/result" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76053" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 941017. "DateObject[{2014, 7, 17, 17, 33, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equidata, Inc." "LA" "70726" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 16, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941743. "DateObject[{2014, 7, 17, 17, 35, 45.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "ConServe" "NY" "14560" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 28, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941766. "DateObject[{2014, 7, 17, 17, 36, 10.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Comerica" "CA" "91765" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942720. "DateObject[{2014, 7, 17, 17, 36, 27.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "NY" "11757" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 943051. "DateObject[{2014, 7, 17, 17, 40, 8.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Installment loan" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "NM" "87124" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941775. "DateObject[{2014, 7, 17, 17, 43, 9.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit monitoring or identity protection" "Billing dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "15219" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 52, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941598. "DateObject[{2014, 7, 17, 17, 43, 37.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "" "" "" "N/A" "Postal mail" "DateObject[{2014, 7, 17, 17, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941784. "DateObject[{2014, 7, 17, 17, 44, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "MD" "21223" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 52, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 940983. "DateObject[{2014, 7, 17, 17, 45, 16.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "33544" "" "N/A" "Referral" "DateObject[{2014, 7, 28, 20, 18, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941787. "DateObject[{2014, 7, 17, 17, 46, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Credit determination" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "NJ" "07018" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 0, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942608. "DateObject[{2014, 7, 17, 17, 47, 50.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "WI" "53213" "" "N/A" "Web" "DateObject[{2014, 7, 17, 17, 52, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941796. "DateObject[{2014, 7, 17, 17, 49, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "IL" "60074" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 2, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941800. "DateObject[{2014, 7, 17, 17, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First National Collection Bureau, Inc." "CO" "80246" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 5, 42.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941802. "DateObject[{2014, 7, 17, 17, 54, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "MA" "02184" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 7, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941808. "DateObject[{2014, 7, 17, 17, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Quicken Loans" "OK" "73750" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 7, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941811. "DateObject[{2014, 7, 17, 17, 55, 13.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Santander Consumer USA Holdings Inc" "TX" "78522" "Older American, Servicemember" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 14, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941812. "DateObject[{2014, 7, 17, 18, 0, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Step Group, LLC" "CT" "06518" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941825. "DateObject[{2014, 7, 17, 18, 1, 44.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "CA" "90078" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 42, 36.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942694. "DateObject[{2014, 7, 17, 18, 1, 49.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Settlement process and costs" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "MI" "48204" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 49, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 943049. "DateObject[{2014, 7, 17, 18, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "CA" "92119" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 10, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941834. "DateObject[{2014, 7, 17, 18, 2, 57.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Professional Debt Mediation, Inc." "FL" "32822" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941837. "DateObject[{2014, 7, 17, 18, 5, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NJ" "07111" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 941845. "DateObject[{2014, 7, 17, 18, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "NJ" "07946" "" "N/A" "Web" "DateObject[{2014, 7, 22, 18, 56, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 941846. "DateObject[{2014, 7, 17, 18, 12, 54.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Application, originator, mortgage broker" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "NC" "27527" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941867. "DateObject[{2014, 7, 17, 18, 12, 59.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CO" "80107" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 20, 25, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941868. "DateObject[{2014, 7, 17, 18, 13, 26.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "OH" "44089" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941871. "DateObject[{2014, 7, 17, 18, 14, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Other" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "ME" "04107" "Older American" "N/A" "Web" "DateObject[{2014, 7, 23, 20, 19, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941872. "DateObject[{2014, 7, 17, 18, 19, 27.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "76053" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941018. "DateObject[{2014, 7, 17, 18, 19, 41.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Convergent Resources, Inc." "NV" "89423" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941878. "DateObject[{2014, 7, 17, 18, 19, 42.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Asta Funding, Inc" "NV" "89423" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941879. "DateObject[{2014, 7, 17, 18, 20, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thunderbird Collection Specialists, Inc." "AZ" "85086" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941880. "DateObject[{2014, 7, 17, 18, 20, 34.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MD" "20904" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941882. "DateObject[{2014, 7, 17, 18, 20, 53.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "AZ" "85719" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941883. "DateObject[{2014, 7, 17, 18, 20, 54.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Dealing with my lender or servicer" "Trouble with how payments are handled" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "WA" "98014" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "Yes" 942758. "DateObject[{2014, 7, 17, 18, 21, 27.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Select Portfolio Servicing, Inc" "FL" "32207" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 23.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941699. "DateObject[{2014, 7, 17, 18, 21, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "IL" "60611" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 941048. "DateObject[{2014, 7, 17, 18, 21, 52.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle lease" "Managing the loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "MI" "48103" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 22, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941884. "DateObject[{2014, 7, 17, 18, 24, 13.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Arcadia Holdings, LLC" "CA" "94086" "" "N/A" "Phone" "DateObject[{2014, 7, 29, 17, 31, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "No" "Missing[""NotApplicable""]" 940992. "DateObject[{2014, 7, 17, 18, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Mortgage" "Cont'd attempts collect debt not owed" "Debt was discharged in bankruptcy" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75601" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 29, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941888. "DateObject[{2014, 7, 17, 18, 24, 46.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "WA" "98019" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941892. "DateObject[{2014, 7, 17, 18, 25, 11.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "48030" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941893. "DateObject[{2014, 7, 17, 18, 25, 17.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "75601" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 14, 45, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941889. "DateObject[{2014, 7, 17, 18, 25, 32.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "OH" "43016" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941894. "DateObject[{2014, 7, 17, 18, 25, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "TX" "75601" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 14, 45, 47.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941890. "DateObject[{2014, 7, 17, 18, 26, 15.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "75601" "" "N/A" "Referral" "DateObject[{2014, 8, 1, 20, 7, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941891. "DateObject[{2014, 7, 17, 18, 28, 32.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "(CD) Certificate of deposit" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of the West" "FL" "33428" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941905. "DateObject[{2014, 7, 17, 18, 29, 4.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Rewards" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "OH" "45662" "" "N/A" "Postal mail" "DateObject[{2014, 7, 30, 11, 37, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942824. "DateObject[{2014, 7, 17, 18, 29, 49.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Credit reporting company's investigation" "Problem with statement of dispute" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "TX" "76053" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 941019. "DateObject[{2014, 7, 17, 18, 30, 23.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "NJ" "07735" "Older American, Servicemember" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 19, 29, 5.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942818. "DateObject[{2014, 7, 17, 18, 30, 59.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Closing/Cancelling account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "CA" "92320" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 20, 33, 1.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942777. "DateObject[{2014, 7, 17, 18, 34, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "TX" "75604" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941926. "DateObject[{2014, 7, 17, 18, 34, 26.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amsher Collection Services, Inc." "CA" "91710" "" "N/A" "Web" "DateObject[{2014, 8, 12, 12, 31, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941927. "DateObject[{2014, 7, 17, 18, 34, 48.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Can't stop charges to bank account" "Can't stop charges to bank account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Advance America, Cash Advance Centers, Inc." "WI" "53144" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941929. "DateObject[{2014, 7, 17, 18, 37, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "FL" "32234" "" "N/A" "Web" "DateObject[{2014, 7, 24, 21, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 941940. "DateObject[{2014, 7, 17, 18, 39, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "49854" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941941. "DateObject[{2014, 7, 17, 18, 39, 18.}, ""Instant"", ""Gregorian"", -5.]" "Student loan" "Non-federal student loan" "Can't repay my loan" "Can't decrease my monthly payments" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Navient Solutions, Inc." "MA" "01930" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941713. "DateObject[{2014, 7, 17, 18, 42, 17.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Thunderbird Collection Specialists, Inc." "AZ" "85021" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 27.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941950. "DateObject[{2014, 7, 17, 18, 44, 39.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Student Assistance Foundation" "CA" "95776" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 28.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941955. "DateObject[{2014, 7, 17, 18, 46, 8.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "NY" "11429" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 9, 22.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941960. "DateObject[{2014, 7, 17, 18, 50, 14.}, ""Instant"", ""Gregorian"", -5.]" "Payday loan" "Payday loan" "Charged fees or interest I didn't expect" "Charged fees or interest I didn't expect" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CNG Financial Corporation" "CA" "92584" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941971. "DateObject[{2014, 7, 17, 18, 50, 57.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Identity theft / Fraud / Embezzlement" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "90042" "" "N/A" "Web" "DateObject[{2014, 7, 17, 18, 52, 29.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941839. "DateObject[{2014, 7, 17, 18, 53, 16.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "National Credit Systems,Inc." "SC" "29579" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941979. "DateObject[{2014, 7, 17, 18, 55, 29.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "93257" "" "N/A" "Referral" "DateObject[{2014, 7, 17, 19, 4, 21.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941986. "DateObject[{2014, 7, 17, 18, 55, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "CA" "93701" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941989. "DateObject[{2014, 7, 17, 18, 56, 15.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "NC" "27417" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941991. "DateObject[{2014, 7, 17, 18, 56, 35.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Residential Credit Solutions" "TX" "76530" "" "N/A" "Web" "DateObject[{2014, 7, 24, 20, 22, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941992. "DateObject[{2014, 7, 17, 18, 57, 1.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "94560" "" "N/A" "Referral" "DateObject[{2014, 8, 6, 12, 12, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941036. "DateObject[{2014, 7, 17, 18, 58, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "NC" "28402" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 1, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942700. "DateObject[{2014, 7, 17, 18, 59, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "MD" "21742" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 59, 19.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942183. "DateObject[{2014, 7, 17, 18, 59, 18.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NY" "11429" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 17, 54, 46.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941961. "DateObject[{2014, 7, 17, 18, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Zwicker & Associates" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 942008. "DateObject[{2014, 7, 17, 18, 59, 34.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt was paid" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Amex" "CA" "91001" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 942009. "DateObject[{2014, 7, 17, 19, 0, 4.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "The Law Firm of Allan C. Smith" "IN" "46151" "Servicemember" "N/A" "Postal mail" "DateObject[{2014, 8, 18, 13, 29, 57.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942770. "DateObject[{2014, 7, 17, 19, 0, 24.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting report or credit score" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "FL" "34609" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942012. "DateObject[{2014, 7, 17, 19, 1, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EverBank" "FL" "34102" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 6, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942721. "DateObject[{2014, 7, 17, 19, 1, 25.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "16117" "" "N/A" "Web" "DateObject[{2014, 7, 23, 14, 40, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940967. "DateObject[{2014, 7, 17, 19, 1, 39.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "VA" "22039" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942015. "DateObject[{2014, 7, 17, 19, 1, 56.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Home equity loan or line of credit" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Provident Funding" "CA" "95687" "Older American" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 7, 37.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942016. "DateObject[{2014, 7, 17, 19, 1, 59.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ocwen" "TX" "75218" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942017. "DateObject[{2014, 7, 17, 19, 2, 7.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PNC Bank N.A." "PA" "19147" "Older American" "N/A" "Fax" "DateObject[{2014, 7, 22, 19, 12, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942018. "DateObject[{2014, 7, 17, 19, 2, 31.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "NY" "11429" "" "N/A" "Referral" "DateObject[{2014, 8, 4, 18, 3, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941962. "DateObject[{2014, 7, 17, 19, 3, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Customer service / Customer relations" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "SunTrust Banks, Inc." "FL" "32136" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942308. "DateObject[{2014, 7, 17, 19, 3, 46.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "CoreLogic" "GA" "30605" "" "N/A" "Web" "DateObject[{2014, 8, 29, 15, 39, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942023. "DateObject[{2014, 7, 17, 19, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "BB&T Financial" "MD" "21784" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 54, 52.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942162. "DateObject[{2014, 7, 17, 19, 5, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt resulted from identity theft" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "EOS Holdings, Inc." "CT" "06511" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 7, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942025. "DateObject[{2014, 7, 17, 19, 6, 2.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "WY" "82801" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 18, 56, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942283. "DateObject[{2014, 7, 17, 19, 7, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Making/receiving payments, sending money" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NY" "10550" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 55, 56.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942701. "DateObject[{2014, 7, 17, 19, 7, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TD Bank US Holding Company" "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 22, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942030. "DateObject[{2014, 7, 17, 19, 9, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "APR or interest rate" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Barclays PLC" "MN" "55106" "" "N/A" "Referral" "DateObject[{2014, 10, 2, 15, 24, 25.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942702. "DateObject[{2014, 7, 17, 19, 9, 11.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Van Ru Credit Corporation" "TX" "77015" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 47, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942038. "DateObject[{2014, 7, 17, 19, 9, 38.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "U.S. Bancorp" "WI" "53132" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 19, 31, 49.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942040. "DateObject[{2014, 7, 17, 19, 14, 26.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "CA" "93552" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 22, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942046. "DateObject[{2014, 7, 17, 19, 14, 55.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Information is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Fidelity National Information Services, Inc. (FNIS)" "CA" "95356" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 22, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941819. "DateObject[{2014, 7, 17, 19, 21, 13.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "TX" "76002" "" "N/A" "Postal mail" "DateObject[{2014, 7, 29, 18, 22, 40.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942059. "DateObject[{2014, 7, 17, 19, 22, 43.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Billing disputes" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92397" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 37, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942067. "DateObject[{2014, 7, 17, 19, 22, 54.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Non-federal student loan" "Communication tactics" "Frequent or repeated calls" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allied Interstate LLC" "NY" "14051" "" "N/A" "Web" "DateObject[{2014, 7, 23, 16, 58, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942069. "DateObject[{2014, 7, 17, 19, 23, 0.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "False statements or representation" "Attempted to collect wrong amount" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "NV" "89148" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 3, 43.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942070. "DateObject[{2014, 7, 17, 19, 23, 41.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Improper use of my credit report" "Report improperly shared by CRC" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89074" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 44, 20.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942073. "DateObject[{2014, 7, 17, 19, 24, 20.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CA" "94061" "" "N/A" "Postal mail" "DateObject[{2014, 7, 22, 18, 54, 53.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942076. "DateObject[{2014, 7, 17, 19, 24, 24.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Communication tactics" "Called outside of 8am-9pm" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "PayPal Holdings, Inc." "FL" "32216" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 52, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942077. "DateObject[{2014, 7, 17, 19, 25, 6.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Seterus, Inc." "CA" "90018" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 37, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942078. "DateObject[{2014, 7, 17, 19, 28, 59.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Peterson Enterprises Inc." "ID" "83540" "Older American" "N/A" "Phone" "DateObject[{2014, 7, 23, 13, 51, 30.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "No" "Missing[""NotApplicable""]" 942083. "DateObject[{2014, 7, 17, 19, 30, 16.}, ""Instant"", ""Gregorian"", -5.]" "Consumer Loan" "Vehicle loan" "Shopping for a loan or lease" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TCF National Bank" "MI" "48322" "" "N/A" "Referral" "DateObject[{2014, 7, 23, 11, 43, 24.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942089. "DateObject[{2014, 7, 17, 19, 31, 11.}, ""Instant"", ""Gregorian"", -5.]" "Credit card" "Missing[""NotApplicable""]" "Payoff process" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Citibank" "CA" "92234" "" "N/A" "Postal mail" "DateObject[{2014, 7, 23, 12, 0, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942627. "DateObject[{2014, 7, 17, 19, 31, 25.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Bank of America" "SC" "29579" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 37, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 941981. "DateObject[{2014, 7, 17, 19, 31, 40.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Disclosure verification of debt" "Not given enough info to verify debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "08096" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 37, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942093. "DateObject[{2014, 7, 17, 19, 36, 56.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "False statements or representation" "Indicated shouldn't respond to lawsuit" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Encore Capital Group" "NJ" "07921" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 37, 17.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942799. "DateObject[{2014, 7, 17, 19, 37, 3.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Payday loan" "Improper contact or sharing of info" "Contacted employer after asked not to" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Security Finance" "NV" "89121" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 6.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "Yes" 942110. "DateObject[{2014, 7, 17, 19, 37, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Hauge Associates, Inc." "NM" "87415" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942112. "DateObject[{2014, 7, 17, 19, 39, 5.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "TX" "76031" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 27, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942115. "DateObject[{2014, 7, 17, 19, 42, 10.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Enova International, Inc." "TX" "77372" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 7.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942779. "DateObject[{2014, 7, 17, 19, 43, 57.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Ditech Financial LLC" "AZ" "85746" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 940963. "DateObject[{2014, 7, 17, 19, 44, 2.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "I do not know" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "SC" "29681" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 8.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942126. "DateObject[{2014, 7, 17, 19, 45, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Sentry Credit, Inc." "CA" "94534" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 20, 9, 34.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942128. "DateObject[{2014, 7, 17, 19, 45, 6.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Capital One" "CA" "94534" "" "N/A" "Referral" "DateObject[{2014, 7, 22, 19, 32, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942129. "DateObject[{2014, 7, 17, 19, 45, 25.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Taking/threatening an illegal action" "Threatened arrest/jail if do not pay" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Clark County Collection Service" "NV" "89011" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942130. "DateObject[{2014, 7, 17, 19, 45, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Reinserted previously deleted info" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "VA" "23509" "Older American, Servicemember" "N/A" "Web" "DateObject[{2014, 7, 23, 14, 57, 50.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 941050. "DateObject[{2014, 7, 17, 19, 46, 6.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Problems caused by my funds being low" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "MI" "41870" "" "N/A" "Phone" "DateObject[{2014, 7, 23, 12, 6, 35.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942136. "DateObject[{2014, 7, 17, 19, 47, 21.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional fixed mortgage" "Loan servicing, payments, escrow account" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "JPMorgan Chase & Co." "NM" "87144" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 9.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942141. "DateObject[{2014, 7, 17, 19, 47, 52.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "First Data Corporation" "SD" "57754" "" "N/A" "Web" "DateObject[{2014, 8, 29, 15, 41, 4.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942140. "DateObject[{2014, 7, 17, 19, 48, 1.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "FHA mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Flagstar Bank" "TX" "76002" "" "N/A" "Web" "DateObject[{2014, 7, 17, 19, 52, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942142. "DateObject[{2014, 7, 17, 19, 51, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Unable to get credit report/credit score" "Problem getting my free annual report" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CO" "80211" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 46, 32.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942150. "DateObject[{2014, 7, 17, 19, 53, 2.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Checking account" "Account opening, closing, or management" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "FL" "33442" "" "N/A" "Phone" "DateObject[{2014, 7, 23, 12, 10, 48.}, ""Instant"", ""Gregorian"", -5.]" "Closed with monetary relief" "Yes" "No" 942155. "DateObject[{2014, 7, 17, 19, 53, 38.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account status" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "NV" "89074" "" "N/A" "Web" "DateObject[{2014, 7, 23, 14, 48, 33.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942074. "DateObject[{2014, 7, 17, 19, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Frederick J. Hanna & Associates, P.C." "GA" "30344" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 11.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942160. "DateObject[{2014, 7, 17, 19, 55, 1.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Taking/threatening an illegal action" "Threatened to sue on too old debt" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Allgate Financial, LLC" "GA" "30344" "Servicemember" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 12.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942161. "DateObject[{2014, 7, 17, 19, 55, 17.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Other mortgage" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Caliber Home Loans, Inc" "CA" "94583" "" "N/A" "Fax" "DateObject[{2014, 7, 22, 19, 55, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942761. "DateObject[{2014, 7, 17, 19, 56, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Federal student loan" "Communication tactics" "Threatened to take legal action" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Expert Global Solutions, Inc." "OH" "45011" "" "N/A" "Web" "DateObject[{2014, 7, 22, 19, 36, 16.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Yes" 942166. "DateObject[{2014, 7, 17, 19, 57, 5.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Medical" "Disclosure verification of debt" "Right to dispute notice not received" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Gold Key Credit, Inc." "NY" "11778" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 20, 4, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942168. "DateObject[{2014, 7, 17, 20, 0, 21.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Other (i.e. phone health club etc.)" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Virtuoso Sourcing Group, LLC." "NY" "10033" "" "N/A" "Phone" "DateObject[{2014, 7, 22, 20, 13, 45.}, ""Instant"", ""Gregorian"", -5.]" "Closed" "Yes" "No" 942179. "DateObject[{2014, 7, 17, 20, 0, 56.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Public record" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Equifax" "CA" "95111" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 13.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942181. "DateObject[{2014, 7, 17, 20, 1, 7.}, ""Instant"", ""Gregorian"", -5.]" "Mortgage" "Conventional adjustable mortgage (ARM)" "Loan modification,collection,foreclosure" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Nationstar Mortgage" "NY" "11230" "" "N/A" "Web" "DateObject[{2014, 7, 22, 20, 13, 10.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942757. "DateObject[{2014, 7, 17, 20, 2, 22.}, ""Instant"", ""Gregorian"", -5.]" "Debt collection" "Credit card" "Cont'd attempts collect debt not owed" "Debt is not mine" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Synchrony Financial" "TX" "75013" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942619. "DateObject[{2014, 7, 17, 20, 4, 50.}, ""Instant"", ""Gregorian"", -5.]" "Bank account or service" "Other bank product/service" "Deposits and withdrawals" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Wells Fargo & Company" "CO" "80218" "Older American" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 14.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "No" 942192. "DateObject[{2014, 7, 17, 20, 5, 2.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "Experian" "MI" "48224" "" "N/A" "Web" "DateObject[{2014, 8, 12, 14, 56, 51.}, ""Instant"", ""Gregorian"", -5.]" "Closed with non-monetary relief" "Yes" "No" 942658. "DateObject[{2014, 7, 17, 20, 6, 10.}, ""Instant"", ""Gregorian"", -5.]" "Credit reporting" "Missing[""NotApplicable""]" "Incorrect information on credit report" "Account terms" "Missing[""NotApplicable""]" "Missing[""NotApplicable""]" "TransUnion Intermediate Holdings, Inc." "PA" "19120" "" "N/A" "Web" "DateObject[{2014, 7, 17, 20, 7, 15.}, ""Instant"", ""Gregorian"", -5.]" "Closed with explanation" "Yes" "Missing[""NotApplicable""]" 942195.